A broker was told by his seller-principal not to advertise her property in the newspaper, which was just across the state line. The broker must comply with the seller's wishes because he selects one: must obey the lawful instructions of his principal.
The agent must disclose information about the roof to a possible buyer. it's an agent's duty to tell a possible buyer of any broker known material defects of the property, and it's not a violation of an agent's legal duty to the vendor.
As a buyer, you ought to receive this document broker during the contract contingency period. The TDS is arguably one in every of the foremost important documents of the whole mortgage process.
The seller must disclose all known material facts about the property that might reasonably influence a buyer's decision to shop for. The listing agent should give the broker vendor a Seller Property Disclosure Statement to fill out at the initial listing appointment. A settlement agent is additionally said as a closing agent.
The closing agent's role is to ensure all parties involved receive required documents during a loan closing. They supply escrow instructions to 3rd parties like property agents, to receive funds like fees and commissions.
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On june 1, 2022, spk company signed a $100,000, one-year, 6 percent note payable. Interest and principal are due at maturity. What amount will spk record for interest expense in their december 31, 2022 adjusting entries?.
SPK will record $3500 in interest expense in their adjusting entries for the year ending December 31, 2022. Debit Interest Expense and Credit Interest Payable will be the adjustment entries.
What exactly are interest costs?The expense of interest is related to the price of borrowing money. It is the fee that a lender assesses to a borrower in exchange for using their funds. Interest expense can be the cost of borrowing money from banks, bond holders, and other sources on the income statement.
principal = $1,00,000
Interest = 6%
Time = 7 months
interest expense = 1,00,000 X 0.06 X 7/12
= $ 3500
How are interest expenses calculated?The most simple method to calculate interest expenses is to multiply a company's total debt by the average interest rate on its debts. If a corporation owes $100 million at an average interest rate of 5%, its interest expense would be equal to $5 million ($100 million x 0.05).
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Can you explain the practice of scalping tickets for major sporting events in terms of market shortages? how else might tickets be distributed?
Scalping is that the practice of reselling tickets at higher rates when their is an artificial creation of market shortage. The scalpers purchase ticket at fair market prices before the event happen and resell at higher prices when they exploit the market shortage they created.
What does scalping mean in tickets?
Scalping in its modern iteration, also referred to as bulk or automated buying, may be a threat to eCommerce and ticketing websites selling sought-after products and services. Scalpers are bad actors who purchase tickets or product units using scalable methods that aren't available to ordinary users.
Why are scalp tickets illegal?
Over the past 20 years , ticket scalping has become increasingly common thanks to the existence of the internet. As such, the bulk of ticket scalping incidents are now primarily committed through an online sales transaction. Currently, there are not any federal laws that prohibit the scalping or resale of tickets.
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Guys I need a little bit of help, please!
Desean sets up his zero based budget and has $175 left after he assigns all of his expenses to each category. What would be a good category for him to put that money in?
In health insurance, what is the amount that must be paid by the patient to an insurance agency for a health insurance policy?.
In health insurance, premium is the amount that must be paid by the patient to an insurance agency for a health insurance policy?
What is health insurance?
Health insurance is a type of insurance that covers all your medical expenses that arise due to an illness.
What are the different types of Health Insurance?
1. Mediclaim Plans
The Mediclaim or hospitalization plans are the most basic type of health insurance plans. They cover the cost of treatment when you are admitted to the hospital. The payment is made on actual expenses incurred in the hospital by submitting original bills.
2. Critical Illness Insurance Plans
Critical Illness Insurance Plans cover specific life-threatening diseases. Unlike hospitalization plans, the payout is made on Critical Illness cover chosen by the customer and not on actual expenses incurred in the hospital.
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Raul inherited an annuity worth $4,629.10 from his uncle. the annuity will pay him seven equal payments of $800 at the end of each year. the annuity fund is offering a return of:_________
Raoul inherited an annuity worth $4,629.10 pension from his uncle. The pension will pay him $800 at the end of each year in seven equal installments. The pension fund provides a return of 9.44%.
