In brand new staff, the 401k has largely replaced the traditional pension—Census researchers estimate that 79% of Americans now work for an enterprise that sponsors a 401k style retirement plan.
At the same time as the 401k is one of the quality to be had retirement saving alternatives for many people, simply forty one% of people make a contribution to one, in keeping with the U.S. Census Bureau. That is brilliant given the number of personnel who've get right of entry to to business enterprise-sponsored plans: 68% of employed people.
What's a 401k How does it work?
A 401k is a retirement savings and making an investment plan that employers provide. A 401k plan offers employees a tax ruin on money they make a contribution. Contributions are robotically withdrawn from employee paychecks and invested in budget of the employee's selecting (from a list of to be had services).
How tons money is typically in a 401k?
The average 401k balance is $129,157, in step with forefront's 2021 analysis of over 5 million plans. however the general public do not have that a great deal stored for retirement. The median 401k balance is considerably lower at $33,472, more reflective of ways most people keep for retirement.
What occurs to my 401k when I end?
After you go away your activity, there are several alternatives in your 401k. you will be capable of leave your account in which it's miles. instead, you can roll over the money from the old 401k into either your new organization's plan or an person retirement account (IRA).
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Which symptom is characteristic of someone on a hallucinogenic drug?
Answer: Hello: distorted visual and auditory perceptions.) Hallucinogens are a diverse group of drugs that alter perception, thoughts, and feelings. They cause hallucinations, or sensations and images that seem real, but they are not and also, Loss of interest in enjoyable activities. Agitation. Mood swings. Social withdrawal.
Symptoms can include nightmarish hallucinations, extreme panic, paranoia and nausea. It is also possible to have a mixture of good and bad experiences in the one trip. Other unpleasant side effects can include: muscle spasms and loss of coordination.Have a Great afternoon <3
A hallucinogenic drug user will typically exhibit altered reality perceptions, such as the ability to see, hear, or feel things that are not actually there.
In addition to making a person feel disassociated from their body and surroundings, hallucinogenic drugs can also result in hallucinations, an altered sense of reality, an elevated heart rate, decreased appetite, trouble sleeping, dry mouth, panic, sweating, problems with coordination, "spiritual" experiences, psychosis, mood swings, and nausea.
When using illegal drugs like amphetamines, cocaine, LSD, or ecstasy, people may have hallucinations.
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Zachary Company reported the following data regarding the product it sells:
Sales price $48
Contribution margin ratio 25%
Fixed costs $336,000
Required
Use the contribution margin ratio approach and consider each requirement separately.
A. To obtain a profit of $48,000, what must the sales be in dollars? In units?
B. If the sales price increases to $60 and variable costs do not change, what is the new break-even point in dollars? In units?
38). An out-group member would most likely be characterized by which type of behavior?
A). creative and innovative ideas
B). willingness to negotiate behaviors
C). desire to go beyond prescribed roles
D). strict adherence to role responsibilities
Which is correct?!
Creative and innovative ideas. They discovered that they could ride bikes without exerting any more effort when the motorcycle was invented because all they needed to do was click a switch, and it would start on its own. In this case, creativity refers to the idea of creating a new touring motorcycle, while innovation refers to its actual invention.
People strive to become more innovative and creative so they can observe the world from new perspectives and come up with ideas to change or add to it. They must be employed consciously in order to produce anything useful or genuine ideas because they are active traits.
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who loves cats more than dogs
Answer: No one
Explanation: Dogs are better
Rosemont Tennis is planning for the coming year. Investors would like to earn a 12% return on the company's $25 million of assets. The company primarily incurs fixed costs to maintain the tennis courts. Fixed costs are projected to be $12,500,000 for the year. About 500,000 court time hours are expected to be played each year. Variable costs are about $5 per hour of court time.
A manager should always reject a special order if
*
1 point
the special order price is less than the regular sales price.
there is available excess capacity.
the special order price is less than the variable costs of the order.
the special order will require variable nonmanufacturing expenses.
When deciding whether to accept a special order, which of the following is irrelevant?
