To find the excess reserves of a bank, we need to subtract the required reserves from the actual reserves. Required reserves are the percentage of checkable deposits that banks are required to hold in reserve, which is determined by the reserve ratio.
In this case, the bank has actual reserves of $110,000 and a reserve ratio of 20%, which means the required reserves would be $20,000 (20% of $100,000).
To find the excess reserves, we subtract the required reserves from the actual reserves:
$110,000 - $20,000 = $90,000
Therefore, the answer to the multiple-choice question is $90,000.
In summary, the bank's excess reserves are $90,000, which is found by subtracting the required reserves from the actual reserves. It is important to understand how to calculate excess reserves as it is an important concept in banking and monetary policy.
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Which of the following controls are designed to minimize the risk of inaccurate or invalid master data? (Check all that apply.)A. Use access controls to restrict which employees can access master dataB. Utilize the processing integrity controls discussed in Chapter 13C. Encrypt all master dataD. Review all changes to the master data
The correct options are A. Use access controls to restrict which employees can access master data and D. Review all changes to the master data
Both access controls and reviewing changes to master data are designed to prevent unauthorized or inaccurate changes to the master data. Processing integrity controls and encryption may be useful for ensuring the completeness and accuracy of data during transmission or storage, but they do not directly address the accuracy or validity of the master data itself.
Access controls limit the number of employees with access to the master data, reducing the risk of unauthorized changes. Reviewing changes to the master data allows for identifying any errors and correcting them promptly. These controls are essential for maintaining accurate and reliable master data, which is critical for effective decision-making and operations.
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what investment would have returned the most return since 1926? inflation government bonds treasury bills small company stocks large company stocks
According to data from the past century, small company stocks have had the highest return on investment since 1926, with an average annual return of 11.9%. Large company stocks have also performed well, with an average annual return of 9.8%. In comparison, government bonds have returned an average of 5.5% per year.
It's important to note that while small company stocks may have the potential for higher returns, they also come with higher risk. These stocks are typically less established and more vulnerable to market fluctuations. Large company stocks may offer a more stable investment, but may not have the same potential for growth as small company stocks.
Additionally, inflation can greatly impact the returns on investments. Inflation erodes the purchasing power of money over time, meaning that investments that do not keep up with inflation can actually result in a loss of value. As such, it's important to consider inflation when evaluating investment returns.
Overall, the best investment for an individual will depend on their individual risk tolerance, investment goals, and time horizon. It's important to carefully evaluate investments and seek the guidance of a financial advisor when making investment decisions.
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Some firms use the payback period as a decision criterion or as a supplement to sophisticated decision techniques, because ________.
A) it explicitly considers the time value of money
B) it can be viewed as a measure of risk exposure due to its focus on liquidity
C) the determination of the required payback period is an objectively determined criteria
D) it considers the timing of cash flows and therefore the time value of money
Some firms use the payback method as a decision criterion or as a supplement to sophisticated decision techniques, because payback method . The correct answer is D) it considers the timing of cash flows and therefore the time value of money.
The payback mechanism, according to the claim, does not take the time value of money into account.A straightforward investment analysis tool called the payback method determines how many years it will take for the initial investment to be repaid through cash flows. The time value of money is not taken into account, therefore future cash flows are not discounted to their present value. This is a crucial distinction because the time worth of money is taken into consideration by other investment selection techniques like Net Present worth (NPV) and Internal Rate of Return (IRR).
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These bonds are considered to be owned by whoever possesses them:A. Serial bonds.B. Registered bonds.C. Bearer bonds.D. Reset bonds.
The answer is C. Bearer bonds. Bearer bonds are unregistered bonds that do not have the owner's name printed on them, so whoever holds the physical bond is considered the owner.
They are also known as "coupon bonds" because they come with coupons attached that can be redeemed for interest payments. C. The holder of a bearer bond is deemed to be its owner. Bonds known as "bearers" are unregistered bonds in which the owner's name is not listed on the bond certificate.
They are instead paid to the person who hands the bond to the issuer for payment. In other words, the bearer of the bearer bond is deemed to be its owner and is entitled to receive principal and interest payments. However, due to worries about their use in money laundering and other illegal activities, bearer bonds have become less popular in recent years.
