forms of direct marketing include. online marketing, social media marketing, and mobile marketing
Direct marketing is a style of advertising that involves communicating with your target market directly to offer information about your business, product, or service.
Any form of marketing that communicates or distributes with consumers directly, as opposed to indirectly through a third party like the media, is considered direct marketing. Campaigns can be sent using mail, email, social media, and texting, among other distribution methods.
Direct marketing has two key characteristics. First, it makes an effort to convey communications to clients directly (through direct mail, email, or telephone), usually in an unsolicited manner. Second, it seeks to elicit an immediate response from the audience (it attempts to make the customer act).
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Suppose that the required reserve ratio is 20%. A bank has $300 in cash in its vault, $4,000 in loans to customers, $10,000 in checkable deposits, and $800 in deposits at the Federal Reserve. The bank's required reserves are:
Answer choices
$2,200. $11,000. $10,000. $5,500.
A bank holds $300 in cash, $4,000 in customer loans, $10,000 in checkable deposits, and $800 in Federal Reserve deposits. $5,500 in reserves are necessary for the bank.
(d) is the correct option.
What is bank?A particular kind of financial organization known as a bank lends money while also collecting deposits from the public and creating demand deposits. Through the capital markets, the bank may engage in lending activities directly or indirectly.
Banks are heavily regulated in most countries because they are essential to the financial stability and economic health of a nation. The fractional reserve banking system, in which banks maintain liquid assets that are only partially comparable to their current liabilities, has been institutionalized in the majority of countries. In addition to other constraints intended to assure liquidity, banks are often subject to minimum capital requirements based on an international set of capital norms known as the Basel Accords.
Calculation:
Since Bank's RR = 20% , it means the loan amount of $4000 = 80% . So, 100% = (4000 /80) × 100 = $5000
Checkable Deposit = $5000 + $8000 - $300 = $5500
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what is a natural monopoly example; which firm is most likely to be a natural monopoly?; a natural monopoly is ; oligopoly examples; what are some of the benefits of a natural monopoly? check all that apply.; oligopoly market structure; natural monopoly characteristics; natural monopoly vs monopoly
A natural monopoly can only start to become profitable when one single firm is able to service the majority of the market. In natural monopoly, there is room for only one firm to fully exploit available economies of scale and supply the market.
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Allison Engines Corporation has established a target capital structure of 40 percent debt and 60 percent common equity. The current market price of the firm's stock is P
0
= $28; its last dividend was D
0
= $2.20, and its expected dividend growth rate is 6 percent. What will Allison's marginal cost of retained earnings, ks, be?
a. 15.8%
b. 13.9%
c. 7.9%
d. 14.3%
$2.20, and its expected dividend growth rate is 6 percent. What will Allison's marginal cost of retained earnings, ks , be 14.3%.
Has a target capital structure of 40% debt and 60% common stock been set?The target capital structure for Allison Engines Corporation is made up of 40% debt and 60% common equity. The firm's stock is currently trading at P0 = $28; its most recent dividend was D0 = $2.20; and its predicted dividend growth rate is 6%.
What does a debt-to-income ratio of 60% mean?This ratio looks at how much of the business is financed by debt. A corporation would be supported 60 percent by long-term and short-term debt if its debt to assets ratio was 60 percent. Most businesses record some sort of debt on their records.
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Alyeska Services Company, a division of a major oil company, provides various services to the operators of the North Slope oil field in Alaska. Data concerning the most recent year appear below:Sales$17,400,000Net operating income$5,200,000Average operating assets$35,700,000Required:1. Compute the margin for Alyeska Services Company.2. Compute the turnover for Alyeska Services Company.3. Compute the return on investment (ROI) for Alyeska Services Company.
Return on Investment:=[tex]1021.15[/tex]
ROI = Net income / Cost of investment x 100.
[tex]=$5,200,000/17,400,000+35,700,000*100=1021.15[/tex]
The return on investment is calculated by dividing the investment's profit by its cost (ROI). The most popular is ROI, which is calculated as ROI = Net income / Cost of Investment multiplied by 100. An investment with a profit of $100 and a cost of $100, for instance, would have a return on investment (ROI) of 1, or 100% when expressed as a percentage. Think about a person who put $90 into a company enterprise and an additional $10 for research. The investment would cost $100 in total.
