The total before-tax income is $4. After the 70% exclusion for preferred stock dividends, the taxable income is: 0.30 X $4 = $1.20
Therefore, taxes are: 0.30 X $1.20 = $0.36
After-tax income is: $4.00 - $0.36 = $3.64
Rate of return is: $3.64/$40.00 = 9.10%
What is a Tax Return?A tax return is one or more forms submitted to a taxing body that include earnings, outlays, and other crucial tax data.
Tax returns give taxpayers the option to determine their tax liability, plan out their tax payments, or ask for refunds for any taxes they have paid in excess of what is required.
For an individual or business having reportable income, such as wages, interest, dividends, capital gains, or other earnings, tax returns must typically be filed annually.
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You expect to have in one year. a bank is offering loans at interest per year. how much can you borrow today? today you can borrow $ 943.
A charge for lending money is interest. You pay mortgage interest when you borrow money from a bank to purchase a home. Additionally, you pay credit interest if you borrow money for a significant purchase. Banks, on the other hand, charge you a fee if you trust them with your savings. The interest rate on savings is currently 0, close to zero, or even negative for significant sums.
The market mechanism, or the link between supply and demand for loans and savings, determines how high or low interest rates are. Interest rates are low when there is a high supply of savings
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If an organization implemented only one policy, which one would it want to implement?
If an organization implemented only one policy, Ethical computer use policy would it want to implement.
What is organization?
An organization is a formal gathering of people, such as a business, charity, political party, or club. The majority of these specialty schools are run by nonprofit institutions. ... an International Labor Organization report.
Therefore,
If an organization implemented only one policy, Ethical computer use policy would it want to implement.
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Leave job for more money? baby boomer generation x millennial yes 137 171 175 no 213 199 186
Baby Boomer Generation X Millennial Total
Yes 137 171 175 483
No 213 199 186 598
Total 350 370 361 1081
Chi-Square test:
Statistic DF Value P-value
Chi-square 2 6.79987 0.0334
From the above output:
Test statistic = 6.80
Baby boomers refer to members of the large demographic generation born between the end of World War II and the mid-1960s. Baby boomers are an economically influential generation due to their large numbers and the relative prosperity of the U.S. economy during their careers. If you don't already have an emergency fund, consider saving at least 3-6 months of expenses. Even if the job search didn't take too long, the total doesn't include unforeseen costs. I have increased my income by changing jobs at a faster pace than usual but I shouldn't leave my current job unless it makes sense for my professional growth.
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E. assume the original facts but now suppose the jacksons also incurred a loss of $5,000 on the sale of some of their investment assets. what effect does the $5,000 loss have on their taxable income?
Individual taxpayers' deductible losses on the disposition of investment (capital) assets is restricted to $3,000. The Jacksons would be allowed to deduct $3,000 of the $5,000 loss against their taxable income. The remaining $2,000 loss would carry over to next year.
Consequently, with the loss, their taxable income would be $56,200 ($59,200 from part a minus $3,000).
Tax is defined as a mandatory levy from the people for the state. Every tax money paid by the people will be included in the post of state revenue from the tax sector. The use of taxes is to finance central and local government expenditures for the welfare of the community.
Taxes are very beneficial for the state. Overall, taxes are widely used for:
Financing state expenditures, such as: expenses that can be disbursed on their own, for example: expenditures for productive projects for goods to be exported. Financing reproductive expenditures, such as: expenditures that provide economic benefits for the whole community, for example, spending on irrigation and agriculture. Financing expenses that aren't self-liquidating and non-reproductive, for example: expenses for the development of monuments and recreational objects.Financing unproductive expenses, for example: expenditures to finance state defense or war and spending for future savings, one of which is spending on orphans.You can learn more about tax here brainly.com/question/16423331
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Next O Cover Letters and Résumés: Mastery Test
1
Select the correct answer.
Josita is preparing a résumé for a job teaching graphic design at a high school. She wants to list the software programs she has learned. In what
section of her résumé should Josita include these programs?