*
1 point
Fixed costs that will not be affected by the order
Available excess capacity
The variable costs associated with the special order
The effect of the order on regular sales
In most case, the manager should always reject a special order if the special order price is less than the variable costs of the order and as well; when deciding whether to accept a special order, the item that is irrelevant is the fixed costs that will not be affected by the order
What is a special order?This refers to any customer order for goods or services that is not routinely handled by a business. As business has little experience with these orders, they will most probably has only a modest understanding of the costs that it will incur.
Therefore, the Option C and Option D are correct respectively.
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Mohammed owns a bakery. He makes bread and cakes. He employs three
workers who help him mix the dough for the bread and cakes, put the dough
into tins, bake the bread and cakes and serve customers. Mohammed has
calculated that the 'added value' of his business is low. His customers complain
when he tries to put up prices. 'We can buy the same bread and cakes at lower
prices' they tell him.
a) What is meant by 'added value'?
b) Mohammed has just bought a new oven. Explain 'opportunity cost' to
Mohammed.
c) Identify and explain two benefits to Mohammed's business of all of his
workers being able to do all of the jobs in the bakery.
d) Identify and explain two ways in which Mohammed could increase
the value added of his bakery business.
e) A friend told Mohammed 'Your business would be more successful if
you only served in the shop and let your workers make the bread and
cakes'. Do you agree? Justify your answer.
Mohammed just purchased a brand-new oven. To Mohammed, elucidate "potential cost.
What is opportunity cost and how does it work?The opportunity cost is the lost study time and money that could have been used for something else. A farmer decides to sow wheat; the opportunity cost is not doing so or using the resources in a different way (land and farm equipment). Instead of driving to work, a commuter rides the train.
What does opportunity cost mean in its simplest form?The word "opportunity cost" in economics describes the worth of what you must forgo in order to chose something else.
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Explain the difference between ethics and morals and describe the relationship between the two
Explanation:
Ethics and morals relate to “right” and “wrong” conduct. While they are sometimes used interchangeably, they are different: ethics refer to rules provided by an external source, e.g., codes of conduct in workplaces or principles in religions. Morals refer to an individual's own principles regarding right and wrong.
Ethics and morality are concerned with "good" and "wrong" behavior. While the terms are frequently used interchangeably, they are not the same:
Ethics refer to regulations supplied by an external source, such as workplace standards of behavior or religious precepts.
Morals are an individual's own ideas of good and evil.
What are the similarities between ethics and morals?Both phrases are used to denote a tight line between what acts are regarded good and what are considered evil.
Both ethics and morality work together to accelerate the learning of desirable behaviors. Both ideas may help anyone become a better person.
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Using the four(4) Rs, define human resources planning
Human resources planning involves careful management of the recruitment, retention, retraining, and re-deployment processes.
What is human resources planning?Human resources planning includes the adopted strategies by a company to maintain a steady stream of skilled employees while avoiding employee shortages or surpluses.
The clear purpose of human resources planning is to achieve optimum use of quality employees.
To achieve this purpose, human resources managers must utilize human resource planning deploying the four Rs of initial recruitment, retention through appropriate human resource policies, retraining for job suitability, and redeployment per case need.
Thus, Human resources planning involves careful management of the recruitment, retention, retraining, and re-deployment processes.
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The money left after production costs are subtracted from revenue is called?
Answer:
Gross Profit
Explanation:
"Gross profit is the income that is left after production costs have been subtracted from revenue, and helps investors determine how much profit a company earns from the production and sale of its products"
-Investopedia
Hope this helps! ;)
How does the total size of expenses in a third-party payer marketplace compared to the total size of expenses in a third-party payer marketplace?
The person receiving the goods and the person making the payment are different in third-party-payer markets.
What is considered a third-party marketplace?Existing platforms known as third-party marketplaces enable vendors to list their goods or services for sale via the website or application of a third party.
The federal government offers Medicare, the largest third-party payer. Depending on what each portion covers, Medicare is divided into various parts. Medical coders must be aware of the rules that payers and governments must follow, as well as which insurance plans accept specific codes.