An annuity is a contract between you and an insurance company that requires the insurance company to pay immediately or in the future. You buy an annuity in a single payment or in a series of payments. Because your annuity increases with tax deferral, you don't have to pay income tax on your annuity until you start withdrawing money or receiving payments. If you purchased your annuity with pre-tax funds when you withdraw the money, the money is taxed as income.
An annuity is an insurance contract between you and a provider company that purchases a flow of payments for yourself over time to protect your income from losses. There are several types of annuities, so you can find the one that fits your needs and convenience level. The main disadvantages are long-term contracts, loss of control over investments, low or interest-free, and high fees. Also, annuities have fewer liquidity options and you have to wait until age 59.5 to withdraw money from your annuity without penalty.
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What is one major distinction between telecommuting and flextime arrangements? telecommuters often must work during regular business hours.
A more robust management information system is needed for telecommuters (MIS). Those who work from home frequently have to put in regular business hours. There is no requirement for telecommuters to work past their regular office hours.
By utilizing communication tools like email, phone, and video apps, a worker can complete work assignments from locations other than the conventional workplace.
When you telecommute, you work from a location other than the physical headquarters of an organization. You typically use technology to complete your work and communicate with your employer or coworkers. Telecommuting jobs are available in many fields, including sales, publishing, customer service, and marketing.
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The breakeven volume is the quantity for which the unit cost is minimized.
a. true
b. false
the answer is false
so , option b
Sally is indifferent between (1) working 8 hours a day and earnings $160 a day and (2) working 9 hours a day and earnings $200 a day. this implies that:_____.
Sally is indifferent between this implies that: when Sally makes $160 in an 8 hour job, she puts a $40 value on the hometime foregone to work a 9th hour.
Sally becomes a crucial figure for Esperanza, as she represents a sort of that Esperanza finds intriguing. Sally appears to have retained her autonomy while still being desirable to boys, and Esperanza wants to be friend Sally and learn her ways.
Esperanza describes her new friend, Sally, a lady who is more inquisitive about boys than Esperanza. Esperanza wishes she were beautiful like Sally and admires Sally's sense of favor. She wants to own shoes and stockings like Sally's.
Esperanza believes Sally married to flee her house. Sally claims to be happy because her husband sometimes gives her money, but her husband sometimes becomes violent and angry additionally. She has got eyes like Cleopatra, and she or he wears nylons and black shoes, accessories that are, in Esperanza's mom's opinion, "dangerous".
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To+buy+your+first+home,+you+take+out+a+15+year+(fully+amortizing)+mortgage+for+$400,000+which+requires+equal+yearly+payments.+the+effective+annual+interest+rate+is+3.6%.+how+must+you+pay+in+year+3?
Here's the simple interest formula: Interest = P x R x N. P = Principal amount (the beginning balance). R = Interest rate (usually per year, expressed as a decimal).
Given,
Loan amount = $400000
Term (n) = 15 years
Interest rate (r) = 3.6% or 0.036
Solution:-
Annual payment = (Loan amount x r) \div [1 - (1 + r)-n]
= ($400000 x 0.036) \div [1 - (1 + 0.036)-15]
= $14400 \div [1 - (1.036)-15]
= $14400 \div [1 - 0.5883065299]
= $14400 \div 0.4116934701 = $34977.48
Now,
First-year interest = Loan amount x interest rate
= $400000 x 3.6% = $14400
Balance after the first year = Loan amount - (Annual payment - first-year interest)
= $400000 - ($34977.48 - $14400)
= $400000 - $20577.48 = $379422.52
Second-year interest = Balance after the first year x interest rate
= $379422.52 x 3.6% = $13659.21
Principal pay off in year 2 = Annual payment - second-year interest
= $34977.48 - $13659.21 = $21318.27
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Clairmont industries reported net income of $282,828, average total assets of $637,000, and comprehensive income of $354,172. the return on total assets is:________
The return on total assets is 44.4%.
