A buyer wants to take out an fha loan. the broker should refer the buyer directly to ______________

Swifty's total paid-in capital was $57319000.

The key to this problem is to recognize that when companies purchase their own shares and hold them for future use , the stock is called treasury stock. Treasury Record is recorded at the dollar amount paid for the stock.Treasury Stock is the contra stockholder's equity account.It has a debit balance while most stockholder's equity accounts have credit balances.

Total Stockholder's equity calculation  

Preferred stock ⇒  $440000

Common stock ⇒  $19500000

Paid-in capital in excess of par-preferred stock  ⇒  $64000

Paid-in capital in excess of par-common stock ⇒  $ 28300000

Retained Earning⇒  $9750000

Treasury Stock (35000 Shares )⇒  $-735000

Total paid-in capital ⇒  $57319000

Therefore, Swifty's total paid-in capital was $57319000.

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Swifty Corporation's December 31, 2020 balance sheet showed the following:

6% preferred stock, $20 par value, cumulative, 35000 shares authorized;

22000 shares issued                                                              $440000

Common stock, $10 par value, 3,000,000 shares authorized;

1,950,000 shares issued, 1,920,000 shares outstanding    19500000

Paid-in capital in excess of par value -preferred stock      64000

Paid-in capital in excess of par value-common stock       28300000

Retained earnings                                                                  9750000

Treasury stock (35000 shares)                                            735000

Swifty's total stockholders' equity was

Using the BCC line to protect everyone's privacy, a subject line with at least five words, and special attention to her entire name in the signature, including middle name for professional purposes.

Professional emails should properly segment their recipients and include information about the email's context and subject. Details and the appropriate classification should be included when mentioning the sender.

When you use Microsoft Outlook for the first time, the BCC field is not immediately activated. The Microsoft Outlook BCC feature's activation is covered in this tutorial.

BCC stands for "blind carbon copy," and it has several features in common with CC. A recipient will receive a copy of your email in their inbox if you include their email address in the BCC field, just like if you had included it in the CC field.

They won't get future Reply or Reply All messages from other participants in the thread because their email address won't be visible to the other email recipients. Recipients of BCC are also blind to one another. Imagine it like a CC in stealth mode.

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The required return is $5.94%

 The per-share value is thus given by

[tex]P_{0}[/tex] =[tex]\frac{D}{R}[/tex]

where R is the required return

Given that,

preferred stock = $5

currently sells = $84.12 per share

To find the required return,

R= [tex]\frac{D}{p_{0} } }[/tex]

R=$5 / $84.12

R= .0594 = 5.94%

We can determine a value for the stock under a few very helpful special circumstances. What we need to do is make some generalizations about the dividend growth rate, or the pattern of future dividends.

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Tracking is a spacing technique that allows text to be squeezed or stretched as necessary to fit in a specific amount of space.

The typographer refers to letter spacing as "tracking." Tracking, which is sometimes mistaken with kerning (which alters the distance between individual letters), alters the letter-spacing consistently across a variety of characters.

Designers use tracking primarily for two reasons:

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Your friend decided to run for congress during the upcoming elections. She gathered 300 contributions of at least $5 and was given a grant from the state to use in the campaign. Her campaign is characteristic of: Federal Election Commission.

The Model Code of Conduct comes into force immediately on the announcement of the election schedule by the commission for the necessity of ensuring free and fair elections. Its main purpose is to confirm that campaign ruling parties, at the middle and within the States, don't misuse their position of advantage to achieve an unfair edge.

Prohibits any funds for political donation accounts from being solicited, received, directed, transferred, or spent campaign within the name of national political parties, Federal candidates or officials, or by joint fundraising activities by two or more party committees.

The committee has the right to permit symbols to the political parties. By voting, citizens are participating within the campaign democratic process. Citizens vote for leaders to represent them and their ideas, and also the leaders support the citizens' interests. There are many issues associated with global politics, and a few of those are associated with domestic politics.

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When an open-end fund's offering price is $25.10 per share and the fund is sold with a front-end load of 6%, the net asset value is $23.54.

NAV = offering price × (1 - load) = $25.10 x (1 - 0.06) = $25.30 x 0.94 = $23.54

When assessing mutual funds or exchange-traded funds, the net asset value, or NAV, which displays the net value of a company or corporation, is typically utilized.

Investors assess an entity's value using the NAV, which displays the price per share of the fund or other entity at a specific time.

Investors should consider the NAV when looking for prospective possibilities because it represents the price at which shares are traded.

The NAV represents a per-share value of the fund when divided by the total number of shares owned, which aids investors in evaluating and choosing whether to manage or purchase shares in a given fund or company.

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100 shares > .5 = [(Q × $60) - $3,000]/(Q × $60); $30Q = $60Q - $3,000; $30Q = $3,000; Q = 100.

