When offering recommendations to homeowners, energy auditors were more effective at convincing them to make changes that would improve their houses' energy efficiency when they utilized very descriptive language and examples.
What are energy auditors?An inspection survey and analysis of energy flows for energy conservation in a building make up an energy audit. It might have a method or system that lowers the energy input into the system without impairing the output.The energy auditor will examine buildings to gauge their present energy consumption and then offer suggestions to maximize effectiveness and cut costs.Energy auditors were more successful in persuading homeowners to make adjustments that would increase their homes' energy efficiency when they used very specific language and examples.Therefore, when offering recommendations to homeowners, energy auditors were more effective at convincing them to make changes that would improve their houses' energy efficiency when they utilized very descriptive language and examples.
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what type of optimization model would be acceptable when working with an exponential pricing model? nonlinear optimization linear optimization integer optimization binary optimization
Integer optimization is the type of optimization model would be acceptable when working with an exponential pricing mode. Hence, option C is correct.
What is Integer optimization?Integer programming is used to define the optimization of a linear function under a set of linear constraints over integer variables. Each assertion stated in the passage A production planning example serves as a model for linear programming.
Problems with integer programming require that the variables only accept integer values. When some of the variables are continuous, a mixed variable problem arises. When all functions are linear, an integer linear programming problem is obtained; otherwise, a nonlinear problem is obtained.
Thus, option C is correct.
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despite many innovations in the lending process that made mortgage loans more accessible and affordable to the general public, many potential borrowers faced considerable barriers in qualifying for a loan and making a down payment. which of the following types of loans was designed for a borrower with weak credit, those who seek 100 percent financing, or who cannot document their income?
The subprime mortgage loan was designed for a borrower with weak credit, those who seek 100 percent financing, or who cannot document their income.
A subprime mortgage is mainly a loan that is to say intended to be presented to potential borrowers accompanying injured credit records. The larger interest is engaged to compensate the bestower for recognizing the better risk in accommodating specific borrowers. Subprime mortgages help things accompanying low credit scores to conclude their desire to possess an apartment.
A subprime mortgage is an individual that's normally circulated to borrowers accompanying reduced credit ratings. A prime normal debt isn't presented, cause the lender views the person asking for charity as bearing a better-than-average risk of defaulting on the loan.
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which of the following describes the term of your mortgage?
A: The length of your loan
B: The amount you are refunded once you pay off your house
C: The amount of money you borrow
D: The interest a person will pay on their loan
Answer:
answer A-the length of your loan
Answer:
The length of your loan
Explanation:
The term of a mortgage loan is how long the borrower has to repay the loan. Most home mortgages are typically 15, 20, or 30 years.
the various organizational routines and processes that determine how efficiently and effectively the organization transforms its inputs into outputs are called
The various organizational routines and processes that determine how efficiently and effectively the organization transforms its inputs into outputs are called Core competencies.
A company is a set of individuals who paint collectively, like a neighborhood association, a charity, a union, or a company. you could use the phrase corporation to consult a group or business, or to the act of forming or organizing something.
The organization is the foundation of a solid financial management application. without a system that monitors receivables and tracks cash waft, balances can go unpaid without being aware. Staying on top of how an awful lot of money is going inside and outside allows you to alter what's important to lessen spending and growth income.
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When the shaffers had a monthly income of $4,000, they usually ate out 8 times a month. Now that the couple makes $4,500 a month, they eat out 10 times a month. Compute the couple's income elasticity of demand using the midpoint method. Explain your answer. Is a restaurant meal a normal or inferior good to the couple?.
The equivalent change in a product's demand in reaction to a change in a consumer's income is referred to as income elasticity of demand, or YED.
Find the income elasticity of demand ?Income Elasticity of Demand (IED) = % change in amount sought / % change in income
-Change in Q as a percentage:
(q2-q1/q1) = (10-8)/8= 0.25 %change in quantity demanded
-Income Change in Percentage:
%Income Change= (i2-i1/i1) = (4,500-4,000)/4,000= 0.125
IED= 0.25/0.125= 2
When it comes to eating out, the Shaffers are particularly sensitive to variations in income.
