If it establishes an ordinary annuity by making fixed monthly payments into an account paying 7.5% compounded monthly, $763.39 should each payment be.
FV = PMT[(1 + i)^n - 1]/i
100000 = PMT[(1 + 0.075/12)^(8*12) - 1]/(0.075/12)
PMT(1.00625^96 - 1) = 625
PMT = 625/0.81872 = 763.39
Using Excel =PMT(0.075/12,8*12,,-100000) = $763.39.
An ordinary annuity is one that receives its cash flows or payments at the end of the period.
The present value of instruments that pay periodic payments, such as bonds, preferred shares, pension plans, and so on, is usually calculated using ordinary annuities, which are fixed payments made at regular intervals (semi-annually, quarterly, or monthly).
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if the minimum wage is set above the equilibrium market wage, it group of answer choices does not affect the market equilibrium. is lower than firms are willing to pay for labor. is effective and reduces unemployment. increases unemployment.
When the minimum wage is set above the equilibrium market wage then it increases unemployment.
How can the minimum wage increase unemployment?When the minimum wage is set at such a point that it is above the equilibrium market wage, then there is a good chance that this can lead to increased unemployment in an industry, market, or nation.
The reason for this is simply that employers would not be willing to pay such a high minimum wage that it above the equilibrium market wage. They will therefore hire less workers than before, thereby meaning more people out of a job.
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the time between generating an idea for a product and completing a prototype that can be mass-manufactured is known as engineering lead time, or .
Engineering lead time, also referred to as time to market, is the period of time between having an idea for a product and having a working prototype that can be mass-produced.
One of the most intriguing metrics you should use to assess the effectiveness of your engineering performance is lead time for changes.
The effectiveness of the development process, the complexity of the code, and the capacity of your team can all be determined by the lead time for changes. Working to shorten delivery times is one of the most intriguing speed metrics for an organization.
Simply put, Lead time for changes gauges how long it takes for a commit to reach production. The speed and calibre of your engineering team are both tied to this statistic.
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is it possible for a firm to experience simultaneously an increasing average product and diminishing marginal product? it is because .
All of the inputs have the potential to alter over time and are variable. A relationship between input and output is all that is needed for a return to scale.
Expanding gets back to scale happen when what goes into the creation of merchandise is not exactly the results of creation.
No, a business cannot simultaneously experience both increasing and decreasing returns. From a mathematical perspective, it is impossible to experience both of them simultaneously because they are opposites. Diseconomies of scale can lead to either increased or decreased returns for a business. Because a company cannot simultaneously experience both increased and decreased output, it cannot experience both simultaneously.
When marginal product drops, what happens to average product?
Average product decreases if marginal product is lower than average product. Average product rises if marginal product is greater than average product.
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bilal is interviewing for an it specialist position at a technology firm. his interviewer informs him that he will ask him a series of standardized questions that are being asked of every applicant interviewing for the same position. this can best be described as what type of interview?
He is informed by the interviewer that he would be asked a series of standard questions that are asked to every candidate being interviewed for the same post is Interview style without direction
Explain about the Nondirective interview?Nondirective The interviewer uses open-ended inquiries to get general direction while letting the candidate steer the conversation. Open-ended or non-directive questions are intended to compel the applicant to elaborate freely and in length on their knowledge, abilities, or experiences that are pertinent to the position.
having to do with, or being psychotherapy, counseling, or interviewing in which the counsellor does not interpret or explain but instead motivates the client to speak freely (for example, by repeating phrases).
Unstructured interviews are a type of data gathering that rely on participants being questioned in order to get information about a subject. Unstructured interviews, sometimes referred to as non-directive interviewing, have no predetermined format and questions are not prearranged
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which of the following is not a source of secondary data? select one: a. u.s. government documents and web sites. b. corporate annual reports. c. published survey results conducted by marketing research companies about a particular industry. d. online reference guides. e. a focus group that you would like to commission.
Answer:
Maybe D I am not sure. Hope this helps!!!
which one of the following statements on stock markets is incorrect? question 7 options: a) on nasdaq there are several dealers for each stock b) nasdaq is an over-the-counter (otc) market c) nyse is a physical exchange d) on nyse there are several specialists for each stock
Nasdaq is an Over-The-Counter (OTC) market. This statement on stock markets is incorrect. As Nasdaq stocks are generally not classified as OTC because Nasdaq is considered a stock exchange.
