Dave Ramsey's investing principles.

Answers

Answer 1

Answer:

Here is Dave's investing philosophy: Get out of debt and save up a fully funded emergency fund. Invest 15% of your income in tax-favored retirement accounts. Invest in good growth stock mutual funds


Related Questions


Which of the following is NOT a career and technical student organization mentioned in the presentation?

Answers

Answer:

FHA or Computers for Kids

Please help!

a) Beatrice lives in a small town of 5,000 people. There are 1,500 people under the age of 16,
500 people who are retired, 2,750 people who have jobs, and 250 people who are actively
looking for work. What is the unemployment rate of Beatrice's town?

Answers

Answer:

8.33%

Explanation:

250 unemployed people looking for work / 3000-member labor force = 0.0833

3000 = 5000 (the population) minus 2000 (those who aren't part of the labor force; aka the kids and retirees)

Shortstop Sporting Goods Store received a shipment of 9 new baseball gloves. Each glove costs $45.50. What is the total value of the baseball glove shipment?

Answers

Answer:

409.50

Explanation:

alex measured the length of an item to be 3.9 cm. the actual length is 3.5 cm what is alex percent error ?

Answers

Answer:

11.42 %

Explanation:

The formula for calculating percentage error

percentage error = observed value - actual value x 100

     actual value

Percentage error =    3.9- 3.5  x 100

    3.5

Percentage error = 0.4  x 100

                             3.5

Percentage error =0.1142 x 100

Percentage error = 11.42 %

When a securities firm acts as a(n) ____, it makes a market in specific securities by maintaining an inventory of those securities.

Answers

Answer:

The correct approach is "dealer".

Explanation:

Dealers would provide money supply to financial products whilst also trying to establishing a working capital of those that have been exchanged at a small concentration. By mobilizing savings, dealers generate more money out of the expansion respectively bids and start questioning for quotes. To make profits, individuals consider purchasing lesser at either the contract offer, as well as take revenue at either the request and then, have a high turnover.

Due to the necessity of living on a fixed income, many retirees find it difficult to _______. a. Afford to keep their large homes b. Maintain their old standard of living c. Pay for unexpected expenses d. All of the above

Answers

Answer:

D:all the above

Explanation:

i took the unit test.

Answer:

Its 100% D

Explanation:

Got a 100%


What part of the promotional campaign should change across different
promotional materials?

Answers

Answer:

information about products or services

Explanation:

The part of the promotional campaign that should change across different promotional materials is Information about products or services as  new products and services are added or removed from the company's products and services.

What is a promotional campaign?

An integrated marketing communication or a promotional campaign is made up of a number of advertisement messages that all have the same idea and theme.

Because it is an essential component of the firm's identification, a company's slogan, logo, and brand name should be distinctive across all promotional materials. If any of these elements change, it will cause confusion for customers who were doing business with the company before the changes.

As a result, the information regarding items or services should be updated as frequently as feasible throughout various advertising materials.

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Your question is incomplete, but most probably the full question was,

What part of the promotional campaign should change across different promotional materials?

A. Slogan

B. Information about products or services.

C. Company logo.

D. Brand name.

Salespeople who work on deals for constructing office buildings and
shopping centers read magazines like Construction Today and Constructor
Magazine. What kind of knowledge are they developing this way?
A. Account maintenance knowledge
B. Business knowledge
C. Knowledge of buyer behavior
D. Industry knowledge

Answers

Industry knowledge is the kind of knowledge are they developing this way. Hence, option D is correct.

What is Industry knowledge?

When a person talk about industry knowledge, they mean the body of data and comprehension of the nuances of what is happening in particular industries that are of interest.

Instead, a person can demonstrate their subject-matter experience by highlighting the company's most recent achievements or stressing how inventive they are, and then going into greater detail about what you think distinguishes them from the competition. This is a more overt way to show the firm that you are interested in them.

Four different industries exist. These are the primary, secondary, tertiary, and quaternary. The main purpose of the mining, farming, and fishing sectors is to get raw materials. In the secondary industry, manufacturing comprises the production of items like steel and automobiles.

Thus, option D is correct.

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Answer:

industry knowledge

Explanation:

trust i got it right

QUESTION 6 of 10: If a stadium increases its profit margin from $350,000 to $750,000, what is the percentage increase in profit margin?
a) 14 percent
Ob) 21 percent
C) 114 percent
d) 214 percent

Answers

The answer is 114%.

It can't be 214% as it hasn't been tripled, and it can't be 14% or 21% as the number has doubled.

750000/350000 = 2.142857

You have to remove 1 from that answer as it represents the original number (350000), so you then have 1.142857 which can then be rounded to 1.14. 100% is equal to 1, so 1.14 is equal to 114%.

