If you find an unauthorized or inaccurate hard inquiry, you can file a dispute letter and request that the bureau put off it from your report. The consumer credit score bureaus must investigate dispute requests until they determine your dispute is frivolous.
Does Your Credit Score Improve When a Hard Inquiry Is Removed?If a hard inquiry has been on your credit score record for less than a year, you could perchance achieve a few factors via having it removed if you disputed it due to fraud. The greater current the inquiry, the extra factors you stand to gain.
Can you get tough inquiries eliminated early?A respectable challenging inquiry generally can not be removed. But it disappears from your deposit file after two years, and usually solely influences your rating for about one year. If you discover an unauthorized difficult inquiry on your report you can file a dispute and request that it be removed.
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https://brainly.com/question/1618296#SPJ4a person or business that offers loans at extremely high interest rates called is
A person or business that offers loans at extremely high interest rates called is loan shark.
A loan shark is a person or institution that lends money at exorbitant interest rates and frequently threatens with violence to recover debts. The interest rates are often far higher than the set legal rate, and loan sharks are frequently members of organized crime groups.
A loan shark is someone in one's personal or business network who offers high-interest loans. They can be found in underbanked areas, through the internet, or via personal networks. Their funds are typically undisclosed, and they operate for unregistered corporations or personal businesses.
Background checks and credit records are not required by loan sharks. They will lend big sums of money in the hopes of earning a high rate of return.
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How does unemployment affect economic development?.
When there is a low unemployment rate, the economy grows quickly, and vice versa when there is a high unemployment rate.
However, this isn't always the case; in instances of recession, also known as negative economic growth, there is a surge in unemployment as a result of the following circumstances:
- If there is less demand for the product, the company will have to employ fewer people since it will manufacture fewer things.
The business is bankrupt.
Due to the unpredictability and poor economic development, businesses are reluctant to hire new employees.
The three main ways the Federal Reserve reduces the amount of money in circulation are via raising interest rates, requiring banks to maintain higher minimum reserves, and selling government securities.
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It is the function of the _____ to take the strategic plan and develop actionable short-term goals that a business can achieve.
A. tactical plan
B. mission statement
C. vision statement
D. operating plan
The operating plan's role is to translate the strategic plan into manageable, immediate objectives that a company can accomplish.
What is the purpose of strategic planning?Long-term growth and profitability are the aims of strategic planning. Consequently, long-term resource commitments are needed for strategic decisions. Long-term resource commitment is guided by strategic planning, which offers a long-term vision.Developing a strategy. a prolonged procedure that aids in resource allocation and helps a business take advantage of market prospects. Strategic planning procedure. design the mission statement, goals, value proposition, and strategies for the firm. This also include doing a situation analysis.An organization's leaders develop their future vision and decide on their goals and objectives through the process of strategic planning. To enable the organization to attain its stated vision, the process also identifies the order in which those objectives should be accomplished.To Learn more About strategic plan refer TO:
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a tax form asks people to identify their age, annual income, number of dependents, and social security number. for each of these four variables, identify the scale of measurement that probably is used and identify whether the variable is continuous or discrete.
The scale of measurement for the tax form will be Ratio/Continuous, Ratio/Discrete, Ratio/Discrete, Nominal/Discrete.
What is a scale of measurement?Variables are categorised and specified using scales of measurement. The four common scales of measurement—nominal, ordinal, interval, and ratio—were created by psychologist Stanley Stevens. Each scale of measurement has characteristics that dictate how the data should be analysed. Nominal, ordinal, interval, and ratio scales are the four types of scales that can be used to categorise data. Every level of measurement has certain significant characteristics that are vital to understand. For instance, the ratio scale is the only one with meaningful zeros. Nominal variable groups are shown in a pie chart (i.e. categories). Order is indicated by "ordinal." Quantitative information with naturally occurring orders is called ordinal data, and the distinction between them is not known.
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Which is the highest need of a human as perceived by Maslow’s hierarchy of needs?
A. belongingness
B. self-actualization
C. safety
D. basic needs
According to Maslow's hierarchy of needs, the highest need of a human is self-actualization.
Self-actualization is the need to reach one's full potential and to become the best version of oneself. It is the need to be creative, to understand oneself, and to understand the world around us. It is the need for self-fulfillment and self-expression.
Self-actualization is the highest level of Maslow's hierarchy of needs because it is only when all the lower-level needs, such as basic needs, safety, belongingness, and esteem, have been met that an individual can truly focus on self-actualization. Without these lower-level needs being met, an individual will not have the resources or emotional stability to focus on self-actualization.
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what does a business typically receive when it issues stock to owners?