The Nasdaq is an American stock exchange. It is ranked second on the list of stock exchanges by market capitalization of shares traded behind the New York Stock Exchange.
What is Nasdaq stand for?
National Association of Securities Dealers Automated Quotations
It's was originally an acronym for "National Association of Securities Dealers Automated Quotations" Nasdaq started as a subsidiary of the National Association of Securities Dealers, now known as the Financial Industry Regulatory Authority (FINRA).
What caused Nasdaq crash?
The cause of the Wall Street crash of 1929 was the long period of speculation that preceded it, during which people invested their savings or borrowed money to buy stocks, pushing prices to unsustainable levels.
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which heading should replace the question mark in the chart below?year?19181.419191.419205.2192111.7 unemployment rate in percent immigration from asia in millions immigration from europe in millions women in the workforce in percent
Unemployment Rate in Percent are:
1918-1.4%
1919-1.4%
1920-5.2%
1921-11.7%
A listing of nations through unemployment rate. Methods of calculation and presentation of unemployment rate range from country to country. Some nations rely insured unemployed most effective, a few rely the ones in receipt of welfare advantage most effective, a few rely the disabled and different completely unemployable human beings, a few nations rely folks that choose (and are financially able) now no longer to work, supported through their spouses and worrying for a family, a few rely college students at university and so on.
There can also be variations withinside the minimal requirements, and a few takes into account human beings hired despite the fact that most effective marginally related to employment market (for example, operating most effective one hour in step with week).
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Given a stock index with a value of $1,125, an anticipated dividend of $33, and a risk-free rate of 4%, what should be the value of one futures contract on the index?.
The fair value of a futures contract is the price of the contract that is neutral between a stock buyer buying on a physical exchange and actually buying the stock and agreeing to buy the futures contract.
An index futures contract is a legally binding contract between a buyer and a seller that tracks the price of the underlying stock of the index. It allows traders to buy and sell contracts on financial indices and settle at a later date. A futures lot size is the minimum ticket size of a stock that can be traded on a futures contract. When trading futures and options, these instruments may only be bought or sold in at least 1 lot or multiples of the lot size. For example, Nifty's lot size is 75 units, so Nifty can only trade in multiples of 75.
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which of the following does not describe a futures contract? group of answer choices traded competitively on organized exchanges. traded by bank dealers via a network of telephones and computerized dealing systems. standardized amount of the underlying asset. standardized deliver dates.
A futures contract is not traded by bank dealers using a telephone network and electronic dealing systems.
What is futures contract?A specific commodity asset or security will be purchased or sold under a futures contract at a specified price and future date. Futures exchanges like the CME Group are where futures contracts, or simply "futures," are traded. To trade futures, a brokerage account must be approved.
One of a futures contract's characteristics is that it is exchange-traded. While others are not related to futures contracts, this is a true statement. In contrast to forward contracts, future contracts are exchanged on exchanges.
Equity futures, index futures, commodity futures, currency futures, interest rate futures, VIX futures, and other types of futures contracts are among the various types of futures contracts. All futures products share the same basic idea.
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roy malone owns a large piece of land in the sonoma valley. he is planning to subdivide the land into five lots for the construction of luxury homes. if roy carries through with this project, what are his roles and his next steps?
Roy is thought of as a Subdivider. A development plan should be his first step, but it must also incorporate all rules and regulations from the federal, state, and local governments.
Briefing:-Zoning, local general and specific plans, the Subdivided Lands Law, the Subdivision Map Act, the California Environmental Quality Act.
Which governmental branch is responsible for all planning controls?In all areas pertaining to planning, the state government has the last say. C. The state housing legislation is a uniform rule that ALL cities and counties in California are required to implement, even though laws, regulations, and ordinances must be acknowledged and adhered to at all levels of government.
Which of these private assets could be excluded from the use of eminent domain by the government?The state is able to purchase land through eminent domain for uses such as streets, parks, public buildings, public rights-of-way, and similar ones. This is a government power grab that affects all private property.
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if the exchange rate changes from 3 brazilian reals per dollar to 4 reals per dollar, a. the dollar has depreciated. b. the dollar has appreciated. c. the dollar could have appreciated or depreciated depending on what happened to relative prices in brazil and the united states. d. none of the above is true.
The correct answer is a) the dollar has depreciated. If the exchange rate falls from 3 to 4 Brazilian reals to the dollar, the value of the currency has decreased.