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Qualifying tuition expenses paid from the proceeds of a tax-exempt scholarship do not give rise to an education tax credit. True/False
It is false that eligible tuition paid from tax-exempt scholarship income does not qualify for the education tax credit.
What is education tax credit.The education deduction helps pay for higher education by reducing the amount of tax you pay on your tax return. If your deductions bring your taxes below zero, you can get a refund. Two education credits are available: American Opportunity Tax Credit (AOTC) and Lifelong Learning Credit (LLC)
What is a tax exempt grant?Grantees must be full-time students at a college, school, or other educational institution. This allowance does not apply to scholarship income.
How can tuition tax credit be calculated?To calculate your student tax credit, multiply the total amount of tuition paid (found on the receipt or form you received from the university) by the federal tax credit rate.
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which of the following statements about americans' trust in businesses and business executives in the early twenty-first century is true? multiple choice question. the u.s. population is evenly divided between those who trust businesses and those who do not. most americans still trust businesses but not the individual executives who run them. most americans still believe businesses and business executives are honest and ethical. americans have historic low rates of trust of both businesses and business executives.
Americans still trust businesses but not the individual executives who run them.
What is trust in business?
The outcome of countless small deeds, words, thoughts, and intentions is trust. Gaining trust needs work; it does not just happen. To finally connect with a certain client and get their complete comfort and trust can take years of calling on them. Clarity: People distrust the unclear and trust the obvious. People have faith in individuals who care about others more than themselves. Character: People are drawn to people who choose to do the right thing over the easy thing. Competence - People have faith in those who remain capable, relevant, and up to date. People have faith in people who persevere in the face of hardship. People want to be with friends, follow them, and do business with them. Contribution - People react right away to outcomes. People enjoy seeing the simple things done consistently.
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consider the following information about a small project: task duration estimates immediate predecessors a 4 days none b 5 days a c 2 days b d 2 days a e 1 day b
Consider the following information about a small project: task duration estimates immediate predecessors a 4 days none b 5 days a
Understanding the planned activities that make up the project and the anticipated unit of time or length needed to start and conclude each individual activity is the first step in determining the critical path and anticipated task duration of a project. A network diagram that displays the planned order for completing the individual tasks, situations when the order necessitates a certain sequence, and times when an activity depends on another for the completion of a different task, is frequently used to sequence the scheduled activities. The critical path of a project is determined by the longest chain of interdependent operations. The series of tasks represented by the critical path typically won't have any float. Alternatively put, any delays in finishing the key route tasks will make the project
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When the financial statements of a nonissuer contain a misstatement, the effect of which is material but not pervasive, the auditor should
A. qualify the opinion and include a basis for qualified opinion paragraph that describes the matter resulting in the qualification
B. Qualify the opinion and describe the misstatement within the opinion paragraph.
C. Disclaim an opinion and explain the effect of the misstatement in a disclaimer of opinion paragraph.
D. Disclaim an opinion and describe the misstatement within the opinion paragraph.
If a non-issuer's financial statements contain misstatements and the effects are material but not pervasive, the auditor may qualify the opinion and add a basis for the qualified opinion paragraph to the limitation.
What are Financial statements?Financial statements are documents that detail the operations and financial performance of a business. Governmental organizations, accountants, enterprises, etc. frequently audit financial statements to guarantee accuracy and for tax, financing, or investment purposes.
What are the types of misstatement?There are three types of misrepresentation: Factual. Judgmental. Projected. Material misstatements. Intentional misstatements
What is a non-issuer in accounting?There are two types of businesses that may require an audit: Exhibitor (issuer): These are public companies that issue securities and file with the SEC. Amendments are required by law. Non-issuer: These are private companies that do not issue securities or file with the SEC.
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Marvin Inc. sells products to customers for $250 that originally cost $150. The total impact on the expanded accounting equation of this transactions is:Increase in current liabilities for $100. Increase in current assets for $100. Increase in retained earnings for $250 Decrease in retained earnings for $150.
