Present value = cash flows*Present value of discounting factor(rate%,time period)
=2350/1.1019+2750/1.1019^2+4950/1.1019^3+5550/1.1019^4
which is equal to
= $11862.03.
Present value, a concept based on the time value of money, is calculated by dividing the future cash flow by one plus the discount rate, where an amount of money today is worth much more than the same amount in the future for a number of periods.
To evaluate future cash flows, we need to determine the appropriate discount rate. The present value indicates whether an amount of money is worth more today than the same amount of money in the future. Present value shows that the money you receive in the future is not worth the money you receive today. In economics and finance present value PV also known as present value is the value of an expected income stream determined at the date of valuation.
Learn more about The present value here:-https://brainly.com/question/20813161
#SPJ9
What is one major distinction between telecommuting and flextime arrangements? telecommuters often must work during regular business hours.
A more robust management information system is needed for telecommuters (MIS). Those who work from home frequently have to put in regular business hours. There is no requirement for telecommuters to work past their regular office hours.
By utilizing communication tools like email, phone, and video apps, a worker can complete work assignments from locations other than the conventional workplace.
When you telecommute, you work from a location other than the physical headquarters of an organization. You typically use technology to complete your work and communicate with your employer or coworkers. Telecommuting jobs are available in many fields, including sales, publishing, customer service, and marketing.
Learn more about telecommuters here
https://brainly.com/question/26614549
#SPJ4
Cybertrespass is commonly considered to be a trespass on:________
a. real property.
b. physical property.
c. real estate.
d. personal property.
Cybertrespass is commonly considered to be a trespass on d. personal property.
Actual assets include land plus the homes and furnishings completely connected to it. real property taxes are assessed on agricultural, business, industrial, residential, and software belongings. non-public property is belongings that aren't permanently affixed to land: e.g., equipment, furniture, tools, and computer systems.
Non-public belongings can be characterized as both tangible and intangible. Examples of tangible personal property include cars, fixtures, boats, and collectibles. shares, bonds, and financial institution bills fall under intangible private property.
Learn more about the personal property here https://brainly.com/question/5321219
#SPJ4
Guys I need a little bit of help, please!
Desean sets up his zero based budget and has $175 left after he assigns all of his expenses to each category. What would be a good category for him to put that money in?
Jason's fish factory has total assets of $50,800, fixed assets of $47,400, long-term debt of $36,300, and total debt of $42,900. if inventory is $1,200, what is the current ratio?
The current Ratio is 0.52.
The current ratio is a liquidity ratio that measures a company's ability to pay its short-term or one-year obligations. Investors and analysts show how the company is maximizing working capital on its balance sheet to pay down ongoing debt and other liabilities. The current ratio measures a company's ability to pay its short-term debt maturities within one year.
The current ratio relates a company's total liquid assets to its short-term liabilities. Values between 1.5 and 3 are generally considered good liquidity ratios. This ratio is used to assess whether a creditor can provide short-term debt to a company. It also provides information about the company's operating cycle. It demonstrates a company's ability to convert assets into cash to pay off current liabilities. In theory, a high liquidity ratio indicates that the company has sufficient liquidity to easily repay current liabilities from current assets.
Learn more about The current ratio here:-https://brainly.com/question/2686492
#SPJ4
You+sold+short+100+shares+of+common+stock+at+$45+per+share.+the+initial+margin+is+50%.+your+initial+investment+was:_______-
You sold short 100 shares of common stock at $45 per share. Your initial margin is 50%. your initial investment was $2250
Answers is 100 shares$45 per share 50% = $4500; $4500*50% = $2250
Initial investment is the initial amount required to open an account or establish a buy-in relationship. The term 'initial investment' is primarily used in two different but related fields: banking and long-term investment brokerage.
How do you find your initial investment?
The formula for the compound interest initial investment calculator is F = P (1 + i)n. where F is the future amount, P is the current dollar amount or initial investment amount, and I is the annual investment amount. is the interest rate (expressed as a decimal number) and n is the number of years in which the initial investment will be recovered.