OA honors
OB. activities
OC. skills
OD. experience
Reset
Submit Test
Next
If Josita is preparing a résumé for a job teaching graphic design at a high school. She wants to list the software programs she has learned. The section of her résumé that Josita should include these programs is: C. skills.
What is skills?Skills can be defined as the ability a person or an individual possess when it comes to performing or carrying out tasks. A person can tend to possess inbuilt Skills or acquired skills they known will be of important to them.
Based on the scenario the software programs was the skills that Josita acquired because she learned it, the software program should be included as part of the skills she possess in her resume as this will enables are employer to know the skills she possess.
Therefore If Josita is preparing a résumé for a job teaching graphic design at a high school. She wants to list the software programs she has learned. The section of her résumé that Josita should include these programs is: C. skills.
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Why is the government decision to increase or decrease spending a matter of macroeconomic policy.
The decision affects the whole country not just a specific business or person. The government controls the country so if they decide to increase/decrease spending it affects everyone.
Government is the gadget of governing a country or community. The system of social control, the proper to make legal guidelines beneath it, and the right to implement them are given to a sure group of society.
A government is an institution through which leaders workout strength to make and implement laws. a central authority's simple capabilities are providing management, keeping order, imparting public services, imparting countrywide protection, imparting economic safety, and supplying monetary help.
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__________ is(are) considered among the most important assets an organization has, other than its people.
Data is considered among the most important assets an organization has, other than its people.
Business data is the totality of information pertaining to a business and its activities. Any statistical data, unprocessed analytical data, customer feedback data, sales figures, and other sets of information can be included in this. Business data includes all information about a company, including sales data, contact details for clients, and even website traffic statistics. Data is information that has been transformed into a format that is useful for movement or processing in computing. Data is information that has been transformed into binary digital form for use with modern computers and transmission mediums. The subject of data may be used in either the singular or the plural.
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9.when a customer is speaking, the best thing to do is remain quiet and listen. true or false? explain your answer
The statement is True. When a customer is speaking, the best thing to do is remain quiet and listen.
The person who's doing the talking will sense understood and cared about. the general public undergoes lifestyles wishing to be listened to greater. So with the aid of listening as opposed to speaking, you are giving something treasured to the person who's speaking.
Remarkable customers are Advocates. extraordinary clients, once they certainly are getting a top-notch fee from your product, end up extra than just happy. They do extra than simply references. They provide you with extra than simply high consumer pride marks.
Customers that shop regularly however base shopping for selections more often than not on markdowns. want-primarily based clients: customers with the purpose of buying a selected product. Wandering customers: customers that are not certain of what they want to buy.
Empathy is the secret to stellar customer service. it is a great manner to show your customers that you apprehend why they're calling, care about their problems, and take their worries very significantly. constructing empathy throughout aid teams allows for memorable client reviews.
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_____ sought economic stability for african americans in order to secure civil rights.
Booker T. Washington ought economic stability for African Americans in order to secure civil rights.
civil rights, equal social opportunities, and equal legal protection, regardless of race, religion, or other personal characteristics
The right to vote, the right to a fair trial, the right to government services, the right to a public education, and the right to use public facilities are all examples of civil rights. Civil rights are an essential component of democracy; when individuals are denied opportunities to participate in political society, their civil rights are violated. Civil rights are secured by positive government action, often in the form of legislation, as opposed to civil liberties, which are freedoms secured by putting restraints on government.
Civil rights laws seek to ensure full and equal citizenship for people who have historically faced discrimination on the basis of some group characteristic. When the enforcement of civil rights is deemed insufficient by many, a civil rights movement may emerge to demand equal application of the laws without discrimination.
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The exchange rate between the cad and the usd is cad 1 = usd 0.82. you have usd12,000. how many cad can you buy?
The exchange rate between the cad and the USD is 1CAD = 0.82USD. You have USD12,000. We can buy 14364.15 CAD.
