A 71-year-old client calls her registered representative and asks him to wire $10,000 to an offshore account. The rep asks the reason and she responds that she won money in a lottery and this is to pay the taxes. The registered representative is concerned that this might be a case of senior exploitation and should
A)
get the wire instructions and escalate this to his supervisor.
B)
contact the client's trusted contact person on this account and inform them of the request.
C)
wire the money as instructed.
D)
refuse to wire the money.

Answers

Answer 1

The registered representative is concerned that this might be a case of senior exploitation and should contact the client's trusted contact person on this account and inform them of the request. Correct option is B.

A 71-year-old client calls her registered representative and asks him to wire $10,000 to an offshore account. The rep asks the reason and she responds that she won money in a lottery and this is to pay the taxes. The registered representative is concerned that this might be a case of senior exploitation and should contact the client's trusted contact person on this account and inform them of the request.

In this case A being a client qualifies as a designated adult since they are 65 years of age or older. As a result, the company have to make an effort to find out who will serve as the account's reliable contact. The registered representative should always get in touch with the contact person if they have any reason to believe something is strange.

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Related Questions

which of the following is not a category you should organize your content audit by?: Content title
Buyer’s journey stage
Content length
Marketing funnel stage

Answers

The content title is not a category you should organize your content audit by.

What does a content audit accomplish?

All of the material on a website is compiled and its performance is examined during a content audit. By evaluating their strengths, limitations, and possibilities, online firms that produce content and maintain a content marketing plan may maximize their gains. You can identify possibilities for improvement by conducting a content audit to evaluate the effectiveness of your material.

Many contents audit only consider SEO success, but a thorough audit also considers the content's value and business performance. Your content audit will benefit from analytical data. This covers statistics like page views, internal and external link density, bounce rate, time spent on the page, conversion rate, and many more.

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in the last quarter a restaurant had management labor costs of $20,000, staff labor costs of $80,000 and employee benefits costs of $30,000. the operation achieved a 25% total labor cost last month. how much revenue did the operation generate in the last quarter? a. $520,000 b. $715,000 c. $325,000 d. $905,000

Answers

The business made 520 000 in revenue during the most recent quarter. 520,000

How is the labor cost per unit determined?

The amount is calculated by dividing the direct labor hourly rate by the quantity of direct labor hours needed to finish one item. As an illustration of labor costs, if direct labor is paid at an hourly rate of $10 and a unit takes five hours to complete, the direct labor cost is $10 times five, or $50.

What two sorts of labor costs are there?

Direct and indirect (overhead) labor costs are separated. While indirect costs are related to support labor, such as employees, direct costs include pay for those who manufacture a product, such as those working on an assembly line.

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describe one economic impact that the mit'a system had on europe

Answers

The Mit'a system's construction of public works during the period of 1450–1750 had an economic impact on Europe. Mit'a was employed for building projects including building roads. Rotating labor helped the Mita system construct public infrastructure, like as buildings, roads, and public works, which helped the Incan empire grow.

How did the European market economy emerge?

Europe, especially England, began to focus more and more on urban industry, producing less food on farms and importing large quantities of wheat, beef, and other tropical food items.

How did Europe start to modernize its economy?

The 17th century saw a significant increase in agricultural productivity across Europe, but especially in England.

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calvin received a call from bank of america (boa). boa called to inquire whether or not calvin was taking out a credit card for a business called calvin's carpets. the credit card application had calvin's social security number, address, and date of birth. calvin informed boa that he was not. boa determined it was a case of fraud. once this was reported to the credit bureau, they offered calvin an extended fraud alert. how long will the extended fraud alert last? question 16 options: 3 years. 5 years. 7 years. 10 years.

Answers

An extended fraud alert for credit card  last almost for 7 years.

What does Fraud alert means?

A fraud alert is a notice placed on a consumer's credit report indicating that they may have been the victim of identity theft or other fraudulent activity. Before credit can be extended, creditors are notified that additional steps must be taken to verify the consumer's identity. It is a method for consumers to safeguard themselves against future fraud.

