The interest rate is crucial since it essentially displays to borrowers the cost of their borrowing.
The need for loanable cash will decrease if the cost of borrowing becomes too high.
This is so that borrowers wouldn't continually be required to pay back large sums of money. Contrarily, when interest rates are low, borrowing money is significantly less expensive, which leads people to request more money.
What are Loanable funds?Loanable funds refer to funds or the sum of money that will be lent with the expectation of interest. Sources of the Funds Available for Loan: The loanable supply comes from four different places. As follows: 1. Savings: Individuals' or families' savings are the most significant source of loanable funds. 2. Dishoarding, 3. Bank credit and 4. Disinvestment
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When a customized product is manufactured separately, it is referred to as ____ production:
Each customized product are manufactured separately and it's production is termed as job order production, or job order manufacturing.
What are the characteristics of job order production?
Flow of fabric and it's parts form one location to another is intermittent or discontinuous. Mechanization and division of labor isn't economical. quantity. Product design takes lots of time.
What is job order costing process?
Job order costing could be a system that takes place when customers order small, unique batches of products. The technique determines the price of every individual product and ensures them that the cost for each product is reasonable enough for a customer to buy it while still allowing the company to increase it's profit.
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A replacement computer will cost you $3,500, but save you $750 each year because of the faster processor. what is the payback period of the computer?
A replacement computer will cost you $3,500.00, but save you $750.00 each year because of the faster processor. What is the payback period of the computer: 4.67.
How do we determine the payback period?In simple terms, the payback period is calculated by dividing the cost of the investment by the annual cash flow until the cumulative cash flow becomes positive, indicating the payback year. It is the number of years required to recoup a project's initial investment. To begin, put the initial investment into a cell (e.g., A3). Then, enter the annual cash flow into another spreadsheet (e.g., A4). Enter the following formula in an empty cell to calculate the payback period: "=A3/A4" because the payback period is calculated by dividing the initial investment by the annual cash inflow. The payback period disregards the time value of money and is determined by counting the number of years it takes to recover the funds invested. The payback period is five years, for example, if it takes five years to recover the cost of an investment. This period does not take into account what happens after payback.To learn more about payback period refer to:
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Is a management function that includes anticipating trends and determining the best strategies and tactics to achieve organizational goals and objectives.
Planning is a management function that includes anticipating trends and determining the best tactics and strategies for achieving organizational goals and objectives.
Planning is a very important management function that is carried out by the management. Planning includes analyzing the trends that are going on in the market. Then the management needs to develop tactics and strategies. These strategies and tactics that are so developed will help the organization to meet its goals and objectives.
Planning can be divided into three types and all these are carried out by the management. The first type of planning done by top-level management is long-term planning. The second level of panning is middle-level management is short-term planning. The day-to-day planning is done by the functional managers.
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3. what factors are needed to support successfully charging the consumer for online content?
Before people will pay for online content, it must be targeted, exclusive, valuable, and distinctive.
By online content, what do you mean?online content is any written, graphic, or audio material that is made available online and that users encounter while using and interacting with websites.It may consist of content that is placed into web pages, such as text, photos, audio, and video files.Any type of information that is available online is considered to be digital content. Online content is also referred to as digital media and is saved in certain forms on digital or analogue storage. Information that is streamed, broadcast, or stored in computer files digitally is an example of an online content type.To know more about Online content, refer to the following link
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Tara doesn’t get paid at the end of each month but most of her bills are due during the third and fourth weeks of the month. What term best describes her problem?.
Tara doesn’t get paid at the end of each month but most of her bills are due during the third and fourth weeks of the month. The term that best describes her problem is cash flow.
We can describe cash flow as the increase or decrease of money for a particular person or business during certain stages. Cash flow refers to the inflow or outflow of money in the same business at different times.
In the above scenario, we observe that Tara does not have enough cash flow when her monthly bills are due because she doesn't get paid by the end of each month. She might have an increase in cash flow during certain days of the month and faces a decrease in the cash flow during other days of the month.
