A Risk Assessment Form is a document used to identify and evaluate potential risks associated with a proposed tactic. This form can reveal if the proposed tactic is too hazardous to attempt, and can help guide the development of a more suitable alternative tactic.
The Risk Assessment Form typically includes an analysis of potential hazards, risks and consequences, as well as any recommended mitigating measures that can be taken to reduce or eliminate the risk. The process of determining what risks are present or could arise in the workplace, how they might cause harm, and what steps should be taken to minimise harm is known as risk assessment.
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which term is defined as a loan given to students to help pay for education-related expenses?
education loan is defined as a loan given to students to help pay for education-related expenses.
A education loan is a particular kind of loan made to students to assist them in covering the costs of their post-secondary education and any related expenses, including tuition, books, supplies, and living costs. The interest rate may be considerably lower than with other loans, and the repayment plan may be postponed while the borrower is still enrolled in school, setting it apart from other forms of loans. A financial loan for postsecondary or other higher education purposes is known as an education loan. Education loans are designed to pay for living expenses while the borrower is pursuing a degree, as well as the cost of tuition and other educational fees. An Indian citizen must reside in India in order to be eligible to apply for a loan.
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Which of the following programs allow interest earned on sales escrow accounts to not be paid to the beneficiary's of the trust accounts?
the affordable housing program
The affordable housing program allow interest earned on sales escrow accounts to not be paid to the beneficiary's of the trust accounts.
According to a national or local government's recognized housing affordability index, affordable housing is defined as housing that is judged affordable to people with a household income at or below the median.
The majority of the literature on affordable housing makes reference to mortgages and a variety of forms that exist along a continuum, starting with emergency homeless shelters and ending with affordable home ownership.
Non-market rental is also referred to as social or subsidized housing, and it includes formal and informal rental as well as indigenous housing. The decision of where to live is a result of a very complicated combination of economic, social, and psychological motivations.
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A level of confidence that appropriate and effective IT controls are in place is the definition of regulatory compliance.T/F
Control assurance is a crucial part of any effective risk management framework, giving objective evidence that controls are established and working properly for executive and Board approval of controls over substantial risks.
Some businesses go the extra mile and create "audit-like" test procedures for their controls, which evaluate not just how well they work but how well they are designed to operate. Regular execution of these test programs and analysis of the resulting data is used to generate an overall rating.
The effectiveness of these examinations is mostly dependent on the competence, competence level, and independence of the individual conducting the examination.
The primary issue is the time and money required for administration. Gaining maximum confidence with minimum time and money spent should be the primary goal of control assurance.
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Opportunity cost is not just about monetary cost; it includes anything other than the price of a good that a consumer gives up in order to buy his or her good of choice. Looking to invest in his first pair of dress shoes, Sean is deciding between a pair of slip-on shoes and a pair of traditional lace-up wingtips. In this case, the slip-ons cost $50 more than the wingtips. Which of the following should be included in the opportunity cost of buying the slip-ons
The savings made possible by buying wingtips. The opportunity cost of traditional wingtips is their classic appearance.
Why is opportunity cost important?Understanding opportunity cost will help you make more informed decisions. When you fully appreciate the potential costs and benefits of each option you are contemplating, you may be able to make a more informed decision and be more prepared for any consequences of your choice. A corporation's financial statements do not explicitly account for opportunity cost. However, opportunity costs continue to be very significant from an economic standpoint. However, because opportunity cost is a relatively abstract concept, many companies, executives, and investors fail to consider it when making daily decisions. The time and money spent learning that could have been put to other uses make up the opportunity cost.
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Total revenue is maximized at the point where
Group of answer choices
marginal cost equals zero
marginal revenue equals zero
marginal revenue equals marginal cost
marginal profit equals zero
None of the Above
Total revenue is maximized when (C) marginal revenue and marginal cost are equal.
What is Total revenue?The sum of money a business makes by selling its products and services is known as total revenue.
In other words, businesses utilize this statistic to assess how effectively their primary sources of revenue are generating profits.
Total revenue is directly correlated with marginal revenue.
When marginal revenue and marginal cost are identical, total revenue is maximized.
Although both revenue and profit are positive indicators for your company, they are not the same thing.
Both present a critical viewpoint on your business.
Revenue is the income obtained from business operations, whereas profit is the net income after expenses are subtracted from earnings.