What does Consumer means?

A "consumer" is a person or group who buys goods and services for their own use. Consumers are responsible for driving demand for goods and services as well as influencing their production and distribution. They also benefit from the products and services they buy.

Therfore the correct option is C. 7 years.

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what are the functions of securities markets? multiple choice question. they exchanges provide an opportunity for small investors to meet one another through ipos

Answers

a. to aid companies in locating the long-term capital they require to finance operations, grow their companies, or purchase goods and services.

b. To provide investors with a marketplace where they may purchase and sell investments like stocks and bonds to support their monetary future.

What is the security market and what does it do?

Securities are money-raising financial products. The main purpose of the securities markets is to facilitate the transfer of capital from those who possess it to those who are in need of it. The stock market aids in the movement of resources from those who have idle resources to those who require them for productive purposes.

What traits does the security market have?

The qualities of Security Market Line are as follows: It is an excellent illustration of the opportunity cost of an investment. The expected return for a securities or portfolio with a beta value of 0 is the same as the risk-free rate of return. The security market line's slope is determined by the market risk premium.

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Answer:

they provide long term funding for businesses and a place for investors to buy and sell stocks and bonds

Explanation:

according to the federal regulations, which of the following are required elements of informed consent?

Answers

(1) Disclosure of information, (2) Competency of the patient (or surrogate) to make a decision, and (3) Voluntary nature of the decision.

Its name is federal for a reason.

Federal refers to the fact that there is a federal government as well as state and local governments in all 50 states. In a "republic," the people are the ultimate decision-makers, but representatives are chosen to carry out their will.

Which federal examples come to mind?

Argentina, Australia, Belgium, Bosnia and Herzegovina, Brazil, Canada, Germany, India, Iraq, Malaysia, Mexico, Micronesia, Nepal, Nigeria, Pakistan, Russian, Switzerland, UAE, and the United States are examples of federations or federal provinces or states.

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Directions and Analysis
Handling a Diverse Workforce
Perform online or offline search, and choose a multinational corporation that you can contact.
You must then email or call and speak to someone from the firm's Human Resources
department (preferably the HR manager or a senior HR person), place a request to come in,
and conduct a brief (15- to 20-minute) interview with the HR manager. During the interview,
you need to ask questions about the background of the company and the challenges that the
company faces when they have employees from different cultural backgrounds. Evaluate the
responses and summarize your findings.
Type your response here:

Answers

I have chosen Samsung electronics which is positioned in my area. I have visited the business enterprise and performed a meeting with HR manager.

The corporation has launched trainee software for the graduates. HR manager has supplied details about the program which consists of education of freshers and on job support.

They can find out about and do the job collectively so that they analyze how to work in an workplace environment. Graduates can aid supervisor of more than one department at a time which gives them publicity of notable department tasks.

The essential characteristics which are required with the aid of the business enterprise in a candidate are multitasking skills, trouble solving ability and potential to meet deadlines. For interview there is a quick recreation in which IQ stage of candidates is tested and those who clear the levels of the game are then promoted for a panel interview.

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plack co. purchased 10,000 shares (2% ownership) of ty corp. on february 14. plack received a stock dividend of 2,000 shares on april 30 when the market value per share was $35. ty paid a cash dividend of $2 per share on december 15. in its income statement, what amount should plack report as dividend income?

Answers

Response Criticism: "$24,000" is the proper response.

Dividend income equals shares owned times dividend per share, or 12,000 divided by $2, or $24,000.

Briefing:-

A stock dividend is not considered revenue. Both the number of shares held and the cost basis per share are decreased.

How many shares are used to distribute each share?

Dividends per share are computed by dividing the entire number of dividends paid by a corporation over a period of time (including interim dividends) by the total number of outstanding shares.

Do dividends per share exist?