Although a part of your question is missing, you might be referring to this question:
Tara doesn’t get paid at the end of each month but most of her bills are due during the third and fourth weeks of the month. What term best describes her problem?
cash flow
opportunity cost
bankruptcy
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Discuss the three categories of start up capital
There are three startup stages: early-stage, venture-funded (growth) stage and late stage. moving from early-level to venture-funded (increase) level is well delineated, however different phases are only loosely described.
Startup capital is the money raised through an entrepreneur to underwrite the expenses of a assignment till it begins to turn a earnings. venture capitalists, angel investors, and conventional banks are a number of the assets of startup capital. An ordinary startup journey has three tiers — ideation, increase, and expansion. At every level, startups tend to perform a extensive variety of activities that help them develop. every successful startup pursuits to minimise the time taken to advance from one degree to the opposite. raising begin-up capital is an crucial part of developing your own business as an entrepreneur. When you are dedicated to the idea of your agency you will need investment to get started. This investment is referred to as startup capital. Startup capital is the gasoline that feed the hearth and every enterprise needs capital. so that you can rent space, buy system, increase new merchandise, and market or sell your carrier, you may want some shape of capital. Startup capital gives you a way to launch your commercial enterprise and provide for those prices until you begin bringing in sales.
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Your company purchases a new bridge that filters packets based on the mac address of the destination computer. on which layer of the osi model is this device functioning?
A new bridge that filters packets according to the destination computer's mac address is purchased by your company. This device operates on the OSI model's Data layer.
A new bridge that filters packets according to the destination computer's mac address is purchased by your company. This device operates on the OSI model's Data layer.
The location to which data is conveyed is referred to as a destination computer or a target. As in the case of copying data from a hard disc to a USB flash drive, the flash drive is the destination and the hard drive is the source. Another illustration is when you download something from the Internet; the website serves as the source, and your destination computer serves as the final destination.
A destination computer is a structure or building used largely for the storage of items intended for later delivery to retail establishments. A destination computer does not refer to a structure or building used primarily for the storage of petroleum products, raw agricultural products, goods for manufacturers to employ in their manufacturing processes, or raw agricultural products.
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After zappos. Com identified the needs of its target customer segment, what two marketing actions did the company take to fulfill the needs of its target customer?.
After zappos.com identified the needs of its target customer segment, the two marketing actions the company required to fulfill the needs of its target customer are it offered a huge inventory of shoes and it offered quick deliveries, and free returns.
The term "target customer" (also known as "target consumer") refers to a person or a group of people to whom a business aims to sell its goods or services. Because they are the people who are most likely to purchase their products, businesses will prioritize resources to provide goods and services that are most suited for their target client.
A marketing strategy is a strategic plan for attaining a company's objectives through an understanding of client needs and the development of an identifiable, long-lasting competitive advantage. Everything is discussed, including choosing the methods to utilize to contact your customers and figuring out who they are.
Huge inventory levels in your warehouses typically indicate that your business is having trouble managing its stock and generating the right kind of sales.
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What is the future value of $2,500 per year for 15 years at an interest rate of 6.63 percent?
The future value is important to investors and financial planners because they use it to estimate how much an investment made now will be worth in the future.
Present Value (PV): = $2,500
Interest Rate = 6.63%
Interest Period = 15
Future Value = 927.31
FV=PV(1+i)n
FV=PVert
Investment: The sum invested.
Interest rates: The rate at which investments are returned.
Years: The length of time, in years.
What Is Future Value (FV)?
Future value is the value of a current asset at some time in the future based on an anticipated rate of growth (FV). Knowing the future worth enables investors to choose wisely based on their anticipated needs. However, external economic factors that reduce an asset's value, such inflation, could harm the asset's potential value in the future.
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Approximately what percentage of a reduction in errors did international air transport association have when thier employees working in cargo management obtaned instant access to clear and consistent working instructions for key tasks, such as accepting cargo as ready for air carriage?.
34% of a reduction in errors did international air transport association have when their employees working in cargo management obtained instant access to clear and consistent working instructions.