Increase in retained Earnings for $250 Suppose Marvin Inc. charges $250 for goods that it originally sold for $150. how these transactions as a whole will affect the extended accounting equation.
Marvin Inc. sells goods to customers for $250 that initially cost $150 in the scenario above.
In general, as a company generates revenue, current assets (such as cash and accounts receivable) rise together with the retained earnings portion of stockholders' equity.
Due to this rise in assets, the stockholders' equity portion of the balance sheet will also rise, which will result in an increase in retained earnings.
As a result, the impact of revenue on the balance sheet is a rise in an asset account and a corresponding rise in an equity account.
The preceding query,
Given that the $250 in product sales will result in a $250 rise in revenue and current assets.
Accordingly, given the answers above: Increase in retained Earnings for $250
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In addition to an annual base salary of 1.3 million USD and 10.4 illion USD in stock compensation and bonuses, Heather Bresch, CEO of Mylan Pharmaceuticals, also receved 6 4 million USD in other compensation in 2015. This included 19,200 USD for the use of a company- provided automobile and 310,000 USD in personal use of the company jet Which of the following statements is true regarding this situation?
Shareholders favor diversification
Executives favor diversification
Top level managers always act in the shareholder interest
The best statement I can make about this situation is that top management always acts in the interests of shareholders
Who are the shareholders?A shareholder is a human individual, or institution that owns at least a portion of the company's shares. Shareholders essentially own the company and have certain rights and obligations. This type of ownership allows you to reap the rewards of corporate success.These rewards come in the form of higher stock valuations or economic benefits paid out as dividends. Conversely, when a company suffers a loss, its stock price will inevitably fall, and shareholders may suffer lossesA shareholder can only hold one share.Shareholders are subject to capital gains (or losses) and/or dividend payments as remaining beneficiaries of the company's earnings.Shareholders also enjoy certain rights, such as the right to vote at shareholders' meetings to approve directors, dividend payments, or mergers.In the event of bankruptcy, shareholders may lose all of their investments.learn more about shareholders
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T/F if marlowe obtains 9 units of utility per dollar spent on apples and 6 units of utility per dollar spent on oranges, then marlowe
True. If Marlowe obtains 9 units of utility per dollar spent on apples and 6 units of utility per dollar spent on oranges, then Marlowe should buy more apples and fewer oranges to maximize his utility.
The utility is the satisfaction or pleasure that a consumer derives from the consumption of goods and services. It is the ability to produce or consume goods or services for the satisfaction of needs or wants.
The utility is maximized when a consumer obtains the most satisfaction from their consumption of goods and services for the least amount of money. This can be achieved by making optimal decisions regarding their consumption choices such as their purchase decisions and consumption decisions.
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A growing number of people feel that an employee's ethics are a personal matter, and have nothing to do with management. true/false
More and more people are of the opinion that a worker's ethics are indeed a personal affair and are not related to management. False.
What kind of principles should employees follow at work?It includes many of the following qualities: dependability, economic output, cooperation, character, honesty, sense of duty, a focus on quality, self control, teamwork, professionalism, respect, and determination. A work ethic is a set of principles that an employee applies to his or her job.
Which four professional ethics are present?Business futures are affected by unethical activity. Integrity, honesty, fairness, and understanding are all characteristics of ethical behavior. Establishing an organization-wide code of ethics is one of several strategies for fostering an ethical working culture.
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In terms of total dollars in the state budget, the various service charges and fees in Texas provide ______ percent of total state revenue.
-25
-15
-35
-5
In terms of total dollars in the state budget, the various service charges and fees in Texas provide 15 percent of total state revenue.
A commercial enterprise budget is a spending plan for your commercial enterprise primarily based on your income and costs. It identifies your to-be-had capital, estimates your spending, and enables you to expect revenue. Finances allow you to plan your business activities and may act as a yardstick for putting in economic dreams. It allows a commercial enterprise to plan out fees, attain commercial enterprise goals and expect any operational adjustments as needed to assist the business. Finances facilitate a business to understand its working fees and can be used for music's overall performance.
