E-Money rates. An internet company, e-Money, is offering a money market account with an APR. of 5%. The effective annual interest rate offered by e-Money if the compounding interval is annual.
Annual Percentage Rate, or APR, describes the annual interest rate charged for borrowing or received through investing.
The annual percentage rate (APR) is presented as a percentage and shows the yearly cost of funds over the life of the investment or spending.
The Annual Percentage Rate (APR) is the annual cost of borrowing money, including fees, represented as a percentage.
The APR is a more comprehensive estimate of the cost of borrowing money since it includes not only the interest rate but also the fees that a person must pay to obtain the loan. The higher the APR, the more we must pay throughout the life of the loan.
Hence, the answer is annual.
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Charlie's chocolates' had stock issuances of $78,000 and dividends of $34,000. the company has revenues of $111,000 and expenses of $78,000. calculate its net income.
Charlie's chocolates' had stock issuances of $78,000 and dividends of $34,000. The company has revenues of $111,000 and expenses of $78,000 so, Net income will be equal to= Revenue - Expenses
=111,000-78000 which is equal to =$33,000
While expense refers to a cost incurred in the course of producing or providing a core company function, revenue is the phrase used to represent income made via the provision of a business's primary goods or services.
When a business sells its products or services, the gross proceeds are referred to as "revenues" or "sales." Because there are always certain costs associated with manufacturing (both constant and variable), these must be subtracted as expenses from revenue to determine a company's net profit.
Salaries, wages, and employee benefits, marketing and advertising, rent, energy costs, insurance, taxes, interest, depreciation, and amortization are just a few examples of the many various sorts of expenditures that might be associated to expenses.
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The long-term benefit of saving for retirement or any other long-term goal is the power of ___.
Answer: Compound Interest
Explanation:
The long-term benefit of saving for retirement or any other long-term
goal is the power of Compound Interest.
What is compound interest?
The interest on a loan or deposit that is calculated based on both the initial principal and the accumulated interest from previous periods is known as compound interest (also known as compounding interest).
Compound interest, also known as "interest on interest," is thought to have its roots in 17th-century Italy.
Compared to simple interest, which is calculated solely on the principal amount, it will cause a sum to grow more quickly.
The frequency of compounding determines the rate at which compound interest accumulates.
The compound interest increases with the number of compounding periods.
For instance, $100 compounded at 10% annually will accrue less compound interest than $100 compounded at 5% semi-annually over the same time period.
Compound interest is calculated on the initial principal of a deposit or loan, which also takes into account all of the accumulated interest from prior periods.
The annual interest rate is raised to the number of compound periods minus one, and the initial principal amount is multiplied by both of these factors.
The frequency schedule for compounding interest can be set to be continuous, daily, or yearly.
The quantity of compounding periods has a big impact on compound interest calculations.
Compound interest will pay you more over the course of your life the younger you are. In actuality, you are supersizing your finances.
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A(n) ___ is an internal skill or capability that does not enable a company to choose and implement strategies that support its mission.
If+you+invest+$2,000+today+for+three+years+at+5%+interest+paid+annually,+you+will+earn+a+total+of+$______+in+interest.+assume+you+re-invest+all+interest.
The compound interest amount after three years will be 2315.35.
Amount = 2000 ( 1+ 5/100)^3
= 2000 (105/100)^3
= 2000 (21/20)^3
= 2315.25
What is compound interest?Compound interest, also known as interest on principal and interest, is the addition of interest to the loan or deposit principal.
When you receive interest on both the principal amount of your savings and any previous interest, this is known as compound interest. So let's say you put $1,000 (your principal) into an investment that generates 5% once a year in interest or other earnings (the compounding frequency).
Adding the annual interest rate raised by the number of compound periods minus one to the initial principal amount yields compound interest. Next, the value obtained is reduced by the full initial loan amount.
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According to the vrio framework, non-value-adding resources and capabilities will lead to _____ for a firm.
According to the VRIO framework, non-value-adding resources and capabilities will lead to Sustainable Competitive Advantage for a firm.
Sustainable Competitive Advantage: A group of resources, traits, or skills that help a firm better satisfy the needs of its customers than the competitors are known as sustainable competitive advantages. It is challenging to duplicate or replicate sustainable competitive advantages.
