improving the quality of the report Beginning at line 27, add a bulleted list of each of the geographic regions represented in the data to the report: East Asia, Europe, and the Pacific
What does the term "quality" mean?
Think about how something compares to other similar products while assessing quality. instead, its degree of perfection. When a person is being described, it alludes to a distinctive characteristic or attribute that person possesses. The phrase can also be used in this sense to refer to items. The four types of quality control are process control, control diagrams, acceptance sampling, and product quality control. Quality can be defined from a variety of viewpoints, including transcendence, product-based, user-based, manufacturing-based, and value-based.
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Although GGE Enterprises Inc. received a good deal on a used truck, the amount recorded in the accounting records is the amount the company paid, not the amount the truck was actually worth.
the amount recorded in the accounting records is the amount the company paid, not the amount the truck was actually worth measurement principal.
For traders to determine their minimal goal security price, they might use the measurement concept. By evaluating movements on chart patterns against one another, traders may use the measurement principle to calculate a stock's price goal. The term "physical quantities" refers to ideas used to quantify components of nature. A thermometer gauge reading to determine temperature is one example, as is counting the fruit. Measuring is the process of directly obtaining a number, a group of numbers, or related numbers from a natural system. In order to translate physical characteristics into useful figures, one must first engage in measurement. The act of measuring a certain quantity is the outcome of comparison between the quantity to be measured and a predetermined standard.
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Tide tables are produced by taking measurements of past observed tide levels and comparing them to a tidal datum. The tidal datum, or zero tide, used along the California coast is the O mean lower low water. O mean higher low water, mean lower high water. O mean higher high water.
The tidal datum, or zero tide, used along the California coast is the mean higher low water.
What is tide chart datum?A tidal datum is a standard elevation that is determined by a certain tide phase. Tidal datums are used as a standard for measuring local water levels; they shouldn't be extrapolated to places with different oceanographic features without supporting data.Although Ordnance Datum is more prevalent for engineering applications since it is simpler to connect the height of the water to levels on land, Chart Datum is the most frequent datum for tide tables.Tidal datums and associated data are used to provide the goods and services required for safe navigation, the reduction of coastal hazards, ecological study, coastal engineering, and the delineation of maritime boundaries.To learn more about datum refer to:
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Jamco Corporation is restructuring their entire company. In addition to finding ways to increase profits, they want to develop employee training and advancement opportunities, partner with community organizations, and reduce the environmental impact of their manufacturing processes. Jamco has decided to focus on A corporate social responsibility. B total quality management. their financial bottom line. their value chain.
corporate social responsibility.
Company-wide reorganization is taking place at Jamco Corporation. They seek to improve staff training in addition to measures to boost revenues.
Why have some sectors adopted the JIT method of inventory control?Productivity Gains: JIT increases productivity by shortening the time and resources required for manufacturing operations. A quicker product turnaround is possible thanks to manufacturers. Production runs can be cut in half thanks to JIT, which makes it easier and quicker for manufacturers to deliver new items.
What effects does using JIT inventory have on the company selling the inventory?The JIT methodology lowers the price of acquiring, controlling, and keeping surplus raw materials and inventory. As a result, your warehouse experiences higher inventory turnover, which keeps stock from accumulating and going out of date.
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true/false. the opportunity costs of attending college do not include group of answer choices food expenditures. the costs of textbooks or ebooks. the forgone wages that could have been earned working. required student activity fees.
Food expenditures does not include the opportunity costs of attending college.
Opportunity cost: What does that mean?The cost of opportunity is the amount of other commodities or services you have to forgo in order to purchase your desired item. Typically, potential cost is meant when economists use the word "cost." In regular discourse and the news, the word "cost" is frequently employed.
What are opportunity costs, and what is their formula?Opportunity Cost is the difference between the potential returns on investments that were chosen and those that were not. For instance, there is a 3% opportunity cost when choosing an investment with a 10% possible return over one with a 7% potential return. 10% - 7% = 3%
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The parts of the income statement shown here are identified with capital letters and listed in the accompanying table. Determine the location and match the letter to each part listed in the table. 1. Date of the income statement ___2. Heading of expenses section ___3. Statement name ___4. Expense account titles ___5. Expense account balances ___6. The amount of net income or loss ___7. Heading of revenue section ____8. Net income ratio (or return on sales) _____9. Revenue account title _____10. Words Total Expenses _____11. Business name ___12. Total amount of revenue ___13. Total amount of expenses ___14. Words Net Income or Loss ____15. Total expenses ratio ____
One of the three crucial financial statements used to describe a company's financial performance throughout a certain accounting period is the income statement. The balance sheet and the cash flow statement are the other two important statements.
