compound interest formula: A=P(1+i) ^n, P=initial investment, i=interest rate per period, n=number of periods, A=amount after n years.
For annual compounding:
P=350
i=7%/1=0.07
n=5*1=5
A=350(1+.07)^5
A=350(1.07)^5
A=350(1.4026)=$490.91
For quarterly compounding:
P=350
i=7%/4=0.0175
n=5*4=20
A=350(1+.0175)^20
A=350(1.0175)^20
A=350(1.1448)=$400.68
For monthly compounding:
P=350
i=7%/12=0.005833
n=5*12=60
A=350(1+.005833)^60
A=350(1.005833)^60
A=350(1.4176)=$496.16
What is Compound interest?Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit.
It occurs when interest is reinvested or added to the loaned capital rather than paid out, or when the borrower is required to pay it, so that interest is generated the next period on the principal amount plus any accumulated interest.
The interest per period multiplied by the number of periods in a year yields the simple annual interest rate. The nominal interest rate is another name for the basic annual interest rate.
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A cpa accumulates various types of evidence on which to base the opinion on financial statements. among this evidence is confirmations from third parties.
Required:
What is an audit confirmation?
Accounts receivable loan and other receivables, loans, and other receivables for confirmation. Audit confirmation: The auditor can make programs statistical or judgment criteria for selecting customers.
Auditors often send paper or electronic requests to customers to affirm accounts receivable and to different economic institutions to confirm outstanding promissory notes. Auditor confirmation letters are important because they provide independent verification of your organization's finances. If your accounts receivable suggests that you owe money to a selected vendor, your auditor would possibly ship that vendor a confirmation letter asking them if that quantity is correct.
A bank confirmation letter is a letter prepared by way of auditees as the request by means of the auditor throughout the audit process to verify the balance, transactions and ownership of the bank account. This letter is ready through the auditee and despatched to the bank directly by the auditor. It ought to no longer send by the auditee.
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The general term for an expense that has not been paid or revenue that has not been received and has not yet been recorded in the accounts is:________
The general term for an expense that has not been paid or revenue that has not been received and has not yet been recorded in the accounts is Accrued Expense.
What Is an Accrued Expense?
A cost that is recorded on the books but not paid for is referred to as an accumulated expense, also known as an accrued liability. In the accounting period in which it occurs, the expense is reported. Accrued expenses are listed on a company's balance sheet as current liabilities since they represent a company's obligation to make future cash payments. When compared to the supplier's invoice, which will arrive at a later time, an accumulated expense may be an estimate. According to the accrual method of accounting, costs are recorded as incurred, not necessarily as paid, at the time of the transaction.
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Products related in such a way that an increase in the price of one reduces the demand for the other.
Complements are products that increase the use of other products, products related in such a way that an increase in the price of one reduces the demand for both.
A complementary appropriate is a service or product that offers fee to some other product or service. In different words, they may be things that the patron utilises in conjunction with each other. Cereal and milk, for example, or a DVD and a DVD
A Complementary exact is a product or service that provides price to another. In different phrases, they may be two items that the purchaser uses together.
A complementary product is an object that is offered collectively with the primary product. Those merchandises are used in conjunction, so complementary goods frequently bring little cost or can not be used one after the other, including petrol, SIM card, and baking powder.
Complements are items that might be consumed together. Substitutes are goods wherein you may devour one in region of the alternative. The prices of complementary or alternative items also shift the call for curve.
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Why is creating a budget for an entire year useful?
A. Most bills are paid annually or only every few months and would be left off a weekly budget.
B. It can account for irregular expenses like new shoes, so the budget would be more accurate.
C. Salaries are paid annually, so the budget should match the timeframe of the paycheck.
D. Certain expenses are variable, so it is impossible to budget them with a shorter timeframe.
Answer:
B
Explanation:
It may be wrong since I was debating between B and C, but annually is yearly and there are only certain days when you want to buy new shoes or things like that.
it is useful because if you keep up with the amount you set up for yourself, you won't have to worry about being in trouble with your money expenses
In general, which has the shorter maturity and is more appropriate for funding short term inventory needs?