This means that changes in income will have a substantial impact on how frequently people eat out.
Restaurant meals are regular goods in this situation, because when money rises, people eat out more, and so the units used for this good climb as well.
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During this stage of résumé review, résumés are quickly scanned to eliminate as many candidates as possible: a. stage 1 b. stage 2 c. stage 3 please select the best answer from the choices provided a b c
Resumes are promptly scanned at STAGE 1 of the resume screening process in order to weed out as many applicants as feasible.
What phases include a resume review?Resumes are promptly scanned at Stage 1 of the resume screening process in order to weed out as many applicants as feasible.Stage 2 involves extensively reviewing the remaining resumes to choose candidates for interviews.The Stage 3 is the interview, which is based on the resume's content and the interviewee's strengths.Does reviewing resumes make sense?A resounding "YES" is the response. One of the most crucial papers that decides whether a potential employer will take you seriously and request an interview is your resume. It matters how well your document is written as well as what you write in it.
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why might self-employed individuals who want to obtain financing for a home purchase, choose not to write off valid expenses on their tax statements?
Self-employed individuals who want to obtain financing for a home purchase, choose not to write off valid expenses on their tax statements because it likely increases demonstrated income.
In reality, lenders believe self-employed people to be riskier than workers who receive a salary. Even when their firm has a healthy cash flow, self-employed people may have modest personal incomes. Lenders may be concerned about your ability to make monthly mortgage payments if your income is more erratic.
Mortgage borrowers who are self-employed have access to the same loans as borrowers who are "traditionally" employed. Self-employed mortgage loans have no additional criteria. The same requirements for credit, debt, down payment, and income as for other applicants apply to you. To be eligible for a house loan, you typically need to have at least two years of consistent self-employment.
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What are the main steps an individual should take when developing an action plan?.
A five-step procedure is involved in developing one such comprehensive strategy: Create an overall vision. Make a mission statement. Create goals to every aspect of your life. Progress should be measured.
Creating an action plan could assist changemakers in making their goals a reality, as well as increasing efficiency and responsibility within a company. An action plan defines how your business will achieve its goals through comprehensive actionable steps that specify how whenever these steps would be carried out.
An action plan was a detailed plan for achieving an objective and goal. An overview of goals, objectives, metrics, action stages and responsibilities with each phase is often included. Dates as well as budget are sometimes included as well. In this sense, an action plan is similar to a small-scale project.
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How old do you have to be before you can open up your own credit card account with a co-signer?.
Ages 18 to 20 must you can open up your own credit card account with a cosigner (not all banks allow this) or with income documentation.
What does it mean to be a cosigner on a credit card?As a co-signer, you assume full legal responsibility for the account and assure the lender that, in the event that the borrower defaults on the loan, you will repay the obligation.Due to this, only a small number of big credit card companies even accept co-signers for credit cards.If a family member or close friend asks you to co-sign a credit card application, you might be unsure of your ability to do so and whether it would be wise to do so.Although you are permitted to co-sign loan applications, this is not actually permitted for credit card applications.To learn more about credit card refer,
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assume that the price elasticity of supply for good y is 0.5. if the price of good y decreases by 30 percent, the quantity supplied of good y will
Assume that the good y's supply price elasticity is 0.5. The amount of good y that is given will drop by 15% if the price of good y drops by 30%.
price elasticity of supply = % change in quantity supplied / % change in price.
% change in quantity supplied = price elasticity of supply x % change in price
% change in quantity supplied = 0.5 x 30
% change in quantity supplied = 15
The percentage change in quantity supplied as a result of a specific percentage change in the commodity's own price is known as price elasticity of supply. It is determined by dividing the percentage change in the quantity delivered by the percentage change in the commodity's price.
