All of the statements made about a property policy are true, including the ones that a deductible is the portion of the loss that the insured must bear and that an indirect loss is an additional loss brought on by a direct loss. The conditions also accurately describe the obligations of both parties.
A) An indirect loss is an additional loss that results from a direct loss. This is true. For example, if a fire damages a business's property, the direct loss would be the damage to the property itself. However, there may also be indirect losses, such as lost income due to business interruption, which can result from direct loss.
B) The conditions describe the responsibilities and obligations of the insurer and the insured. This is true. Conditions are an important part of a property policy and describe the obligations of both parties. Examples of conditions may include requirements for the insured to notify the insurer of any losses in a timely manner or the obligation of the insurer to investigate claims promptly.
C) The insuring agreement personalizes the policy, specifying the exact property being insured. This is also true. The insuring agreement is a key component of the property policy, and it outlines the specific property being insured and the risks that are covered.
D) A deductible is a portion of a loss that an insured must bear. This statement is also true. A deductible is the amount of the loss that the insured is responsible for paying out of pocket before the insurance coverage kicks in. For example, if there is a $1,000 deductible and a loss of $10,000, the insured would pay $1,000, and the insurer would pay the remaining $9,000.
To learn more about property policy
https://brainly.com/question/29602546
#SPJ4
Suppose your hot dog stand and a competitor's burger stand are playing a game to get customers that has the same payouts as the Prisoner's Dilemma, such that one firm will only cut its prices if the other does. In this case, a price cut is considered a ________ because one player's best choice depends on another player's ________.
In this case, a price cut is considered a "dominant strategy" because one player's best choice depends on another player's "choice."
Actually, a price cut is not a dominant strategy in the Prisoner's Dilemma game. The dominant strategy in the game is for both firms to keep their prices high, even though this leads to a suboptimal outcome for both players. The reason for this is that if one firm cuts its prices, it may gain some customers, but the other firm will respond by also cutting its prices, leading to a price war that reduces profits for both firms. Therefore, both firms have a dominant strategy to keep their prices high, even though this is not the best outcome for either firm.
Learn more about “ dominant strategy “ visit here;
https://brainly.com/question/30797707
#SPJ4
each of the following is associated with transformational leaders except question 15 options: a) managing routine work. b) executing change. c) recognizing a need for change. d) having tremendous influence. e) creating a vision to guide change.
The term that is NOT associated with transformational leaders is managing routine work.
Transformational leaders focus on executing change, recognizing a need for change, having tremendous influence, and creating a vision to guide change. They inspire and motivate their team to achieve higher levels of performance and create a culture of innovation and growth. Managing routine work is typically associated with transactional leaders who focus on maintaining the status quo and achieving short-term goals.
Managing routine work is the option that is associated with transactional leaders, not transformational leaders. Transformational leaders are characterized by their ability to recognize the need for change, create a compelling vision to guide change, inspire and motivate followers, and have a tremendous influence on their followers. They are known for their ability to execute change by empowering and developing their followers to reach their full potential, rather than simply managing routine tasks. Therefore, the correct option from the given list is a) managing routine work.
To know more about transformational leaders, visit:
https://brainly.com/question/28261174
#SPJ11
if a push strategy is successful, then consumers are more likely to find out about a new product after:
Consumers are more likely to learn about a new product if a push strategy is effective. When it was launched. Here option B is the correct answer.
A push strategy is a marketing approach where a company promotes its products to intermediaries, such as wholesalers and retailers, in order to persuade them to carry and sell the products to end consumers. The goal of a push strategy is to create demand for the product among intermediaries, who in turn push the product to the end consumers.
If a push strategy is successful, then it is more likely that intermediaries will be aware of the new product before its launch. This is because the company's promotional efforts will have targeted intermediaries, providing them with information about the product and its benefits in order to encourage them to stock it.
However, it is important to note that while intermediaries may be aware of the product before its launch, this does not necessarily mean that end consumers will be aware of it as well. For end consumers to become aware of the new product, additional marketing efforts may be required, such as advertising campaigns and product demonstrations.