Stock certificates is a document that received by a business when it issues stock to owners. Stock certificates containing several information, such as the number of shares owned, the date of purchase, a corporate seal, and other.
In business and corporate law, a stock certificate generally can be defined as a legal document that certifies the legal interest of ownership of a specific number of shares or stock in a corporation. A stock certificates also can be defined as a documents that proves the holder has ownership in the company, as it displays the number of shares owned, the date of purchase, a corporate seal, and other
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A strategy for reducing resource consumption through decreased demand and increased efficiency.
A strategy for reducing resource consumption through decreased demand and increased efficiency Conservation. So answer is Conservation.
How does conservation work?The sources from which we can gain advantages are the resources.
Although some resources are scarce, we must nevertheless use them wisely because they are only available in certain quantities. Conservation refers to this method of wise resource usage. Utilizing the resources in a way that will allow for both efficient usage in the present and the future is the goal of conservation strategy. The conservation plan therefore emphasizes prudent resource management.
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Cedar just graduated from college. He accepted a position with a firm at an annual salary of $45,000. Using the u. S department of housing and urban development (hud) guidelines, what is the maximum amount cedar should pay for rent on a monthly basis?.
The maximum amount Cedar should pay in monthly rent is 13,500.
To solve this problem, you need to know your maximum monthly rental cost. In this country, the Ministry of Housing and Urban Development stipulates that monthly rent should not exceed 30% of gross profit.
Maximum cost = 30% of total amount
From the question above, the specified parameters are
Gross Profit = 45,000
Upper limit of monthly rent by substituting specified parameters
Maximum cost = 30% of total amount
Max Cost = 30% x 45,000
Max cost = 13,500
So the monthly rental cost will be up to 13,500.
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Answer:
$1,125
Explanation:
Using the US Department of Housing and Urban Development (HUD) guidelines, 30% refers to the max allowable annual payment for housing each year.
NOTE:
It's important to understand that $45,000 × 00.30, where 00.30 is 30%, equals the max allowable amount of money for rent each year, NOT month ($13,500).
In order to find Cedar's monthly income:
Divide his annual salary ($45,000)
by the number of months in a year (12)
to get a total monthly income of ($3,750)
We then divide his total monthly income ($3,750)
by the US HUD guidelines percentage (30%)
to get the maximum amount Cedar should pay for rent on a monthly basis:
a) $1,300
b) $1,200
c) $1,125 <======================<<<
d) $1,250
Competition in the 21st century is no longer between companies; it is between: A) Talented employees B) Ethical employees C) Quality Control D) Supply Chain E) Managers
Competition in the 21st century is no longer between companies; it is between D) Supply Chain.
In the 21st century, competition is no longer about who has the best products or services, but about who has the most effective supply chain.
Companies that have a well-organized supply chain are able to get their products to the customer faster and more efficiently than their competitors. Having a strong supply chain can give businesses a competitive edge in the market and help them build long-term success.
Companies need to focus their efforts on developing and optimizing their supply chain strategies in order to remain competitive in today's market.
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Give all start up costs for opening a salon that has 8 workers with 8 stations and that does everything hair and wax related. Include the quantities for each item and the pricing
Start up costs for opening a salon with 8 workers, 8 stations, and that does hair and wax related services
Give all start up costs for opening a salon?Start up costs for opening a salon with 8 workers, 8 stations, and that does hair and wax related services could include:• 8 Styling Chairs – ($200-$300 per chair)• 8 Styling Stations – ($400-$500 per station)• 8 Hairdryers – ($50-$100 per dryer)• 8 Trolleys – ($50-$100 per trolley)• 8 Mirrors – ($100-$200 per mirror)• 8 Manicure Tables – ($150-$200 per table)• 8 Waxing Tables – ($150-$200 per table)• 8 Wax Heaters – ($30-$50 per heater)• 8 Wax Applicators – ($6-$10 per applicator)• 8 Wax Strips – ($5-$10 per strip)• 8 Shampoo Bowls – ($100-$200 per bowl)• 8 Shampoo Chairs – ($150-$200 per chair)• 8 Shampoo Cabinets – ($200-$300 per cabinet)• 8 Towel Warmers – ($50-$100 per warmer)• 8 Towels – ($4-$7 per towel)• 8 Robes – ($25-$50To learn more about Start up costs refer to:
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consider a service company that provides carpet cleaning. classify the cost of the hourly workers who clean carpets for customers.
The cost of the hourly workers who clean carpets for customers is variable.
The bulk of common cleaning methods are often grouped according to the cleaning task itself. For instance, a Floor Clean is focused on cleaning floor areas, but a Builders' Clean is focused on the general mess left behind by construction projects.