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which design discipline is characterized by the use of words and pictures to improve visual communication? group of answer choices interactive design graphic design industrial product design motion graphics
The design discipline that is characterized by the use of words and pictures to improve visual communication is graphic design.
This field involves creating visual content that communicates a message to a target audience. Graphic designers use various elements such as typography, color, images, and layout to create a visual composition that conveys a message effectively. Graphic design can be applied to various mediums, including print, digital, and packaging. One of the main goals of graphic design is to create designs that are visually appealing and easy to understand. This can involve creating designs that are visually engaging, as well as using typography and images to convey a message in a clear and concise way. Additionally, graphic designers must consider the target audience when designing, as different audiences may require different design approaches. Overall, graphic design is an important discipline that plays a significant role in improving visual communication. By using words and pictures to create engaging designs, graphic designers can help individuals and businesses effectively communicate their message to their intended audience.
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1) bluefin corp. will pay a dividend of $3.15 per share in year one, $3.49 per share in year two, and $4.65 per share in year three. in year four, you think that willoz inc. will buy bluefin corp. at $53.00 per share and all bluefin corp. stock owners will be paid $53.00 per share at the closing. the required return rate is 14.3%. so, what is the present value of a bluefin stock?
The present value of a Bluefin stock is $38.84.
We have to figure out the present value of the dividend payments and the present value of the sale price at the end of year four in order to determine the present value of a Bluefin stock.
The following formula can be used to determine the dividend payments' present value using the dividend discount model: Dividends.
PV (dividends) is equal to D1/(1+r) ^ 1, D2/(1+r) ^ 2, and D3/(1+r) ^ 3.
where D1 = $3.15, D2 = $3.49, D3 = $4.65, and r = 14.3%.
PV (dividends) = $3.15/ (1+0.143) ^1 + $3.49/ (1+0.143) ^2 + $4.65/ (1+0.143) ^3
PV (dividends) = $8.22
The present value of the sale price at the end of year four must then be determined.
To do this, capitalize on the equation that follows.
PV (price at sale) = FV/(1+r) n
where FV = $53.00, n = 4 years, and r = 14.3%.
PV (sale price) = $53.00/(1+0.143) ^4
PV (sale price) = $30.62
PV (Bluefin stock) = PV (dividends) + PV (sale price)
PV (Bluefin stock) = $8.22 + $30.62
PV (Bluefin stock) = $38.84
Therefore, the present value of a Bluefin stock is $38.84.
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Home nations discourage foreign direct investment outflows because it ________.
Home nations discourage foreign direct investment outflows because it may negatively impact their economy and reduce job opportunities for their citizens.
When companies invest their funds in other countries, it means that they are creating jobs and boosting the economy of those countries. However, this may come at the expense of the home country's economy. This is because the outflow of investment reduces the amount of capital available for investment in the home country, and may lead to a loss of jobs and reduced economic growth. Additionally, foreign direct investment outflows may result in the transfer of knowledge and expertise to other countries, which can make them more competitive and leave the home country at a disadvantage. As a result, home nations discourage foreign direct investment outflows to protect their own economy and job opportunities.
When a country's companies invest in other countries through foreign direct investment, it can result in the transfer of financial resources, technology, and jobs from the home nation to the foreign countries. This may negatively impact the domestic economy by reducing investment in local industries, leading to lower economic growth, decreased job opportunities, and potential loss of technological advancements.
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operations of production are moved to a less-developed nation and the cycle is complete as highly-developed nations become importers of this product.
The above statement refers to the concept of outsourcing, where the operations of production are relocated to less-developed nations with lower labor costs and fewer regulations.
This process allows companies to take advantage of the cost savings and economies of scale offered by these nations, and ultimately results in the production of goods that are sold back to highly-developed nations as imports. Outsourcing has become a popular strategy for businesses looking to reduce their operating costs and remain competitive in the global marketplace.
However, outsourcing has also been a topic of controversy, with critics arguing that it can lead to job losses and exploitation of workers in developing countries.
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Barge Company sells goods to Tug Corp. in exchange for a $135,000 3-year note bearing 8% interest. Interest is payable each year. The market rate of interest for a transaction of this nature for Tug is 12%. What is the carrying value of the note receivable at the time of the sale (rounded to the nearest dollar)?