To learn more about push strategy
https://brainly.com/question/24864139
#SPJ4
Complete question:
If a push strategy is successful, then consumers are more likely to find out about a new product after:
a) Before its launch
b) During its launch
c) After its launch
d) None of the above
Who assumes risk for a shipment under fob destination?.
When a shipment is made under FOB destination, the seller assumes the risk of loss or damage to the goods until they reach their destination.
This means that the seller is responsible for the cost of transportation, insurance, and any other expenses necessary to get the goods to the buyer's specified location. Once the goods arrive, the buyer assumes ownership and responsibility for any damage or loss that occurs. In other words, the risk of loss or damage transfers from the seller to the buyer at the destination point. This is different from FOB shipping point, where the buyer assumes the risk of loss or damage once the goods are loaded onto the carrier at the seller's location.
To learn more about shipment, visit:
https://brainly.com/question/29034625
#SPJ11
according to the hawthorne effect,:question 25 options:workers respond to moneyworkers respond to being paid attention toworkers dislike negative reinforcementresponsibility motivates
Workers' response to being noticed best describes the Hawthorne effect. Here option B is the correct answer.
The Hawthorne effect refers to the phenomenon in which individuals modify their behavior or performance in response to being observed or monitored. This effect was first observed during a series of experiments conducted at the Western Electric Company's Hawthorne Works in the 1920s and 1930s.
The experiments were designed to study the effect of various environmental and managerial factors on worker productivity. However, it was found that regardless of the changes made, productivity increased simply as a result of workers being included in the study and observed. This led to the conclusion that workers were responding to the attention they were receiving rather than any specific changes made in the work environment.
Therefore, the best option to describe the Hawthorne effect is B. Workers respond to being paid attention to. It is important to note that the Hawthorne effect has since been observed in a variety of settings beyond the workplace, and it highlights the importance of considering the impact of observation and attention when studying human behavior.
To learn more about Hawthorne effect
https://brainly.com/question/30474512
#SPJ4
Complete question:
Which of the following options best describes the Hawthorne effect?
A. Workers respond to money
B. Workers respond to being paid attention to
C. Workers dislike negative reinforcement
D. Responsibility motivates
when demand and lead time are known with certainty, the reorder point (rop) will equal group of answer choices safety stock. the eoq. expected demand during lead time plus safety stock. expected demand during lead time. the service level.
When demand and lead time are known with certainty, the reorder point (ROP) will equal the expected demand during lead time plus safety stock.
The ROP is the inventory level at which a new order should be placed in order to avoid stockouts, and it is calculated by taking into account the lead time, expected demand during lead time, and safety stock. Safety stock is a buffer inventory kept to protect against unexpected demand or lead time variability. Therefore, the ROP is calculated by adding the expected demand during lead time and the safety stock. The EOQ (economic order quantity) and service level are also important factors to consider when determining the optimal inventory level and reorder point.
Learn more about EOQ (economic order quantity): https://brainly.com/question/9068415
#SPJ11
Money and Culture, Discuss the role of the International Monetary Fund in global trade and how this differs from the role of the World Bank.
The International Monetary Fund (IMF) and the World Bank are two important international organizations that play a significant role in global trade and finance.
The International Monetary Fund (IMF) is an international organization created to promote international monetary cooperation and exchange rate stability, facilitate balanced international trade, and provide resources to help member countries facing economic difficulties.
The IMF was established in 1944 at the Bretton Woods Conference in New Hampshire, USA, with the aim of stabilizing the international monetary system and preventing economic crises like the Great Depression of the 1930s. The organization has since grown to include 190 member countries. The IMF provides loans and financial assistance to countries experiencing economic difficulties, often in exchange for economic policy reforms designed to promote economic stability and growth.
To learn more about Monetary Fund visit here:
brainly.com/question/14548372
#SPJ4
Supercenters are large stores that combine a supermarket with a full-line discount store. _______ dominates this category with the vast majority of supercenters in the United States.
Supercenters are enormous shops that pair a full-line discount retailer with a supermarket. With the vast majority of supercenters in the United States, Walmart leads this market.