The price elasticity of supply (PES) gauges how quickly a change in price affects the quantity delivered. A company must be able to react swiftly and efficiently to shifting market conditions, particularly when it comes to price changes.
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the income most likely to be considered unrelated business income of a human service organization that provides immunizations to children in the community is:
the income most likely to be considered unrelated business income of a human service organization that provides immunizations to children in the community is: Regular sale of sweatshirts with the organization's logo on it at a price considerably above cost.
Vaccination is the process of giving a person a vaccine to protect against a disease. Immunity (protection) through vaccination is similar to the immunity a person gains from a disease, but instead of getting the disease, you get the vaccine.This is what makes vaccines such powerful drugs. Vaccination is the term used for receiving a vaccine, that is, actually administering a vaccine by injection or orally. Vaccination refers to the process of inoculating a person with a vaccine and developing immunity to disease after vaccination. All forms of vaccination work the same way.
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if the sellers bid against each other for the right to sell one unit of the good to a single consumer, then the producer surplus will be
The producer surplus will be $100 or slightly less
What is a bid?An offer to purchase an asset from a person or business is referred to as a bid. At auctions and on numerous markets, including the stock market, bids are frequently placed by buyers. Companies that compete for project contracts may also submit bids. When placing a bid, a buyer must specify both the amount they are willing to pay for the item and the amount they are willing to spend on it.An investor, trader, or dealer makes a bid when they want to purchase an asset or compete for a contract.A trustworthy gauge of the financial instrument's supply and demand is the spread between the bid and the ask.The effectiveness and liquidity of the market depend on market makers.Live, online, through brokers, or through a closed bidding process are all options for placing a bid.Bid types include sealed bids, internet bids, and auction bids.To learn more about bidding, refer to
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powers company reported net sales of $1,400,000, average accounts receivable, net of $58,500, and net income of $59,525. the accounts receivable turnover ratio is:
The ratio of accounts receivable turnover is 23.9 times.
Considering the values provided in the question,
Net sales = $1,400,000
Average receivable = $58,500
Accounts receivable turnover = Net sales / Average receivable
= $1,400,000 / $58,500
= 23.9
Therefore, The accounts receivable turnover ratio is 23.9 times.
The debtor turnover ratio, commonly referred to as the receivables turnover ratio or the accounts receivable turnover ratio, is a metric of effectiveness. It describes the number of times the business collected its typical accounts receivable for a certain time frame (such as a month, quarter, or year).
By analyzing how long it takes to collect the outstanding debt over the course of the accounting period, the accounts receivable turnover ratio, also known as receivables turnover, is used in business accounting to quantify how well businesses are managing the credit that they extend to their customers.
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Expenditures to keep an asset in normal operating condition. They are necessary if an asset it to perform to expectations over its useful life. They are treated as expenses.
Ordinary repairs are the maintenance cost incurred to make sure that the machine is working properly.
It is treated as revenue expense which means expense which occur frequently with low amount. These cost does not improve the equipment or make it the long lasting . Its just the daily maintenance of the asset.
These expense are debited in the profit and loss account not in the asset account.
More the expenses less will the profit.
These expense are not capitalized as it does not increase the useful life of the productivity of an asset.
Ordinary repairs includes replacing broken or worn out parts with comparable parts.
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clan culture refers to a structured and formalized workplace where leaders act like coordinators or administrators. a. true b. false
Clan culture refers to a type of corporate culture that fosters a supportive, family-like environment by valuing dedication, participation, and loyalty.
Its horizontal structure is made up of a close-knit team of employees who are strongly aware of the organization's vision and mission and unite for a common purpose. Clan culture is people-oriented in the sense that the company feels like family. A very supportive work environment where everyone is respected and communication is paramount. Use the Organizational Culture Assessment Instrument (OCAI) to assess your organization's culture and make strategic changes in just 15 minutes to create an environment conducive to your team's success.