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When Panasonic improves the sound, clarity, and ease of operation offered by its
DVD player, it is
When Panasonic improves the sound, clarity, and ease of operation offered by its DVD player, it is redistributing its product.
What is the significance of redistribution of a product?Redistribution of a product refers to the distribute of a product differently or again, typically to achieve greater social equality. It is the act of sharing the product differently from before, especially in a fairer way.
Redistribution allows the consumers to get the better quality product with the additional features and benefits.
Basically, redistribution of a product creates various alternative channel options for the consumer's disposition of unwanted possessions.
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Exercise 1-17 (Algo) Reporting cash flows and determining effects Lo p2
For each transaction,(a) determine whether the transaction appears on the statement of cash flows under cash flows from operating activities, cash flows from investing activities ,or cash flows from financing activities, and (b) indicate whether the transaction is a cash outflow or inflow.
Depending on the type of transaction, cash flows are categorized as operating, investing, or financing activities on the statement of cash flows. These are the definitions for each of these three groups.
(1) Operating activities -
Cash-related net income activities are included in operating activities. For instance, because revenues and expenses are included in net income, operating activities include cash gained from the sale of goods (revenue) and cash spent on goods (expense).
(2) Investing activities -
Cash-related noncurrent asset activities are included in investing. Long-term investments, property, plant, and equipment, as well as the principal sum of loans to other companies, are examples of noncurrent assets. This category includes things like money received through the sale of land and money invested in another business.(3) Financing activities -
Cash transactions involving owners' equity and noncurrent liabilities are considered financing activities. The principal amount of long-term debt, stock sales and repurchases, and dividend payments are examples of noncurrent liabilities and owners' equity items.Learn more about Operating activities
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All of the following companies are prominent examples of data aggregators who
create digital dossiers by collecting public data and non-public data except:
1) Grubhub
2) Acxiom
3) LexisNexis
4) ChoicePoint
All of the following companies are prominent examples of data aggregators who
create digital dossiers by collecting public data and non-public data except option 1. Grubhub.
Grubhub Inc. is an American online and mobile prepared food ordering and delivery platform. The company is located in Chicago, Illinois and was established in 2004. Grubhub is a subsidiary of the Dutch company. It is a fastfood company.
What is a digital dossiers?A digital dossiers is a digital footprint. It is also known as a digital dossier. A digital dossiers is the body of data that exists as a result of actions and communications online that can in some how be traced back to an individual. Digital dossier can be broken down into active and passive data traces.
Therefore, the correct answer is option A. Grubhub.
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In North America, keeping people waiting for a business appointment is considered rude.
Individualism
Context
Communication style
Time orientation
In North America, keeping people waiting for a business appointment is considered rude. North Americans consider time a precious commodity.
participants of low-context cultures, mainly North Americans, keeping human beings looking ahead to business appointments wastes time and is likewise impolite.
North Americans united states is a continent inside the Northern Hemisphere and almost totally in the Western Hemisphere. it's far bordered to the north through the Arctic Ocean, to the east with the aid of the Atlantic Ocean, to the southeast by way of South us and the Caribbean Sea,
The time period of North America refers back to the northern portion of the continent. It includes the world's biggest island Greenland and the sovereign states of Canada, America, and Mexico. approximately 498 million people stay in Northern America in 2019.
North America, the third-biggest continent, extends from the tiny Aleutian Islands in the northwest to the Isthmus of Panama in the south. The continent includes the good-sized island of Greenland in the northeast and the small island nations.
The North American continent of the Western Hemisphere extends northward from the Colombia-Panama border and consists of valuable us, Mexico, the islands of the Caribbean Sea, the united states, Canada, and Greenland.
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A company is hiring a new senior manager. Which best describes why they
would want her to take a leadership style test?
A. To be sure her leadership style will fit into the company
B. To assess her character and competence
C. To test for traits that predict criminal behavior
D. To be sure she has enough
leadership experience for the job.
Answer:
To be sure she has enough leadership experience for the job.
Explanation:
when a manger is join as a member to assist the company he or she should have an experience the job first.