Supercenters are a popular type of retail store that offers customers a one-stop shopping experience by combining a full-service supermarket with a full-line discount store. These stores are typically much larger than traditional supermarkets and offer a wide range of products, from groceries and household items to electronics, clothing, and even automotive supplies.
When it comes to supercenters, one name stands out above all others: Walmart. The retail giant was one of the pioneers of the supercenter concept, and today it operates over 3,500 supercenters in the United States alone. That's more than four times as many as its nearest competitor, Target, which operates just over 1,900 supercenters and hypermarkets.
Walmart's dominance in the supercenter category can be attributed to a number of factors, including its scale and efficiency, its ability to leverage its buying power to offer customers low prices, and its focus on customer service. The company has also invested heavily in e-commerce and omnichannel capabilities in recent years, allowing it to better serve customers who prefer to shop online or use a combination of online and in-store channels.
To learn more about Walmart
https://brainly.com/question/29451792
#SPJ4
Which of the following budgets is based on the number of products to be made and provides the starting point for the preparation of the direct labor cost budget?a. Cash budgetb. Sales budgetc. Production budgetd. Direct materials purchases budget
Production budget plan depends on the quantity of items to be made and gives the beginning stage to the arrangement of the immediate work cost financial plan. In this way, choice (C) is right.
The Production budget is a monetary arrangement that frames the quantity of units or items an organization intends to make during a particular period. It fills in as the beginning stage for different financial plans and conjectures, including the immediate work cost spending plan.
The Production budget considers factors, for example, deals figures, stock levels, and wanted finishing stock. By assessing the quantity of units to be delivered, it gives data to different financial plans, for example, the immediate work cost spending plan, which ascertains the work costs related with creating the arranged number of units.
Learn more about production budget, from:
brainly.com/question/31869273
#SPJ12
If you purchase a 2-year zero-coupon bond now, what is the expected total rate of return over the next year? (Hint: Compute the current and expected future prices.) Ignore taxes. (Do not round Intermediate calculations. Round your answer to the nearest whole percent.)
A two-year zero-coupon note has a yield of (776.05/702.33) + 1 = 10.50%. the upcoming year's predicted overall rate of return a respectable return on an equity investment is typically considered to be one that produces at least 7% annualised.
This also includes the S&P 500's adjusted returns for inflation. To calculate the simple rate of return, the investment's current value is subtracted from its initial value, which is then divided by the investment's initial value. The result is multiplied by 100 to show the result as a percentage. We can use the following formula to determine the assumed one-year forward rates:
(1+ YTM)n = (1 + 1) *(1+ f2)f1, f2,.., fn are the one-year forward rates for each individual year, and YTM is the yield to maturity for each individual maturity.
We may determine the implied one-year forward rates using the following formula:
(1+ 0.093)M = (| + f1) (1+ 0.103)^2 = (1 + fi) (1+f2) (1+0.113)^3 =(1+ f1)(1+ f2) * (1+ f3)
fl = 0.1028, f2 = 0.1153, and f3 = 0.1291 are the results of solving for f1, f2, and f3.
As a result, the implied one-year forward rates for the first, second, and third years are 10.28%, 11.53%, and 12.91%, respectively.
To know more about Rate of return visit:
https://brainly.com/question/29892771
#SPJ4
alvarez company is preparing the company's statement of cash flows for the fiscal year just ended. the following information is available: retained earnings balance at the beginning of the year $ 318,000 cash dividends declared for the year 71,250 proceeds from the sale of equipment 122,400 gain on the sale of equipment 7,050 cash dividends payable at the beginning of the year 31,350 cash dividends payable at the end of the year 38,500 net income for the year 156,750 the ending balance in retained earnings is:
The ending balance in retained earnings is approximately $396,350.
To determine the ending balance in retained earnings, we need to use the formula;
Ending Retained Earnings=Beginning Retained Earnings + Net Income - Dividends
We can use the information given in the question to calculate the ending retained earnings as follows;
Beginning retained earnings: $318,000
Net income for the year: $156,750
Dividends declared for the year: $71,250
Dividends payable at the beginning of the year: $31,350
Dividends payable at the end of the year: $38,500
Total dividends paid during the year; $71,250 - $31,350 + $38,500 = $78,400
Using the formula, we can calculate the ending retained earnings as;
Ending Retained Earnings = $318,000 + $156,750 - $78,400
Ending Retained Earnings = $396,350
Therefore, the ending balance is $396,350.