What are Returns?The nominal change in the dollar value of an investment over time can be used to describe a return. The ratio of profit to investment can be used to calculate a return as a percentage. Returns can either be shown as net results (after costs, taxes, and inflation) or as gross returns, which just take the price change into account.Only once they have been transformed into intervals of the same length can return over periodic periods of varied durations be compared. Comparing returns generated over periods of a year is usual. Annualization is the process of transforming shorter or longer return intervals into yearly returns.To learn more about Returns, refer to:
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Suppose a farmer has three kinds of land for growing peaches; good - better - and best. As the farmer increases production - she will use the best land first - and costs will be low. At some point - she will run out of the best land and will have to start using the better land - and costs will be a little higher. This describes the:
a farmer has three types of lands. she- uses the best land first costs will be lower. And then start using the better land - and the cost will be a bit higher. This describes: the law of increasing opportunity cost.
According to the law of increasing opportunity cost, an organization's opportunity cost increases as the level of production remains high. In particular, the opportunity cost of producing the next unit will increase if the output of one product increases. This occurs as a result of the reallocation of resources by the manufacturer to create that product. However, the corporation would make more money if these resources were used for their original purpose.
The value of the best additional choice when you decide to take a particular action is called the opportunity cost.
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Tony works in the finance department as an accounting clerk. he keeps a time card and receives extra pay for any overtime he works. tony is most likely a(n):__________
Tony works in the finance department as an accounting clerk. He keeps a time card and receives extra pay for any overtime he works. Tony is most likely a non-exempt staff employee.
Non-Exempt Staff Employee: Non-exempt workers are entitled to a minimum wage that complies with any applicable federal or state wage legislation. Non-exempt workers, in contrast to exempt workers, are entitled to overtime pay when they work more than 40 hours each week. The majority of trained tradespeople, including plumbers and electricians, as well as cashiers and bookkeepers, are not excluded.
Non-Exempt Staff Employee
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Calculate real gdp in 2020 and real gdp in 2021. real gdp in 2020 is $ 420. real gdp in 2021 is $ nothing.
Modern-day-dollar GDP increased 10.zero percent, or $2.10 trillion, in 2021 to a degree of $22.99 trillion, in contrast to a lower of two.2 percentage, or $478.nine billion, in 2020 (tables 1 and 3).
In general, calculating actual GDP is executed by dividing nominal GDP through the GDP deflator (R). as an instance, if an economic system's charges have elevated by using 1% because the base 12 months, the deflating number is 1.01. If nominal GDP was $1 million, then actual GDP is calculated as $one million / 1.01, or $990,099.
GDP in the united states of america averaged 7927.fifty six USD Billion from 1960 till 2021, achieving an all time high of 22996.10 USD Billion in 2021 and a file low of 543.30 USD Billion in 1960. This web page provides - usa GDP - actual values, ancient records, forecasts, charts, information, financial calendars all-timed information.
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Two reasons for low-interest loans made to _______ were the number of miles of track laid and the surrounding terrain.
Two reasons for low-interest loans made to railroads were the number of miles of track laid and the surrounding terrain.
The purposes of providing low-interest loans to railroads are simple - so that number of miles of track laid should cover more distance and should be surrounded with terrain.
Railroad is one of the most important, widely used, and cost-effective modes of transportation for both long and short distances. Because this system is built on metal (usually steel) rails and wheels, it has a lower frictional resistance, allowing for more wagons or carriages to be attached. This is referred to as a train system. Trains are typically propelled by an engine locomotive that runs on either electricity or diesel. When there are multiple route networks, complex signaling systems are used. Rail transportation is also one of the most rapid modes of land transportation.
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Jason's fish factory has total assets of $50,800, fixed assets of $47,400, long-term debt of $36,300, and total debt of $42,900. if inventory is $1,200, what is the current ratio?
The current Ratio is 0.52.
The current ratio is a liquidity ratio that measures a company's ability to pay its short-term or one-year obligations. Investors and analysts show how the company is maximizing working capital on its balance sheet to pay down ongoing debt and other liabilities. The current ratio measures a company's ability to pay its short-term debt maturities within one year.
