The most appropriate time horizon for the portfolio to start funding for retirement at age 65 is 35 years
What is time horizon?Investments are held during time spans until they are required. The time horizon varies depending on how long or how short the investment aim is. The moment you start investing will also affect your time horizon. The power of compounding must operate for a longer period of time the longer the time horizon.It is reasonable to anticipate that these clients, who are 40 and 45 years old, will live for another 30 to 40 years.
Therefore, their investment portfolio should have the time horizon of 35 years.
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Determine which of the statement(s) are correct if a petty cash account is not replenished at the end of the accounting period. (check all that apply.) multiple select question. the balance sheet would show an overstated cash asset. the balance sheet would show an understated cash asset. expenses would not be recorded in the period in which they were incurred. the income statement would reflect a net income amount that was too high.
If Petty Cash is not replenished at the end of the accounting period:
the balance sheet would show an overstated cash asset.expenses would not be recorded in the period in which they were incurred. the income statement would reflect a net income amount that was too high.What happens when petty cash is not replenished?Because the cash that was meant to go to the petty cash was not taken from the cash account, this account will have more than it should (overstated).
The expenses which were incurred and recorded in the petty cash would not be accounted for which means that the income would be overstated as these expenses were not deducted from it.
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When division of labor is extensive, a. employees are often highly challenged. b. employees specialize in many tasks. c. jobs tend to be large. d. employees specialize in a single task. e. employees are often inefficient.
When there is an extensive labor division than employees specialize in a single task. Thus the correct option is (D).
What is Division of labor?The concept of the Division of the labor is included in the 14 principles of Henry Fayol which refers to the breakdown of the work of the labor which is to be performed by the specific worker.
The Division of labor leads to the specialization of the specific task. In other words it can be said that the labor or worker becomes the expert in his particular field of job.
Therefore the correct option is (D).
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What economic concept is applied in this statement?
By earning higher levels of education, students learn skills and are more likely to be employed. In their jobs, they use their skills to provide goods and services to others.
A.
equilibrium
B.
law of demand
C.
law of supply
D.
negative externality
E.
positive externality
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By earning higher levels of education, students learn skills and are more likely to be employed. In their jobs, they use their skills to provide goods and services to others. The economic concept which is applied in this statement is a positive externality.
What are skills?Skills refer a set of qualities or abilities an individual carries in order to complete the task. These skills represent the expertise of any individual in terms of knowledge and talents.
When these skills are learned along with the higher level of education it creates an add-on for the career. These skills include communication skills, problem-solving skills, critical thinking, leadership qualities, and so on.
Therefore, option E positive externality is the correct option for the given statement.
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The purpose of requirements structuring is to: A. enable the analysts to gather information on what the system should do from as many sources as possible. B. enable the analysts to identify several feasible alternatives. C. enable the large amount of information gathered during requirements determination to be organized. D. enable the analysts to develop a baseline project plan quickly. E. collect information about the information systems that are currently in use.
The purpose of requirements structuring is option (c) i.e, to enable a large amount of information gathered during requirements determination to be organized.
What is requirements determination?Requirements In order to determine what the requirements are, how the system operates, and where improvements could be made, information must be gathered about the current system and studied. can include specific issues or characteristics as well as specifications for a new system.
The two contemporary strategies for determining needs, JAD and prototyping, were created and are based on the earlier conventional techniques.
Important Activities in Need Determination:
The system is being examined, and its attributes are being recorded for future research.At the core of system analysis, fact-finding methods, prototyping, and computer-aided tools are used to record and describe system features.To know more about requirements determination refer to: https://brainly.com/question/27992359
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which costs are relevant for equipment replacement decisions?
The costs that are relevant for equipment replacement decisions are:
Unit-level costsBatch-level costsProduct-level costsWhat is Relevant cost?Relevant cost can be defined as those cost that cannot be neglected because they are important during decision making process which is why this cost are known as differential costs.
Cost that are relevant for equipment replacement decisions are:
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Lorenzo and Lila own all of the Double L Corporation's stock. The stock of this corporation is not sold to the general public. Lorenzo and Lila own a(n)
Owners of the company.
What is a stock of a company?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.What is an owner of a company?A company's "owner" is a person who owns all of the shares. In contrast, a "co-owner" shares ownership of a business with one or more partners. The owner, who is frequently the company's founder, is free to run their business however they like.Therefore, Lorenzo and Lila are owners of the Double L Corporation.