To know more about ending balance here
https://brainly.com/question/2203023
#SPJ4
which of the following is not an attribute of mutual funds? group of answer choices diversification professional management guaranteed returns all of the above are attributes
The correct option is C, The attribute of "guaranteed returns" is not associated with mutual funds.
Mutual funds are a type of investment vehicle that pools money from multiple investors to invest in a diversified portfolio of securities such as stocks, bonds, and other financial instruments. The portfolio is managed by professional fund managers who use their expertise to make investment decisions and aim to generate returns for the investors.
Investing in mutual funds can provide several benefits to investors, including diversification, professional management, liquidity, and convenience. Mutual funds offer a range of investment options to suit different investment goals, risk tolerance, and investment time horizons. There are different types of mutual funds, including equity funds, debt funds, hybrid funds, and sector-specific funds. Investors can choose a fund based on their investment objectives, risk appetite, and investment horizon.
To learn more about Mutual funds visit here:
brainly.com/question/31417979
#SPJ4
Suppose a basket of goods and services has been selected to calculate the cpi and 2012 has been chosen as the base year. In 2012, the basket’s cost was $80. 00; in 2013, the basket’s cost was $84; and in 2014, the basket’s cost was $87. 60. The value of the cpi was.
The value of the CPI (Consumer Price Index) can be calculated by dividing the cost of the basket of goods and services in a given year by the cost of the same basket in the base year (2012 in this case) and multiplying by 100.
To calculate the value of the CPI, we need to first find the cost of the basket of goods and services in 2013 and 2014 in relation to the base year (2012).
To find the percentage change in cost between 2012 and 2013, we can use the formula:
Percentage change = [(new value - old value) / old value] x 100
Substituting the values we have:
Percentage change in cost from 2012 to 2013 = [(84 - 80) / 80] x 100 = 5%
This means that the cost of the basket of goods and services increased by 5% from 2012 to 2013.
Similarly, we can find the percentage change in cost from 2012 to 2014:
Percentage change in cost from 2012 to 2014 = [(87.60 - 80) / 80] x 100 = 9%
This means that the cost of the basket of goods and services increased by 9% from 2012 to 2014.
Now, to find the value of the CPI for each year, we can use the formula:
CPI = (cost of basket in a given year / cost of basket in base year) x 100
Substituting the values we have:
CPI in 2013 = (84 / 80) x 100 = 105
CPI in 2014 = (87.60 / 80) x 100 = 109.5
Therefore, the value of the CPI was 105 in 2013 and 109.5 in 2014.
Learn more about CPI (Consumer Price Index): https://brainly.com/question/8416975
#SPJ11
When a banker accepts a deposit of $1,000 in cash and puts $200 aside as required reserves and then makes a loan of $800 to a new borrower, this set of transactions O a. increases the money supply by $200. O b. decreases the money supply by $200. loc decreases the money supply by $1,000. 1 d. increases the mgrey supply by $800. Loe does not change the money supply.
When a banker accepts a deposit of $1,000 in cash and puts $200 aside as required reserves and then makes a loan of $800 to a new borrower, this set of transactions: d. increases the money supply by $800.
The reason is that the initial deposit of $1,000 in cash is considered part of the money supply. When the banker sets aside $200 as required reserves, this reduces the amount of money available for lending.
However, when the banker makes a loan of $800, this increases the amount of money available in the economy by $800, thus increasing the money supply. Overall, the transactions have increased the money supply by $800.
Learn more about deposit Visit: brainly.com/question/29790062
#SPJ4
the it department at a medium-sized manufacturer, deals with cyber threats daily. in response to the growing level of malicious activity, the it manager establishes guidelines based on the security intelligence lifecycle. which phase of the lifecycle does the it manager use to distribute information to executives?
