Scenario 1: Jack and Jill are looking to purchase their first home and we need to discover what their debt-to-income ratios are. Jack makes a gross income of $4,567 a month while Jill makes a gross monthly income of $3,200. Jack and Jill have a mortgage payment of $750 a month. They also have credit card payments of $50 and $25 a month, they have two car payment one for $111 (which will be paid off in 6 months) and $256. They also pay $120 for their cell phone and make a monthly contribution to their 401K of $1,200. What is their front end and back end DTI
Answer:
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Answer:
ansrwer is long i cannot understand
Explanation:
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What is the main purpose for the operation bank
Answer:
To secure people's money
Explanation:
People's money can easily be stolen but if you put your money in the bank they would have to be a skilled hacker to steal your money
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In the record handling system, how is storage different from retention?
Storage involves the keeping of records for an indefinite period and developing policies for who can have access. Retention involves the filing, indexing, and locator systems.
Retention involves the facilities and procedures for keeping inactive records, electronic back-up systems, disaster plans, and security. Storage involves the policies for how long to keep records, which records to keep and which to destroy.
Retention involves the keeping of records for an indefinite period and developing policies for who can have access. Storage involves the filing, indexing, and locator systems.
Storage involves the facilities and procedures for keeping inactive records, electronic back-up systems, disaster plans, and security. Retention involves the policies for how long to keep records, which records to keep and which to destroy.
Answer:
Storage involves the facilities and procedures for keeping inactive records, electronic back-up systems, disaster plans, and security. Retention involves the policies for how long to keep records, which records to keep and which to destroy.
Explanation:
Morris company applies overhead based on direct labor costs. For the current year, morris company estimated total overhead costs to be $404,000, and direct labor costs to be $2,020,000. Actual overhead costs for the year totaled $383,000, and actual direct labor costs totaled $1,810,000. At year-end, factory overhead is:
Answer:
At year-end, factory overhead is $21,000
Explanation:
Predetermined overhead rate = (Estimated overhead costs/Estimated direct labor costs)
Predetermined overhead rate = ($404000 / $2020000) = 20%*Direct labor costs
Hence, Applied overhead costs= (20% * $1,810,000)
Applied overhead costs=$362000.
Hence balance in factory overhead account at year end = $383,000 - $362,000
=$21,000.
though an organization's good reputation is a valuable resource that takes years of superior marketplace competence to achieve, it is not a good basis for building a competitive advantage because it can be destroyed almost instantly by bad publicity.
a) true
b) false
Customer relationship management software does not include information about
A. Current customers
B. Prospective customers
C. Former customers
D. Current Suppliers
Customer relationship management software does not include information about current customers, hence option A is correct.
CRM software is intended to track and manage customer interactions. This information contains contact information, purchasing history, and customer comments.
Software, on the other hand, does not often offer information about existing personnel. This is because CRM software is designed to handle external interactions, whereas HR software is designed to manage employee information.
Thus, "Customer relationship management software does not include information about" is A. Current Customers.
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What two accounts are affected when a business buys supplies on account?
The sources of customer expectations are market-controlled factors such as:
A) The individual's innate needs
B) The individual's previous experiences
C) Word-of-mouth communication
D) Sales promises
E) What the competition is offering
The sources of customer expectations are market-controlled factors such as sales promises. Hence, option D is appropriate.
What are the sales promises?
The discounted price at which services or products are being sold is known as the "sale promise." Typically, this price is provided for a brief period to boost sales during a slow period or just get rid of extra inventory. The discount is represented in the advertisement as a percentage of the list price.
The rate is commonly expressed as a percentage. Multiply this rate by the original price to determine the discount. Subtract the discount from the original price to get the sale promises.
The selling price is the amount that a customer paid for a service or product. It may differ based on the price that buyers are prepared to pay, the seller's acceptance threshold, and how competitive that price is with those of other companies in the market.
Hence, option D is correct.