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At which of the levels of market efficiency does the efficient market hypothesis support the technical analysis approach to future share price determination?
The efficient market hypothesis supports the technical analysis approach to future share price determination at Neither weak nor semi-strong efficiency.
What is Market Efficiency?
Market efficiency is the degree to which the market prices reflect all available information. It can also be known as an efficient-market hypothesis.
When an efficient market supports the technical analysis approach, it would be at neither weak nor semi-strong efficiency when determining the future price.
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From a macroeconomic perspective, a payment made by a foreign firm to a u. S. Investor looks just like an:
When looking from a macroeconomic view, a payment from a foreign firm to a U.S. investor comes across as a Foreign portfolio investment (FPI).
What is a Foreign portfolio investment?This refers to when a foreign investor buys assets and investments in another country.
When a foreign company makes a payment to a U.S. investor, it is an FPI because money is flowing into the U.S. from another nation.
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If the LRATC curve is falling, then Group of answer choices economies of scale are present. constant returns to scale are present. diseconomies of scale are present.
If the LRATC curve is falling, economies of scale are present.
What is LRATC?A business indicator known as long-run average total cost (LRATC) shows the average cost per unit of output over a lengthy period of time when all inputs are assumed to be erratic and the production scale is flexible. The long-run average cost curve displays the long-run total cost of production at the lowest level of output.Because businesses can adjust major parts of their operations, like factories, over a lengthy period of time to attain maximum efficiency, long-term unit costs are typically lower than short-term unit costs. Identifying the lower boundaries of LRATC is a goal shared by investors and firm management. If the LRATC curve is falling, economies of scale are present.To learn more about LRTAC refer to:
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Glamor is a cosmetics company that uses a television program to explain the benefits of the company's unique skincare products developed over several years by a Beverly Hills dermatologist. The program shows a step-by-step process of daily skincare activities designed to improve a person's skin tone, wrinkles, and skin discoloration. This television _______ is a 30-minute or longer advertisement, which is relatively inexpensive to produce and air. a. sweepstakes b. infomercial c. premium d. podcast
Answer:
I think your best answer is C. but I'm not too sure.
Explanation:
Hope this helps you!
what is the coupon rate on a bond that has a par value of $1,000, a market value of $1,100, and a coupon interest payment of $100 per year?
The bond have a interest rate at which the interest is paid, this percentage is applied on the par value of the bond held to calculate the interest amount that is paid to the bond holder.
$100 / $1000 = 0.1 * 100 = 10%
The coupon rate of the bond is 10%
What is a bond?Bond is a financial instrument that gives rights to the bond holder to receive interest at the coupon rate and at the end of the term the bold holder is entitled to the par value. The bond is sometimes sold at market value before its term end date.
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Traditional management thinking treated human resource management primarily as a means to support a company's strategy. Traditional management thinking treated human resource management primarily as a means to support a company's strategy. false true
As regards the statement on how traditional management treated human resource management, this statement is FALSE.
How did traditional management treat human resources?Human resources was merely seen as a way to control labor and ensure they did not go out of bounds.
HRM was therefore not seen by traditional managers as a way to support the goals of the company, and its strategies.
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The given statement that says Traditional management thinking treated human resource management primarily as a means to support a company's strategy is true.
Traditional management thinking had a different approach toward human resource management. They considered the human resource of a company as mere factors of production.
As per traditional management thinking, the major focus was on the production and efficiency of the organization rather than the employees' well-being or job satisfaction.
They treated human resource management as a means to support the company's strategy. It was primarily concerned with recruiting and training employees to increase production and efficiency while keeping costs low.
The traditional management model viewed employees as easily replaceable and disposable, with little regard for their unique talents or individual needs.
This was seen as an effective way to run an organization, but over time it became clear that this approach was not sustainable or effective in the long term.
As a result, newer management models have emerged that place greater emphasis on employee engagement, motivation, and empowerment.
Hence, the right answer is true.
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The output of u. S. Citizens who work in canada would be included in the
The output of u. S. Citizens who work in Canada would be included in the: D. Gross domestic product.
What is gross domestic product?Gross domestic product can be defined as the value of goods or products produce within a country at a particular period of time.
If a united State of American citizen work in Canada the output of the United State citizen will be added to the Gross domestic product of Canada.
Therefore the correct option is D.
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(c) The price of widgets is $9. If the hardware store wants to increase its revenue, how should it change the price
The hardware store would have to trade up certain goods to get an increase on its revenue. Hence, for the hardware store to change the price, trade up is the option. Read below about trade up.
