The amount borrowed from the broker = 6300
The amount borrowed from the broker = 200**70*(1-0.55) = 6300
Rate of return = (sale value - loan-Initial investment)/Initial investment = -41.67%
(13500-7200-10800)/10800
Initial investment = 300* 60 * 0.6 = 10800
Loan=300*60* (1-0.60) = 7200
sale value=300*45 = 13500
A broker is an intermediary between those who want to make trades and invest and the exchange in which those trades are processed. You need a broker because stock exchanges require that those who execute trades on the exchange be licensed.
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Leave job for more money? baby boomer generation x millennial yes 137 171 175 no 213 199 186
Baby Boomer Generation X Millennial Total
Yes 137 171 175 483
No 213 199 186 598
Total 350 370 361 1081
Chi-Square test:
Statistic DF Value P-value
Chi-square 2 6.79987 0.0334
From the above output:
Test statistic = 6.80
Baby boomers refer to members of the large demographic generation born between the end of World War II and the mid-1960s. Baby boomers are an economically influential generation due to their large numbers and the relative prosperity of the U.S. economy during their careers. If you don't already have an emergency fund, consider saving at least 3-6 months of expenses. Even if the job search didn't take too long, the total doesn't include unforeseen costs. I have increased my income by changing jobs at a faster pace than usual but I shouldn't leave my current job unless it makes sense for my professional growth.
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3 months ago (1 quarter of a year), you purchased a share of xyz corp for $36.2. today you sold the share for $32.77. what is the apr for this investment?
Annual percentage rate APR refers to the yearly interest generated by a sum that's charged to borrowers or paid to investors.
Solution:
APR = [(Sale price / purchase price) - 1] * 4
APR = [(32.77 / 36.20) - 1] * 4
APR = -0.09475 * 4
APR = -0.3790
To calculate APR add up all interest and fees paid in a year. Then divide this total by the initial investment amount. This will give you the APR percentage. For example, $100,000 invested at a 6% interest rate will accrue $6,000 in interest. APR is the annual cost of a loan to a borrower, including fees. Similar to interest rates, the effective annual interest rate is expressed as a percentage. However, unlike interest rates, it includes other charges or fees such as mortgage insurance, most closing costs, discount points, and lending fees.
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Cameron+and+his+friend+john+bought+a+used+circus+carousel+for+63,640$,+including+sales+tax.+if+the+sales+tax+rate+is+6%,+then+what+was+the+cost+of+the+carousel+before+the+tax?
A tax is a mandatory fee or financial charge levied by any government on an individual or an organization to collect revenue for public works providing the best facilities and infrastructure. The collected fund is then used to fund different public expenditure programs.
We pay taxes to fund our federal, state, and local governments so they can function properly and provide necessary services. Each particular government has its particular focus, with the big-picture spending on things like defense and Social Security placed in the hands of the federal government.
The cost of the circus carousel including sales tax = is $33,478.
Sales tax = 5%.
Let $x be the cost of the circus carousel before the sales tax.
Then
x+5% (x) = 33,478
=> x+0.05x= 33,478
> 1.05x = 33,478
33,478
sxe
1.05)
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_____ sought economic stability for african americans in order to secure civil rights.
Booker T. Washington ought economic stability for African Americans in order to secure civil rights.
civil rights, equal social opportunities, and equal legal protection, regardless of race, religion, or other personal characteristics
The right to vote, the right to a fair trial, the right to government services, the right to a public education, and the right to use public facilities are all examples of civil rights. Civil rights are an essential component of democracy; when individuals are denied opportunities to participate in political society, their civil rights are violated. Civil rights are secured by positive government action, often in the form of legislation, as opposed to civil liberties, which are freedoms secured by putting restraints on government.
Civil rights laws seek to ensure full and equal citizenship for people who have historically faced discrimination on the basis of some group characteristic. When the enforcement of civil rights is deemed insufficient by many, a civil rights movement may emerge to demand equal application of the laws without discrimination.
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True or false .Accourding to the quantity theory of money all countries with the same average annual rates of inlfation must also have the same average annual rates of money growth.