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_____ is short-term employment that may allow you to develop contacts that may help in finding a permanent job a. Part-time work b. Temp work c. A cooperative program d. Informal work
Answer:
B. Temp work
Explanation:
edge 2021 :)
Temp work is short-term employment that may allow you to develop contacts that may help in finding a permanent job. Thus the correct option is B.
What is Job?A Job is referred to an occupation that an individual chooses as a profession to earn something. A Job of an individual is based on his talents, skills, and abilities which help him to seek growth and development and achieve the goals of life.
This job indicates the employment status of an individual based on the kind of job. There are many types of jobs available in the market which includes, including full-time, part-time, shift timings, contractual, freelancing, and so on.
Temp Work is short-term employment which indicates employment where an individual is hired for a particular project which leads to developing contacts that will help in grabbing a permanent opportunity.
Therefore, option B is appropriate.
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The President asks Congress to approve a budget in which individual income taxes are raised by 5%. Explain how this could affect the circular flow model.
Answer:
With no budget, Congress must pass a continuing resolution to fund the government temporarily. ... If Congress can't agree on 12 separate appropriations bills, it can pass an Omnibus bill that includes multiple funding areas. If the President signs that, the budget becomes law and goes into effect.
Explanation:
Sorry if this didn't help!
In a condition where the President asks Congress to approve a budget in which individual income taxes are raised by 5%, it will affect the circular-flow model by leading to a decrease in the disposable income of the individuals.
What is the significance of circular flow model?A circular flow model can be referred to or considered as a model that represents the drivers and determinants of the money, such as cash flow in an economy, and the goods and services being traded in an economy during any given period of time.
If the taxation on individual income is hiked by 5 percentage, the cash flow in the economy will be decreased, as well as due to a decreased disposable income, the demand for goods and services in an economy will also be reduced.
When the rates of taxation are increased by approximately 5%, the circular flow model will be severely affected
Therefore, the significance regarding circular flow model has been aforementioned.
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In crafting a company's strategy, managers _________. Group of answer choices need to come up with a sustainable competitive advantage that draws in customers and produces a competitive edge over rivals. face the biggest challenge of how closely to replicate strategies of successful companies in the industry. are wise not to decide on concrete courses of action in order to preserve maximum strategic flexibility. have comparatively little freedom in choosing the "hows" of strategy.
Answer:
Need to come up with a sustainable competitive advantage that draws in customers and produces a competitive edge over rivals.
Explanation:
The main objective of every company is to earn profits and grow in the market. But to attain that objective company needs to formulate and implement some business strategies which shall provide them the edge to success.
The management has the duty to run the company with the resources available and optimise them at their best.
To attain maximum profit the management shall formulate a strategy that shall provide the customers with maximum benefits with the product, and the business an extra edge to market share so that the competitors fall behind and the business gains maximum reach.
3. Mindy thinks about how her actions will
affect her company in the long term.
Answer:wrong actions
Explanation: wrong action a will drive company in the ground
What is the best reason for homebuyers to create a budget before taking out a mortgage?
to compare the value of their home with that of their neighbors
to plan how to pay off the money they have borrowed
to set aside enough money to refinance the loan
to figure out how long they can stay in their home
The best reason for homebuyers to create a budget before taking out a mortgage is to : Plan how to pay off the money they have borrowed.
What is a mortgage?A mortgage is an agreement(legal) between a bank and the buyer in which the bank lends money to the buyer to purchase a house.
When a buyer takes a mortgage, the buyer agrees to pay back the money in full with an agreed interest rate, at a stipulated time.
Types of actions that can be taken with a mortgage are :
Purchase a homeMaintain a homeMaintain other types of real estateTherefore, the best reason for homebuyers to create a budget before taking out a mortgage is to plan how to pay off the money they have borrowed.
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Answer:
b
Explanation:
what is the book of first entry
Answer:
Journals
Explanation:
“books original entry refers to the accounting journals in which business transcriptions are initially recorded the information in these books are summarized and posted into a general ledger from which financial statements are produced"
When demand and production increase, what usually decreases?
