a certificate of deposit (cd) is an agreement between a bank and a saver in which the bank guarantees an interest rate and the saver commits to leaving his or her deposit in the account for an agreed-upon period of time. first national bank offers two-year cds at 9.17% compounded daily, and citywide savings offers two-year cds at 9.18% compounded quarterly. compute the annual yield for each institution. (round your answers to two decimal places.) reddit

Answers

Answer 1

The annual percentage yield for Citywide Savings' 2-year CD is 9.44%.

The annual yield, also known as the annual percentage yield (APY), is the effective interest rate that a saver can earn on a certificate of deposit (CD) after taking into account the effects of compounding.

For First National Bank's 2-year CD at 9.17% compounded daily, we can calculate the APY as follows:

APY = (1 + (nominal interest rate/365))^365 - 1

APY = (1 + (0.0917/365))^365 - 1

APY = 0.0948 or 9.48%

Therefore, the APY for First National Bank's 2-year CD is 9.48%.

For Citywide Savings' 2-year CD at 9.18% compounded quarterly, we can calculate the APY as follows:

APY = (1 + (nominal interest rate/4))^4 - 1

APY = (1 + (0.0918/4))^4 - 1

APY = 0.0944 or 9.44%

First National Bank's CD has a slightly higher APY than Citywide Savings' CD. This means that if all other factors are equal, a saver would earn slightly more interest by choosing First National Bank's CD over Citywide Savings' CD.

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Related Questions

beaufort, inc. is planning to purchase new machinery for its plant. the machine costs $5 million to purchase and install. the machine is expected to generate $800,000 of cash inflows at the end of each year for the next ten years. the machine will be sold at an estimated $500,000 at the end of the tenth year. at a discount rate of 10 percent per annum, the net present value of this project is closest to:

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The accounting rate of return for this machine is 18.78%.

Net income = P 30000

n = 6 years

Initial cost (I) = P 240000

Let r = Rate of return

Annual cash flow (A) = Net income + Depreciation

= P 30000 + P 40000 = P 70000

I = A[1 - (1+r)^-n]/r

240000 = 70000[1 - (1+r)^-6]/r

r = 18.78%

An account is a particular report inside an employer's financial ledger or balance sheet. Accountants, finance experts, and bookkeepers can use debts to report important financial records, like reporting day-by-day transactions to confirm the exact amount of money an organization has at any moment.

In accounting, an account is a document within the famous ledger this is used to kind and maintain transactions. as an example, groups may additionally have an account of a coin wherein to file every transaction so one can increase or decreases the business enterprise's cash. fundamental accounting ideas used in commercial organizations globally cover income, charges, belongings, and liabilities. the one's elements are tracked and recorded in documents which encompass stability sheets, income statements, and cash glide statements.

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Complete Question:

A company is planning to purchase a machine that will cost P240,000, have a six-year life, and be depreciated over a six-year period with no salvage value. The company expects to sell the machine's output of 30,000 units evenly throughout each year. A projected income statement for each year of the asset's life appears below. What is the accounting rate of return for this machine?

Sales Costs:      P 900,000

Manufacturing      P 520,000                          

Depreciation on machine  40,000                              

Selling and administrative expenses300,000     (860,000 )

Income before taxes P 40,000

Income tax (25%)    (10,000 )

Net income    P 30,000

the two types of control procedures are preventive and representative

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The statement is incorrect the two types of control procedures are preventive and detective.

A control procedure is what?

Control procedures are actions a business does to maintain an effective accounting system. Control procedures are often described as a series of actions taken by a business to maintain the integrity of its accounting system.

What exactly are internal controls?

Internal checks often consist of duty separation, authorization, documentation, reconciliation, and other control procedures. A corporation implements internal controls to guarantee the integrity of accounting and financial data, encourage accountability, and guard against fraud. By increasing accuracy, internal controls can aid in increasing operational efficiency.

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in a process with rework, we find the bottleneck as the resource with the highest implied utilization. (T/F)

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We identify the bottleneck as the resource with the highest implied usage in a reworked process.

So, the given sentence is false.

What is bottleneck ?

The bottleneck is commonly used to refer to a point of congestion or restriction in a system or process, which limits the overall performance or efficiency of that system or process. In other words, a bottleneck is a constraint that prevents a system from operating at its full capacity.