Therefore, total revenue is maximized when (C) marginal revenue and marginal cost are equal.
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Correct question:
Total revenue is maximized at the point where
Group of answer choices
a. marginal cost equals zero
b. marginal revenue equals zero
c. marginal revenue equals marginal cost
d. marginal profit equals zero
e. None of the Above
abbott company uses the allowance method of accounting for uncollectible accounts. abbott estimates that 3% of net credit sales will be uncollectible. on january 1, the allowance for doubtful accounts had a credit balance of $2,400. during the year, abbott wrote off accounts receivable totaling $1,800 and made credit sales of $100,000. there were no sales returns or sales discounts during the year. after the adjusting entry, the december 31, balance in the bad debt expense will be
After adjusting entry, the December 31, balance in bad debt expense will be $4200.
What is bad debt?When a debtor misses a payment, the creditor must declare that sum of money as a bad debt. When a bad debt becomes uncollectible and appears on the creditor's books, it is recorded as a charge-off. Every business that extends credit to customers needs to prepare for the prospect of bad debt because there's a chance the money won't be paid back. These businesses can estimate the proportion of their receivables that can become uncollectible by using the accounts receivable (AR) aging approach or the percentage of sales method. When a debtor is unable or unwilling to pay owing to bankruptcy, financial difficulty, or neglect, the debt becomes bad.
Balance= $2400+$1800= $4200
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sometimes countries give up some control of their own affairs to work together on goals they all share. this is a form of responses spatial inequality. spatial inequality. economic activity. economic activity. sustainable development. sustainable development. supranational cooperation.
Supranational cooperation is a form of response to spatial inequality, economic activity, and sustainable development.
What is Supranational cooperation?Supranational cooperation is a form of international collaboration that goes beyond the scope of individual nation-states. This type of cooperation involves a number of countries coming together to work on common goals or projects. The aim is to create a unified system that can address global issues and challenges more effectively than if the countries worked separately.
It involves countries giving up some control of their own affairs to work together to achieve shared goals. This could include setting common standards, working together to protect their environment, or developing international trade agreements. By working together, countries can benefit from increased collaboration and shared resources.
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Each of the following items is accurately defined under FICA as taxable wages except:
a. value of meals furnished to employees for the employer's convenience.
b. value of meals furnished to employees for the employees' convenience.
c. Commissions.
d. dismissal pay.
Answer is option b. value of meals furnished to employees for the employees' convenience.
What is FICA?The Federal Insurance Contributions Act, or FICA, is referred to. It is a United States federal law that requires employers and employees to pay a tax to fund Social Security and Medicare. The tax consists of a 6.2% Social Security tax on earned income up to a maximum annual limit and a 1.45% Medicare tax on all earned income.
Self-employed people must also pay the FICA tax. The Social Security portion of the FICA tax is used to provide benefits for retirees, the disabled, and the survivors of deceased workers. The Medicare portion of the FICA tax is used to pay for health care services for the elderly and certain disabled individuals.
The FICA tax is one of the federal government's main sources of funding for Social Security and Medicare. It is collected by the Internal Revenue Service and is paid into the Social Security and Medicare Trust Funds.
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Ben is a broker who is selling his own home. When advertising his home for sale, all of the following is true about the ad EXCEPT that it
Must use the firm's name
Must be honest
Must clearly indicate that Ben is a licensed broker
May use Ben's own name
All of the following are true for the advertisement for the homeowner's house EXCEPT that it must include the name of the company.
What makes sell different from sale?"Sale" refers to a trade at a reduced price in the expressions for sale and on sale. In addition to giving something away in exchange for cash, the verb "sell" also refers to luring or persuading someone to purchase a good or service.
What is the thing that is being sold?Selling goods has the basic goal of transferring ownership from the vendor to the buyer. Sections 16 through 19 make reference to the Sale of Goods Act of 1893. The ownership of the items, however, only passes to the buyer if a conflicting intention is obvious.
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a client in the manufacturing industry approaches accenture with an interest in using extended reality for their business. what is a unique way accenture could demonstrate our xr capabilities to this client?
Accenture could use a combination of virtual and augmented reality to create a 3D virtual environment that mimics the client's manufacturing facility. This would allow the client to explore and experience their device in a more immersive way and demonstrate the capabilities of XR.