A budget is a plan you write down to decide how you will spend your money every month. A budget helps you make sure you'll have enough money every month. Finance facilitates create monetary balance. by way of tracking expenses and following a plan, a budget makes it simpler to pay bills on time, construct an emergency fund, and keep for main expenses consisting of a car or home.
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Makau and Marty's concept of _______________ describes a collective process that calls for thoughtful arguments,critical listening,civility,and informed decision making.
A)high argumentativeness
B)low argumentativeness
C)emotional intelligence.
D)deliberative argumentation.
E)competitive argumentation.
Makau and Marty's concept of deliberative argumentation describes a collective process that calls for thoughtful arguments, critical listening, civility, and informed decision-making.
Decision-making is the method of creating alternatives by using figuring out a choice, accumulating records, and assessing opportunity resolutions. the usage of a step-by-step decision-making procedure can help you make extra deliberate, considerate decisions with the aid of organizing relevant data and defining alternatives.
In psychology, decision-making is regarded as the cognitive procedure ensuing in the selection of a belief or a route of action among numerous possible alternative options. it is able to be either rational or irrational.
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Quantity of Pollution Abatement
Marginal Cost
Marginal Benefits
1,000
150,000
550,000
1,500
200,000
400,000
2,000
300,000
300,000
2,500
450,000
150,000
Referring to the table, if the marginal benefit increased by $300,000 at each level, the new optimal quantity would be:
a) 2,500
b) 2,000
c) 1,500
d) 1,000
The marginal external cost curve suggests that marginal profits are decreasing as it climbs. Consequently, when the optimal price rises, the ideal quantity declines.
Productivity declines when one production element rises while the others stay the same. A declining marginal return is what this is. The marginal external cost of pollutants increases with the amount of plastics in this scenario, leading to optimal price increase and optimal quantity decrease, which causes a decline in productivity levels. This is defined as the additional benefit to society as a whole from each additional unit of pollution. The benefit chosen is the Marginal Social Benefit of Pollution, if all the costs and/or benefits associated with pollution were fully listed. We refer to this situation as private benefits. Both the maker and the buyer of a specific good or service can benefit from it. From the total marginal utility, it is derived. A marginal social benefit is defined as the following added to: External benefits + a small private benefit.
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(figure: market for designer clothing) use figure: market for designer clothing. in the long run, firms will: enter this market until all firms earn zero economic profit. exit this market until all remaining firms earn zero profit. enter this market, leading to excess profit for all the firms. exit this market, leading to excess profit for all the remaining firms.
The economic profit earned by the typical restaurant in the community will be zero.
Financial earnings have the following characteristics:
It consists of both explicit and implicit costs. it's miles determined through monetary concepts, in particular the economic idea of possible cost.
In precis, financial profit is the full revenue minus each implicit (possibility value) and specific cost. Accounting income has the subsequent traits:
It includes only specific costs. its miles are decided by means of accounting standards (U.S. GAAP or IFRS). it's far identical to internet earnings or revenue minus specific fees. as a consequence, there are variations between accounting and monetary income.
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A company's sales in year 1 were 350.000 and in year 2 were $387.500 Using year 1 as the base year, the percent change for year 2 compared the base year is Multiple choice 90% 12%
The percent change for year 2 compared the base year is 12% Sales are the proceeds a organisation generates from promoting items or services to its customers:
In accounting terms, income incorporate one thing of a company's income figure.
On an profits statement, income are generally referred to as gross sales.
How do you discover a company's sales?Contact the organisation and ask for a replica of its monetary statement or seem on the company's website to view the statement. Publicly held businesses need to make their monetary statements available to investors upon request.
Is income equal to revenue?“Revenue” refers to the total profits a enterprise earns over a unique time period. Revenue consists of complete sales, however it also may also include income generated via non-sales activities such as investments, sale of assets, and allowances
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https://brainly.com/question/25743891#SPJ4Mina decides to spend three hours working overtime rather than going to the park with her friends. She earns $20 per hour or overtime work. Her opportunity cost of working is...
a.the $60 she earns working
b. the $60 minus the enjoyment she would have received from going to the park
c. the enjoyment she would have received had she gone to the park
d. nothing, since she would have received less than $60 worth of enjoyment from going to the park
(c.) the enjoyment she would have received had she gone to the park. The delight she would have experienced if she had gone to the park instead of working is her opportunity cost.