A bottleneck can refer to any part of a system or process that is slower or less efficient than other parts, and therefore limits the overall performance of the system.

Bottlenecks can also occur in manufacturing processes, supply chains, transportation systems, and other complex systems. In these contexts, identifying and mitigating bottlenecks is often a key goal of process improvement efforts.

In a process with rework, a product may pass through a resource multiple times due to defects or other quality issues. This can make it more difficult to determine the bottleneck, as the same resource may be used multiple times for the same product.

It may be more appropriate to identify the bottleneck as the resource with the highest implied utilization for the main flow of production, as well as the rework flow. This takes into account the potential impact of the rework on the overall process capacity.

Therefore, a more nuanced analysis may be needed to determine the true bottleneck in a process with rework .

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state farm insurance company noticed a suspicious increase in claims due to flooding as a result of one whirlpool washing machine model made. apparently, the high-velocity spinning mode on this particular machine would begin too soon, resulting in a malfunction and an overflow of water. state farm reported this information to whirlpool, which immediately acted to notify its retailers and consumers by issuing a recall on the model to correct the problem. the voluntary recall served to prevent future accidents and damage to consumers' homes that state farm estimated could be up to $6,000 per customer. which factor influencing ethical decision making is demonstrated in this example?

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Risk is the possibility or likelihood that someone would suffer harm or have a negative impact on their health as a result of being exposed to a danger.  Hence option D is correct .

What is Probability of a harmful outcome ?

It may also apply when there is a loss of property or equipment or when there are negative environmental repercussions.

According to EN ISO 14791: 2012, the probability of harm (Pharm) is determined by P1 x P2, where P1 is the likelihood of being exposed to a hazardous condition and P2 represents the likelihood that the hazardous situation would cause harm.

Risk is defined as the product of an event's likelihood and its effect. Consequences might be both favourable and unfavourable. take action on all of their risks in an effort to lower the possibility of failure and raise the likelihood of success.

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donatello’s pizza is known for its quick service. to make a pizza, employees must prepare the dough and add the sauce and toppings. cooking happens next, followed by packaging. in this scenario, the employees of donatello’s pizza are engaged in

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Answer:

Work Processes

Explanation:

9. which of the following attributes is least important for sucessful project managers: a. ability to communicate with people b. ability to deal with people c. ability to create and sustain relationships d. ability to learn new technical skills e. ability to organize

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Successful project managers need a combination of these attributes and other important skills to deliver projects on time, within budget, and to the satisfaction of all stakeholders involved.

Which of the following attributes is least important for successful project managers?

The ability to learn new technical skills will be the correct option.

Effective communication is essential for project managers to convey their ideas, goals, and expectations clearly and to build effective teams. The ability to deal with people helps project managers navigate conflicts and difficult situations that can arise during a project. Creating and sustaining relationships is critical for project managers to establish trust and build rapport with stakeholders, team members, and clients.

Additionally, project managers should possess technical skills relevant to their field to manage and oversee project work. As technology evolves, a willingness to learn new technical skills can be important for project managers to adapt to new tools, techniques, and processes. Finally, effective organizational skills are necessary to prioritize tasks, manage resources, and stay on top of project timelines.

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Transcribed image text: If a firm expects that the price of its product will be lower in the future than it is today, the firm has an incentive to increase supply now and decrease supply in the future. the firm has an incentive to decrease supply now and increase supply in the future. the firm has tin incentive to increase quantity supplied now and decrease quantity supplied the future. the firm will not change supply until it knows for certain what will happen to its price.

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If a firm expects that the price of its product will be lower in the future than it is today, the firm has an incentive to increase supply now and decrease supply in the future. Thus option (a) is correct.

What is supply?

The supply refers to the quantity of a good or service that producers are willing and able to offer for sale at a given price and time. In other words, supply represents the amount of a product or service that suppliers are willing to provide to the market.

The law of supply states that, all other things being equal, as the price of a product or service increases, the quantity supplied increases, and vice versa.

If a firm expects that the price of its product will be lower in the future than it is today, the firm has an incentive to increase supply now and decrease supply in the future. Therefore, option (a) is correct.

