Mia transferred $1,000 from her checking account to a certificate of deposit. How will the m1 and m2 measures of the money supply change?.
M1 will decrease and M2 will not change, when Mia transferred $1,000 from her checking account to a certificate of deposit.
What are M1 and M2 in the money supply?The money aggregates also referred to as M1, M2, and M3, are measures of the money supply in the United States. In addition to checkable bank deposits, M1 also includes the money in circulation. M2 consists of M1 and money market mutual funds, plus savings deposits under $100,000. Large-time bank deposits are added to M2 to create M3.
The name comes from the fact that the M1/M0 unit of account, which serves as the foundation for the medium of exchange within an economy, is the narrowest or most constrained unit of account. The most accessible type of money for transactions and commerce is thought to fall into this category. Because M1 is a more liquid measure of the money supply than M2, the two have different growth rates. There are some less liquid components in M2.
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retained earnings are question 16 options: a) a form of equity financing. b) interest earned on bond investments. c) nontaxable income. d) the portion of the profit paid to stockholders. e) the same as net profit.
Retained earnings are the portion of the profit paid to stockholders.
A shareholder (inside the usa frequently referred to as stockholder) of a business enterprise is an individual or felony entity (together with some other corporation, a body politic, a agree with or partnership) this is registered by way of the agency because the prison owner of shares of the share capital of a public or non-public corporation. Shareholders may be known as participants of a company. someone or legal entity will become a shareholder in a employer while their name and other information are entered inside the agency's sign up of shareholders or contributors,[1] and until required by law the business enterprise is not required or authorised to enquire as to the beneficial possession of the shares. A enterprise commonly can not personal stocks of itself.
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the consumer sovereignty view emphasizes the free will of individual consumers, and views consumption as an economic transaction dependent on:
The consumer sovereignty view emphasizes the free will of individual consumers, and views consumption as an economic transaction dependent on price based decisions
What is economic transaction ?When one person gives something of economic worth to another, an economic transaction takes place. Transactions involving products, services, income, and financial assets and obligations are all seen as having economic worth.A situation like a prisoners' dilemma might be used to describe an interaction, like an economic transaction. The notion that a gift is only a gift until it is returned and then transforms into an economic transaction is developed by Derrida. This was a self-liquidating economic transaction because he owned the garage.As a result, the Manual only distinguishes between three fundamental sorts of transactions: thoseTo learn more about economic transaction refer to:
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monopolistically competitive firms in long run equilibrium produce at than the optimal scale. group of answer choices more than exactly less than sometimes more and sometimes less than
In the monopolistic competition, the long-run equilibrium always results in zero economic profit at a location to the left of the average total cost curve's minimum.
The long-term economic gains or losses in monopolistic competition will be removed by entry or leave, leaving firms with no economic gains. There will be some excess capacity in a monopolistically competitive business; this could be seen as the price paid for the variety of products that this market structure brings about. Businesses in monopolistic equilibrium competition continue to produce at a level where marginal cost and marginal revenue are equal over the long term.
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true or false: the government can raise its tax revenue by decreasing the per-unit tax on cigarettes.
The statement is True. The government can raise its tax revenue by decreasing the per-unit tax on cigarettes.
Sales describe income generated thru enterprise operations, while income describes net profits after deducting fees from earnings. Revenue can take diverse forms, which include sales, income from costs, and income generated with the aid of assets.
Revenue also recognized sincerely as "sales", does not deduct any charges or prices associated with running the enterprise. Income is the number of earnings that stays after accounting for all fees, debts, extra income streams, and running fees.
For accounting functions, revenue is recorded on the profits statement in preference to the stability sheet with other assets. Sales are used to spend money on different properties, pay off liabilities, and pay dividends to shareholders. Consequently, sales itself isn't always an asset.
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you are purchasing software that 20 people in your company will need to use on their home desktops. which of these will you need?
You are purchasing software that 20 people in your company will need to use on their home desktops. you need a group license.