* the present value of an ordinary annuity of 1 at 8% for 3 year is 2.57710
the present value of an ordinary annuity of 1 at 12% for 3 years is 2.40183
the present value of a single-sum of 1 at 8% for 3 year is 0.79383
the present value of a single-sum of 1 at 12% for 3 years is 0.71178
a. $32,400 b. $122,030 c. $96,090 d. $135,000
Rounded to the nearest dollar, the carrying value of the note receivable is $122,030. So, the correct option is (b) $122,030.
To determine the carrying value of the note receivable, we need to find the present value of the note at the time of the sale using the market interest rate of 12%.
The present value of the note is the present value of the payments plus the present value of the principal.
The present value of the payments is an annuity due, since the interest is paid at the beginning of each year.
Using the given information, we can calculate:
Present value of payments = $135,000 × 0.08 × 2.40183 = $25,908.53
Present value of principal = $135,000 × 0.71178 = $96,090.30
Therefore, the carrying value of the note receivable is:
Carrying value = Present value of payments + Present value of principal
= $25,908.53 + $96,090.30
= $121,998.83
Rounded to the nearest dollar, the carrying value of the note receivable is $122,030.
So, the correct option is (b) $122,030.
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One of the requirements that a participating provider must comply with is to.
One of the requirements that a participating provider must comply with is to make fee adjustments for the difference between amounts charged to patients for services provided and payer-approved fees.
The Blue Cross and Blue Shield Association (BCBSA), an association of independent Blue Cross® and Blue Shield® Plans, runs the national BlueCard program, which enables members of one commercial BCBSA plan to access health care benefits while traveling or residing in the service area of another BCBSA plan.
Through a single electronic network for claims processing and reimbursement, the program connects participating healthcare providers with the independent Blue Cross and Blue Shield Plans across the nation and in more than 200 countries and territories worldwide.
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under which kind of listing agreement will an agent be compensated only if she is the procuring cause of the sale?
An exclusive agency listing agreement. In this type of agreement, the seller agrees to work exclusively with one real estate agent to sell their property, but reserves the right to sell the property themselves without owing a commission to the agent.
The exclusive agency listing agreement allows the seller to retain some control over the sale of their property, while still benefiting from the services of a real estate agent. It also incentivizes the agent to work hard to find a buyer for the property, as they will only be compensated if they are the reason the property sells.
With this type of agreement, the seller reserves the right to sell the property themselves without owing a commission to the agent. However, if another agent or brokerage is involved in the sale, the listing agent still earns their commission. This arrangement incentivizes the agent to work diligently in finding a buyer, but also allows the seller some flexibility in marketing their property independently.
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Which of the following characteristics is least associated with popular culture? group of answer choices A. local B. profitable c global d mass production
A. Local is the characteristic least associated with popular culture. correct option A. local
Popular culture is defined as the cultural activities and products that are widely favored and circulated among the general public. It is often associated with mass production, global reach, and profitability, as popular culture products are designed to appeal to a broad audience and generate significant revenue. Local culture, on the other hand, is more focused on the specific customs, traditions, and practices of a particular community or region, and may not have the same widespread appeal or commercial success as popular culture.
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Harley davidson stores sell merchandise which attract people who love motorcycles and the idea of an open road and freedom. some are bikers and others are those who do not have a harley davidson motorcycle but buy the hd logo apparel and accessories. therefore, harley davidson is using _____________ as the scheme for market segmentation. benefit segmentation geographic segmentation demographic segmentation lifestyle segmentation
Harley Davidson is using lifestyle segmentation as the scheme for market segmentation. They are targeting people who share a certain lifestyle and mindset of enjoying the freedom and adventure that comes with riding a motorcycle on the open road.
This includes both bikers and non-bikers who are attracted to the brand's image and values, and who want to express their affiliation through the purchase of Harley Davidson merchandise.
This is because they are targeting customers who are attracted to the idea of an open road, freedom, and love for motorcycles, regardless of whether they own a Harley Davidson or not. They focus on people's interests, preferences, and values related to motorcycles and the associated lifestyle.
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Successful liability shift for enrolled card is required.