Transporting shipments, emptying cargo, picking, sorting, and putting away are all included within the term "cargo administration," which portrays how these assignments are dealt with in calculated centres and distribution centers. Those who sort out, encourage, assist, and course the stream of approaching and leaving shipments cargo and cargo shipments in carriers and cargo organizations are known as cargo administration officers. The cargo administration officer makes past any question that shipments of items are kept and managed with in understanding with Standard Working Strategies (SOPs) and taking care of controls. All shipment printed fabric is prepared by the cargo organization officer, who besides handles stock control and housekeeping commitments. Shipments are sorted out in understanding with cargo plans, much obliged to the cargo administration officer.. Shipments are sorted out in understanding with cargo plans, much appreciated to the cargo management officer.
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When the price of a product is increased 10 percent, the quantity demanded decreases 15 percent. in this range of prices, demand for this product is:_________
The quantity required declines by 15% when a product's price is raised by 10%. in this range of prices, demand for this product is: unrelated.
Here it is: a- Elasticity is the ratio of the change in quantity required to the change in price.
-15/10 = -1.5
B. The items are unrelated to one another if there is no change in quantity of one commodity as a result of a change in price of another.
What distinguishes percent from percentage?
The latin word "percent" is Per Centum. Centum is a Latin term that signifies 100, hence a century is equal to 100 years. According to my dictionary, a percentage is the outcome of multiplying a number by a percentage. Therefore, 5 apples make up 10% of 50 apples, with 5 apples constituting the percentage. However, both terms are frequently used in the same manner.
The Latin word per centum, which means "hundred" or "by the hundred," is where the word "percent" originates. The Italian word per cento, which means "for a hundred," gradually shrank to become the symbol for "percent." Per was frequently shortened to "p" and finally vanished completely. Two circles and a horizontal line made up the "cento," which is where the present "%" sign is from.
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Melissa recently started a new job. her days consist of operating machinery, lifting heavy objects, and doing a lot of measuring. which career has melissa most likely started? construction worker interior designer architect surveyor
Melissa recently started a replacement job. her days contains operating machinery, lifting heavy objects, and doing plenty of measuring.the career Melissa has presumably started--- construction worker job.
What does a hard hat do?
A hard hat typically cleans and organize construction sites by eliminating debris or possible hazards. and that they're load building materials for the use in a project and build scaffolds that will be taken apart later when a project is completed.
What makes an honest Construction Worker?
A good Construction Worker must manage and perform multiple tasks at construction sites that requires extensive physical labor such as lifting, climbing and operating hand tools.
What is construction worker?
The term hard hat could be used to cover a large number of roles within the industry, but typically it points to a someone who performs a spread of general construction tasks during all time of a construction project.
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Why is management vitally interested in apprentice and journeyman electrical worker training?
Management is very interested in the training of apprentice and journeyman electrical workers because unqualified labor makes contractor bids less competitive, project labor costs rise with unqualified labor, supervision is less effective with unqualified labor, and unqualified labor is a burden for the contractor.
Effective management of an apprentice is essential to fostering their growth and development into a permanent team members. This manual will help you navigate the apprenticeship path and get the most out of your apprentice as they learn and improve, from mentoring strategies to set appropriate goals. Every apprentice needs a workplace mentor to help and support them while they complete their training. A line manager or workplace mentor is typically someone who can oversee your apprentice, assign responsibilities, exchange knowledge, and offer daily guidance.As part of a professional development program, giving team members the chance to mentor an apprentice can be a great method to help them refine their leadership abilities and gain management experience.Our apprentices at Baltic Apprenticeships will also receive one-on-one coaching. This team member will assist your apprentice throughout their training by giving training sessions, keeping track of their progress, and offering individualized one-on-one assistance.Know more about management:
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The accounting rules that dictate the form and content of external financial disclosures for publicly traded firms in the united states are:________
The accounting rules that dictate the form and content of external financial disclosures for publicly traded firms in the united states are GAAP.
GAAP (usually universal accounting standards) is a collection of normally accompanied accounting policies and requirements for economic reporting. The acronym is suggested gap. GAAP specifications include definitions of principles and principles, as well as industry-specific policies.
IFRS is utilized in greater than 110 international locations around the sector, which include European and plenty of Asian and South American international locations. GAAP, however, is only used in the USA groups that function in the U.S. and overseas can also have more complexities of their accounting.
