carmen, inc. is considering three different independent investment opportunities. the present value of future cash flows, initial investment, net present value, and profitability index for each of the projects are as follows: project a project b project c present value of future cash flows$731,800 $687,800 $765,400 initial investment 350,000 305,000 340,000 net present value$381,800 $382,800 $425,400 profitability index 2.09 2.26 2.25 in what order should carmen prioritize investment in the projects? multiple choice c, a, b b, a, c c, b, a b, c, a

Answers

Answer 1

The present value of future cash flows, initial investment, net present value, and profitability index for each of the projects are as follows profitability index.

Profitability index, also called the profit ienvestmnt ratio and value investment ratio, is the ratio of payment to investment of a proposed project. It is a useful tool for ranking projects as it allows you to quantify the amount of value created per unit of investment.

The Profitability Index (PI) is a measure of the attractiveness of a project or investment. PI is calculated by dividing the present value of expected future cash flows by the initial investment of the project.

Profitability is measured by income and expenses. Income is the money generated by a company's activities. For example, if you produce and sell crops or livestock, income will be generated. However, the money that flows into the business, such as borrowing money, is not income.

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Related Questions

a listing agent has an accepted offer to purchase on a listing. another offer is being written and the buyer wants information about the existing offer. what information can the listing agent share with the second buyer?

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information can the listing agent share with the second buyer that the existing offer has a continued marketing clause.

marketing clause

Advertising and marketing Split View is now open. Marketing and advertising are examples. Provider shall not promote or market to schools, students, or their parents / guardians where the advertising is based on any Student Data obtained as a result of using that Provider's site, Products, Services, or this Agreement. Rights to manufacture and market Services for Marketing and Sales Marketing Clauses for Parents Definitions Recitals of Various Kinds Counterparts General Commencement; Goal Regulatory Approvals and Third-Party Testing Meetings of Regulatory Bodies Payments Due Under the Original Agreement Are Removed Sub-Clauses Additional Requirements Print Marketing

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Which helps enable an oligopoly to form within a market costs of starting a competing business are too high? Costs of starting a competing business are too high.
The government restricts market entry.
The number of options in a market confuses consumers.
No competition exists between producers.

Answers

Within a market, an oligopoly cannot develop since it would be too expensive to establish a rival company. Starting a rival company would be too expensive.

What promotes the formation of an oligopoly in a market?

Option is the right response (ii). Starting a competing firm would be too expensive. When starting a business is too expensive, or when there is competition, the market might become oligopolistic.

How does an oligopoly arise?

Oligopoly develops when a few large enterprises control all or the majority of the industry's sales. The auto sector, cable television, and commercial air travel are just a few examples of oligopoly. Oligopolistic businesses resemble cats in a bag.

What are the four defining traits of oligopoly?

Oligopoly features include increased entry hurdles, leverage over pricing, non-price competition, company interdependence, and product differentiation.

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question content area when the corporation issuing the bonds has the right to redeem the bonds prior to the maturity, the bonds are

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the corporation issuing the bonds has the right to redeem the bonds prior to their maturity, the bonds are callable bonds.

callable bonds.

A callable bond, also known as a redeemable bond, is one that can be redeemed by the issuer before the maturity date. A callable bond allows the issuing business to pay off its obligation ahead of schedule. If market interest rates fall, a company may opt to call their bond, allowing them to re-borrow at a reduced rate. The exercise rate of the call option may vary. Callable bonds often have a higher interest rate (Coupon rate) than non-callable bonds. The premium paid by the investor for the option is included into the bond in the form of a higher interest rate. Call options typically have numerous exercise rates.

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a corporate charter should a. indicate profit potential. b. be in accordance with state law. c. include bylaws. d. be detailed.

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A corporate charter should  be in accord with state law. This is a kind of legal instrument used to form a business.

Corporate charter :

A company charter consists of detailed filing documents covering the company's operations, governance, structure and purpose, and other important details of the company to state legal bodies.