This can be further enhanced by using real-time data and analytics so the client can see the results of their decisions more visually. In addition, Accenture can create digital twins of the manufacturing plant and its components, so the client can analyze and optimize each component in the best possible way. It would be a great way to demonstrate the potential of XR in the manufacturing industry.
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What questions do you answer when you manage a project? Select an answer___ a. all of these answers. b. How will you know when you're done? And how well did the project go?. c. What's your plan? d. What problem are you solving? And how are you going to solve it?
All of these questions are important to consider when managing a project. Knowing when a project is completed and how well it has progressed is important for assessing project success and learning from mistakes.
When building a plan, it is important to consider what problem is being solved and how it can be solved. The project manager should also consider the resources, objectives, schedule, budget and all other relevant aspects to ensure the successful completion of the project. In addition, project managers should be aware of project risks and how to mitigate them. Regular communication with stakeholders should be maintained to ensure all objectives are met and all questions are answered.
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You've created a meal plan for the next few days, and prepared a list of products that you'll need as ingredients for each day's meal. There are many shops around you that sell the products you're looking for, but you only have time to visit one or two stores each day. Given the following information, your task is to find the
You've produced a list of the things you'll need as ingredients for each day's meals and a menu plan for the upcoming few days. There are numerous stores.
Ingredient is what?Anything that goes into a combination is called an ingredient. For instance, instructions for cooking a certain food list the ingredients that must be utilised. Secret components found in many commercial products give them the ability to outperform rival goods, according to their manufacturers. noun. something that incorporates into a mixture as an element: The cake mostly consists of flour, eggs, and sugar. the building blocks of political success; a constituent part of anything.
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on january 1, year 1, west co. entered into a 10-year lease for a manufacturing plant. the annual minimum lease payments are $100,000. in the notes to the december 31, year 2 financial statements, what amounts of subsequent years' lease payments should be disclosed?
The minimum yearly lease payment is $100,000. What amounts of the following year's lease payments are shown in the notes to the financial statements as of December 31, year two?
What is the minimum yearly lease ?
(as defined in Section 4.1 of this Lease) which shall be due and payable during the first Renewal Term, if exercised by Tenant, shall be established prior to the start of each applicable Renewal Term and shall be equal to three percent (3%) of the annual Gross Sales average at the Premises for the two (2) Lease Years preceding the start of the applicable Renewal Term. For the initial renewal term, percentage rent will be calculated in line with Section 4.2 of this Lease.
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it costs $5820 to get new windows for a certain house. each of the 28 windows costs the same amount. determine an estimate for the cost of each window. justify your reasoning. what is the cost of each window, rounded to the nearest dollar?
The cost of each window (rounded to the nearest dollar) is $208.00 if it costs $5820 to get new windows for a certain house.
Calculating the problem:Estimated round up $6000 and divide by $30(rounded up) = $200 each estimated
$5820÷28= $207.857..
so round up to $208
What does it mean to estimate costs?A statement that indicates the value of the costs associated with producing finished goods is known as cost estimation. The process of taking direct costs, indirect costs, and other factors into consideration and calculating a budget that meets the financial commitment necessary for a successful project is known as cost estimation.
Cost estimation aids in determining the selling price of the final product after charging appropriate overhead costs and allowing a certain margin for profits.
How is the cost estimation process carried out?The process of forecasting the financial and other resources required to complete a project within a defined scope is known as cost estimation in project management. Estimating costs takes into account every part of the project, from materials to labor, and comes up with a total amount that is used to figure out a project's budget.
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as a part of a downsizing initiative, richmond and sons fired an employee before his employment contract lapsed. is the employee responsible for mitigating damages? explain.
In the event of a breach of contract, the law requires the innocent, non-breaching party to use reasonable efforts to mitigate any resulting damages. The extent of mitigation required will depend on the type of contract
What is meant breach of contract?
A breach of contract occurs when the parties to a binding contract do not provide according to the terms of the contract. Breach of contract can occur in both written and oral contracts. Any party involved in a breach of contract may resolve the matter between themselves or in court.
What is consequences of breach of contract?
Under the law, when a contract is breached, the guilty party must remedy the breach. The main solutions are damages, termination of certain performance or contracts, and refunds. Compensation for damages:
The purpose of damages is to heal the non-infringing party as if the injury never occurred.