[tex]0.82USD=1CAD\\ \\1USD=\frac{1}{0.82\\ \\} CAD\\ \\12000USD=\frac{1}{0.82} 12000CAD\\ \\=14634.15CAD[/tex]
What do you mean by exchange rate?
An exchange rate is the relative price of one currency expressed in another currency (or group of currencies). For economies like Australia that are actively involved in international trade, the exchange rate is an important economic variable. Changes in it affect economic activity, inflation and the national balance of payments. (See Explainer: Exchange rates and the Australian economy.) The Australian dollar is also the fifth most traded currency in foreign exchange markets. There are different ways of measuring exchange rates and over the years there have been different operational measures to determine the value of Australia's exchange rate.To learn more about exchange rate, refer to:
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Societies that prize social harmony, obedience and close family connectedness over individual achievment are?
Societies that prize social harmony, obedience and close family connectedness over individual achievement are collectivist societies.
What is collectivist societies?
Collectivist societies comes under the label of collectivist cultures where they value collaboration , constructive inter dependence and communalism. They strictly stick on to their norms and roles which emphasizes respectfulness, group needs and social harmony.
They prioritize group needs more than individual needs.
Friendship group and strong family unions are their important in these societies and they would sacrifice their happiness and time for the community as a whole or for the goodness of the majority people in the group.
Portugal, Mexico, Turkey are some examples of collectivist societies.
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A profit maximizing monopoly finds it in its best interest to __________ its price when it faces lower marginal costs of production.
A profit maximizing monopoly finds it in its best interest to decrease its price when it faces lower marginal costs of production.
What is Profit Maximization?Profit maximization in economics refers to the short- or long-term process through which a corporation chooses the price, input, and output levels that result in the largest profit. The firm is typically modeled as maximizing profit in neoclassical economics, which is currently the dominant approach to microeconomics.A monopolist's focus on maximizing profits is one of its defining traits. Because there is no competition in a monopolistic market, the monopolist has complete control over the price and quantity requested. The level of output where a monopoly's profit is maximized occurs when the marginal cost and marginal income are equal.To learn more about Profit Maximization, refer to:
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If microsoft does not build a cloud computing business, what might happen to the company over the next decade? why did the company decide that it had little choice but to invest in cloud computing?
If microsoft does not build a cloud computing business, the company over the next decade had little choice but to invest in cloud computing.
So if Microsoft does not build a cloud computing business then Microsoft may get devastated as there will be no need of operating platform in the near future. Microsoft anticipated the growth of cloud computing as a threat and also an opportunity to expand their business.
Cloud computing is the on-demand use of computer resources housed in a distant data center and controlled by a cloud services provider, such as programs, servers (both physical and virtual), data storage, development tools, networking capabilities, and more.
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What does it mean to say that strategy and structure have a reciprocal relationship?
Structure and strategy are symbiotic, with structure emerging from or following the choice of the firm's strategy.
Strategy is aided by structure. If a firm changes its strategy, it must also alter its organizational structure to accommodate the new approach. When it doesn't, the organization is pulled back to its previous tactics by the structure, which behaves like a bungee cord. Structure comes before strategy.
According to Chandler, strategy entails choosing long-term goals and objectives, choosing a plan of action, and allocating the necessary resources. According to him, structure refers to how an organization is set up to implement the strategy.
Because of two key factors, changes in strategy frequently necessitate organizational structure adjustments. First, the establishment of goals and policies is largely determined by the structure. In a geographic organizational structure, for instance, goals and policies are expressed in terms of the region.
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Entrepreneurs typically demonstrate more individualism tendencies than collectivism tendencies. True or false?.
This claim is TRUE. Entrepreneurs typically demonstrate more individualism tendencies than collectivism tendencies. Instead of a partnership structure, they think they can work more effectively alone.
Entrepreneurs typically establish sole proprietorship businesses, so all decisions must be made by them. Hence, individual tendencies.
Entrepreneurs perform at high levels with lower tendencies toward collectivism. Additionally, they have a proactive personality, which means they frequently act to change their surroundings, look for opportunities, take initiative, and do so.