How is the real doing in 2022 so far? One of the best-performing currencies to begin the year was the Brazilian real, which saw gains from growing commodity prices, increased interest from investors withdrawing money from Russian assets, and a significant increase in Brazil's benchmark interest rate from 2% to 11.75% in only one year.
The BCB does not interfere in the FX market to control the exchange rate level because the Brazilian economy runs under a floating exchange rate regime and the inflation-targeting regime.
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_____ are the entire category of marketing intermediaries that move the product further downstream in the channel without significantly altering the form.
Resellers
Resellers are the entire category of marketing intermediaries that move the product further downstream in the channel without significantly altering the form.
What do you mean by Marketing Intermediaries ?
Market Intermediaries helps in the flow of goods and services from producers to end-users.They majorly include various agents, wholesalers and retailers.They act as a link in the distribution process.They help in promoting, selling through digital product catalogs, and delivering business to consumers. A reseller can be defined as a channel partner that acts as an intermediary between companies and consumers.To know more about Market from the given link
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Which of the following would most appropriately be categorized as a tech etiquette skill?
Answ1. Knowing how to appropriately use emoticons in text-based communication
2. Knowing how to use basic features of popular social media platforms
3. Knowing how to effectively manage online interactions
3. Knowing how to effectively manage online interactions
Explanation:
What causes low customer retention?.
Poor customer service - 82% percent people had abandoned a firm due of poor customer support. Customer dissatisfaction - 53% of clients changed companies because they considered unappreciated.
Retail consumer loyalty recovered in 2022, with much more customers saying that they want to purchase with the same business on a constant basis. Although price is a significant element influencing client loyalty, the majority of customers place a higher value on convenience and ease of purchasing.
Whenever an employee quotes a figure that is significantly higher than the organization's budget and refuses to compromise, retention becomes a challenge. The organization must consider the interests of all employees and therefore can afford to irritate them.
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the nominal interest rate is 8 percent and the inflation rate is 4 percent. what is the real interest rate?
The nominal interest rate is 8 percent and the inflation rate is 4 percent.
Real interest rate= nominal interest rate - inflation rate = (8 - 4)% = 4%
Inflation refers to a fashionable increase inside the expenses of products and services in an financial system. when the general rate degree rises, every unit of currency buys fewer items and services; therefore, inflation corresponds to a reduction inside the shopping electricity of money
In June 2022, BlackRock CEO Larry Fink argued that consumer call for inside the america had remained consistent in comparison to pre-pandemic years, with deliver-chain troubles remote places being the primary cause of the put up-pandemic inflation surge.
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when comparing the static planning budget to actual activity, a problem that arises when actual activity is higher than budgeted activity is that _________ there are no revenue or expense variances net income is lower than expected but all or most expense variances are favorable net income is higher than expected but all or most expense variances are unfavorable
When comparing the static planning budget to actual activity, a problem that arises when actual activity is higher than budgeted activity is that net "income is higher than expected but all or most expense variances are unfavorable! (Option C)
What is the planning budget?Budgeting planning is the process of developing and implementing a budget in order to make strategic business decisions and guide organizational changes across multiple departments.
A budget is a tool for keeping track of when and how much money you earn and spend. Making a budget is a critical component of your overall success and security. It enables you to monitor and better understand whether your company has enough revenue (incoming money) to cover its expenses.
Net income is defined as gross profit less all other expenses and costs, as well as any other income and revenue sources not included in gross profit. Interest on debt, taxes and operational expenditures or overhead costs are some of the costs reduced from gross to arrive at net income.
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crystal created a virtual prototype of her new line of athletic wear on a website to show to consumers. crystal will ask consumers what they think of the clothing. which is the most important question that crystal should ask? will retailers purchase the swimwear if it becomes available? in which season should we introduce the product? what promotional plan will work best? what wholesale price should be charged? what retailers should be used to sell the swimwear?
Crystal should ask , Will retailers purchase the swimwear if it becomes available?
What is Swimsuit?A swimsuit is a piece of clothing made to be worn by individuals participating in sun- and water-related activities, such as sunbathing, swimming, diving, and water sports.
Children, women, and men can all wear a variety of styles. Other names for a swimsuit include swimwear, bathing suit, swimming costume, bathing costume, swimming suit, swimmers, swimming togs, bathers, cossie (short for "costume"), or swimming trunks for males. Some of these names are only used in certain places.
Swimwear can also be worn to draw attention to one's physical features, as in bodybuilding competitions or beauty pageants, as well as in glamour photography and publications like the annual Sports Illustrated Swimsuit Issue that features models and athletes in swimsuits.