The successful liability shift can be achieved, reducing the financial risk for card issuers and providing greater protection for cardholders.
A liability shift refers to the transfer of financial responsibility from one party to another. In the context of payments, a successful liability shift occurs when a fraudulent transaction is charged back to the party responsible for the security breach, rather than the issuer of the payment card.
To achieve a successful liability shift for an enrolled card, it is important to have strong fraud detection and prevention measures in place. This can include implementing two-factor authentication, monitoring transaction patterns for anomalies, and using machine learning algorithms to identify suspicious activity.
Additionally, it is crucial to ensure that all parties involved in the transaction, including merchants and payment processors, are compliant with the latest security standards and protocols.
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identify the step of the contingency planning process that requires a specification of both the level at which an alert will be called and the combination of events that must occur before the firm reacts.
The step of the contingency planning process that requires a specification of both the level at which an alert will be called and the combination of events that must occur before the firm reacts is the development of trigger criteria. Trigger criteria are predetermined thresholds or conditions that, when met, signal the need for a particular action or response.
These criteria help ensure that the firm is prepared to respond quickly and appropriately to potential disruptions or crises.
The step of the contingency planning process you're referring to is called "Establishing Thresholds and Triggers." In this step, the organization specifies the level at which an alert will be called (threshold) and the combination of events that must occur before the firm reacts (triggers). This step is crucial for determining when to initiate the contingency plan and helps the organization respond effectively to potential disruptions.
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a manager must demonstrate _____ , which is the ability to direct or inspire people to attain certain goals.
Leadership
A manager must demonstrate leadership, which is the ability to guide and motivate individuals or a team to achieve specific goals.
Leadership involves a set of skills, traits, and behaviours that enable a manager to influence and inspire others to follow their vision and direction. One of the key aspects of leadership is creating a clear and compelling vision for the team or organisation. This vision should align with the values and goals of the company, and it should be communicated effectively to employees. A good leader will also set specific goals that are challenging yet achievable, and they will empower their team members to take ownership of their work and contribute to the overall success of the organisation. A good leader must be able to articulate their vision and goals clearly, and they must also listen actively to the feedback and concerns of their team members. They must be able to communicate expectations and provide constructive feedback, while also being open to receiving feedback themselves. A good leader must be able to assess a situation, weigh the options, and make informed decisions that benefit the organisation and its stakeholders. They must also be able to adapt to changing circumstances and make necessary adjustments to their plans and strategies. Overall, leadership is a critical skill for managers who want to inspire and motivate their teams to achieve their full potential. It involves creating a compelling vision, setting clear goals, communicating effectively, making informed decisions, and adapting to change.
Complete Question
A manager must demonstrate _____ , which is the ability to direct or inspire people to attain certain goals.
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customer specifications require that the percent of fat in low-fat yogurt be between 0.5% and 2%. a process produces yogurt with an average of 1.25% and a standard deviation of 0.20%. the process capability index for this process is:
The process capability index for this process can be calculated using the formula Cp = USL-LSL/6*standard deviation, where USL is the upper specification limit 2%, LSL is the lower specification limit 0.5%, and standard deviation is 0.20%.
The process capability index for this process is 4.17. This value indicates that the process is capable of meeting customer specifications with a large margin of safety. The explanation is that the formula used to calculate the process capability index takes into account the upper and lower specification limits as well as the standard deviation of the process. The resulting value indicates how capable the process is of meeting customer requirements, with a higher value indicating a more capable process.
To calculate the process capability index Cpk, we need to use the given information customer specifications for the percent of fat 0.5% to 2%, the average percent of fat (1.25%), and the standard deviation 0.20%. The formula for Cpk is Cpk = minimum USL - μ/3σ, μ - LSL/3σ where USL is the upper specification limit 2%, LSL is the lower specification limit 0.5%, μ is the process mean (1.25%), and σ is the process standard deviation (0.20%).
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most organizations develop multiple suppliers rather than give their business to only one in order to . question 5 options: increase knowledge and information avoid uncertainty reduce dependency develop interdependence maximize power
Most organizations develop multiple suppliers rather than give their business to only one in order to reduce dependency and avoid uncertainty.