Software is a set of computer programs and associated documentation and statistics.[1] this is in comparison to hardware, from which the gadget is built and which absolutely performs the paintings. At the lowest programming level, executable code consists of device language instructions supported with the aid of an individual processor—generally a central processing unit (CPU) or a pics processing unit (GPU). A machine language consists of organizations of binary values signifying processor commands that exchange the nation of the computer from its preceding kingdom. For instance, a preparation might also alternate the fee stored in a specific storage location inside the pc—an impact that is not directly observable to the consumer.
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why would zoning be important for an office tower with an aluminum and glass curtain wall exterior? what types of zones would you expect to have? 1
By keeping air and water out of the building, curtain walls essentially act as a buffer and an insulator. Curtain walls will be easier (and less expensive) to maintain, endure longer overall, and have an additional built-in protective layer.
A curtain wall is a lightweight, non-structural structure that covers the exterior of a building with the goal of shielding the interior from the elements. Curtain walls typically consist of an aluminum frame with an infill of glass, metal, or thin stone. Curtain walls are designed to prevent water from getting inside the system and to keep the interior dry. reduce the building's sway. Strong wind stress is specifically distributed by curtain walls, increasing the building's overall steadfastness.
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nevada copper company, inc. reported a net profit of $8.00 per share and a dividend of $3.50 per share. if you bought shares of the stock at $93.25 per share, what is your dividend yield?
Nevada Copper Company, Inc. reported a $3.50 per share dividend and a net profit of $8.00 per share. Your dividend yield is 3.75% if you purchased shares of the stock at a price of $93.25 per share.
The meaning of dividend yieldsThe dividend yield is another another metric to use when estimating investment income. This is the proportion of a company's current yearly dividend to its stock price at the time of calculation. In general, the dividend yield increases when the payout remains the same and the share price decreases.
A good dividend yield is what?High enough to cover your present income demands, a respectable dividend yield. however, low enough to imply that a company's payout is not under jeopardy. The range of dividend yields that satisfy these criteria is typically between 2% and 5%. Considering that an investor might not receive enough current income from a stock with a yield of less than 2%.
Dividend share= $3.50
Stock Purchasing Price= $93.25
Dividend Yield= [tex]\frac{dividend}{Purchase Price}[/tex]
= [tex]\frac{3.50}{93.25}[/tex]
= 0.0375
= 3.75%
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which of the following is typically true during the decline stage of the product life cycle? advertising expenses increase. spending on all elements of the promotion mix is reduced. personal selling costs are increased. sales promotion efforts are increased. public relations efforts are the promotional focus.
Advertising expenses increase is typically true during the decline stage of the product life cycle.
As soon as a product or industry has entered decline, the focal point shifts nearly absolutely to minimizing fees. Advertising and marketing spend is reduced for merchandise on this existence level, due to the fact the marketing investment is better spent on different priorities.
The introduction phase is the first time clients are delivered to the brand new product. An employer have to normally consists of a sizeable funding in advertising and a advertising campaign targeted on making purchasers aware of the product and its blessings, specially if it extensively unknown what the coolest will do.
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oil reserves, inc., and petro corporation form a joint venture to design and test petroleum storage facilities and equipment. when a dispute arises, oil reserves files a suit against petro. the court is most likely to apply the same principles to this joint venture as it applies to
Oil reserves, inc., and petrol corporation form a joint venture to design and test petroleum storage facilities and equipment. when a dispute arises, oil reserves file a suit against petrol. the court is most likely to apply the same principles to this joint venture as it applies to Partnerships.
A joint venture (JV) is an enterprise association wherein or greater events conform to pool their assets for the cause of carrying out a selected mission. This mission may be a brand-new task or some other enterprise activity. Each of the contributors in a JV is liable for profits, losses, and expenses related to it.
A joint venture entails or greater men and women or entities becoming a member of collectively specially task, while in a partnership, it's far folks who be a part of collectively for a blended enterprise. A joint mission may be defined as a contractual association among or greater entities that targets to adopt a selected mission.
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suppose the prices of petroleum products, including gasoline and fuel oil, fell sharply. which of the following would most likely occur as the result of the lower prices of petroleum products?
The result of the lower prices of petroleum products is reduction in demand for home insulation products.