The dissemination phase of the security intelligence lifecycle is crucial in distributing security-related information to executives, enabling them to make informed decisions to protect the organization's assets. Here option C is the correct answer.
The IT manager at a medium-sized manufacturer dealing with cyber threats daily has established guidelines based on the security intelligence lifecycle. The security intelligence lifecycle consists of several phases that include collection, analysis, dissemination, and implementation.
The IT manager uses the dissemination phase to distribute information to executives. In this phase, the IT manager shares relevant security information with decision-makers, including executives, to help them make informed decisions about security-related issues.
During the dissemination phase, the IT manager ensures that the information is presented in a clear and concise manner, making it easier for executives to understand. This phase involves the use of various communication channels, including reports, briefings, and presentations, to ensure that the information is distributed effectively.
By sharing security-related information with executives, the IT manager helps to raise awareness about cyber threats, promote security best practices, and encourage proactive measures to protect the organization's assets.
To learn more about lifecycle
https://brainly.com/question/29576207
#SPJ4
Complete question:
IT department at a medium-sized manufacturer deals with cyber threats daily. in response to the growing level of malicious activity, the IT manager establishes guidelines based on the security intelligence lifecycle. which phase of the lifecycle does the IT manager use to distribute information to executives?
A) Collection
B) Analysis
C) Dissemination
D) Implementation
target stores use an image of a white dog with a red bulls-eye around one of its eyes. in marketing terms, what does this represent for target?
The image of a white dog with a red bulls-eye around one of its eyes is a well-known symbol that represents the Target brand. In marketing terms, this logo symbolizes Target's commitment to providing customers with high-quality products at competitive prices.
The dog, which is known as "Bullseye," is a playful and friendly representation of the company's dedication to making shopping enjoyable for its customers. The red bulls-eye around the dog's eye represents the company's focus on hitting the target or providing customers with exactly what they need.
Moreover, the simple and recognizable design of the Target logo helps the company to build brand recognition and loyalty. When people see the Target logo, they immediately associate it with the company's commitment to providing affordable, high-quality products in a fun and enjoyable shopping environment.
Overall, the image of the white dog with a red bulls-eye is a powerful symbol that represents Target's dedication to customer satisfaction and its mission to make shopping easy, affordable, and enjoyable for everyone.
To learn more about Target brand
https://brainly.com/question/14956601
#SPJ4
at the end of the fiscal year, the usual adjusting entry to journalize expired prepaid insurance was omitted. which of the following statements is true? a. insurance expense will be overstated. b. net income for the year will be overstated. c. total assets at the end of the year will be understated. d. stockholders' equity at the end of the year will be understated.
The statement that is true is option A, insurance expense will be overstated.
The adjusting entry to journalize expired prepaid insurance is necessary at the end of the fiscal year in order to properly reflect the correct amount of insurance expense incurred during the year. If this adjusting entry is omitted, the prepaid insurance account will remain on the balance sheet and will be overstated, while the insurance expense account on the income statement will be understated. This will result in an overstatement of net income for the year and an overstatement of total assets at the end of the year. Therefore, option A is the correct statement as insurance expense will be overstated due to the omission of the adjusting entry.
Learn more about insurance expense: https://brainly.com/question/14808397
#SPJ11
If other resorts in the area charge $83 per day, what price should SnowDream charge? Complete the following table to calculate the price SnowDream should charge per lift ticket. Desired profit Given Snow Fixed costs Number of skiers snowboarders Target revenue Choose from a Total costs Total variable costs 3 then continue to the next question SnowDream operates a Rocky Mountain ski resort. The company is planning its lift ticket pricing for the coming ski season
To calculate the price, we would need to know the total costs and total variable costs associated with operating the resort, as well as the number of skiers and snowboarders that Snow Dream expects to attract during the ski season. We would also need to know the desired profit margin that Snow Dream is aiming for.
Once we have this information, we can use a pricing formula to determine the optimal price to charge per lift ticket. This formula takes into account the costs of operating the resort, the number of skiers and snowboarders, and the desired profit margin. We can then compare this optimal price to the price charged by other resorts in the area to determine if Snow Dream should charge more, less, or the same amount.