What is trade up?Trading up means adding a higher-priced, higher-quality version of a product to the range, generally to increase sales of the lower-priced model through consumer association of its image with the more prestigious model.
Therefore, the means by which the hardware store can change the price or increase its revenue is by trade up.
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Rachel receives employer-provided health insurance. The employer's cost of the health insurance is $6,000 annually. What is her employer's after-tax cost of providing the health insurance, assuming that the employer's marginal tax rate is 21 percent and the employer is profitable
Based on the cost of Rachel's health insurance to the employer, the employer's after-tax cost is $4,740.
How much is the health insurance after-tax cost?This can be found as:
= Before tax cost of health insurance x (1 - marginal tax rate)
Solving gives:
= 6,000 x (1 - 21%)
= 6,000 x 0.79
= $4,740
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A company's board of directors votes to declare a cash dividend of $1.30 per share of common stock. The company has 26,000 shares authorized, 21,000 issued, and 20,500 shares outstanding. The total amount of the cash dividend is:
The cumulative cash dividend will be paid out to shareholders in the amount of 26,650 (20,500*1.30).
What do you mean by dividend?A corporation's payout of profits to its shareholders is known as a dividend. When a business generates a profit or surplus, it is able to distribute a portion of that profit to shareholders in the form of a dividend.
Any remaining funds are seized and reinvested in the company (called retained earnings).
Given :
Authorized shares=26,000
Issued=21,000
Outstanding shares=20,500
Cash divided rate=$1.30
Thus, the total cash dividend will be Shares issued multiplied by the rate of dividend.
=20,500*1.30
=26,650
Hence, the final cash dividend will be 26,650
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Control over cash disbursents is generally more effective when
The control over cash disbursements is generally more effective when payments are made by check.
What is a cash disbursements?Also known as cash payment, its refers to the outflow of cash paid in exchange for the provision of goods or services
Hence, the control over cash disbursements is generally more effective when payments are made by check.
Therefore, the Option D is correct.
Missing option a) all bills are paid in cash. b) disbursements are made by the accounts payable subsidiary clerk. c) all purchases are made on credit. d) payments are made by check.
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The relationship between increasing prices and decreasing money value is called
Answer:
Inflation occurs when prices rise across the economy, decreasing the purchasing power of your money.
Explanation:
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What feature allows the customer to edit the payment date field when viewing an online invoice?.
In the Online invoice, the edit features allows the customer to edit the payment date field.
What is the edit features?In an Online invoice such as in the CRM, this is a features that ensures that customers can edit their input after initial submission.
Hence, the edit features in online invoice allows the customer to edit the payment date field.
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How to advertise a buisiness on Etsy
To advertise a business on Etsy it is necessary to use a strategy aligned with your goals, such as using marketing emails and promoting your store on social media.
What are the advantages of digital marketing?Through advertisements made on the internet, there is greater possibility of reaching and attracting customers in a faster and more dynamic way, through tools that generate value and engagement.
Therefore, to advertise your business on Etsy you need to identify your customer's needs and wants, promoting your product to create value.
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A farmer shows up at a tractor dealership with $150,000 to buy a tractor priced at $148,875. The excess after buying the tractor will be used to pay for license, insurance and maintenance for the first few months. Since he is paying cash for the tractor he is able to negotiate 15% reduction off the sticker price. How much did he pay for the tractor
The amount that the farmer paid for the tractor, which is the net price after discounts, is $126,543.75.
What is the net price?The net price is the difference between the sticker price and the discount of 15% received off the sticker price.
Data and Calculations:Sticker price of tractor = $148,875
Discount reduction 15%
Amount paid = $126,543.75 ($148,875 x 1 - 0/15)
Thus, the farmer paid $126,543.75 for the tractor at the dealership.
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Government provisioned goods and services for the poor, such as food or medical services, job training, or subsidized child care, are known as ________.
Government provisioned goods and services for the poor, such as food or medical services, job training, or subsidized child care, are known as Welfare or Consumer Subsidies
What are Welfare ?
Welfare are the subsidies the government pays to the fraction of people who are unemployed, poor, or ill. The payment which is paid by the government for welfare purpose i.e.; for poor people or jobless people.
What is Consumer Subsidies ?Subsidy means government pays part of the cost. Now, consumer subsidies means the government gives the subsidy to the consumer to reduce the price of goods and services .A subsidy is an incentive given by the government to individuals or businesses in the form of cash, grants, or tax breaks that improve the supply of certain goods and services.