Additionally, because individualists are more focused on the self than collectivist cultures are on the group, entrepreneurship in individualist cultures is typically more competitive.
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An invoice of for merchandise purchased is showing /15, n/30 as terms of credit. if the invoice is paid on or before the fifteenth day after the invoice date, the amount to be paid is ________.
An invoice for merchandise purchased is showing /15, n/30 as terms of credit. if the invoice is paid on or before the fifteenth day after the invoice date, the amount to be paid is $588.
As per the credit terms, if the customer pays within 15 days from the date of purchase, a 2% discount will be availed on the invoice price. The purchases account is debited when merchandise is purchased on account to point that an asset (the merchandise) has been acquired. The debit increases the number of assets owned by the corporation.
Merchandise buying is a very important part of retail management that involves retailers finding and buying goods from manufacturers to sell them on behalf of their business. To hit the worth of merchandise inventory, multiply the quantity of unsold inventory with the price of every unit.
This merchandise inventory value, which is typically considered the identical because the ending inventory, is then entered into the record. Purchase invoice: or bill. Issued by the vendor to the client to point out that merchandise has been delivered.
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You put $75 in the bank one year ago and forgot about it. the bank sends you a notice that you now have $81 in your account. what interest rate did you earn?
The interest rate is the amount a lender charges a borrower and is a percentage of the principal of the amount loaned. The interest rate on a loan is typically noted on an annual basis known as the annual percentage rate (APR).
Since banks use the compound interest concept to pay back money after a particular period of time, we will use the compound interest formula to calculate the rate of interest.
A P(1 nt 100 where, A= Amount to be received after 't' years, P is the principal amount deposited,' R is the rate of interest,'n' is the no. of times compounded annually, and 't' is the times in a year.
Here,
P=$75 , A=$81, n=1(assuming compounded annually),t=1 year
and we have to find 'r'.
81 75(1 1*1 100
r= 8% (Answer).
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Mr. reyes borrows p600,000 at 12ompounded annually agreeing to repay the loan in 15 equal annual payments. how much of the original principal is still unpaid after he has made the 8th payment?
162,378.06 is the original principal which is still unpaid after he has made the 8th payment.
What is Compound Interest?Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit. It occurs when interest is reinvested or added to the loaned capital rather than paid out, or when the borrower is required to per annum it, so that interest is generated the next period on the principal amount plus any accumulated interest.In finance and economics, compound interest is common.In contrast to simple interest, which does not compound since past interest is not added to the principal for the current period, compound interest allows interest to build over time. The interest per period multiplied by the number of periods in a year yields the simple annual interest rate. The nominal interest rate is another term for the basic annual interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).To learn more about Compound Interest, refer to:
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Cameron+and+his+friend+john+bought+a+used+circus+carousel+for+63,640$,+including+sales+tax.+if+the+sales+tax+rate+is+6%,+then+what+was+the+cost+of+the+carousel+before+the+tax?
A tax is a mandatory fee or financial charge levied by any government on an individual or an organization to collect revenue for public works providing the best facilities and infrastructure. The collected fund is then used to fund different public expenditure programs.
We pay taxes to fund our federal, state, and local governments so they can function properly and provide necessary services. Each particular government has its particular focus, with the big-picture spending on things like defense and Social Security placed in the hands of the federal government.
The cost of the circus carousel including sales tax = is $33,478.
Sales tax = 5%.
Let $x be the cost of the circus carousel before the sales tax.
Then
x+5% (x) = 33,478
=> x+0.05x= 33,478
> 1.05x = 33,478
33,478
sxe
1.05)
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An investment center has income of $13,500,000 and average assets of $60,000,000. return on investment is:_________
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Which is a cause for quality issues in IS implementation?
The scope of the project increases due to change requests from clients. Option B is correct
This is further explained below.
What is IS implementation?Generally, A strategy, technique, or any concept, idea, model, specification, standard, or policy for carrying out anything is considered to have been implemented when it is put into action or practiced.