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cliff is trying to determine the total value of a commercial property. his analysis of three comparable properties in the city gives cliff an average capitalization rate of 8% to use. after identifying the net operating income of the subject property at $250,000, what did cliff estimate its total value to be?
$3,125,000 did cliff estimate its total value to be of Inverse ratio ventilation (IRV).
What is Inverse ratio ventilation (IRV)?
As an alternative to traditional inspiratory/expiratory ventilation, inverse ratio ventilation (IRV) turns the inspiratory/expiratory cycle on its head. This is accomplished by altering the inspiratory to expiratory (I:E) ratio, often to raise the mean airway pressure and hence enhance oxygenation (MAP).
What do ERV and IRV in breathing mean?
After a typical exhalation, there is still more air that can be exhaled, which is known as the expiratory reserve volume (ERV). The reserve amount is how much more air than usual can be exhaled. The quantity of extra air that can be inhaled following a typical inhalation is known as the inspiratory reserve volume (IRV), on the other hand.
$3,125,000
Cliff used the "IRV" formula (Income ÷ Rate = Value).
$250,000 ÷ .08 = $3,125,000
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The _____________________________________________ period was a time of economic growth after the war of 1812.
what's the relationship between the loan estimate and the closing disclosure used in washington transactions?
The purpose of the Loan Estimate is to confirm the information provided on the Closing Disclosure. Within three days of receiving an application, lenders issue the Loan Estimate, and the values in the Closing Disclosure should match those in the Loan Estimate.
What connection is there between the closing disclosure and the loan estimate?You will receive the Closing Disclosure after selecting a lender and through the mortgage underwriting gantlet. In final form, it offers the same details as the Loan Estimate. This indicates that it includes the fixed charges of your loan as well as the precise sum you must pay at closing.
Why is it significant that the loan estimate and closing disclosure are separate documents?To make sure the terms and fees are what you anticipated, compare your Closing Disclosure with your most recent Loan Estimate. You have three days to carefully check your loan documentation and ask your lender any last-minute queries. Some of your expenses could perhaps change.
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explain the significance of collective bargaining cost-of-living adjustments Cola meditation admiration picketing boycott lockout injunction;
Collective bargaining solves workplace issues. It also raises American incomes best. Collective bargaining gives union workers higher wages, better benefits, and safer workplaces.
Collective bargaining is when unions negotiate contracts with employers for compensation, benefits, hours, leave, job health and safety, work-life balance, and more.
Three-quarters of private-sector and two-thirds of public-sector workers in the US can collectively bargain. Laws gave U.S. workers this right. In 1926, the Railway Labor Act granted railroad workers collective bargaining, which currently encompasses airline workers.
The 1935 National Labor Relations Act clarified most private-sector workers' bargaining rights and made collective bargaining the "policy of the United States." International human rights conventions recognize collective bargaining.
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in the long-term liabilities section of its balance sheet at december 31, year 1, mene co. reported a finance lease obligation of $75,000, net of current portion of $1,364. payments of $9,000 were made on both january 2, year 2 and january 2, year 3. mene's incremental borrowing rate on the date of the lease was 11% and the lessor's implicit rate, which was known to mene, was 10%. in its december 31, year 2, balance sheet, what amount should mene report as finance lease obligation, net of current portion?
Ni ne Co. reported a financial liabilities duty of $75,000, net of integrates seamlessly of $1,364 in the long-term current liability of its balance sheet as of December 31, year 1.
What do we imply by financial services?Finance refers to the formation, and study of cash and investments. It entails the use of debt and credit securities, and investment to fund current projects with future income flows.
What exactly is finance?Finance is the management of money at the personal, corporate, and public levels. Students learn this same big picture of biz and can prepare for career paths ranging from financial consultant to investment banker.
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what is a risk associated with globalization excessive market regulation global financial contagion differentiation of markets restrictions on competition
The loss of biodiversity and deforestation brought on by economic specialization and infrastructure expansion are just two of the severe environmental issues that increased globalization has been attributed to. pollution brought on by increased commodities movement, including greenhouse gas emissions.