A business makes money. A plan to distribute those gains as a dividend has been approved by the board of directors of the corporation. Each share of stock receives a dividend payment. American businesses typically pay dividends on a quarterly, monthly, or semiannual basis.

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In business decision-making, managers typically examine the two fundamental factors of 27 Multiple Choice 01:08:40 Risk and capital investment. Risk and return Capital investment and rate of return. Risk and payback. Payback and rate of return

Answers

In business decision-making, managers typically examine Risk and return factors.

The corporate decision-making process is a sequential procedure that enables experts to resolve issues by assessing the facts, analyzing the alternatives, and selecting a course of action from there. At the conclusion of this clearly defined procedure, there is also an opportunity to assess whether the choice was the appropriate one.

A business's success depends on its ability to make decisions, big and small. The urge to solve a problem or the need for a prospective opportunity drives decisions. Making educated judgments requires gathering the appropriate information and feedback from important parties.

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let's assume you are the ceo of an electronics manufacturing business. over the past twenty years, the products of your company have been sold primarily by walmart. your sales team has recently suggested that your company should build a multichannel systems--while keeping warmart as your reseller, you build an online store selling your own products directly to consumers. but this may result in channel conflict and risk damaging your relationship with walmart. what strategies can you use to reduce such risks?

Answers

We can use the online platform for our product launches which are coming new to the market and has not yet been offered to Walmart for selling.

Explain selling in terms of business.

Finding, obtaining, and building a market for a specific good or service includes both personal and impersonal operations known as selling. Selling is the process of educating and convincing a market about a good or service, according to William J. Stanton. It serves the purpose of promotion. Selling in its broadest definition, according to Still, Cundiff, and Govoni, "includes not only the making of sales, i.e., completing ownership transfers; but also, the identification of potential customers, driving demand, and giving information and service to purchasers."

Therefore, it is evident that selling is defined as more than just the transfer of ownership. It also includes a promotional role that involves finding potential customers, raising demand, and offering marketing materials and services, among other things. In the present,

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one way to segment a market is according to whether the purchaser is a consumer or a business-to-business user.

Answers

The statement one way to segment a market is according to whether the purchaser is a consumer or a business-to-business user is True.

What is market segmentation?

Market segmentation can be defined as the way of separating the market into different segment or group. Example of market segmentation is putting customers that share similar or the same features into the same group

The statement is true because a company can tend to divide  a market based on whether a person is a consumer on a business user.

Therefore the statement is true.

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The complete question is :

one way to segment a market is according to whether the purchaser is a consumer or a business-to-business user. True/False

chloe is planning to open a restaurant. before proceeding with the plan, she collects data on the operating standards of one of her favorite restaurants that inspired her to open her own restaurant. this is an example of .

Answers

It is an example of Benchmarking.

A restaurant is a business that prepares and serves food and drinks to clients. Food is generally served and eaten on the premises, however many restaurants also provide take-out and meal transport offerings.

It affords a sense of camaraderie and community. There are usually positive restaurants in any city that everybody knows. Now not most effective do they recognize the location, but they understand those who paintings there or very own it. In some approaches, the feel of community created makes the eating place as important to locals as their personal kitchens.

A restaurant is especially divided into areas: provider and manufacturing.

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Receiving assets from customers before services are performed results in:
O Prepaid Assets.
O Service Revenue.
O Unearned Revenues.
O Accounts Receivable.

Expenses normally carry a______balance and are shown in the_______.
O Debit; Statement of stockholders' equity.
O Debit; Income statement.
O Credit; Balance sheet.
O Debit; Balance Sheet.

Childers Service Company provides services to customers totaling S3,000, for which it billed How would the transaction be recorded?
O Debit Cash $3,000, credit Service Revenue $3,000.
O Debit Accounts Receivable S3,000, credit Service Revenue $3,000.
O Debit Accounts Receivable $3,000, credit Cash $3,000.
O Debit Service Revenue $3,000, credit Accounts Receivable $3,000.