Accourding to the quantity theory of money all countries with the same average annual rates of inflation must also have the same average annual rates of money growth.
The statement is true.
The quantity theory of cash states that cash deliver and price degree in an financial system are in direct percentage to each other. when there is a alternate within the deliver of money, there may be a proportional change within the price stage and vice-versa.
The amount concept of money states that the deliver of money times the speed of cash equals nominal GDP.
In an economic system where GDP does not upward thrust or fall, the amount principle of money implies that the price stage is proportional to the cash deliver. Extra money simply increases fees. The valuable bank can pick out some thing charge of inflation it wants just via raising the money supply through that percentage every 12 months.
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The exchange rate between the cad and the usd is cad 1 = usd 0.82. you have usd12,000. how many cad can you buy?
The exchange rate between the cad and the USD is 1CAD = 0.82USD. You have USD12,000. We can buy 14364.15 CAD.
[tex]0.82USD=1CAD\\ \\1USD=\frac{1}{0.82\\ \\} CAD\\ \\12000USD=\frac{1}{0.82} 12000CAD\\ \\=14634.15CAD[/tex]
What do you mean by exchange rate?
An exchange rate is the relative price of one currency expressed in another currency (or group of currencies). For economies like Australia that are actively involved in international trade, the exchange rate is an important economic variable. Changes in it affect economic activity, inflation and the national balance of payments. (See Explainer: Exchange rates and the Australian economy.) The Australian dollar is also the fifth most traded currency in foreign exchange markets. There are different ways of measuring exchange rates and over the years there have been different operational measures to determine the value of Australia's exchange rate.To learn more about exchange rate, refer to:
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______ convert an organization's mission and business into long- and short-term performance targets.
a. goals
b. tactics
c. strategies
d. segments
The mission and business of an organisation are transformed into long- and short-term performance targets through goals.
Goal-based investing is a relatively new method of wealth management that places an emphasis on making investments with the intention of achieving particular life objectives. Goal-based investing (GBI) involves clients of a wealth manager or investment firm tracking their progress toward specific life goals, such as saving for a child's education or creating a nest egg for retirement, rather than concentrating on generating the highest possible portfolio return or outperforming the market. Goal-based investing incorporates personal objectives such as retirement planning and college savings. Goal-based investment puts more of an emphasis on achieving personal objectives than on maximising returns. Goal-based investing is different from traditional investing in that its criterion for success is how effectively the investor is able to achieve their personal life objectives, rather than how well their investments perform in comparison to the market.
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Entrepreneurs typically demonstrate more individualism tendencies than collectivism tendencies. True or false?.
This claim is TRUE. Entrepreneurs typically demonstrate more individualism tendencies than collectivism tendencies. Instead of a partnership structure, they think they can work more effectively alone.
Entrepreneurs typically establish sole proprietorship businesses, so all decisions must be made by them. Hence, individual tendencies.
Entrepreneurs perform at high levels with lower tendencies toward collectivism. Additionally, they have a proactive personality, which means they frequently act to change their surroundings, look for opportunities, take initiative, and do so.
Additionally, because individualists are more focused on the self than collectivist cultures are on the group, entrepreneurship in individualist cultures is typically more competitive.
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A dress manufactured in rothenburg, germany costs eur 195. what is the u.s. dollar value of the same dress if the exchange rate is $0.89 per euro?
A dress manufactured in Rothenburg, Germany costs 195 euros. The dollar value of the same dress if the exchange rate is $0.89 per euro is $173.55.
The exchange rate in general is the value or price of a country's currency which is measured or expressed in the currency of another country. The definition of exchange rate can also be interpreted as an agreement known as the exchange rate of currency against current or future payments between two currencies of different countries.
The calculation is:
Price in U.S dollar = 195 x $0.89
Price in U.S dollar = $173.55
The word "exchange" may not be a foreign term for us. However, in its application there are still many who do not know the meaning of the exchange rate and its influence in the business economy.
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The cash payment of interest is classified as a financing activity on the statement of cash flows.
true or fasle
The statement is False. Interest paid is typically considered income from operating activities.