GAAP, additionally called US GAAP, is an acronym for generally conventional Accounting principles. This set of guidelines is set by using the Financial Accounting Standards Board (FASB) and adhered to with the aid of most US businesses. IFRS stands for worldwide financial Reporting requirements.
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What is a common method used to increase capacity with a lag strategy?
a. overtime subcontracting
b. new facilities
c. new machinery
d. overtime and subcontracting
The common method used to increase capacity with a lag strategy is overtime and subcontracting.
What is lag strategy?
The Lag Strategy is much more conservative than the Lead Strategy as it waits until the current capacity is stretched to its limits before adding more capacity. In this strategy, manufacturers respond to an actual increase in demand and boost capacity after the current operation runs in full steam.
What is overtime and subcontracting?
Subcontracting as a resource of capacity available in a continuous-time context, which can be used throughout a period. The term overtime, on the other hand, is reserved for the resources used at discrete intervals, such as end of a day or a week, to handle emergency situations.
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Identify factors that encourage firms to collude indirectly in an oligopoly market.
In an oligopoly, no single company has significant market power. Therefore, no firm can raise its prices above what it would have in a perfectly competitive scenario. In an oligopoly, all firms must work together to raise prices and generate greater economic returns.
An oligopoly is a market structure with a small number of firms, neither of which can prevent the other from exercising greater influence. The concentration ratio measures the market share of large companies.
Collusion occurs when oligopolistic companies make joint decisions and act as if they were a single company. Collusion requires explicit or implicit agreements between cooperating firms to limit production and achieve monopoly prices.
An oligopoly can use predatory pricing to drive competitors out of the market. This means keeping prices artificially low, often below the overall cost of production. A price cap strategy can also be used to discourage new entrants. This is also called the entry price.
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How do financing activities differ from investing activities? (check all that apply.)
Different from investing activities are financing operations.
Investment activities do not include the exchange of cash for a company's equity; financing activities occasionally do.
Investing operations do not include the exchange of money for debt, although financing activities occasionally do.
Purchases of tangible assets, investments in securities, and sales of assets or securities are all examples of investing activities. If management is investing in the company's long-term health, negative cash flow from investing activities could not be a bad thing.
How does investing work?
Investments are assets that are bought or invested in to increase wealth and set aside cash from hard-earned income or appreciation. The main purpose of an investment is to create an additional source of income or to generate a profit over a certain amount of time.
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Why have several research studies failed to find strong evidence of the usefulness of the information content of reserve recognition accounting (rra)? explain.
The relevance of RRA information is low have several research studies failed to find strong evidence of the usefulness of the information content of reserve recognition accounting (rra).
What is Information Content?
Information content, self information, unexpected information or Shannon information is the basic quantity obtained from the chance of a particular event occurring from a random variable in 'information theory'. It can be thought of as another way of expressing probability, similar to odds or log odds, but with specific mathematical advantages in the context of information theory. Shannon's information can be thought of as quantifying how "surprise" a particular outcome is. Because it is such a fundamental quantity, it appears in many other contexts, such as the length of a message required to broadcast the event with the optimal source code of the random variable.To learn more about Information Content, refer: https://brainly.com/question/1320828?referrer=searchResults
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If+you+earn+7%+per+year+on+your+bank+account,+how+long+will+it+take+an+account+with+$100+to+double+to+$200?+(do+not+round+intermediate+calculations.+round+your+answer+to+2+decimal+places.)
10.24 years it will take an account With $100 To Double To $200. If you Earn 7% Per Year On Your Bank Account.
Number of years = In(Future value /present value ) /In(1+r)
= In(200/100)/In(1+.07)
=In(2)/In(1.07)
= .6931472/.06765865
= 10.24 years
A bank account is a type of financial account that is kept by a bank or other financial organization and is used to record financial transactions between the bank and its clients. Every financial institution determines the terms and conditions for every form of account it provides.
These bank account are categorized into categories that are easily understood, such as deposit accounts, credit card accounts, current accounts, loan accounts, or many other sorts of accounts. A client could have multiple accounts. After an account is formed, deposits made by the customer to the financial institution are recorded in the account they chose. Money can be taken out of loan loaders.