What impact will increase consumer confidence have on equilibrium?
A. GDP will go up, unemployment will go up, and inflation will go up.
B. GDP will go up, unemployment will of down, and inflation will go up.
C. GDP will go down, unemployment will go up, and inflation will go down.
D. GDP will go down, unemployment will go down, and inflation will go down.
The impact that an increase in consumer confidence have on equilibrium is B. GDP will go up, unemployment will go go down, and inflation will go up.
What is consumer confidence?Consumer confidence is a type of economic indicator that gauges how optimistic people are about both their individual financial conditions and the state of the economy as a whole.
An economic indicator is consumer confidence. It gauges consumers' level of assurance over the general health of the economy. It also gauges the degree of assurance people have in the steadiness of their income. Their level of confidence affects their financial choices, including their spending behavior.
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Smith company purchased machinery on January 1, 2020 for 72,000. The machinery is estimated to have a salvage value of 7,200 after a useful life of 8 years.
a. Compute 2020 depreciation expense using the sum-of-the-years-digits method.
b. assuming the machinery was purchased on April 1, 2020
a) The 2020 depreciation expense using the sum-of-the-years-digits method, 36 is $14,400.
b) Assuming the machinery was purchased on April 1, 2020, the 2020 depreciation expense is $10,800.
What is the sum-of-the-years-digits method?The sum-of-the-years-digits method is one of the depreciation methods.
This method calculates the depreciation expense for the year by using the year's digit over the sum-of-the-years-digits.
The sum-of-the-years-digits method adds up the total of the years that the asset will be depreciated and uses it as the denominator to determine the depreciation rate. Thereafter, the depreciation rate is multiplied by the year's digit to obtain the depreciation expense.
Data and Calculations:
Cost of machinery on January 1, 2020 = $72,000
Salvage value = $7,200
Depreciable amount = $64,800 ($72,000 - $7,200)
Estimated useful life = 8 years
Sum-of-the-years-digits method:
Depreciation rate = $1,800 ($64,800/36)
a) 2020 depreciation expense using the sum-of-the-years-digits method, 36 = $14,400 (8 x $1,800).
b) Assuming the machinery was purchased on April 1, 2020, the 2020 depreciation expense is $ $10,800 (8 x $1,800 x 9/12).
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Raquel’s beauty salon is a specialty salon because she only uses and sells completely vegan beauty products. Sarah also owns and operates a beauty salon not far from Raquel’s, but Sarah offers slightly different products and services than Raquel because she does not specifically focus on vegan products. Even though the two women offer slightly different products and services, they share a lot of the same clientele. What type of competition does this MOST likely represent? A. Indirect competition B. Substitute competition C. Equal competition D. Direct competition
This type of competition does this most likely represent Indirect competition.
Even when there is indirect rivalry, the goods and services could still meet the needs of the customer.
What is Indirect competition?Indirect competition occurs when two or more companies pursue the same customer need in the same market while presenting various goods and services. For instance, cookies and chocolate are both sweets that can be substituted for one another, making them indirect rivals.You can considerably increase the breadth of your ideas and sources of inspiration by researching indirect competitors. The likelihood of discovering lucrative concepts or link opportunities that your direct competitors haven't yet pursued is significantly higher because they are targeting the same audience but in a somewhat different space.Companies that target the same client demographics as another company are considered indirect competitors. Although you and your indirect rivals provide distinct goods or services, you both fulfill the same client demand.In the sector of coffee shops, brands like Starbucks and Dunkin Donuts might be viewed as McDonald's direct competitors rather than vice versa.Learn more about Indirect competition here:
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Each day, a FedEx competitor processes approximately 50,000 shipments. Suppose that they use the same Service Quality Index as FedEx and identified the following numbers of errors during a 5-day week (see the "FedEx: Measuring Service Performance" box). These values are hypothetical and do not reflect any real company’s actual performance. Description Weight Number of Errors Complaints reopened 3 140 Damaged packages 10 15 International 1 100 Invoice adjustments 1 281 Late pickup stops 3 201 Lost packages 10 5 Missed proof of delivery 1 24 Right date late 1 745 Traces 3 113 Wrong day late 5 19 Compute the Service Quality Indicator by finding the weighted sum of errors as a percentage of total shipments. Do not round intermediate calculations. Round your answer to three decimal places.