If you take a look at what interest-bearing loans are for, it's going to be more appropriate to classify them as a financing activity. this is applicable if the loan isn't used as an integral a part of the company's cash management function. Since most companies use the indirect method of preparing the statement of money flows (or statement of money flows), the expense of the business are going to be limited to the online profit of the business, which is that the first amount reported in cash flows from operating activities. paid amount of money paid by the corporate to the creditor. it's going to be higher or less than the disbursal on the record. Only interest paid affects income, not disbursement. Cash paid in interest are present under "cash ensue operating activities".
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Costs that are capitalized as inventory when they are incurred are called:____.
a. administrative costs.
b. period costs.
c. fixed costs.
d. product costs.
e. general costs.
Costs that are capitalized as inventory when they are incurred are called product costs.
What do you mean by product costs?
Product cost is a term that refers to the total costs used in making a product and getting it ready for sale. In manufacturing, product costs are the expenses that include the cost of raw materials, labor and manufacturing head. In retail, product costs may involve expenses related to a supplier, plus any costs involved in stocking products.Product costs must be stated in the financial statements.To learn more about product costs, refer to:
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A $300,000 building was purchased on december 1. It is estimated that it will have a life of 20 years and zero salvage value. Calculate depreciation expense for the month of december using straight-line depreciation.
Answer:1250
Explanation:
divide the amount of months by the total
If microsoft does not build a cloud computing business, what might happen to the company over the next decade? why did the company decide that it had little choice but to invest in cloud computing?
If microsoft does not build a cloud computing business, the company over the next decade had little choice but to invest in cloud computing.
So if Microsoft does not build a cloud computing business then Microsoft may get devastated as there will be no need of operating platform in the near future. Microsoft anticipated the growth of cloud computing as a threat and also an opportunity to expand their business.
Cloud computing is the on-demand use of computer resources housed in a distant data center and controlled by a cloud services provider, such as programs, servers (both physical and virtual), data storage, development tools, networking capabilities, and more.
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Long range hr planning is merely a wishful thinking. do you agree with this statement? why?
Planning for prospective problems that may or may not arise in the future is part of a long-term HR strategy.
Having a long-term HR strategy in place to deal with each prospective issue is frequently a smart idea, regardless of how likely or unlikely it is that an HR issue would develop.
Using human resource planning, a business can more successfully maintain and find the right individuals to hire with the technical and soft skills required to maximize their function within the firm (HRP).
The basic goal of human resource planning is to determine the precise number of personnel needed, together with the skills needed to achieve organizational goals.
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What+is+the+coupon+rate+of+an+eight-year,+$10000+bond+with+semiannual+coupons+and+a+price+of+$9006,+if+it+has+a+yield+to+maturity+of+5.6%?
The coupon rate of the bond is 4.88% for the semi-annual compounding.
An I bond earns hobby month-to-month from the first day of the month to the problem date. The hobby accrues (is brought to the bond) until the bond reaches 30 years otherwise you cash the bond, whichever comes first. The interest is compounded semiannually.
Bonds are issued with the aid of governments and organizations after they want to elevate cash. By buying a bond, you are giving the provider a mortgage, and they comply with paying you again the face price of the loan on a particular date, and to pay you periodic hobby payments along the manner, commonly twice a 12 months.
Bonds can act as an inflation hedge; some buyers purchase bonds together with the collection I financial savings Bonds or Treasury Inflation-included Securities (hints) for this very cause. Both belongings can be effective in controlling for inflation in the end. Bonds also can reduce the volatility of your portfolio's overall performance.
Using a financial calculator enter the value of,
Future value = $10,000
Present value = -$9006.6568
For semi-annual compounding,
Number of years = 8 x 2 = 16 years
YTM = (6.5% / 2) = 3.25%
CPT coupon rate = 2.44% x 2 = 4.88%
Thus, the coupon rate of the bond is 4.88% for the semi-annual compounding.
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Mr. reyes borrows p600,000 at 12ompounded annually agreeing to repay the loan in 15 equal annual payments. how much of the original principal is still unpaid after he has made the 8th payment?