There is a very wide range of styles of modern swimsuits available, which vary as to body coverage and materials. The choice of style may depend on community standards of modesty, as well as current fashions, and personal preferences.
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Insurance premiums, entrance fees, train fares, and organization dues are all examples of?.
A price-setting mechanism is a method through which the market decides on a commodity's price (or the relationship between the prices of several commodities).
What is prestige pricing quizlet?Prestige pricing is the practice of charging a high price for a product in an effort to attract quality- or status-conscious customers.A pricing strategy in which prices are set high, with the understanding that lower costs will hinder rather than stimulate sales and that consumers will link a high price for the product with greater quality; also known as image pricing.Businesses employ the marketing tactic of prestige pricing to raise their profit margin and improve the perception of their brand. It's a psychological pricing approach that seeks to make things appear more expensive than they actually are to customers.To Learn more About price-setting refer to:
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Which of the following statements is TRUE?
A. Your portfolio should have a higher allocation toward bonds
and cash equivalents right before you retire.
B. You should try to maximize your investment earnings right
before you retire.
C. Both A and B
D. Neither A nor B
How does the global risks report determine which risks to include in the report?.
Profound social instability determine which risks to include in the global risks report.
What is social instability?The management of social change by the manipulation of a person's social position and function.
The past and anticipated growth of income, income inequality, economic insecurity, and poor governance are recognized as the four primary factors. After evaluating each of the variables in turn, the study next analyzes potential policies to lessen social instability.
Economic inequality, high young unemployment, brain drain, rising food costs, restricted access to credit, political instability, crime, corruption, inadequate social safety net protection, expropriation, and human rights violations were some of these.
According to the social instability stress (SIS) paradigm, new same-sex home-cage companions are introduced often (up to several times per week). Chronic and unpredictable bodily and psychological stress are brought on by the subsequent repeated creation of a new social hierarchy.
Ultimately, due to wealth inequality, poverty is a significant contributor to societal tensions and poses a threat to splinter the country. This happens when a nation's wealth is unfairly allocated among its people—when a small minority controls the majority of the resources.
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short-term finance is concerned with current assets and current liabilities, whereas long-term finance is concerned with blank .
Short-term finance is concerned with current assets and current liabilities, whereas long-term finance is concerned with dividend policy, capital structure, and capital budgeting.
Liabilities are debts that a business owes to third-party creditors. Notes payable and bank debt can be part of accounts payable. Companies are in debt to grow faster. The balance between a company's liabilities and assets makes it stable. In financial accounting, a liability is defined as a sacrifice of future economic benefits that an entity is obligated to make to other entities as a result of past transactions or other events. other events in the past. can be classified into three categories: current, non-current and random.Learn more about liabilities here: https://brainly.com/question/1113933
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What is the opportunity cost for the united states to produce diamonds? 6 thousand units of corn one-sixth of a thousand units of corn 4 thousand units of corn one-fourth of a thousand units of corn
The opportunity cost for the united states to produce diamonds is 6 thousand units of corn.
What is Opportunity cost?
The profit foregone when one option is chosen over another is known as the opportunity cost. Simply serving as a reminder to consider all viable options before making a choice, the idea is helpful.
Opportunity cost is not always monetary in nature. Other possible uses of time are also included.
Since it can be too challenging to compare two choices quantitatively, the concept of opportunity cost does not always hold true. It functions best when there is a standard unit of measurement, such money spent or time put in.
Opportunity cost is not an accounting concept and is therefore not recorded in the financial records of a business. This idea only applies to financial analysis.
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sport economists call the systematic steering of minorities to specific positions on the field or within the coaching ranks as role discrimination?
'sport economists call the systematic steering of minorities to specific positions on the field or within the coaching ranks as role discrimination is called Redlining.
In the United States, redlining is the discriminatory practice of withholding services from potential customers living in areas classified as "dangerous" for investment. These areas are home to large numbers of racial and ethnic minorities and low-income residents.
Redlining is a discriminatory practice that denies access to services (financial or otherwise) to residents of certain areas based on race or ethnicity.
Redlining is an illegal practice whereby lenders avoid providing services to people living in communities of color because of their race or national origin.
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what is the one thing that should be on all easily mistakable food items in the kitchen? a the quantity b the nutritional info c the cost d the common name
The common name is the one thing that should be on all easily mistakable food items in the kitchen.