Assume that cash is paid for rent to cover the next year. The appropriate debit and credit are: Debit Rent Expense, credit Cash. Debit Prepaid Rent, credit Rent Expense. Debit Prepaid Rent, credit Cash. Debit Cash, credit Prepaid Rent. The revenue recognition principle states that:
O Revenue should be recognized in the period the cash is received.
O Revenue should be recognized in the period earned.
O Revenue should be recognized in the balance sheet.
O Revenue is a component of common stock.

Answers

Receiving assets from customers before services are performed results in Unearned Revenues.

Expenses normally carry a Credit balance and are shown in the Income Statement.

Unearned revenue are revenue earned against services that have not been performed yet. In accrual system, revenue is recognized when service is performed against it.

Revenue earned without service being discharged is treated as liability till the period service is performed. It is recognized as income only after service is performed. For example unearned rent revenue is an unearned revenue which is reported as a liability till the rent period for which revenue was received is over.

The income statement presents revenue, expenses, and net income.

Income is viewed as an estimation of your ability, not credit risk. While pay doesn't straightforwardly affect your financial assessment, it can have a backhanded effect since you really want to have adequate pay to cover your bills.

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after running a small restaurant for two years, pam and jim realized that a greater opportunity existed in food distribution. they hired family members to run the restaurant while they focused their energy on starting a food distribution company. this is an example of the

Answers

After running a small restaurant for two years, pam and jim realized that a greater opportunity existed in food distribution. This is an example of the Corridor principle.

According to the Corridor Principle, the act of beginning a venture allows entrepreneurs to recognise and seize additional business opportunity that they would not have been able to discover or seize before beginning their initial enterprise.

The linear single venture career paradigm, as exemplified by well-known businesspeople like Ray Kroc of McDonald's and Kenneth Olsen of Digital Equipment Corp., is challenged by the corridor principle. Six hypotheses examine the timing and length of entrepreneurial careers, as well as the link between the number of enterprises that an entrepreneurial career produces and its length.

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vincent is considering changing his pricing strategy. which of the following options results in the highest profit per day? a. charge a single price of $18 to all passengers. b. charge a single price of $10 to all passengers. c. charge a single price of $12 to all passengers. d. continue charging each buyer his/her willingness to pay.

Answers

For the highest profit per day Vincent should continue charging each buyer his/her willingness to pay. The correct response is option (d).

Define price strategy.

Pricing strategies are the methods and practices used by businesses to determine the prices they will charge for their products and services. The process by which you choose the price you will charge for your items is called a pricing strategy.

Value-based, competition-based, cost-plus, and dynamic pricing are all frequently used methodologies, depending on the industry and type of business.

Value pricing is arguably the most significant pricing strategy out there. This takes into account how valuable, significant, and advantageous your customers believe your products or services to be.

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nettie's knits, inc., paid taxes on its net income and then distributed part of the earnings as dividends to investors. these investors paid tax on the dividends they received. this practice is known as a. double taxation. b. twice taxation. c. initial public offering. d. harvesting taxation.

Answers

The earnings as dividends to investors. these investors paid taxes on the dividends they received. this practice is known as Double Taxation.

Dividends are payments a business enterprise makes to proportion profits with its stockholders. they're paid on an ordinary basis, and they're one of the approaches investors earn a go back from making an investment in stocks.

A dividend is a distribution of earnings by an employer to its shareholders. whilst an agency earns an income or surplus, it can pay a part of the income as a dividend to shareholders. Any amount now not dispensed is taken to be re-invested inside the business.

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tott company has the following internal control procedures over cash disbursements. identify the internal control principle that is applicable to each procedure. (a) company checks are prenumbered. select the principle of internal control (b) the bank statement is reconciled monthly by an internal auditor. select the principle of internal control (c) blank checks are stored in a safe in the treasurer's office. select the principle of internal control (d) only the treasurer or assistant treasurer may sign checks. select the principle of internal control (e) check-signers are not allowed to record cash disbursement transactions.