What is globalization ?According to Professor Forest Reinhardt of the Harvard Business School, globalization is the expansion of the flow of products, services, capital, people, and ideas across international borders. Reinhardt teaches the online course Global Business.Global Business quotes Reinhardt as saying, "We live in a globalized age." To put it another way, there is a stronger than ever connection between national economies.Globalization won't ever be stopped by the world. Globalization is a fact, despite the fact that some nations and areas have implemented laws, regulations, and other measures to restrict it, such tariffs. The good news is that firms and professionals who are prepared to face and mitigate the risks associated with globalization stand to gain greatly.Understanding the opportunities and potential risks associated with globalization can help you be more productive in your job and add more value to your organization, whether you're a business owner, executive leadership team member, or an employee.One way to quickly learn the macroeconomic, political, and social variables that have and are continuing to influence society is to enroll in a course like Global Business.To Learn more About globalization refer To:
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which of the types of financial institution below is set up by a local government and allows borrowers and depositors to be members?
The type of financial institution below is set up by a local government and allows borrowers and depositors to be members is the
C. Credit unionWhat is financial institution?Any business engaged in the provision of financial services to clients who maintain a credit, deposit, trust, or other financial account with the business is referred to as a financial institution.
A credit union is a not-for-profit financial institution that is owned and controlled by its members. Credit unions offer many of the same services as banks, such as savings accounts, checking accounts, and loans, but they are typically smaller and focus on serving a specific community or group of people.
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complete question
Which of the types of financial institution below is set up by a local government and allows borrowers and depositors to be members?
Savings and loan association
Commercial bank
Credit union
Mutual savings bank
kyla signed up for a new credit card that offers reward miles for every purchase. kyla plans to make as many purchases as she can so that she can accumulate enough miles to go on a trip over spring break. such an approach is an example of .
The given situation is an example of (A) a token economy.
What is a Token economy?
A contingency management system based on the methodical reinforcement of target behavior is known as a token economy.
Symbols or tokens that can be traded for other reinforcers are known as reinforcers.
A token economy can be categorized under applied behavior analysis and is based on the concepts of operant conditioning and behavioral economics.
Token economies are employed with kids and adults in real-world situations, but they have been effectively modeled with pigeons in lab settings.
For instance, a child might have to earn 5 tokens before they can trade them in for a bigger, more desirable object.
Therefore, the given situation is an example of (A) a token economy.
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Complete question:
Kyla signed up for a new credit card that offers reward miles for every purchase. Kyla plans to make as many purchases as she can so that she can accumulate enough miles to go on a trip over spring break. Such an approach is an example of __________.
a.) A token economy
b.) A form of negative reinforcement
c.) Shaping
d.) A schedule of reinforcement
calvin, the project manager, has scheduled a meeting for his team to discuss problems that have developed over the course of the project. lou, a team member responsible for assisting with updating the project schedule, expresses his concern about the time constraints over the next month. he is concerned there will not be enough time to attend the upcoming training seminar on how to use a new software program that is designed to help him with his tasks for maintaining the project schedule. lou maintains that it is of the utmost importance to be able to attend the training. jane, who is part of the project management team, needs lou to be available to work on some key tasks. jane reminds lou and calvin that the training seminar is important, but it will be presented three months from today's date and lou can attend it when there is more flexibility in the project schedule. calvin responds by agreeing that the training seminar is important and needs to be attended by lou. which part did calvin play in this situation?
Calvin is retreating from the matter by letting Lou and Jane come up with a solution. A possible disagreement between project team members is avoided by the project manager as a means of conflict resolution.
Give a brief account on Project management.Project management can be regarded as the process of organising a team's efforts to complete all project objectives within the allotted time and budget restrictions. This information is typically included in-depth in the project documentation created at the beginning of the development phase. The primary constraints are those of scope, time, and budget. The second challenge is to use resources as effectively as possible to carry out defined goals.
Methods for project management can be used on any project. Depending on the size, nature, industry, or sector of the project, it is frequently adjusted to a particular project type. For instance, the construction sector, which concentrates on the delivery of things like buildings, roads, and bridges, has created its own specialised form of project management, referred to as construction project management, in which project managers can obtain training and certification.
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on january 1, y1, an entity enters into a non-cancellable contract to transfer a product to a customer on march 31, y1. the contract requires the customer to pay consideration of $1,000 in advance on january 31, y1. the customer pays the consideration on march 1, y1. the entity transfers the product on march 31, y1. when does the entity record a contract liability?
Year 2, D July 15 does the entity record a contract liability.
When sales or purchases are conducted under the terms "F.O.B." (free on board), ownership of the products shifts from the vendor to the buyer upon arrival at the destination. The seller retains title to the items while they are in transit.
