The corporation was established in 1933 as a result of the Home Owners' Loan Corporation Act, which was presided over by President Franklin D. Roosevelt.
What was HOLC 1933?
Under the direction of President Franklin D. Roosevelt, the corporation was created in 1933 as a result of the Home Owners' Loan Corporation Act. In order to avoid foreclosure and increase the number of prospects for home ownership, it aimed to refinance mortgages on homes that were now in default.
The Home Owners' Loan Corporation (HOLC) was founded in June 1933 to assist struggling households avoid foreclosure by replacing mortgages that were in default or on the verge of default with new ones that homeowners could afford.
The Home Owners' Loan Corporation was created thanks to legislation passed by FDR. The HOLC was given permission to create new liens to replace those of defaulting homeowners.
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The helping professions all involve ___
A lot of stress and effort
Working on weekends
Work that benefits other people
High paying salaries
The question claims that all of the helping professions entail employment that helps other people.
Which five occupations are most in demand?The technology and health care industries tend to have the best positions. In fact, these two disciplines make up the top 10 careers. Healthcare providers include a dentist, nurse, pharmacy, doctor, physio, dental hygienist, and for technology, systems analysts, data engineers, software developers, and web developers.
Which five occupations are most in consumption?The technology and health care industries tend to have the best positions. Medical practitioners include a dentist, nurse, physician, doctor, physical therapist, healthcare professional, and for technology, system engineers, database administrators, software developers, and professional web.
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if a company selects a target market segment because they believe it is too small for large competitors to be intrested in it, this is called
By focusing on specific subsets of consumers, market segmentation ensures that your messages always hit their intended mark.
Market segmentation divides your target market into manageable sections. Market segmentation divides a market by demographics, requirements, priorities, similar interests, and other psychographic or behavioral factors to better understand the target audience.
Understanding market segments let you target products, sales, and marketing. Market segments like males vs. women or high-income vs. low-income might drive product development cycles.
You can target certain demographics, geographies, consumer profiles, and interests with your internet marketing campaigns by employing market segmentation.
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according to the american telemedicine organization, how many u.s. hospitals are participating in some form of telemedicine?
According to the American telemedicine organization, more than half of U.S hospitals are participating in some form of telemedicine.
What is telemedicine?Telehealth is the delivery of health-related services and information through the use of electronic information and telecommunications technologies. It enables long-distance contact between patients and clinicians, as well as care, advice, reminders, education, intervention, monitoring, and remote admissions.
Telemedicine includes the digital transmission of medical imaging, remote medical diagnosis and evaluations, and video consultations with specialists.
Therefore, telemedicine is now very popular in the U.S hospitals.
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"Compared to a purely competitive firm, a monopsonist will pay O a higher wage rate to its workers.O lower wages but hire more workers than the purely competitive firm. O lower wage rates and hire fewer workers than the purely competitive firm. O lower wages, while hiring the same quantity of workers as the purely competitive firm. "
Compared to a purely competitive firm, a monopsonist will pay lower wage rate and hire fewer workers than will a purely competitive firm.
Why does a monopsonist's marginal resource cost exceed his or her wage rate?When faced with an upward sloping labour supply curve, the monopsonist must not only pay a higher wage rate to the additional employee, but also a higher wage to every employee it could have hired at a lower wage rate. Due to this, the marginal resource cost exceeds the supply curve.
Which of the following represents a monopsony example most likely?the umpires' market in Major League Baseball.
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A saving account that earns 3.2% interest compounded bi-annually has a balance of $6,049.15 after 6 years. determine the total amount of interest earned on the account. $1,049.15 $1,409.15 $4,145.24 $5,000.00
Answer:
$1,049.15
Explanation:
Got it right.
what are the two red flags that frank abagnale tells consumers to look out for?
Frank Abagnale says every scam involves one of these two red flags. Invest in You: Ready. Set. Grow.