These activities, however, can also distinguish between various user types. The two most common ones are for domestic residential usage, such as end-of-tenancy cleaning, and the other more business, corporate. Of course, there are additional variations of these, such care and nursing homes, medical and hospitals, bars and the food sector.
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what popular fast food chain encouraged customers to think outside the bun?
The well-known fast food chain firm McDonald's urged customers to "Think Outside the Bun." The campaign encouraged customers to explore new menu items and to customize existing items to create unique combinations.
What do you mean by fast food chain?
A fast food chain is a type of restaurant that serves quick, convenient meals at relatively low prices. These restaurants typically offer limited menus with items such as burgers, fries, chicken, pizza, and other fried foods. Fast food chains are usually found in high-traffic locations such as near highways, shopping centers, and tourist attractions. These restaurants often utilize a “fast-food” model, where customers order at a counter, pay for their meal, and then collect their food when it is ready. Many fast food chains also offer drive-through services, allowing customers to order and receive their food without leaving their car. Fast food chains also often offer delivery services, allowing customers to have their meal delivered to their homes or workplaces.
So, The required answer is McDonald.
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we have several items to add to a lake tahoe itinerary, including a trip to gar woods grill and pier. what famous drink do we tell you to ask the waiter for at this popular waterfront restaurant?
We have various items to add to a lake Tahoe itinerary, such as a trip to gar woods grill and pier. The famous drink we tell you to ask the waiter for at this popular waterfront restaurant is Wet Woody.
The Wet Woody is a frozen, blended drink made with light rum, cranberry juice, pineapple juice, orange juice, sweet and sour, and peach schnapps with a Bacardi Select float. The Wet Wood drink is considered to be a Tahoe icon.
Thus, the Wet Woody is the famous drink item at Tahoe's popular beachfront restaurant, which is a must-ordered drink item.
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who was the president of the united states when the stock market crashed?
The President of the United States when the stock market crashed was Herbert Hoover. Hoover took office in March 1929 and the stock market crash began in October of that same year.
What do you know about Stock Market?
Stock Market is a platform that facilitates the buying and selling of securities such as stocks, bonds, and other financial instruments. It is a public market, where buyers and sellers come together to trade securities. The stock market is a key component of any economy, as it provides businesses with capital from investors and allows investors to gain a return on their investment. The stock market is made up of exchanges, such as the New York Stock Exchange and Nasdaq, which provide a platform for buying and selling stocks. The stock market also provides investors with information about a company's performance, enabling them to make informed decisions about their investments.
So, The required answer is Herbert Hoover.
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what are the main purposes of a feasibility study?
One of the main purposes of a feasibility study is to check the development of land regarding its success and failure with respect to the financial viability.
The feasibility study can be ideally taken into consideration as a study related to the financial success or failure of a land which has been under continuous development in the past. Moreover, this study also helps in determination whether it will be viable for a company to take up the project on the developed land, as such. It is also one of the main purposes of this study.
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Working for profit is rewarded and encouraged in soviet russia.a. Trueb. False
The statement 'working for profit is rewarded and encouraged in Soviet Russia' is true as labor should benefit.
In Soviet Russia, working for profit is not only rewarded but actively encouraged.
This is because the Soviet government believed that productive labor should be rewarded and that individuals should be able to benefit from their own efforts.
This encouraged people to work hard, as they knew that their efforts would be rewarded.
This was a stark contrast to other communist countries, where profit was seen as something to be discouraged. By promoting incentive through profit, the Soviet Union was able to create a society of hardworking citizens.
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Jaon Melvin igned a imple dicount note with a face value of $7,200 at a dicount rate of 5% for 6 month. Find the proceed of the note and the effective interet rate
For a discount note with a face value of $7,200 at a discount rate of 5% for 6 months, the proceed of the note is $6,888and the effective interest rate is 5.56%.
The proceed of the note and the effective interest rate can be calculated by using the formula for simple discount notes. The formula is P = FV x (1 - r x t). In this case, P is the proceed of the note, FV is the face value of the note (7,200), r is the discount rate (5%), and t is the (6 months).
By plugging in the values, the proceed of the note is $6,888. The effective interest rate is calculated by using the formula: i = (FV - P) / (FV x t). In this case, is the effective interest rate, FV is the face value of the note (7,200), P is the proceed of the note (6,888), and t is the time period (6 months).
By plugging in the values, the effective interest rate is 5.56%. Therefore, the proceeding of the note is $6,888 and the effective interest rate is 5.56%.