Learn more about initial investment here :- https://brainly.com/question/25015549
#SPJ4
Calculate real gdp in 2020 and real gdp in 2021. real gdp in 2020 is $ 420. real gdp in 2021 is $ nothing.
Modern-day-dollar GDP increased 10.zero percent, or $2.10 trillion, in 2021 to a degree of $22.99 trillion, in contrast to a lower of two.2 percentage, or $478.nine billion, in 2020 (tables 1 and 3).
In general, calculating actual GDP is executed by dividing nominal GDP through the GDP deflator (R). as an instance, if an economic system's charges have elevated by using 1% because the base 12 months, the deflating number is 1.01. If nominal GDP was $1 million, then actual GDP is calculated as $one million / 1.01, or $990,099.
GDP in the united states of america averaged 7927.fifty six USD Billion from 1960 till 2021, achieving an all time high of 22996.10 USD Billion in 2021 and a file low of 543.30 USD Billion in 1960. This web page provides - usa GDP - actual values, ancient records, forecasts, charts, information, financial calendars all-timed information.
Learn more about GDP here
https://brainly.com/question/1383956
#SPJ4
Which documents are generally finished and approved before a project begins? (select three.)
Project plan, budget plan, and resource allocation are the three documents that are generally finished and approved before a project starts.
It generally requires that the documents containing the project plan, budget plan, and resource allocation details are finished and approved before a team begins a project. These documents provide the baseline to successfully complete the project according to its defined plan, budget, and allocated resources.
The project plan document provides a proper plan to ensure the successful completion of a project. The document gives clarity on the responsibilities of team members; defines the scope of the project; lists the processes and procedures involved; identifies the expected outcomes.
The budget plan document contains detailed information about the expenditures and expected revenues associated with the project. This document helps to estimate and track the expenses of the project.
The resource allocation document provides details about equipment/tools, manpower, office space, the time required, and the other facilities needed for accomplishing the various tasks of the project. This document is essential for ensuring teams have adequate access to the resources needed to finish the project effectively.
The complete question is given below:
" Which documents are generally finished and approved before a project begins?
Project PlanProject BudgetResource allocationClosure document "You can learn more about project documentation at
https://brainly.com/question/27364325
#SPJ4
To+buy+your+first+home,+you+take+out+a+15+year+(fully+amortizing)+mortgage+for+$400,000+which+requires+equal+yearly+payments.+the+effective+annual+interest+rate+is+3.6%.+how+must+you+pay+in+year+3?
Here's the simple interest formula: Interest = P x R x N. P = Principal amount (the beginning balance). R = Interest rate (usually per year, expressed as a decimal).
Given,
Loan amount = $400000
Term (n) = 15 years
Interest rate (r) = 3.6% or 0.036
Solution:-
Annual payment = (Loan amount x r) \div [1 - (1 + r)-n]
= ($400000 x 0.036) \div [1 - (1 + 0.036)-15]
= $14400 \div [1 - (1.036)-15]
= $14400 \div [1 - 0.5883065299]
= $14400 \div 0.4116934701 = $34977.48
Now,
First-year interest = Loan amount x interest rate
= $400000 x 3.6% = $14400
Balance after the first year = Loan amount - (Annual payment - first-year interest)
= $400000 - ($34977.48 - $14400)
= $400000 - $20577.48 = $379422.52
Second-year interest = Balance after the first year x interest rate
= $379422.52 x 3.6% = $13659.21
Principal pay off in year 2 = Annual payment - second-year interest
= $34977.48 - $13659.21 = $21318.27
Learn more about Interest rates here
https://brainly.com/question/2294792
#SPJ4
Two reasons for low-interest loans made to _______ were the number of miles of track laid and the surrounding terrain.
Two reasons for low-interest loans made to railroads were the number of miles of track laid and the surrounding terrain.
The purposes of providing low-interest loans to railroads are simple - so that number of miles of track laid should cover more distance and should be surrounded with terrain.
Railroad is one of the most important, widely used, and cost-effective modes of transportation for both long and short distances. Because this system is built on metal (usually steel) rails and wheels, it has a lower frictional resistance, allowing for more wagons or carriages to be attached. This is referred to as a train system. Trains are typically propelled by an engine locomotive that runs on either electricity or diesel. When there are multiple route networks, complex signaling systems are used. Rail transportation is also one of the most rapid modes of land transportation.