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Write a paper (1,600-1,800 words) in which you address the following based on the information provided in the "West Chester Private School Case Study" resource. 1. Review how organizations interact with their external environment (as open systems). Evaluate the effectiveness West Chester Private School (WCPS) as an open system at the time of the closure. 2. Review the readings provided for this topic on the internal environment of organizations. Evaluate the organizational culture at the time the decision to close two campuses was made. 3. Evaluate the decision made by Dr. Murphy and Educations Management Services (EMS) in terms of the process of going about the closure. Explain how the behavioral decision-making model was applied in the WCPS's decision to shut down its campuses. 4. Analyze one major technology and innovation challenge that WCPS faced and propose a solution that would make WCPS more competitive in meeting the needs of the three primary stakeholders affected. 5. Provide an explanation, using appropriate management theories, for how the administration could have handled the closure effectively with stakeholders. Include one theory from each of the following: the classical approach, the human relations approach, and the modern management approach. 6. Provide a suggestion of two goals: one long-term and one short-term goal for the future direction of WCPS. Include a justified rationale of the suggestions. 7. Concluding statement: Integrate the four functions of management as a means to revamp management at WCPS and meet the recommended goals

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The term "organizational climate" refers to the broad and general perspective from which individuals inside an organization evaluate the practices, policies, and processes they come into contact with. The organizational climate and culture, which are two distinct phenomena, can be used to summarize an individual's experiences at work.

Write on the information provided in the "West Chester Private School Case Study".

Today's world is characterized by a fluid and uncertain organizational environment. A large percentage of administrators are unable to recognize how unpredictable the future is. The connections and activities that take place in social institutions like schools cannot, in fact, be predicted in advance. With so many connections and options available, today's educational environments are full of uncertainty, making it challenging for administrators to investigate and identify potential issues and opportunities using traditional techniques.

With an open system, any company can share information with the community. The organization cannot freely decide how to conduct itself without consulting others under an open system because it is continuously under scrutiny from the outside world. Environmental elements like the availability of raw materials, customer expectations, and regional and national regulations all have an impact on a business.  In order to explain the internal behavior of an organization, it is essential to comprehend how the aforementioned influences affect it. In open systems, hierarchical organization is by far the most pervasive characteristic. The West Chester Private School (WCPS) was successful as an open system during the closure, as evidenced by the following: West Chester Private School engaged with the outside world as an open system inefficiently and wastefully while two of its Phoenix locations were closing.

Organizational culture, on the other hand, is any institution's shared fundamental presumptions, attitudes, and values that are instilled in all new employees. The myths and tales people spread about how employees carry out their duties in a company transfer the culture of that organization from one group of people to the next. The atmosphere at WCPS was not favorable for organizational success prior to the closure of the school. All sections of the school's staff, parents, and students were astonished. It's likely that the managers' failure to adequately inform staff members of the closure contributed to the shock.

All parties found it challenging to collaborate in evaluating the situation and reaching well-informed conclusions since the West Chester private schools lacked an effective communication culture. The general consensus regarding the WCPS's climate and cultural effectiveness is that it was negative and ineffectual. It goes through changes just before it closes. First, regulatory agencies within the local government thwarted WCPS's efforts to expand its campuses into Southern California. The administration was adamant about expanding its influence, but it disregarded the necessity to create a system that would improve the virtual learning experience. Second, it was clear that, despite the administration's best efforts, the organization was experiencing financial difficulties as a result of inadequate student participation.

The Charter School is an equally strong rival. In the first few months of 2019, the independently run Charter Schools launched two prestigious schools nearby the WCPS schools that were about to fall. Though they were aware of the competition the charter school would face, WCPS management did not take the necessary steps to be relevant and competitive. The WCPS has demonstrably proved that it is incapable of adapting to changing circumstances. During the COVID-19 outbreak, many schools were forced to use remote learning; as a result, all pupils needed access to a computer and a reliable internet connection to facilitate virtual learning.

The WCPS's waves grew stronger during the pandemic since the teachers did not have the necessary preparation in online classrooms.  The academic staff's inability to adjust to emergency remote teaching (ERT) exacerbated the institution's problems. The use of virtual learning was limited to teachers who had prior experience with virtual educational technologies. Thus, it would not be incorrect to draw the conclusion that the school's sophisticated adaptive system was ineffective.