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At daisy’s gifts, daisy and her assistant stocked the shelves, marked each item with a price, and kept a sales log so they would know when it was time to reorder. daisy’s unique merchandise attracted shoppers and her shop became quite popular. when daisy found herself doing paperwork rather than serving her customers, she most likely decided to
- sell her business
- embrace technology
- maintain a larger inventory
- let go of her assitant
Answer:
Embrace technology
Explanation:
an entrpenuer is not likely to close there business, and if she already has more work than she can manage whilst also keeping good customer relations then she would not let go of her assistant, and she cannot manage a larger inventory. technology will be more efficient and accurate, therefore the most logical choice would be to embrace technology
What was the remarkable incident that happened to Dr Lanyon?.
St. John's, Newfoundland from which the English province did Marconi get the principal transoceanic remote sign in Canada in 1901. Marconi's most noteworthy accomplishment came on December 12, 1901, when he got a message sent from Britain.
Marconi's originally presumed gathering of a transoceanic radio transmission happened at Signal Slope in St. John's, Newfoundland, in 1901. The next year, he constructed a remote transmission station in Glace Straight, Nova Scotia.
On 12 December 1901, Guglielmo Marconi raised a 150-meter-long radio wire (which was joined to a kite) over Signal Slope in St. John's, Newfoundland. This receiving wire got the very first transoceanic transmissions sent through radio waves.
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Maggie is selling candles as a fundraiser. She spent $50 on supplies to make the candles. She plans to sell the candles for $10 each. The functions of her revenues can be modeled by the equation. What is a practical domain of the function?.
The domain is (5,+∞). When the value of x is more than 5, the C or the range would be greater than 0. Thus, the range is (0,+∞).
What is practical domain of the function?.Find all potential x-values, or values of the independent variable, to establish the situation's domain. Find all potential y-values, or values of the dependent variable, to establish the range of a circumstance. A study domain is a sizable demographic subgroup for which separate statistics are required. A region or significant population center could be included as part of a domain. Additionally, it could include a specific population subgroup, like a sizable national or ethnic community.In order for Andrea to make profit, the value of the C in the given function must not be 0 or less than zero. So, let's find the value of x when C is zero.
C = 0 = 10x - 50
x = 5
Hence, the number of candles sold represented by x must be more than 5 (< 5). Therefore, the domain is (5,+∞). When the value of x is more than 5, the C or the range would be greater than 0. Thus, the range is (0,+∞).
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a transaction recorded in a journal is not considered a permanent record. True/False ?
The statement "a transaction recorded in a journal is not considered a permanent record." is false. A transaction recorded in a journal is not considered a permanent record in chronological order.
In economic and business, Transaction Record generally can be defined as the evidence of a purchase, rental or lease of goods or services. Transaction record is an activity that being done by a Cardholder from, and other payments to, Merchant using a Card, including preauthorized orders and Recurring Transactions. Beside that, A general journal entry generally can be defined as a record of financial transactions. A general journal entries are made in the order that the transactions occurred that contain information about things like cash receipts and payments.
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What is comparative explain with example?.
In grammar, the comparative form of an adjective or adverb shows that something has more of a quality than something else has. For example, ' bigger' is the comparative form of 'big', and 'more quickly' is the comparative form of 'quickly'. Compare superlative.
Definition of degree of comparisonDegree of comparison is used as a word for comparison between objects. It can be an adjective or adjective as well as an adverb or adverb.
The easiest way to find out the form of a sentence using the degree of comparison is using the keywords: more, less, the most, and others. Of course, we must know in advance what sentences are suitable for using this phrase in the form of degrees of comparison.
Types and examples of degrees of comparisonThere are three types of degrees of comparison that we can use to express comparisons in English, including positive degree, comparative degree, and superlative degree.
Positive degreePositive degree is a simple form of degree of comparison because there is no comparison in it.
This positive degree only states something with the same comparison, so we can use the phrase “as …. as” to complete the sentence.
Comparative degreesComparative degree is used to compare two things in one sentence. Generally, when using a comparative degree it is necessary to add the ending -er or -ier. For example, in the word angry, you can change it to angry.
Comparative degree as an adverb you can also add the word more before adjective such as more angry, more happily, and so on.
Superlative degreesSuperlative degree is used to compare three or more things in one sentence. If in Indonesian we often use the word "most", then in this superlative degree the phrase used is "most" or changing the ending from adjective to -est, like happy to happiest.
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Efficiency means our economic pie is divided into equal slices. True False
The statement 'efficiency means our economic pie is divided into equal slices' is false as due to efficiency there is a difference in economies.
In today's economy, efficiency does not always mean that our economic pie is divided into equal slices. Instead, efficiency often leads to an unequal distribution of resources, where one group of people or businesses may benefit more than another.