100 SHARES CAN BE BOUGHT.

Which stock do you mean?

In general, the ownership certificates of any corporation are referred to as stocks. On the other hand, a share alludes to a certain company's stock certificate. You become a shareholder if you possess shares of a specific corporation. There are two categories of stocks: ordinary and preferred.

Preferred and Common Stock

There are two different stock types available for purchase. All businesses that are traded publicly issue common stock. Additionally, some businesses will offer preferred stock, which has a somewhat lower risk of financial loss but a lower possibility for overall profit.

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Title insurance companies when preparing legal documents for a real estate closing do so as a broker's scrivener.

Indemnity insurance is known as "title insurance" and protects against financial loss resulting from flaws in the title to real estate and the invalidity or unenforceability of mortgage loans.

It is most common in the United States and Canada. The recorders of deeds in US states typically do not guarantee indefeasible title to such recorded titles, unlike other land registration systems in other nations.

About the insurance coverage offered by the policy, title insurance will either defend against a lawsuit that challenges the title or pay the insured for any actual financial losses up to that amount.

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Emotional support and companionship may be perceived as being _____ in a relationship.

It's possible to view companionship and emotional support as rewards in a relationship.

A type of consolation or assistance we receive from those close to us during trying times is known as emotional support. Many people provide emotional support to others by speaking encouragingly, reassuringly, or even compassionately.  

Sometimes it can be difficult to receive emotional support. There's a curious thing about human psychology, though, in that we don't necessarily seek out emotional support from everyone just because they're eager to give it. Some degree of sensitivity is companionship required. We frequently look to certain persons in our lives to make us feel emotional support. It resembles seeking someone else's acceptance in delicate situations, such as from parents or others.

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Net working capital = ($1,588 − 1,106) − $177 = $305

It is very important for business owners and accountants to understand how to create and interpret balance sheet statements. This financial report offers a brief overview of the financial position of the business. Without these reports, business owners and accountants can make decisions that have a negative impact on the company's financial position.

A balance sheet is a statement of the assets, liabilities, and capital of an organization as of a certain date. In short, it shows what the company owns and owns.

In addition, this report shows the amount invested in the business. The balance sheet along with other financial statements helps to calculate the profitability, liquidity, leverage and efficiency of a business.

The balance sheet has assets on the one hand and liabilities and capital on the other. Both sides are always the same. Therefore, Assets = Liabilities + Capital.

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Total Debt = $456,000 - $217,000

= $239,000

Debt-Equity Ratio = $239,000 / $217,000

= 1.10
There for the debt-equity ratio is 1.10

What is Debt-equity ratio?
A company's financial leverage is measured by its debt-to-equity (D/E) ratio, which is calculated by dividing its total liabilities by the value of its shareholders. A key metric in corporate finance is the D/E ratio. It measures the proportion of debt that a company is employing to finance its operations as opposed to cash on hand. A specific kind of gearing ratio is the debt-to-equity ratio.

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Scientists have found that high temperatures and lack of rainfall can result in a sharp decrease in the number of fish in a lake. This is most likely an example of abiotic factors which declines the availability of biotic resources.

The abiotic factors are those factors that can define which organisms are able or not able to live in a specified environment. The living organisms will be constituted by the biotic factors as they can define if an organism can live in a specified place of environment. So indirectly it is evident that the abiotic factors are well controlling the biotic factors existing in an environment.

The major important abiotic factors are those which include water, sunlight, oxygen, soil, and also temperature. Water is a very important abiotic factor on earth though  it is often said that as“water is life.” All living organisms need water for their better survival.

Environmental factors influencing populations are generally divided into two categories such as abiotic and biotic factors. Abiotic factors in fact refer to the non-living components which are the  physical and chemical elements that exist in an ecosystem which includes rainfall, temperature, pH, sunlight, shelter, etc:

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The IRR of this opportunity is 22.1043%

=(Future Value/Present Value)^(1/t)-1

=(9500/3500)^(1/5)-1

=22.1043%

If the IRR of funding is better than its opportunity cost of capital, the funding has a fine NPV. It "creates cost". It's far well worth considering. However, if the IRR of an investment is decrease than its opportunity cost of capital, the investment represents price destruction, and ought to be discarded.

Broken down, every duration's after-tax cash waft at time t is discounted via a few charge, r. The sum of a majority of these discounted cash flows is then offset by means of the preliminary investment, which equals the current NPV. To locate the IRR, you would want to "opposite engineer" what r is needed so that the NPV equals 0.

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The formula that divides the total orders for august(cell c9) by the total number of orders(cell ci9)= C9/$I$9. We use the sign $ for absolute reference.