In general, Commercial paper has the shorter maturity and is more appropriate for funding short term inventory needs.
What is maturity?The term "maturity" or "maturity date" in finance refers to the deadline for making the last payment on a loan or other financial obligation, such as a bond or term deposit, at which point the principal is required to be paid. The majority of instruments have a fixed maturity date, or a specific date on which they mature.
Business maturity refers to how consistently established processes and procedures are followed, how effectively established systems are used, and how individuals develop within the business to deliver remarkable results. across the board, patient care.
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Activity-based costing data blank______.
a) is well suited to decision making
b) only assigns relevant
c) costs can be easily misinterpreted
Activity-based costing data blank A) is well suited to decision making
How activity-based costing helps in decision-making?For making strategic decisions, ABC is used.
To calculate the costs for each customer, it evaluates the costs connected to particular activities and resources and links those costs to particular internal and external customers of the healthcare enterprise (such as patients, service lines, and physician groups).Then, this cost data can be modified to account for expected changes and forecast future costs. ABM, on the other hand, assists operations by emphasizing the reasons behind costs and ways to cut them. It analyzes cost factors that have an immediate impact on the price of a good or service and uses performance metrics to assess whether an activity brings about financial or nonfinancial benefits. ABM offers a basis for choosing areas that can be changed to reduce costs by identifying each cost driver and evaluating the value the element adds to the healthcare enterprise.
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rose ordered a package of macaroons from an out of state bakery. she received the cookies the following week. what type of e-commerce product did rose
Rose ordered a package of macaroons from an out-of-state bakery. she received the cookies the following week, the type of e-commerce product is Physical.
E-commerce digital commerce is the buying and selling of goods and services, or the transmitting of finances or data, over a digital network, basically the net. these enterprise transactions occur both as commercial enterprise-to-enterprise, commercial enterprise-to-purchaser, customer-to-patron, and consumer-to-enterprise.
E-commerce is the interest of electronically buying or selling merchandise on online services or over the net. E-trade draws on technologies together with cellular trade, digital funds transfer, supply chain management, internet marketing, online transaction processing, electronic records interchange, inventory control structures, and automatic statistics series systems.
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Waylan’s boss asks him to write his own performance review, then his boss compiles reviews from peers, supervisors, and customers for them to discuss at their meeting. This is an example of
Waylan's boss asks him to write his own performance review, then his boss compiles one reviews from colleagues, supervisors and customers to discuss in their meeting This is an example of a performance review.
The phrase performance appraisal describes a routine evaluation of a worker's productivity and overall value to the business. A performance appraisal, sometimes referred to as an annual performance review, appraisal, or productivity review, assesses an employee's abilities, achievements, and growth—or lack thereof. Employees may feel dissatisfied if the evaluation is not positive and may become disillusioned with the company culture.
Despite the fact that there are many other types of performance appraisals, the most typical is the top-down appraisal, where management evaluates its direct report.
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If the demand for textbooks is inelastic, then an increase in the price of textbooks will:_________
If the demand for textbooks is inelastic, then an increase in the price of textbooks will: increase the total revenue of textbook sellers.
On the other hand, if the cost of an inelastic good rises and demand remains constant, the overall revenue rises as a result of the higher cost and constant level of demand. Price increases do, however, often result in a modest decline in the quantity sought.
Inelastic Demand: Demand is said to be inelastic if it does not change as other economic factors do. Demand for goods and services that consumers have many options for is typically elastic, whereas demand for goods and services that consumers have few options for is typically inelastic.
If the demand for textbooks is inelastic, then an increase in the price of textbooks will: increase the total revenue of textbook sellers.
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What would be the most important type of information to include in and operations manual for a new piece of software
The most important type of information to include in an operations manual for a new piece of software are:
Company contact information (address, phone, fax, website URL, email addresses for key departments)Hours of operation.Organizational chart.Job descriptions for each job in the company O Password lists or where to find them.Emergency procedures.Disaster recovery plan.The software program is a set of laptop programs and associated documentation and statistics. this is an evaluation of the hardware, from which the machine is built and which in reality plays the paintings.