1. Date of the income statement c 2. Heading of expenses section g 3. Statement name b 4. Expense account titles h 5. Expense account balances I 6. The amount of net income or loss M 7. Heading of revenue section d 8. Net income ratio (or return on sales) o 9. Revenue account title E 10. Words Total Expenses j 11. Business name A 12. Total amount of revenue F 13. Total amount of expenses K 14. Words Net Income or Loss L 15. Total expenses ratio N.
The revenue, costs, profits, and losses incurred by a corporation over a specific time period are the main topics of the income statement. An income statement, also referred to as the profit and loss (P&L) statement or the statement of revenue and expenses, offers important information about a company's operations, the effectiveness of its management, underperforming industries, and its performance in comparison to peers in the same industry.
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List the ways in which Japan used its silver-generated profits to improve its economy, environment, and society.
Japan used silver by Shoguns used it to defeat rival feudal lords and unify Japan, shoguns worked with merchant class to develop a market-based economy.
What is market-based economy?
"Free market" or market-based economies let firms and individuals to freely exchange products and services in accordance with supply and demand.
Most of the time, the US has a market economy. What is produced and sold, as well as the prices to charge, are decided by the producers. They will produce what consumers want and price what consumers are prepared to pay if they anticipate success.
The rules of supply and demand control pricing and overall output through these choices. In order to meet rising customer demand for a particular product, output usually rises. Prices rise as a result of the increasing demand, causing customers to protest and reduce their purchases. Then the product's demand will fall, and pricing will follow suit.
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* READING ASSIGMENT
Error affect control and subsidiary ledger accounts
A mistake was made in posting the sum of subsidiary books to the ledger. the Trial Balance's omission of an account balance.
Which errors can affect the balancing of trial balance?A mistake was made in posting the sum of subsidiary books to the ledger. the Trial Balance's omission of an account balance. incorrectly displaying the account balances in the Trial Balance or by using the incorrect values. erroneous account balance computation. Although it contains the exact balances needed to create a company's financial statements, the control account keeps the general ledger clear of unnecessary information. The subsidiary ledger makes it possible to keep a closer eye on the transactions that take place in the control account. Duplicating the same entry or recording a correct account to the incorrect vendor or customer are examples of accounting errors. No entry is made even though there was a transaction for the time, which is known as an error of omission.To learn more about trial balance refer to:
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Kahneman and Tversky found that individuals are influenced in decision making by which of the following? a) De-escalation b) Overconfidence c) Decision bias
Alongside Tversky, they found that people aren't first and foremost foresighted utility maximizers but react to changes in terms of gains and losses. The correct option is B.
What did Kahneman and Tversky find out about making decisions?
The prospect theory was developed as a result of a series of influential essays on judgement and decision-making written by Kahneman and Tversky. According to the theory, we accept chances when making judgements that could result in a certain loss but avoiding risk when making choices that could result in a potential gain. Tversky and Kahneman proposed the idea that when people attempt to make estimations or forecasts, they start with some initial value, or starting point, and then adjust from there in a 1974 work titled "Judgment under Uncertainty: Heuristics and Biases."
The Prospect Theory is Daniel Kahneman's theory, for which he was awarded the 2002 Nobel Prize in Economic Sciences. The theory is concerned with how people decide when faced with risk, particularly financial risk.
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a municipality has issued a general obigation bond. which of the following are sources of income available for debt service
When a municipality issues general obligation bonds, it does so with the expectation that it will be able to pay off the debt through taxes or project-related income. There are no assets pledged as security. In relation to munis, a GO bond and a revenue bond might be contrasted.
What is debt for general obligations?
The local authority issuing the general obligation (GO) debt issuing the debt with full faith and credit. The municipality guarantees that it will use all of its tax revenue to pay the debt's interest and principal when it's due.
What sort of bond falls under general obligations?