Learn more about railroads here:
https://brainly.com/question/2776991
#SPJ4
Clairmont industries reported net income of $282,828, average total assets of $637,000, and comprehensive income of $354,172. the return on total assets is:________
The return on total assets is 44.4%.
What are Returns?The nominal change in the dollar value of an investment over time can be used to describe a return. The ratio of profit to investment can be used to calculate a return as a percentage. Returns can either be shown as net results (after costs, taxes, and inflation) or as gross returns, which just take the price change into account.Only once they have been transformed into intervals of the same length can return over periodic periods of varied durations be compared. Comparing returns generated over periods of a year is usual. Annualization is the process of transforming shorter or longer return intervals into yearly returns.To learn more about Returns, refer to:
https://brainly.com/question/14378808
#SPJ4
A cable tray is a unit or assembly of units or sections and associated fittings forming a _____ system used to securely fasten or support cables and raceways
Structural system used to securely fasten or support cables and raceways as a cable tray is a unit or assembly of units or sections and associated fittings forming .
What is meant by Structural System ?
The specific process of assembling and constructing structural parts of a structure such that they support and transmit applied loads safely to the ground without going beyond the permitted stresses in the members is known as a structural system. Basic system types include membrane, suspension, post-and-lintel, bearing-wall, and frame. Low-rise, high-rise, and long-span are the three main categories in which they are divided. Tension and compression systems (susceptible to bending) and funicular systems, which are structured to experience either pure tension or pure compression, are among the systems for long-span buildings (column-free expanses of more than 100 feet, or 30 meters). Among the constructions that can bend are girders, two-way grids, and slabs. Cable structures, membrane structures, vaults, and domes are all examples of funicular structures.
To learn more about Structural System checkout the link below : https://brainly.com/question/27763593
#SPJ4
The breakeven volume is the quantity for which the unit cost is minimized.
a. true
b. false
the answer is false
so , option b
Select the correct answer. fiona deposits $2,000 into a savings account. if the fed requires a 20 percent reserve ratio, how much of fiona’s money can the bank lend? a. $400 b. $1,600 c. $2,000 d. $1,200
The amount the the fed require = 20/100 x 2,000 = 400
The maximum sum Fiona's bank can loan is : $ 2,000 - $ 400 = $ 1,600
b. $1,600
The reserve ratio is the percentage of reserve liabilities that commercial banks are required to hold in reserve rather than lend out or invest. This standard is established by the nation's central bank, in this case the Federal Reserve in the United States. It is also referred to as the cash reserve ratio.
To learn more about Reserve Ratio from the given link.
https://brainly.com/question/13758092
#SPJ4
List 5 expenses that are fixed (ie. something you have to
pay each month and doesn't change
Answer:
food
toiletries
clothing
education
rent
The first mall in mumbai, india was successful. Builders proceeded to construct three more right away. However, they have more than 50% vacancies because they lack customers. The builders failed to properly account for which challenge of operating in developing countries?.
Development fails to properly explain which of the challenges operating in developing countries is the lack of wealth of potential consumers.
Industry is the business of processing raw goods, semi-finished goods into goods that have added value. The purpose of industrial activity is to make a profit for the producer. Finished goods are industrial goods that are ready to be used as a means of production.
There are three types of industries as follows:
Extractive IndustryNon-extractive IndustryNon-extractive IndustryThe industrial development objectives are as follows:
Utilizing natural resources, or the results of cultivation owned by a country.Improving people's welfareIncrease the country's economic growth for the better.Encourage the development of existing technology.Increase the role of the community in industrial development.Open and expand job opportunitiesIncrease foreign exchange through exportsYou can learn more about Industry here brainly.com/question/7721379
#SPJ4
Calculate income from operations for jonas company based on the following data:
sales $764,000
selling expenses 52,500
cost of goods sold 538,000
The Jonas company operations are $173,500
Explanation:Operating income is income derived from a business's operations, after deducting operating expenses e.g. wages, depreciation, and cost of goods soldOperating income = sales - operating expenses - the cost of merchandise sold$764,000 - 52,500 - 538,000 = 173,500
To learn more about income, refer
to https://brainly.com/question/24448358
#SPJ4
What is true about employment of individuals with physical disabilities that impacts research?