If a stadium increases its profit margin from $350,000 to $750,000, the percentage increase in profit margin is 114 percent.

What is profit margin?

One of the often used profitability statistics to determine how profitable a business or line of business is is profit margin. It displays the proportion of sales that have generated profits.

Simply put, the percentage value represents the amount of profit the company made on each dollar of sales. For instance, if a company states that it had a 35% profit margin during the most recent quarter, that translates to $0.35 in net income for every $1 in sales.

Different profit margins come in different forms. However, in common usage, it typically refers to net profit margin, which is a company's bottom line after all other costs, such as taxes and one-time charges, have been deducted from revenue.

Therefore, If a stadium increases its profit margin from $350,000 to $750,000, the percentage increase in profit margin is 114 percent.

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how can we apply our knowledge of business plan in our life​

Answers

Answer:

we can just forget the way our school and family taught us and learn finance and math really well and then start putting everything in practice and then you'll forget that you'll ever need a paycheck and that is how it is

Which are the two federal agencies that have the primary responsibility for enforcing equal employment opportunity legislation in the country? Describe them in brief.

Answers

Answer:Equal Employment Opportunity (EEO) laws prohibit specific types of job discrimination in certain workplaces. The U.S. Department of Labor (DOL) has two agencies which deal with EEO monitoring and enforcement, the Civil Rights Center and the Office of Federal Contract Compliance Programs.

Civil Rights Center oversees EEO in programs and activities receiving federal financial assistance. CRC also assures equal opportunity for all applicants to and employees of DOL.

The Office of Federal Contract Compliance Programs oversees employers holding federal contracts and subcontracts.

Explanation:

The weather can influence all of the following EXCEPT:
A consumer satisfaction
B. production costs
C. quality of a good
D. quantity supplied

Answers

Answer:

A consumer satisfaction

Explanation:

Consumer satisfaction is derived from the consumption of goods and services. The weather does not influence consumer satisfaction.

On the other hand weather influences, production costs, quality, and quantity of goods. During extreme weather, accessing materials becomes a challenge. Transportation becomes a challenge, which leads to increased cost. Harsh weather creates a shortage of materials affecting the quantity and quality of goods produced.

Answer:

A

Explanation:

Which of the following correctly describes an example of a secondary competitor?

Answers

Answer: A coffee shop that also sells pastries would be a secondary competitor for a bakery that sells pastries, among other products.

(took the test)

Naomi is planning to get a job after graduating from college. Which explains why she should establish a positive credit history?

Answers

Answer:

A). She will appear more responsible to future employers.

Multiple choices

A). She will appear more responsible to future employers.

B). She will be able to do the job better.

c). She will be able to complete her job search application better.

D). She will get an increase in the interest rate on her student loans.

Explanation:

A positive credit score is a result of responsible use of income against the debts incurred. It shows an individual is good at managing their personal finances. A negative credit score paints a bad picture of an individual. It communicates a lack of self-discipline in managing debts.

A positive credit score will portray Naomi as responsible in using her finances. Her employers will view her as good at managing money.

Answer:

A

Explanation:

Cumulative exam


What's the catch with many services promoting a “free credit score?"

Answers

Answer:

the catch to promoting free credit scores is that many credit card companies dont provide free credit scores,only some do.

Explanation:

In 2010, Georgia went from 13 to 14 representatives. Find the percent of increase in the number of representatives.

Answers

Answer:

Percent change in number of representative = 7.7 % (approx.)

Explanation:

Given:

Number of old representatives = 13

Number of new representatives = 14

Find:

Percent  change in number of representative

Computation:

Percent change in number of representative = [Number of new representatives-Number of old representatives]Number of old representatives

Percent change in number of representative = [14-13]/13

Percent change in number of representative = 7.6923

Percent change in number of representative = 7.7 % (approx.)

What kinds of work would you be doing in the Printing Technology Pathway?

Answers

Answer:

The printing technology pathway includes occupations involved in prepress, press and binding, or post-press processes. Workers might transform text and pictures for printing plates, or use digital technology for graphics, layout or printing.

Explanation:hope that this helps :)

debit balance with binod rs.50000​

Answers

Answer:

what?

Explanation:

Again, how do you pay taxes?

Answers

pay taxes that is how you pay taxes
Through your Tax code

Which sentence in the passage refers to the "analysis" of a given problem?

Jeremy is the production manager in a manufacturing company.

He has recently identified a problem in the production process. He has estimated that the problem would lead to a loss of $10,000 and would require time to resolve.

Further,

he has also identified the source of the problem to be the outdated machinery,

which might require major repair, if not immediate replacement,

Finally, Jeremey has also divided the problem into smaller parts, such as production costs, overheads, downtime expense, repair expenditure, and so on.​

Answers

Answer:

Last paragraph

Explanation:

Finally, Jeremey has also divided the problem into smaller parts, such as production costs, overheads, downtime expense, repair expenditure, and so on.