At the lowest programming stage, executable code includes gadget language commands supported by means of a person processor—generally a vital processing unit (CPU) or a pix processing unit (GPU).
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The liabilities of hurka company equal 1/3 of the total assets, and owner's equity is $180,000. what is the amount of liabilities?
liability is a debt that a person or business has, typically in the form of money. Through the transmission of economic benefits like money, products, or services, liabilities are eventually satisfied.
Accounting Equation is a s follows:
Owner's Equity + Liabilities = Total Assets
$180,000+ Liabilities = 1/3(A)
Liabilities = 1/3 - $180,000
Liabilities = 60,000A
A company's assets are its possessions, and its liabilities are its debts. Both are shown on a company's balance sheet, a financial statement that details the state of the business's finances. Equity, often known as an owner's net worth, is equal to assets less liabilities.
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The _______ for an f-statistic gives the exact level of significance for the regression equation as a whole.
MS regression divided by MS residual is the formula for calculating the F-statistic. In this instance. Since our regression model better fits the data than the intercept-only model, the p-value is less than the significance criterion.
Regression's F-statistic of Overall Significance measures if your linear regression model fits a dataset more closely than a model with no predictor variables.
The following two hypotheses are included in the F-statistic of Global Significance:
Null hypothesis (H0): The intercept-only model, also known as a model without predictor variables, fits the data as well as your regression F-statistic model.
The intercept-only model does not adequately match the data, as an alternative hypothesis (HA) states.
When you apply a regression model to a dataset, you will get a regression table as an output that contains the F-statistic and the related p-value.
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Discuss the difference between economic value and social value or the shared value creation framework. why do you think organizations tend to focus on the creation of one type of value but not both?
The economic value and social value from each other as one deals with currency and the other deals with the social impact.
What is economic value?
Economic value is a measure of benefit from a good or service to the economic agent and this is measured in the units of currency.
What is social value?Social value is the relative importance that people place on the changes that they experience in their life.
The organizations tend to focus on the social aspects of the organizations vs more than the economic values because social is very important to the organization. Social aspects help reach out and communicate to the customer. With these skills you are able to build up your customer base more and in turn will help boost the economic value of the buisness. Every buisness wants to reach out and communicate and get feed back with it customers in order to perform better build up the organization in the right ways to help growth. The social aspect is a huge focus of organizations the economic value will come in time where as the social aspect takes time and needs to be learned.To learn more about economic value, refer: https://brainly.com/question/13313034?referrer=searchResults
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Fine edge manufactures lawn mowers. In 2020 it had $2 million worth of lawn mowers in inventory. In 2021 it sold $10 million worth of lawn mowers to consumers and had $1 million worth of lawn mowers in inventory. How much did the lawn mowers produced by fine edge add to gdp in 2021?.
Fine edge manufactures lawn mowers. In 2020 it had $2 million worth of lawn mowers in inventory. In 2021 it sold $10 million worth of lawn mowers to consumers and had $1 million worth of lawn mowers in inventory. $9 million worth lawn mowers produced by fine edge add to GDP in 2021.
Inventory or stock refers to goods and materials held by a company for the ultimate purpose of resale, production or use. Inventory management is a discipline primarily concerned with specifying the shape and placement of stored goods.
Is inventory an asset?
Inventory is an asset. Because companies put their money in it and when they sell their inventory, it turns into revenue. Inventory that does not sell as quickly as expected can become a liability.
What is the purpose of the inventory?
The primary function of the inventory is to provide a continuous supply of materials to the farm. To effectively accomplish this function, your business must strive to find the sweet spot between having too much or too little without running out of inventory.
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Calculate+the+interest+and+total+amount+due+at+the+end+of+the+loan+for+both+simple+and+compound+interest.+loan+years+rate+(a)$1000+2+5%+(b)$1500+5+6%.