Lower oil prices result in lower company expenses, which can boost profitability by lowering transportation costs and business expenditures. With the price of oil declining, inflation is being lowered. Economic growth may be boosted by the interaction of reduced prices, more purchasing power, and lower operating expenses.
The cost of oil directly affects how much it costs to make and recycle plastic. Oil is one of the ingredients that goes into making plastic. Accordingly, the price of producing plastic similarly lowers as the price of a barrel of oil does.
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imagine a neighborhood in a suburb that is known for its strong school system. houses in the area are very expensive, and substantially above the ability for someone making the average annual salary for the surrounding communities. ninety-five percent of homes in the neighborhood are currently owned by white individuals. this is an example of
This is an example of de facto segregation.
De facto segregation is the separation of groups that occurs even though it is not required or permitted by law. Instead of a deliberate attempt to separate groups, de facto segregation is the result of personal habits, circumstances, or choices. The so-called urban "white aviation" and environmental "gentrification" are two modern examples.
In the de facto segregation of white aviation of the 1960s and '70s, millions of whites who chose not to live among blacks fled urban areas for the suburbs. The satirical phrase "That's where the neighborhood is" reflects the fear of white homeowners that the value of their property will drop when black families move.
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an is auditor at a bank is performing compliance testing and has discovered that one of the branches has virus signatures that have not been updated in over six months. in this case, the is auditor should recommend:
Answer:
the answer is 9,99999999
Explanation:
Based on the information, in this case, the auditor should recommend an automated process initiated from the main office to update antivirus software at each branch. Thus the correct option is 2.
What is a Bank?
A bank is referred to as a financial institution that allows an individual to deposit and withdraw cash and allow them to borrow funds with a fixed interest rate for the purpose of investment.
In the given case, it is explained that While conducting compliance testing at a bank, an auditor found that the viral signatures at one of the locations had not been updated in more than six months.
When a branch's viral signatures have not been updated in more than six months. For enhanced recording and data storage, it is advised to automate the process of updating antivirus software at each branch, starting from the main office.
Therefore, option 2 is appropriate.
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The complete question is probably
An IS auditor at a bank is performing compliance testing and has discovered that one of the branches has virus signatures that have not been updated in over six months. In this case, the IS auditor should recommend:
1) security awareness and education regarding the importance of updating antivirus software.
2) an automated process initiated from the main office to update antivirus software at each branch.
3) reconfiguration of the firewall to a most-restrictive policy and implementation of an intrusion prevention system (IPS).
4) that the branch recertify the machines after the updates are installed.
colin thinks he can reasonably expect to buy a house in five years. he would like to have accumulated a $30,000 down payment (or a 20% down payment) on a $150,000 home. if colin thinks he can earn 4% per year on his investments, how much must he invest annually (rounded to the nearest whole dollar) to reach his goal?
The amount of investment that Colin has to invest annually is $2,769.
The worth of a series of recurrent payments at a specific future date, assuming a specific rate of return, or discount rate, is the future value of an annuity. The future value of the annuity increases with the discount rate. Money received or paid out today is worth more than the same amount will be in the future due to the time value of money. The ability to invest and let the money grow over time explains why.
Using the formula of the future value of an annuity:
FVA = P*[{(1+r)^n - 1}/r]
where FVA = future value of the annuity
P = principal amount invested
r = rate of interest
Calculation of annual investment:
P = FVA/[{(1+r)^n-1}/r]
= 30000/[{(1+0.04)^5-1}/0.04]
= $2769
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Which of the following statements regarding private health insurance plans is true? a. In a traditional indemnity plan, the premium cost is low if it is a high-deductible plan. b. In managed care plans, employers contract with the health care service provider. c. In traditional indemnity plans, the insured pays 80% of the eligible health care expenses. d. In fee-for-service plans, the health care provider is the same as the insurer. e. Group health insurance is a contract between pharmaceutical companies and the health care provider.
Among the following statements regarding private health insurance plans with things which are traditional indemnity plans, the premium cost is low if it's a high deductible plan. Hence, option A is appropriate.