What are the main functions of a company charter?

Corporate conduct obliges company directors to protect the financial interests of the company's shareholders. According to the corporate charter, corporate legal powers run from the state to directors, managers, and shareholders, in that order.

What is the purpose of corporate functions?

Corporate Functions means by or on behalf of each Party in connection with activities performed by the non-profit or healthcare sector, including but not limited to regulatory functions, including charitable donations, regulatory reporting and compliance. means to carry out an activity.

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four workers complete a job in 120 hours . how long will it take three workers working at the same rate to do the same type of job

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Answer:

90 hours

Explanation:

In the given case, It will take three workers 40 hours to complete the same type of job.

To find out how long it would take three workers to complete the job, we can use the formula work = rate × time.

Since the rate of work is the same for each worker, and four workers take 120 hours, it means that the rate for one worker is 1/120 of the job per hour.

Then, we can calculate how long it would take for three workers by substituting the values into the formula:

1 worker's rate × time taken by 3 workers = 1 job

(1/120) × time taken by 3 workers = 1

Time taken by 3 workers = 1 × (120/1) = 40 hours

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An_______is the name given to a private network that provides similar services to The Internet: e-mail, messaging, web pages, etc.

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An Intranet is the name given to a private network that provides similar services to the Internet: e-mail, messaging, web pages, etc.

Uses of the intranet

An intranet is a private network used by large organizations to share information, documents, databases, and operating systems between employees, who may be located in different geographic areas or countries.

Benefits of an intranetIt is available 24 hours a day, 365 days a year.Allows immediate access to information and technological tools of the company.Optimizes communication between managers and employees.Reduces operating costs.Increases efficiency and productivity.

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what is the annual return of the following asset, using the method that is most appropriate for reporting and investment analysis purposes? year 1: 12.4% year 2: -4.6% year 3: 16.9% year 4: -0.2%

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The annual return is +6.13% using Arithmetic return.

Define Arithmetic return.

The average is determined using daily arithmetic returns. The total of the series of returns is calculated (in this case, as annual figures), the number of returns in the series is divided by the total, and the result is calculated.

While the arithmetic average return is the average of a sum of numbers, the geometric average return is the average of the product of numerous integers. The annual rate of return is the gain or loss on an investment over a year.

year 1: 12.4% = 0.124

year 2: -4.6% = -0.046

year 3: 16.9% = 0.169

year 4: -0.2% = -0.002

Total = 0.245

Average Return = 0.245/4 = 0.0613

The annual return is +6.13% using Arithmetic return.

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Of the following countries, the one that best exhibits the characteristics of a pure or free market economy is: Cuba. O North Korea United States. China.

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The correct answer is United States. The free market economy, sometimes referred to as capitalism, is the type of economy in which most companies are owned and run by individuals.

The allocation of commodities and services in a free market economy is determined by competition. Government participation in business is more minimal, with regulations dictating how companies are allowed to function being the main focus. Private property rights are a fundamental component of a free market economy, which means that entrepreneurs can anticipate owning their properties (land, buildings, equipment, etc.) and keeping most of their profits (less taxes).

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kim's company only participates in international purchasing activities when needed. unfortunately, this means that those international purchases are typically last-minute. which of the strategic levels of global purchasing does this represent?

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kim's company only participates in international purchasing activities when needed. unfortunately, this means that those international purchases are typically last-minute. Level II(2nd level) of the strategic levels of global purchasing does this represent.

By "international purchasing," what do you mean?

A component of international trade is international purchasing. In order to run and sustain their operational activities under the most advantageous conditions, it is the process of enabling businesses and purchasers to purchase goods and services from another country. means sourcing the components or raw materials used to make a company's products from countries other than their country of headquarters. Starbucks, for instance, sources its coffee from nations like Guatemala and Colombia.

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what do we call the process of turning future cash flows into current cash flows?

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The process of turning future cash flows into current cash flows is called discounting.

How does discounting work?