Excel Spreadsheet

A worksheet is the grid of columns and rows that information is inputted into. In numerous spreadsheet operations( similar as Microsoft Excel) one file-- called a workbook-- can contain several worksheets. Worksheets can be named using the distance tabs of the bottom of the spreadsheet window. The distance tabs can also be used to switch from one worksheet to another within a workbook.

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The question was incomplete. Check below the full question with picture

In cell C12, insert a formula that divides the total orders for August (cell C9) by the total number of orders (cell I9). Use an absolute reference to cell I9, and then copy the formula to the range D12:G12

Xytex Products recently distributed a $1.77 per share dividend, and the stock is presently trading at $28. The dividend growth rate is 5.3409% annually if the discount rate is 12 percent.

Given data:

Dividend per share = $1.77

Stock price = $28

Discount rate = 12%

Dividends per share (DPS), dividend growth rate, and needed rate of return make up Gordon's dividend growth model's three inputs (RoR). The DPS growth rate is the annual percentage rate at which a corporation increases its dividend payments to its common equity shareholders. The minimum rate of return at which investors will purchase a company's stock is known as the needed rate of return.

Now we can use Gordon's dividend growth model,

Price = Dividend1/(Ke - g)

Price = Dividend0 x (1 + g)/(Ke - g)

28 = 1.77 x (1 + g)/(0.12 - g)

So, resolving the previous equation, g = 5.3409%

So, here dividend growth rate = 5.3409% p.a.

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Consumer sales promotions focus on getting consumers to buy their products, while trade sales promotions focus on getting wholesalers and retailers to buy.

Consumer sales promotion is a marketing technique that is used to entice customers to purchase a product.

Some of the consumer sales promotion types include;

Coupons, contests, samples, and premiums are among the types of sales promotions aimed at consumers.

Trade sales promotion is a marketing strategy directed at resellers. It involves offering incentives to encourage them to purchase.

Some of the trade sales promotion types include;

Trade shows, sales contests, trade allowances, and push money aimed at wholesalers and retailers

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A will takes effect only after the testator's death. it is a(n) amendatory instrument meaning that it can be changed at any time during the maker's lifetime.

the amendatory instrument will be. , which means it can be changed at any time during the lifetime of the manufacturer. Witness. in writing and authenticated by two persons.

A will come into force only after the testator's death. It is a modifier, which means it can be modified at any time during the lifetime of its creator. An amendatory instrument is the transfer of title to a property, which occurs as a result of the foreclosure sale, bankruptcy, and death of the owner, or in the absence of an heir to the property. Escort is the act of transferring ownership if the owner dies, leaving no heirs.

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Cost of Debt = Credit Spread + Risk-Free Rate of Return (1 – Tax Rate)

The return a business must achieve to cover the cost of a capital project, such purchasing new machinery or constructing a new structure, is known as the cost of capital. The costs of both equity and debt are included in the cost of capital, depending on the company's chosen or existing capital structure. A company's long-term performance depends on its equity, which is the sum of money shareholders receive after selling off assets and paying off obligations.

The cost of a company's money (debt and stock) is what economists and accountants refer to as the cost of capital, or from the perspective of an investor, "the needed rate of return on a portfolio company's current securities." It is employed by businesses to assess new projects.

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In a study of managers on three continents, 74 percent of successful managers indicated that Emotional Intelligence was their most significant characteristic.

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Loan sharks worry less about moral hazard in connection with their borrowers than some other lenders because moneylenders develop close relationships with borrowers to harass them for money, and they know that these borrowers often depend on them because they cannot get loans from reputable sources. Moneylenders monitor debt more closely and penalize more severely because they operate under less regulation. They know the cost of not paying them back is high.

Moneylenders are people who lend money to the public in order to make a profit through the withdrawal of a certain amount of interest. Moneylenders themselves do offer convenience in loans. In contrast to banks or other formal financial institutions which usually have several procedures, moneylenders offer speedy disbursement of loan funds. In addition, moneylenders also usually do not need collateral as collateral for the loan funds provided. Borrowing from moneylenders is not required to complete identity documents and other types of business information. Because the process is fast and easy, loan sharks are still an option for people to get quick funds when they need money, especially for urgent needs.

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Franklin aerospace sell and replace its inventory approximately 27.40 times.

The quick Ratios formula is as follows:

Quick ratio = [tex]\frac{CA - inventory - Prepaid Expenses}{Current Liabilities}[/tex]

where CA stands for Current Assets.

An increase in the quick ratio over time usually indicates that the company's liquidity position is strengthening and that its short-term assets are well managed.

Total Current Assets - Cash - Accounts Receivables = Inventory

Inventory = 73,000 - 32850 - 18250

                = $21900

Goods turnover is used to determine how frequently a company utilizes and sells inventory over a specific time period.