The interest and total amount due at the end of the loan for both simple and compound interest loan years rate are-a)$ 102.50 b)$ 507.34
Calculationa). Interest for the simple interest = $ 100
Amount due for the simple interest = $ 1000 + $ 100 = $ 1100
Amount due for the compound interest = $ 1102.50
Interest for the compound interest = $ 1102.50 - $ 1000= $ 102.50
b). Interest for the simple interest = $ 450
Amount due for the simple interest = $ 1500 + $ 450 = $ 1950
Amount due for the compound interest = $ 2007.34
Interest for the compound interest = $ 2007.34 - $ 1500 = $ 507.34
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The price of good x (videos for example) is $10 without amazon prime and $8 with prime. if the amazon prime membership is $25 per year, should you buy prime?
The price of good x (For instance, videos) is $10 without amazon prime and $8 with prime. No, because the consumer surplus with Prime is $47 compared to $50 without Prime.
What is Consumer surplus?
As economic, the term "consumer surplus," which is sometimes referred to as "social surplus" and "consumer surplus," refers to the difference between the price a consumer pays for a good or service and the amount he would be prepared to pay if he had to forgo it. The overall utility will surpass the total market value because the utility produced by each incremental unit of a commodity typically declines as the quantity purchased grows and because the item's price only represents the utility of the last unit purchased rather than the utility of all units.
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What strategies involve suspending disbelief and dropping constraints in order to create unrealistic states, or fantasies?
Imagination based strategies involve suspending disbelief and dropping constraints in order to create unrealistic states, or fantasies.
What is strategic management?
Strategic management is the process of setting goals, procedures, and objectives so as to make a company or organization more competitive.
Why is strategic management important?
In business, strategic management is crucial because it allows a company to analyze areas for operational improvement. Under a prescriptive model, strategies are outlined for development and execution. By contrast, a descriptive approach describes how a company can develop these strategies.
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The unwritten office code is that employees should treat each other with respect and conduct themselves in an ethical manner. these are examples of company _______.
Employees are expected to treat one another with respect and act morally at work, according to an unwritten workplace code. Typical business practises include those.
A workplace, often known as a place of employment, is a place where someone works for their employer or for oneself. An example of such a location would be a large office complex or factory, as well as a home office. The workplace, which serves as "a core idea for numerous entities: the worker and [their] family, the employing business, the organization's clients, and the society as a whole," is one of the most significant social arenas outside of the home for industrialised countries. Remote work and the virtual workplace have both emerged as a result of the development of new communication technology. More than one-third of your life is spent at work. Naturally, if an employee is comfortable and happy at work.
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The __________ is/are responsible for the careful and responsible management of an organization. group of answer choices broad of directors ethics officer middle-level managers supervisors managers
The board of directors has the responsibility of the careful and responsible management of an organization. So, option (a) broad of directors is correct.
A board of directors is the governing body of an organization that manages all the activities of the organization. The board of directors is responsible to set the strategic plans and oversee management. In this way, the board helps the organization to establish broad goals; supports senior management in pursuing those goals; and ensures the organization has well-managed, adequate resources at its disposal.
Every public organization has a board of directors that is elected by shareholders. The board usually consists of 8 to 12 directors who typically meet at regular intervals.
While the other options are incorrect because:
Ethics officers: They are responsible for ensuring that the organization follows proper codes of conduct and operates in an ethical manner. Middle-level managers: They are responsible for executing organizational plans that align with the organization’s policies. Supervisors: The key role of supervisors is to manage the workflow of their team. Managers: They are most often responsible for a specific function or department within the organization.
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John Grantham, a sales manager at Construction Outlet, is good at what he does, so good that he frequently gets job offers from competing companies. He's flattered, but he turns them down because he is proud of his company's commitment to building affordable green homes and planting trees. Grantham's loyalty to Construction Outlet is a direct example of
Question 15 options:
how unethical behavior can hurt a company.
the positive effects of a company's being good.
how a firm's good behavior benefits suppliers.
how ethical behavior results in high job turnover.
Grantham's loyalty to Construction Outlet is a direct example of the positive effects of a company's being good.
This is because John Grantham, who is a sales manager at Construction Outlet turns down job offers from competing companies because he is proud of his company's commitment to building affordable green homes
What is Employee Motivation?This refers to the different things that make a person determined and focused to accomplish a task and this can range from incentives like salary to others.