What did Frank Abagnale do?Frank Abagnale is an American novelist who has a criminal record. Abagnale preyed on people and small companies, but he rose to fame in the late 1970s by making a variety of victimless workplace fraud claims, many of which have subsequently been disproved.Currently, Mr. Abagnale serves on the editorial boards of the Financial Fraud Law Report, Bank Fraud, and IT Security. He serves on the LexisNexis Fraud Defense Network Advisory Board and the University of New Haven Masters in Investigation Program Advisory Board.When Abagnale was 21 years old, an Air France employee he had dated in the past recognised him and denounced him, leading to his imprisonment in France in 1969. He was being sought by by investigators from 12 nations, including the United States, where he had committed fraud.Learn more about Frank Abagnale refer to :
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the marketing function's main concern is with a. procuring materials, supplies, and equipment building and b. maintaining positive image c. generating the demand for the organization's products or services d. producing goods or providing services e. securing monetary resources
The marketing department's top priority is c. creating demand for the company's goods or services.
What does demand generation mean?Demand generation is an information marketing strategy with the ultimate aim of creating long term consumer engagement. It focuses on raising interest and awareness in an organization's goods and services. Lead gathering, lead nurturing, and pipeline acceleration are all parts of demand generation.
What is an example of demand generation?For instance, even though a media campaign might eventually lead to a purchase, social media is ultimately used to raise public awareness. The demand generating aspect of the equation would be that. The more focused component of the plan that converts the product's interest into activity is lead generation.
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electrical workers have a responsibility to instruct and to train apprentices. how long does that responsibility last?
It is the duty of electrical employees to mentor and train apprentices. The responsibility last through the length of their career.
What do you know about Electrical employees?
Electrical employees are licensed professionals who are responsible for the installation and maintenance of electrical systems. They work with a variety of electrical equipment, such as wiring, motors, transformers, and circuit breakers, to keep electrical systems functioning properly. Electrical workers must be knowledgeable in the electrical code and safety standards to ensure that all equipment is installed and maintained in accordance with the code. They must be able to identify and correct any problems with the electrical system. Electrical workers are also responsible for inspecting and testing electrical systems for safety and compliance.
So, The required answer is the length of their career.
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Two of the primary characteristics of advertising that set it apart from other elements of the promotion mix are which of these
Answer:
jgiytfuytf
Explanation:
Qualification, Certification, and Credentialing Personnel are part of which NIMS Management Characteristic?
answer choices
Accountability
Information and Intelligence Management
Incident Facilities and Locations
Comprehensive Resource Management
An important aspect of comprehensive resource management is the assessment, validation, and recognition of the qualifications of personnel.
How does resource management work?Resource management is the process of planning, scheduling, and assigning personnel, funds, and technological resources to a project or program. It involves allocating resources in a way that maximizes organizational value. Effective resource management ensures that the appropriate resources are available at the right time and for the right tasks.
Resources are essential for achieving any goal, whether it's completing a project or determining what's needed to do so. Resources include money, personnel, space, tools, technology, and time. The goal of resource management is to use the best combination of resources to meet needs while also being mindful that the same resources may be needed elsewhere within the organization.
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Relevant costs are expected future costs that differ among the alternative courses of action being considered.
The costs that will be incurred in the future and differ between possible courses of action are those that are important to the decision being made.
Do you agree that all costs incurred in the future are relevant? Why?Those projected future costs that differ between potential courses of action are those that are significant to the decision being made. This idea of relevance is based on two requirements: the cost must differ between possible courses of action and it must be an upcoming expense (not a cost already incurred).
No, relevant costs are those projected expenses in the future that differ between the numerous alternative courses of action being considered.
Therefore, when picking one option, future costs that are the same for all of the options are irrelevant.
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according to scott paul what is a major problem with influencer marketing from a brand's perspective
According to scott paul what is a major problem with influencer marketing from a brand's perspective
they have to pay a lot of money to get influences they cant find influences with large followingsthey struggle to identify which influences actually use their productsthey dont see the value in the influence marketingWho is marketing?The 4Ps of marketing are what? (Explayed marketing mix) Products, prices, locations, and promotions are the four Ps. They serve as an illustration of a "marketing mix," which refers to the assortment of tools and techniques utilised by marketers to meet their marketing goals. E. initially formally proposed the four Ps in 1960.