What are the indemnity plans?Medical insurance policies known as indemnity plans-based health insurance pay the insured for actual hospitalization costs incurred throughout treatment up toward the total policy amount insured amount.
An indemnity plan is a commitment to hold another party harmless from future losses or damages. The act of repaying another entity after a loss has been incurred is known as indemnification. A contract for indemnity releases the indemnitee from liability and indemnifies the Indemnitor.
Hence, option A is correct.
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oscar is a kitchen and bathroom design and construction specialist. considering his business in the context of operations, the tools, and raw materials he uses would best be classified as
Oscar is a kitchen and bathroom design and construction specialist. considering his business in the context of operations, the tools, and raw materials he uses would best be classified as inputs.
What are inputs in business operations?Inputs (labor, capital, equipment, land, buildings, materials, and information) are transformed into outputs (goods and services) that generate value for customers via operations management. To satisfy consumer needs, all firms must work to improve the quality of their transformation processes.
All materials used to produce goods and services are considered inputs. Workers' time, fuel, materials, buildings, and equipment are a few examples of
The term "inputs" refers to all of the resources that a company employs during the production process, including manpower, raw materials, components, machinery, and other tools. Outputs include finished tangible things like furniture, clothing, or automobiles as well as intangible services like healthcare, business consultancy, and education.
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Ayla is monitoring sales after release of a tv advertisement for her new line of non-gmo snack foods. The fact that this particular ad might not cause consumers to make an immediate purchase is a result of.
There are many possible causes for this, one of which is that the promoted product has not yet won the acceptance of the general public. This could be the rationale behind the advertisement Ayla saw for her new line of non-GMO snack items.
What do you mean by the GMO?GMOs, or GM for genetically modified foods, is another frequently used shorthand.
Any organism whose genes have been artificially altered is considered a GMO.
One form of "unnatural" gene alteration entails splicing a gene from one species into another.
GMOs include animals, insects, and pharmaceuticals that have undergone genetic alteration in addition to food products. Insulin was the first pharmaceutical created by genetic engineering.
Therefore, there are many possible causes for this, one of which is that the promoted product has not yet won the acceptance of the general public. This could be the rationale behind the advertisement Ayla saw for her new line of non-GMO snack items.
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when is it appropriate to use a think-local, act-local approach strategy? a. when the need for local responsiveness is minimal and when potential efficiency gains from standardization is unrestricted by cross-country opportunities. b. when the local manager is intellectually savvy. c. when the local market provides strong opportunity for growth and profitability. d. when the need for local responsiveness is high due to significant cross-country differences in demographic, cultural, and market conditions, and where benefits from standardization is limited. e. when the need for centralized decision making is relevant due to various macroeconomic and market conditions.
D. when the need for local responsiveness is high due to significant cross-country differences in demographic, cultural, and market conditions, and where benefits from standardization is limited is it appropriate to use a think-local approach strategy.
The Oxford Dictionary defines approach as: “A course of action designed to achieve a protracted-time period or ordinary goal” “The artwork of planning and directing general navy operations and actions in a battle or battle”
Strategy as we've got recognized refers back to the lengthy-time period purpose or roadmap for an company, and the way it plans to attain them. Or, the path the employer will take towards its goals. Conversely, strategies talk to the specific set of moves taken to reach the organizational goals, or strategy.
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calculating payback [ lo2] an investment project provides cash inflows of $835 per year for eight years. what is the project payback period if the initial cost is $1,900? what if the initial cost is $3,600? what if it is $7,400?
Part a: The payback period for the initial cost of $1900 is 2.27 years
Part b: The payback period for the initial cost of $3600 is 4.31 years
Part c: The payback period for the initial cost of $7400 is 8.86 years
Part a:
Project initial cost = $1900
Cash inflow = $835
Project payback period = Initial cost/Cash inflow
= 1900/835 = 2.27 years
Part b:
Project initial cost = $3600
Cash inflow = $835
Project payback period = Initial cost/Cash inflow
= 3600/835 = 4.31 years
Part c:
Project initial cost = $7400
Cash inflow = $835
Project payback period = Initial cost/Cash inflow
= 7400/835 = 8.86 years
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elling accounts receivable to obtain short-term funds is called multiple choice equity financing. debt financing. pledging. factoring.