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yoshiko owns a greeting card store and recently hired a new daytime clerk. the new clerk is learning job skills by performing them under yoshiko's informal direction. yoshiko is conducting a(n) .

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Yoshiko is conducting on-the-job training for the new daytime clerk. On-the-job training (OJT) is a type of training where employees learn job skills and knowledge by performing tasks under the guidance and supervision of experienced employees or trainers.

It is a form of informal training that occurs in the workplace and is often conducted by supervisors or other experienced employees. On-the-job training is a common type of training used by many organizations for several reasons. First, it is often less expensive than formal training programs, such as workshops or seminars, because it occurs in the workplace and does not require travel or additional resources. Second, OJT allows employees to learn job skills and knowledge in the context of their actual work environment, which can help them understand the specific requirements and expectations of their job. Finally, OJT provides an opportunity for experienced employees to share their knowledge and expertise with newer employees, which can promote team building and improve overall performance. In the case of Yoshiko's greeting card store, on-the-job training is an effective way for the new daytime clerk to learn the specific skills and knowledge required to perform their job. By working alongside Yoshiko and observing her techniques, the new clerk can learn about customer service, product placement, and other aspects of the store's operations. OJT can also help the new clerk to understand the store's culture and values, which can be important for building a positive work environment and promoting teamwork. Overall, on-the-job training is a valuable tool for organizations to train and develop their employees.

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Which situation has become more common as a result of globalization?

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The situation that has become more common as a result of globalization is countries trading with partners all over the world. The correct option is option D.

What is Globalization?

Globalization refers to the spread of the flow of financial products, goods, technology, information, and jobs across national borders and cultures. It is the the growing interdependence of the world's economies, cultures, and populations, brought about by cross-border trade in goods and services, technology, and flows of investment, people, and information. Cross-border connectivity or integration, free trade environment and interdependency of nations are the main characteristics of globalization.

There are three types of globalization and they are economic globalization, political globalization, cultural globalization.

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the opponents of globalization argue that falling barriers to international trademultiple choice question.prevent countries from being interdependent on one another.reduce job opportunities in developing nations where wages are much lower.increase service jobs around the world.eliminate manufacturing jobs in wealthy economies.

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The opponents of globalization argue that falling barriers to international trade reduce job opportunities in developing nations where wages are much lower.

Globalization refers to the increasing interconnectedness and interdependence of the world's economies, cultures, and populations. Opponents of globalization argue that the unrestricted movement of goods, services, and capital across borders has negative consequences, particularly for developing countries. One of the main arguments against globalization is that it leads to job losses in developing nations, where wages are lower, as companies relocate to take advantage of lower labor costs. This creates a race to the bottom, with countries competing to offer the lowest wages and fewest labor protections to attract investment. As a result, workers in developed countries lose jobs to outsourcing, while workers in developing countries may be exploited by companies seeking to cut costs.

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assume that volvo could purchase the insurance for $5,000. lars is interested in getting health insurance, and he is willing to receive a lower salary in exchange for the health insurance. what is the least amount by which volvo would be willing to reduce lars's salary while agreeing to pay his health insurance?

Answers

We need to compare the cost of Lars' health insurance to the cost that Volvo would incur if they paid him the same salary and bought insurance for him in order to estimate the smallest amount by which Volvo would be willing to lower his income while agreeing to pay his health insurance.

Volvo would have to spend $5,000 if they want to cover Lars with insurance. Lars would have to accept a reduced wage if he wanted Volvo to cover his insurance costs. The lesser compensation that Lars would have to take would be equal to the price of the insurance that Volvo would be covering for him. Hence, $5,000 is the lowest salary reduction that Volvo would be ready to make while still paying for Lars' health insurance. This indicates the most that Volvo would be willing to spend on Lars's insurance because it is the amount that they would save if they bought the insurance directly.

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suppose when the price of pizza goes from $8 to $12 per pie, production increases from 2,500 pies to 4,000 pies per month. using the mid-point method, what is the percentage change in price?

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When the price of pizza goes from $8 to $12 per pie, production increases from 2,500 pies to 4,000 pies per month. using the mid-point method then the percentage change in price is 40%.

What is the price elasticity midpoint method?

The midway technique determines the elasticity of supply and demand by calculating the average percent change in a good's price and the amount supplied or sought.