Discounting is the conversion of a value obtained in the future into an equivalent value received right away. Discounting takes into account the relative value of a dollar received 50 years from now compared to a dollar obtained today.

What exactly is a corporate discount?

A business will give a product or service at a discounted price as a sales discount. Study how to apply discounts on invoices. Customers of a business receive a discounted price on one or more of the goods or services being supplied when they take advantage of a sales discount, sometimes known as simply a "discount."

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advertising, sales promotion, and public relations are often said to use because they are used with groups of prospective buyers. group of answer choices d. collection selling e. bulk selling c. customized selling b. mass selling a. cooperative selling

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Because they are employed with large numbers of potential customers, mass selling is the term that is frequently used to describe advertising, sales promotion, or media relations.

What three sorts of mass selling are there?

Because they are used to connect with large numbers of potential customers, three of these components—advertising, sales promotion, & public relations—are frequently described as using mass selling. Public relations includes publicity. Customized interactions between such a seller and potential customers are used in selling and direct marketing.

What are a company's main PR tools?

Brochures, bulletins, logos, annual reports, media releases, magazine articles, captioned photos, press conferences, sponsored events, etc. are some examples of a company's key PR tools. Negative public relations should be avoided by organizations. They should create guidelines and protocols to cope.

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Imagine you want to be a fashion designer. Outline the steps you would need to take to pursue this career.

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Answer:

take to pursue this career.

Explanation:

why would a technology supply store advertise new tvs at $100 a month for 12 months instead of a price of $1,200? to encourage customers to buy more than one item to make a larger price tag look more manageable to make signage more attractive to shoppers to significantly reduce the amount of tax taken

Answers

The solution is to make a larger rate tag look more doable. With a price tag of six hundred greenbacks, it is a large rate tag for tv, that is why advertising a tv for a hundred bucks for six months is more appealing because it’s loads less luxurious and it's far considered to be potential.

Advertising's important aim is to grow the number of folks that purchase your product. you may acquire this by using the use of advertisements to influence clients that your product is superb, beneficial, or applicable.

The five capabilities of advertising are informing, influencing, growing salience, adding price, and other efforts. corporations tell by using imparting facts approximately their groups and products. They affect by convincing purchasers to shop for positive services or products over others.

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which individual listed is most likely to commit financial statement fraud in order to benefit an organization

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​An executive listed is most likely to commit financial statement fraud in order to benefit an organization.

An corporation is a set of those who work together, like a neighborhood association, a charity, a union, or a enterprise. you may use the phrase organisation to consult institution or business, or to the act of forming or organising some thing. An organisation is an legitimate group of human beings, as an example a political birthday party, a commercial enterprise, a charity, or a membership. most of these specialised schools are provided by voluntary companies.

Organizing your every day time table and duties allows you to concentrate on what wishes to get performed that day as opposed to being distracted by means of matters around you. in the dead of night, you're capable of prioritize sleep and rest easy knowing it's executed.

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a car is purchased for $43,000. each year it loses 25% of its value. after how many years will the car be worth $9200 or less? (use the calculator provided if necessary.)

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After a car is purchased at $43000 and looses 25% worth every year then the car will be worth $9200 or less after four(4) years.

What does Purchase mean?

Purchase is a term used to refer to the acquisition of goods or services in exchange for money. It is a common business transaction and can involve buying something outright or entering into an agreement to pay for it over time.

What does Services mean?

Services is a broad term that refers to any type of work or activity performed to meet the needs of a customer. Services can range from professional services like accounting or consulting to tangible products like food or clothing. Services are typically intangible in the sense that they cannot be touched, felt, or seen, but the benefits they provide are very real.

As per the price of the car which is $43,000  and it looses 25% each year which is $10750. From this we come to know that the car will  be worth of $9200 or less within 4 years.

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in the case opener, apple customers tried to disaffirm purchases of game currency by their children. what was the result?

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The absence of any case law to support the assertion that Apple's Terms of Service acted as a binding contract for all ensuing transactions prevented the court from tossing the lawsuit out of hand.

