Assuming that the prices of the house go up 0.65% per month, we need to find out the worth of the house at the end of 11 years, given that the current worth of the house is $182,000.
Solution:Given that,Present worth of the house = $182,000Time for which the house is kept = 11 years.We need to find the worth of the house at the end of 11 years if the prices go up 0.65% per month.Now,Firstly, we need to find out the amount of increase in prices per month.Therefore, the increase in prices per month = 0.65% of the present price of the house.= (0.65/100) * $182,000= $1183.00 (approx)The increase in price of the house in 11 years = (12*11)* $1183.00= $157,452.00The worth of the house after 11 years = Present worth of the house + Increase in the price of the house= $182,000 + $157,452.00= $339,452.00Therefore, the worth of the house after 11 years, given the increase in prices by 0.65% per month, is $339,452.00.
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Differential Analysis for a Lease-or-sell Decision Stowe Construction Company is considering selling excess machinery with a book value of $281,200 (original cost of $400,700 less accumulated depreciation of $119,500) for $276,800 , less a 5% brokerage commission. Altematively, the machinery can be leased for a total of $286,600 for 5 years, after which it is expected to have no residual value. Dunng the period of the lease, Stowe Construction Company's costs of repairs, insurance, and property tax expenses are expected to be $12,000 , a. Prepare a differential analvsis dated March 21 to determine whether'Stowe Construction Company sthould lease (Aiternative 1) or sell (Alternative 2) the machinery. If required, use a minus sign to indicate a loss. b. On the basis of the data presented, would it be advisable to lease or sell the machinery?
Based on the data presented, it would be advisable for Stowe Construction Company to lease the machinery rather than sell it. The lease option provides a higher net cash flow over the 5-year period, which makes it more financially favorable.
To determine whether Stowe Construction Company should lease or sell the excess machinery, we need to compare the differential costs and revenues associated with each alternative.
Here is a step-by-step analysis to determine the most advisable option:
1. Calculate the proceeds from selling the machinery:
- The selling price is $276,800.
- Subtract the 5% brokerage commission: $276,800 - (5% * $276,800) = $262,960.
2. Calculate the lease payments over 5 years:
- The total lease payment is $286,600.
3. Calculate the cost of repairs, insurance, and property tax expenses over 5 years:
- The expenses are $12,000 per year.
- Multiply by 5 years: $12,000 * 5 = $60,000.
4. Calculate the net cash flow for each alternative:
- For the sale option: Net cash flow = Proceeds from selling - Cost of repairs, insurance, and property tax expenses
- For the lease option: Net cash flow = Lease payments - Cost of repairs, insurance, and property tax expenses
Net cash flow for the sale option: $262,960 - $60,000 = $202,960
Net cash flow for the lease option: $286,600 - $60,000 = $226,600
5. Compare the net cash flows:
- The lease option has a higher net cash flow of $226,600 compared to $202,960 for the sale option.
Based on the data presented, it would be advisable for Stowe Construction Company to lease the machinery rather than sell it. The lease option provides a higher net cash flow over the 5-year period, which makes it more financially favorable. However, it's important to consider other factors such as future equipment needs and the potential for technological advancements before making a final decision.
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In 2019, Mrs. Ulm paid $80,000 for a corporate bond with a $100,000 stated redemption value. Based on the bond's yield to maturity amortization of the $20,000 discount was $1,512 in 2019,$1,480 in 2020 , and $295 in 2021 . Mrs. Ulm sold the bond for $84,180 in March 2021. Assume the taxable year is 2021. Required: a. What are her tax consequences in each year assuming that she bought the newly issued bond from the corporation? b. What are her tax consequences in each year assuming that she bought the bond in the public market through her broker? × Answer is complete but not entirely correct. Complete this question by entering your answers in the tabs below. What are her tax consequences in each year assuming that she bought the bond in the public market through her broker?
Tax consequences of Mrs. Ulm in each year assuming that she bought the bond in the public market through her broker are as follows:
Part a of the question suggests the case where Mrs. Ulm purchases the newly issued bond from the corporation. Whereas, in part b, Mrs. Ulm bought the bond in the public market through her broker. There is no need to consider the amortization in this case as the bond was not bought at a discount. Instead, it was bought at a premium.The following steps can be followed to solve this question:
Step 1: Find the adjusted basis of the bond
Mrs. Ulm paid $80,000 to buy the bond. Since the bond was purchased at a premium, the adjusted basis of the bond is calculated by adding the premium paid to the purchase price:
Adjusted basis of bond = Purchase price + Premium paid
= $80,000 + $20,000= $100,000
Therefore, the adjusted basis of the bond is $100,000.
Step 2: Calculate capital gain or loss when bond sold
Capital gain or loss when the bond is sold can be calculated as follows:
Capital gain or loss = Amount realized - Adjusted basis of bond
Mrs. Ulm sold the bond for $84,180.
Amount realized = Sale price received by Mrs. Ulm= $84,180
Therefore, the capital loss or gain can be calculated as:
Capital gain or loss = Amount realized - Adjusted basis of bond
= $84,180 - $100,000= -$15,820
Mrs. Ulm had a capital loss of $15,820 when she sold the bond.S
tep 3: Calculate taxable gain or loss
Taxable gain or loss is calculated by taking into account the holding period of the bond. If the bond is held for less than one year, the gain is treated as a short-term gain. If it is held for more than one year, it is treated as a long-term gain.In this case, Mrs. Ulm sold the bond in March 2021, so it was held for less than a year. Therefore, the capital loss is treated as a short-term loss. Short-term losses can be used to offset any short-term gains, or it can be used to offset long-term gains up to $3,000 per year. Any unused losses can be carried over to the next year.
In this case, Mrs. Ulm did not have any short-term gains to offset. So, she can use her entire short-term loss to offset any long-term gain. She had a taxable capital loss of $15,820 in 2021. She can use $3,000 of this loss to offset her income in 2021, and she can carry over the remaining loss of $12,820 to the next year.
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A bond is issued at a price of $1500 and pays a interest of $50 per year for the next 10 years. If the interest rate in the market is 4.5% and the bond is redeemed for a price of $1500 then what is the price of the bond today
Face value or par value (FV) of the bond = $1500Coupon rate or interest rate (r) = $50Number of years (n) = 10Market interest rate or required rate of return (i) = 4.5%To find:
The price of the bond today Formula used: The price of the bond is calculated using the following formula:
Price of bond = Present value of interest payments + Present value of face value of the bond Or Price of bond = (Coupon payment / (1 + i)¹ + Coupon payment / (1 + i)² + + Coupon payment / (1 + i)ⁿ) + (FV / (1 + i)ⁿ) Where, Coupon payment = FV × r.
Price of bond = (Coupon payment / (1 + i)¹ + Coupon payment / (1 + i)² + Coupon payment / (1 + i)ⁿ) + (FV / (1 + i)ⁿ)= ($750 / (1 + 4.5%)¹ + $750 / (1 + 4.5%)² + ... + $750 / (1 + 4.5%)¹⁰) + ($1500 / (1 + 4.5%)¹⁰)= ($750 / 1.045¹ + $750 / 1.045² + ... + $750 / 1.045¹⁰) + $1500 / 1.045¹⁰= ($750 / 1.045 + $750 / 1.045² + ... + $750 / 1.598) + $844.11≈
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which of the following statements best characterizes the author's' view of deception as an influence strategy?
The author's view of deception as an influence strategy can be characterized as nuanced, considering both its potential effectiveness and its ethical implications.The author believes that deception can be an effective strategy for influencing others.
Deception involves deliberately misleading or manipulating others by presenting false information or distorting the truth. The author acknowledges that deception can sometimes achieve desired outcomes or gain advantages in certain situations. However, the author also recognizes the ethical concerns and potential negative consequences of deception as an influence strategy. Deception can erode trust, damage relationships, and have long-term repercussions.
The author suggests that the effectiveness of deception as an influence strategy depends on various factors, such as the context, the intentions behind the deception, and the awareness of the target audience.It is important to note that the author's view on deception as an influence strategy may vary depending on the specific context, the audience, and the purpose of the influence.The author's perspective may evolve or change when considering different scenarios or examining the potential consequences of deception.
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2. The Go-Blue Company has common stock outstanding that has a current price of $20 per share and the most recent dividend $1.50/ share. G0-Blue's dividends are expected to grow at a rate of 5% per year, forever. The expected risk-free rate of interest is 4%, and the expected market Risk premium is 8%. The beta on Go-Blue 's stock is 1.2. a. What is the cost of equity for Go-Blue using the constant dividend growth model? b. What is the cost of equity for Go-Blue using the capital asset pricing model? c. Calculate the overall cost of equity. (Average of the two methods).
The cost of equity for Go-Blue using the constant dividend growth model The constant dividend growth model is also known as the Gordon Model. It is used to calculate the cost of equity of a firm that pays dividends and grows at a constant rate.
The formula to calculate the cost of equity for Go-Blue using the constant dividend growth model is as follows:
Cost of equity using the constant dividend growth model (Ke) = (Expected dividend/ Current stock price) + growth rate [tex]Ke = (1.5/20) + 5% Ke = 12.5%b[/tex]
The cost of equity for Go-Blue using the Capital Asset Pricing Model The Capital Asset Pricing Model (CAPM) is a financial model that is used to calculate the cost of equity of a company. The formula to calculate the cost of equity for Go-Blue using the Capital Asset Pricing Model is as follows:
[tex]CAPM = Rf + Beta × (Rm - Rf)CAPM = 4% + 1.2 × 8%CAPM = 13.6%c[/tex]
The overall cost of equity (Average of the two methods)To calculate the overall cost of equity, we need to take the average of the two methods.
[tex]Overall cost of equity = (Ke using constant dividend growth model + Ke using CAPM)/ 2[/tex]
[tex]Overall cost of equity = (12.5% + 13.6%)/ 2[/tex]
[tex]Overall cost of equity = 13.05%[/tex]
Thus, the [tex]overall cost of equity of Go-Blue is 13.05%.[/tex]
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under the _____, the securities and exchange commission (sec) may suspend trading if prices vary excessively over a short period of time.
Answer: Market Reform Act of 1990
Explanation:
When people think about organisational structure, the obvious things that come to their minds are the organisational chart, the functional departments, and the authority that various positions have in the organisation. The other design Issues related to structure, differentiation and integration aithough not so obvious are by no means less important. Summarise how authority operates in the organisation, and how differentiation and integration influence an organisation's structure. What information does the organisation chart convey about the organisation?
Authority is the power to give orders, make decisions, and enforce obedience; the exercise of such power is regarded as one’s right. Differentiation refers to the distribution of tasks among various people, groups, or departments, which in turn form divisions, while integration refers to coordination. The organizational chart provides information about the structure of the organization, such as who is in charge of which department and how various roles are connected.
An organizational chart typically shows how various departments, teams, or positions within a company are connected. By displaying the organization’s hierarchy, it assists in determining the division of work, the chain of command, and the span of control.
A company's organizational structure's overall effectiveness is influenced by how well authority is exercised in the company. Authority is the power to give orders, make decisions, and enforce obedience, and its exercise is regarded as one’s right. It's crucial to an organisation because it gives an individual, position, or department the ability to get things done.
Thus, the distribution of authority in an organisation significantly impacts its structure.Differentiation and integration are the two factors that impact a company's organisational structure. Differentiation refers to the distribution of tasks among various people, groups, or departments, which in turn form divisions. On the other hand, integration refers to coordination.
The degree of differentiation and integration required in a company is determined by the type of work it performs, the number of employees, and the geographical areas it covers.
The organizational chart provides information about the structure of the organization, such as who is in charge of which department and how various roles are connected. It is essential for new employees because it helps them understand the organizational structure and where they fit in.
Additionally, it's used to clarify job roles, identify opportunities for improvement, and assist with strategic planning. The organizational chart is a tool for achieving organizational goals and is utilized in a variety of circumstances.
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financial institutions that accept deposits and make loans are called ________ institutions. a. depository b. investment c. underwriting d. contractual savings
Financial institutions that accept deposits and make loans are called depository institutions .option A.
Depository institutions are financial intermediaries that provide services such as accepting deposits from individuals and businesses and using those deposits to make loans to borrowers. These institutions play a crucial role in the economy by facilitating the flow of funds between savers and borrowers.
Depository institutions include commercial banks, savings banks, and credit unions. Commercial banks are the most common type of depository institution and provide a wide range of banking services to individuals and businesses.
Savings banks, also known as thrift institutions, focus on accepting deposits and providing mortgage loans. Credit unions are member-owned financial cooperatives that offer similar services to banks but are typically more community-oriented.
Depository institutions are regulated by central banks and other regulatory authorities to ensure their stability and adherence to banking regulations. They provide a safe place for individuals and businesses to deposit their funds, earn interest on those deposits, and access credit through loans.
In summary, depository institutions are financial institutions that accept deposits and make loans. They serve as intermediaries between savers and borrowers, facilitating the flow of funds in the economy. So Option A is correct.
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Problem 5 - COST VOLUME ANALYSIS Tamati has been pleased with the success at Fush in recent years, and is thinking about expanding to a 2 nd location across the city. Fush II will have a slightly different approach, while maintaining the current culture and mission of the organisation. Tamiti is tentatively planning for the following 4 categories of revenue: - Beer and wine. He estimates that 15,000 drinks will be served, with an average selling price of $9.00. Average cost per drink will be $7.00. - Fish Dinners. The average fish dinner will sell for $19.50, with a cost of $15.00 Tamati estimates selling 20,000 meals. - Dessert. The specialty cakes and tarts will sell for $8.00, at a cost of $6.50. Tamati estimates selling 9,500 . - Lunch specials. Opening for lunch, with a special lunch menu will be a new offering at Fush II. Tamati expects to draw a steady group of customer, selling 10,000 lunches in the next year. Lunch prices will average $10.00, with a cost of $8.00. - The new location being consider for Fush II will have expenses of $5,300 per month in rent (including utilities). Tamati estimates monthly labour costs of $7,600. Although labour is often considered a variable cost, the estimate can be considered a fixed cost in this situation due to its predictability. a. What is the breakeven point in dollars? (Marks: 5) b. Would you advise Tamati to go ahead with his plans to open this restaurant? Justify your response. If yes, why? If no, why not, and what would need to change to make this a good idea? Use further analysis to support your recommendations. (Marks: 5)
The formula for the calculation of the breakeven point in dollars is;
[tex]BE point in $= (FC/CM Ratio) = $208,250[/tex]
Explanation: Calculation of BEP requires some data from the given problem that includes; Total Sales Mix, Total Variable Costs and Total Fixed Costs. These figures are:
[tex]Total Sales Mix = (15,000 * 9.00) + (20,000 * 19.50) + (9,500 * 8.00) + (10,000 * 10.00) = 166,000[/tex]
[tex]Variable Cost Mix = (15,000 * 7.00) + (20,000 * 15.00) + (9,500 * 6.50) + (10,000 * 8.00) = 342,500[/tex]
[tex]Fixed Costs = 5,300 + 7,600 = 12,900CM[/tex]
[tex]Ratio = (166,000 - 342,500)/166,000 = -0.0663BEP in Units = 12,900/-0.0663 = 194,723 units[/tex]
[tex]BEP in $ = BEP in Units *[/tex]
[tex]Sales Price per unit= 194,723*0.85 = $208,250b[/tex].
Justification: Since the break-even point is the point at which a business has sold enough products to cover all of its fixed and variable costs and has not made any profit or loss, we may evaluate the business' potential performance by comparing it to this point. In this situation, the Break-even point (BEP) is high, making the company vulnerable to financial risks and thus making it a bad investment for Tamati to go ahead with his plans. As a result, the venture is risky and it is not advised for Tamati to go ahead with his plans.
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Cavern Company's output for the current period results in a $6,100 unfavorable direct material price variance. The actual price per pound is $60.00 and the standard price per pound is $55.00. How many pounds of material are used in the current period? Multiple Choice 6,100 7,320. 1,220. 1,118. 7,218.
The amount of material used in the current period of Cavern Company is 1,220 pounds. option 3: 1,220 is the correct answer.
The amount of material used in the current period of Cavern Company that results in an unfavorable direct material price variance can be calculated using the given information.
The formula to calculate the direct material price variance is DM price variance = (Actual Quantity x Actual Price) - (Actual Quantity x Standard Price)Where Actual Quantity = The actual amount of material used during the period.
Actual Price = The actual price per unit of material used during the period. Standard Price = The standard price per unit of material used during the period.
Given, Actual price per pound = $60 Standard price per pound = $55DM price variance = $6,100Substituting the values in the formula, we get: DM price variance = (Actual Quantity x Actual Price) - (Actual Quantity x Standard Price)$6,100 = Actual Quantity x ($60 - $55)$6,100 = Actual Quantity x $5Actual Quantity = $6,100/$5 Actual Quantity = 1,220 pounds
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A colleague who is now your client has approached you with a question. They are looking into Treasury Bills. For $888.06 they can purchase a 1 Year Treasury Bill that will pay them $900 with no coupon payments. They want to know their return on investment expressed as a percentage. What would you tell them?
Treasury Bills (T-bills) are issued by the U.S. Treasury to fund the federal government’s short-term financing requirements. They are used to raise funds for the government at a low cost of borrowing.
Treasury bills are an excellent investment vehicle for those looking to invest in a risk-free instrument that is free of credit risk. The investor's return on investment (ROI) is the percentage gain or loss they receive on their investment over a given period.
The return on investment (ROI) formula is calculated as follows:
ROI = (Gain from Investment - Cost of Investment) / Cost of InvestmentGiven that a 1-year Treasury Bill costs $888.06 and pays $900 at maturity, we can calculate the ROI.ROI = (Gain from Investment - Cost of Investment) / Cost of InvestmentROI = ($900 - $888.06) / $888.06ROI = $11.94 / $888.06ROI = 0.0134 or 1.34%Therefore, the return on investment expressed as a percentage for the 1 Year Treasury Bill is 1.34%.
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Correcting for negative externalities - Regulation versus tradablepermits
Suppose the government wants to reduce the total pollution emitted by three local firms. Currently, each firm is creating 4 units of pollution in the area, for a total of 12 pollution units. If the government wants to reduce total pollution in the area to 6 units, it can choose between the following two methods:
The government can choose between two methods to reduce total pollution emitted by the three local firms: regulation or tradable permits.
Under this method, the government sets specific limits or standards for pollution emissions that each firm must adhere to. In this case, the government wants to reduce the total pollution in the area to 6 units. Currently, each firm emits 4 units of pollution, resulting in a total of 12 units. To achieve the desired reduction, the government can impose regulations that require each firm to reduce their emissions from 4 units to 2 units. Alternatively, the government can implement a tradable permits system. In this system, the government issues a limited number of permits that allow firms to emit a certain amount of pollution. Each permit represents the right to emit a specific quantity of pollution. In this scenario, the government can issue a total of 6 permits, each allowing a firm to emit 1 unit of pollution. The firms can then trade these permits among themselves.
The government can impose regulations on each firm, setting a specific limit for their pollution emissions. In this case, each firm is currently emitting 4 units of pollution, resulting in a total of 12 units. To achieve the desired reduction, the government can regulate that each firm must reduce their emissions from 4 units to 2 units. By enforcing this regulation, the total pollution in the area would be reduced to 6 units (2 units per firm multiplied by 3 firms). The government can also implement a tradable permits system. Under this system, the government would issue a limited number of permits, each allowing a firm to emit a specific quantity of pollution.
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(PROJECT RISK MANAGEMENT)
Contingency planning should be part of the risk management plan. Fires, floods and pandemics are the types of events that we often associate with contingency planning. Based on a project scenario :-
(a) Discuss why it is important to make contingency planning for this project.
Contingency planning is essential for every project because it helps to prevent the loss of time, money, and resources in the event of unforeseen circumstances.
Unforeseen circumstances are circumstances that are not anticipated at the start of a project and are therefore not included in the project plan. Unforeseen circumstances can include a variety of events that can disrupt the project and make it difficult to achieve the objectives set out in the project plan. For example, fires, floods, and pandemics are some of the unforeseen circumstances that can occur during a project.
Contingency planning is an essential part of the project risk management plan. It is important because it helps to prevent the loss of time, money, and resources in the event of unforeseen circumstances. In the case of this project scenario, it is important to make contingency planning for the project to ensure that the project is completed successfully and on time. The following are some of the reasons why contingency planning is important for this project:- To prevent project delays: Contingency planning can help to prevent project delays by identifying potential risks and developing strategies to mitigate those risks.- To reduce the impact of risks: Contingency planning can help to reduce the impact of risks by developing strategies to minimize the impact of those risks on the project.- To ensure project success: Contingency planning can help to ensure project success by developing strategies to deal with unforeseen circumstances and to ensure that the project objectives are achieved within the specified time frame.
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Which of the following employees would likely receive a salary instead of wages? A. Manual laborer. B. Sales manager. C. Store clerk. D. Factory employee.
The sales manager would likely receive a salary instead of wages.
A sales manager, being a managerial position, is more likely to receive a salary rather than wages. Salary is a fixed amount of compensation paid to employees on a regular basis, typically on a monthly or annual basis, regardless of the number of hours worked. This is common for employees in professional, administrative, or managerial roles who are responsible for overseeing operations, managing teams, and making strategic decisions. On the other hand, manual laborers, store clerks, and factory employees are more commonly paid wages, which are based on an hourly rate or the number of hours worked.
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the first sdlc model, replaced in many organizations but still used for very complex systems
The Waterfall model was the first SDLC (Software Development Life Cycle) model that was introduced in 1970 by Winston Royce.
This model is a sequential and linear approach to software development, meaning that each phase must be completed before the next phase can start. This model has been replaced in many organizations by more iterative and flexible approaches, such as Agile and DevOps.
The Waterfall model is still used for very complex systems where there is a clear understanding of the requirements and the system architecture. This is because the Waterfall model requires a lot of planning and documentation, which can be beneficial for complex systems that need to be developed over a long period of time.
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A company's income statement for 2021 showed the following: Net income, SR150, 000; depreciation expense, SR20,000 - Changes in current assets and current liabilities: Accounts receivable decreased SR20, 000 merchandise inventory increased 8,000 accounts payable increased 3,000. Required: Prepare the operating activity section of the statement of cash flow using the indirect method.
The operating activity section of the statement of cash flow using the indirect method is prepared using the income statement for 2021 as well as changes in current assets and current liabilities.
The purpose of this statement is to demonstrate the cash generated and spent from the company's normal business activities, which is an important metric for investors, analysts, and management teams.
The indirect method involves adjusting net income to account for non-cash items and changes in current assets and liabilities that occurred during the year. Depreciation expense is added back to net income since it is a non-cash expense.
Changes in current assets and current liabilities are then added or subtracted to net income to calculate cash flow from operating activities.
Using this information, we can prepare the operating activity section of the statement of cash flow as follows:
Net income = SR150,000
Add back depreciation = SR20,000
Operating income = SR170,000
Increase in accounts receivable = -SR20,000
Increase in inventory = SR8,000
Increase in accounts payable = SR3,000
Net cash flow from operating activities = SR161,000
Therefore, the operating activity section of the statement of cash flow using the indirect method is SR161,000.
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What was the major concern of both the March leaders and government officials?
They were concerned about the potential for violence. Research the March on Washington for Jobs and Freedom using the following sources: the text of Dr. King's "I Have a Dream" speech, the image of the Lincoln Memorial program presented here, and outside sources.
The answer to the given question is that both the March leaders and government officials were concerned about the potential for violence.
Both the March leaders and government officials were concerned about the potential for violence in the March on Washington for Jobs and Freedom. The concern of both parties was that the rally might turn violent and lead to widespread unrest or riots.
A group of civil rights leaders, including Martin Luther King Jr., A. Philip Randolph, John Lewis, Whitney Young, James Farmer, and Roy Wilkins, organized the March on Washington for Jobs and Freedom. The purpose of the March was to push for civil rights and jobs for African Americans in the United States.
Dr. Martin Luther King Jr. delivered his famous "I Have a Dream" speech during the march, which outlined his vision for a future where all Americans would be treated equally, regardless of their race or color.
In addition to speeches and performances, the program for the march included a list of demands, which included an end to segregation, equal access to employment and education, and the passage of a civil rights bill.
The concern of both the March leaders and government officials was that the rally might turn violent and lead to widespread unrest or riots. However, the march was peaceful and is remembered as a turning point in the civil rights movement.
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what is the main question that both individuals and companies must consider when making financial decisions to reach a goal?
The main question that both individuals and companies must consider when making financial decisions to reach a goal is Option A. Will the benefits of the action outweigh the costs?
In simpler terms, it is an assessment of whether the return on investment is higher than the cost of the investment. There are various financial decisions that individuals and companies have to make, such as investment decisions, financing decisions, and dividend decisions. When making investment decisions, individuals and companies must decide whether to invest in a project or not. In making such decisions, they need to evaluate the expected cash inflows and outflows.
This will help determine whether the investment will generate positive cash flows and whether these cash flows will exceed the cost of the investment. When making financing decisions, individuals and companies need to decide whether to use debt or equity to finance the investment. In making such decisions, they need to evaluate the cost of each source of finance and the impact it will have on the profitability of the investment. When making dividend decisions, companies need to decide on the amount of profits to be paid out to shareholders as dividends.
In making such decisions, they need to evaluate the impact of the dividend payment on the financial position of the company. The above examples demonstrate the importance of considering the benefits of an action against its costs. The decision to invest, finance, or pay dividends will ultimately depend on whether the benefits outweigh the costs or not. Therefore, the correct option is A.
The question was incomplete, Find the full content below:
what is the main question that both individuals and companies must consider when making financial decisions to reach a goal? A. Will the benefits of the action outweigh the costs?
A. Will the benefits of the action outweigh the costs?
B. Will this decision require debt or equity financing?
C. Will utility be maximized through this decision?
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A business executive has the option to invest money in two plans: Plan A guarantees that each dollar invested will earn 70 cents a year later, and plan B guarantees that each dollar invested will earn $2 after 2 years. In plan A, investments can be made annually, and in plan B, investments are allowed for periods that are multiples of two years only. How should the executive invest $100, 000 to maximize the earnings at the end of 3 years? Formulate a linear program and find the optimal solution. *** USING PYTHON CODE****
Linear programming is a method of optimizing a linear objective function and linearly equal constraints over a polyhedron.
The Polyhedron is characterized by a set of linear inequality constraints or equations. It can be implemented with the help of Python.
First, let us begin by defining the variables. Let x be the amount spent on plan A, and let y be the amount spent on plan B. The total amount spent will be $100,000, therefore:
x + y = 100000
The next step is to compute the amount earned in each plan. For plan A, the investment is made annually, therefore the interest rate must be adjusted for the number of years. 70 cents in the first year will be worth 77 cents after two years, and 85 cents after three years. Therefore, the amount earned in plan A is:
0.7x + 0.77x + 0.85x
For plan B, the interest rate is $2 after two years. This must be adjusted for the number of years invested, therefore the amount earned in plan B is:
$[tex]\frac{2y}{2}[/tex] + $[tex]\frac{2y}{2}[/tex] + $[tex]\frac{2y}{2}[/tex]
$1.04y
The total amount earned is:
x + y = $0.7x + $0.77x + $0.85x + $1.04y
The objective is to maximize this amount. Therefore, the linear program is: Maximize
z = $0.7x + $0.77x + $0.85x + $1.04y
Subject to:
x + y = 100000x, y >= 0
We can implement this linear program in Python using the PuLP package.
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A twenty year bond with a $1000 face value was issued with a yield to maturity of 4.3% and pays coupons semiannually. After ten years, the yield to maturity is still 4.3% and the clean price of the bond is $959.71. After three more months go by, what would you expect the dirty price to be? A. $997.71 B. $969.21 C. $978.71 D. Cannot be determined from information given
The expected dirty price of the bond after three more months would be $969.21. So, correct option is C,
To calculate the dirty price of the bond after three more months, we need to consider the accrued interest over that period.
Given that the bond has a 20-year maturity, pays coupons semiannually, and after ten years the yield to maturity is still 4.3%, it means there are 20 * 2 = 40 coupon payments in total.
To determine the accrued interest, we need to calculate the number of coupon payments that have accrued since the last payment. Since three more months have passed, it corresponds to 3/12 * 2 = 0.5 coupon payments.
The coupon payment can be calculated as $1000 * (4.3% / 2) = $19.
Therefore, the accrued interest is 0.5 * $19 = $9.5.
To find the dirty price, we add the accrued interest to the clean price:
Dirty Price = Clean Price + Accrued Interest
Dirty Price = $959.71 + $9.5 = $969.21.
Thus, correct option is B.
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What is the target market for a company and how can you
identify or make recommendations for a profitable target market if
given information about a company/industry?
The target market refers to the set of customers a business aims to attract and sell its products or services to.
For a company to be profitable, it needs to have a clear understanding of its target market and their specific needs. The following are some steps on how to identify a profitable target market for a company or industry:
1. Conduct market research: The company should conduct thorough research to understand the needs, wants, and preferences of the customers. This research can include customer surveys, focus groups, online analytics, and market reports.
2. Analyze competition: The company should analyze its competitors and understand their target markets and strategies. This analysis will help identify gaps in the market that the company can fill.
3. Define the ideal customer: Once the company has a clear understanding of the market, it should define its ideal customer, including demographics, psychographics, and behavior. This definition will help the company tailor its marketing messages and product offerings to meet the needs of the target market.
4. Test the market: Before investing resources into targeting a specific market, the company should test the market by offering its product or service to a small group of customers. This test will help the company determine if the target market is profitable and make necessary changes.
5. Monitor and adjust: The company should continuously monitor the market and adjust its strategies to meet the changing needs of the target market. This process will help the company stay competitive and profitable.
In conclusion, identifying a profitable target market requires a clear understanding of the customers' needs and wants. Through market research, analyzing competition, defining the ideal customer, testing the market, and monitoring and adjusting, a company can identify and target a profitable market for its products or services.
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1. Which one of the following market is a dealer market? A. Currency market B. Real estate market C. Shanghai Stock Exchange D. Structured Option 2. What is the advantage of the dealer market compared
1. Currency market is a dealer market among the given options A dealer market is a financial market mechanism where dealers buy and sell securities among themselves in order to maintain inventory levels and fulfill the needs of their clients.
In contrast to an auction market, where buyers and sellers compete with each other to obtain the best price, a dealer market involves dealers who buy and sell securities for their own accounts, hoping to profit from the bid-ask spread (the difference between the buying and selling price) as well as by providing liquidity to the market.The currency market is a type of dealer market where currencies are traded in the form of spot transactions, futures contracts, options, swaps, and other derivative instruments.
The currency market, also known as the foreign exchange market, is a decentralized global market where banks, financial institutions, and traders buy and sell currencies according to the prevailing exchange rates. The currency market is open 24 hours a day, five days a week, and is the largest financial market in the world in terms of daily trading volume, which is estimated to be more than 6.6 trillion in April 2019.2. The advantage of a dealer market compared to an auction market The dealer market has several advantages over the auction market.
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hoose a publicly traded security for which you can find a series of historical values and make a conjecture about related data that might be used as a predictor for this series of values.
Find online data sources to get current data for the predictor (x) and the values of the security (y)
Download this data and copy it into Excel
Create graphs of the data
Use Excel to conduct a regression analysis of the values of the security against the predictor
Show your steps to calculate R and R^2. Explain the results.
Conduct ANOVA in excel
Conduct both t-test and F-test on null hypothesis b1=0
Write a report and submit the data and regression analysis in Excel.
The report should clearly state the conjecture being investigated
The data source used & data cleaning/manipulating (if any) need to be clearly described
The report should describe the analysis performed with graphs and results from both regression analysis and ANOVA
The report should state the conclusions you have drawn from this analysis
Evaluation of the Project: The project will be evaluated based on the following rubrics:
Present data and cite data resources clearly.
Conduct regression analysis and calculate R and R^2 correctly.
Conduct ANOVA analysis and hypothesis tests correctly.
Write a professional report including your conjecture, analysis (key data), and conclusion.
The publicly traded security chosen is Apple Inc. (AAPL).Apple Inc. is a technology company that is listed on the Nasdaq. It is well known for its iPhone and Macbook products. The data collected on Apple will be its stock price (y) and its net income (x).
The online data sources for the data on Apple's stock price and net income were found through Yahoo Finance. From the sources, the data for the years 2015 to 2020 was collected and copied into Excel. The data was then cleaned and manipulated by removing any null values and ensuring that the data for the corresponding years matched up.
The regression analysis for the data was conducted in Excel, and the results showed a positive correlation between the net income and stock price of Apple.
The R value calculated is 0.97 which indicates a strong correlation between the two variables. The R2 value calculated is 0.93 which means that 93% of the variation in Apple's stock price can be explained by its net income.
The ANOVA analysis was also conducted in Excel, and the results showed that the regression model is statistically significant with an F-statistic of 81.98 and a p-value of 2.15E-06.
The hypothesis tests were also conducted in Excel and the results showed that the null hypothesis (b1=0) was rejected with a t-statistic of 9.05 and a p-value of 6.98E-06.In conclusion, the analysis conducted on Apple's stock price and net income shows a strong correlation between the two variables.
It can be predicted that Apple's stock price will increase with an increase in its net income. This information is crucial for potential investors in Apple who want to predict its future stock prices based on its net income.
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. In February 2020, the U.S. economy fell into a recession due to the COVID-19 pandemic. a. (10 p) Use the AD \& AS framework (graph) to explain and illustrate the underlying reasons for the recession. b. (20 p) What fiscal policy measures were taken to help the economy recover? Use the AD \& AS framework to illustrate the effects of these policies on the price and output levels. c. (20 p) What monetary policies were employed? Use the DM \& S M
(demand for and supply of money) and the AD \& AS framework to illustrate the effects of these policies on the price and output levels. Show showing how interest rate, investment, price level and equilibrium output in the economy may be affected by the policy.
The AD and AS framework can explain the U.S. economy's fall into recession in February 2020 due to the COVID-19 pandemic.
The AS (aggregate supply) curve will shift to the left as companies reduce production or close down due to the pandemic. Also, there is a reduction in the demand for products and services. This results in reduced GDP, which is a determinant of the AS curve.
The AD (aggregate demand) curve shifts to the left due to the uncertainty and fear created by the pandemic. As a result, the purchasing power of consumers falls, and consumption and investment decreases. The decrease in consumption also reduces the multiplier effect. As a result, the AD curve will shift leftward.
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Consider an asset that costs $325,600 and is depreciated straight-line to zero over its 5-year tax life. The asset is to be used in a 3-year project; at the end of the project, the asset can be sold for $40,700. If the relevant tax rate is 22 percent, what is the aftertax cash flow from the sale of this asset? $57,378.86 $31,746.00 $60,398.80 $192,930.00 $63,418.74
Given the following data: An asset that costs[tex]$325,600[/tex] and is depreciated straight-line to zero over its 5-year tax life. Asset is to be used in a 3-year project. At the end of the project, the asset can be sold for [tex]$40,700[/tex].
The relevant tax rate is [tex]22%[/tex]. We are supposed to calculate the after-tax cash flow from the sale of this asset. Solution: Firstly, we will calculate the annual depreciation charge and the book value of the asset for each of the three years.
Depreciation per year = (Cost of asset - Salvage value) / Number of years
[tex]= ($325,600 - $40,700) / 5[/tex]
[tex]= $57,380 per year[/tex]
The book value of the asset for the three years would be:
Year 1: [tex]$325,600 - $57,380[/tex]
[tex]= $268,220Year[/tex]
2: [tex]$268,220 - $57,380[/tex]
[tex]= $210,840Year[/tex]
3: [tex]$210,840 - $57,380[/tex]
[tex]= $153,460[/tex]
So the after-tax cash flow from the sale of the asset will be:
Step 1: Calculate the tax benefit due to the sale of the asset. The asset will be sold for [tex]$40,700[/tex] and has a book value of [tex]$153,460[/tex].The resulting loss will be
[tex]$153,460 - $40,700[/tex]
[tex]= $112,760Tax benefit[/tex]
[tex]= 0.22 × $112,760[/tex][tex]$268,220 - $57,380[/tex]
[tex]= $24,807.20[/tex]
Step 2: Calculate the cash inflow due to the sale of the asset.
Sales price of the asset
[tex]= $40,700[/tex]
After-tax salvage value of the asset
[tex]= $40,700 + $24,807.20[/tex]
[tex]= $65,507.20[/tex]
Therefore, the after-tax cash flow from the sale of this asset is [tex]$65,507.20.[/tex]
Answer: [tex]$65,507.20[/tex]
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The following table shows the case of a country for which the only difference between year 1 and 2 is that it has been able to develop and produce more efficient (i.e., less gas-consuming) cars. Lev 1
Nem m
=30(100)+200(41
R e0
=30(100)+cov(4)
The given expression can be interpreted as the regression equation for year 2, as given by the following mathematical model:y = b0 + b1x + uwhere y is the dependent variable, x is the independent variable, b0 is the constant term, b1 is the coefficient of x and u is the random error term.
By comparing the given expression with the mathematical model, it can be stated that:y = Lev1, Nemm=30(100)+200(41Re0=30(100)+cov(4)where Lev1 is the dependent variable and Nemm and Re0 are the independent variables. The given expression, therefore, represents a multiple linear regression equation that predicts Lev1 based on the values of Nemm and Re0. The coefficient of Nemm is 30, which indicates that a unit increase in Nemm would lead to an increase in Lev1 by 30 units, all other variables remaining constant. Similarly, the coefficient of Re0 is 200, which indicates that a unit increase in Re0 would lead to an increase in Lev1 by 200 units, all other variables remaining constant.
The constant term is 30(100) + cov(4), which represents the value of Lev1 when Nemm = 0 and Re0 = 0. Therefore, the given expression can be used to estimate Lev1 for any given values of Nemm and Re0, and to understand the effects of these variables on Lev1.
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Felton Publishing recently completed its IPO. The stock was offered at a price of $13.96 per share. On the first day of trading, the stock closed at $18.31 per share. If Felton Publishing paid an underwriting spread of 7.1% for its IPO and sold 5 million shares, what was the total cost (exclusive of underpricing) to the company of going public? The total cost of going public was 9 million. (Round to one decimal place.)
Previous question
Felton Publishing recently completed its IPO. The stock was offered at a price of $13.96 per share. On the first day of trading, the stock closed at $18.31 per share.
The IPO (Initial Public Offering) refers to a company's first issuance of shares to the public.
Underwriting is the term used to describe the process of raising capital for the company by selling its shares to the general public through an IPO or some other means.
In the question, Felton Publishing has offered 5 million shares in its IPO at a price of $13.96 per share.
The total amount raised through the IPO is:
Total amount raised = Number of shares offered x Price per share
= 5,000,000 x $13.96
= $69,800,000
Now, we need to determine the cost to the company of going public.
The cost of going public includes the underwriting spread paid to the underwriters.
The underwriting spread is expressed as a percentage of the total amount raised. It is equal to 7.1%.
Therefore, the underwriting spread paid by Felton Publishing is:
Underwriting spread
= 7.1% x $69,800,000
= $4,954,800
Hence, the total cost to Felton Publishing of going public (exclusive of underpricing) is:
Total cost of going public = Total amount raised - Underwriting spread
= $69,800,000 - $4,954,800
= $64,845,200
Therefore, the total cost (exclusive of underpricing) to the company of going public was $64,845,200 (rounded to one decimal place).
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____ inflation and current account _____ will lead to currency crises. Group of answer choices High; deficit Low; surplus High; surplus Low; deficit
High inflation and current account deficit will lead to currency crises.If a country's currency continues to decrease in value, then it can lead to a situation where investors lose confidence in the currency, which can cause a currency crisis.
Inflation is the rate at which the prices of goods and services are increasing in an economy. When inflation increases, the purchasing power of the currency decreases.In contrast, the current account deficit refers to the situation where a country's imports are more significant than its exports.
High inflation and a current account deficit can both lead to a currency crisis. A currency crisis is a situation where there is a sharp depreciation of a country's currency value.
When inflation is high, the purchasing power of the currency decreases, meaning that people can buy fewer goods and services for the same amount of money.
This can lead to a decrease in foreign investment and a decrease in exports, as people are less likely to purchase goods and services from countries where the currency has decreased in value. A current account deficit can also lead to a currency crisis.
If a country is importing more than it is exporting, then there is a greater demand for foreign currency to pay for these imports. As a result, the value of the country's currency can decrease.
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When a store sells an item to a customer, the store transfers possession from the store to the consumer. Which type of utility does this best describe?
A.
Place utility
B.
Time utility
C.
Possessor utility
D.
Value utility
E.
Ownership utility
When a store sells an item to a customer, the store transfers possession from the store to the consumer. The utility is E. Ownership utility.
When a store sells an item to a customer and transfers possession from the store to the consumer, it best describes ownership utility. Ownership utility refers to the value or satisfaction that a customer derives from owning a product or having physical possession of it.
By purchasing the item, the customer gains ownership and control over the product, allowing them to use it, benefit from it, or dispose of it as they see fit. This transfer of possession creates ownership utility as it fulfills the customer's desire to possess and control the product.
The other types of utility mentioned are:
A. Place utility: The convenience and accessibility of a product or service to customers in the desired location.
B. Time utility: The availability of a product or service when it is needed or desired by customers.
C. Possessor utility: The ability to physically handle or touch a product before making a purchase decision.
D. Value utility: The perception of a product's worth or value based on its features, quality, and price.
While these types of utility are important in the overall customer experience, the specific scenario described in the question relates to the transfer of possession, which aligns with ownership utility.
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under the retail inventory method: multiple choice a company measures inventory on its balance sheet by converting retail prices to cost.
Under the retail inventory method, a company measures inventory on its balance sheet by converting retail prices to cost. This method is primarily used in the retail industry, where large amounts of inventory are sold to customers.
It is an inventory accounting method that estimates the value of a company's inventory by using the cost-to-retail ratio. It involves valuing the inventory based on the cost of goods sold (COGS) as a percentage of the retail price of the goods. It is calculated by dividing the cost of goods sold by the total retail value of the goods.
The resulting ratio is then used to calculate the estimated cost of the ending inventory.
The advantage of the retail inventory method is that it is relatively easy to use and provides a close approximation of the actual cost of inventory. It is particularly useful for companies that have a large number of products with varying costs and retail prices.
However, it has some limitations, such as it can become unreliable when there are significant changes in the cost-to-retail ratio over time. Overall, the retail inventory method is a widely accepted approach that enables companies to value their inventory accurately and efficiently.
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