Meals, substance consisting basically of protein, carbohydrate, fats, and other vitamins used within the body of an organism to maintain increase and crucial tactics and to supply power. The absorption and utilization of food through the frame is fundamental to nutrients and is facilitated with the aid of digestion.
Food is any substance fed on to provide nutritional help for an organism. food is generally of plant, animal, or fungal beginning, and contains vital nutrients, which includes carbohydrates, fats, proteins, vitamins, or minerals.
Foods provide nutrients so we will develop and be energetic and healthful
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A new streaming service sent out a survey to 350 households to see who would be interested in its service. the company found that it could charge $55 per month, with a margin of error of ±1.3. if 1,000 people signed up for the service, what is the least amount of monthly revenue the company should expect? $52,815 $53,700 $54,915 $56,300
Answer:$53,700
Explanation:
Explanation:
I took the test
A construction worker earns an average bi-weekly net pay of $1,764.00. which compound inequality correctly shows the amount of money, t, the worker can spend if the monthly budget for food is between 10% and 20%? $176.40 ≤ t ≤ $352.80 $352.80 ≤ t ≤ $706.50 $382.20 ≤ t ≤ $764.40 $420.42 ≤ t ≤ $573.30
Option A is correct, The compound inequality that shows what the worker can spend is given as $176.40 < t < $352.80
How to solve for the compound inequalityAn average biweekly net salary for a construction worker is $1,764.00. And if the worker's monthly food budget is between 10% and 20%, they can spend.
How would we have to make the compound inequality that would be most suitable for the question that we have here
Now, in response to the query: The total amount of money that is said to be the bi weekly pay is given as $1764
The inequality is said to be between 10% and 20% of C dollars.
Hence we would have
10 / 100 * $1764 < t < 20/100 * $1764
0.1 * $1764 < t < 0.2 * $1764
176.4 < t < 352.8
Hence the monthly budget for food is $176.40 < t < $352.80
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Fill in the blank: Long term disability insurance costs about ______% of your income, which is helpful as long term disabilities last on average about ______ years.
Answer:
10% 3 years
Explanation:
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product placement is utilized with the intent to: select one: a. improve the corporate image. b. generate exposure, brand awareness, and interest. c. relate the product to an event. d. deal with negative attention related to the company. e. generate exposure in various news media outlets.
In order to increase exposure, brand awareness, and interest, product placement is used.
How can brand recognition be improved?Make a brand that will endure.
the background of a brand.
Add value in addition to your goods.
Create items that people may share.
Participate in your community.
Give a present.
Conduct contests on social media.
Apply social algorithmic techniques.
What are the four brand awareness levels?A brand awareness pyramid can be used to visualize the four levels of brand awareness. Zero brand awareness, recognition, brand recall, and top of the buyer's mind are the levels of brand awareness according to marketing guru David Aaker's brand loyalty pyramid.
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ar supply locates its global manufacturing in mexico, its global distribution in indonesia, and its design in italy. by dispersing different stages of its value chain to those locations around the world where the value added is maximized or where the costs of value creation are minimized, ar supply has created a(n)
Global web. Worldwide websites offer a wide range of language options in order to support a global marketing strategy and expansion.
A global website can be anything from a straightforward home page that is available in all the main languages to a comprehensive plan that links together a number of sites that are each suited to a particular language market. Setting up a procedure to provide an several website languages is a crucial first step for more broadly approaching international markets. A localization strategy must be in place for each major language market to establish guidelines for tone, visuals, branding, the type of content that must be included, and user interface (UI) designs that are adaptable enough to account for variations in text length, character sets, and other design factors. Internationalization, which is the act of designing information from the outset to be simpler to translate into many languages, is one procedure that can substantially simplify these difficult problems. This entails educating content producers to steer clear of regional slang, offensive imagery, and any other features that might be OK in one language but not another. This is called Global website.
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If lili reinhart, who stars on the cw network’s riverdale, appears on the today show and talks about her upcoming album and how great it is going to be, the viewing audience is all the more likely to demand access to it. This represents which element of the aida model?.
This reflects the AIDA model's desire component.
What is the AIDA model?The hierarchy of effects model, also referred to as a hierarchical model, includes models like the AIDA, all of which suggest that customers go through a process of stages or processes before making a choice to buy anything.
These models are linear, sequential models based on the premise that customers pass through a succession of cognitive (thinking) and affective (feeling) stages, which end in a behavioral (doing, such as buying or trying) stage.
One of the hierarchical models that have been in use for the longest is the fundamental AIDA model.
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