By having multiple suppliers, organizations are not relying on just one source for their goods or services. This reduces the risk of disruption in the supply chain if that one supplier is unable to provide the needed goods or services. Additionally, having multiple suppliers allows for comparison of prices and quality, which can lead to better deals for the organization.
Developing multiple suppliers is a common practice among organizations to reduce dependency and avoid uncertainty in their supply chain. It provides a safety net in case of disruptions and allows for better negotiation power.
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In the file MajorSalary, data have been collected from 111 College of Business graduates on their monthly starting salaries. The graduates include students majoring in management, finance, accounting, information systems, and marketing. Create a PivotTable in Excel to display the number of graduates in each major and the average monthly starting salary for students in each major.
a. Which major has the greatest number of graduates?
b. Which major has the highest average starting monthly salary?
c. Use the PivotTable to determine the major of the student with the highest overall starting monthly salary. What is the major of the student with the lowest overall starting monthly salary?
To create a PivotTable in Excel for the given data, follow these steps:
Open the "MajorSalary" file in Excel.
Select the data range that includes the column headings and all the rows of data.In the ribbon at the top of the screen, select the "Insert" tab.Click on the "PivotTable" button in the "Tables" section. In the "Create PivotTable" dialog box, make sure the correct data range is selected and choose where to place the PivotTable (e.g., in a new worksheet or in an existing one).
To construct the PivotTable, click "OK".In the PivotTable Fields pane on the right-hand side of the screen, drag the "Major" field to the "Rows" section, and the "Salary" field to the "Values" section. The default calculation should be "Average of Salary." The PivotTable should now show the number of graduates in each major and the average monthly starting salary for students in each major.
a. To determine which major has the greatest number of graduates, look at the "Count of Major" column in the PivotTable. The major with the highest count is the one with the greatest number of graduates.
b. To determine which major has the highest average starting monthly salary, look at the "Average of Salary" column in the PivotTable. The major with the highest average salary is the one with the highest value in this column.
c. To determine the major of the student with the highest overall starting monthly salary, look at the original data and sort it by the "Salary" column in descending order. The first row will show the student with the highest salary and their major. To determine the major of the student with the lowest overall starting monthly salary, sort the data by the "Salary" column in ascending order and look at the first row.
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in a consensual purchase decision, the group agrees on the desired purchase. group of answer choices false true
A consensual purchase decision means that everyone in the group agrees on the desired purchase. Therefore, the statement is true.
In a consensual purchase decision, the members of the group come to an agreement on the desired product or service to purchase, which means they reach a consensus. There are three types of Consensual Purchase Decision. The three styles of decision-making are nominal, which involves little to no searching for alternatives, restricted, which involves some but not much searching for alternatives, and extended, which involves thorough searching for alternatives and post-purchase analysis.
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Below are data for three publicly traded grocery stores that range in size from local (Village Super Markets) to regional (Publix) to national (Kroger). Use the ratios below to answer the requirements. Assume
that the companies sell roughly the same mix of products and face about the same inventory costs.
Fiscal 2018 Publix Kroger Village Super Market
Gross profit margin %. . . . . . . . . . . . . . . . . . . 29.6% 21.7% 27.2%
Number of stores at year-end. . . . . . . . . . . . . 1,211 2,764 30
Sales ($ per square foot) . . . . . . . . . . . . . . . . $639 $677 $1,165
Sales per store ($ millions). . . . . . . . . . . . . . . $ 30 $ 44 $ 54
Average store size (thousand square feet). . . 47 65 46
COGS (per square foot) . . . . . . . . . . . . . . . . . $450 $530 $ 848
Days inventory outstanding . . . . . . . . . . . . . . 26.5 25.7 12.6
Required
a. On average, which company has the freshest food?
b. Which company is least efficient with its space?
c. Which company has the lowest prices?
d. Which company is busiest?
e. Which company has the smallest stores
a. Village Super Market has the lowest DIO, so it has the freshest food on average. b. Publix has the lowest sales per square foot, so it is the least efficient with its space.
a. To determine which company has the freshest food, we will look at the Days Inventory Outstanding (DIO) ratio. The company with the lowest DIO has the freshest food on average.