Why use the midpoint elasticity method?

The benefit of using the midpoint method is that we can determine whether there is a price increase or drop and still receive the same elasticity between two price points. This is so because the base for the formula is the same in both scenarios. Some textbooks refer to the midpoint approach as the arc elasticity.

Using the mid-point method,

Mid-point of initial price = ($8 + $12) / 2 = $10

Mid-point of final price = ($12 + $8) / 2 = $10

Change in price = $12 - $8 = $4

Percentage change = (Change in price / Mid-point of initial price) x 100%

= ($4 / $10) x 100%

= 40%

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After making a payment of $2,300 for an automobile, Xavier paid $423 per month for 48 months with interest charged at 3.9% per year compounded monthly on the unpaid balance. How much did Xavier pay towards the principal of the loan on the car?

Answers

$18, 771 Xavier contributes money to the loan's principle for the vehicle.

How much of the loan on the car's principle did Xavier pay?

The loan payment every month

3.9% annually

A monthly payment for years indicates that we are compounding every month.

P=423[1-(1+0.039/12)-4(12)]/(0.039/12)

is obtained when these are plugged into Equation 1 above.

P=423(1-(1.00325)-48)/(0.00325)

P=423(1-(0.8557756)/(0.,00325)

P=423*0.14422/0.00325\sp=$18, 771

Thus, the loan's amount was $18771 plus $18,771.36. (ignoring cents)

What constitutes a loan's principal?

Your initial repayment commitment, or principal, is the sum of money. To borrow the principal is to pay interest. In general, any payment received for a vehicle loan will be allocated first to any costs that are owed .

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Different amounts demanded at every price, causing the demand curve to shift to the left or the right.a. Change in demandb. Change in quantity demandedc. Complementsd. Income effecte. Substitutes

Answers

Option A. Change in demand refers to a shift in the entire demand curve due to a change in a non-price factor that affects consumers' willingness and ability to buy a product or service.

For example, if there is a change in consumer tastes and preferences or a change in income levels, consumers may be more or less willing or able to purchase a product or service. When this happens, the entire demand curve shifts to the left or right, indicating that at each price point, a different quantity of the product or service is now demanded. A shift to the right of the demand curve indicates an increase in demand, while a shift to the left of the demand curve indicates a decrease in demand. This is different from a change in quantity demanded, which refers to a movement along the demand curve due to a change in price.

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Different amounts demanded at every price, causing the demand curve to shift to the left or the right.

a. Change in demand

b. Change in quantity demanded

c. Complements

d. Income effect

e. Substitutes

the sarbanes-oxley act requires that companies must: select one: a. document internal controls and assess their effectiveness each year b. conduct customer surveys each year to ensure satisfaction with products and services c. pay taxes owed to the internal revenue service by the tax filing date d. devise a budget each year to ensure cash outflows are not greater than cash inflo

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The Sarbanes Oxley act requires that companies must: A) Document internal controls and assess their adequacy each year.

What obligations does the Sarbanes Oxley Act place on businesses?

An Internal Controls Report is a requirement of the Sarbanes Oxley Act for all financial reports. This demonstrates that a company's financial data is accurate and that sufficient procedures are in place to protect it. Also necessary are year-end financial disclosure reports.

According to the Sarbanes-Oxley Act, public company management must evaluate the efficiency of issuers' internal controls over financial reporting. A publicly traded company's auditor is required by Section 404(b) to vouch for management's evaluation of its internal controls and to report on it.

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a form of corporation that has no more than 100 stockholders and eliminates the problem of double taxation is a(n)

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A S corp is a type of corporation with no more than 100 shareholders that does away with the issue of double taxation.

What is double taxation?

When taxes are imposed on the same income, assets, or financial transaction at two different times, this is known as double taxation. Taxing shareholder dividends after taxing company earnings is known as double taxation, and it can be beneficial economically. The practise of taxing the same income, asset, or financial transaction twice or more is known as double taxation. The DTA's primary goals are to allocate the right to taxation among the signatory nations, prevent disparities, guarantee the equality of taxpayers' rights and security, and stop tax evasion.