Answers

The internal control principle that is applicable to the blank checks are stored in safe in treasurer's office is physical control.

Who is a treasurer?

An organization's treasurer is in charge of managing its finances. Cash and liquidity management, risk management, and corporate finance are among a corporate treasurer's important primary responsibilities. The treasurer would also be a member of the committee that would supervise how the funds are used, either by directly directing expenditure or by approving it as necessary. They are accountable for making sure the business has enough funds to accomplish its declared goals and objectives while avoiding excessive or inefficient spending. They also provide a financial status report to the board of directors and/or the public membership to guarantee checks and balances. All transactions must have a clear audit trail, which requires keeping accurate records and supporting documentation at a suitable degree of detail.

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The ____________________ is based on the prices of merchandise that are exported or imported.

Question options:

a) International Price Index

b) Producer Price Index

c) International Product Index

d) Foreign Price Index

Answers

The Foreign Price Index is based on the prices of merchandise that are exported or imported.

The Foreign Price Index (FPI) is an index that measures the relative price of goods and services in different countries. It is calculated by comparing the prices of a basket of goods and services in a base country to the prices of the same basket of goods and services in a foreign country.

The index is used to compare the purchasing power of different countries and to measure the effects of exchange rate changes on the relative prices of goods and services.

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in lucy v. zehmer (1954) the virginia court held that mr. zehmer (offeror) had demonstrated a serious intent to be bound by the offer to sell ferguson farm to mr. lucy (offeree) for $50,000. which statement below reflects the court's legal reasoning?

Answers

The statement A and C reflects the court's legal reasoning. The correct answer option (D). A and C only.

What is Legal reasoning?

It is a method that entails extrapolating specific instances of the relevant legislation from a small sample of cases to a larger group of situations. The historical, empirical, or a posteriori methods are other names for it.

You are required to apply legal concepts to the factual scenario in this section, which assesses your aptitude for the law. Through this portion, your legal knowledge, aptitude for research, and capacity for problem-solving are evaluated. Giving a cause for the judgement is the essence of legal reasoning. The term "issue" refers to a disagreement between the parties on a specific substantial fact that both parties to the suit or procedure were concerned about.

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The full question is,

In Lucy v. Zehmer (1954), the Virginia court held that Mr. Zehmer (Offeror) had demonstrated a serious intent to be bound by the offer to sell Ferguson Farm to Mr. Lucy (Offeree) for $50,000. Which statement(s) below reflect the court's legal reasoning?

A). The court determined that Mr. Zehmer was "high as a Georgia Pine' when he entered into the contract.

B). The court noted the following: a contract was under discussion between the parties and was re-written to include Mrs. Zehmer; it was then signed by all parties; and contained a provision for the examination of title; the instrument was complete, and that alcohol did not negate Mr. Zehmer's intent to be bound by the offer

C). The court determined the offer did not contain definite and certain terms and was not valid.

D). Choices A and C only.

organization development a. has yet to emerge as a distinct field of study. b. is the process of planned change using scientific knowledge. c. focuses on technological change. d. is designed to combat unwanted change. e. works best as a spontaneous process

Answers

Organization development  is the process of planned change using scientific knowledge.

What exactly is organizational development research?

The goal of organization development (OD), which aims to improve an organization's performance and/or culture, is to study and put into practice practices, systems, and techniques that influence organizational transformation. Usually, the group's stakeholders are the ones who start the organizational adjustments.

By organization development, what do you mean?

A goal-based strategy for system change within an organization is called organization development. Through organizational development, organizations can create and maintain a new desirable state for the whole organization.

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Which of the following is NOT a characteristic of a cross-sectional study?
a.It is conducted at only one point in time
b.It can be exploratory, descriptive, or explanatory
c.It concentrates on the changes which take place among a specific sample over a period of time
d.It provides a means for studying a large variation in the population at the same point in time
e.All of the above are characteristics of the cross-sectional study

Answers

The following is characteristic of a cross-sectional study.