For the purpose of generating, conveying, delivering, and trading offerings that are valuable to customers, clients, partners, and society at large, marketing refers to a variety of activities, institutions, and procedures.
Promoting a business, its goods, and services is the responsibility of marketers. Marketing professionals often plan and carry out both inbound and outbound promotional programmers to increase brand awareness and persuade customers to buy from a company.
According to Scott Paul, a big issue with influencer marketing is that brands must spend a lot of money to get influencers, can't discover influencers with large followings, and have trouble determining whether influencers truly utilize their products. They do not understand the benefits of influence marketing.
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Which of the following is the best example of a monopolistic competitive market?
A) diamonds
B) produce
C) restaurants
D) milk
Option C is correct. Restaurants operate in a monopolistic competitive market.
What Is Monopolistic Competition?Monopolistic competition occurs when numerous enterprises offer comparable but subpar alternatives to each other's goods or services. A monopolistic competitive industry has low entry barriers, and decisions made by one company do not immediately affect those of its competitors. Competitor companies differentiate themselves from one another through their pricing and marketing decisions.
Which of the following is the best example of a monopolistic competitive market?A prime example of a market with monopolistic competition is the restaurant sector, which is national in scope. The majority of localities have a large number of diverse businesses with easy entrance. Every product has a number of similar alternatives that are offered by various businesses, including other eateries and fast-food joints.
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photocopiers were initially exported from the united states. as more and more foreign competitors entered the market, the united states began to import photocopiers. this is an example of which theory
Photocopiers which were initially exported from the US, and as more foreign competitors entered the market, the US began to importing photocopiers is an example of a product life cycle theory.
The product life cycle theory states that products go through different stages of development, including introduction, growth, maturity, and decline. The theory posits that during the introduction stage, a product is typically developed and produced in the home market, and then exported to other countries.
As the product becomes more popular and competition increases, foreign companies may begin to produce and export the product to the home market, leading to imports.
In the case of photocopiers, it is likely that the United States was the initial innovator and exporter of photocopiers, but as other countries began to develop their own photocopier technology and enter the market, the United States began to import photocopiers from these countries. This is an example of how the product life cycle theory can explain shifts in trade patterns over time.
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Bhat and Cho do business as Data Security, a partnership. In most states, for the purposes of collecting judgments and having accounting performed, this firm would be treated as
an independent entity
an aggregate
a proprietorship
a combination of individuals
Bhat and Cho do business as Data Security, a partnership. In most states, for the purposes of collecting judgments and having accounting performed, this firm would be treated as an aggregate.
Why is data security important?Data security is the discipline of guarding digital information against unwanted access, manipulation, or theft over its entire lifecycle. It's a notion that covers every facet of information security, from the logical security of software programs to the administrative and access controls as well as the physical security of hardware and storage devices. It also contains organizational policies and processes.
Data security requires implementing tools and technology that improve the organization's insight into where its essential data is located and how it is used.
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A difference in quantity of materials used on two comparable jobs may be caused by Oa. poor quality materials Ob. inadequately trained employees Oc. employee carelessness Od. All of these choices are correct.
Internal hiring encourages loyalty and can also boost employee morale because it rewards current workers. The appropriate answer is D.
Poor quality is what?A product that doesn't fulfill the requirements or doesn't work as it should is said to be of "low quality." It also has the potential to describe a item that has flaws, as paint chips on a car.
Customers who are not happy with the goods or services they receive might result in lost sales and a decline in customer loyalty. Additionally, poor quality might turn off customers, costing businesses money and reducing productivity. Poor quality has negative effects on profitability, liability, productivity, and expenses.
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which of the following types of audit evidence provides the least assurance of reliability? a) receivable confirmations received from the client's customers. b) prenumbered receiving reports completed by the client's employees. c) prior months' bank statements obtained from the client. d) municipal property tax bills prepared in the client's name.
Option b) prenumbered receiving reports completed by the client's employees. Option b is the correct option.