Hence, we can see that Grantham's loyalty to Construction Outlet is a direct example of the positive effects of a company's being good.
This is because John Grantham, who is a sales manager at Construction Outlet turns down job offers from competing companies because he is proud of his company's commitment to building affordable green homes
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Which marketing orientation states that consumers will favor products that offer the most in quality, performance, and innovative features?.
Product concept is the marketing orientation which states that consumers will favor products that offer the most in quality, performance, and innovative features.
What is product concept?Product concept is the dynamics which uphold the idea that consumers favors those product that has good quality and other innovative features.
Major areas of focus of this concept is the making of superior products and gradually improving the quality over time.
For example, Apple is one of the company which places a greater value to the quality of the product to its consumers. Therefore this is an essential concept that encourages the expectations and needs of consumers,providing them with the best suitable product.
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How+far+does+the+price+of+telecom+stock+have+to+fall+for+you+to+get+a+margin+call+if+the+maintenance+margin+is+30%?+assume+the+price+fall+happens+immediately
The price of Telecom stock has to fall to $71.43 to get a margin call if the maintenance margin is 30%. Assume the price fall happens immediately.
A margin call is issued when the quantity of money in your account equals the maintenance margin.
In this situation, if the price falls below a specific level, you will have less than the maintenance margin to repay the loan.
Because this occurs immediately, there is no need to factor in the interest rate. What we need to do is answer the following equation for "P."
Where P is price.
Maintainenance margin = [tex](Stocks * P) - Loan / Stocks * P[/tex]
Where Stocks is The quantity of stocks purchased (own money + loan
= (15,000(Own)+15,000(loan))/$100/share
= 300 shares
0.3 = [tex](300 * P) - 15000 / 300 * P[/tex]
90P = [tex]300P - 15000[/tex]
15000 = 210P
P = $71.43
Hence, For you to receive a margin call, the stock must fall promptly to $71,43 from $100 (initial value).
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If demand for farm crops is inelastic, a good harvest will cause farm revenues to:_________
If demand for farm crops is inelastic, a good harvest will cause farm
revenues to decrease because of a percentage fall in price that is
greater than the percentage increase in quantity sold.
When demand is perfectly inelastic an increase in price will result in?When demand is perfectly inelastic, an increase in price will result in an increase in total revenue.
The proportional change of one variable to another is measured by elasticity.
When a product's price elasticity coefficient is less than 1, is greater than 1, or equals 1, it is said to be inelastic.
When it is equal to 1, it is said to be unit elastic.
Elasticities provide us with a consistent scale to assess the degree of response of various goods to changes in their individual prices.
Price inelasticity refers to the fact that demand remains constant regardless of price changes.
Price changes of either kind won't affect consumers' purchasing patterns.
People typically view necessities as goods that are price inelastic because they will continue to consume the same amount regardless of price changes.
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Research by warburton, and more recently miron and zweibel on alcohol consumption during and after prohibition indicates that?
Research by Warburton, and more recently by Miron and Zweibel on alcohol consumption during and after prohibition indicates that the demand for alcohol is price inelastic.
A drink that includes ethanol, a type of alcohol that serves as a stimulant and is generated by fermentation grains, fruit, or other forms of sugars, is known as an alcoholic drink. Drinking, or the drinking of alcoholic drinks, is a social practice that is important in many cultures. Regulations frequently apply to the production, marketing, and use of alcoholic beverages. Regulations may require the use of a health warning as well as the marking of the alcohol content% (as ABV or proof). While such activity is outright forbidden in some countries, alcohol is typically acceptable everywhere else. The worldwide alcoholic beverage market hit $1 trillion in 2018.
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Centralized purchasing, computer services, and janitorial services are examples of activities that are commonly reported in:________
Centralized purchasing, computer services, and janitorial services are examples of activities that are commonly reported in Internal service funds.