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consider the information about the economy of pakistan. note that the currency of pakistan is the rupee. the government purchases: 3.40 3.40 trillions of rupees. individuals consume: 11.00 11.00 trillions of rupees. individuals save: 5.45 5.45 trillions of rupees. businesses invest: 1.65 1.65 trillions of rupees. foreigners spend: 0.50 0.50 trillions of rupees to purchase pakistani firms. pakistan imports: 2.48 2.48 trillions of rupees. pakistan exports: 1.32 1.32 trillions of rupees. calculate pakistan's gdp. assume that the values are all current and no conversions need to be made. give your answer in terms of trillions of rupees, and round to two decimals.

Answers

The GDP of Pakistan is 14.89 trillion, assuming that  the values are all current and no conversions need to be made.

What is GDP?

Gross domestic product (GDP) is a monetary measure of the market value of all final goods and services produced and sold by countries in a given time period. 

The formula to compute the GDP is given below:

GDP = Consumption + Investment + Government purchase + Net exports

where,

Consumption = 11.00trillions

Investment = 1.65 trillions

Government purchase = 3.40 trillions

Net exports = Exports - imports

                    = 1.32 trillions - 2.48 trillions

The Pakistan's GDP would be

= 11.00 trillions + 1.65 trillions + 3.40 trillions + 1.32 trillions - 2.48 trillions

= 14.89 trillions

Therefore, 14.89 is the GDP of Pakistan.

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a developer purchases 2 lots with 120 ft. frontage each and paid $120,000 total for both lots. he divides these lots into 4 lots of 60 front feet each and sells them for $600 per front foot. what is the developer's percentage of profit?

Answers

A developer buys 2 lots, each 120 feet, paying a total of $120,000 for the 2 lots. Developer profit percentage is 20%

The required details about profit is given below.

Profit describes the financial benefit realized when the revenue generated by a business exceeds the expenses, costs, and taxes associated with maintaining the business. Any profits made are diverted to entrepreneurs, who pocket the money, pay it out as dividends to shareholders, or reinvest in the company. Profit is calculated as Total Revenue minus Total Expense.

Companies disclose their net profit ("Net Profit"), operating profit, and gross profit for accounting purposes.

2 x 120 feet = 240; 240 feet of façade x $600 = $144,000 in revenue; $144,000 - $120,000 = $24,000 profit; $24,000 divided by $120,000 = 0.2 or 20%

Profitable companies are attractive to investors because profits flow back to shareholders as dividends or are reinvested in the company, increasing the value of the stock.

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. politicians often bemoan the decline in manufacturing output as a percentage of the economy and pledge to increase both domestic manufacturing and manufacturing exports. is there any rationale for arguing that trade in manufactured goods is more important than trade in services?

Answers

There are arguments for both the importance of trade in manufactured goods and trade in services.

On one hand, trade in manufactured goods has historically been a crucial driver of economic growth and job creation, particularly in developing countries. Manufacturing exports can provide an important source of foreign exchange earnings and promote technological development, leading to long-term economic growth. Moreover, some goods, such as medical equipment or advanced machinery, can have significant positive impacts on healthcare, education, and other key sectors.

On the other hand, trade in services has become increasingly important in recent years, particularly in advanced economies where services account for a growing share of employment and GDP. Services trade includes sectors such as finance, professional and technical services, transportation, and tourism, which can contribute significantly to economic growth, job creation, and innovation. Furthermore, services trade can be more resilient to economic shocks, as many services can be provided remotely or digitally.

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which of the following statement(s) is(are) true? multiple choice the realized nominal rate of interest is always greater than the real rate of interest. none of the options are true. certificates of deposit offer a guaranteed real rate of interest. inflation has no effect on the nominal rate of interest.

Answers

All the options are false. Nominal interest rate is affected by anticipated inflation rates. If gap between real rate and expected inflation rate was greater than realised nominal rate of interest, it would be negative.

What is the nominal interest rate?

The interest rate before accounting for inflation is referred to as the nominal interest rate. The term "nominal" can also apply to the advertised or quoted interest rate on a loan, which excludes any fees or interest compounding.

What are the differences between the effective and nominal interest rates?

Said interest rate is another term for nominal interest rate. Simple interest is used to calculate this interest; compounding periods are not taken into account. The effective interest rate is the one that takes into account the compounding times throughout a payment schedule.