The current ratio relates a company's total liquid assets to its short-term liabilities. Values between 1.5 and 3 are generally considered good liquidity ratios. This ratio is used to assess whether a creditor can provide short-term debt to a company. It also provides information about the company's operating cycle. It demonstrates a company's ability to convert assets into cash to pay off current liabilities. In theory, a high liquidity ratio indicates that the company has sufficient liquidity to easily repay current liabilities from current assets.
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What is true about employment of individuals with physical disabilities that impacts research?
The truth about the employment of individuals with physical disabilities that impacts research is individuals with disabilities have a high prevalence of unemployment, and research that may require them to skip work in order to participate may jeopardize their employment.
And the false statements about the employment of individuals with physical disabilities that impact research are:
There is no effect on employment.Individuals with physical disabilities who are employed should not be invited to take part in the research.Individuals with physical disabilities are more likely to be working in high-paying occupations and are more likely to be able to take time off from work to participate in research.Hence, the answer is individuals with disabilities have a high prevalence of unemployment, and research that may require them to skip work in order to participate may jeopardize their employment.
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Cybertrespass is commonly considered to be a trespass on:________
a. real property.
b. physical property.
c. real estate.
d. personal property.
Cybertrespass is commonly considered to be a trespass on d. personal property.
Actual assets include land plus the homes and furnishings completely connected to it. real property taxes are assessed on agricultural, business, industrial, residential, and software belongings. non-public property is belongings that aren't permanently affixed to land: e.g., equipment, furniture, tools, and computer systems.
Non-public belongings can be characterized as both tangible and intangible. Examples of tangible personal property include cars, fixtures, boats, and collectibles. shares, bonds, and financial institution bills fall under intangible private property.
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Dell used its brand to expand into new areas including printers and consumer electronics such as lcd and plasma televisions. dell engaged in a ________ extension.
Dell used its brand to enlarge into new areas like lcd and televisions.
Dell is engaged in a Category extension.
What is Category Extension?
Category or Brand Extension is a strategy by which, a corporation uses the same brand to enter into a completely unrelated product segment. the corporate leverages on the brand equity and success of its existing brand to introduce the new product to increase market acceptance.
What is a category extension in marketing?
A category extensions is when an existing name is applied to a product category that is new to the firm. The study is conducted supported exclusively written data whereas a presentation of textual. analysis will appear
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Which documents are generally finished and approved before a project begins? (select three.)
Project plan, budget plan, and resource allocation are the three documents that are generally finished and approved before a project starts.
It generally requires that the documents containing the project plan, budget plan, and resource allocation details are finished and approved before a team begins a project. These documents provide the baseline to successfully complete the project according to its defined plan, budget, and allocated resources.
The project plan document provides a proper plan to ensure the successful completion of a project. The document gives clarity on the responsibilities of team members; defines the scope of the project; lists the processes and procedures involved; identifies the expected outcomes.
The budget plan document contains detailed information about the expenditures and expected revenues associated with the project. This document helps to estimate and track the expenses of the project.
The resource allocation document provides details about equipment/tools, manpower, office space, the time required, and the other facilities needed for accomplishing the various tasks of the project. This document is essential for ensuring teams have adequate access to the resources needed to finish the project effectively.
The complete question is given below:
" Which documents are generally finished and approved before a project begins?
Project PlanProject BudgetResource allocationClosure document "You can learn more about project documentation at
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Select the correct answer. fiona deposits $2,000 into a savings account. if the fed requires a 20 percent reserve ratio, how much of fiona’s money can the bank lend? a. $400 b. $1,600 c. $2,000 d. $1,200
The amount the the fed require = 20/100 x 2,000 = 400
The maximum sum Fiona's bank can loan is : $ 2,000 - $ 400 = $ 1,600
b. $1,600
The reserve ratio is the percentage of reserve liabilities that commercial banks are required to hold in reserve rather than lend out or invest. This standard is established by the nation's central bank, in this case the Federal Reserve in the United States. It is also referred to as the cash reserve ratio.
