The 5 cs of credit that the bank is looking at is character.
What is credit?Credit is the trust that permits one party to lend money or resources to another party, with the understanding that the second party will not immediately pay back the first party (creating a debt), but will instead promise to pay back or return the resources (or other goods of comparable value) at a later time. To put it another way, credit is a way to formalize reciprocity, make it enforceable by law, and extend it to a sizable number of unrelated people. The resources offered may take the form of money (such as the granting of a loan), commodities, or services (e.g. consumer credit). Any type of deferred payment is considered credit. Credit is given to a debtor, also known as a borrower, by a creditor, also known as a lender.
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as a project manager, how can you protect the team from changes to the project? select all that apply.
Answer:
You didn't provide options to choose from.
As a project manager, one can you protect the team from changes to the project document initial expectations of the project, Clearly identify any project changes, and Let the stakeholders know how changes impact the budget and schedule. Option (a) (c) and (d) are correct.
What do you mean by Project manager?A project manager is a professional person who plans, organizes, and executes projects while working within constraints like budgets and schedules.
Team administration is an essential accomplishment for any project administrator. You need to authorize and inspire your unit by exhibiting effective leadership. You need to ensure the team’s potential is fully utilized without making the social unit feel overwhelmed. It’s a blurry line, but with education, you’ll know how to tread it carefully.
Therefore, Options (a) (c), and (d) are correct.
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Your question is incomplete, the correct question is;
As a project manager, how can you protect the team from changes to the project? Select all that apply.
a, Document initial expectations of the project.
b, Limit communication outside the team once the project begins.
c, Let the stakeholders know how changes impact the budget and schedule.
d, Clearly identify any project changes.
at the end of the current year, using the aging of accounts receivable method, management estimated that $32,250 of the accounts receivable balance would be uncollectible. prior to any year-end adjustments, the allowance for doubtful accounts had a debit balance of $925. what adjusting entry should the company make at the end of the current year to record its estimated bad debts expense?
The adjusting entry the company should make at the end of current year to record its estimated bad debts expense is $15395.
What is bad debt?Bad debt, sometimes referred to as uncollectible accounts expense, is a sum of money owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for a variety of reasons, frequently due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency. According to accounting practices, legal considerations, and institution provisioning, there are various technical definitions of what exactly qualifies as a bad debt. Bank loans in the USA are referred to as "problem loans" if they are more than 90 days overdue. Accounting sources recommend deducting the full amount of a bad debt as soon as it is anticipated from profit and loss or allocating a provision for it.
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firms operating in a/an market, sell their product in a market with many other firms who produce identical or extremely similar products.
The firms operating in a perfectly competitive market, sell their product in a market with many other firms that produce identical or extremely similar products.
What is a Product?A product is referred to as final or finished goods distributed in the market to serve the customers. This product can be both goods and services in which goods are tangible and services are intangible.
When all businesses sell identical goods, market share has no effect on prices, businesses can enter and exit the market without any restrictions, and businesses are unable to set prices, perfect competition is said to present.
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what are the best practices used by firms to outsource project work? (you may select more than one answer. insisting on co-location of participants when needed engaging in frequent review on how well the different parties are collaborating establishing open-ended requirements
Insisting on the co-location of participants when needed are the best practices used by firms to outsource project work.
In order to achieve a particular result, a project consists of a number of tasks. A set of inputs and outputs needed to accomplish a specific objective can also be referred to as a project. One person or one hundred people can manage a project, which can be simple or complex. A company that offers professional services is referred to as a firm. This can be a corporation, limited liability company (LLC), or partnership.
When you say someone is firm, you're implying that they act in a way that indicates they won't change their mind or that they are the one in charge. She needed to treat him firmly.
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what is an advantage of entering a foreign market through a joint venture? multiple choice no sharing home country expertise local expertise more control for parent company low labor costs
Local expertise is an advantage of entering a foreign market through a joint venture.