Selling accounts receivable to obtain short-term funds is called factoring.
What are the short term funds?Short-term funds are debt funds that make loans to businesses for a time frame of one to three years. These funds typically invest exclusively in high-caliber businesses that have a track record of making on-time loan repayments and that generate enough cash flow from activities to support the borrowing.You make short-term investments if you plan to hold them for fewer than three years. You can consider investments like equities if you have a longer time horizon, preferably one of at least three to five years. Stocks have a greater potential for gains.To learn more about Short-term investments refer to:
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According to the price equation, to find the actual price, you should do which two things to the list price?.
According to the price equation, to find the actual price, you should do which two things to the list price add extra fees and subtract incentives and allowances
The margin between an item's cost and its selling price is known as the pricing margin or profit margin. Therefore, the goal of the majority of businesses is to maximize profits while maintaining competitive prices. There is no denying the critical importance of pricing.
Cost-based pricing, competitive pricing, and pricing based on customer value are the three main pricing strategies. Let's simply review each. With cost-based pricing, a business figures out its total cost to build, distribute, market, and support the product.
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suppose output exceeds potential output and contractionary fiscal policy is enacted. according to the as/ad model, in the long run, this fiscal policy will produce: multiple choice a lower output level and a lower price level than would have occurred if no action were taken. a lower price level than would otherwise have occurred if no action were taken. a lower output level than would otherwise have occurred if no action were taken. neither a lower price level nor a lower output level than would otherwise have occurred if no action were taken.
According to preferred measurements of gross domestic product (GDP), contractionary fiscal policy apparently reduces total output.
Taxes have a tendency to minimize personal consumption simply as spending cuts limit authorities consumption.
Why does contractionary fiscal policy make bigger activity rates?Contractionary economic policy motives interest charges to expand in the feel that the coverage makes little dollars accessible as loans in the economy. Basically, due to the fact that the coverage controls the furnish of money, it will have an effect on the dollars on hand for banks to mortgage out.
Examples of this contractionary fiscal policy include increasing taxes and lowering government spending.
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https://brainly.com/question/1416825#SPJ4if an increase in the price of gaming consoles causes demand for video games to decrease, what type of goods are video games and gaming consoles?
Complementary goods are video games and gaming consoles.
What is Complementary goods?
Purchases of complementary commodities, such as fish & chips, tennis rackets, and tennis balls, are made in pairs. Desire for the other good will rise in tandem with the demand for the first good. There will be an increase in demand for PS4 games as the console's popularity grows.Are televisions and game consoles categorized as computers?
gaming systems A game console is a specific kind of computer used for watching TV while playing video games. TVs: Nowadays, a lot of TVs come with software—or apps—that enable you to access numerous forms of online material. As an illustration, you could instantly stream video to your TV from the Internet.Learn more about Complementary goods
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if the economy is at equilibrium, then an expansionary monetary policy will: group of answer choices reduce unemployment, but have little effect on inflation. reduce both unemployment and inflation. reduce unemployment, but increase inflation. have no effect on both unemployment and inflation.
if the economy is at equilibrium, then an expansionary monetary policy will reduce unemployment, but have little effect on inflation. Therefore option A is correct.
What is Inflation?Price increases, or inflation, can be thought of as the gradual loss of purchasing power. The average price increase of a selection of goods and services over time can serve as a proxy for the rate at which purchasing power declines.
Human requirements go beyond simply one or two things, even if it is simple to track price changes over time for certain products. For a comfortable life, people require a wide variety of items as well as a variety of services. Commodities like food grains, metal, and fuel are among them, as are utilities like power and transportation, as well as services like labor, entertainment, and health care.
Therefore option A is correct.
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one determinant of the long-run average unemployment rate is the a. rate of growth of the money supply, while the inflation rate depends primarily upon the market power of unions. b. existence of efficiency wages, while the inflation rate depends primarily upon the extent to which firms are competitive. c. minimum wage, while the inflation rate depends primarily upon the money supply growth rate. d. market power of unions, while the inflation rate depends primarily upon government spending.