162,378.06 is the original principal which is still unpaid after he has made the 8th payment.
What is Compound Interest?Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit. It occurs when interest is reinvested or added to the loaned capital rather than paid out, or when the borrower is required to per annum it, so that interest is generated the next period on the principal amount plus any accumulated interest.In finance and economics, compound interest is common.In contrast to simple interest, which does not compound since past interest is not added to the principal for the current period, compound interest allows interest to build over time. The interest per period multiplied by the number of periods in a year yields the simple annual interest rate. The nominal interest rate is another term for the basic annual interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).To learn more about Compound Interest, refer to:
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What does it mean to say that strategy and structure have a reciprocal relationship?
Structure and strategy are symbiotic, with structure emerging from or following the choice of the firm's strategy.
Strategy is aided by structure. If a firm changes its strategy, it must also alter its organizational structure to accommodate the new approach. When it doesn't, the organization is pulled back to its previous tactics by the structure, which behaves like a bungee cord. Structure comes before strategy.
According to Chandler, strategy entails choosing long-term goals and objectives, choosing a plan of action, and allocating the necessary resources. According to him, structure refers to how an organization is set up to implement the strategy.
Because of two key factors, changes in strategy frequently necessitate organizational structure adjustments. First, the establishment of goals and policies is largely determined by the structure. In a geographic organizational structure, for instance, goals and policies are expressed in terms of the region.
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9.when a customer is speaking, the best thing to do is remain quiet and listen. true or false? explain your answer
The statement is True. When a customer is speaking, the best thing to do is remain quiet and listen.
The person who's doing the talking will sense understood and cared about. the general public undergoes lifestyles wishing to be listened to greater. So with the aid of listening as opposed to speaking, you are giving something treasured to the person who's speaking.
Remarkable customers are Advocates. extraordinary clients, once they certainly are getting a top-notch fee from your product, end up extra than just happy. They do extra than simply references. They provide you with extra than simply high consumer pride marks.
Customers that shop regularly however base shopping for selections more often than not on markdowns. want-primarily based clients: customers with the purpose of buying a selected product. Wandering customers: customers that are not certain of what they want to buy.
Empathy is the secret to stellar customer service. it is a great manner to show your customers that you apprehend why they're calling, care about their problems, and take their worries very significantly. constructing empathy throughout aid teams allows for memorable client reviews.
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The policy of minimum government interference in or regulation of economic activity, advocated by adam smith and the classical economists, was known as?
'The policy of minimum government interference in or regulation of economic activity, advocated by adam smith and the classical economists, was known as Laissez-faire.
Government is the system of state or community government. The Colombian Encyclopedia defines government as "a system of social control in which the right to make laws and the right to enforce laws belong to specific groups in society."
A democratic government is formed when a majority of the population supports a particular political party as ruling party or power. Within democracy, there are different forms of democracy such as republic, constitutional monarchy, presidential system, and parliamentary system.
Government is defined as the exercise of control or power over a group of people. An example of a government is the UK Parliament. (uncountable) Management or control of a system. A system of governance, control, etc.
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An investment center has income of $13,500,000 and average assets of $60,000,000. return on investment is:_________
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In a survey of leading american companies, the ability to work in teams was ranked by a majority of?
In a survey of leading American companies, the ability to work in teams
was ranked by a majority of fourth
What does a small group consist of?
Generally, a small group consists of approximately 3-12 people. WHY?
A small group is a collection of people who can all reasonably communicate with ease as both senders and receivers because they are few in number.
A group's members must be related to one another by sharing an objective.
Different groups can produce positive, neutral, or negative experiences depending on their characteristics, functions, and goals.
Small groups typically concentrate on some sort of task completion or goal accomplishment, whereas our interpersonal relationships primarily focus on relationship building.
Examples of small groups that would each have a different size, structure, identity, and interaction style include a campaign team for a state senator, a community of local organic farmers, and a college learning community focused on math and science.
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E. assume the original facts but now suppose the jacksons also incurred a loss of $5,000 on the sale of some of their investment assets. what effect does the $5,000 loss have on their taxable income?