Answer:

Finally, Jeremey has also divided the problem into smaller parts, such as production costs, overheads, downtime expense, repair expenditure,

Explanation:

I just got done taking it and its the last one

What does "trader of energy derivative contracts" mean?

Answers

Answer:

Energy derivative currency traders are becoming a component of market or commodity participants. A further explanation is given below.

Explanation:

These participants concentrate on negotiating to arise from movements in market contractual agreements for physical materials such as oil as well as gold. Almost always, these merchants come to terms with manufactured goods used during the start of the development production process, including certain copper for building projects or wheat flour besides cattle feed.

International marketing is how a company sells a product to a likely customer in a local market.
-True
- False

Answers

International marketing is how a company sells a product to a likely customer in a local market.

False

A corporation does not offer a product to a potential client in a local market when it engages in global marketing.

Any marketing effort that occurs beyond boundaries is referred to as global marketing.

Export, licensing, franchise, joint ventures, and foreign direct investment are all examples of international marketing. The goal of global marketing is to meet the demands of international clients.

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A company purchases a piece of machinery. This machinery is now the
company's
A. capital
B. liability
C. asset
D. equity

Answers

Answer:

my answer is C...the asset

Alejandro Yago leased a Jeep for $209.00 per month for 60 months.He paid a deposit of $850.00, a title fee of $45.00, and a license fee of $60.00. The lease carried a stipulation charging $0.12 per mile for all miles over 60,000. Alejandro drove the Jeep 73,524 miles. What is the total cost of leasing the vehicle?

asap pls I need it

Answers

Answer:

$ 14,267.88  

Explanation:

The total cost of leasing the jeep will be

Title fee :  = $45.00

License fee:  =$60.00

Monthly fees:  $209.00 x 60 = $12,540

charges for miles above 60,000 miles (73,524 -60,000)

=$0.12 x  13524

=$1,622.88  

Total cost = $45 +$60 + $12,540, + $1,622.88

Total cost = $ 14,267.88  

How does the circular flow model help people see the error in believing there is a fixed lump of labor?

A. Adding new people into the model means they can only have a job if they take it from someone else. So, there are more households, not more jobs.

B. Adding new people into the model means that there are more firms and production increases. So, there are more goods and services, but not more households.

C. Adding new people into the model increases the supply of labor and increases the demand for goods and services.

D. Adding new people into the model does not change the demand for goods and services; it only changes the supply of labor.

Answers

B. Adding new people into the model means that there are more films and production increases. So, there are more goods and services, but not more households.

The circular flow model helps people see the error in believing there is a fixed lump of labor by illustrating that adding new people to the model increases both the supply of labor and the demand for goods and services. Therefore, option C is the correct answer.

What is the lump theory of labor?

The fallacy known as the lump of labor is the idea that there is a certain quantity of work that must be completed. If this were the case, redistribution of existing positions would not be possible. The introduction of new technology or an influx of fresh workers has frequently made those who hold to the myth feel threatened.

In the circular flow model, households supply labor to firms, and in return, firms provide wages to households, which they use to purchase goods and services from firms. When new people are added to the model, they increase the supply of labor available to firms, which can increase the production and output of goods and services. At the same time, these new households also increase the demand for goods and services, as they need to consume and purchase items for their daily needs.

Thus, the ideal selection is option C.

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Which of the following is not a benefit of marriage, according to the U.S. Department of Health and Human Services?


making better decisions

mentally healthier

wealthier

at decreased risk of alcohol and drug use

Answers

Answer: wealthier

Explanation:

According to the report by the U.S. Department of Health and Human Services, marriage is beneficial in various ways to both spouses and offspring.

It stated that having a spouse enabled for better decision making in various areas including in substance abuse which led to a decreased risk in both alcohol and drug use.

Being married can also contribute to the general mental health of spouses.

There was no mention however, of marriage making people wealthier.

Answer: making better decisions

Explanation: it's correct on edge


Not showing up to work on time on a regular basis could cause your manager to question your:

Professionalism

fit between your interests and your job

choice of transportation mode

planning skills

I DONT KNOW YET

Answers

Answer:

Professionalism.

Explanation:

Professionalism can be defined as an act which typically involves the positive behavior, conduct and attitude that are being exhibited by an employee. Thus, being a professional simply means that the person displays some level of professionalism such as being responsible, punctual, excellent, ethical, respectful, dedicated, dogged etc.

Basically, it is very important and essential for employees to act in a professional manner while performing their job functions or executing various tasks.