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Cody is a first-time buyer making an offer on a property that will include the appliances. The seller accepts the offer and includes a document that will protect the owner if the furnace breaks. Which kind of protection did Cody receive
the kind of protection Cody received is a security guard protection
The extent to which an organization uses fixed costs in its cost structure is measured by: Select one: a. contribution leverage. b. fixed cost leverage. c. efficiency leverage. d. financial leverage. e. operating leverage.
The correct option is E. Operating leverage occurs when an organization has a fixed cost the percentage change in profits due to changes in sales volume is greater than the percentage change in sales.
What causes Operating Leverage?
When the organization has fixed costs the percentage change in profits due to changes in sales volume is greater than the percentage change in sales.
Thus, to extent of operating leverage, the organization uses fixed costs in its cost structure.
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During what marketing era were manufacturers concerned with product innovation and not with satisfying the needs of individual consumers?.
During the Production Oriented Era, manufacturers were concerned with the innovation of products and not with satisfying the needs of individual consumers.
What do you know about Production Oriented Era?A commercial enterprise-dominated market sustained from the beginning of Capitalism to the mid-1950s, which is referred to as the production-oriented era.
The winning mindset was that a very good excellent product might truly promote itself. This technique labored for plenty of companies for the duration of this Era due to strong demand and restricted delivery of products.
Thus, During the Production Oriented Era, manufacturers were concerned with the innovation of products and not with satisfying the needs of individual consumers.
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This year you have decided to focus your efforts on marketing to employer group plans. One employer provides you with a list of their retirees and asks you to contact them to explain the characteristics of the plan they have selected. What should you do?.
The inference shows that the thing that should be done is to go ahead and call them.
What is an inference?It should be noted that an inference simply means the conclusion that. an be deduced based on the information given.
In this case, since the employer provides you with a list of their retirees and asks you to contact them to explain the characteristics of the plan they have selected, it is important to call them.
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Moringa products corporation had common stock of $820,000 and retained earnings of $1,250,000 on january 1. during the year, $75,000 of common stock was issued. dividends of $48,000 were paid. for the year ended december 31, moringa reported a net income of $287,500. what is the retained earnings balance on december 31
Based on the beginning retained earnings balance and the net income as well as dividends, the retained earnings balance will be $1,585,500.
How much are retained earnings on Dec. 31?This can be found as:
= Beginning retained earnings + Net income + dividends paid
Solving gives:
= 1,250,000 + 287,500 + 48,000
= $1,585,500
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Sutton is a partner of RST Partnership. RST distributed $3,000 cash and a building with an adjusted basis of $10,000 and a fair market value of $50,000 to Sutton. Before the distributions, Sutton's basis in the partnership was $90,000. What amount of these distributions is taxable to Sutton in the current year
Based on the basis of the distributions and Sutton's basis in the partnership, the amount of taxable distributions to Sutton is $0.
How much of the distributions can be taxed?The distributions can only be taxed if they exceed Sutton's basis in the partnership of $90,000.
As neither the cash distribution nor the building, have enough to surpass Sutton's basis, the taxable distributions will be $0.
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how did the strategic alliance between hp and dreamworks animation skg affect hp?
The strategic alliance between HP and Dreamworks animation skg affected HP because its enabled the firm to compete head on with Cisco's videoconferencing solution.
What is a strategic alliance?This refers to the agreement between two firms who are pursuing a set of objectives while remaining an independent organizations
Hence, the strategic alliance between the two firms impacted one as its to compete head on with Cisco's videoconferencing solution.
Therefore, the Option B is correct.
Missing options "A. It helped HP pursue a taper integration strategy. B. It enabled HP to compete head on with Cisco's videoconferencing solution. C. It resulted in depreciation of HP's shareholder value. D. It failed because HP lacked the expertise in selecting and integrating technology acquisitions"
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In july, lane co. Sells merchandise to avery co. On account. In august, avery pays the balance in full. The entry that lane will make to record the receipt of cash will include a credit to the _______ account.
The entry that lane will make to record the receipt of cash will include a credit to the Accounts Receivable account.
What is Accounts Receivable?Accounts Receivable is the amount, which a company will receive from its customers who have purchased its goods & services on credit.
It refers to the money that the customer owe to the company for the goods or services that they have already received but not yet paid for.
For example- Goods purchase on credit by ABC, the amount gets added to the accounts receivable.
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