The statement "Commercial banks and investment banks offer the same services and are very competitive in landing new customers" is: False.
What is commercial bank and investment bank?A commercial bank is a financial institution that enables account holders to carryout transaction such as applying for loans, deposit, withdrawal etc.
While investment bank on the other hand rendered service to investors corporate and as well deals in buying and selling of bonds.
Commercial bank and investment banks does not provide or rendered the same service.
Inconclusion the statement is false.
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1.
There are three main credit reporting bureaus -- Equifax, Experian, and TransUnion. How
frequently can you request and receive a free credit report from each bureau?
Every Credit user is entitled to a free credit report every 12 months (1 years) from either of Equifax, Experian, or TransUnion.
What are credit reporting agency?These are agency that maintains only an historical credit information on individuals and businesses.
The maintained historical credit information helps in preparation of the credit report and score of all individuals and businesses in United states..
In U.S., the three main credit reporting bureaus includes the Equifax, Experian and TransUnion.
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A supporter of free-market policies in the late twentieth century would have most likely explained that the policy argued for in the passage did not sufficiently.
A supporter of free-market policies would argue that the passage didn't liberalize the Chinese economy because only fourteen cities were opened for foreign investment and trade.
What is free market economy?A free market is where the prices of goods and services are determined by the forces of demand and supply hence there's little government intervention.
Here, the prices for goods and services in a free market economy are self-regulated by buyers and sellers without any external interference.
Hence, a supporter of free-market policies would argue that the passage didn't liberalize the Chinese economy because only fourteen cities were opened for foreign investment and trade.
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Amy works as a teller at the local bank. What kind of education would Amy likely have needed for her job?
Answer:
high school diploma
Explanation:
Answer:
High School Diploma
Explanation:
I took the test said it was right. Also when you search what the requirements to become a bank teller it says "High School Diploma or equivalent."
When actual revenue ______ what the revenue should have been, the variance is labeled favorable.
When actual revenue exceeds what the revenue should have been, the variance is labelled favourable.
Hope that helps!
Answer:
Answer is exceeds
Explanation:
You work at the headquarters of an enterprise known for unethical practices. the company has many remote sites, but most functions are performed at one location. your enterprise recently hired a third-party vendor known for high-accuracy business impact analyses. the bia performed by the vendor has since proved wrong, as an incident impacted the business significantly more than forecast. you are assigned to conduct a study on the bia's misconception and submit a report.
required:
what should you investigate as the possible reason for the bia's inaccuracy?
As an investigator, i will investigate the possible reason for the business impact analysis inaccuracy because the vendor was unaware of the organization's unethical practices.
What is a business impact analysis?This is an analysis that helps to predicts the effect of a disruption of a business process and helps to develop recovery strategies against such effect.
As the headquarters is known for unethical practices, then, such practices will likely be apparent in the remote site.
Therefore, the Option D is correct.
Missing options "a. The vendor used the incorrect method to conduct their analysis. b. The vendor overlooked the organization's remote sites. c. The vendor was unaware of some of the organization's business concepts. d. The vendor was unaware of the organization's unethical practices."
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if you buy a $10,000 U.S. Treasury bond ('T note') with a 2.5% coupon rate that pays semi-annually, what will be your yield after the first six months? what will your par value be when it matures?
Answer: The U.S. Treasury Series I Savings Bonds are 30-year instruments whose interest rate is reset every six months and are a way to help protect one from inflation. The rate is a combination of an inflation calculation over a six-month timeframe and a fixed rate determined by the Treasury Secretary. With inflation increasing this year to multi-decade highs, the inflation calculation for I Bonds bought until April 30, 2022, pay 7.12% for six months.
Explanation: i hope this helps :)
Chinese currency in the year 800 was _______ by a commodity such as gold, and currency in the modern United States is _______ by a commodity such as gold.
Chinese currency in the year 800 was commodity-backed paper, and currency in the modern United States is fiat currency. Below is an explanation of its value.
The status of the currencyIn 800, Chinese currency was a commodity-backed paper currency. This means that any paper currency could be exchanged for a commodity such as gold or silver. The modern United States uses fiat currency. This currency has no intrinsic value and cannot be exchanged for a commodity.
Therefore, the answers are commodity-backed paper currency and fiat currency.
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Bell's product manager continues to perform well in the market. However, a competing product is coming on strong and is looking to take over as the market share leader in the segment. Without sacrificing contribution margin, what can the Bell product manager do in order to improve upon the buying criteria, and thus potentially increase demand
Bell product manager can increase the promotion budget to gain greater awareness in order to improve upon the buying criteria, and thus potentially increase demand.
What is promotion budget?A promotional budget is a specified amount of money set aside to promote the products or beliefs of a business or organization.
Promotional budgets are created to anticipate the essential costs associated with growing a business or maintaining a brand name.
Hence, Bell product manager can increase the promotion budget to gain greater awareness in order to improve upon the buying criteria, and thus potentially increase demand.