What is foreign market?Foreign markets are all markets other than your home country. Marketing in foreign markets includes dealing with different languages, cultures, laws, rules, regulations and requirements. Companies looking to enter a new market should carefully research potential opportunities and develop a market entering strategy. In order to make this decision, the company needs to analyze various foreign market possibilities and their respective marketing environments. Some markets may potentially not be good, and depending on the company's goals and resources, it may not be possible to entering in others. Foreign market analysis is a broad field. The first thing to consider when analyzing foreign markets is the country or location where the company plans to start international business.As explained in the paper, factors such as political, economic and social factors are important.To learn more about foreign market from the given link :
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fixed cost is group of answer choices the total expense incurred by a firm in producing and marketing a product, which equals the sum of overhead cost and variable cost. the change in expenses that results from producing and marketing one additional unit of a product. the average amount of money received for selling one unit of a product or simply the price of that unit. the sum of the expenses of the firm that are stable and do not change with the quantity of a product that is produced and sold. the sum of the expenses of the firm that vary directly with the quantity of a product that is produced and sold.
Fixed cost is the sum of the expenses of the firm that vary directly with the quantity of a product that is produced and sold.
A base quantity is one in every conventionally chosen subset of physical quantities, in which no quantity within the subset can be expressed in terms of the others. The SI base units, or Systeme worldwide d'unites, include the meter, kilogram, 2nd, ampere, Kelvin, mole, and candela.
In mechanics, length, mass, and time are three essential quantities. For the gadgets of these basic portions, the following systems were used: (1) C.G.S. Device: in this machine, the unit of duration is centimeter, the unit of mass is gram and the unit of time is 2nd.
Physical quantities are classified into two sorts. There are fundamental and derived quantities. Essential or base portions are quantities that can't be expressed in phrases of any other physical portions. These are duration, mass, time, electric-powered contemporary, temperature, luminous intensity, and amount of substance.
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alice, amber, and andi make and sell pottery. alice is willing to sell a 5 inch pot for $35 , amber is willing to sell a 5 inch pot for $38 , and andi is willing to sell a 5 inch pot for $68 . if each of the ladies is able to sell one 5 inch pot for $70 , what is their combined producer surplus? combined producer surplus: $ if the price of a 5 inch pot is $45 , which of the ladies will sell their pots? alice and amber andi only alice, amber, and andi alice only
The solutions are: 1. mixed manufacturer surplus = $69
2. Alice and Amber (b)
The required details for producer surplus in given paragraph
A manufacturer surplus is the distinction among how a lot a manufacturer sells a product within side the marketplace, and what sort of he's inclined to promote the product for, if the marketplace fee is better than the fee he turned into inclined to promote the product for. The mixed manufacturer surplus of the women is the sum in their man or woman manufacturer surpluses, and it's far calculated as follows;
Alice: inclined fee = $35, marketplace fee = $70, consequently surplus
= 70 - 35 = $35
Amber: inclined fee = $38, marketplace fee = $70, ∴ surplus = 70 - 38 =$32
Andy: inclined fee = $sixty eight, marketplace fee = $70, ∴ surplus = 70 - sixty eight = $2
Combined manufacturer surplus = 35 + 32 + 2 = $69
b. In this example the fee of the five inch pot within side the marketplace is $45, Alice and Amber will promote their pots due to the fact the fee within side the marketplace exceeds their inclined fee of $35 and $38 respectively and they'll make manufacturer surpluses of $10 and $7 respectively, however Andi then again will now no longer promote her pot due to the fact if she does, she can be able to make a loss, as her inclined fee is $sixty eight and the marketplace fee is $45, if she is going in advance to promote she can be able to incur a loss of $23.
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The way that a firm combines inputs and factors of production in order to determine how much they can produce is represented by the firm’s?.
The way that a firm combines inputs and factors of production in order to determine how much they can produce is represented by the firm Explicit costs.
Explicit costs are tangible expenses that appear in a organisation's wellknown ledger and are used to determine profitability. Examples include wages, rent bills, utilities, and raw materials.
An explicit cost is an immediate fee made to others in the direction of strolling a business, which include salary, rent and substances, as opposed to implicit prices, wherein no real payment is made.
For computing accounting charges, only explicit costs are taken into consideration, as they may be noted in the preferred ledger of a business enterprise. Accounting fees are calculated to compute a business enterprise's accounting income.
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rather then relying on employees skill to eye-measure the ground meat for the quarter-pounder burger, john put a small weighing scale to exactly measure the meat. this method is a type of:
Instead of relying on the staff's ability to eyeball the measurement of the ground beef for the quarter-pounder burger, John built a little weighing scale. This strategy resembles a performance appraisal.