A high inventory turnover ratio indicates how quickly merchandise is sold. As a result, the larger the ratio, the better it is for a company.

Now using the inventory turnover ratio formula:

Inventory Turnover Ratio = Net Sales /Average Stock

                                          = 600,000/21,900

                                          = 27.40 times approximately

Hence, the answer is 27.40 times.

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A kind of copayment is indemnity insurance. A predetermined sum is given to the participant in this plan for each individual medical treatment that is received. The insurance policy has a clause that establishes the payment schedule in its entirety.

A hospital-employed doctor may be made to sign an indemnity agreement that absolves the hospital of any culpability if a patient is injured. The doctor will cover the hospital's legal expenses if it's sued because of his actions. The hospital won't be sued. To safeguard against being sued by a patient, a doctor may need malpractice insurance, a kind of indemnity insurance.

In the absence of health insurance that covers medical expenses, Q1 on the figure below indicates the total number of visits to the doctor. However, if the client's health insurance policy guarantees payment of $25 each time that treatment is used, the client's demand curve will move to the right by $25 for each practicable amount of the service consumed. As a result, Q2 is the number of medical services used at $25 per unit under the indemnity plan.

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internal revenue service

Households and firms in the u.s. economy interact with those in the rest of the world in the Goods markets and financial markets

What is Goods market?
Markets where businesses and households exchange goods and services are known as goods markets. Households function as buyers while businesses operate as sellers in this market. This function is the opposite of the factor market, which is the market where transactions involving production factors are made.

Economics divides things into two categories:

interim products and services

Finished products and services

Companies exchange intermediate goods and services with other businesses in order to produce additional goods and services. In the meanwhile, people buy finished products and services.

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Developing a specific set of qualitative and quantitative criteria can help a manager identify and define the markets in which the firm wants to compete.

Market segmentation, at its core, is the strategy of breaking your target market into digestible segments. Market segmentation divides a market into subsets based on demographics, requirements, goals, similar interests, and other psychographic or behavioral characteristics that help the target audience be better understood.

Understanding your market segmentation allows you to use this targeting in your product, sales, and marketing initiatives. Market segmentation can fuel your product development cycles by informing how you generate product offers for distinct groups such as men vs. women or high vs. low income.

Hence, the answer is a specific set of qualitative and quantitative criteria.

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A P/E ratio is the Price/ Earnings ratio, which is a valuation multiple.

It is defined as

P/E Ratio = Price / EPS

We are given the following        Price  = $28.5

                                                 EPS = $1.3

Hence ,                                     P/E Ratio = Price / EPS

                                                 P/E = 28.5/ 1.3

                                                P/E = 21.92

          Hence the answer is   21.92

The price-earnings proportion, too known as P/E proportion, P/E, or PER, is the proportion of a company's share (stock) cost to the company's profit per share. The proportion is utilized for esteeming companies and to discover whether they are exaggerated or underestimated.

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$10,000 due in 50 years be worth today if the discount rate were 7.5% will be $186.04

How to find the inflation rate?

To calculate the discounted rate after 50 years, we will use the following formula:

[tex]FV=PV(1+r)n\\10000=PV(1+0.075)50\\10000=(1.075)50PV\\PV=\frac{10000}{53.75} \\PV=186.04[/tex]

Here,

PV = Present value

FV = Final value

r = rate of discount

n = the time period

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if she does not withdraw or deposit any money, the interest that Carla will earn at the end of 6 months is $7.81

What is the equivalent 6-month interest rate?

The interest rate for the savings account in a period of 6 months can be determined as the annual interest rate divided by 2 or the annual interest rate multiplied by 6 months , then divided by 12 months.

six-month interest rate=2.5%*6/12

six month interest=1.25%

The interest in dollar terms after 6 months is determined as the deposit multiplied by the six-month interest rate since the requirement is to compute Carla's interest in dollar terms after 6 months of having placed the deposit

six-month interest in dollars=$625*1.25%

six-month interest in dollars=$7.81

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When to order can be calculated by the ROP and expressed as a quantity.

True, the given statement is correct.

ROP models show when orders should be placed in relation to available inventory.

Reorder point, or ROP is the inventory level at which an order to restock the stock of goods is activated. As inventories are depleted over time, the item gets reordered once it reaches the ROP. There is a unique reorder point for each item or SKU. In essence, the reorder point enables you to place an order just in time to avoid the supply running out before the replenishment limit.

Data input is necessary for the order point (ROP) model. The system will be able to offer the ROP with the use of an algorithm. These are the input details:

The merchandise's rate of consumption

The amount of time it takes for an item to arrive at your factory

The quantity of safety stock you have

Thus, the ROP model is dynamic, something that must be kept in mind. That implies that all variables and parameters experience changes over time. It is advised that you examine and update it every three to six months.

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