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To varying degrees, online consumers benefit from ________, the practice of not only customizing a product or service but also personalizing the marketing and overall shopping and buying interaction for each customer.
Many companies moved their operations from new england and the midwest to locations in the south because
Many companies moved their operations from new england and the midwest to locations in the south because: the South had less expensive site factors than northern regions.
Change of operation location from midwest to southThe major reason why most companies tend to moved their operation to south was to maximize profit.
Compare to midwest, the site factors such as rew material, labor and land were more cheaper in the south.
This companies change their operation location because they want to reduce cost as their aims and objective is to generate or maximize profit.
Inconclusion the South had less expensive site factors than northern regions.
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why doesn't school teach taxes
Answer:
Well, Who knows but I'd assume they deem it unimportant. for our class because of we were a higher class our parents would teach us how when we were ready
Answer: People file different kinds of taxes. They can't teach you every kind of tax in depth on how to go through it. For example, for personal income taxes, there are currently three different types of forms that someone could file.
Wat is NOT taken into account when determining a person's career path?
Answer:
genetics
Explanation:
If an insurer is incorporated in Rhode Island, but primarily does business in New York, what type of insurer is this considered in New York
If an insurer is incorporated in Rhode Island, but primarily does business in New York. This is called foreign insurer.
Who is an insurer?An insurer can be defined as a person who insured a person or a person who provide insurance coverage.
An Insurer has their business situated or established in the United States of America but carried out is business activities in another country like New york this will be tend to be called foreign insurer in New york because the business is not domiciled in New york but United state of america.
Inconclusion this is called foreign insurer.
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Question 9 of 10
Amy is interested in fashion. She is a talented public speaker and enjoys
traveling abroad. Which career path might be right for her?
A. Marketing representative for an international clothing designer
B. Sales representative for a local furniture store
C. Art director for an interior design company
D. Marketing manager for a local clothing retailer
SUBMIT
Answer:
A
Explanation:
since shes a talented public speaker and enjoys travelling (A) would be a good fit
Marketing representative for an international clothing designer.
Thus, the correct option is A.
Who is a Marketing representative?Advertising, promotions, and other strategies are used by marketing professionals to shape public perception of a company's goods and draw in new clients.
By directly engaging customers on the ground, a field marketing person is in charge of raising brand recognition. Field marketers serve as a bridge between buyers and sellers by giving consumers useful information about goods and services.
Several of the typical sales and marketing goals include: Boost the sale of goods or services. Increase brand recognition. Increase a business's market share.
It goes without saying that marketing is not for everyone because it is a very difficult career option. That does not preclude it from being your ideal profession, though. In addition to being one of the sectors with the highest growth, marketing offers a wide range of specializations.
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A shift towards a higher proportion of sales of products with a lower contribution margin per unit will most likely result in a(n) ________.
A shift towards a mix of products with a lower contribution margin per unit will most likely result in unfavorable sales-mix variance.
What is Sales mix variance?Sales mix variance serves as the difference between a budgeted sales mix as well as the actual sales mix of the company.
When there is a shift with a lower contribution margin per unit then we can say it's unfavorable sales-mix variance.
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A schedule or curve that shows the amount of a nation's output (real GDP) that buyers collectively desire to purchase at each possible price level is called
Aggregate demand is a schedule or curve that shows the amount of a nation's output (real GDP) that buyers collectively desire to purchase at each possible price level.
What is Aggregate demand?Refers to the summation of goods and services that an economy produced at an available price.Aggregate demand is concerned with the finished goods in an economyGovernment expnses on education funding for example increases aggregate demand.Hence, we can conclude that aggregate demand is a schedule or curve that shows the amount of a nation's output (real GDP) that buyers collectively desire to purchase at each possible price level.
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Determining how many man-hours are needed to meet production goals involves what type of management role
The determination of the number of man-hours that are needed to meet production goals by the management involves an informational role.
What is management?It should be noted that management simply means the process of controlling people to achieve a goal.
In this case, the determination of the number of man-hours that are needed to meet production goals involves ana informational role.
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When firms sell their products overseas with little or no change to the products, they may increase the expropriation of intellectual property and increase the risk of piracy. This is considered a serious disadvantage when pursuing a(n) ________ strategy.
Is it often considered a disadvantage when pursuing a business Intellectual property.
What is Intellectual property?Intellectual simply put is defined as the right a person or business has over tangible items or intangible ideals.
The types of intellectual property rights are
Patents TrademarksCopyrightsTrade secretsLearn more about iIntellectual property here:
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Intellectual property is owned and legally protected by a person or company from outside use or implementation without consent. Intellectual property can consist of many types of assets, including trademarks, patents, and copyrights.
Intellectual property (IP) refers to creations of the mind: inventions; literary and artistic works; and symbols, images, names and logos used in commerce. Businesses are often unaware that their business assets include IP rights.
If a client has critical complaints such as discrimination, unfair practices or false advertising, what should i do?
Answer:
Depends if the accusations are true or not.