VRIO Framework: VRIO is an acronym for a four-question framework focusing on value, rarity, imitability, and organization, the criteria used to evaluate an organization's resources and capabilities.
According to the VRIO framework, non-value-adding resources and capabilities will lead to Sustainable Competitive Advantage for a firm.
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QUESTION 10
One of the biggest drivers of the explosion of tourism on the global market has been the rise of:
O a. Chinese Tourists
O b. U.S. population increase
O c. The Euro to Dollar exchange rate
O d. Caribbean tourists
Answer:
b. U.S. population increase
Explanation:
Which business opportunity involves higher start-up costs?
A business opportunity that involves higher start-up costs is Foreign Direct Investment.
What is foreign direct investment?This refers to when a foreign company or entity, buys into a local company and becomes the controlling interest. It means that they have to be hands-on in managing the company.
Foreign Direct Investment leads to high start-up costs because the foreign business would have to spend a lot on labor, equipment, and other expenses to get the business running.
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How did greece get into trouble with its government debt? did joining the eurozone help them pay rising government debts? explain your answers.
The Greek debt crisis is due to the government's fiscal regulations that included too much spending. Greece's economic situation become sound while it entered the eu inside the early Eighties, however deteriorated appreciably over the subsequent thirty years.
1. the workout of political authority over the actions, affairs, and so forth, of a political unit, people, and many others, as well as the performance of certain functions for this unit or frame; the action of governing; political rule and management. 2. the device or shape by means of which a network, and many others, is dominated. tyrannical authorities.
Government , Political gadget through which a frame of humans is administered and regulated. extraordinary levels of government usually have extraordinary obligations. the extent closest to the ones ruled is local authorities. local governments include a grouping of character communities.
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The flexible budget performance report directs management's attention to areas where corrective action to:________
The flexible budget performance report directs management's attention to areas where corrective action to help control operations.
A flexible budget is defined as a summary of revenues and costs across a range of different activity levels.
Therefore, a flexible budget is prepared after making an intelligent classification of all expenses between fixed, semi-variables and variables because the usefulness of such a budget depends upon the accuracy with which the expenses can be classified.
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After an increase in aggregate demand, why does the real growth rate revert to the solow growth rate in the long run?
The economic Growth rate reverts to the slow growth rate in the long run.
What happens to the Solow model if the population increases?In the Solow model, an increase in the population growth rate raises the growth rate of aggregate output but has no permanent effect on the growth rate of per capita output. An increase in the population growth rate lowers the steady-state level of per capita output.According to the Solow Growth Model, the production function displays constant returns to scale (CRS). According to this supposition, doubling the capital stock and the labor force causes the output to exactly double. Because of this, the Solow model's mathematical analysis concentrates on output and capital per worker rather than total output and total capital stock.To learn more about Growth rate, refer
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What+is+the+price+today+of+a+two-year,+default-free+security+with+a+facevalue+of+$1000+andan+annual+coupon+rate+of+6%?do
The value of the bond price is P = $989.41.
What is Economics?It is defined as a science that studies the analysis of resources, such as natural and monetary resources, with the purpose of creating wealth, consumption of goods and services, in order to meet human needs.
The equation we will use to answer this problem is given by the following expression:
P = CPN/1 + YTM1 + CPN/(1 + YTM2)² + --- + CPN+FV/(1 + YTM)ⁿ
Where the values of the variables are:
CPN = $60FV = $1000YTM1 = 0.06YTM = 0.066P = 60/1 + 0.06 + 60+1000/(1 + 0.066)²
P = $989.41
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In the ge business screen portfolio management technique, businesses that have good competitive position in an attractive industry are known as:_________
In the age business screen portfolio management technique, businesses that have a good competitive position in an attractive industry are known as Winners.
A management technique is 'a regarded technique of analyzing or fixing a regarded sort of control trouble in an in-depth, systematic manner. A management hassle is any state of affairs in which a manager has to take a management choice.
Management technique includes the planning, prioritizing, and organizing of paintings efforts to perform goals within a commercial enterprise agency. A management fashion is the specific manner managers cross about conducting those objectives. It encompasses the manner they make choices, how they plan and prepare work, and how they work out authority.
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An analysis of the stability or instability of a government is an example of scanning which environment?
An illustration of scanning the political environment is determining if a government is stable or unstable.