Building public schools and roadway systems are two examples of the kinds of initiatives that can be paid for with general obligation bonds.
Since they are not backed by a specific asset or project that generates income, they are known as "general obligation" bonds. Rather, the issuer's "full faith and credit" is used to support them.
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larry is buying salad and pizza for a company lunch. suppose that a bowl of salad costs $5.00, and a slice of pizza costs $2.00. let e be the amount in dollars that larry spends on salad and pizza. if larry buys s bowls of salad and p slices of pizza, then the total amount of money he spends (e) can be represented by the equation .
When two expressions are joined by an equal sign, a mathematical statement is called an equation.
What is an equation?1. If Eric spends $e on salad and pizza, with the salad costing $5.00 and being represented by s and the pizza costing $3.00 and being represented by p, the equation can be used to describe the total amount Eric spends;
e = 5.00s + 3.00p
where the sum represents the price of the quantity of pizza slices purchased and the quantity of salad bowls consumed.
2. Rewriting the equation with the variable p expressed in terms of e and s;
e = 5.00s + 3.00p
3.00p = e - 5.00s
[tex]$p=\frac{e-5.00 \mathrm{~s}}{3.00}$[/tex]
3. Given that Eric has $30 to spend on both salad and pizza, how much pizza can he get if he buys three bowls of salad? The answer is given by the formula e=$30.00.
[tex]$p=\frac{e-5.00 s}{3.00}$[/tex]
p = (30 - 5.00 * 3) / 3.00
pizza pieces equaling five.
The complete question is:
Eric is buying salad and pizza for a company lunch. Suppose that a bowl of salad costs $5.00, and a slice of pizza costs $3.00. Let e be the amount in dollars that eric spends on salad and pizza. If eric buys s bowls of salad and p slices of pizza, then the total amount of money he spends (
e. Can be represented by the equation . Now rearrange the equation you wrote above so that p is written in terms of e and s . The quantity of pizza he buys can be represented by the equation . Suppose eric has $30.00 to spend on salad and pizza; that is, e=$30.00 .
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blue corp., a car manufacturing company, reaches its five-year goal of becoming market leader in the domestic market. upon reaching saturation in the local market, it decides to expand its market globally in order to increase its profits. which of the following is likely to be the primary reason for blue to enter the global market? Lower-cost resources
Longer product life
Sales growth
Product differentiation
The ability of your business to make money from sales over a predetermined time period is measured by the sales growth rate.
What is sales growth?The ability of your business to make money from sales over a predetermined time period is measured by the sales growth rate. Investors examine this rate to see whether your business is on the rise or is beginning to stagnate, in addition to your firm using it to assess internal accomplishments and issues.
The company should, however, be able to continue a good growth rate in general. A 15 to 25% annual growth rate is typically considered to be acceptable. Rates higher than that would be too much for start-up companies, who might not be able to keep up with such rapid growth.
Therefore, the correct answer is option c) Sales growth.
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U.S. citizens pay $5 billion more annually for shoes and Japanese citizens pay $6 billion more for rice than the actual cost of the products becauseO creates greater savings in production costs.O cross-cultural analysisO both countries have imposed tariffs on imported goods to protect their domestic markets. O interdependencies among industries, countries, and regions.
A trade war occurs when one nation retaliates against another by increasing import tariffs or imposing other import restrictions.
What Is a Trade War?A country may start a trade war if it believes that a rival country engages in unfair trade practices. Politicians may be under pressure from domestic industry lobbyists or trade unions to reduce the appeal of imported goods to shoppers, which could lead to a trade war. A misperception of the extensive advantages of free trade is another factor that frequently leads to trade wars.A trade war happens when one nation retaliates against another by increasing import taxes or imposing other import restrictions.Trade wars are unpopular and a negative byproduct of protectionist measures.Trade war supporters claim that they advance domestic industries and safeguard national interests.Trade disputes are criticized on the grounds that they ultimately harm local businesses, consumers, and the economy.To Learn more About trade war, refer TO:
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Who is Malcolm Gladwell?