What is a performance evaluation?Through the performance appraisal process, an employee's performance at work is assessed and documented. It is part of a business's performance management system. Performance evaluations are based on how well an employee is performing in respect to objectives that were defined once a year with management.
Performance reviews are used to evaluate an employee's work performance over time. These evaluations are used to identify both strengths and weaknesses in order to improve performance moving forward.
Why is it important to evaluate performance?Companies use performance reviews to gain a better understanding of their workforce. These assessments give managers the knowledge they need to better understand each employee's capabilities and limitations in order to make the most of them at work.
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what is the difference between what supply side economists expect to happen when taxes are cut and what keynesian and other economists expect to happen when taxes are cut?
According to supply side economics, a tax decrease increases the supply of funds and labor.
What is supply side economics?Macroeconomic theory known as supply-side economics holds that promoting free trade, reducing regulations, and tax rates are the best ways to promote economic growth. According to supply-side economics, customers will profit from increased availability of goods and services at cheaper costs, as well as a rise in employment. By increasing aggregate supply rather than aggregate demand, supply-side fiscal policies aim to boost output and employment while bringing down prices. The Laffer curve, a theoretical correlation between tax rates and revenue, serves as the theoretical foundation for supply-side economics. The Laffer curve predicts that when tax levels are too high, cutting tax rates will increase government income through faster economic growth, albeit it is debatable at what point rates are considered to be "too high."
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clan culture refers to a structured and formalized workplace where leaders act like coordinators or administrators. a. true b. false
Clan culture refers to a type of corporate culture that fosters a supportive, family-like environment by valuing dedication, participation, and loyalty.
Its horizontal structure is made up of a close-knit team of employees who are strongly aware of the organization's vision and mission and unite for a common purpose. Clan culture is people-oriented in the sense that the company feels like family. A very supportive work environment where everyone is respected and communication is paramount. Use the Organizational Culture Assessment Instrument (OCAI) to assess your organization's culture and make strategic changes in just 15 minutes to create an environment conducive to your team's success.
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A monopoly reduces the overall welfare of society and earns profit in the process because, compared to a competitive market,
A) price is lower
B) producer surplus is higher
C) total surplus is lower
D) consumer surplus is lower
E) output is higher
F) economic profits are lower
A monopoly reduces the overall welfare of society and earns profit in the process because, compared to a competitive market,
B) producer surplus is higher
C) total surplus is lower
D) consumer surplus is lower
Definition of Producer Surplus.
Producer surplus is the difference between the price a person would accept for a certain quantity of a good and the price they could get for the good if they sold it at market value. The producer benefits from market sales of the good by receiving the difference or surplus amount.
Market prices above the lowest price producers would normally be willing to accept for their goods result in a producer surplus. The Walras law may be relevant here.
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the inflation tax falls mostly heavily on those who hold a. little currency and accounts for a large share of u.s. government revenue. b. little currency but accounts for a small share of u.s. government revenue. c. a lot of currency and accounts for a large share of u.s. government revenue. d. a lot of currency but accounts for a small share of u.s. government revenue.
The inflation tax falls mostly heavily on those who hold a lot of currency but accounts for a small share of U.S. revenue that is option D is correct.
Inflation may be defined as the sudden increase in price of the goods and services available within the economy of any country. When the price level of goods and services increases, the currency available in the market buys fewer goods and services and the purchasing power of the consumers decreases within the market. Whenever there is a state of inflation, those persons who have a large amount of currency and do not paying any tax have to bear the burden of the inflation. This is because as they are not paying any tax or paying a small amount of tax, on inflation the tax that they pay will be on higher rates and inflation will affect their currency and purchasing power.
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which of the following describes the term of your mortgage?
A: The length of your loan
B: The amount you are refunded once you pay off your house
C: The amount of money you borrow
D: The interest a person will pay on their loan
Answer:
answer A-the length of your loan
Answer:
The length of your loan
Explanation:
The term of a mortgage loan is how long the borrower has to repay the loan. Most home mortgages are typically 15, 20, or 30 years.
powers company reported net sales of $1,400,000, average accounts receivable, net of $58,500, and net income of $59,525. the accounts receivable turnover ratio is:
The ratio of accounts receivable turnover is 23.9 times.