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The complete question is
If you earn 7% per year on your bank account, how long will It take an account with $115 to double to $230? (Do not round intermediate calculations. round your answer to 2 decimal places.)
What is the principal reason that direct labor hours are no longer an effictive base for allocating indirect costs in many modern manufacturing companies?
Automation is the principal reason that direct labor hours are no longer an effective base for allocating indirect costs in many modern manufacturing companies.
Automation can benefit the manufacturing industry significantly through the following ways;
Reduced production time because machinery is able to operate more quickly and efficiently than human workers in many cases, it can help production move faster.
Enhances quality products. Industrial automation also helps increase and maintain consistent quality of the output unlike in the manual processes, where the error rate is high.
Industrial safety. Improved safety at the workplace is also a huge benefit of automation in the manufacturing industry.
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An organization uses a database and application development tools through a cloud provider's _____ services.
An organization uses a database and application development tools through a cloud provider's PaaS services.
What is the significance of PaaS service?PaaS stands for Platform as a service. Platform as a service a complete development and deployment environment in the cloud.
Platform as a service consist of resources that enable the organizations to deliver everything from simple cloud-based apps to the sophisticated, cloud-enabled enterprise applications.
Basicaly, PaaS is use to create business applications much more quickly than with on-site solutions.
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Profitability ratios are distorted by inflation because profits are stated in current dollars, while assets and equity are stated in historical dollars. True or false?.
Because profits are expressed in current dollars while assets and equity are expressed in historical dollars, profitability ratios are distorted by inflation. The assertion is accurate.
Profitability ratios are a class of financial metrics that are used to assess a company's ability to generate profits in relation to its revenue, operating costs, balance sheet assets, or shareholders' equity over time using data from a specific point in time.
The profitability ratio evaluates how consistently an organization can turn a profit in relation to its revenue, operating costs, and shareholder equity. The ratio should be as high as it can be because it shows how well-equipped the business is to consistently produce profits.
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Why is private property and the protection of property rights so critical to the market system?
Property rights protection and personal belongings possession are crucial to the marketplace gadget's fulfillment as it steers monetary growth via encouraging innovation and personal investments. property rights also allow belongings preservation and alternate.
Property is any item that a person or a commercial enterprise has legal title over. belongings may be tangible gadgets, which include homes, vehicles, or home equipment, or it can talk over with intangible objects that carry the promise of future worth, which includes stock and bond certificate.
Property is something this is owned, whether or not it's far goods, land or innovative. An instance of belongings is a person's residence.
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A pharmaceutical company has asked you to design a compound to inhibit lipid transportation in the cytosol. The specific location of activity and other effects it might have are?.
A pharmaceutical company has asked one to design a compound to inhibit lipid transportation in the cytosol. The specific location of activity and other effects it might have are:
"The activity of the substance would have to occur between the cell membrane and the exterior layers of the organelles; it may also slow down regular ER processes and vesicle-aided protein transport."
What is Lipid Transportation?Lipolytic byproducts and micellarized lipid are transported across the brush-border membrane by vectorial distribution through the apical cytoplasmic segment to the endoplasmic reticulum (ER).
What are Organelles?Organelles are defined as specialized structures within cells that conduct a variety of functions. The name literally translates to "little organs."
It is to be noted as well that Organelles provide specialized functions to keep a cell alive in the same way that organs such as the heart, liver, stomach, and kidneys serve specific roles to keep an organism alive.
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If fixed costs are $242,000, the unit selling price is $120, and the unit variable costs are $74, the break-even sales (units) is:_________
If fixed costs are $242,000, the unit selling price is $120, and the unit variable costs are $74, the break-even sales (units) is: 15,000 units.
Variable costs are costs that change as the quantity of the good or service that a business produces changes. Variable costs are the sum of marginal costs over all units produced. They can also be considered normal costs. Fixed costs and variable costs make up the two components of total cost.Examples of variable costs are sales commissions, direct labor costs, cost of raw materials used in production, and utility costs.