The Service Quality Indicator, the weighted sum of errors as a percentage of total shipments, is 1.1228%.
What is the service quality indicator?The Service Quality Indicator (SQI) is a 12-component index developed by FedEx to spur its progress in achieving 100% customer satisfaction with its logistics services.
The Service Quality Indicator (SQI) can be computed by weighting the number of service errors. Then, the sum is obtained and calculated as a percentage of total shipments.
Data and Calculations:Weight # of errors Weighted Sum
(Weight * Errors)
Complaints Reopened 3 140 420
Damaged Packages 10 15 150
International 1 100 100
Invoice Adjustments 1 281 281
Late Pickup Stops 3 201 603
Lost Packages 10 5 50
Missed Proof of Delivery 1 24 24
Right Date Late 1 745 745
Traces 3 113 339
Wrong Day Late 5 19 95
Totals 1,643 2,807
Number of daily shipments = 50,000
Total number of weekly shipments = 250,000 (50,000 x 5)
Number of errors per shipment = 1,643/250,000 = 0.0006572
Service Quality Indicator = Weighted Sum of Errors/Total Shipments
= 2,807/250,000
= 0.011228
= 1.1228%
Thus, the Service Quality Indicator, the weighted sum of errors as a percentage of total shipments, is 1.1228%.
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During the stranger phase of leadership development, ____.
A). interests are mixed
B). exchanges are high quality
C). influences are one-way
D). interests are group-focused
Which is correct?!
An increase in the demand for a product means that the:
a. demand curve shifts to the left.
b. supply curve shifts to the left.
c. demand curve shifts to the right.
d. supply curve shifts to the right.
Clear my choice
Answer:
i think the answer is D hopefully it will be correct
Based on what you know about Mark what advice can you offer him that will help him to save the farm?
Answer:
I don't know for sure but I think the answer is C because it seems like the most reasonable answer
Explanation:
Hope this helps:)......if not then sorry for wasting your time and may God bless you<3
Laura takes a few moments to refresh her team's memory on the elements of SMART goals.
Which two of the following statements represent the "time-phased" portion of a SMART goal?
a.)
"By the end of the year, all staff should be trained on the new system."
b.)
"Upper management is very excited about the project and will be checking in periodically for updates.”
c.)
"By the end of the project, we will have increased company revenue by 6%."
d.)
"By the end of the project, we will have designed a new records database to increase efficiency in administrative tasks."
e.)
"The project is due to be fully complete in December, but the first design should be done this week.”
The options that we have here that would tell us of the time based aspects of the SMART goals would be:
"By the end of the year, all staff should be trained on the new system.""The project is due to be fully complete in December, but the first design should be done this week.”What is the time based aspect of a goal?This is the term that is sued to refer to the goal that one has has been made to be in tune with a particular deadline. That is, the goal is to be achieved within a given time frame hence the need for the individuals to work towards the deadline.
It helps to focus the efforts and the resources of the person towards a particular period of time.
Hence we can say that option A and E are the solution.
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please provide answers after reading paragraph
When an employer (through a supervisor, manager, administrator, or directly) terminates an employee or otherwise takes adverse action against them for engaging in protected behavior, that is considered retaliation.
Rigid bureaucratic institutions encourage managers to act in revenge. Retaliation is also encouraged by organizations that do not promote a procedurally just environment. Managers who abuse power and retaliate when claims are made are more likely to be found in workplaces that promote an aggressive and bullying culture. Actions made by irate workers in retaliation for perceived unfairness at work are referred to as organizational retaliatory conduct. Basically, an employer's action is considered unlawful retaliation if it would discourage a reasonable individual from filing a complaint out of fear of repercussions. Retaliation may take the form of dismissal or refusal to hire you, a wage cut, a demotion, or a reduction in the number of hours you work.Complete question: what could you do to reduce the risk of retaliation in a large organization?To learn more about retaliation
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Assume you invest R100,000 at the start of year 1, calculate the total interest earned using the effective interest rate/ NACA over the 5-year period.