Opportunity costs are the possible advantages that a person, investor, or company forgoes while deciding between two options. Opportunity costs are by definition invisible, making it simple to ignore them. Making smarter decisions requires an understanding of the possible possibilities lost when a company or person choose one investment over another. Opportunity cost is the advantage that was lost because a particular alternative was not selected. It is necessary to examine the advantages and disadvantages of each choice offered in order to correctly assess opportunity costs. Opportunity costs have a value that may help people and businesses make more lucrative decisions.
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a person is not required to be fingerprinted if she performs which of the following for a broker-dealer?
A person is not required to be fingerprinted for a broker-dealer if she prepares marketing materials that are to be used by the firm's sales professionals.
Who is a broker-dealer?A broker-dealer or (B-D) is a person or firm in the business of buying and selling securities for its account or on behalf of its customers. The term broker-dealer is used in U.S. securities regulation parlance to describe stock brokerages because most of them act as both agents and principals. A brokerage acts as a broker or agent when it executes orders on behalf of its clients
Whereas it acts as a dealer, or principal when it trades for its account.
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For long-term projects, such as weapon systems projects, contracted for by the Department of Defense, the type of contract can change from life cycle phase to life cycle phase.True or False
True, The type of contract can change from life cycle phase to life cycle phase for long-term projects, such as weapon systems programs, contracted for by the Department of Defense.
A lifecycle phase's definition:
A product's life cycle in business tracks its development, maturation, and decline. A life cycle has five stages: product development, market entry, growth, maturation, and decline/stability.
Which four stages make up the project life cycle?
Starting, planning, carrying out, and closing are the four general steps of this project management process. In some cases, between the execution and closing phases, a fifth "monitoring and controlling" phase may be added.
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Lee & Li, a business consulting firm, wants to attract and keep highly ambitious employees who work hard and want to advance in their careers. Which of the following benefits would especially appeal to this type of employee?
E. Tuition reimbursement.
Clarification:
Now and again, a game plan exist between a business and a worker where the business agree to support the schooling of the representative. The motivation behind offering this is to advance representative dedication and furthermore to give the required preparation to a worker for better execution.
Associations offer advantages to their representative by proposing to pay a piece of their school charges for the people who wish to additional their schooling. This is finished for representatives who are faithful, dedicated and profoundly aggressive. Thusly, a representative becomes faithful and subsequently be held by the association.
Illustration of educational cost repayment is installment of bursary to representatives by associations to additional their profession. Certain level of this installment will be made while the worker pays the equilibrium.
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This question is incomplete , here i am attaching the complete question
Lee & Li, a business consulting firm, wants to attract and keep highly ambitious employees who work hard and want to advance in their careers. Which of the following benefits would especially appeal to this type of employee?
A.a 529 savings plan
B.a defined-benefit pension plan
C.a generous vacation policy
D.a health maintenance organization
E.tuition reimbursement
The market consensus is that Analog Electronic Corporation has an ROE of 9% and a beta of 2.05. It plans to maintain indefinitely its traditional plowback ratio of 2/3. This year's earnings were $3.8 per share. The annual dividend was just paid. The consensus estimate of the coming year's market return is 15%, and T-bills currently offer a 5% return.
a. Find the price at which Analog stock should sell. (Do not round intermediate calculations. Round your answer to 2 decimal places.)
b. Calculate the P/E ratio. (Do not round intermediate calculations. Round your answers to 2 decimal places.)
c. Calculate the present value of growth opportunities. (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Round your answer to 2 decimal places.)
d. Suppose your research convinces you Analog will announce momentarily that it will immediately reduce its plowback ratio to 1/3. Find the intrinsic value of the stock. (Do not round intermediate calculations. Round your answer to 2 decimal places.)
The P/E level is 2.87, the purchase price of growth potential is -$10.219, and the price upon which Digital audio stock should be sold is $10.05.
What exactly is a market, then?The entire number of buyers and sellers as in area or region under consideration is referred to as the market. The region might be the whole world, a nation, a state, or a city. The value, cost, the cost that traded goods depend on the market's supply and demand dynamics.