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Suppose the monopolist has total fixed costs equal to $5 and a variable cost equal to $4 per unit for all units produced. What is the total profit if she operates at her profit-maximizing price?.
The monopoly is currently profit maximizing and has a total profit of $250. The profit maximization formula depends on profit = total revenue - total cost.
Therefore, firms maximize profits when MR = MC. This is the first order and the second order depends on the first. This concept differs from wealth maximization in terms of the length of time it takes to make a profit and the goals of the business. A monopoly calculates profit or loss by determining the cost of production using the average cost (AC) curve and subtracting that figure from the total revenue (TR). Recall from our earlier lecture that companies use average cost (AC) to determine profitability. There are three main ways to increase the benefits of a monopoly to society.
Remove or lower barriers to entry imposed by antitrust laws to allow other companies to enter and compete in the market. Regulates the price that a monopoly can charge. Exclusive operation as a public company.
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the most efficient approach to dealing with a gap left in an array after removing an entry from a bag is to
there are two ways 1). At deleted elements index in the array replace that place with the last element of the array
2) Or another answer is Shift all element one to prevent gaping
Shifting all the items takes time. If the order of the items doesn't matter I suggest shifting only the last item to fill the gap and hold a size int to specify the occupied size.
You should hold it in a struct
typedef struct{
int occupied;
foo* bar[256];
}
let's say we want to delete the kth cell:
delete(myStruct.bar[k]);
myStruct.bar[k] = myStruct.bar[myStruct.occupied--];
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on january 15, the owner of a sole proprietorship took out $2,000 for their personal use. what would the journal entry for this transaction be? a.) general journal page 1 date account
The journal entry for this transaction would be owner's withdrawal $2000.
What is a journal entry?The act of maintaining or creating records of any transactions, whether they are financial or not, is known as journaling. An accounting journal lists transactions and displays company's debit and credit balances. The journal entry may have multiple entries, each of which is either credit or a debit. The journal entry is deemed to be an imbalanced if the total of the debits does not match total of the credits. Journal entries can list one-time or ongoing events, like bond amortization or depreciation. Accounts payable typically has its own subledger that indirectly affects the general ledger, and journals entries in accounting software are typically entered using a separate module from those. As a result, the general ledger account balances are changed directly by the journal entries.
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a student agrees to cut jeff's lawn if jeff agrees to give $50 to the student accounting association. is that a valid agreement?
A student agrees to cut jeff's lawn if jeff agrees to give $50 to the student accounting association. Yes, The agreement is a contract with a third party beneficiary.
What is an Agreement?
An agreement between two or more parties (groups of people) that results in a shared legal responsibility or is legally enforceable is referred to as a contract.
Contracts can have many different forms in business, such as fixed-price agreements, cost-plus agreements, bilateral agreements, implicit agreements, unilateral agreements, adhesion agreements, unconscionable agreements, option agreements, express agreements executory agreements, etc.
A legal concept known as "mutual assent" designates a consensus between the parties to a contract. Mutual assent is what is commonly used to describe when two parties to a contract are in agreement since they both comprehend the boundaries, conditions, and terms of the deal.
Mutual assent, said simply, denotes both parties' agreement, acceptance, and consent to a transaction.
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question content area sarbanes-oxley applies to a.publicly held companies b.not-for-profit organizations c.privately held businesses d.all of these
Sarbanes- oxley applies to publicly held companies.
What is covered under the Sarbanes-Oxley Act?
All publicly traded American businesses are covered by the Sarbanes-Oxley Act. any and all wholly-owned subsidiaries operating in the United States. every foreign company with a public listing that conducts business here.What are the Sarbanes-Oxley Act's fundamental rules?
Each corporation is required by Rule 404 to implement efficient financial controls. Financial statements for each company must be personally certified by the CEO and CFO. If they violate the law, these officers could face criminal charges.Learn more about Sarbanes-Oxley Act
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Which company said it will soon seek approval for the first vaccine to prevent respiratory syncytial virus, or rsv?.