Effective Rate per Period:
I = 100000%
Effective Rate for 5 Periods:
It = 1.005010010005E+17%
Rate per Compounding Interval:
P = 100000%
What formula is used to calculate interest over a year?To determine A, the Final Investment Value, using the simple interest calculation, use the following calculator: A is equal to P(1 + rt), where P is the principal sum of money to be invested, and rt is the number of time periods, and % represents the interest rate each period.
How can you figure out interest that has been accumulated over time?Use the following formula to determine the interest earned on savings over a specific time period: Principal x Rate x Number of Periods equals interest.
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Using a fictional (yet realistic) product or service that you make up for a for-profit business, create a simple business plan by answering the three questions business owners must consider. (be specific and detailed.)
1. What good will you produce, or what service will you provide?
2. Describe how will it be produced/provided?
3. For whom (your target audience) should it be produced/provided? Be specific and detailed.
Answer:
option number 1
Explanation:
i think it's right
Think of a business/opportunity that is related to the field of your study and explain why do you want to pursue that undertaking?
A business opportunity involves the sale or charter of any product, service, equipment and so on that will enable the purchaser-licensee to begin a business.
What is business?A business is defined as an organization or enterprising or companies entity related with in commercial, industrial, or professional activities. Businesses can be for-profit entities or non-profit organizations.
A common type of business opportunity required by a company that sells bulk vending machines and promises to secure suitable locations for the machines. The purchaser is counting on the company to find locations where sales will be high sufficient to enable them to recoup their expenses and make a profit.
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In what ways does economic development initiatives impact the people, culture, and/or environment of a place if not handled carefully?
The environmental impact of economic growth consists of the multiplied intake of non-renewable sources, higher stages of pollution, international warming and the capability lack of environmental habitats. But, now not all forms of financial boom motive harm to the surroundings.
On common, cultures with a higher awareness of values recognized as an achievement orientation, relative to attention of values supported with a constrained excellent notion, enjoy extra rapid monetary boom. In countries wherein independence is emphasized in children's upbringing, the economic system will develop quicker.
Similarly to its intrinsic cost, lifestyle presents important social and financial advantages. With stepping forward mastering and health, increased tolerance, and possibilities to come back together with others, tradition complements our first-class of existence and will increase general nicely-being for each people and group.
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Annie's Fitness sells a set of free weights to a customer for which Annie's had paid $750. Which one of the following statements describes the most appropriate accounting for the transaction?
a) Debit cost of goods sold expense $750; credit cash $750
b) Debit inventory $750; credit cost of goods sold expense $750
c) Debit cost of goods sold expense $750; credit inventory $750
d) Debit inventory $750; credit accounts payable $750
The most appropriate accounting for the transaction for Annie's Fitness was c) Debit cost of goods sold expense $750; credit inventory $750
How should sales be treated?When a company such as Annie's Fitness makes a sale, the revenue account is to be credited and the cash or accounts receivable account will be debited.
Another entry would have to do with the cost of goods sold which would be debited by the cost of the stock that the business just sold. Inventory would then be credited as double entry.
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Deductive arguments aim at
Deductive arguments aim at certainty, whereas inductive arguments aim at probability.
A deductive argument is a controversy this is intended by the arguer to be deductively legitimate, that is, to provide a guarantee of the fact of the realization furnished that the argument's premises are authentic. it is whilst you take two genuine statements, or premises, to shape a conclusion. Deductive reasoning is a logical technique in which you progress from general thoughts to specific conclusions.
A deductive argument is said to be valid if the premises logically lead to the belief. A deductive argument is said to be sound if it's far valid and has proper premises. the realization of a valid deductive argument is always genuine. A syllogism is a deductive argument with two premises. it is often contrasted with inductive reasoning, in which you begin with particular observations and shape general conclusions. Deductive reasoning is also called deductive good judgment or top-down reasoning.
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