The political environment describes variables that affect businesses that are external to the corporation and have to do with a nation's government or public affairs. Here, the term "government" is used broadly. It can be used to refer to the federal government, state governments, local governments, government agencies, and independent government organisations like Bank Indonesia and the Financial Services Authority. Transnational organisations like the World Trade Organization, IMF, and World Bank can also be included in this group under rare circumstances. In a more general sense, the term also refers to various organisations that are in charge of enacting laws and regulations. Risks might be very high when the political environment changes. They might put the business's plan at danger. Examples include conflict, unrest in politics, and corruption.
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Which two types of intellectual property are thought of as opposite to each other?
The two types of intellectual property are Patents, Trademarks.
What are Patents and Trademarks?A patent protects new inventions, processes, or scientific creations, a trademark protects brands, logos, and slogans, and copyright protects original works of authorship.A brand is a marketing idea that includes consumer perceptions of your good or service. Customers link specific characteristics, such as reputation, image, and emotion, to various brands. For instance, a specific brand may have been created to inspire feelings of assurance, serenity, or security in you.A federal trademark registration, on the other hand, can give your brand national legal protection in relation to specific goods or services. You can decide whether to use trademark law to protect your brand. When it comes to their primary or defining products or services, many business owners opt to protect their brand names. If you have a slogan or logo for those products or services, you may also decide to protect it.
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The Central Islip community has 9,649 homes in it. Smart Boards cost the school district $5,200 each. The HS needs 175, the Reed School needs 150 and the Mulligan school needs 50 new boards. Network Outsource the schools tech company has 12 workers for the HS, 8 for the Reed School and 4 for Mulligan. They all work 8 hours a day. They work 5 days a week, Monday thru Friday. They earn $58 per hour. It will take 45 weeks to finish the job. Find: a) Total Product Cost b) Total Labor Cost c) Total Cost d) Cost per Home e) Cost per Week
**(52 Weeks per Year)
Finding the following cost information about the Central Islip Community's requirement for Smart Boards is as follows:
a) The Total Product Cost is $390,000.
b) The Total Labor Cost is $2,505,600.
c) The Total Cost of the project is $2,895,600.
d) The Cost per Home is $300.09.
e) The Cost per Week, given a 52-week-year, is $55,684.62.
Data and Calculations:Homes in Central Islip Community = 9,649
Cost of Smart Boards per unit = $5,200
Requirements for Boards and Workers:
Boards Workers
HS 175 12
Reed School 150 8
Mulligan 50 4
Total boards = 375 24
Total cost for smart boards = $390,000 ($5,200 x 375)
Total labor cost = $2,505,600 ($58 x 8 x 5 x 45 x 24)
Total cost = $2,895,600 ($2,505,600 + $390,000)
Cost per Home = $300.09 ($2,895,600/9,649)
Cost per Week = $55,684.62($2,895,600/52)
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The portion of the obama stimulus package that provided unemployment benefits for longer than the usual 26 weeks is best thought of as?
The portion of the obama stimulus package that provided unemployment benefits for longer than the usual 26 weeks is best thought of as non-discretionary fiscal policy
What is Fiscal policy?
Fiscal policy is the use of taxes and government spending to control the economic activity of a country. Such intent is explicitly stated in the Employment Act of 1946 and restated in the Humphrey-Hawkins Act of 1978.
What is Nondiscretionary fiscal policy ?
Nondiscretionary fiscal policy consists of policies that are built into the system so that an expansionary or contractionary stimulus can be given automatically. Unemployment insurance, the progressive income tax, and welfare serve as the built-in policies.
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Noodlecake pays $300 cash to create the company's logo. the journal entry to record this transaction would include a ______ for $300.
Noodlecake pays $300 cash to create the company's logo. The journal entry to record this transaction would include a credit to cash and debit to logo/trademarks for $300.
Journal Entry: An accounting book's journal entry serves as a record of a company's financial transactions. An accurate date, the sums to be debited and credited, a description of the transaction, and an individual reference number are all required components of a properly recorded journal entry.
Noodlecake pays $300 cash to create the company's logo. The journal entry to record this transaction would include a credit to cash and debit to logo/trademarks for $300.