A lawsuit is a civil legal action brought by one person or organization (the plaintiff) against another person or organization (the defendant), with the goal of having the case decided by a court. The case may be heard by a court of law or a court of equity, depending on the remedy sought and the location where the plaintiff files the lawsuit.

In the event that one of the parties violates a predetermined clause, a binding contract is a legal agreement that can be upheld by a court of law. It is a contract that one or more people or businesses enter into that can be reviewed by the legal system if any of the agreed-upon terms are broken.

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royal gorge company uses the gross profit method to estimate ending inventory and cost of goods sold when preparing monthly financial statements required by its bank. inventory on hand at the end of october was $60,000. the following information for the month of november was available from company records: purchases $ 125,000 freight-in 4,500 sales 255,000 sales returns 20,000 purchases returns 6,000 in addition, the controller is aware of $7,000 of inventory that was stolen during november from one of the company's warehouses. required: 1. calculate the estimated inventory at the end of november, assuming a gross profit ratio of 40%. 2. calculate the estimated inventory at the end of november, assuming a markup on cost of 60%.

Answers

Using a markup of 60% on the cost, the price to end inventory is $50,125.

How do you calculate the ending inventory in the above question?

Beginning inventory                       $58,500

Add: Purchases                               110,000

Notes receivable Freight-in             3,000

Total                                                $171,500

Less: Purchase returns                    4,000

Goods available for sale, cost      $167,500

Sales                                                $180,000

Less: Sales returns                            5,000

Net sales                                         $175,000

Multiply: Gross profit ratio                 40%

Gross profit                                      $70,000

Net sales                        $175,000

Less: Gross profit            70,000

Cost of goods sold         $105,000

Cost of goods available for sale      $167,500

Less: Cost of goods sold                   105,000

Ending inventory                               $62,500

Ending inventory                      $62,500

Less: Inventory stolen               8,000

Cost of ending inventory         $54,500

Markup rate       60%

Add: 100%         100%

Total rate           160%

Net sales                                     $175,000

Multiply: Units on hand                 160%

Cost of ending inventory           $109,375

Cost of goods available for sale      $167,500

Less: Cost of goods sold                   109,375

Ending inventory                                $58,125

Ending inventory                   $58,125

Less: Inventory stolen            8,000

Cost of ending inventory      $50,125

​Therefore, the cost of ending inventory using the markup rate of 60% based on cost is $50,125.

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the golden west pool table manufacturer marketing manager just saw that the regional online newspaper advertisement displayed incorrect information and immediately contacted the online newspaper. the regional online newspaper posted a correction with an apology for initially posting it incorrectly. this is an example of:

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The Golden West pool table manufacturer marketing manager just saw that the regional online newspaper advertisement displayed incorrect information and immediately contacted the online newspaper. The regional online newspaper posted a correction with an apology for initially posting it incorrectly. This is an example of: Ethical behavior.

What is ethical behavior in marketing?

A company's values—honesty, transparency, accountability, or adherence to fair trade principles—can be highlighted as a marketing tactic by using ethical marketing. In order to connect with target customers who share similar values, these businesses express their business ethics in marketing materials. The technique by which businesses promote their products and services by concentrating not only on how their products benefit customers but also on how they support socially responsible or environmental concerns is known as ethical marketing.

The Golden West pool table manufacturer marketing manager just saw that the regional online newspaper advertisement displayed incorrect information and immediately contacted the online newspaper. The regional online newspaper posted a correction with an apology for initially posting it incorrectly. This is an example of: Ethical behavior.

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Evidence indicates that seat belt laws have led to

a) fewer pedestrian deaths.

b)fewer automobile accidents.

c)fewer deaths per automobile accident.

d)All of the above are correct.

Answers

Evidence indicates that seat belt laws have led to fewer deaths per automobile accident.The most efficient strategy to lessen injuries and save lives in collisions is to always wear a seatbelt.