What does audit evidence refer to?The term "audit evidence" refers to material that both confirms and backs up management's claims about the financial statements or internal control over financial reporting, as well as information that refutes such claims.
What sources are there for audit evidence?Information from databases, documents, accounting and budget information, activity statements, management representations (Annual activity reports and statements by the Directorates-General), impact assessments and evaluations, and internal audit reports.
What problems exist with audit evidence?Information that the auditor used to generate the opinions that constitute the basis of his or her report. Information gathered from external sources as well as information found in the accounting records that serve as the foundation for the financial statements are both considered audit evidence.
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vincent spends very little time explaining the features of a product to a customer. his colleagues state that salespeople need to be creative in order to generate sales. vincent says that he is not required to be creative because of the type of customers he is required to handle. which of the following strengthens vincent's belief? group of answer choices vincent is selling a service. vincent is selling to existing customers. vincent is selling a tangible product to new customers. vincent's customers are field customers. vincent is a senior salesperson.
The following strengthens Vincent's belief Vincent is selling to existing customers.
Which of the following typically comes first in the sale of a product?Prospecting. Prospecting comes first in the sales process. During this phase, you locate potential clients and ascertain whether they require your good or service—and whether they can pay what you have to offer.
Which of the following typically occurs as the initial step in the sale of a product?Researching potential customers and selecting those who are most likely to buy is the first step in the selling process.
Which of the following describes the final stage of the marketing of a product typically?Terms included in this collection (48) Closing is the last stage of the sales process, during which the salesperson requests the customer's purchase commitment.
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if you are working in a consulting company and need to form short-term cross-functional and cross-level project teams to serve client needs, what type of organizational structure should you use? a bureaucratic structure a team-based structure a lattice structure
Option (C), A lattice structure is the kind of organizational structure you should adopt if you work for a consulting firm and must create quick cross-functional and cross-level project teams to meet client needs.
For corporations, what does a lattice structure mean? What sets it apart from other structures?The traditional top-down hierarchy is absent from a lattice structure, which also provides a diversity of employment and career opportunities. Allowing remote work or flexible scheduling, for instance, or allowing all employees to participate in and contribute to the development of new initiatives.
What type of enterprise is lattice?Leaders can build successful, motivated teams that develop winning cultures with the aid of the people success platform Lattice. Lattice makes it simple to start manager 1-on-1 meetings, launch 360-degree performance review cycles, conduct engagement surveys, track OKR/goals, and receive real-time feedback.
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walt's fellow workers are going on strike since the price of food has increased dramatically within the last 14 months. they are looking to get a higher salary. this continual rise in salaries and consumer goods prices is known as a:
According to the wage-price spiral, increasing salaries lead to more disposable income, which increases consumer demand and pushes up prices.
What factors contribute to a wage-price spiral, and where may it go from there? According to the wage-price spiral, increasing salaries lead to more disposable income, which increases consumer demand and pushes up prices.A theoretical spiral is created by rising prices pushing consumers to demand greater wages, which raises manufacturing costs, which pushes prices even higher.Businesses raise their prices to cover the rise in labor expenses when workers receive salary increases, which raises inflation.Because of the wage-price spiral, even with significant unemployment, it is challenging to reduce inflation when inflation expectations rise.An upward price spiral can result from cost-push inflation.In other words, rising costs cause rising prices, which triggers rising costs again, and so on.The wage-price spiral is the process through which rising wages raise prices, and rising prices raise wages.To learn more about wage-price spiral refer
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a banking system in which only a portion of checkable deposits are backed up by cash in bank vaults or deposits in the central bank is called a(n) banking system. (enter one word per blank.)
A banking system in which only a portion of checkable deposits are backed up by cash in bank vaults or deposits in the central bank is called a(n) fractional; reserve banking reserve system.
What is banking reserve system?The main remedy for panic is bank reserves. Banks are required by the Federal Reserve to keep a specific amount of cash on hand so that they never run out and have to turn away a customer's withdrawal, potentially igniting a bank run. Bank reserve levels are another monetary policy tool that can be used by a central bank.