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Calculate the average collection period for dotte inc. if its accounts receivables were $500 and $600 at the end of each of the last two years, and its revenue over the last year was $3,000:________
Calculate the average collection period for dotte inc. if its accounts receivables were $500 and $600 at the end of each of the last two years, and its revenue over the last year was $3,000: 67 days
Sales are the money an agency earns from the sale of its services and products. Cash drift is the internet sum of money being transferred into and out of an organization. Revenue provides a degree of the effectiveness of an organization's income and advertising, while cash flow is greater of a liquidity indicator.
In bookkeeping, revenues are credited due to the fact revenues purpose proprietor's fairness or stockholders' equity to increase. recollect that the accounting equation, belongings = Liabilities + owner's fairness, have to usually be in balance.
Supply of revenue method segregation of revenues by way of supply. The number one classification differentiates district, intermediate, kingdom, and Federal revenue resources. revenues from restricted resources would be similarly classified as the use of the project/Reporting dimension.
Average of accounts receivables = (500+600)/2
= 550;
Receivable turnover ratio = 3000/550
= 5.4545 ;
Average collection period = 365/5.454 = 67 days ;
ans is 67 days.
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When economists develop models designed to explain the choices people make, they generally assume that:_________
Typically, economists make the following assumptions when creating models to explain why people make certain decisions: people are rational
Development Economics: What Is It?
The improvement of the fiscal, economic, and social conditions in impoverished countries is the focus of the economics branch known as "development economics." Development economics, which places a focus on improving living standards in the world's poorest countries, considers factors such as health, education, working conditions, local and international policy, and market conditions. The area also looks at macroeconomic and microeconomic aspects of developing economies' structures, as well as domestic and global economic growth.
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Why is the income approach to value often difficult to use on a single-family residential appraisal?
Because single-family rental property sales are uncommon in the area, it can be challenging to employ the income approach to value when valuing a single-family home.
Income: What Is It?
The money that a person or organization earns in return for their labor or products is referred to as income. Depending on the situation, such as in taxation, financial accounting, or economic research, the definition of income may vary.
The majority of people define their income as all of their receipts, including wages and salaries, investment returns, pension payments, and other types of payments. Income for businesses is defined as the sum of all revenues from the sale of goods and services, as well as any interest or dividends connected to the business's cash accounts and reserves.
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A credit score doesn’t factor in your income or the amount of money in your bank account. Knowing that, why do you think so many people believe a credit score is a good measure of financial health?.
Credit score is important because it helps in determining whether you are able or not to get loans, if yes, then at what rates, what is probability of your repayment.
What is credit score exactly?
A credit score is given to those person or organisations who wants to take loan to determine their creditworthiness. It is simply determined between 300-900, obviously, it will be a three-digit number, by properly analysing the income streams of the person, his past records of loan and its repayment and if it is business then by analysing its goodwill, profitability and past such records. The banks or financial institutions analyse credit score so that it can minimize the risk of default on loan from the side of borrower.
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The following data represent the wait time, in minutes, for customers calling dell technical support. 14 21 37 24 19 12 16 69 13 what is the 60th percentile of wait time?
The following data represent the wait time, in minutes, for customers calling dell technical support.
14 21 37 24 19 12 16 69 13
The 60th percentile of wait time is 56 minutes.
A client is a man or woman or commercial enterprise that purchases another agency's goods or offerings. customers are critical because they pressure revenues; without them, groups can not continue to exist.
In sales, trade, and economics, a customer (sometimes referred to as a consumer, buyer, or patron) is the recipient of a good, carrier, product or concept - obtained from a seller, vendor, or dealer via a monetary transaction or change for money or a few other precious attention.
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The u.s. government coding system that classifies a firm by the nature of its business operations is known as the?
The u.s. government coding system that classifies a firm by the nature of its business operations is known as the Standard Industrial Classification (SIC) codes.
A central authority is the gadget to control a state or network. The Columbia Encyclopedia defines authorities as "a gadget of social manipulate beneath which the proper to make laws, and the proper to put in force them, is vested in a selected group in society".
A central authority is an group via which leaders exercising electricity to make and enforce legal guidelines. a central authority's basic features are providing management, maintaining order, offering public offerings, presenting national security, presenting financial protection, and offering monetary assistance.
Governments offer the parameters for everyday conduct for residents, defend them from outside interference, and frequently offer for their properly-being and happiness.
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Using both the supply and demand for bonds and liquidity preference frameworks, show how interest rates are affected when the riskiness of bonds rises. are the results the same in the two frameworks?