The truth about the employment of individuals with physical disabilities that impacts research is individuals with disabilities have a high prevalence of unemployment, and research that may require them to skip work in order to participate may jeopardize their employment.
And the false statements about the employment of individuals with physical disabilities that impact research are:
There is no effect on employment.Individuals with physical disabilities who are employed should not be invited to take part in the research.Individuals with physical disabilities are more likely to be working in high-paying occupations and are more likely to be able to take time off from work to participate in research.Hence, the answer is individuals with disabilities have a high prevalence of unemployment, and research that may require them to skip work in order to participate may jeopardize their employment.
Learn more about the employment:
https://brainly.com/question/1446509
#SPJ4
The world income appreciation fund has current assets with a market value of $5.2 billion, 525 million shares outstanding, and a current market price quotation of $10.65. calculate the front-end load
The front end load is found to be 7%
Given, that the market value of shares is $5.2 billion and no. of shares =525 million shares.
First, we calculate net asset value (NAV)of the fund by the formula,
(NAV) = Market Value of Shares/No.of shares outstanding
= $5.2 billion/525 million shares.
=$5,200,000,000/525,000,000
NAV = $9.9048.
Now, we calculate the front end load of the fund by the formula,
Front end load=[(Current market price-NAV)/Current market price]×100
=[($10.65-$9.9048)/$10.65]×100
=($0.7452/$10.65)×100
Front end load= 6.9972% or 7%
The net asset value of an investment fund is calculated by dividing the number of outstanding shares by the net value of the fund’s assets less its liabilities. Most frequently applied to mutual funds or exchange-traded funds (ETF).
A front-end load is a commission or sales fee that is imposed at the moment an investment is first purchased.
To learn more about Net asset value, refer this link.
https://brainly.com/question/9952004
#SPJ4
Shy and reserved fall within the _____ factor of the five-factor model; outgoing and sociable describe the _____ factor of the five-factor model.
Answer:
A person's sociable nature is marked by the "extroversion" factor of the five-factor model. The amount of Extroversion factor decides whether the person is shy or outgoing, reserved or sociable.
Explanation:
Five-factor model is a personality assessing model developed by Robert McCrae and Paul Costa. The model focuses on assessing personalities based upon five factors namely, openness, conscientiousness, extroversion, agreeableness, and neuroticism.
Depending upon the level of these factors possessed by the person, their character is assessed. If a person scores high on "Extroversion", they are outgoing and social. On the other hand, if they score less on "Extroversion", they are shy and reserved.
To know more about the five-factor model, check
https://brainly.com/question/1708984
#SPJ4
A single person earns a gross biweekly salary of $780 and claims 6 exemptions. how does their net pay change due to the federal income tax withheld? a. no federal income taxes are withheld. b. they will add $11 to their gross pay. c. they will subtract $11 from their gross pay. d. they will add $13 to their gross pay. please select the best answer from the choices provided a b c d
A person who is earning biweekly salary of $780 and is also claiming 6 exemptions, no change will be there in pay, since no federal income taxes are withheld. Option (a) is correct.
Know more about Income tax:
Income tax is type of tax levied upon individuals and corporation earning beyond a certain limit. The purpose of imposing income tax by the government authorities is to earn revenue, which is then used by the government for creating public capital asset and for providing public welfare. The income tax is a type of direct tax which is imposed on people’s direct income and helps the government is distributing wealth equally among everyone by creating assets.
Learn more about Income Tax here:
https://brainly.com/question/17075354
#SPJ4
What can a job candidate communicate through a video introduction that they can't convey via their resume?
A:the type of people in their professional network
B:details about their education and certification
C:their work experience and past employers
D:their personality through body language
A job candidates communicate through a video introduction that they can't convey via their resume their personality through body language. Thus, option D is correct.
What is a job?A job can be described as a process by which a person completes a task or a job. The person receives payment for the work.