Variable costs are generally considered short-term costs because they can be adjusted quickly. Variable costs are directly related to the cost of producing a good or service, whereas fixed costs do not change with the level of production. Variable costs are usually referred to as costs, and fixed costs are usually not included in costs. If factors such as sales commission are included in unit price, variable costs may be affected by changes in sales and production volume. Meanwhile, even if production slows considerably, fixed costs still have to be paid.
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You have an investment that will pay you 2.46 percent per month. how much will you have per dollar invested in one year?
Your investment will yield a monthly return of 2.46 percent. In a year, your investment will be $1.02 per dollar.
Future value is the value of a present asset at some time in the future based on an anticipated rate of growth (FV). The future value is important to investors and financial planners because they use it to estimate how much an investment made now will be worth in the future.
According to the concept of present value, money is worth more now than it will be later. In other words, money earned now is worth less than money earned tomorrow for the same amount. A $1,000 present given today is more valuable than one given in five years.
FV = PV × [tex](1 + r)^N[/tex]
PV = 1
r = 2.46%
N = 1.00
FV = 1 × [tex](1 + 0.0246)^1[/tex]
FV = 1.02
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If+your+net+adjustments+exceed+_______%+when+using+a+urar+form,+fannie+mae+requires+an+explanation.
If your net adjustments exceed No explanation is needed % when using a urar shape, fannie mae calls for an explanation.
For folks who recognize, No rationalization is wanted. For folks who do not understand, No clarification is viable - Ziad k. Abdelnour - Held In Our Hearts.
For individuals who accept as true with in God, no rationalization is important; for people who do now not accept as true with in God, no clarification is possible. REV. JOHN l. a. FARGE.
Explanation writing is a text that explains some thing. It sounds apparent, however it is a touch more complicated than it'd at first appear. an evidence is normally a reaction to a question. it is written very clearly with the reader in mind.
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Sdj, incorporated, has net working capital of $2,630, current liabilities of $5,970, and inventory of $3,860. a. what is the current ratio?
Sdj, incorporated, has net working capital of $2,630, current liabilities of $5,970, and inventory of $3,860, then the current assets ratio will be 1.440 times.
Net working capital is termed as the difference between the current assets of a business as well as its current liabilities and it is calculated using a line of items from the balance sheet of the business.
Current liabilities are settled using current assets typically which are assets that are used up within the limit of one year and it includes accounts payable, short-term debt, dividends, and notes payable as well as owed income taxes.
Inventory refers to the list of all the items, goods, merchandise as well as materials held by a business to earn a profit for selling in the market.
Given a working capital value=$2630
The value of current liabilities=$5970
We can get the value of current assets, CA= Working capital + Current liabilities
=2630+5970
=8600
Therefore, current assets=8600$
The ratio of current assets=(Current Assets)/(Current Liabilities)
=8600/5970
=1.440
Therefore, the ratio of current assets will be 1.440 times.
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If a firm can sell its product for more than its fixed costs, but not for more than its totals costs:________
If a firm can sell its product for more than its fixed costs, but not for more than its totals costs, it will increase its production quantity.
A firm can be a company which include a patron goods save that offers a physical product. it may additionally describe provider vendors inclusive of barbers. even though the word firm can talk over with any for-income enterprise, we use it more often to explain entities mainly industries along with law and accounting.
Examples of firm are a sole proprietorship, partnership, confined liability business enterprise, or organization. The time period is slightly more commonly associated with a partnership. Given the vast reach of this term, it can't be used to specify the felony protections afforded by means of a certain type of criminal corporation.
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The most widely used source of short-term funding is:_________
a. factoring.
b. commercial banks.
c. family and friends.
d. trade credit.
The most widely used source of short-term funding is trade credit.
Short-time period financing way taking out a loan to make a buy, normally with a loan term of much less than three hundred and sixty five days. there are many exclusive forms of brief-term financing, the maximum common of which can be “buy Now, Pay Later,” “Unsecured personal Loans,” and “Payday Loans.”
The firm relies on alternate credit, bank or authorities financing, and borrowing within the wholesale money markets via manner of commercial paper or LIBOR- primarily based loans (worldwide).
The assets of short time period finance are: trade credit, coins increase mortgage and quick time period borrowings.
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