Even though it was dispatched on July 1, year 2, the copier doesn't arrive at Archer until July 15, year 2. On July 15, Archer receives the formal transfer of title. Once legal title is transferred, which occurs on July 15th of year 2, liability is recognized.
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the only way to access the data in a database is through the dbms. T/F
The only way to access the data in a database is through the DBMS. This statement is true.
How does DBMS give users access to data?
Users can create, read, update, and remove data in databases using a DBMS, which acts as an interface between them and the databases. Data can be changed or extracted by users and other programmes thanks to DBMS, which manage the data, the database engine, and the database structure.
What are the primary methods by which users can access data kept in a DBMS?
Report generation and ad hoc user queries, which let users utilise query language software to ask questions, are two ways to access data.
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a property manager refuses to rent to a transgender man on account of his gender identity. under the fair housing act of 1968, is this legal?
Housing discrimination occurs when a person who is renting, purchasing, or selling a property is treated differently by someone else because they fit a specific description of a protected class.
The Fair Housing Act of 1968 made it illegal for landlords, sellers, and lenders to discriminate against home renters and buyers based on their race, colour, religion, or nationality. The Fair Housing Act was expanded by the federal government in 1974 to add protections for gender and in 1988 to include provisions for disabled people and families with children.
Additionally, same-gender couples and transgender people "receive demonstrably less favourable treatment than their straight and cisgender counterparts in places across the country when seeking rental property," according to housing discrimination studies, according to HUD.
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Equity, as represented in the accounting equation, would increase as a result of which of the following items
Revenues, gains, expenses, and losses are the primary accounts that have an impact on owner's equity. If you make money, your owner's equity will rise. earnings derived from running a business.
Which accounts cause an increase in equity?If you incur losses and expenses, your owner's equity will decline. Your owner's equity will be negative if your obligations surpass your assets. If all other factors are equal, a company's equity will rise when its assets do, and vice versa. Reducing obligations, for as by paying off debt, will raise equity whereas adding liabilities will lower equity. Modern accounting techniques depend on these fundamental ideas to function. Stockholders' equity rises as a result of more stock investments or more net income. A net loss or dividend payments cause it to go down. If revenue accounts are closed out into retained profits, retained earnings rises; if expense accounts and cash dividends are closed out into retained earnings, retained earnings fall.
The complete question is:
Equity, as represented in the accounting equation, would increase as a result of which of the following items?
Earnings from operating a business.
Earning from loss
Both 1 and 2.
None of the above
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which of the following is not a valid legal description for real property in texas? a) recorded plat b) metes and bounds c) lot, block, section number, and subdivision d) street address
In Texas, it is not a legal description of real property (A)street address.
Metes and limits is a more usual legal description. This is a centuries-old public surveying method. Townships and ranges are split into portions of 640 acres each using this manner. The legal description identifies the location of a certain property within its township, range, and section.For example, each township is six square miles in size, or 23,040 acres, and has 36 square sections, each of which is one square mile in size (or 640 acres).Range lines go east and west, whereas townships run north and south. The township and range method was used in the Governmental Land Surveys in 1785 and has since been utilized.
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FILL IN THE BLANK ________________ activities usually appear at the end of your resume and help to depict soft skills such as teamwork and communication that can be related to a position you are applying for.
Extracurricular activities usually appear at the end of your resume and help to depict soft skills such as teamwork and communication that can be related to a position you are applying for.
About extracurricular activitiesExtracurricular activities as a forum for developing students' potential can have a positive impact on strengthening character education. Students are expected to be able to develop the character well, namely: (1) global diversity, (2) mutual cooperation, (3) creative, (4) critical thinking, (5) independent, and (6) faithful, devoted to God Almighty, and have a noble character.
Education units have an obligation to organize extracurricular activities as a vehicle to facilitate the development of students' talents and interests. Therefore, extracurricular activities must be managed in a systematic and patterned manner so that they lead to the achievement of the intended goals. In order to be able to compile and develop systemized and patterned extracurricular activities, schools need to understand the methods and stages, a guide is needed that can guide educational units in organizing them.
extracurriculars are character development activities in the context of optimally expanding the potential, talents, interests, abilities, personality, cooperation and independence of students carried out outside of study hours, intra-curricular activities and co-curricular activities under the guidance and supervision of the education unit.
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