Pfizer company said it will soon seek approval for the first vaccine to prevent respiratory syncytial virus, or rsv.
Pfizer's goal is to deliver breakthroughs that transform patients' lives. Research and development is central to Pfizer's purpose as it strives to transform advanced science and technology into the most important therapeutics. Today we are in a unique moment of biomedical innovation.
Innovating to bring patients treatments that make a big difference in their lives. We innovate every day to make the world a healthier place. That was Charles Pfizer's vision in the beginning, and it still holds true today.
Calico and his colleague Drew Weissman, MD, PhD, invented the modified RNA technology used in Pfizer-BioNTech and Moderna's vaccines to prevent COVID-19 infection.
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which market location tactic did texas instruments use when they avoided direct competition with intel by developing cell phones, medical devices, and consumer electronics rather than computers?
Flanking maneuver market location tactic did texas instruments use when they avoided direct competition with intel by developing cell phones, medical devices, and consumer electronics rather than computers.
A computer is a device that accepts information (in the form of digitalized records) and manipulates it for a few end results primarily based on software, software, or a collection of commands on how the statistics are to be processed.
A laptop is a system or device that performs strategies, calculations, and operations primarily based on instructions supplied by way of a software program or hardware software. It has the capability to just accept statistics (input), and process them, after which produces outputs.
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A monopoly reduces the overall welfare of society and earns profit in the process because, compared to a competitive market,
A) price is lower
B) producer surplus is higher
C) total surplus is lower
D) consumer surplus is lower
E) output is higher
F) economic profits are lower
A monopoly reduces the overall welfare of society and earns profit in the process because, compared to a competitive market,
B) producer surplus is higher
C) total surplus is lower
D) consumer surplus is lower
Definition of Producer Surplus.
Producer surplus is the difference between the price a person would accept for a certain quantity of a good and the price they could get for the good if they sold it at market value. The producer benefits from market sales of the good by receiving the difference or surplus amount.
Market prices above the lowest price producers would normally be willing to accept for their goods result in a producer surplus. The Walras law may be relevant here.
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the cost of a data breach in 2018 is estimated to be: group of answer choices between $13 and $18 per record between $43 and 65 per record between $148 and $408 per record between $100 and $1,000 per record
The cost of a data breach in 2018 is estimated to be between $148 and $408 per record.
A data breach is a security breach in which confidential, proprietary, or confidential data is copied, transmitted, displayed, stolen, or used by an unauthorized person. Other terms include accidental disclosure of information, data breach, information leakage, and data overflow.
A personal data breach is a security breach that results in the accidental or unlawful destruction, loss, alteration, or unauthorized disclosure of, or access to, personal data. This includes violations due to accidental and intentional causes.
For example, an employee uses a colleague's computer to read a file without proper authorization privileges. Access is unintentional and no information is shared. However, the data is considered compromised because it has been viewed by an unauthorized person.
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The way that a firm combines inputs and factors of production in order to determine how much they can produce is represented by the firm’s?.
The way that a firm combines inputs and factors of production in order to determine how much they can produce is represented by the firm Explicit costs.
Explicit costs are tangible expenses that appear in a organisation's wellknown ledger and are used to determine profitability. Examples include wages, rent bills, utilities, and raw materials.
An explicit cost is an immediate fee made to others in the direction of strolling a business, which include salary, rent and substances, as opposed to implicit prices, wherein no real payment is made.
For computing accounting charges, only explicit costs are taken into consideration, as they may be noted in the preferred ledger of a business enterprise. Accounting fees are calculated to compute a business enterprise's accounting income.
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at the end of the current year, using the aging of accounts receivable method, management estimated that $32,250 of the accounts receivable balance would be uncollectible. prior to any year-end adjustments, the allowance for doubtful accounts had a debit balance of $925. what adjusting entry should the company make at the end of the current year to record its estimated bad debts expense?