Answer:
Malcolm Gladwell is a Canadian journalist, author, and speaker. He has written several books, including "The Tipping Point: How Little Things Can Make a Big Difference," "Blink: The Power of Thinking Without Thinking," and "Outliers: The Story of Success." Gladwell's writing often explores the unseen connections and patterns in society and human behavior. He is also known for his ability to take complex ideas and make them understandable and accessible to a wide audience. Gladwell has been a staff writer for The New Yorker since 1996, and his articles and essays have been widely anthologized. He has also been a frequent guest on television and radio programs, and has given talks on a variety of topics related to his writing and research.
in a given year, businesses invest $2 trillion, exports total $1.5 trillion, imports total $3 trillion, consumers spend $5 trillion, and the government spends $1.5 trillion on final goods and services. based on this, which of the following statements is true?
The total economic value added for that year must be $7 trillion.
What is total value?The total of the acquisition's purchase price plus all future expenses that will be incurred, including those for installation, consumables, breakdown, maintenance, and disposal.
Since the smallest size group is close to 8% and the largest size group is 2% of responses for both forms, the coverage across size categories for Total Value of Production is very similar with only minor differences.
Agricultural operations in the sample frame and for both of the shortened forms reported a number of different commodities in Table 3 and a number of significant commodity groups in Table 4, respectively.
Current total value is defined as the total taxable value of property listed on the appraisal roll for the current year, including all appraisal roll supplements and corrections as of the calculation date, less the taxable value of property exempted for the first time for the current tax year under Section.
1: This is incorrect. Instead, net exports are 1.5 - 3 = (-)1.5 trillion.
2: This is incorrect. Instead, the gross national income is 2+1.5-3+5+1.5 = 7 trillion.
3: This is incorrect. Instead, the gross domestic product is 2+1.5-3+5+1.5 = 7 trillion.
4: This is correct. Total economic value added is correctly calculated as 2+1.5-3+5+1.5 = 7 trillion.
5: This is incorrect.
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Complete question:
In a given year, businesses invest $2 trillion then exports total $1.5 trillion, imports total $3 trillion, consumers spend $5 trillion, & the government spends $1.5 trillion on final goods and services. Based on this, which of the given statements is true?
The net exports are $4.5 trillion.
The gross national income must be $8.5 trillion.
The gross domestic product must be $8.5 trillion.
The total value added in the economy for that year must equal $7 trillion.
The country is in a recession.
Please I need a correct answer to dis
The utility schedule is a table which shows the consumption of a single good by a single individual.
Explain economic law.Economic laws are similar to scientific laws in that they establish a causal link between two or more occurrences. In economics, like in natural sciences, a certain consequence is expected to arise from a specific cause. Economic laws, like scientific principles, are generally applicable.
Consumption and Management identifies and develops three rules: natural economic law, market regulation law, and macroeconomic control law. The supply and demand law is founded on two other economic laws: the supply and demand laws. According to the rule of supply, when prices rise, businesses see greater profit potential and expand their supply of goods and services. According to the law of demand, when prices rise, people purchase less.
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use the midpoint method to find the value of the elasticity of demand as the price of a steak dinner rises from $2 to $40.
The midpoint method is used to calculate the elasticity of demand when the price of a good changes.Elasticity of demand is -0.04 or -4%.
To find the elasticity of demand, we'll use the following steps:
1)Calculate the percentage change in quantity demanded: (25 - 100) / 100 = -75%
2)Calculate the percentage change in price: (40 - 2) / 2 = 1800%
3)Calculate the midpoint price: (40 + 2) / 2 = 21
4)Calculate the midpoint quantity: (25 + 100) / 2 = 62.5
5)Plug in the values into the formula: Elasticity of demand = (-75%) / (1800%) * (21 / 62.5) = -0.04 or -4%
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alphaland and betaville both produce axes and batons. if they decide to specialize in producing the good in which they have the lower opportunity cost, total production will
If they decide to specialize in producing the good in which they have the lower opportunity cost, total production will increase.
The opportunity costIf alphaland and betaville were to specialize in producing the good in which they have the lower opportunity cost, total production would likely increase. This is because each firm would be able to focus their resources and energy on the specific production of one good, rather than splitting their resources across two goods.This would enable them to become more efficient in their production process and increase their productivity. Additionally, the specialization of labor would mean that each firm would become more skilled in the production of their good, leading to higher quality products. Furthermore, the specialization of production would lead to a higher division of labor and economies of scale, both of which would result in a reduction in costs for the firms. This would lead to more competitive prices and higher profits for the firms. This increased profitability would lead to more investment in technology and the development of new products, further increasing production. Ultimately, the specialization of production would lead to an overall increase in production and efficiency for both alphaland and betaville. This increased production would benefit both firms, their customers, and the economy as a whole.To learn more about opportunity cost refer to:
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Which of the following is an accurate comparison between email and new media?