The answer is:

E. All of the above are characteristics of the cross-sectional study

A cross-sectional study is a quantitative research method with an observational survey approach and direct data collection at one time.

Therefore the cross-sectional study has the following characteristics:

The sample of the study has fixed characteristics.No manipulation of subjects or population.Can explore a very large number of subjects at one time.Applying the same set of variables for a certain period of time.The study time is relatively short and efficient.

This method exists because of the need to obtain scientific information about problems or phenomena that occur within a certain period of time. Thus, the information remains up to date but also does not leave the data acquisition process reliable.

The cross-sectional study can be applied in various fields, such as health, education, business, retail, and psychology.

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warm-up type your response in the box. analyze the following scenarios and think about what is causing these economies to improve. scenario 1 country a invested in reliable wireless internet for most of its cities. as a result, more people and small businesses have access to high-speed internet. households are happy with this development, as they now have improved wi-fi for communicating, downloading movies, gaming, and so on. firms are even happier because their bill payment, sales, and customer service processes are much faster and more reliable. output has even increased in local manufacturing firms because automated machines run quicker. scenario 2 country b invested in free, mandatory public education for boys and girls ages 6 through 18. children will also have access to free transportation to and from school. while some people criticize the government for this tremendous expense, the government believes it will recover the investment when the country has a more educated, well-trained workforce. what is driving economic growth in each of these countries?

Answers

The country's government A financial investment in wireless internet.

What exactly do you mean by "help during the financial boom"?

Monetary growth, measured as an increase in people's actual earnings, indicates that the ratio between people's earnings and the costs of things they can buy is increasing: products and services become more affordable, and people become less terrible.

The government of nation A made an investment in wireless internet. As a result, the development of United States A's infrastructure is fueling economic expansion. A vast and knowledgeable workforce produced by country B's educational system, on the other hand, will promote economic expansion. As a result, each nation will profit from economic growth driven by finance.

A nation's government made a financial investment in wireless Internet. Consequently, a solid infrastructure supports the economic progress of country A. The educational system in country B, on the other hand, will provide a sizable and skilled labor force, which will also support economic growth. As a result, both countries' economies will flourish as a result of investment.

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Answer:

The government of country A spent money investing in wireless Internet. So, a robust infrastructure is the driving force behind country A’s economic growth. On the other hand, the education provided by country B will result in a large and competent workforce, which will also lead to economic growth. Therefore, both countries will experience economic growth driven by investment.

Explanation: sample answer

Which of the following statements is true about marginal analysis? A. Marginal analysis is a tool used in optimization in levels.
B. Marginal analysis involves the calculation of the total net benefits of all the available alternatives.
C. Marginal analysis compares the consequences of doing one more step of something.
D. Marginal analysis of alternatives will mostly give an outcome different from optimization in levels.

Answers

The following statements is true about marginal analysis Marginal analysis compares the consequences of doing one more step of something.

Which of the following claims concerning marginal analysis is accurate?

Marginal analysis examines the effects of taking an additional step in a process. The marginal analysis looks at the difference brought on by an extra unit of a variable. For instance, marginal utility describes the benefit from consuming one more unit of a good.

Which of the following is not true: Which of the following is not true

The additional profit that a company can obtain by increasing production by one more unit is known as the marginal benefit.

What exactly does a marginal analysis entail?

In a marginal analysis, the difference between an activity's added benefits and its additional costs is examined. To maximize their prospective revenues, businesses employ marginal analysis as a decision-making tool.