The adjusting entry the company should make at the end of current year to record its estimated bad debts expense is $15395.
What is bad debt?Bad debt, sometimes referred to as uncollectible accounts expense, is a sum of money owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for a variety of reasons, frequently due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency. According to accounting practices, legal considerations, and institution provisioning, there are various technical definitions of what exactly qualifies as a bad debt. Bank loans in the USA are referred to as "problem loans" if they are more than 90 days overdue. Accounting sources recommend deducting the full amount of a bad debt as soon as it is anticipated from profit and loss or allocating a provision for it.
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A research division of a large consumer electronics company has developed a new type of mp3 player. The project will require an immediate cash outflow of $1,665,321. The new project is expected to produce cash flows of $500,000 per year for 4 consecutive years beginning at the end of year one. What is this projects internal rate of return?.
Based on the project's financial flows electronic companies wishes to participate in, the the project's internal rate of return is 7.75%
year. cash flow
0. -16,65,321
1. 5,00,000
2. 5,00,000
3. 5,00,000
4. 5,00,000
IRR = irr(D4:D8)
= 7.75%
What is Internal Rate of Return (IRR)?
IRR is a statistic used in financial analysis to calculate the profitability of possible investments. In a discounted cash flow analysis, IRR acts as a discount rate to bring all cash flows' net present values (NPV) to zero.
The same formula used for NPV calculations is also used for IRR estimates. IRR is not the project's actual financial value, so keep that in mind. The NPV is equal to zero due to the annual return.
Generally speaking, the more desirable an investment is to make, the greater the internal rate of return. IRR can be used to rate a variety of potential investments or projects on a pretty even basis because it is consistent for investments of various types.
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investment companies with no management fee and low sales charges, that invest in a fixed portfolio of municipal or corporate bonds, are categorized as:
That invest in a fixed portfolio of municipal or corporate bonds, are categorized as Unit investment trusts.
A unit investment trust (UIT) is an investment firm that provides investors for a certain length of time with redeemable units of a predetermined portfolio, often made up of stocks and bonds. It is intended to generate revenue from dividends and/or capital growth.
Unit investment trusts are investment firms that invest in a predetermined portfolio of municipal or bonds and stocks and have minimal or no management fees. If investors buy a particular amount of a UIT, their sales charge will be decreased.
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ad both raise prices and reduce output.
The following statement "The government has a harder time counteracting leftward shifts in AS than in AD because shifts in AS both raise prices and reduce output" is true.
The main problem is that leftward shifts in AS both raise prices and reduce output. Standard policies can only cure one of these two problems at a time. If the government raises spending or cuts taxes, output can be restored, but at the cost of even more upward pressure on prices. If the government cuts spending or raises taxes, prices can be restored to their previous levels, but output falls even further.
Which of the following statements is true?
The government has a harder time counteracting leftward shifts in AS than in AD because shifts in AS both raise prices and reduce output.
The government has a harder time counteracting leftward shifts in AD than in AS because shifts in AD both raise prices and reduce output.
The government has a harder time counteracting leftward shifts in AS than in AD because shifts in AS raise prices and output.
The government has a harder time counteracting leftward shifts in AD than in AS because shifts in AD raise prices and output.
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the percentage of applicants who successfully move from one stage of the recruitment and selection process to the next is expressed as:
The percentage of applicants who successfully move from one stage of the recruitment and selection process to the next is expressed as yield ratio
What is yield ratio ?A recruiting indicator called yield ratio shows the proportion of candidates who proceed from one stage of the hiring process to the next. The ratio counts movements from beginning to end as well as between each stage (for instance, from applications to screening calls) (number application to a number of hires).One of the most significant recruiting KPIs is the recruiting yield ratio (KPIs). Yield ratios are typically used to calculate the number of candidates who were hired out of a pool of applicants. However, its utility can go beyond that to include every step of the employment process as well as the hiring source.To learn more about yield ratio refer to:
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