Both email and new media are often used in place of face-to-face conversations.
Email has mostly replaced phone calls; new media has mostly replaced memos.
Email has revolutionized business communication more than new media has.
Email came into existence during the late 1970s; new media began in the late 1980s.
"The powers not delegated to the United States by the Constitution, nor prohibited by it to the states, are reserved to the states respectively, or to the people," is the declaration made in the Tenth Amendment.
To put it another way, the Constitution does not give the federal government any powers that states do.
What is the name of states' rights?
These resolutions, also known as "state sovereignty resolutions," have no legal effect. Instead, they are meant to be a statement demanding that the federal government stop assuming powers and imposing mandates on the states for reasons that aren't listed in the Constitution.
What distinguishes a national position from a states' rights position?
The states' rights position encourages local and state intervention in addressing social and economic issues. The nationalist viewpoint supports the involvement of the national government in these matters.
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As a discipline, marketing is defined as an organizational function and set of processes for creating, communicating and delivering --- to customers.
The description of marketing as a discipline is given as an organisational function and a collection of procedures for producing,
propagating, and furnishing value to guests.
The process of developing, communicating, delivering, and trading immolations that are precious to guests, guests, mates, and society at large inclusively is known as marketing. The marketing blend, which includes the four Ps of marketing( product, pricing, place, and creation), is constantly used. All given above happen to be the main factors which are crucial in creating and promoting a good or service, and they interact heavily. The benefit of marketing for your company is that it engages consumers and helps them decide whether to buy your goods or services. also, a marketing strategy that's included in your business plan aids in
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Which of the following is true?
a. Companies in the merchandising sector of the economy typically do not hold inventories of tangible products.
b. Companies in the service sector of the economy typically have one type of inventory which is comprised of products in their original purchased form.
c. Companies in the manufacturing sector of the economy typically have direct materials inventory, work-in-process inventory, and finished goods inventory.
d. Companies in the manufacturing sector of the economy typically hold one type of inventory.
The correct answer is Option C. Companies in the economy's manufacturing sector typically have direct materials inventory, work-in-process inventory, and finished goods inventory.
Inventory refers to all the particulars, goods, wares, and accouterments a business holds for dealing in the request to earn a profit. For example, If a review seller uses a vehicle to the manufacturing sector to the guests, only the review will be considered a force. The vehicle will be treated as an asset.
EOQ model: A force-control fashion that minimizes the aggregate of ordering and holding costs. Demand for an item is known, nicely constant, and independent of opinions for other particulars.
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rojo's roses co. received an invoice for replacement of the engine on its main delivery van. the replacement will extend the life of the van an additional three years. the entry to record receipt of the invoice would include which of the following entries? (check all that apply.)
The replacement will add another three years to the life of the van, according to an invoice obtained by Rojo's Roses Co. the entry to reflect the debit to equipment of the receipt.
According to the DDB technique, depreciation costs are recorded as being higher in the early years of an asset's useful life and lower in the later years. The DDB technique is therefore chosen by businesses for assets that are anticipated to lose the majority of their value soon or that will become obsolete more quickly.
Improved is the response. Improvements completes the sentence that is above. Walkways and fences are examples of land improvements, which are assets that increase the value of a piece of land, have a finite useful life, and are depreciated.
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a positive externality is internalized when group of answer choices supply shifts to the left until the socially optimum level of production is obtained. demand shifts to the right until the socially optimum level of output is obtained. demand shifts to the left until the socially optimum level of production is obtained. none of the above b and c
Out of the provided alternatives, it may be stated that when the demand curve shifts to the right until the socially optimum level of output is obtained, a positive externality is internalized. Therefore, the option B holds true.
The rightward shift of the demand curve is usually a representation of the fact that demand for a product has increased in the market in which it has been offered for sale. Moreover, when the demand curve shifts to the right, it also represents the internalization of positive externality.