Therefore, the activity that must follow any preparatory thought that is done in order for anything to truly happen is known as implementation.
In conclusion, Changes that were requested by customers resulted in an expansion of the project's scope. Alternative C
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Answer:
The scope of the project increases due to change requests from clients.
Explanation:
An inventory policy should answer questions about ________ and ________ to order.
An inventory policy should answer questions about when to order and how much to order.
What is an inventory policy?Inventory policies are a way to determine what is the best way a product can flow through a supply chain. They are a set of rules establishing how much and when a product should be bought or produced.Inventory policies are important to manage time, demand and uncertainties in a supply chain. With a well-adjusted policy, companies can be more agile, efficient and profitable. It’s hard to predict every little detail that can go wrong in the process, therefore, these set of rules established by an inventory policy will, at the very least, help deal with those problems.Those policies must take care of three main levels of inventory decisions. Primarily, they must deal with strategic decisions in the supply chain, like: What are the potential alternatives to inventory? How the product is designed?To learn more about inventory policies, refer: https://brainly.com/question/23320251?referrer=searchResults
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True or false .Accourding to the quantity theory of money all countries with the same average annual rates of inlfation must also have the same average annual rates of money growth.
Accourding to the quantity theory of money all countries with the same average annual rates of inflation must also have the same average annual rates of money growth.
The statement is true.
The quantity theory of cash states that cash deliver and price degree in an financial system are in direct percentage to each other. when there is a alternate within the deliver of money, there may be a proportional change within the price stage and vice-versa.
The amount concept of money states that the deliver of money times the speed of cash equals nominal GDP.
In an economic system where GDP does not upward thrust or fall, the amount principle of money implies that the price stage is proportional to the cash deliver. Extra money simply increases fees. The valuable bank can pick out some thing charge of inflation it wants just via raising the money supply through that percentage every 12 months.
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What+is+the+coupon+rate+of+an+eight-year,+$10000+bond+with+semiannual+coupons+and+a+price+of+$9006,+if+it+has+a+yield+to+maturity+of+5.6%?
The coupon rate of the bond is 4.88% for the semi-annual compounding.
An I bond earns hobby month-to-month from the first day of the month to the problem date. The hobby accrues (is brought to the bond) until the bond reaches 30 years otherwise you cash the bond, whichever comes first. The interest is compounded semiannually.
Bonds are issued with the aid of governments and organizations after they want to elevate cash. By buying a bond, you are giving the provider a mortgage, and they comply with paying you again the face price of the loan on a particular date, and to pay you periodic hobby payments along the manner, commonly twice a 12 months.
Bonds can act as an inflation hedge; some buyers purchase bonds together with the collection I financial savings Bonds or Treasury Inflation-included Securities (hints) for this very cause. Both belongings can be effective in controlling for inflation in the end. Bonds also can reduce the volatility of your portfolio's overall performance.
Using a financial calculator enter the value of,
Future value = $10,000
Present value = -$9006.6568
For semi-annual compounding,
Number of years = 8 x 2 = 16 years
YTM = (6.5% / 2) = 3.25%
CPT coupon rate = 2.44% x 2 = 4.88%
Thus, the coupon rate of the bond is 4.88% for the semi-annual compounding.
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A dress manufactured in rothenburg, germany costs eur 195. what is the u.s. dollar value of the same dress if the exchange rate is $0.89 per euro?
A dress manufactured in Rothenburg, Germany costs 195 euros. The dollar value of the same dress if the exchange rate is $0.89 per euro is $173.55.
The exchange rate in general is the value or price of a country's currency which is measured or expressed in the currency of another country. The definition of exchange rate can also be interpreted as an agreement known as the exchange rate of currency against current or future payments between two currencies of different countries.
The calculation is:
Price in U.S dollar = 195 x $0.89
Price in U.S dollar = $173.55
The word "exchange" may not be a foreign term for us. However, in its application there are still many who do not know the meaning of the exchange rate and its influence in the business economy.