- Publix: 26.5
- Kroger: 25.7
- Village Super Market: 12.6
Village Super Market has the lowest DIO, so it has the freshest food on average.
b. To determine which company is least efficient with its space, we will look at the Sales per Square Foot.
- Publix: $639
- Kroger: $677
- Village Super Market: $1,165
Publix has the lowest sales per square foot, so it is the least efficient with its space.
c. To determine which company has the lowest prices, we will look at the Cost of Goods Sold (COGS) per square foot.
- Publix: $450
- Kroger: $530
- Village Super Market: $848
Publix has the lowest COGS per square foot, so it likely has the lowest prices.
d. To determine which company is busiest, we will look at the Sales per Store.
- Publix: $30 million
- Kroger: $44 million
- Village Super Market: $54 million
Village Super Market has the highest sales per store, so it is the busiest.
e. To determine which company has the smallest stores, we will look at the Average Store Size (in thousand square feet).
- Publix: 47
- Kroger: 65
- Village Super Market: 46
Village Super Market has the smallest average store size.
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alicia found a stone in her yard and took it to roberto, a neighbor who collected gemstones as a hobby, for evaluation. roberto wasn't sure as to the nature of the stone, but told alicia he thought it was a topaz and then offered to buy the stone for $50. alicia agreed. later alicia learned the stone was actually an uncut diamond worth about $7000. the sales contract between alicia and roberto:
Alicia found a stone in her yard and took it to Roberto, a neighbor who collected gemstones as a hobby, for evaluation. Roberto wasn't sure about the nature of the stone but told Alicia he thought it was a topaz and offered to buy the stone for $50. Alicia agreed. Later, Alicia learned the stone was actually an uncut diamond worth about $7000.
The sales contract between Alicia and Roberto can be described as follows:
1. Offer: Roberto offered to buy the stone for $50, believing it to be a topaz.
2. Acceptance: Alicia accepted Roberto's offer, agreeing to sell the stone for $50.
3. Consideration: The consideration in this contract is the $50 that Roberto agreed to pay for the stone.
4. Mutual Assent: Both parties agreed on the terms of the contract, with Alicia selling the stone and Roberto buying it for $50.
5. Legality: The contract involves a legal subject matter - the sale of a gemstone - and is therefore enforceable.
However, it's essential to note that there was a mistake in the contract due to the incorrect evaluation of the stone. Both parties believed the stone was a topaz, but it was actually an uncut diamond. This mutual mistake could potentially make the contract voidable, as the true value of the stone was not known at the time of the agreement.
If Alicia can prove that both parties were mistaken about the stone's identity and worth, she may be able to seek the contract's nullification and recover the actual value of the uncut diamond.
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when we encounter a highly unusual event, we are particularly likely to notice and consider the event. as a consequence:
When we encounter a highly unusual event, we are particularly likely to notice and consider the event because it is different from our normal experiences. This heightened awareness can lead to greater information processing and memory consolidation, as we try to make sense of the event and integrate it into our existing knowledge.
As a consequence, we may be more likely to remember unusual events and give them greater significance or meaning.
This can have both positive and negative effects, depending on the nature of the event and how we interpret it. For example, a positive and unusual event, such as winning the lottery, may lead to increased happiness and optimism, while a negative and unusual event, such as a natural disaster, may lead to increased anxiety and distress.
Overall, our tendency to notice and consider unusual events can have important implications for our perceptions, emotions, and behaviors, and it is important to be mindful of how we interpret and respond to these events in order to optimize our well-being and resilience.
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for an emerging business, metrics should, first and foremost, do which of the following? group of answer choices track profitability closely measure unit volume, revenues, and earnings relative to profit and loss plans measure success in cost minimization track progress in developing the value proposition
For an emerging business, metrics should first and foremost track progress in developing the value proposition. This means measuring how well the business is creating and delivering a unique and compelling offering to customers.
While profitability, unit volume, revenues, and earnings are important metrics to track, they are all ultimately dependent on the strength of the By focusing on developing and refining the value proposition, an emerging business can establish a strong foundation for long-term success and profitability. Additionally, tracking progress in this area can help the business identify areas for improvement and make data-driven decisions to optimize its offering. Focusing on the value proposition helps the business to establish its brand and product/service offerings, and to attract and retain customers, which is essential for long-term success. While tracking profitability, revenues, earnings, and cost minimization is important, these metrics become more critical as the business matures and shifts its focus to optimizing financial performance.