To know more about Snow Dream
https://brainly.com/question/16530312
#SPJ4
Assume that the XYZ Corporation established a defined contribution plan using an integration formula with a 5% base contribution and an integrated level equal to the taxable wage base. What percentage of each employee's earnings above the integration level could the XYZ Corporation contribute?
a) 7.5%
b) 5.7%
c) 10%
d) 12.2%
The percentage of each employee's earnings above the integration level that the XYZ Corporation could contribute is 0.0025. Answer: d) 12.2%.
The percentage of each employee's earnings above the integration level that the XYZ Corporation could contribute, we need to use the following formula:
Contribution = (Base Contribution * (Integration Level / Earnings Above Integration Level))
here:
Base Contribution = 5%
Integration Level = Taxable wage base
Earnings Above Integration Level = Earnings above the integration level
Contribution = (5% * (Taxable wage base / Earnings Above Integration Level))
Contribution = (5% * (150,000 / Earnings Above Integration Level))
Earnings Above Integration Level = Earnings - Integration Level
This expression for Earnings Above Integration Level, we get:
Contribution = (5% * (Earnings - Integration Level / Integration Level))
Contribution = (5% * (Earnings - 150,000 / 150,000))
Contribution = 5% * (Earnings - 1)
Contribution = 0.05 * (Earnings - 1)
Contribution = 0.0025 * Earnings
Therefore, the percentage of each employee's earnings above the integration level that the XYZ Corporation could contribute is 0.0025. Answer: d) 12.2%.
Learn more about employee's Visit: brainly.com/question/27404382
#SPJ4
Which of the following are reasons a company would want to issue bonds instead of stock? (Check all that apply.)
The cost of borrowing is greater than the return on equity.
Dividends are tax-deductible.
Current stockholders maintain control.
Interest expense is tax-deductible.
Dividends are tax-deductible, and Interest expense is tax-deductible are the reasons a company would want to issue bonds instead of stock.
Dividends are regular payments made by a company to its shareholders out of its profits or reserves. However, in the context of the previous question, dividends were not the main focus, and it was mentioned as one of the options that could be selected as a reason why a company would want to issue bonds instead of stock.
Stock refers to the ownership interest in a corporation. When a company issues stock, it is essentially selling a portion of the ownership of the company to investors in exchange for capital. Stockholders have the right to vote on certain corporate decisions, including the election of the board of directors and other major decisions that may affect the company. They may also receive dividends, which are distributions of profits made by the company to its shareholders.
To learn more about stock HERE
https://brainly.com/question/26128641
#SPJ4
what is the monthly payment size of a 23-year mortgage for $165 600 and an interest rate of 5.25% compounded monthly?
The monthly payment size of a 23-year mortgage for $165,600 and an interest rate of 5.25% compounded monthly is $988.29.
We first need to calculate the total number of monthly payments over the 23-year period. 23 years is equivalent to 276 months (23 years x 12 months per year). 1. Convert the annual interest rate to a decimal: 5.25% = 0.05252. Convert the annual interest rate to a monthly interest rate by dividing by 12: 0.0525 / 12 = 0.0043753.
By applying the mortgage payment formula and converting the annual interest rate to a monthly interest rate, we calculated the monthly payment to be $990.27 over the 23-year loan period.
To know more about Mortgage visit:-
https://brainly.com/question/31441121
#SPJ11
What is a short term loan used until a person or company secures permanent financing or removes an existing obligation?
A bridge loan is a type of short-term loan that is used to provide temporary financing until a borrower secures more permanent financing or removes an existing obligation.
Bridge loans are typically used by individuals or companies who need to quickly access cash to cover short-term expenses while they wait for a more permanent source of funding to become available.
Bridge loans are commonly used in the real estate industry, where they are used to finance the purchase of a new property before the borrower has sold their existing property. They can also be used to finance construction projects, to provide working capital for small businesses, or to help individuals cover unexpected expenses or emergencies.
learn more about obligation here :
https://brainly.com/question/29437673
#SPJ11
elise has a large departmental budget and a lot of discretion over what she does with it. she has the ability to give bonuses to her high-performing employees to reward their strong performance. this is an example of power. question 29 options: a) expert b) referent c) reward d) legitimate e) coercive
Elise's ability to give bonuses to her high-performing employees to reward their strong performance is an example of reward power.