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Which of the following illustrates the use of information systems to achieve product differentiation? A) A hot tub dealer's use of information systems to determine which models and options its customers are most likely to buy B) A shoe manufacturer's use of information systems in selling custom, made- to-order shoes directly to customers C) A PC manufacturer's use of information systems to facilitate direct access from suppliers to production schedules D) A grocery store chain's use of information systems to produce products and services at a lower price than competitors E) A hotel chain's use of information systems to analyze detailed data on guests to determine each guest's profitability

Answers

The correct answer is Information systems used by a shoe company to sell directly to clients custom-made shoes.

a department shop producing exclusive merchandise for favored clients. A professional bureaucracy is a knowledge-based organization where the skills and knowledge of professionals are essential to the production of products and services. An information system is a coordinated group of parts used to gather, store, and process data as well as to deliver knowledge, information, and digital goods. A value web is a group of separate businesses that work together to coordinate their value chains using information technology in order to generate goods or services for a market. Compared to the conventional value chain, it is less linear and more customer-driven.

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which control technique are companies using for product enhancement, process automation, and labor cost reduction? multiple choice statistical process controls lean six sigma reduced cycle time artificial intelligence\

Answers

Companies are using a variety of control techniques for product enhancement, process automation, and labor cost reduction. All of these control techniques can be used to improve product quality and reduce labor costs.

Statistical process control (SPC) is a technique that monitors and controls processes by collecting data and analyzing it to identify trends and determine if corrective action needs to be taken.

Lean Six Sigma is a set of strategies, tools, and techniques used to identify and eliminate non-value-added activities and improve quality, reduce waste and increase efficiency.

Reduced cycle time is a process improvement technique that focuses on reducing the time it takes to complete a process or task.

Finally, Artificial Intelligence (AI) is a technology which allows machines to learn from experience, adjust to new inputs and perform human-like tasks. AI can be used to automate processes, reducing labor costs and improve product quality.

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If the maker of a promissory note fails to pay the note on the due date, the note is said to be a. displaced b.disallowed c. discounted d. dishonored

Answers

If the maker of a promissory note fails to pay the note on the due date, the note is said to be dishonored. the correct answer is D.

A promissory note is referred to as dishonored when the maker misses the deadline for payment fails to pay the note . A buyer enters into a short-term agreement with a promissory note to pay a supplier for goods within a specified timeframe and at a specific interest rate. The note's maker is the party who promises to pay, the payee is the person or entity to whom the money will be transferred, the principal is the sum that is specified on the note, and the maturity date designates the day on which the money is expected to be paid.

It is referred to be dishonored since the creator promised to pay a specific sum over a specific length of time. The note is described as being dishonored because it did not keep its promise.

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Unlike perfectly markets, health insurance and health care markets contain asymmetric information in many forms. To see the consequences, consider the following model The population is evenly divided between 2 types of people: healthy people and unhealthy people. Healthy people have expected health care costs at S1000per year. Unhealthy people have expected health care costs of $5000 per year. Unhealthy people can become healthy by working out, eating healthier, and taking entive care. Assume that the cost becoming healthy, in terms of time and effort is $2000 per year hese people live in a city with one employer who will hire anyone who is willing to work. This employer provides complete health care to all its employees, all health care costs are covered by the insurance, What is the actuarial fair oost of Do the employees have incentive insurance for all the workers? to become hea O Yes O Not enough information. O No What would the new actuarially fair cost of a new employer enters who pays S1500 If insurance be at the original firm? surance), which people will go and work for the new employer? O None O Unhealthy O Both O Healthy O Previous ® ove up s view 2Check Answer terms of use contact us br

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Insurance, often known as insurance coverage or insurance policy, is a contract between the insurer and the insured. A contract that takes the shape of a financial protection policy is what is meant by insurance coverage.

For the given questions, thye solutions has been provided as under:

1. No. The only employer in the town is providing the job to everyone

  irrespective of the health status. Moreover, the health care costs are

  also covered by the employer by the insurance. The unhealthy

  employees do not have any incentive to become healthy. Therefore,  

  the correct option is OPTION 3.