Considering the values provided in the question,
Net sales = $1,400,000
Average receivable = $58,500
Accounts receivable turnover = Net sales / Average receivable
= $1,400,000 / $58,500
= 23.9
Therefore, The accounts receivable turnover ratio is 23.9 times.
The debtor turnover ratio, commonly referred to as the receivables turnover ratio or the accounts receivable turnover ratio, is a metric of effectiveness. It describes the number of times the business collected its typical accounts receivable for a certain time frame (such as a month, quarter, or year).
By analyzing how long it takes to collect the outstanding debt over the course of the accounting period, the accounts receivable turnover ratio, also known as receivables turnover, is used in business accounting to quantify how well businesses are managing the credit that they extend to their customers.
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the net operating income in the flexible budget for december would be closest to: a. $13,990 b. $14,762 c. $11,898 d. $12,188
The net operating income in the flexible budget for December would be closest to $14,762 Flexible Budget is budget is for actual units at standard rate Variable cost per unit is multiplied by acts.
NOI equals all sales from the property, minus all fairly vital running expenses. NOI is a before-tax figure, acting on a property's earnings and coins float statement, that excludes predominant and hobby bills on loans, capital expenditures, depreciation, and amortization.
A bendy finance is a finance that adjusts to a organization's hobby or extent levels. Unlike a static finance, which does not alternate from the quantities installed whilst the organization creates the finances, a bendy finance constantly adjustments with a business' fee variations.
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when a company changes one or more of a product's characteristics to manage its product mix, it is engaging in modification.
When a company changes one or more of a product's characteristics to manage its product mix, it is engaging in product modification.
A company , abbreviated as co., is a legal entity representing an association of human beings, whether or not natural, prison or a mixture of both, with a particular goal. organization individuals share a common reason and unite to obtain particular, declared dreams.
An enterprise is a type of business structure that could be a separate felony entity from its proprietors. it is a complicated business structure, with better set-up and administrative prices due to greater reporting necessities and higher-degree legal duties.
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a property worth $16 million can be refinanced with an 80 percent loan at 9.5 percent over 20 years. the balance on the current loan is $12,148,566. loan payments are $113,302 per month. the loan balance in 10 years will be $8,396,769. if the property is expected to be sold in 10 years, what is the incremental cost of refinancing?
The incremental cost of refinancing 12.42%
What does incremental cost mean?The overall expense incurred as a result of producing one extra unit of a product is known as the incremental cost. The cost of an incremental unit of production is calculated by examining the additional costs incurred during the production process, such as raw materials.
Is it profitable to refinance?Refinancing is generally a wise choice if it would enable you to save money, increase your equity, and speed up the repayment of your mortgage. The optimal scenario is to take this action if you can reduce your interest rate by 0.50 to 0.75 percentage points and intend to live in your property long enough to repay the closing costs.
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the injection molding department of a company uses an average of 30 gallons of special lubricant a day. the supply of the lubricant is replenished when the amount on hand is 170 gallons. it takes four days for an order to be delivered. safety stock is 50 gallons, which provides a stockout risk of 9 percent. what amount of safety stock would provide a stockout risk of 3 percent? assume normality. (do not round intermediate calculations. round your final answer to 2 decimal places.)
According to the probability calculation, 70 units would be the safety stock needed to cover a stockout risk of 3%.
The definition of normal distribution"A probability distribution that is symmetric around the mean, demonstrating that data near the mean are more likely to occur than data distant from the mean," is known as a normal distribution.
The Z-score is "a numerical statistic that expresses a value's relationship to the mean (average) of a group of values, quantified in terms of standard deviations from the mean."
How is probability determined?
To start, we will calculate the standard deviation, which will be:
50 = 1.34 × x × ✓4
x = 50/(1.34 × 2)
x = 18.66
As a result, the safety stock that would offer a 3 percent stockout risk will be:
= 1.88 × 18.66 × 2
=70 units.
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a man buys a car for $37,000. if the interest rate on the loan is 12%, compounded monthly, and if he wants to make monthly payments of $800 for 36 months, how much must he put down? (round your answer to the nearest cent.)
Car he, put down $10,418.2283.
What is car?