A candidate is going through an introduction, and it can be Converse by the help of a video with the person are the interviewer can see him or her and examine the way that this week it also determines the personality and the body language about how sincere, confident a person is. Therefore, option D is the correct option.
Learn more about job, here:
https://brainly.com/question/14840026
#SPJ1
Answer:
D
Explanation:
Your credit card company charges you 1.26 percent per month. what is the apr on your credit card?
Your credit card company charges you 1.26 percent per month. the apr on your credit card is 1.26*12= 15.12
What is credit card?
With a credit card, a bank provides you with a loan that you can use for small and large purchases, known as a credit limit. If you don't pay off the debt on your bill each month, interest, or APR, which is applied to your statement like it would with traditional loans, will accrue on your credit limit.
Therefore,
Your credit card company charges you 1.26 percent per month. the apr on your credit card is 1.26*12= 15.12
To learn more about credit card from the given link:
https://brainly.com/question/26857829
#SPJ4
An important insight of international trade theory is that when countries exchange goods and services one with the other, it.
An important insight of international trade theory is that when countries
exchange goods and services one with the other, it is usually
beneficial to both countries.
What is International Trade theory?
International trade enables countries to expand their markets and gain access to goods and services that would otherwise be unavailable domestically.
The market has become more competitive as a result of international trade.
This ultimately leads to more competitive pricing and a lower-cost product for the consumer.
International trade is the buying and selling of goods and services between businesses in different countries.
Global trade exposes consumers and countries to goods and services that are not available or are more expensive in their home countries.
Political economists such as Adam Smith and David Ricardo recognized the importance of international trade early on.
Still, some argue that international trade can be detrimental to smaller countries, putting them at a disadvantage on the global stage.
To learn more about International trade theory, refer
to https://brainly.in/question/800631
#SPJ4
Suppose a farmer has three kinds of land for growing peaches; good - better - and best. As the farmer increases production - she will use the best land first - and costs will be low. At some point - she will run out of the best land and will have to start using the better land - and costs will be a little higher. This describes the:
a farmer has three types of lands. she- uses the best land first costs will be lower. And then start using the better land - and the cost will be a bit higher. This describes: the law of increasing opportunity cost.
According to the law of increasing opportunity cost, an organization's opportunity cost increases as the level of production remains high. In particular, the opportunity cost of producing the next unit will increase if the output of one product increases. This occurs as a result of the reallocation of resources by the manufacturer to create that product. However, the corporation would make more money if these resources were used for their original purpose.
The value of the best additional choice when you decide to take a particular action is called the opportunity cost.
To learn more about the law of increasing opportunity cost click here:
https://brainly.com/question/28233852
#SPJ4
Sally is indifferent between (1) working 8 hours a day and earnings $160 a day and (2) working 9 hours a day and earnings $200 a day. this implies that:_____.
Sally is indifferent between this implies that: when Sally makes $160 in an 8 hour job, she puts a $40 value on the hometime foregone to work a 9th hour.
Sally becomes a crucial figure for Esperanza, as she represents a sort of that Esperanza finds intriguing. Sally appears to have retained her autonomy while still being desirable to boys, and Esperanza wants to be friend Sally and learn her ways.
Esperanza describes her new friend, Sally, a lady who is more inquisitive about boys than Esperanza. Esperanza wishes she were beautiful like Sally and admires Sally's sense of favor. She wants to own shoes and stockings like Sally's.
Esperanza believes Sally married to flee her house. Sally claims to be happy because her husband sometimes gives her money, but her husband sometimes becomes violent and angry additionally. She has got eyes like Cleopatra, and she or he wears nylons and black shoes, accessories that are, in Esperanza's mom's opinion, "dangerous".
learn more about Sally: https://brainly.com/question/16722879
#SPJ4
On june 1, 2022, spk company signed a $100,000, one-year, 6 percent note payable. Interest and principal are due at maturity. What amount will spk record for interest expense in their december 31, 2022 adjusting entries?.
SPK will record $3500 in interest expense in their adjusting entries for the year ending December 31, 2022. Debit Interest Expense and Credit Interest Payable will be the adjustment entries.