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fujita, incorporated, has no debt outstanding and a total market value of $284,900. earnings before interest and taxes, ebit, are projected to be $44,000 if economic conditions are normal. if there is strong expansion in the economy, then ebit will be 18 percent higher. if there is a recession, then ebit will be 29 percent lower. the company is considering a $150,000 debt issue with an interest rate of 7 percent. the proceeds will be used to repurchase shares of stock. there are currently 7,700 shares outstanding. the company has a tax rate of 22 percent, a market-to-book ratio of 1.0, and the stock price remains constant. a-1. calculate earnings per share (eps) under each of the three economic scenarios before any debt is issued. (do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.) a-2. calculate the percentage changes in eps when the economy expands or enters a recession. (a negative answer should be indicated by a minus sign. do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.) b-1. calculate earnings per share (eps) under each of the three economic scenarios assuming the company goes through with recapitalization. (do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.) b-2. given the recapitalization, calculate the percentage changes in eps when the economy expands or enters a recession. (a negative answer should be indicated by a minus sign. do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Answers

Answer: can you explain more

Explanation:

what is the extent to which a change in price causes a change in the quantity demanded?

Answers

The degree to which a change in price results in a change in the quantity desired is known as demand elasticity. When a change in price results in a disproportionately bigger change in the quantity required, demand is elastic.

What are the elements that might alter the quantity demanded?

Changes in tastes, population, income, the cost of substitute or complementary goods, and expectations regarding future conditions and prices are just a few of the variables that can cause the demand curve for goods and services to shift, resulting in a different quantity being demanded at any given price.

A shift in the price of a good or service does not affect the demand; rather, it causes movement along a particular demand curve and often results in some change in the quantity sought.

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suppose the price of good x, a giffen good, increases. which of the following statements are true? i. the substitution effect of the price increase causes consumers to buy less of good x. ii. the substitution effect of the price increases causes consumers to buy more of good x. iii. the income effect of the price increase causes consumers to buy more of good x. iv. the income effect of the price increase causes consumers to buy less of good x. a. i and iv b. ii and iii c. ii and iv d. i and iii

Answers

i. the substitution effect of the price increase causes consumers to buy less of good x.

iii.the income effect of the price increases causes consumers to buy more of good x.

A low-income, non-luxury product that defies conventional economic and consumer demand theory is known as a Giffen item. Giffen product demand increases with rising prices and decreases with falling prices. Contrary to the fundamental rules of demand, which produce a downward-sloping demand curve, this produces an upward-sloping demand curve in econometrics. The late 1800s saw the invention of the phrase "Giffen products," which was given in honour of renowned Scottish statistician, economist, and writer Sir Robert Giffen. Giffen goods are designed to be affordable, non-luxury items with few direct competitors. Giffen products can be related to Veblen goods, which focus on luxury items while also defying conventional economic and consumer demand theory.

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government intervention in health policy-making allows for systematic reform and a comprehensive and coordinated approach to addressing market failures and deficiencies. group of answer choices true false

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True. Government intervention in health policy-making can play a critical role in addressing market failures and deficiencies in the healthcare system.

For example, the government can use regulations and subsidies to incentivize healthcare providers to offer more affordable and accessible healthcare services. Additionally, the government can also use its purchasing power to negotiate lower prices for healthcare services and prescription drugs. Government intervention can also lead to the creation of public health initiatives, such as vaccination programs, disease surveillance, and health education campaigns, which can help to prevent or control the spread of diseases. By taking a comprehensive and coordinated approach to health policy-making, governments can improve the overall quality and accessibility of healthcare services and help to ensure that everyone has access to the care they need.

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a is a written document that includes the current marketing situation, specified objectives and strategies, action programs, and projected income statements. multiple choice question. marketing plan financial plan strategic plan business plan

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The current marketing environment, specific goals and strategies, action plans, and predicted revenue statements are all included in the marketing plan.

What Is the Price of a Marketing Plan?

Depending on the business, the level of complexity, and the longevity of the overall strategy, a marketing plan's price will change. The price may be between $10,000 and $40,000. The strategy a business will employ to promote its products to clients is described in the marketing plan. The target market, the brand's or product's value proposition, the campaigns to launch, and the metrics to be applied to judge the success of marketing initiatives are all identified in the plan. A marketing objective is a precise, quantifiable target that aids in achieving your larger corporate objectives. It could be anything, such as enhancing customer value and your referral rate, or producing high-quality leads and growing brand exposure.