A motor vehicle to wheels is called a "car" or "automobile." The majority of definitions of cars state that they are primarily used on roads, have four wheels, seat somebody to eight people, and are primarily used to transport people as opposed to goods. The Benz Patent-Motorwagen, created by German inventor Carl Benz, was first patented in 1886, which is recognised as the year the automobile was born. Throughout the 20th century, cars became widely accessible. The 1908 Toyota Corolla, an American automobile produced by the Ford Motor Company, was one of the first vehicles that the average person could afford. In the US, where they soon replaced animal-drawn rail cars and carts, cars were adopted.
A = 700[1-(1=0.12?12)-48 / 0.12/12
= $ 26,581.7717
He puts down = $3700 - $ 26,581.7717
= $10,418.2283.
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which market location tactic did texas instruments use when they avoided direct competition with intel by developing cell phones, medical devices, and consumer electronics rather than computers?
Flanking maneuver market location tactic did texas instruments use when they avoided direct competition with intel by developing cell phones, medical devices, and consumer electronics rather than computers.
A computer is a device that accepts information (in the form of digitalized records) and manipulates it for a few end results primarily based on software, software, or a collection of commands on how the statistics are to be processed.
A laptop is a system or device that performs strategies, calculations, and operations primarily based on instructions supplied by way of a software program or hardware software. It has the capability to just accept statistics (input), and process them, after which produces outputs.
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companies that manufacture typewriters found themselves in trouble quickly when personal computers became popular. these companies were most affected by ________ forces.
When personal computers became popular, typewriter manufacturers found themselves in serious danger. These businesses were the most impacted by technological forces.
What is Technology?Technology is the utilization of information to achieve objectives clearly in a predictable and repeatable manner. The term technology may also refer to the outcome of such an undertaking.
Technology is widely used in medical, research, industry, communications, commerce, and everyday life.
When desktop computers became fashionable, typewriter manufacturers were put in jeopardy. These industries were the hardest hit by technological factors.
Therefore, it can be concluded that technological forces is the correct option for the blank.
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A seller is willing to sell a product only if the seller receives a price that is at least as great as the?.
The cost of production is the only product if the seller receives a price that is at least as great as seller is willing to sell because, when a product exchange occurs, the agreed price is named the equilibrium price or market liquidation price,
Production costs are the entire costs incurred by a business to produce a product or provide a service. Production costs typically include consumables and raw materials consumed during production, also as labor costs.
Manufacturing cost is that the best basis for determining the selling price. The asking price should always be higher than the cost price. The difference between the value price and the selling price is called profit.
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lean is a disciplined, statistical-based, data-driven methodology for identifying and removing the causes of defects and minimizing variability in manufacturing and in business processes. lean is a disciplined, statistical-based, data-driven methodology for identifying and removing the causes of defects and minimizing variability in manufacturing and in business processes. true false
It is true that Lean is a disciplined, statistical-based, data-driven learning for identifying and removing causes of defects and minimizing variability in manufacturing and in the business processes.
What is data-driven learning?An way to learning foreign languages is data-driven learning (DDL). Data-driven learning approaches language as data and students as researchers carrying out guided discovery tasks, in contrast to typical language learning, which is guided by teachers and textbooks. The data, information, and knowledge paradigm serves as the foundation for this instructional strategy. It is influenced by a lexicogrammatical approach to language in general and a pattern-based approach to grammar and vocabulary. The primary goal of DDL is to locate patterns at all linguistic levels. Students of foreign languages can learn from their findings how a certain linguistic feature is usually employed, which helps them understand how to apply it to their own speaking and writing.
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A research division of a large consumer electronics company has developed a new type of mp3 player. The project will require an immediate cash outflow of $1,665,321. The new project is expected to produce cash flows of $500,000 per year for 4 consecutive years beginning at the end of year one. What is this projects internal rate of return?.
Based on the project's financial flows electronic companies wishes to participate in, the the project's internal rate of return is 7.75%
year. cash flow
0. -16,65,321
1. 5,00,000
2. 5,00,000
3. 5,00,000
4. 5,00,000
IRR = irr(D4:D8)
= 7.75%
What is Internal Rate of Return (IRR)?
IRR is a statistic used in financial analysis to calculate the profitability of possible investments. In a discounted cash flow analysis, IRR acts as a discount rate to bring all cash flows' net present values (NPV) to zero.
The same formula used for NPV calculations is also used for IRR estimates. IRR is not the project's actual financial value, so keep that in mind. The NPV is equal to zero due to the annual return.