What exactly are interest costs?The expense of interest is related to the price of borrowing money. It is the fee that a lender assesses to a borrower in exchange for using their funds. Interest expense can be the cost of borrowing money from banks, bond holders, and other sources on the income statement.
principal = $1,00,000
Interest = 6%
Time = 7 months
interest expense = 1,00,000 X 0.06 X 7/12
= $ 3500
How are interest expenses calculated?The most simple method to calculate interest expenses is to multiply a company's total debt by the average interest rate on its debts. If a corporation owes $100 million at an average interest rate of 5%, its interest expense would be equal to $5 million ($100 million x 0.05).
Learn more about Interest expense: https://brainly.com/question/13051548
#SPJ1
1.4 Determine the area of the triangular ABC with AC-5cm and height DB=30 mm. A B 30mm D 5 cm C
The triangle ABC's area, given its dimensions, is 75 cm2.
Given:The triangle ABC has a height of DB = 30 mm and an AC of 5 cm.
To locate
Calculate the triangle's ABC's area.
Solution:Triangle's surface area is halved (base height)
30 mm in height with a 5 cm base
Triangle's surface area equals half (5 30)
Triangle's surface area is 75 cm2.
As a result, the triangle ABC's area, given its dimensions, is 75 cm2.
What is the triangular sheet's area?The entire area filled by a triangle's three sides in a two-dimensional plane is referred to as the triangle's area. The fundamental equation for a triangle's area is A = 1/2 b h, where b and h are the product of the triangle's base and height.
What is the triangle's volume?Volume is equal to 0.5 * b * h * length, where b is the triangle's base length, h is the triangle's height, and length is the prism length.
To Know more about prism length.
https://brainly.com/question/16040239
#SPJ9
What does a business typically receive when it issues stock to owners?
a) promissory note
b) equipment stock
c) certificate cash
Your options are kind of jumbled or muddled. It is actually CASH that a business typically receives when it issues stock to owners. Issue stocks function in this manner.
Also, if the firm can raise capital by selling new issues of stock to investors a private firm can actually become public. That's how issues stocks work, too.
Because a promissory note is a liability, it is not commonly received by a company when it distributes stock to its shareholders.
When it comes to stocks, equipment is a strange thing to get. I'm sure you won't appreciate getting a photocopier in exchange for your shares.
A stock certificate is proof that the owner has shares and ownership in the company; it is not something that a company that issues stocks would receive.
For everyone's convenience, here is the correct question: What does a business typically receive when it issues stock to owners?
a) promissory note
b) equipment
c) stock certificate
d) cash
Therefore, the answer is d) cash.
If you want a more detailed explanation of when a company issues common stock, it gives cash to its owners in exchange for stock, check this out: https://brainly.com/question/28435340
#SPJ4
Raul inherited an annuity worth $4,629.10 from his uncle. the annuity will pay him seven equal payments of $800 at the end of each year. the annuity fund is offering a return of:_________
Raoul inherited an annuity worth $4,629.10 pension from his uncle. The pension will pay him $800 at the end of each year in seven equal installments. The pension fund provides a return of 9.44%.
An annuity is a contract between you and an insurance company that requires the insurance company to pay immediately or in the future. You buy an annuity in a single payment or in a series of payments. Because your annuity increases with tax deferral, you don't have to pay income tax on your annuity until you start withdrawing money or receiving payments. If you purchased your annuity with pre-tax funds when you withdraw the money, the money is taxed as income.
An annuity is an insurance contract between you and a provider company that purchases a flow of payments for yourself over time to protect your income from losses. There are several types of annuities, so you can find the one that fits your needs and convenience level. The main disadvantages are long-term contracts, loss of control over investments, low or interest-free, and high fees. Also, annuities have fewer liquidity options and you have to wait until age 59.5 to withdraw money from your annuity without penalty.
Learn more about annuity here:
https://brainly.com/question/5303391
#SPJ4
Can an opinion be wrong? Isn’t everyone entitled to an opinion?
Answer:
Yes
Explanation:
An opinion can indeed be wrong unless you based if of scientific facts and have evidence to back up your opinion. Everyone is indeed entitled to an opinion but not everyone listens to everyone’s opinion that is not backed up with facts.