Except for New Hampshire, every state has a seat belt law. Seat belt rules fall under either "primary" or "secondary" enforcement categories. Seat belt rules fall under either "primary" or "secondary" enforcement categories. Due to primary enforcement legislation, police can stop vehicles and issue penalties to the drivers or their passengers just for failing to buckle up. Laws governing secondary enforcement only permit officers to pull over vehicles for another infraction before issuing tickets for seat belt infractions. In the event of a collision, seat belts are intended to help keep passengers within the car and reduce the chance of being ejected. Additionally, they gradually slow down the passengers, which distributes collision forces over the body's stronger areas.

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according to auditing standards what is the auditors obligation to consider whether the client can continue as a going concern

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The auditor has a responsibility to evaluate whether there is substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time, not to exceed one year beyond the date of the financial statements being audited (hereinafter referred to as a reasonable period of time).

A purchaser is a person who buys products or services from an organization, while a client refers to a certain form of a patron who purchases professional offerings from a commercial enterprise. commonly speak to me, customers buy products even as clients purchase advice and solutions.

In sales, commerce, and economics, a client (sometimes called a purchaser, buyer, or purchaser) is the recipient of a great, carrier, product, or concept - received from a dealer, supplier, or dealer through an economic transaction or change for cash or a few other valuable attentions. The question of patron ownership is a smooth one to answer, strictly speaking. The purchaser owns the consumer, and they have each right to direct patronage and loyalty as they see fit. but in some cases, they do not get the hazard.

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Complete Question:

according to auditing standards, what is the auditor's obligation to consider whether the client can continue as a going concern for a reasonable period of time?

the capital structure for the cr corporation includes bonds valued at $5,500 and common stock valued at $11,000. if cr has an after-tax cost of debt of 6%, and a cost of common stock of 16%, what is its wacc?

Answers

Calculations.

Step 1.Computing the Total Value (V) of CR corporation.

V = Value of Bonds(D) + Value of stock(E)

= $5,500 + $11,000

= $16,500

Step 2.Computing the WACC.

WACC = [(D/V) X Kd] + [(E/V) X Ke]

= [($5,500/$16,500) X 6%] + [($11,000/$16,500) X 16%]

= (0.33 X 6%) + (0.666 X 16%)

= 2% + 10.67%

= 12.67%

Where,

Kd denotes the post-tax fee of bonds.

Ke denotes the fee of equity.

What is WACC and how is it calculated?

The weighted average fee of capital (WACC) is the average charge of return a organization is predicted to pay to all its shareholders, such as debt holders, fairness shareholders, and desired fairness shareholders. WACC Formula = [Cost of Equity * p.c of Equity] + [Cost of Debt * % of Debt * (1-Tax Rate)].

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a neighborhood voted to develop a vacant lot into a vegetable garden. all of the neighbors worked the land and sowed the seeds. a few neighbors picked and ate the produce before the other neighbors had a chance. which of the following could solve this example of the tragedy of the commons? a. the neighborhood divides the lot into equal size plots and each family can plant and harvest only on their plot. b. the neighborhood continues to work the land and sow the seeds as a group, but sells all of the produce to willing buyers and reinvests the proceeds into the garden for the next year. c. the neighborhood decides to stop gardening on this land because there is no equitable way to allocate the produce. d. both a and b are possible solutions to this example of the tragedy of the commons

Answers

Both a and b are feasible answers to this Tragedy of the Commons scenario.

What are the three fundamental themes of the tragedy of the commons?

The tragedy of the commons is often defined as a circumstance in which individuals' selfish behaviors end in the total collapse of the resource over which they compete. The tragedy of the commons is a situation in which individuals with access to a public resource (also known as a common) act in their own self-interest, eventually depleting the supply. William Forster Lloyd, a British writer, developed this economic theory in 1833. The rate of resource depletion is essentially determined by three factors: the number of users who desire to utilize the common in question, the consumptive character of their uses, and the relative robustness of the common.