An Internal Service fund is defined as a fund that primarily provides either benefits or goods or. services to other funds, departments, or agencies of state on a cost-reimbursement basis, with the. goal to 'break-even' instead of make a profit. Centralized purchasing, computer services, and janitorial services are samples of activities that are commonly reported in Internal service funds. Internal service funds are contained within the two components of government-wide statements which are: Statement of Activities and Statement of Statement of Net Assets, a bit like we've the income statements and record for the non-government sector. Hence, all told government or proprietary fund financial statements, you discover internal service funds collapsed under a heading referred to as ''Governmental Activities Column''
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According to the text, for an entrepreneurial start-up to be successful, three ingredients are critical. what are they?
According to the text, for an entrepreneurial start-up to be successful, three ingredients are critical. They are a viable opportunity, available resources, and a qualified and motivated founding team.
When a business is viable, it means it is able to continue operating. The ability to survive depends on one's financial situation and productivity. If a company is profitable and able to pay its debts to creditors while also giving the owner a return, that company is considered to be viable.
A business is (or has the potential to be) successful if it is considered to be viable. Profitable businesses bring in more money than they spend on operating expenses, which is the definition of a viable business. It is challenging to recover if a business is not viable.
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A business manager needs some ___ knowledge in order to understand what he reads in the company ___.
A business manager needs some business knowledge in order to understand what he reads in the company management.
An enterprise is defined as a business enterprise or enterprising entity engaged in industrial, business, or expert sports. companies can be for-profit entities or non-earnings companies. enterprise types vary from restrained legal responsibility organizations to sole proprietorships, agencies, and partnerships.
Businesses assist society first through the distribution of goods and services which are critical for survival. furthermore, they invent employment possibilities that help people in society earn earnings to manage to pay for their desires.
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An organization responds to the structure of its industry by choosing a competitive strategy. True or false?.
By deciding on a competitive strategy, a business responds to the industry structure. True
Business is the practice of making a living or receiving compensation via the creation, acquisition, and selling of things (such as goods and services).
Since the business and its owner are one and the same, they are jointly and severally accountable for all debts committed by the latter. In the event that the business accrues debts, creditors may seize the owner's personal belongings. A firm structure is exempt from corporate tax rates. The proprietor must pay personal taxes on any earnings made by the company.
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An+investor+is+in+a+30%+combined+federal+plus+state+tax+bracket.+if+corporate+bonds+offer+5%+yields,+what+yield+must+municipals+offer+for+the+investor+to+prefer+them+to+corporate+bonds?
The yield must municipals offer for the investor to prefer them to corporate bonds is 6.65%.
Corporate bonds are bonds issued by a company to raise funds for various reasons such as going concerned, mergers and acquisitions, or business expansion. The term is often applied to longer-term debt securities, which have maturities of at least one year.
A corporate bond is a loan to a business for a predetermined period, with a predetermined yield it will pay. In return, the company agrees to pay interest and then repay the face value of the bond when it matures.
Given,
Federal plus state tax rate (t) = 30% or 0.30
Yield = 9.50%
The after-tax yield on corporate yield = yield ( 1
= 9.50% ( 1 - 0.30 )
= 9.50% ( 0.70 )
= 6.65%
Thus, municipals must offer a yield of at least 6.65% for the investor.
Disclaimer:- The proper question is:-.
Q. An investor is in a 30%/combined/federal/plus state tax bracket. if corporate bonds offer 5% yields, what yield must municipal offer for the investor to prefer them to corporate bonds?
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An automobile company decides to improve the quality of its products and bring more variety into its entire product line. The company has decided to adopt ________.
A car manufacturer of an automobile company makes the decision to increase the variety and quality of its entire product line. The business has chosen to implement differentiation across the industry.
Automobiles, also referred to as motorcars or cars, are typically four-wheeled transportation vehicles. Internal combustion engines that burn volatile fuels are frequently used to power them. Maruti Suzuki has consistently dominated the Indian automotive market. Other well-known brands include Hindustan Motors, Hyundai Motors, Mahindra & Mahindra, Tata Motors, and others. The majority of Indian automakers initially placed a significant emphasis on imported technologies.
Automobile management is the study of various levels of managing a car dealership. A unique professional program called the MBA in Automobile Management was developed.
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