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A _____ provision in a purchase and sale agreement protects the buyer in case the property is damaged by fire or weather before closing.
An insurance policy provision in a purchase and sale agreement protects the buyer in case the property is damaged by fire or weather before closing.
What is a property insurance policy?When we say property insurance, it's a sort of domestic protection that gives assurance scope for property proprietors. Property protections can offer assistance to the proprietor and avoids money-related losses, which might happen due to harm caused to the property by natural calamities, burglary, fire etc.
Property insurance arrange is outlined extraordinarily with reasonable premiums to let you bask within the eminence of protection and security. Hence, to defend your accounts and secure your property from normal calamities, burglary, inadvertent harm, etc., need to purchase property insurance and subsequently maintain a strategic distance from getting a huge hole in your pocket due to undesirable scenarios.
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What strategies can you recommend for jenny to use when communicating with her peers at work?
Communication is the key to maintaining positive relationships at work.
The strategies I can you recommend for Jenny to use when communicating with her peers at work are as follows;
Use face-to-face communication. This is a quick, and in person communication. It is an open way of communicating.Prioritize cohesive interactions. In order to foster good peer-to-peer communication, your organization needs to prioritize the creation of a cohesive group environment. Emphasize trust and honesty. Reward and acknowledge. Be specific and constructive. Listen up. As your coworkers speak, it is important to listen and pay close attention to what they are saying.https://brainly.com/question/28563621
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Public goods are:_________
a. rival and exclusive.
b. rival, but not exclusive.
c. exclusive, but not rival.
d. neither exclusive nor rival.
Public goods are neither exclusive nor rival. Thus, the correct answer option to this question is (d) neither exclusive nor rival.
A public good refers to a service or commodity that is made available to all the members of society. Public goods have two characteristics: they are nonexclusive and nonrival. Nonexclusive means it is not possible for the producer of public goods to provide the service to some consumers and exclude others from using the public good. Whereas nonrival means when some people use a particular public good, the amount left for others to use remains unchanged.
Typically, public goods include the services administered by governments. Some examples of public goods are national defense, law enforcement, the rule of law, street lights, and access to public parks. All these public goods can be used or possessed by various consumers without rivalry.
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Costs that are capitalized as inventory when they are incurred are called:____.
a. administrative costs.
b. period costs.
c. fixed costs.
d. product costs.
e. general costs.
Costs that are capitalized as inventory when they are incurred are called product costs.
What do you mean by product costs?
Product cost is a term that refers to the total costs used in making a product and getting it ready for sale. In manufacturing, product costs are the expenses that include the cost of raw materials, labor and manufacturing head. In retail, product costs may involve expenses related to a supplier, plus any costs involved in stocking products.Product costs must be stated in the financial statements.To learn more about product costs, refer to:
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Olivia deposits $6,952 in a savings account paying 3.72% interest. to the nearest dollar, how much money does olivia have in total after sixteen years? a. $4,138 b. $8,568 c. $11,090 d. $29,901 please select the best answer from the choices provided a b c d
After sixteen years Olivia will have (C) $11,090.
Bank interest is a fee paid when paying for services for borrowing money provided by the bank within a certain period of time. Interest is determined by a percentage of the total deposit or loan amount.
Bank interest is divided into credit interest rates and savings interest rates. The loan interest rate is a certain price that the customer must pay to the bank in return for the loan obtained. While the savings interest rate is a certain amount paid by the bank to customers in return for their savings.
Bank interest has its own functions and benefits. For banks, interest is a source of income for banks. For example, when a bank offers assistance in the form of credit that can be borrowed with terms and conditions that apply to customers. The borrowed loan will be returned to the bank in monthly installments plus the interest rate agreed by both parties during the loan agreement. So, interest from credit installments can be a net input for banks.
The calculation is:
A = [tex]{P(1+R)}^T[/tex]
A = 6952 x (1 + 3.72%)^16
A = $11 089.83
A = $11 090
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