Hence, not showing up to work on time on a regular basis could cause your manager to question your professionalism.

pls help!!!!
answer the following questions using complete sentences. Each answer should contain 3–5 sentences.
What do you think is the most important event in the history of the internet? What event has had the biggest impact on your daily life?

What is your prediction for the future of the internet in the next 20 years?

Answers

i won’t write the sentences for you however i can give you some ideas....
1. one of the most important even i think would be in 2007 when apple created the very first mobile internet (this could also apply to you too)
2. what u think will happen in the next 20 years is that we are going to move away from mobile devices and towards maybe a chip in your head or a sort of device something similar to VR

I need help on this question please

Answers

Answer:

see below

Explanation:

The Federal Reserve serves as the bank for the federal government. It offers banking services to the government just like commercial banks provide services to the general public.

The Federal Reserve is the regulator of commercial banks in the country.

From the list, the roles of the Federal Reserve and commercial banks are as follows.

Federal bank

Regulates safe and lawful operations

Provides financial services to the government

Conducts nations monetary polices

Other commercial banks

Accepts deposits from people

Lends money through to consumers and businesses

the part of a business plan that includes an organization chart, job descriptions of listed positions, and detailed resumes of the current and proposed executives is called the

Answers

Answer: Management Team

Explanation: The management team has authority over positions, resumes, and overall organizational structure of the business.

Other Questions
PLEASE HELPPPPPP ASPAPPPPP please help !! Can someone tell me if this is right You have $142.26 in a bank account. The bank requires you to have at least $30 in your account or else you are charged a fee. Write and solve an inequality that represents the amount you can write your next check for without being charged a fee. your claim must have2 - 3 supporting reasonsan emotional appeal4 supporting reasonsnone of the above What is The Wanderer lamenting? Read these paragraphs and answer the question that follows:1- In 2008, more than one million American students gave nearly 20 million service hours to their communities. They made a difference in peoples lives and learned some important life lessons in the process. Organizations, including schools, are actively promoting service for all citizens as a way to be involved, help others, and improve themselves.2- Service is helping other people and being active in your community. For example, one group of teens planted a community garden with their friends. They grow a variety of vegetables. The garden requires regular care. The teens donate the produce to a local soup kitchen. Workers there use the produce to help feed people in the community. By tending the garden and donating their produce, the teens are actively helping make life a bit better for others in their community.3- Service is valuable in ways that cannot be measured in dollars. People volunteer or serve others without expecting money or gifts in return. Service is not about earning money. It is not just collecting money to give to a group. It is about action and contributing to the common good. The people who serve as well as those who receive help benefit in many ways that are more important than money or gifts. For example, a soup kitchen provides essential food to people who may otherwise go hungry. The soup kitchen is extremely valuable for those struggling to get enough to eat. Those serving learn about compassion and how helping others can improve life for all.4- Millions of Americans are making society better for themselves and for others. They are participating citizens in their community, raising up those who are less fortunate. In return, they become better people who can understand the perspectives and needs of others, which are invaluable and important qualities of good citizens.What is the main idea of this article excerpt?A) Service means helping others in the community.B)Service benefits the helpers and those helped.C) Service is valuable because it is done for free.D) Service requires help with food production. Sarah used 3 pound of blueberries to make 1 cup of jam. How many pounds of blueberries would she need42to make a cup of jam? 7/27/8 ,............ Help pls 6th grade math i will give brainliest A container is at a pressure of 3 atm and a temperature of 280K. What is the new temperature when the pressure is reduced to 1.5 atm. What is the final elevation ifA butterfly starts at 20 m and changes -16 m?What is the final elevation ifA diver starts at 5 m and changes -16 m??/1What is the final elevation ifA whale starts at -9 m and changes 11 m??/1What is the final elevation ifA fish starts at -9 meters and changes -11 meters? Which of the following is not a responsibility of the President of the United Sates?a. To make treaties with foreign countries.b. To determine if a law is unconstitutional.c. To appoint people to government offic Laura is training to run a race. She keeps track of the number of miles she runs. She has been training for 10 weeks, and she has run a total of 120 miles. At what rate has she been running, in miles per week? A. 10 miles per week B. 9 miles per week C. 12 miles per week D. 14 miles per week Need helping naming A real estate agent received a 1.5% commission for a house that sold for $250,000. How much was the agent's commission?A) $375B) $125,000C) $37,500D) $3,750 Why were people surprised when Malalas father entered the speaking contest A. the entrance fee was costly.B. His father told him to do it.C. His mother had recently die.D. He stuttered when he spoke. How Do I Make A Nuclear Bi - Fusion In Between Earth Will Give Brainlyest Please help me this is really confusing here's the question Can someone please help me with these probability questions? Image attached. Beads in the PackageBlue: 5Brown: 4Green: 3Orange: 5Red: 4Yellow: 4