Briefing:Growth Rate = ROE x b = 9% x 2/3 = 6%
CAPM, r = Rf + beta x (MRP - Rf) = 6% + 2.05 x (12% - 6%) = 18.30%
Current Dividend, D0 = 3.50 x 1/3 = 1.17
D1 = 1.17 x 1.06 = 1.24
P = D1/(r - g) = 1.24/(18.30% - 6%) = $10.05
Leading P/E: Leading Earnings, E1 = D1 x 3 = 1.24 *3 = $3.71 => Leading P/E = 10.05/3.71 = 2.71
Trailing P/E = 10.05/3.5 = 2.87
PVGO = P - E1/r = 10.05 - 3.71/18.30% = -$10.219
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which of the following were black swan events that occurred in the early 21st century and helped reshape the global economy?
The term “black swan” – popularized by Nassim Saint Nicholas Taleb – refers to unpredictable events with usually harmful consequences. per Taleb, the 3 traits of a swan event are Rarity – i.e. Unpredictable Outlier. leads to Severe Consequences.
After characteristic and merging duplicates, swan contains info concerning quite 40, 000 events. Terms during this set (5) swan. An occurrence that deviates on the far side of what's unremarkably expected of a scenario that would be very troublesome to predict. ( whole foreseeable in hindsight)
Classic swan events embody the increase of the net and private pc, 11 attacks, and war I. However, several different events like floods, droughts, epidemics, and so on square measure either inconceivable, unpredictable or both.
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a company issued 40 shares of $1 par value common stock for $5,000. the journal entry to record the transaction would include which of the following?
debit of $4,000 to common stock
credit of $20,000 to common stock
credit of $40 to common stock
debit of $20,000 to common stock
$40 credit to common stock.
Cash 5,000 shares of common stock (40 x 1) 40 paid in capital in excess of par value common stock 4960.
A credit to common stock is what?Their normal balance is a debit as assets and costs rise on the debit side. There is also a normal balance in dividends paid to shareholders, which is a debit entry. Since liabilities, value (like normal stock), and incomes increment with a credit, their "ordinary" balance is a credit.
Do we give common stock credit?The Sale of Stock for Cash If you sell common stock for cash, which is the most common situation, record a credit in the Common Stock account for the par value of each share sold and a credit in the Additional Paid-In Capital account for any additional amounts paid by investors.
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face-to-face communication is expensive, so it is useful if . group of answer choices there are no promotions associated with the sale the product is easy to explain there are a lot of customers there is little time for advertising the product is complex
Face-to-face communication is expensive, and it is useful if the product is easy to explain. (Option B)
Does in-person marketing still have value or is it still necessary? If not, why not?
The needs of your target clients might be better understood through face-to-face marketing. In addition to helping you better understand their needs, paying attention to their queries, responses, and objections can help you build your future marketing and sales initiatives.
What makes face-to-face sales important?
Face-to-face sales approaches improves brand trust, foster stronger customer and prospect relationships, and help sales representatives more effectively convey important value propositions. Using in-person selling strategies can also help firms stand out from the crowd and break through the clutter.
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Four cost concepts are important in pricing decisions: total cost, fixed cost, variable cost, and__________ cost. A.dividends B.liquidity C.discretionary D.unit variable E.marginal
Four cost concepts are important in pricing decisions: total cost, fixed cost, variable cost, and marginal cost
Option E is correct.
Why is it important to know fixed and variable costs?Both fixed and variable costs help you get a clear picture of your company's overall cost structure. Understanding the difference between fixed and variable costs is critical to making rational decisions about operating costs that directly affect profitability.
What is the concept of cost in accounting principles?The historical cost principle is an accounting principle that records assets at their respective cash amounts at the time the assets were purchased or acquired. A recognized asset cannot be increased to improve its market value or for inflation, nor updated to reflect an impairment loss.
Why is the cost concept important?The cost principle is a popular accounting method because it is simple, straightforward, and conservative. This allows organizations to easily identify, review, and manage spending over time without having to regularly update asset values.