Answer-1. Correct alternative is 'c': One determinant of the long term common unemployment price is the minimum wage, at the same time as the inflation prices relies upon more often than not upon the cash deliver increase price.
The required details for Inflation rate in given paragraph
Inflation is a upward thrust in charges, which may be translated because the decline of buying electricity over time. The price at which buying electricity drops may be pondered within side the common charge boom of a basket of decided on goods and offerings over a few length of time. The upward thrust in charges, that's frequently expressed as a percentage, way that a unit of foreign money successfully buys much less than it did in previous periods. Inflation may be contrasted with deflation, which happens while charges decline and buying electricity increases.
Inflation pursuits to degree the general effect of charge modifications for a diverse set of merchandise and offerings. It permits for a unmarried cost illustration of the boom within side the charge level of products and offerings in an financial system over a length of time.
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pursuant to the uniform commercial code (ucc), is best described as previous commercial transactions between the same parties to a contract.
Course of dealing, as defined by the Uniform Commercial Code (ucc), is best characterized as prior business dealings involving the same parties to a contract.
A "course of dealing" is a series of acts taken by the parties to a certain transaction in relation to earlier transactions that may be legitimately viewed as developing a shared understanding for interpreting their statements and other behavior.
A collection of commercial regulations known as the Uniform Commercial Code (UCC) governs financial agreements and business dealings between states. The nine distinct articles that make up the UCC code each address a different area of banking and loans.
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What are the major benefits that result through international trading?.
International trade enables countries to broaden their markets as well as gain access to commodities and services which would otherwise be unavailable locally.
The market has become more competitive as a consequence of international trade. This ultimately leads to more competitive rates as well as a lower-cost product for the consumer.
The first advantage of international trade would be the creation of a wide range of work opportunities. This would be since international trade serves to create additional jobs by developing new sectors to satisfy product demand in different countries.
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osts that are incurred for the joint benefit of more than one department and cannot be readily traced to only one department are:
Osts that are incurred for the joint benefit of more than one department and cannot be readily traced to only one department are Indirect expenses.
Indirect expenses are costs that aren't directly responsible to a cost object. circular costs may be either fixed or variable. circular costs include administration, labor force, and security costs. These are those costs that aren't directly related to the product. Some circular costs may be overhead.
Indirect costs represent the charges of doing business that isn't readily linked with a particular entitlement, contract, design function or exertion, but are necessary for the general operation of the association and the conduct of conditioning it performs.
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it will cost me $2,250 today to buy into the annuity. assuming a discount rate of 6.5%, what is the npv of this potential investment?
The NVP of this potential investment is -$50.17.
Potential Investments wealth a potential property that We are considering making to a Borrower the key facts and facts that are proved on each Lender's Dashboard and on that each Lender may endure a Bid.
Net present value (NPV) is a commercial rhythmical that inquires to capture the total advantage of financing time. The plan behind NPV search out the project of all of the future cash inflows and outflows to guide an asset, discounting all those future cash flows to the epoch, and therefore adjoin the ruling class together.
The present value of the annuity.
500/(1+.065) + 600/(1+.065) + 700/(1+.065) + 800/(1+.065)
= $2,199.83 is
NPV is equal to the present value of the annuity minus the initial cost.
NPV = $2,199.83 - 2250
= -50.17
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charles andrada, an electrician, has the ability to read and follow building plans and wiring diagrams. this ability is an example of a skill.
Charles Andrada, an electrician, has the ability to read and follow building plans and wiring diagrams. This ability is an example of a technical skill.
Technical skills are the specialised knowledge and proficiency required to carry out complicated actions, tasks and processes related to computational and physical technology as well as a wide range of other enterprises. The term "technician" is frequently used to describe people with technical knowledge. Examples include audio technicians, microelectronic technicians, market specialists, computer engineers and people with a variety of other job titles. Technical analysis signals are used by some market participants to buy and sell stocks, bonds and other financial instruments. This type of market participant is said to have technical skills.
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