Generally speaking, the more desirable an investment is to make, the greater the internal rate of return. IRR can be used to rate a variety of potential investments or projects on a pretty even basis because it is consistent for investments of various types.
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using social media to facilitate leveraging the wisdom of large numbers of individuals for decision-making, product improvement activities, and technical support are examples of
Using social media to facilitate leveraging the wisdom of large numbers of individuals for decision-making, product improvement activities, and technical support are examples of crowd sourcing.
Crowdsourcing is the process of gathering work, knowledge, or opinions from a sizable number of people who contribute their information online, on social media, or through mobile apps. Some crowdsourcing participants perform simple tasks for free, while others occasionally work as paid freelancers.
Businesses can access people with a variety of skills and perspectives from around the world through the use of crowdsourcing while also saving time and money. Cost savings, speed, and the opportunity to collaborate with people who possess skills that an internal team might lack are all benefits of crowdsourcing.
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stock a has a beta of 1.47 while stock b has a beta of 1.08 and an expected return of 13.2 percent. what is the expected return on stock a if the risk-free rate is 4.5 percent and both stocks have equal reward-to-risk premiums? group of answer choices 15.07 percent 16.89 percent 12.12 percent 17.78 percent 16.34 percent
stock a has a beta of 1.47 while stock b has a beta of 1.08 and an expected return of 13.2 percent. 16.34 percent is the expected return on stock a if the risk-free rate is 4.5 percent and both stocks have equal reward-to-risk premiums.
The anticipated profit or loss on an investment with known historical return rates is known as the expected return (RoR). It is determined by dividing possible results by the likelihood that they will occur, adding the results, and then subtracting the results.
The profit or loss an investor can anticipate realizing from an investment is known as the expected return.
Calculating an expected return involves multiplying possible outcomes by their likelihood before
The investment return that an asset is anticipated to generate over and above the risk-free rate of return is known as a risk premium.
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the various organizational routines and processes that determine how efficiently and effectively the organization transforms its inputs into outputs are called
The various organizational routines and processes that determine how efficiently and effectively the organization transforms its inputs into outputs are called Core competencies.
A company is a set of individuals who paint collectively, like a neighborhood association, a charity, a union, or a company. you could use the phrase corporation to consult a group or business, or to the act of forming or organizing something.
The organization is the foundation of a solid financial management application. without a system that monitors receivables and tracks cash waft, balances can go unpaid without being aware. Staying on top of how an awful lot of money is going inside and outside allows you to alter what's important to lessen spending and growth income.
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you have purchased a small multi-family building in livingston, nj. the net present value of the cash flows from your equity in the investment is $125,000. if you provided the $600,000 equity investment necessary to acquire the building, what is the present value of the cash flows going to the equity investor?
Present value of the cash flows going to the equity investor is 25%.
The PV of cash Flows = Equity + NPV = 600000+150000 = 750,000
Profitability Ratio = 150000/600000 = 25%
In conclusion, shares are known as equities because they represent ownership in groups. They allow investors advantage from increase however additionally have threat while commercial enterprise situations weaken.
Fairness is repayment that lets in personnel the opportunity to end up element proprietors of the businesses they paintings for. This device regularly rewards folks who keep durability as employees and occasionally can result in big coins payouts.
Fairness from homeownership is a key way to build personal wealth over time. As your private home's price will increase over the long time and also you pay down the most important at the mortgage, your equity grows.
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The total cost , in dollars, that a shop charges to print t-shirts is , where is the number of t-shirts ordered. Coach dell paid $206 to order t-shirts for the track team. How many t-shirts did coach dell order?.
C = 45 + 7n is the total price for one n T-shirt. 23 t-shirts were ordered by coach Dell for the team.
An expression is what?An expression is a means to include operations like addition, subtraction, multiplication, and division in a statement that has more than two variables or numbers. An example of an expression is 2 + 3 x y = 7.
We have,
Total cost:
C = 45 + 7n
n = no. of shirts.
Now,
Dell paid $206.
This means,
206 = 45 + 7n
Subtract 45 on both sides.
206 - 45 = 7n
161 = 7n
Divide both sides by 7.
n = 161/7
n = 23
If the total cost of the purchase is $206, there will be 23 shirts.
Thus,
There are 23 T-shirts total that coach Dell ordered for the team.
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