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stockamount investedstock a$1,000stock b$2,000stock c$1,000stock d$4,000calculate the weight of each stock in the portfolio (the percentage invested in each stock).
the weight of stock A is 20%, stock B is 40%, stock C is 20% and stock D is 20% in the portfolio.
To calculate the weight of each stock in the portfolio, divide the amount invested in each stock by the total amount invested in the portfolio.
Stock A weight: $1,000 / ($1,000 + $2,000 + $1,000 + $4,000) = 0.20 or 20%
Stock B weight: $2,000 / ($1,000 + $2,000 + $1,000 + $4,000) = 0.40 or 40%
Stock C weight: $1,000 / ($1,000 + $2,000 + $1,000 + $4,000) = 0.20 or 20%
Stock D weight: $4,000 / ($1,000 + $2,000 + $1,000 + $4,000) = 0.20 or 20%. So, the weight of stock A is 20%, stock B is 40%, stock C is 20% and stock D is 20% in the portfolio.
A stock market is a marketplace where publicly traded companies' stocks are bought and sold. It is a platform where investors can buy and sell shares of stocks in publicly traded companies, and it provides a way for companies to raise capital by issuing shares of stock. The prices of stocks fluctuate based on supply and demand, and are influenced by a variety of factors such as company performance, economic conditions, and overall market sentiment. The stock market can be a powerful tool for long-term wealth creation, but it also carries a level of risk.
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compare the interest earned by $10,000 for five years at 10% simple interest with that earned by the same amount for five years at 10% compounded annually
Interest is 431.15$ and principal is 5,389.35 if the interest earned by $10,000 for five years at 10% simple interest with that earned by the same amount for five years at 10% compounded annually.
What is Compound Interest?
In other terms, compound interest is interest on principal + interest and refers to the addition of interest to the principal amount of a loan or deposit.
Reinvesting interest, or adding it to the lent capital rather than paying it out or requiring payment from the borrower, results in interest being earned on the principal amount plus previously accumulated interest in the next period.
In contrast to simple interest, compound interest builds up over time. The original sum + accrued interest payments are affected by the interest rate every period. As a result, the shift in the overall balance grows with time.
We first need our simple interest and compound interest formulas. Simple interest is, where P is the principal, r is the interest rate, and t is the length of time. Compound interest is where n is the number of compounds in a time period.
a). Compound interest earns more.
b. Compound interest earns more.
c) At the end of year one, $15,000 * 1.08=16,200$ is owed. Therefore, interest is 1,200 of your payment and 4,620.5 is principal. The remaining balance is 10,379.5.
Year 2, you owe 10,379.5 * $1.08=11,209.86$. Interest is $11,209.86-10,379.5=830.36$, so principal payment is 4,990.14.
The remaining balance is 5,389.35.
Year three, you owe 5,389.35 * $1.08=5,820.498$. Interest is $5,820.498$ $5,389.35=431.15$ and principal is 5,389.35.
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Ella's house assessed for $91,000. The tax rate for city, county, and school taxes was 9.1 mills each.
How much did she save in property taxes this year?
a. $910
b. $2,047.50
c. $1,137.50
d. $227.50
Products including household items, clothing, and other necessities are subject to this type of tax.
In essence, indirect taxes are levies that can be applied to another good or person. It is typically imposed on a maker or provider, who then transfers the responsibility to the client. Sales tax is the usage fee that must be applied to purchases made at the retail level, collected from customers and submitted by retailers to the regulatory charge authority. Now, whenever people purchase at malls or large retail chains, they will cover the costs of indirect regulatory costs. Products including household items, clothing, and other necessities are subject to this type of tax. Direct taxes are those that are transferred to the appropriate government account after being collected by middlemen or agents for the party that carries the burden directly on behalf of the government.