Reward power is the ability to provide incentives or rewards to motivate or influence others. In this case, Elise is using her discretion over the departmental budget to reward employees who have performed well. This can be a powerful tool to encourage positive behavior and performance within the department.
It is important to note that reward power can also have its limitations. If it is not used fairly or consistently, it can lead to resentment or distrust among employees. Additionally, relying too heavily on rewards can lead to a lack of intrinsic motivation among employees, as they may become more focused on the reward than on the actual work.
Overall, Elise's ability to use reward power is an important tool in her leadership arsenal, but it should be used thoughtfully and strategically to achieve the best results for the department and its employees.
To know more about reward power visit
https://brainly.com/question/29830150
#SPJ11
2. perez uses the indirect method for the operating activities section of the cash flow statement. what amounts related to the sales would be added or subtracted in the computation of net cash flows from operating activities for each year?
When using the indirect method for the operating activities section of the cash flow statement, adjustments need to be made to the net income to convert it to net cash flows from operating activities.
If accounts receivable increased during the year, this means that sales were made but the cash has not yet been received. Therefore, the increase in accounts receivable needs to be subtracted from net income to adjust for the non-cash portion of the sale. On the other hand, if accounts receivable decreased during the year, this means that cash was received from customers for sales that were made in a prior year. Therefore, the decrease in accounts receivable needs to be added back to net income to adjust for the cash portion of the sale.
In summary, the amounts related to sales that would be added or subtracted in the computation of net cash flows from operating activities for each year would depend on the changes in accounts receivable during the year and the timing of when sales were made.
To know more about income visit :-
https://brainly.com/question/14732695
#SPJ11
using the tables above, if an investment is made now for $20,000 that will generate a cash inflow of $7,000 a year for the next 4 years, what would be the present value of the investment cash inflows, assuming an earnings rate of 12%?
The present value of the investment cash inflows is $21,236.45 if an investment is made now for $20,000 that will generate a cash inflow of $7,000 a year for the next 4 years, assuming an earnings rate of 12%.
To calculate the present value of an investment cash inflow, we need to use the present value formula which is:
PV = CF / (1+r)ⁿ
Where PV is the present value, CF is the cash flow, r is the earnings rate and n is the number of periods.
In this case, we need to find the present value of the cash inflows for the next 4 years, assuming an earnings rate of 12%.
The cash inflow is $7,000 a year for the next 4 years, so we can plug these values into the formula and solve for PV.
PV = $7,000 / (1+0.12)^1 + $7,000 / (1+0.12)^2 + $7,000 / (1+0.12)^3 + $7,000 / (1+0.12)^4
PV = $6,250.65 + $5,580.02 + $4,975.47 + $4,430.31
PV = $21,236.45
Therefore, the present value of the investment cash inflows is $21,236.45 if an investment is made now for $20,000 that will generate a cash inflow of $7,000 a year for the next 4 years, assuming an earnings rate of 12%.
This means that the investment is worth more than its initial cost, so it is a good investment opportunity.
Know more about cash inflows here:
https://brainly.com/question/735261
#SPJ11
when a cash dividend is declared, which of the following accounts is credited? amon stock b.cash dividends payable c.cash dividends d.paid-in capital
When a cash dividend is declared, the account that is credited is (b) Cash Dividends Payable.
Here's a step-by-step explanation:
1. A company declares a cash dividend.
2. The board of directors approves the dividend.
3. The company records the dividend in its accounting system.
4. The Dividends account (an equity account) is debited for the total amount of the declared dividend.
5. The Cash Dividends Payable account (a liability account) is credited for the same amount, reflecting the company's obligation to pay the dividend to shareholders.
So, the correct answer is (b) Cash Dividends Payable.
To know more about dividend, visit:
https://brainly.com/question/29813083
#SPJ11
Who said taxation without representation is tyranny.