This means that even though the overall productivity of the system may be higher, the rewards are not equally shared.
This can create a system in which some individuals or businesses have an advantage over others, leading to uneven economic growth. As such, efficiency does not always mean that the economic pie is divided into equal slices.
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The longet ide of an obtue triangle meaure 20cm. The two horter ide meaure Xcm and 3xcm rounded to the nearet tenth ,what i the greatet poible value of x
The greatest possible value of x is 6.3 cm, if the longest side of an obtuse triangle measure 20cm. The two shorter side measure x cm and 3x cm rounded to the nearest tenth.
As given in Question,
Longest side is 20 cm
Two shorter sides are x cm and 3x cm.
According to Obtuse triangle Properties:
square of sum of two shorter side is less than square of longest side
i.e. (sum of two shorter side)² < (longest side)²
If an obtuse triangle is given and 20 cm is the longest side, then:
x² + (3x)² < 20²
x² + 9x² < 400
10x² < 400
x² < 40
x < 6.3
So, the greatest possible value of x could be 6.29999...≈ 6.3 to the nearest tenth.
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which type of firm invests in lean manufacturing programs in order to improve customer service levels for a given inventory investment?
Make to stock type of firm invests in lean manufacturing programs in order to improve customer service levels for a given inventory investment.
What does "manufacturing project" mean?
An activity called project manufacturing is made to create distinctive but related products.
While allowing for customisation into "unique" combinations, it benefits from standard manufacturing requirements (and hence efficiencies). Special orders could be handled like a project.
Why is stock referred described as an investment?
The term "inventory investment" refers to the differential between items produced and goods sold in a particular year. Although the idea can be used with either the economy as a whole or a specific company, macroeconomics is where it is most often used (economy as a whole).
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For practice mode questions, what will your instructor see?
a. which questions you attempted not your scores
b. neither which questions yo attempted not your scores
c. which question you atemmpted and your final score
For practice mode questions, your instructor will see a) which questions you attempted not your scores.
Practice mode offers students with a safe environment in which to grasp instructional content. It is not a testing environment; rather, it is about the learning process.
Students can work at their own pace because there is no time limit on the questions. Because it is up to the student to decide whether to quit or switch to test mode, practice mode never ends.
As a teacher, you cannot examine your students' scores in practice mode; all you can see is the amount of time they spent studying. They can access their notes while in practice mode and return to the course at any moment to help them resolve any questions they have.
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Why is it important to identify ownership or possession?.
Explanation:
It can help them keep connected to the past whilst providing a link to the generations to come by providing something unique that distinguishes the family. Ownership also creates a sense of respect, limitation of its use from others, possession of authenticity and in many ways creates power.
Which of the following is a normative statement in economics ?
A. More spending by the government reduces poverty
B. Higher taxes lead to less desire to work
C. The Pakistan’s economy is growing fast relative to other SAARC members
D. The government should concentrate on reducing unemployment
The normative statement is the government should concentrate on reducing unemployment
A normative assertion is one that states how the world ought to be. This claim demonstrates a value judgement regarding the desirability of a circumstance and frequently reflects value judgements. It describes how the world is. For instance, it is just a personal view to say that globalization causes societal tensions in developing nations.
In economics, these statements are one that reflects a value judgement or a belief about what should be, as opposed to stating what is. Instead of describing how things are, it makes a statement about how they ought to be. In this instance, statement D articulates the opinion that decreasing unemployment should be a top priority for the government, making it a normative statement.
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businesses provide help to the communities they are in by helping to provide_______
Businesses provide help to the communities they are in by helping to provide goods, services, and jobs.
What services do businesses offer to the neighborhood?
The taxes paid by small enterprises return to the community, which is one of the ways they benefit it.
Small company taxes and local taxes paid by small enterprises ultimately fund community enhancements like public schools, parks, public transportation, and healthcare.
How does business benefit the community and society?
Although profits are important, we now have a better understanding of the social impact that company has. Innovative companies help the market grow by bringing new products and services.
Economic growth and job creation are produced by innovative, expanding businesses, which significantly enhances people's quality of life.
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A zero-based budget is when your income minus your giving, saving, and spending equals...?
A zero-based budget is when your income minus your giving, saving, and spending equals zero.
Creating a zero-based budget can be a great way to take control of your finances and make sure you are living within your means.
This type of budget is where you assign every dollar of your income a purpose, whether it is to give, save, or spend.
By doing this, you ensure that your income minus your giving, saving, and spending equals zero. With a zero-based budget, you can make sure you are always aware of where your money is going and make sure you are living your financial life with intention.
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