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WILL GIVE BRAINLIEST
If a hotel treats one group of employees differently because of their race or religion, this is considered
- A class action
- A bona fide occupational qualification
- A business necessity
- Harassment
Answer:
Harassment
Explanation:
If a hotel treats one group of employees differently because of their race or religion, this is considered harassment. Harassment is a form of discrimination that involves any unwanted or unwelcome behavior that creates a hostile or intimidating work environment. Treating employees differently based on their race or religion is a violation of federal and state anti-discrimination laws and it's not a bona fide occupational qualification, a business necessity or a class action. It's important for employers to ensure that all employees are treated fairly and with respect, regardless of their race or religion.
a home seller, with an assumable first mortgage of $80,000 at 6%, is able to carry back financing of $20,000 and would like to yield of at least 10%. if instead of a second deed of trust, the seller offered a wraparound mortgage of the assumable loan for $100,000 at 8% interest, which of the following would be true
a home seller, with an assumable first mortgage of $80,000 at 6%, is able to carry back financing of $20,000 and would like to yield of at least 10%. if instead of a second deed of trust, the seller offered a wraparound mortgage of the assumable loan for $100,000 at 8% interest, the following would be true is The $20,000 equity will yield the seller more than a 10% yield.
A lending transaction known as a wrap-around mortgage involves the lender taking on the obligations of an existing mortgage. For instance, S might sell his house to B for $100,000 while still owing $70,000 on the mortgage. B purchases a new home with a $95,000 loan and a $5,000 down payment. Due to the fact that the new lender will be paying off the old mortgage, this mortgage "wraps around" the current $70,000 mortgage.
Lenders are drawn to wrap-arounds because they can increase their own yield by taking advantage of the existing mortgage's lower interest rate. Consider the following scenario: The example mortgage for $70,000 has a rate of 6%, whereas the new mortgage for $95,000 has an 8% rate. The lender makes 8% on the $25,000 loaned, plus the difference between 8% and 6% on the remaining $70,000. About 13.5% of the $25,000 was his total return. He would need to charge 13.5% in order to make as much money off a second mortgage. The yield on a wrap-around mortgage is calculated using the spreadsheet Yield to Lender on Wrap-Around Mortgages.
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Classify each of the following in terms of their effect on interest rates (increase or decrease): I. Covenants on borrowing become more restrictive. II. The Federal Reserve decrease the money supply. III. Total household wealth decreases. A. I increases, II increases, III increases B. I increases, II decreases, III decreases C. I decreases, II increases, III increases D. I decreases, II decreases, III decreases
I decreases, II decreases, III decreases will be in terms of their impact on interest rates for tighter I covenants on borrowing. II. The Federal Reserve reduces the amount of money available. III. The overall wealth of households declines.
The Federal Reserve System is the name of the nation's central banking system. With the passage of the Federal Reserve Act on December 23, 1913, it was established in response to the need for centralized power of the money system to prevent financial crises following a string of financial panics. The United States' central bank and monetary authority is the Federal Reserve System. The Fed offers a secure, adaptable, and stable financial and financial system to the nation. Each of the 12 regional Federal Reserve Banks that make up the Federal Reserve System is in charge of a certain area of the country.
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What is the primary difference between managerial and financial accounting?A.Managerial accounting provides financial data for internal use within the organization, whereas financial accounting provides data to external users.B.Financial accounting data is based on the business transactions of the business. Managerial accounting is based solely on estimated activity.C. There is no significant difference between financial and managerial accounting.D.Managerial accounting data is provided to stockholders and lenders to support decisions about lending and investing in the business.
Option A is correct. Business accounting focuses on the internal financial processes of an organization whereas financial accounting focuses on the external financial processes of an organization.
Financial accounting and internal accounting are two of the four largest areas of accounting (for example, tax accounting and auditing are others). Although there are many similarities in approach and usage, there are significant differences between financial and management accounting. These differences mainly focus on compliance, accounting standards and audience.
Management accounting is the method of identifying, measuring, analyzing, interpreting and communicating financial information to managers in pursuit of organizational goals. Financial accounting involves recording, summarizing, and reporting to the public or regulators the flow of transactions and economic activity resulting from business operations over a period of time.
Internal accounting differs from financial accounting because the intended purpose of internal accounting is to help users within an organization make informed business decisions.
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3. What service organizations, private or public, would you like to see become more customer oriented? How could this case be used as a model for that organization?
Answer:
I would like to see healthcare service organizations (both private and public) become more customer oriented. One way to use this case as a model for such organizations could be to look at how the organization addressed customer feedback and complaints, and then use that model to develop strategies for addressing customer feedback and complaints in healthcare service organizations. This could include developing customer feedback systems, as well as creating effective customer service policies and procedures.
Explanation:
