Buying decisions that are made with little or no conscious effort are called ________.
A) close minded
B) habitual
C) satisficing
D) extended

The correct answer is FHA-insured loans. FHA mortgages give borrowers more charity with their DTI  rate by offering a 43 debt-to-income rate, making qualifying for a loan much easier.

This 43 can be negotiated further, depending on other compensatory factors like your down payment, credit score and cash on hand.   Conventional loans are home loans offered by private lenders without direct government backing.

In other words, unlike FHA-insured loans, they are not ensured or guaranteed by a government agency. You need an advanced credit score, a lower debt-to-income ( DTI)  rate and generally a slightly advanced down payment to qualify.

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In a cap-and-trade program firms can emit whatever type of pollutant they want, so long as the total tonnage does not exceed a government-established quantity.

What is  cap-and-trade program?

Cap-and-trade is a system that establishes a "cap" on maximum emissions in order to reduce aggregate emissions from a group of emitters. It is referred to be a market bases approach to lower total pollutant emissions and promote corporate investment in fossil fuel substitutes and energy efficiency. It is a market tool where a government sets a "cap" or restriction on the overall allowed emission of greenhouse gases. A programme like this would require greenhouse gas emitters to pay for each tonne of carbon dioxide or carbon dioxide equivalent they release into the atmosphere.

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The following are buying-related activities, in contrast to selling-related activities: A, C and D. This transaction will be funded by a direct debit from your checking account.

A. Purchasing MP3s from an online retailer

C. Using a credit card at a grocery checkout counter

D. Giving a barista cash for a cup of coffee

Deposits and withdrawals are recorded in a checking account with a financial institution. Checking accounts, often referred to as demand accounts or transactional accounts, can be accessed in a number of ways, including through checks, automated teller machines (ATMs), and electronic debits. They are reasonably liquid and accessible in a variety of ways.

A checking account normally permits limitless withdrawals and deposits in contrast to other bank accounts, but savings accounts may occasionally impose restrictions on both. Anyone who frequently has to make withdrawals or perform transactions from a bank account benefits from having a checking account.

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Depreciation on factory equipment is recorded with a debit to Depreciation Expense statements about manufacturing overhead costs is not correct.

What is depreciation?

The idea of deprecation spreads out an asset's cost over the course of its useful life while admitting that  means lose value over time. A fixed asset's cost can be methodically written off throughout the length of its useful life by using deprecation.  

How do I determine  deprecation?  

Abate the asset's cost from its salvage value( what you anticipate it to be worth at the end of its useful life) to determine deprecation using the straight- line  fashion. The quantum that can be  downgraded, or the depreciable base, is the  outgrowth. Abate this sum from the asset's useful life, which is measured in times.

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The American International Group (AIG) is one of the institutions that follow the locust philosophy. The firm is not mainly involved in corporate social responsibilities and much of the focus is usually placed on the realization of short-term gains.

What kind of business is a locust?

The term "locust" is used negatively in the business world to describe companies that only think about their own immediate needs at the expense of all other stakeholders, the environment, and future generations. In general, locusts tend to destroy value over the long run rather than creating it.

What distinguishes the honeybee from the locust?

The honeybee not only produces honey, but it also represents collaboration, thrift, diligence, thoughtfulness, and healing. It only stings in self-defense.

                         A grasshopper-like lifestyle is similar to that of the locust, which is typically a solitary insect. They are fairly benign when left alone.

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Building relationships with customers is the first and foremost priority of the business or franchise.

A franchise (or franchising) is a method of product or service distribution where a franchisor creates the brand's trademark or trade name and a business system and a franchisee pays a royalty and frequently an initial fee for the right to operate under the franchisor's name and system.

To capture the largest possible market share, businesses use franchising as a marketing tactic. A business arrangement known as franchising allows for the sale of one party's goods and intellectual property by another. For instance, a number of fast food restaurants, like Domino's and McDonald's, are franchised in India.

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An electronic database is a collection of data that is stored and organized digitally.

Businesses that send catalogs and direct mail advertising often buy information from such databases in order to better target their advertising efforts. The data collected in the databases usually includes details such as customer purchase histories, demographics, interests, and other information that may help the business understand their target market.

Businesses will typically purchase this data from companies that specialize in collecting and analyzing consumer information. With this data, businesses can create more effective marketing campaigns that are tailored to the needs and preferences of their customers.

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False, A cash receipts journal does not post the sum of each general amount column to the associated general ledger account.

The Cash Receipts Journal totals are entered into the General Ledger on the last day of each month. The Sundry Accounts are added to the General Ledger using the date the transaction took place. Once the bank account has been added to the general ledger, you should submit the analysis columns.

Unadjusted Trial Balance: A trial balance is produced following the posting of journal entries to specific general ledger accounts by the company. The debits and credits in all of the financial records must balance, as determined by the trial balance.

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Choose standard reserved instances with a three-year term commitment and all payment upfront.Cloud computing(AWS) is the delivery of computing services—including servers, storage, databases, networking, software, analytics, and intelligence—over the Internet (“the cloud”) to offer faster innovation, flexible resources, and economies of scale.

The most complete set of AWS cost and usage statistics is contained in the Amazon Web Services (AWS) cost and usage report, which also includes additional metadata regarding AWS pricing, services, and reservations. Take Amazon EC2 Reserved Instances, for instance. The architecture of AWS makes it the safest and most adaptable cloud computing environment currently accessible. As opposed to this, an Amazon Reserved Instance (RI) is a billing credit that lowers the cost of using Amazon EC2.

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Given the following data set, the previous data set can best be classified as Time-Series data set.

Time-series data, often known as time-stamped data, is a set of data items that are indexed in time order. These data points are used to track change over time and generally consist of sequential measurements taken from the same source over a set time interval. Time series data is a set of observations gathered over time through repeated measurements. When the points are plotted on a graph, one of the axes will always represent time. A time series metric is a piece of data that is tracked at a certain point in time. A metric might, for example, relate to how much merchandise was sold in a business from one day to the next. As our environment becomes more instrumented, sensors and devices continuously output a steady stream of time series data. This type of data has significant uses in a variety of businesses.

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Each mate reports their share of the cooperation's income or loss on their particular duty return. Mates aren't workers and should not be issued a Form W- 2.

The cooperation income must furnish clones of Schedule K- 1( Form 1065) to the mate. For deadlines, see About Form 1065, U.S. Return of Partnership Income. Hookups are not tested. All income entered by the cooperation must participate between the mates.

The mates are also tested on their share of the gains. Hookups Each mate's duty base is the net value of the mate's donation and share of arrears plus any income earned. Distributions drop the mate's duty base.

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Zion Issue the stock and record the transaction with debt to Common Stock Dividend Distributable for $1,000 to the Credit to Common Stock for $1,000.

Shares are a type of protection that gives stockholders a proportion of possession in an employer. shares also are known as “equities. “An inventory is a well-known time period used to describe the possession certificate of any enterprise. Maintaining a particular enterprise's proportion makes you a shareholder. Description: shares are of sorts—common and desired.

A stock is a sort of investment in an organization. agencies problem inventory shares to raise money that allows you to finance operational desires and to fuel growth, and traders buy the one's stock stocks for the possibility to generate a go back on their funding. A proportion is a monetary instrument that represents the component possession of an organization. An inventory is a financial tool that represents part possession in one or more establishments.

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When a business sells phones that come with a one-year service contract, the percentage of sales that is designated for the one-year service is recognized over time as the service is rendered.

A consumer may provide a note to a company for the balance owed on an account receivable or for the sale of a sizable object like a refrigerator. If a business loans money to someone who is not a customer, this is known as a non-trade note receivable. For notes, businesses often do not create a subsidiary ledger. If one of the ensuing conditions is satisfied, revenue is recognized over time.

The seller's performance develops or enhances an asset that is controlled by the customer while the asset is created or enhanced, and the customer concurrently benefits economically from the delivered asset and consumes it. Accrued revenue is shown as an adjusted journal entry under current assets on the balance sheet and as earned revenue on a company's income statement in the financial statements.

Therefore the correct answer is option D. Over time as the service is provided .

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Your decision about which school to attend is a multi-criteria decision problem.

A multi-criteria decision problem is a type of decision problem in which there are multiple criteria (or factors) that need to be considered, and each criterion may have a different level of importance.

Most real-world decision-making challenges require simultaneous consideration of a number of competing criteria and objectives.

In this case, the criteria include location, tuition costs, and available degrees, and each criterion may have a different level of importance for the individual. To make the decision, the individual must weigh the trade-offs between these criteria and decide which school offers the best overall combination of factors.

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Out-group You are frustrated at work because you feel that your supervisor only assigns you the mundane tasks. Participating style You feel that your staff members are interested in assuming more responsibility. Delegating style.

The word "supervisor" or "leader" refers to a lower-level management role that primarily focuses on power over employees or the workplace. Other names for this position include foreman, boss, supervisor, facilitator, supervisor, area coordinator, line manager, and sometimes fallacy.

A professor who oversees a doctoral thesis is an example of how one of the most experienced members of staff can act as a supervisor. On the other hand, supervision can be done by someone without this official designation, such as a parent. Any employee who has this responsibility as part of their job description may be referred to as a "supervisor" in their own right.

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The correct answer is linking the organization to its individual customers, employees, suppliers, and other partners for their mutual long-term benefits.

Relationship marketing is the development and conservation of long-term, cost-effective connections with individual guests, suppliers,  workers, and other mates for collective benefit.  Relationship marketing helps retain guests over the long term, which results in client fidelity rather than guests purchasing formerly or rarely. Relationship marketing is important for its capability to stay in close contact with guests.

Relationship marketing is a process in which companies foster positive connections with their guests or business mates. To do this, relationship directors collect and dissect client data to find trends and issues that could be useful for perfecting customer dispatches.

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Inventory management is the accounting of goods, components, and raw materials that a business either sells or uses in its manufacturing process.

To make sure you have enough inventory on hand and to spot when there is a deficit, inventory management is a skill that a business owner must master.

Examples:

Date                       at base year costs     at current year costs

January 1, Year 1      $90,000                   $90,000

First-year layer          20,000                      30,000

Two-year layer           40,000                      80,000.

Solution:

Date                     Base           Current             LIFO

                       Year Cost        Year Cost       Inventory Layer                                        

Layer 1/1/Year  $90,000        $90,000         $90,000

Level 1 Year     20,000         30,000            21,818       [Note 1]      

                        110,000          120,000         111,818  El at 12/31/

1st year               40,000  80,000          53,333       [Note 2]

Year 2 Layer         $150,000 $200,000      $165,151      12/31/Year 2 El

[Note 1]

Price Indices

$120,000/$110,000 = 1.09

LFOS Layer

$20,000 x 1.09  =  $21,818  [Note 2]

Price Indices  $200,000/$150,000 =  1.33

Reply "B"  LFOS Layer

$40,000 x 1.33= $53,333

the cost as of today.

The Complete Question.

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Taxes on a partnership are: paid by each partner AND paid by the partners even though profit has not been distributed in cash.

The Internal Revenue Services (IRS) claims that a partnership does not have to pay taxes on its own. In a partnership business, profits are divided among the partners, who each record their respective portion as personal income. The partners are then responsible for paying income taxes on their respective profits. An agreement between two or more individuals to manage a firm and divide its assets and responsibilities is known as a partnership. The partner's consent to work together before their shared interests and take advantage of the tax policy's unique benefits.

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Double Taxation  is a feature of the corporate form of business ownership  among the followings.

Option D is correct.

One of the five main characteristics of a corporation is typically professional management. Double taxation, shareholder ownership, limited liability, and continuing existence are the other options.

The majority of business structures are not limited, unregistered businesses. This kind of business formation is not possible. Business entities such as partnerships, corporations, and sole proprietorships are all acceptable. A sole proprietorship is a business with only one owner.

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According to Joel Kotkin, migration has contributed to economic growth in the Sun Belt by bringing a large number of people and businesses to the region.

Kotkin argues that the Sun Belt, which includes states such as Florida, Texas, Arizona, and California, has experienced significant population growth and economic expansion in recent decades due to migration from other regions of the country.

This migration has brought a large number of people and businesses to the region, which has led to increased demand for housing, goods, and services.

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The correct answer is cost.  The cost of product or cost price or product costs can be calculated by adding all direct and circular costs of a manufacturing unit. Then's the formula for calculating the cost of the product.

The total cost of the product = Cost of labor, Cost of raw accouterments, i.e., Outflow costs on manufacturing.   Fixed costs. Fixed costs are charges that don't change with the quantum of affairs produced.  Variable costs. Variable costs are costs that change with the changes in the product's position..  

Total cost: Total cost encompasses both variable and fixed costs.   COGM =  morning WIP  force total manufacturing costs ending WIP  force. Add direct accouterments, labor, and other overhead manufacturing costs to find the total manufacturing costs.

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Straight-line depreciation lowers an asset's value uniformly until its salvage value. Calculate it by dividing an asset's cost, less its salvage value, by its useable life.

A business asset's salvage value is its sale or scrap value after its useful life. With a few exceptions, assets are anything your firm uses to run or make money.

Your business's depreciable assets—equipment, vehicles, tools, hardware, buildings, and machinery—can be sold for salvage value to recoup costs and reduce taxes.

Salvage Value is the estimated amount an asset is worth after all costs associated with the item's disposal have been deducted.

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An argument is a statement or series of assertions that you use to try to persuade others that your point of view is accurate.

A statement or combination of statements that you use to try to persuade others that your point of view on something is true is called an argument. Argumentative persuasion is preferable to emotional persuasion. A conversation or debate in which numerous participants present various, conflicting viewpoints is known as an argument.

Think about the claim that since all flying species are birds (premise = false), and since bats can fly (premise = true), then bats are birds (conclusion = false). The conclusion follows logically from the premises and is therefore supported by evidence, hence the argument is sound.

a rationale or argument put forth in support of or opposition to a topic of discussion; compare with evidence and proof.

Therefore, the answer is argument.

The complete question is:

More damage was done last year from hurricanes than earthquakes. There was $100 million damage last year from hurricanes. There was $70 million damage last year from earthquakes.

The collection of statements above are:

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Option 2nd is correct. The total product cost required to produce 9,000 units comes closest to $227,700.

Direct material:$6.35

Direct work:$4.10

Variable manufacturing overhead:$1.35

Variable manufacturing cost per unit:$6.35 + $4.10 + $1.35 = $11.80

Total variable manufacturing costs ($11.80 per unit x 9,000 units produced):$106,200

Total fixed manufacturing overhead ($13.50 per unit x 9,000 units produced):$121,500

Total cost of product (manufacturing):$106,200 + $121,500 = $227,700

Manufacturing overhead does not include the company's sales or management functions. Therefore, costs for items such as company salaries, audit and attorney fees, and bad debts are not included in manufacturing overhead.

When preparing financial statements, both generally accepted accounting principles and international accounting standards refer to manufacturing costs (recorded in the income statement) and costs in inventory accounts (for example, displayed on the balance sheet).

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There are (4-1)! / 2 designs for bracelets without knots. Since the beads can be rotated, one specific bead can be put in a start position without changing the others, one (1) is subtracted to set a bead's location. Since the bracelet can be turned around, the division by two (2) is necessary.

Rotation is prevented with a knotted bracelet. Take into account the knot as an additional bead that is cemented in place, producing (5-1)! / 2 = 12 configurations. Therefore, there are 12 possible solutions.

The word "bracelet" derives from the Old French word "bracel," which meaning "of the arm." A little brace is sometimes known as a bracelet (an arm-guard used by archers).

Genesis 38:18–38:25's translation of the word "bracelet" most likely refers to a string that holds a seal ring in place. Both men and women wore bracelets, according to Layard, who says of the Assyrian rulers, "The arms were encircled by armlets, and the wrists by bracelets." Solomon 5:14 makes this clear.

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Period costs include cost of goods sold, thus option b is correct.

Period costs are not inextricably linked to the manufacturing process. Period costs include overhead or sales, general, and administrative (SG&A) costs.

Period costs are costs that cannot be capitalised on the balance sheet of a business. In other words, they are expensed and recorded on the income statement in the period in which they occur. Period expenses are another name for period costs.

Period costs are defined in managerial and cost accounting as costs that are not tied to or related to the production of inventory. Selling, general, and administrative (SG&A) expenses, marketing expenses, CEO salary, and rent expense for a corporate office are some examples.

Administrative costs and selling costs are typically divided into two categories.

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Big and Tall Stores serve customers who wear large sizes. Its targeted customer base indicates that the chain is using a focus strategy to gain a competitive advantage.

A focus strategy is a way to create, market, and sell items to a certain niche market, which could be a certain customer segment, a particular product line, or even a specific geographic region. A focus plan would be centred on growing your company's marketing strategies while attempting to forge fresh connections with your target market. The product line-up at Pepsi is varied. Pepsi Black was launched as a part of their concentrate strategy on clientele seeking out healthier beverages. As a zero-calorie alternative, the drink is offered with relatively little aspartame and more caffeine than Diet Pepsi. Design, produce, deliver, and serve are the four main strategic focus areas. Your organizational and operational decisions are determined by your choice of strategic focus.

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This entrepreneurial venture, like most small businesses, is characterized by risk and Innovation be like : Option B. moderate.

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The following statements are true for consumer surplus:

I. Consumer surplus is the difference between the maximum price a consumer is willing to pay for a good or service and its market price.

III. Graphically, consumer surplus is represented by the area bounded by vertical axis, demand curve and market price.

A customer's excess benefit is measured economically as consumer surplus. It is determined by examining the discrepancy between the price that consumers are willing to pay and the amount that they actually pay. When a product's market price exceeds the consumer's willingness to pay, a surplus results.

Marginal utility, which is the additional delight a person receives from consuming one more unit of a good or service, is the foundation of consumer surplus in economics. Due to varying personal tastes, the level of pleasure differs each customer. The idea states that a consumer's willingness to pay more for each additional unit of a product decreases as they purchase more of it owing to the product's declining marginal value.

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