2. The actuarial fair cost of the insurance is the sum of the expected

   payoffs of both the healthy and unhealthy employees. The calculation

   of the actuarial fair cost of the insurance is shown below:

                Acturial Fair Cost of Insurance = (Probability of Healthy

                                                                       Employee)×(Cost of Health) +

                                                                       (Probability of Unhealthy

                                                                       Employee)×(Cost of Health)

                                                                    = (1/2 x 1,000) + (1/2 x 5,000)

                                                                    = 500 +2,500

                                                                    = $3,000

Therefore, the actuarial fair cost of insurance for all the workers is $3,000.

3. The new employer pays $1,500 extra but does not provide any

   insurance. The cost of health for the unhealthy employee is $5,000.

   Even if they become healthy, the cost of health is $2,000. The cost of

   health is greater than the compensation amount. Thus, the unhealthy

   people will not work for the new employer.

   The cost of health for the healthy employee is $1,000. The cost is less

   than the compensation amount. Thus, the healthy people will work for

   the new employee. Therefore, the correct option is OPTION 4.

4. Since all the healthy people are working for the new employee, the

   original firm will have only the unhealthy workers.

                Acturial Fair Cost of Insurance = (Probability of Healthy

                                                                       Employee)×(Cost of Health) +

                                                                       (Probability of Unhealthy

                                                                       Employee)×(Cost of Health)

                                                                    = (0×1,000)+(1×5,000)

                                                                    = $5,000

Therefore, the new actuarial fair cost of insurance for the original firm is $5,000.

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natalie encourages her employees by recognizing and immediately rewarding a good performance, so that it motivates the employee as well as others to consistently perform well. this type of strategy to increase the frequency of desirable behavior is known as .

Answers

Positive reinforcement is a type of behavior modification strategy that encourages desirable behavior by providing a reward after the desired behavior has been exhibited.

This reward can be anything from verbal praise, a tangible reward like a gift card, or a raise in pay. Positive reinforcement increases the frequency of the desired behavior by creating an association between the behavior and the reward, ultimately making it more likely that the behavior will be repeated in the future. This strategy can be used to increase employee motivation and performance in the workplace, as well as to modify the behavior of children and pets.

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1. in the context of immigration history, what is a push factor? what do immigration historians mean by uprooting? what economic transformations pushed mexicans into the southwest from mexico

Answers

Push factors are variables that may be societal, political, or economic which drive people to emigrate. The Mexican Revolution, Southwest's new industries, mining, and agriculture attracted migrant workers from Mexico.

What caused the 1920s migration of Mexicans to the American Southwest?

Tens of thousands of Mexicans fled the horrors of the Mexican Revolution (1910–1920) by moving to the southwest United States, where American business investment in agriculture led to the creation of numerous new employment possibilities.

Which push and pull factors are most common?

People are "pushed" away from their homes by push causes, which can include conflict. New places attract people for "pull" reasons like better possibilities. Most typically, migration is influenced by economic, political, cultural, or environmental causes.

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Which of the following is not an example of an external threat to a company's future profitability?
a. More intense competition from the sellers of substitute products and vulnerability to unfavorable industry driving forces
b. Having too much underutilized plant capacity and a brand name that is not well-regarded by buyers
c. Adverse demographic changes that threaten to curtail demand for the industry's product and costly new regulatory requirements
d. Disruptive trade wars and likely entry of potent new competitors into the company's market stronghold
e. Slowing or declining market demand for the industry's product, costly new regulatory requirements, and more intense competitive pressure from industry rivals

Answers

The correct answer is b. Having too much underutilized plant capacity and a brand name that is not well-regarded by buyers.

Underused is a more polite term for underutilized. Ten percent of all the vacant lands has to be sold. the fact that something is not utilized enough, or is not used enough: Children with low incomes underutilize dental care. Only use the phrase "underserved" when discussing services; do not use it to refer to all communities in poverty. To frame bigger difficulties more accurately, use the term "under-resourced." Underutilization occurs when employees' special talents and working hours aren't properly utilized to achieve corporate objectives. Underutilization therefore has a negative effect on income. Additionally, without employees operating at their full ability, it is impossible to achieve corporate objectives.

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