Explanation:
If the client has hard solid proof of these claims then you should try apologizing and stop false advertising, unfair practices, and discrimination. If the client doesn't have proof of these claims and is lying, you should try banning them from your buisness. Keep doing your job but be more aware of these things.
hope this helps :)
To reduce inventory management costs, many companies use a system called ________, which involves carrying only small inventories of parts or merchandise, often only enough for a few days of operation.
Answer:
just in time logistics
Explanation:
Quizlet
Skysong, Inc. has 48,000 shares of $10 par value common stock outstanding. It declares a 11% stock dividend on December 1 when the market price per share is $17. The dividend shares are issued on December 31. Prepare the entries for the declaration and issuance of the stock dividend.
The entries is:Debit Stock Dividend $89,760;Credit Common Stock Dividend Distributable $52,800;Credit Paid in Capital in excess of Par- $36,960.
Declaration and issuance of the stock dividendDec 1
Debit Stock Dividend $89,760
(48,000×11%×$17)
Credit Common Stock Dividend Distributable $52,800
(48,000×11%×$10)
Credit Paid in Capital in excess of Par- $36,960
($89,760-$52,800)
Dec 31
Debit Common Stock Dividend Distributable $52,800
(48,000×11%×$10)
Credit Common Stock $52,800
Therefore the entries is: Debit Stock Dividend $89,760 ;Credit Common Stock Dividend Distributable $52,800;Credit Paid in Capital in excess of Par- $36,960.
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Tariffs help increase market security for traders and investors?
True Or False
Answer:
The answer is true.
Explanation:
They help import and export goods and they are like a safeguard.
What is the primary moral argument of critics of a regressive tax system?.
Answer: large income inequalities are bad for a democratic society
Explanation:
The primary moral argument of critics of a regressive tax system is that the large income inequalities are bad for a democratic society.
What is regressive tax?
A regressive tax is one that lowers the average tax burden as income rises. Low-income taxpayers have a disproportionately large percentage of the tax burden, whereas middle- and high-income taxpayers bear a disproportionately small cost.
The fundamental moral argument used by opponents of a regressive tax system is that significant economic disparities are harmful to democracy.
Therefore, the primary moral argument is the income inequalities.
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Sometimes a pay rate is raised or lowered to compensate for specific working conditions (such as working the night shift) or labor markets (such as living in a high-rent location). These adjustments are called
The adjustment of raising a pay rate or lowering it to compensate for specific working conditions are called pay differentials.
What is a pay rate?The pay rate represents the average amount that laborers are paid per period.
The pay period may be an hour, a day, a week, etc.
The pay rate is multiplied by the pay period worked by a laborer to compute the total earnings.
Thus, the adjustment of raising a pay rate or lowering it to compensate for specific working conditions are called pay differentials.
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Ammunition Handlers conduct joint inventory with the unit using _________ to ensure the unit is getting the correct quantities and types of ammunition.
The DA Form 3151-R is used to ensure the unit is getting the correct quantities and types of ammunition.
Who are the Ammunition Handlers?These are people that conduct a periodic inventory of ammunition, ammunition components and ammunition related material.
They also perform a principal duties of receipt, storage, and issue of ammunition etc.
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____ was one of the founders of Apple in 1976, but was pushed out of the company in the mid 1980s. He later returned in 1996 and helped to rebuild a nearly bankrupt Apple.
Stephen Gary Wozniak was one of the founders of Apple in 1976, but was pushed out of the company in the mid 1980s.
What is Apple?Apple company is as an American company that specialize in technology.
They produce consumer electronics and software such as laptop and phones.
Therefore, Stephen Gary Wozniak was one of the founders of Apple in 1976, but was pushed out of the company in the mid 1980s.
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The Trading Depot has $1,000 face value bonds outstanding with a market price of $980. The bonds pay interest annually, mature in 8 years, and have a yield to maturity of 7.339 percent. What is the current yield
Based on the face value of the bond and the market price as well as the yield to maturity, the current yield is 7.14%.
What is the current yield on this bond?First find the coupon rate. You can do this by using a Spreadsheet and the PMT function.
Rate = 7.339%
Nper = 8 years
PV = -980
FV = 1,000
The coupon is $70 when rounded off. In percentage this is:
= 70 / 1,000 x 100%
= 7%
The current yield is found as:
= Coupon rate x Par value / Current price
= 7% x 1,000 / 980
= 7.14%
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The Finnish company Nokia was an early industry leader in cell phones. This is an example of ______.
Answer:
National competitive advantage
Explanation:
I could be wrong but i found flashcards with that question with that as the answer so yea \
\
seedbed preparation
activities
1.cleared the area
How are a credit score and credit report related?
Answer:
1) A
2)D
3)D
4) Dunno
Explanation:
Here's the reason why I chose the answers as well.
1) When you have a debit card you are spending your OWN money. Therefor it's taken from the money if you have in your bank account.
2)Credit Cards are usually used when you don't have the cash at hand but have to pay it back.
3)The lower the credit score the worst it is.