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Your credit card company charges you 1.26 percent per month. what is the apr on your credit card?
Your credit card company charges you 1.26 percent per month. the apr on your credit card is 1.26*12= 15.12
What is credit card?
With a credit card, a bank provides you with a loan that you can use for small and large purchases, known as a credit limit. If you don't pay off the debt on your bill each month, interest, or APR, which is applied to your statement like it would with traditional loans, will accrue on your credit limit.
Therefore,
Your credit card company charges you 1.26 percent per month. the apr on your credit card is 1.26*12= 15.12
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1.4 Determine the area of the triangular ABC with AC-5cm and height DB=30 mm. A B 30mm D 5 cm C
The triangle ABC's area, given its dimensions, is 75 cm2.
Given:The triangle ABC has a height of DB = 30 mm and an AC of 5 cm.
To locate
Calculate the triangle's ABC's area.
Solution:Triangle's surface area is halved (base height)
30 mm in height with a 5 cm base
Triangle's surface area equals half (5 30)
Triangle's surface area is 75 cm2.
As a result, the triangle ABC's area, given its dimensions, is 75 cm2.
What is the triangular sheet's area?The entire area filled by a triangle's three sides in a two-dimensional plane is referred to as the triangle's area. The fundamental equation for a triangle's area is A = 1/2 b h, where b and h are the product of the triangle's base and height.
What is the triangle's volume?Volume is equal to 0.5 * b * h * length, where b is the triangle's base length, h is the triangle's height, and length is the prism length.
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When arm & hammer baking soda company ran ad campaigns highlighting all of the additional uses for its baking soda product besides deodorizing the refrigerator, what market strategy was it using?
When arm & hammer baking soda company ran ad campaigns highlighting all of the additional uses for its baking soda product besides deodorizing the refrigerator it was using product market strategy
What is market strategy?Marketing is more than just advertising and promotion – it's all about connecting with the customer.A marketing strategy sets the direction for all your product and marketing-related activities.Having a marketing strategy helps keep all your activities on track.Developing a marketing strategy involves setting goals, researching the market, developing product plans, defining your marketing initiatives, and following the "7 P's."To learn more about market strategy, refer: https://brainly.com/question/15776003?referrer=searchResults
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An important insight of international trade theory is that when countries exchange goods and services one with the other, it.
An important insight of international trade theory is that when countries
exchange goods and services one with the other, it is usually
beneficial to both countries.
What is International Trade theory?
International trade enables countries to expand their markets and gain access to goods and services that would otherwise be unavailable domestically.
The market has become more competitive as a result of international trade.
This ultimately leads to more competitive pricing and a lower-cost product for the consumer.
International trade is the buying and selling of goods and services between businesses in different countries.
Global trade exposes consumers and countries to goods and services that are not available or are more expensive in their home countries.
Political economists such as Adam Smith and David Ricardo recognized the importance of international trade early on.
Still, some argue that international trade can be detrimental to smaller countries, putting them at a disadvantage on the global stage.
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A single person earns a gross biweekly salary of $780 and claims 6 exemptions. how does their net pay change due to the federal income tax withheld? a. no federal income taxes are withheld. b. they will add $11 to their gross pay. c. they will subtract $11 from their gross pay. d. they will add $13 to their gross pay. please select the best answer from the choices provided a b c d
A person who is earning biweekly salary of $780 and is also claiming 6 exemptions, no change will be there in pay, since no federal income taxes are withheld. Option (a) is correct.
Know more about Income tax:
Income tax is type of tax levied upon individuals and corporation earning beyond a certain limit. The purpose of imposing income tax by the government authorities is to earn revenue, which is then used by the government for creating public capital asset and for providing public welfare. The income tax is a type of direct tax which is imposed on people’s direct income and helps the government is distributing wealth equally among everyone by creating assets.
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A company is growing at a constant rate of 8 percent. last week it paid a dividend of $3.00. if the required rate of return is 15 percent, what is the price of the share three years from now?