Despite the fact that banks do a variety of tasks, their main function is to gather deposits from individuals who have money, put them in a pool, and then lend the money to others who need it. Between depositors (who lend money to the bank) and borrowers, banks act as mediators (to whom the bank lends money). As we'll see, reserve banks are primarily accountable for three tasks: providing financial services, influencing monetary policy, and overseeing commercial banks.
The term "fractional" refers to a banking system where only a percentage of checkable deposits are secured by cash in bank vaults or deposits in the central bank.
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When an insurance policy covers replacement value, a loss results in a settlement that pays for what? A. The replacement of the most valuable items lost B. Brand new items to replace the items lost C. The purchase of used items most similar to the items lost D. A new apartment to replace the one lost
When a loss is covered by an insurance policy with replacement value, a settlement is made to pay for brand-new items to replace the lost items.
What is insurance policy?Insurance policy is a contract between policyholder and insurer to provide financial protection against risks.When an insurance policy covers replacement value, a loss results in a settlement that pays for the replacement of the lost items with brand new items. This means that the policyholder will receive an amount of money that is sufficient to purchase new items of similar quality and value to the items that were lost or damaged. This is different from actual cash value coverage, which pays the policyholder the replacement cost of the item minus depreciation. In other words, Replacement value coverage pays for brand new items while actual cash value coverage pays for the value of the item at the time of loss taking into account the age and condition of the item.To learn more about insurance policy refer:
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Write an analysis that compares one important feature and contrasts one important feature of the cultures of two myths. Select the links below to view the readings for reference.
The comparison and contrast between two myths can be seen in their respective cultures.
For example, both the Norse and Greek myths have a strong belief in the power of gods and is its important feature.
Both cultures have pantheons of gods that rule over the world and its people, however, the Norse pantheon has a more warlike attitude in comparison to the Greek gods who have more familial and romantic relationships.
Another difference between the two cultures is the way in which they view fate and destiny. In the Norse myth, fate is predetermined and unchangeable, while in the Greek myth, destiny is seen as something more fluid and subject to change.
These differences in culture between the two myths provide a unique insight into the beliefs and values of each.
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the profession that applies theory, principles, data and methods to job design in order to optimize human well-being and overall system performance is . multiple choice question. motivation enrichment ergonomics
The field of ergonomics, commonly referred to as human factors, applies theory, principles, data, and design techniques to enhance both individual user satisfaction and system performance. The scientific field of ergonomics aims to comprehend how people interact with other system components.
What does the term "ergonomics" mean?
According to Safe Work Australia, the total monetary cost of occupational illnesses and accidents is $60 billion. Lower back pain is the most common work-related disability worldwide, affecting people in offices, on construction sites, and, in the greatest risk group, in agriculture.
Taking into account human capabilities and constraints such body size, strength, skill, speed, and sensory abilities (vision, hearing),
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dawson's cove company is going through some financial hard times. they have frozen employee salaries and have not replaced employees who have left, creating a bigger workload for remaining employees. throughout this turmoil, tabitha continues to work for the company and remains positive and upbeat. what interpersonal citizenship behavior does tabitha demonstrate?
Dawson's cove company going for the Tabitha act in a manner that exemplifies sportsmanship.
The Dawson's Cove Company is experiencing some financial difficulties. The burden for the remaining employees has increased since they have frozen employee compensation and have not replaced departing workers. Tabitha has stayed optimistic and upbeat while still working for the organisation during this turbulence.
In terms of management, stewardship is a work ethic whose primary goal is the effective and responsible planning of tasks and the management of resources. In terms of business, and using Qwerty Corp. as an example, it could be referred to as the rewarding of the responsibility of the contribution of each employee on completing the tasks assigned to them.
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Contingent workers are workers who expect full-time jobs.
Question 21 options:
True
False
False, Workers who are contingent anticipate having full-time jobs.
What exactly do you mean by contingent employees?The term "contingent worker" refers to those who work for an organisation but are not paid employees. Independent contractors, freelancers, consultants, advisors, and other outsourced personnel hired on a project-by-project and non-permanent basis are all considered contingent labour. Work that is contingent, casual, or contract-based is characterised by a lack of job security, piece-rate compensation, usually a part-time arrangement, and is seen as temporary work. Freelancers frequently report wages higher than their old formal positions, despite having less work security.