Individual taxpayers' deductible losses on the disposition of investment (capital) assets is restricted to $3,000. The Jacksons would be allowed to deduct $3,000 of the $5,000 loss against their taxable income. The remaining $2,000 loss would carry over to next year.
Consequently, with the loss, their taxable income would be $56,200 ($59,200 from part a minus $3,000).
Tax is defined as a mandatory levy from the people for the state. Every tax money paid by the people will be included in the post of state revenue from the tax sector. The use of taxes is to finance central and local government expenditures for the welfare of the community.
Taxes are very beneficial for the state. Overall, taxes are widely used for:
Financing state expenditures, such as: expenses that can be disbursed on their own, for example: expenditures for productive projects for goods to be exported. Financing reproductive expenditures, such as: expenditures that provide economic benefits for the whole community, for example, spending on irrigation and agriculture. Financing expenses that aren't self-liquidating and non-reproductive, for example: expenses for the development of monuments and recreational objects.Financing unproductive expenses, for example: expenditures to finance state defense or war and spending for future savings, one of which is spending on orphans.You can learn more about tax here brainly.com/question/16423331
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Even if you do credit the source, paraphrasing with changing only a few words in the original text is still considered as plagiarism because:_________
Even if you do credit the source, paraphrasing with changing only a few words in the original text is still considered as plagiarism because you have failed to indicate, by the means of direct quotation marks, which are the exact words of the original .
What is Plagiarism ?
Plagiarism is the practice of presenting another person's thoughts or work as your own, with or without that person's consent, by incorporating it into your own work without giving it proper credit. All works, both published and unpublished, whether they are in manuscript, print, or electronic form, are covered by this definition. Plagiarism can be deliberate, negligent, or unintentional. Exam regulations forbid intentional or negligent plagiarism, which is grounds for disciplinary action.
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You expect to have in one year. a bank is offering loans at interest per year. how much can you borrow today? today you can borrow $ 943.
A charge for lending money is interest. You pay mortgage interest when you borrow money from a bank to purchase a home. Additionally, you pay credit interest if you borrow money for a significant purchase. Banks, on the other hand, charge you a fee if you trust them with your savings. The interest rate on savings is currently 0, close to zero, or even negative for significant sums.
The market mechanism, or the link between supply and demand for loans and savings, determines how high or low interest rates are. Interest rates are low when there is a high supply of savings
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Marketers must increasingly consider the special needs of traditional households because this segment of the population is growing more rapidly than nontraditional households.
It is incorrect to assume that because traditional households have more unique needs than nontraditional households, marketers must increasingly take these needs into account.
Since digital marketing is how we all now learn and develop, marketers must also learn nontraditional methods. Digital marketing is the process of reaching people with products and services through digital platforms. This type of marketing makes use of websites, mobile devices, social media, search engines, and other channels that serve a similar purpose. Digital marketing became more well-known in the 1990s with the advent of the internet.
Digital marketing is generally regarded as a cutting-edge technique for companies to communicate with clients and understand client behavior. There are several standard marketing ideas that it also adheres to.
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If 5.00 lbs of potatoes costs $3.60, how much would 1.30 kilograms of potatoes cost?
$2.06 is the cost of 1.30 kilograms of potatoes if 5.00 lbs of potatoes cost $3.60.
What is the Cost Price?Cost is often an expense a business incurs when producing a good or service it sells. The price of the raw materials used in manufacturing a product may be included. The cost of manufacturing a product has a direct bearing on its cost and the revenue generated by each sale.
The cost of a product or service is determined by the customer's willingness to pay. Profit is the sum of the price paid less the costs incurred. A product that costs $6 to produce and $10 to sell results in a $4 profit for the business.
5.00 lbs = $3.60
2.26kgs = $3.60
1.00kg = $1.59
1.30kgs = $1.59 × 1.30
= $2.06
On their financial statements, some businesses would include the complete cost of producing a good under the heading of cost of goods sold (COGS). The sum of all production-related direct expenses is known as COGS. Direct materials, such as raw materials, and direct labor for the production plant may be included in these prices.