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1st - Hashim Khan, the owner, invested $57,500 cash and 32,500 of photography equipment in the
business.
4th - Paid $3,000 cash for an insurance policy covering the next 24 months.
7th - Services are performed and clients are billed for $10,000.
13th - Purchased office supplies for $1,400. Cash paid $400 and remaining outstanding.
20th - Received $2,000 cash in photography fees earned previously.
24th - A client immediately pays $15,000 for services to be performed at a later date (unearned service
revenue).
29th - In addition, the business acquires photography equipment. The purchase price is $100,000, pays

Answers

Explanation:

1st - Hashim Khan, the owner, invested $57,500 cash and 32,500 of photography equipment in the

business.

4th - Paid $3,000 cash for an insurance policy covering the next 24 months.

7th - Services are performed and clients are billed for $10,000.

13th - Purchased office supplies for $1,400. Cash paid $400 and remaining outstanding.

20th - Received $2,000 cash in photography fees earned previously.

24th - A client immediately pays $15,000 for services to be performed at a later date (unearned service

revenue).

29th - In addition, the business acquires photography equipment. The purchase price is $100,000, pays

a company can invest funds for five years at libor minus 30 basis points. the five-year swap rate is 3%. what fixed rate of interest can the company earn by using the swap?

Answers

The investment of funds made by the company is at LIBOR minus 0.3%. A five-year swap is later entered into by the company where it pays LIBOR and receives 3%; thereby it earns 2.7% per annum.

A corporation is a community, a formal grouping of individuals with a common goal that may be natural, legal, or a combination of the two. Members of the company share objectives and collaborate to accomplish particular objectives.

If a member fulfils or fails to fulfil its responsibilities under a publicly proclaimed incorporation or published policy, the company, as a legal body, may be incorporated to restrict its own responsibility. Businesses may combine and jointly register as a new business. An enterprise group is a common name for the resultant organization.

When the companies invest at LIBOR minus 0.3% and afterwards enters into such a swap where everything pays LIBOR as well as receives 3%, this same annual return is 2.7%. It would be important to note that now the swap uses the bid rate.

Hence the correct option is D

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A company can invest funds for five years at LIBOR minus 30 basis points. The five-year swap rate is 3%. What fixed rate of interest can the company earn by using the swap?

a. 2.4%

b. 3.0%

c. 3.3%

d. 2.7%

When the government imposes price floors or price ceilings, which of the following occurs?A. some people win; some people lose; there is a loss of economic efficiency.B. The statement is correct because every good (except undesirable things) is scarce.C. Price ceilings generate shortages. Consequently, the consumers who obtain the product at lower price win, but other consumers will lose because they would like to purchase the product but are unable to because of shortage.D. It is very difficult to conceive of any scenario in which such an effort would improve economic efficiency.

Answers

When the government imposes price floors or price ceilings the following occurs " Some people win; some people lose; there is a loss of economic efficiency".

So, the option A is the correct option.

Yes, there is a loss of economic efficiency when some people win and some people lose. This is because when people win, the resources used to enable them to win (i.e. their time, money, effort, etc.) are no longer available to others in the market, resulting in a decrease in available resources overall. This can lead to a decrease in the overall productivity of the market, thus reducing economic efficiency.

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which scenario is an example of loyalty to a company in a consumer's daily life? multiple choice question. continuing to shop at dunkin' donuts even if starbucks opens more convenient locations and offers slightly lower prices buying a pepsi product from the campus vending machine because pepsi is the only vendor allowed on campus getting a haircut from the one barber in town who has an appointment available this afternoon ordering from pizza hut because there is a coupon in the mail offering a significant discount

Answers

The scenario that is an example of loyalty to a company in a consumer's daily life is continuing to shop at Dunkin' Donuts even if Starbucks opens more convenient locations and offers slightly lower prices.

Loyalty to a company means that the consumer consistently chooses to do business with a particular company over its competitors. In this scenario, the customer is demonstrating loyalty to Dunkin' Donuts by continuing to patronize the business even if Starbucks is more conveniently located and offers lower prices. This shows a preference for Dunkin' Donuts as a brand, and a willingness to prioritize that brand over lower prices or convenience.

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