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"taxia is the distortion of voluntary movement such as in a tic or spasm.True or False
The given statement is FALSE
What is ATAXIA?
A collection of conditions known together as ataxia impact speech, balance, and coordination. Although any portion of the body might be affected, ataxia patients frequently struggle with balance and walking. speaking.Ataxia describes poor muscle control that causes clumsy voluntary movements. It may cause difficulty with walking and balance, hand coordination, speech and swallowing, and eye movements. Ataxia usually results from damage to the part of the brain that controls muscle coordination (cerebellum) or its connections.To learn more about ATAXIA:https://brainly.com/question/16031045
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the leases on a 10-story building require that the tenants pay a pro rata share of pass-through expenses based on the tenant's percentage of the occupied space. the expenses to be prorated are $245,000 this year. how much will the tenant who occupies the first floor pay if only seven floors are rented?
The tenant on the first floor would pay 70% of the $245,000 pass-through expenses, which would be $171,500.
What is expenses?Expenses are the costs incurred in order to run a business or maintain an individual’s lifestyle. Expenses can include anything from rent, utilities, and wages to supplies, advertising, and taxes. Expenses can be fixed or variable, meaning that they are either consistent or fluctuate depending on the situation. They can also be either direct or indirect, depending on whether or not they are associated with a specific product or service.
The tenant on the first floor will pay a pro rata share of $245,000 based on their percentage of the occupied space.
Since only seven of the ten floors are occupied, the first floor tenant's percentage would be 7/10, or 70%.
Therefore, the tenant on the first floor would pay 70% of the $245,000 pass-through expenses, which would be $171,500.
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how much income will this individual contribute to the beneficiary annually?
For household size of 3 in California, 100% of poverty guidelines is $ 23,030, which means you need to prove your income is at least $23,030 annually.
What is the income requirement for I-134?You must demonstrate that your income is at least $23,030 per year because the poverty limit for a household of three in California is set at $ 23,030. Your annual income as an I-864 sponsor (or joint sponsor) is often the same as or somewhat higher than the amount you listed on your most recent U.S. federal tax return. Your IRS Form 1040 lists this amount as your "adjusted gross income." You must provide evidence showing your household's income is at least 125% of the U.S. poverty threshold for the number of people living in it. (Your household size consists of you, your dependents, any in-laws, and the immigrants you are sponsoring, if any.Use this form to pledge financial assistance to an immigrant benefit recipient for the term of their temporary stay in the United States. For every recipient, a different Form I-134 needs to be submitted.To learn more about income requirement refer to:
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Lifesaver inc., a producer of personal protective equipment, trades on the tsx venture stock exchange at an ev/ebitda multiple of 4.0x. from performing a precedent transaction analysis, you note that recent acquisitions of similar companies have transacted at an ev/ebitda multiple of 6.0x. the following is not a valid potential reason for this discrepancy:
1-special purchaser considerations, such as synergies, being inherent in the precedent transaction multiples
2-the presence of a control premium within the ev/ebitda multiple implied by the acquisitions
3-multiples implied by precedent transactions are not relevant when considering publicly traded companies
4-the presence of an implied minority discount (a discount due to a lack of control in the company when purchasing shares in the open market) in the 4.0x ev/ebitda trading multiple
Multiples implied by precedent transactions are not relevant when considering publicly traded companies is not a valid potential reason for this discrepancy.
Option 3 is correct.
What exactly is a public company?Share. A company whose shares are traded on a stock exchange is known as a public company. An initial public offering (IPO) is typically how public companies sell shares to the public. A company can access the equity and debt markets by going public, making it easier to raise capital to support growth.
What is a publicly traded company's purpose?Almost every publicly traded company has always sought to generate as much profit as possible to increase shareholder value. However, a growing number of businesses have begun balancing this primary objective with other social and environmental objectives to better serve stakeholders and increase profits.
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