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the company has decided to increase the wages of hourly workers which will increase the unit variable cost by 10%. increases in the salaries of factory supervisors and property taxes for the factory will increase fixed costs by 4%. if sales prices are held constant, the next break-even point for flying cloud co. will be

Answers

The next break even point for Flying Cloud Co. will be increased by 640 units.

How do you calculate the break-even units?

Initial break even:

Let x be the no. of units in the initial break even.

Sales = Costs

Unit Selling price × No. of units = Unit Variable Cost × No. of units + Total fixed costs

250 × x = 100 × x + 840,000

150 × x = 840,000

x = 5600 units

10% increase in variable cost(new):

= Unit Variable Cost + 10% of Unit Variable Cost

= 100 + 100 × 0.10

= 110

4% increase in fixed cost(new):  

= Total fixed costs + 4% of Total fixed costs

= 840,000 + 840,000 * 0.04

= 873,600

Break Even:

Let y be the no. of units in the break even point.

Sales = Costs

Unit Selling price × No. of units = Unit Variable Cost new × No. of units + Total fixed costs new

250 × y = 110 × y + 873,600

140 × y = 873,600

y = 6,240

Change = y - x

Change = 6,240 - 5,600

Change = 640 increase

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walkable communities appeal to local residents, public health officials, real estate developers, and city planners and enable what kind of public health planning process to occur?

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Walkable communities appeal to local residents, public health officials, real estate developers, and city planners and enable-Assessment.-Policy development Assurance.

According to the Walkable and Livable communities Institute, walkable communities are defined as: “they keep in mind persons, not their cars, at the middle of the design scale. when we design communities across the human foot, we create places which might be socially, environmentally and economically colourful”.

Whilst Walkability brings extraordinary benefits to a town; it has its downsides. Walkable towns report better hire and house buy fees and multiplied road congestion. The fee of building pedestrian-friendly infrastructure is a prime barrier to selling walkable neighbourhoods.

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the unemployment rate in wisconsin is usually lower than the national unemployment rate. group of answer choices true false

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The unemployment rate in wisconsin is usually lower than the national unemployment rate. group of answer choices true .

The unemployment rate is the proportion of the work force that is unemployed. Because it is a trailing indicator, it frequently increases or decreases in response to changes in economic conditions rather than anticipating them. When the economy is in trouble and there are few open positions, the unemployment rate is likely to rise. The unemployment rate should go down when the economy is doing well and there are lots of open positions, as is expected. Every month on the first Friday, the United States releases its unemployment rate for the preceding month. You can access both the most recent and older versions of the report on the Bureau of Labor Statistics website.

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agents and brokers that facilitate and negotiate purchases but do not actually take title to products are also known as a. contract negotiators. b. functional wholesalers. c. commission wholesalers. d. functional middlemen. e. hands-off intermediaries.

Answers

Agents and agents that facilitate and negotiate purchases however do now no longer clearly take identify to merchandise also are called D) practical middlemen.

The required details for Broker in given paragraph

Broker is an English time period for the idea of inventory alternate trader , which may be in securities, commodities or commodities.  . If it worries a supplier in securities, we additionally talk of a "inventory broking". Although the time period broking is likewise utilized in some of different industries as a synonym for fee agent (middleman who works and trades on a fee basis) the which means of broking as a inventory broking is the maximum normally used which means. In English we then talk of inventory agents .The broking is certainly considered one among roles that a member of the inventory alternate can fulfill. The different viable position is the supplier . The time period stockbroker applies to each roles, broking in addition to supplier. By the way, the time period broking refers to each someone and a agency. The broking as someone is the only who actively trades, the broking as a agency is the only who employs the traders (plus assist staff).

A broking is a member of the alternate that works completely on behalf of others. The broking accepts orders from different events which include personal customers and from institutional traders which include pension funds . As a "broking", he can carry collectively a customer and a seller, or execute a huge order himself at the inventory alternate.

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Agents and agents that facilitate and negotiate purchases however do now no longer clearly take identify to merchandise also are called D) practical middlemen.