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The most popular method for gathering primary data is _____, in which a researcher interacts with people to obtain facts, opinions, and attitudes.
The most popular method for gathering primary data is survey research, in which a researcher interacts with people to obtain facts, opinions, and attitudes.
What is survey research?
Survey research is the collection of data collected by asking individuals questions either in person, on paper, by phone or online. Conducting surveys is the form of primary research. Survey research is used to compile the opinions, beliefs and feelings of selected groups of individuals, often chosen for demographic sampling. These demographics include age, gender, ethnicity or income levels.To learn more about survey research, refer to:
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If+a+firm+borrows+$50+million+for+one+year+at+an+interest+rate+of+9%,+what+is+the+present+value+of+the+interest+tax+shield?+assume+a+21%+marginal+corporate+tax+rate.
0.867 million (Approx)
Interest for one year=$50 million*9%
=$4.5 million
Hence tax shield for the year=Interest for the year*Tax rate
=4.5*21%
=$0.945 million
Hence the present value of the interest tax shield=0.945/1.09
=$0.867 million (Approx)
it's the result of Compound interest, or adding it to the loaned capital instead of paying it out or requiring payment from the borrower, .in order for interest to be generated on the principal amount plus any accumulated interest during the next period. In compound interest economics and finance, interest is commonplace.
Compound interest is contrasted with simple interest, where previously accumulated interest isn't added to the principal amount of the current period, so there's no compounding. the straightforward annual interest rate is the interest amount per period, multiplied by the number of periods per year. The nominal interest rate is another name for the simple annual interest rate.
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Presenting the results of your analysis--data visualization--is an important part of analytics.
It is True that data visualization plays a significant role in analytics by
presenting the findings of the analysis.
What does "Data visualization" mean?Data visualization is an important step because it enables you to present your data analysis findings in a distinctive manner that is not only more visually appealing but also much easier to understand.Data visualization is the process of displaying data using common graphics like infographics, charts, and even animations. These educational visualizations make it easy to understand complex data relationships and data-driven concepts.Data visualization helps us identify emerging trends so that we can quickly take action based on what we see. Such patterns make more sense when graphically represented because visuals and diagrams make it easier for us to recognize strongly associated characteristics.To learn more about true or false, refer
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True or false: an external event is a transaction the firm conducts with a separate economic entity.
An interaction between a company and another economic entity is referred to as an external event. The reply is correct.
According to the "Economic entity assumption," an entity's operations must be maintained apart from those of its owner and other economic entities.
An economic entity is one of the accounting assumptions made by generally accepted accounting principles. An economic entity can be almost any kind of grouping or aspect of society. Hospitals, businesses, towns, and government organizations are a few examples of economic entities.
Each division's financial records should be kept separately in accordance with the economic entity assumption. For instance, a cost associated with the orchard shouldn't be listed under the dairy farm.
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Furniture, major appliances, clothing, and hotel services are classified as ____________ products.
Furniture, major appliances, clothing, and hotel services are classified as shopping products.
What are Shopping Products?Shopping items are infrequently purchased consumer goods that require users to invest time, effort, planning, and resources at the time of purchase. Contrary to easily available convenience products, just a few stores or specific channels are used to distribute shopping merchandise.These goods are frequently purchased infrequently and have high unit costs. As a result, before making a purchase, shoppers research their options and weigh factors like quality, price, and style of the products.Additionally, since shopping items are not needed by consumers, they are disseminated and sold to certain audiences.To learn more about Shopping Products, refer to:
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Who ultimately guarantees that the obligations of buyers and sellers under a futures contract will be fulfilled?
Nobody E. the clearinghouse When two parties agree to enter into the transaction, the clearinghouse becomes the buyer and seller of the contract and ensures its completion.
In a futures contract, who is obligated?A futures contract binds the buyer to buy a specific asset and the seller to sell and deliver that asset at a specific future date, unless the holder's position is closed before the contract expires. Market participants use futures contracts in two ways: speculators and hedgers. Producers or hedgers are those who create or purchase an underlying asset hedge. These individuals also guarantee the purchase or sale price of the commodity. When a futures contract is purchased, the buyer assumes the obligation to purchase and receive the underlying asset when the contract expires. The seller of the futures contract assumes responsibility for providing and delivering the underlying asset at the expiration date.To learn more about futures contract refer to
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