James Otis, an American political activist and lawyer, famously said, "Taxation without representation is tyranny." This phrase became a rallying cry during the American Revolution as colonists protested against the British government's imposition of taxes without giving them a voice in the decision-making process.
Otis argued that imposing taxes on people who had no representation in the government was unjust and a violation of their rights. His views resonated with many American colonists, who believed that they should have a say in the policies and decisions that directly affected their lives. This sentiment fueled the desire for independence from Britain and eventually led to the American Revolutionary War. The principle of "no taxation without representation" became a cornerstone of the United States' democratic values, as it emphasized the importance of ensuring that citizens have a voice in their government. This concept is still relevant today and is a fundamental aspect of democratic societies worldwide. In essence, Otis's statement has had a lasting impact on the development of democratic principles and the fight against tyranny.
to know about American Revolution visit:
https://brainly.com/question/27833385
#SPJ11
according to equity theory, what is the basis used by employees when determining if a decision is equitable? multiple choice a rational calculation of cost-benefit the extent to which the decision impacts them alone the belief that all employees should receive the same rewards a comparison of input-outcome ratios organizational policies
The basis used by employees when determining if a decision is equitable is a comparison of input-outcome ratios.
The option (A) is correct.
Equity theory is a theory of inspiration that recommends that representative inspiration at work is driven generally by their feeling of reasonableness. Workers make a psychological record of the information sources and results of their work and afterward utilize this record to look at the proportion of their bits of feedback and results to other people.
Equity theory explicitly contends that assets ought to be utilized in a manner so that sources of info and results of a trade cycle are corresponding. In this sense, value proportions ought to be equivalent.
Learn more about input-outcome ratios:
https://brainly.com/question/31424299
#SPJ4
This question is not complete, Here I am attaching the complete question:
According to equity theory, what is the basis used by employees when determining if a decision is equitable? multiple choice a rational calculation of cost-benefit the extent to which the decision impacts them alone the belief that all employees should receive the same rewards a comparison of input-outcome ratios organizational policies:
(A) a comparison of input-outcome ratios.
(B) individualize rewards.
(C) choose moderately challenging tasks.
simple interest. how long will it take for bruno's investment to double if he never withdraws money from the account?
It will take approximately 8 years for Bruno's investment to double if he never withdraws money from the account.
Firstly, let's define what simple interest is. Simple interest is a straightforward method of calculating interest that is earned on a principal amount. It is calculated as a percentage of the principal amount and is paid over a specific period. Simple interest does not take into account any interest that is earned on previously accumulated interest.
Simple Interest = (Principal x Rate x Time)/100
If we rearrange the formula to solve for time, we get:
Time = (100 x Double Amount)/(Principal x Rate)
Where Double Amount is the amount that Bruno wants to achieve, which is twice his initial investment.
So, using this formula, we can calculate the time it will take for Bruno's investment to double. However, we need to know the value of x% (the interest rate) and the initial investment amount (the principal) to calculate the time.
For example, if Bruno invests $10,000 in an account with a simple interest rate of 5%, it will take approximately 14 years and 2 months for his investment to double. This is calculated as follows:
Time = (100 x 20,000)/(10,000 x 5) = 400,000/50,000 = 8 years
To know more about Bruno's investment visit:-
https://brainly.com/question/19586991
#SPJ11
what are the 3 predominant areas of a market opportunity analysis that we must take into consideration as marketing managers?
The three predominant areas of a market opportunity analysis that marketing managers must take into consideration are market size, market growth potential, and market profitability.
Market size refers to the overall size of the target market and the potential customer base. It includes factors such as population demographics, geographic location, and consumer behavior patterns.
Market growth potential refers to the potential for the market to grow over time. This includes factors such as the current market trends, the level of competition, and the potential for new entrants into the market.
Market profitability refers to the potential for the market to generate revenue and profit for the business. This includes factors such as the pricing of products or services, the cost of production, and the level of demand for the product or service.
By analyzing these three areas, marketing managers can identify market opportunities and develop effective marketing strategies to target and capture their desired customer base.
Learn more about marketing strategies: https://brainly.com/question/31040676
#SPJ11