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Forces of Triangular Arbitrage You obtain the following quotes from different banks. One bank is willing to buy or sell Japanese yen at an exchange rate of 110 yen per dollar. A second bank is willing to buy or sell the Argentine peso at an exchange rate of $.37 per peso. A third bank is willing to exchange Japanese yen at an exchange rate of 1 Argentine peso = 40 yen. a. Show how you can make a profit from triangular arbitrage and what your profit would be if you had $1,000,000. b. As investors engage in triangular arbitrage, explain the effect on each of the exchange rates until triangular arbitrage would no longer be possible.
A. Direct rate of peso = $.37
Direct rate of yen = 1/110 = .0091
Cross rate pf peso should be 42.857 yen
But the actual peso cross rate is lower than it should be, so obtain yen and convert to pesos, and then convert to dollars.
$1,000,000 × 110 = 110,000,000 yen/40 = 2,750,000 pesos × .37 = $1,072,500.
Profit is $17,500.
B. The value of the yen should rise in relation to the dollar as dollars are converted to yen. The value of the yen should decline in relation to the peso as they are exchanged for one another. The value of the peso should decline in relation to the dollar as pesos are exchanged for dollars.
Triangular arbitrage is the outcome of a disparity between three foreign currencies when the exchange rates of the currencies are not perfectly in line with one another. The traders who take advantage of these opportunities typically possess cutting-edge computer hardware and/or programmes to automate the procedure because these possibilities are uncommon.
Profitable triangle arbitrage is extremely unusual because, when it does, traders will typically make trades that profit from the flaws, causing prices to move up or down until the chance is gone.
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a country that barters for imported products rather than paying in cash likely does so because its currency is convertible. group of answer choices true false
When a country chooses to barter for imported products rather than paying in cash, it is often because the country's currency is not convertible or is not widely accepted in international markets. Bartering allows the country to obtain necessary goods without the need for foreign currency, which may be difficult or expensive to acquire. In contrast, a currency that is convertible can be easily exchanged for other currencies on the global market, making it more desirable for international trade.
Therefore, a country that chooses to barter is likely doing so because of currency limitations rather than currency convertibility.
The statement "A country that barters for imported products rather than paying in cash likely does so because its currency is convertible" is False. In such a scenario, the country likely does so because its currency is not easily convertible or has low value in international markets, making it difficult to pay in cash for imported products.
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a(n) means that once the seller has accepted the credit, the buyer cannot alter it in any way without permission of the seller. group of answer choices open account letter of credit bill of lading bill of regression sales agreement
"letter of credit". A letter of credit is a financial document issued by a bank on behalf of a buyer that guarantees payment to the seller once certain conditions have been met.
Once the seller has accepted the letter of credit, the buyer cannot alter it in any way without the permission of the seller. This ensures that the seller will receive payment for their goods or services as agreed upon in the letter of credit.
A letter of credit means that once the seller has accepted the credit, the buyer cannot alter it in any way without permission of the seller.
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How much can a dependent child earn in 2020 and still be claimed?.
In 2020, a dependent child can earn up to $4,300 and still be claimed as a dependent on the taxpayer's return.
There are certain criteria that must be met in order for a child to be claimed as a dependent, including age, relationship to the taxpayer, and amount of support provided. Additionally, if the child is earning income, they may need to file their own tax return and pay taxes on their earnings. It's important to consult a tax professional or refer to the IRS guidelines for more specific information on claiming a dependent child.
The IRS sets an income limit for a qualifying child dependent, which is adjusted for inflation each year. For the tax year 2020, this limit is set at $4,300. If a dependent child earns more than this amount, they may no longer qualify as a dependent on the taxpayer's return, potentially affecting eligibility for certain tax benefits and credits.
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a bond with a 7-year duration is worth $1,088, and its yield to maturity is 8.8%. if the yield to maturity falls to 8.56%, you would predict that the new value of the bond will be approximately $ .
The new value of the bond with a 7-year duration, given a decrease in yield to maturity from 8.8% to 8.56%, will be approximately $1,106.