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Classified ads in newspapers_____. a. are more effective for job seekers than networking b. are a good source of networking contacts c. only lead to jobs for a small percentage of job seekers d. should be the main method used for finding job leads please select the best answer from the choices provided a b c d
Classified ads in newspapers only leads to jobs for a small percentage of jobseekers. Correct ans. is option (c)
Because there aren't many websites that ads position needed listings, the low visibility only draws a small number of hiring managers and recruiters. In addition, head-hunters and job searchers prefer résumé databases to posting ads because they receive significantly less online traffic than job placement sites and resume databases. Further today are few newspapers are being circulated and read by people.
Employers who use newspapers to find job seekers are more selective in their searches. Only small towns or cities and the nearby surrounding areas have access to newspapers.
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the question is incomplete. Check below the full question.
Classified ads in newspapers_____.
a. are more effective for job seekers than networking
b. are a good source of networking contacts
c. only lead to jobs for a small percentage of job seekers
d. should be the main method used for finding job leads please select the
An invoice of for merchandise purchased is showing /15, n/30 as terms of credit. if the invoice is paid on or before the fifteenth day after the invoice date, the amount to be paid is ________.
An invoice for merchandise purchased is showing /15, n/30 as terms of credit. if the invoice is paid on or before the fifteenth day after the invoice date, the amount to be paid is $588.
As per the credit terms, if the customer pays within 15 days from the date of purchase, a 2% discount will be availed on the invoice price. The purchases account is debited when merchandise is purchased on account to point that an asset (the merchandise) has been acquired. The debit increases the number of assets owned by the corporation.
Merchandise buying is a very important part of retail management that involves retailers finding and buying goods from manufacturers to sell them on behalf of their business. To hit the worth of merchandise inventory, multiply the quantity of unsold inventory with the price of every unit.
This merchandise inventory value, which is typically considered the identical because the ending inventory, is then entered into the record. Purchase invoice: or bill. Issued by the vendor to the client to point out that merchandise has been delivered.
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Olivia deposits $6,952 in a savings account paying 3.72% interest. to the nearest dollar, how much money does olivia have in total after sixteen years? a. $4,138 b. $8,568 c. $11,090 d. $29,901 please select the best answer from the choices provided a b c d
After sixteen years Olivia will have (C) $11,090.
Bank interest is a fee paid when paying for services for borrowing money provided by the bank within a certain period of time. Interest is determined by a percentage of the total deposit or loan amount.
Bank interest is divided into credit interest rates and savings interest rates. The loan interest rate is a certain price that the customer must pay to the bank in return for the loan obtained. While the savings interest rate is a certain amount paid by the bank to customers in return for their savings.
Bank interest has its own functions and benefits. For banks, interest is a source of income for banks. For example, when a bank offers assistance in the form of credit that can be borrowed with terms and conditions that apply to customers. The borrowed loan will be returned to the bank in monthly installments plus the interest rate agreed by both parties during the loan agreement. So, interest from credit installments can be a net input for banks.
The calculation is:
A = [tex]{P(1+R)}^T[/tex]
A = 6952 x (1 + 3.72%)^16
A = $11 089.83
A = $11 090
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Discussion Question:
What are the Fed's three objectives in conducting monetary policy? (one short paragraph/details)
Maximum employment, stable prices, and moderate long-term interest rates are the Fed's three monetary policy goals.
What is monetary policy?Monetary policy, which also has the goal of fostering economic growth, controls the total amount of money in a country. Examples of monetary policy tactics include modifications to bank reserve requirements and interest rate changes. Monetary policy is frequently divided into two categories: expansionary and restrictive.
To enhance employment, GDP, and price stability, for instance, policymakers control the flow of money using tools like interest rates, reserves, bonds, etc.
The Federal Reserve (the Fed), the country's central bank, has been given authority over monetary policy by Congress; however, Congress is also responsible for overseeing the Fed's compliance with its legal obligations of promoting maximum employment, maintaining price stability, and maintaining moderate long-term interest rates.
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