The required details for Broker in given paragraph

Broker is an English time period for the idea of inventory alternate trader , which may be in securities, commodities or commodities.  . If it worries a supplier in securities, we additionally talk of a "inventory broking". Although the time period broking is likewise utilized in some of different industries as a synonym for fee agent (middleman who works and trades on a fee basis) the which means of broking as a inventory broking is the maximum normally used which means. In English we then talk of inventory agents .The broking is certainly considered one among roles that a member of the inventory alternate can fulfill. The different viable position is the supplier . The time period stockbroker applies to each roles, broking in addition to supplier. By the way, the time period broking refers to each someone and a agency. The broking as someone is the only who actively trades, the broking as a agency is the only who employs the traders (plus assist staff).

A broking is a member of the alternate that works completely on behalf of others. The broking accepts orders from different events which include personal customers and from institutional traders which include pension funds . As a "broking", he can carry collectively a customer and a seller, or execute a huge order himself at the inventory alternate.

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Match the following sourcing goals to the appropriate sourcing strategy If you want to create transportation economies, you would choose? ^ No Supplier If you wanted to obtain the most information, you would choose? Multiple Suppliers If you want to reduce the risk of a supply disruption, you would choose? Single Supplier If you want to develop strong supplier relationships, you would choose? < If your purchase volume is very small, you would choose?

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Answer:

I'll give you 5:

If you want to create transportation economies, you would choose: Multiple SuppliersIf you want to obtain the most information, you would choose: Multiple SuppliersIf you want to reduce the risk of a supply disruption, you would choose: Single SupplierIf you want to develop strong supplier relationships, you would choose: Single SupplierIf your purchase volume is very small, you would choose: No Supplier

which of the following is an example of moral hazard? a. i hire you to work in my garden for a fixed fee, and you work hard all day. b. i hire you to work at an hourly rate and you work as slowly as possible. c. you apply for the job only because i pay a fixed wage per day, no matter how much or little you do. d. you agree to be paid by the weed to work in my garden, and then don't work hard.

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An example of a moral hazard is option a. that is 'I hire you to work in my garden for a fixed fee, and you work hard all day.'

Moral hazard refers to the situation that arises when an individual has the chance to take advantage of a financial deal or situation, knowing that all the risks and fallout will land on another party.

It means that one party is open to the option and therefore the temptation of taking advantage of another party. The secondary party is the one that suffers all the consequences of any risks taken in a moral hazard situation.

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jane doe earns $30,000 per year and has applied for an $80,000, 30-year mortgage at 8 percent interest, paid monthly. property taxes on the house are expected to be $1,200 per year. if her bank requires a gross debt service ratio of no more than 30 percent, will jane be able to obtain the mortgage?

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Yes, Jane Doe will be able to obtain the mortgage.

What is a mortgage made up of?

The standard four components of a mortgage payment are principal, interest, taxes, and insurance. The primary component is the sum that is subtracted from your outstanding loan balance. Interest is a cost of borrowing money. The amount of interest you pay is determined by both your interest rate and loan balance.

Is a salary required to obtain a mortgage?

Your income will need to be evaluated and verified by mortgage lenders as part of the application process. They need to be certain that you can make the monthly installments without having any difficulty.

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Which of the following is NOT one of the stages of a project life cycle? O

Identifying

O Planning

Executing

Defining

Closing

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The correct answer is Identifying is NOT one of the stages of a project life cycle.

The series of stages through which a project moves is known as the project lifecycle. Initiation, planning, execution, and closing are all included. Study more. The series of stages through which a project moves is known as the project lifecycle. To declare your membership in a specific group or category or to identify yourself as a member of that group or category. At the age of 15, he started identifying as a Christian. She recognized the canine as her missing pet. The mushroom was recognized by him with accuracy. The culprit in the crime was positively recognized by the witness. Dental records were used to identify the deceased.

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Answer:

Identifying is the correct answer.

Explanation:

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