The bond's value is inversely related to its yield to maturity. As the yield to maturity decreases, the bond's value increases. Using the bond valuation formula, we can calculate the new value of the bond as follows:
New value of bond = (annual coupon payment / yield to maturity) x [1 - 1 / (1 + yield to maturity)^n] + (par value / (1 + yield to maturity)^n)
- Annual coupon payment = (coupon rate x par value) = (unknown)
- Yield to maturity = 8.56%
- n = 7 years
- Par value = $1,000 (assumed)
To find the annual coupon payment, we can use the bond pricing equation:
Current value of bond = (annual coupon payment / yield to maturity) x [1 - 1 / (1 + yield to maturity)^n] + (par value / (1 + yield to maturity)^n)
$1,088 = (annual coupon payment / 8.8%) x [1 - 1 / (1 + 8.8%)^7] + ($1,000 / (1 + 8.8%)^7)
Solving for annual coupon payment, we get:
Annual coupon payment = $79.52
Now, we can use the same bond valuation formula to find the new value of the bond:
New value of bond = ($79.52 / 8.56%) x [1 - 1 / (1 + 8.56%)^7] + ($1,000 / (1 + 8.56%)^7)
New value of bond = $1,106 (rounded to nearest whole number)
The bond pricing equation allows investors to determine the value of a bond by calculating the present value of all expected future cash flows, including the coupon payments and the principal repayment. The yield to maturity is the discount rate used to calculate the present value of these cash flows. When the yield to maturity decreases, the present value of the cash flows increases, leading to an increase in the bond's price. In this case, the bond has a 7-year duration, meaning that the bond's cash flows will be received over a 7-year period. The bond has a value of $1,088 when the yield to maturity is 8.8%. To find the new value of the bond when the yield to maturity falls to 8.56%, we need to calculate the bond's annual coupon payment first.
Using the bond pricing equation, we can solve for the annual coupon payment as follows:
$1,088 = (annual coupon payment / 8.8%) x [1 - 1 / (1 + 8.8%)^7] + ($1,000 / (1 + 8.8%)^7)
Simplifying this equation, we get:
Annual coupon payment / 8.8% = ($1,088 - $921.09) / 0.32894
Annual coupon payment = $79.52
Now that we know the annual coupon payment, we can use the bond valuation formula to calculate the new value of the bond:
New value of bond = ($79.52 / 8.56%) x [1 - 1 / (1 + 8.56%)^7] + ($1,000 / (1 + 8.56%)^7)
Simplifying this equation, we get:
New value of bond = $79.52 x 5.8612 + $705.90
New value of bond = $1,106 (rounded to nearest whole number)
Therefore, the new value of the bond with a 7-year duration, given a decrease in yield to maturity from 8.8% to 8.56%, will be approximately $1,106.
Hi, I'm happy to help you with your question. The main answer is that the new value of the bond will be approximately $1,113.80.
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Transportation problems can be classified as which type of linear programming problem?
I. Resource-allocation problems.
II. Cost-benefit-tradeoff problems.
III. Fixed-requirement problems.
Please select the correct answer:
A) I only
B) II only
C) III only
D) Both I and II
E) None of the answer choices is correct.
Transportation problems can be classified as a special type of linear programming problem known as Resource-allocation problems.Option A.
Resource-allocation problems deal with the flow of goods, resources, or people through a network of nodes and links.
In the case of transportation problems, the nodes represent sources, such as factories or warehouses, and destinations, such as retail stores or customers, while the links represent the routes or transportation channels between them.
The objective of a transportation problem is to determine the optimal shipping plan that minimizes the total transportation cost or maximizes the total profit, subject to various constraints such as capacity limitations, demand requirements, and supply availability.
This is typically achieved through the use of mathematical algorithms such as the transportation simplex method, which iteratively identifies the most cost-effective shipping routes and adjusts the allocation of goods accordingly.
Transportation problems are particularly relevant in supply chain management, logistics, and distribution, where they can help companies optimize their shipping and inventory management strategies.
By modeling the transportation system as a linear programming problem, companies can identify inefficiencies, reduce costs, and improve customer service levels.
Overall, transportation problems are a crucial tool for decision-makers in industries where effective logistics and supply chain management are essential for success. So the correct answer is Option A.
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