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online cash flow statement calculator indirect method; personal cash flow calculator; cash flow calculator online; free cash flow calculator; cash flow statement calculator excel; operating cash flow calculator; retirement cash flow calculator; cash flow calculator app
Cash flow is a degree of the way tons cash a commercial enterprise introduced in or spent in overall over a time frame. coins glide is normally broken down into coins go with the flow from working sports.
Coins drift from operations is produced from expenditures made as a part of the everyday course of operations. Examples of these coins outflows are payroll, the value of goods sold, lease, and utilities. cash outflows can range substantially whilst business operations are quite seasonal.
A coins flow declaration indicates the precise amount of a enterprise's cash inflows and outflows over a time period. The earnings announcement is the maximum common financial statement and indicates a agency's sales and total prices, together with noncash accounting, inclusive of depreciation over a time frame.
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You have $5,700 at a local bank. You hear a rumor that the bank is going to fail. You rush over to the bank to withdraw your money and find many other bank customers who all want to withdraw their money from the bank. The scenario described here is a:
Group of answer choices
regular day at the bank.
bank run.
sale of government bonds.
result of the Federal Reserve being the lender of last resort.
You rush over to the bank to withdraw your money and find many other bank customers who all want to withdraw their money from the bank. The scenario described here is a Bank Run. Hence, option B is appropriate.
What is the Bank Run?When many depositors simultaneously attempt to take their money from a bank because of concern that their bank won't be able to refund their deposits in full as well as on schedule, this is known as a "Bank run."
As more clients take their money out, there is a chance of default, which will lead to additional withdrawals until the bank goes bankrupt. When numerous banks are involved, an unchecked bank run can result in bankruptcy and, when it does, it can cause widespread panic in the economy and an industry-wide downturn.
Hence, option B is correct.
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which of the following is not exempt from registration as an investment adviser representative in the state in which they conduct business?
A certified financial planner who prepares financial plans and whose only compensation is commissions.
What is an investment adviser representative?
The Investment Representative's duties include carrying out client orders in line with firm policies, industry trading rules, and market activity. They also include providing accurate and timely information on business operations, customer accounts, and company goods and services. Administrative and organizational abilities are crucial for this position. letting customers know when money market instruments are about to mature and reinvesting money if needed giving customers advice on issues involving dividends and interest.
Announcing tender offers, redemptions, etc. to clients requesting data and documents from customers in order to create accounts giving clients updated price quotes with references to quote services and trading desk staff checking, looking into, and reporting to customers on buy/sell orders.
Monitoring client trades to guarantee proper settlement and delivery and alerting the necessary agencies to take immediate action.
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Complete Question
Which of the following is (are) NOT exempt from registration as an investment adviser representative in the state in which they maintain a place of business?
A certified financial planner who prepares financial plans and whose only compensation is commissions
An insurance agent who prepares comprehensive financial plans and receives commissions on any insurance products purchased by his clients
A broker-dealer with extensive business in the state
A mutual fund company with offices and clients in the state
recreational equipment, inc., an outdoor gear marketer, reports that 35 percent of its orders are placed between 10:00 p.m. and 7:00 a.m., long after and before retail stores are open for business. this describes how interactive marketing can provide utility.
Recreational equipment, inc., reporting that 35 % of its orders are placed between 10 p.m. and 7 a.m., long after and before retail stores are open for business. Describing how interactive marketing can provide time utility.
Give a brief account on. time utility.According to the marketing concept of "time utility," businesses should deliver goods and services to clients at the precise moment they need them, regardless of any other factors or variations. Many businesses educate their business, marketing, and advertising staff about consumer demands and purchasing habits, which serves a utility purpose. The four different categories of utilities are form, possession, place, and time. Time and the "when" the product or service is needed determine the utility of time.
When making crucial business decisions, it's crucial to understand what customers want. It will assist the business in determining when to raise inventory and production levels and when to launch significant marketing efforts. Despite this, businesses shouldn't just rely on these techniques to decide because there are numerous other factors that influence consumer demand. The consumer receives his selected items at the precise moment he needs them thanks to Time Utility. Consumer demand may change depending on daily necessities, the festive season, or environmental factors. The provision of timely delivery of the items to the customers constitutes time utility.
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