A business is expanding at a steady rate of 8%. It paid a $3.00 dividend last week. In three years, the price of the share will be $58.31 if the needed rate of return is 15%.
The board of directors of a firm decides how much of its profits should be distributed as a dividend to its shareholders. Quarterly dividend payments are typical and might take the form of cash payments or stock reinvestments. The dividend yield, which is defined as the dividend per share and represented as a percentage of a company's share price, is 2.5%, for example. As long as they owned the stock prior to the ex-dividend date, common shareholders of dividend-paying firms are qualified to receive a payout. When expressed as a percentage of a company's stock price, the dividend yield is the dividend paid out per share.
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You+sold+short+100+shares+of+common+stock+at+$45+per+share.+the+initial+margin+is+50%.+your+initial+investment+was:_______-
You sold short 100 shares of common stock at $45 per share. Your initial margin is 50%. your initial investment was $2250
Answers is 100 shares$45 per share 50% = $4500; $4500*50% = $2250
Initial investment is the initial amount required to open an account or establish a buy-in relationship. The term 'initial investment' is primarily used in two different but related fields: banking and long-term investment brokerage.
How do you find your initial investment?
The formula for the compound interest initial investment calculator is F = P (1 + i)n. where F is the future amount, P is the current dollar amount or initial investment amount, and I is the annual investment amount. is the interest rate (expressed as a decimal number) and n is the number of years in which the initial investment will be recovered.
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What does a business typically receive when it issues stock to owners?
a) promissory note
b) equipment stock
c) certificate cash
Your options are kind of jumbled or muddled. It is actually CASH that a business typically receives when it issues stock to owners. Issue stocks function in this manner.
Also, if the firm can raise capital by selling new issues of stock to investors a private firm can actually become public. That's how issues stocks work, too.
Because a promissory note is a liability, it is not commonly received by a company when it distributes stock to its shareholders.
When it comes to stocks, equipment is a strange thing to get. I'm sure you won't appreciate getting a photocopier in exchange for your shares.
A stock certificate is proof that the owner has shares and ownership in the company; it is not something that a company that issues stocks would receive.
For everyone's convenience, here is the correct question: What does a business typically receive when it issues stock to owners?
a) promissory note
b) equipment
c) stock certificate
d) cash
Therefore, the answer is d) cash.
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Shy and reserved fall within the _____ factor of the five-factor model; outgoing and sociable describe the _____ factor of the five-factor model.
Answer:
A person's sociable nature is marked by the "extroversion" factor of the five-factor model. The amount of Extroversion factor decides whether the person is shy or outgoing, reserved or sociable.
Explanation:
Five-factor model is a personality assessing model developed by Robert McCrae and Paul Costa. The model focuses on assessing personalities based upon five factors namely, openness, conscientiousness, extroversion, agreeableness, and neuroticism.
Depending upon the level of these factors possessed by the person, their character is assessed. If a person scores high on "Extroversion", they are outgoing and social. On the other hand, if they score less on "Extroversion", they are shy and reserved.
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The first mall in mumbai, india was successful. Builders proceeded to construct three more right away. However, they have more than 50% vacancies because they lack customers. The builders failed to properly account for which challenge of operating in developing countries?.
Development fails to properly explain which of the challenges operating in developing countries is the lack of wealth of potential consumers.
Industry is the business of processing raw goods, semi-finished goods into goods that have added value. The purpose of industrial activity is to make a profit for the producer. Finished goods are industrial goods that are ready to be used as a means of production.
There are three types of industries as follows:
Extractive IndustryNon-extractive IndustryNon-extractive IndustryThe industrial development objectives are as follows:
Utilizing natural resources, or the results of cultivation owned by a country.Improving people's welfareIncrease the country's economic growth for the better.Encourage the development of existing technology.Increase the role of the community in industrial development.Open and expand job opportunitiesIncrease foreign exchange through exportsYou can learn more about Industry here brainly.com/question/7721379
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