Answer:
Price usually decreases
Explanation: When a product’s demand and production increase, PRICE usually decreases.
Answer:
Prices
Explanation:
Take the example of Apple. If Apple was to lower the price of the iPhone 11 to 300 dollars then there would be way more people buying the iPhone. Demand went up because prices went down
The main purpose of all criticism is to _______.
a. encourage growth and improvement
b. discourage growth and improvement
c. showcase growth and improvement
d. downplay growth and improvement
Answer: I believe it is a.
Explanation:
Criticism is supposed to encourage growth and improvement because it is showing you what you did wrong so that you can correct your mistakes. Out of that comes the growth.
The main purpose of all criticism is to encourage growth and improvement. Thus, the correct answer is option A.
What is criticism?Criticism is the act of criticizing usually unfavorably. It is the art of evaluating or analyzing works of art or literature. It is an the expression of disapproval of someone or something based on perceived faults or mistakes.
Criticism provides us with a fresh perspective and alerts us to things we may have overlooked or never considered. Whether it's a peer review or a performance evaluation, constructive criticism and feedback can help you grow by shedding light and providing opportunities for improvement.
Criticism is especially useful at work because it demonstrates that your bosses and coworkers care about you and want you to succeed.
Therefore, criticism encourages growth and improvement.
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______________ is the process of taking a creative idea and turning it into a useful product, service, or method of operation.
A. Interpretive thinking
B. Opening a window of opportunity
C. Imagination
D. Creativity
E. Innovation
Answer:
innovation
Explanation:
Innovation is the process of taking a creative idea and turning it into a useful product, service, or method of operation. Thus, option 'E' is the correct option.
What is innovation?The creation of more efficient goods, procedures, services, technology, works of art, or business models, which innovators then make available to consumers, governments, and society as a whole, is a common way that innovation occurs. Innovation and invention are closely related, but they are not the same thing. While some innovations call for a new invention, not all do. Innovation is more likely to involve the practical application of an invention (i.e., new/improved ability) to make a significant impact on a market or society.
When a technical or scientific problem needs to be solved, technological innovation frequently takes the form of an engineering solution. Exnovation is the reverse of innovation. Innovation generally differs from creativity in that it places more emphasis on the application of creative ideas in an economic context.
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Money, materials, staff, and assets are examples of *
Answer:
Business Or Banks.
Explanation:
Answer:
resorses
Explanation:
Why do you suppose the federal government, as an employer, is interested in employee retention? (Select all that apply.)
It is costly to replace an employee; not only does the employer lose productivity but they have to train the replacement employee.
The federal government must maintain a very large bureaucracy to function and they cannot afford losing any employees.
The skills developed on the job grow the longer the employee is in that position, making them a more valuable.
Many federal employees have national security information that cannot be repeated once the employee leaves the position.
Answer:
It is costly to replace an employee; not only does the employer lose productivity but they have to train the replacement employee.
The skills developed on the job grow the longer the employee is in that position, making them a more valuable.
Explanation: i just had the same homework
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When supply and demand meet at the equilibrium point, prices in the market will:____________.
coolest fact that i dont kno gets brianlest
Answer:
If you get hit head on by a school bus going 60mph while walking home, you will most likely die!
Answer:
There’s only one letter that doesn’t appear in any U.S. state name and Armadillo shells are bulletproof
What is the current business cycle in the U.S?
Maturity
Explanation:
Rita is a customer service representative who is working toward a resolution with an unhappy customer. She has already set the tone of the encounter by establishing that she will try to resolve the issue calmly and civilly. What should she do next?
gather all of the facts
work toward possible solutions
agree on what the problem is
negotiate a win-win solution
Answer:
work toward possible solutions
Henri Fayol and Charles Clinton Spaulding were significant contributors to:_______.
a. management science.
b. the human relations movement.
c. the administrative principles approach.
d. systems thinking.
e. scientific management.
Answer:
c. the administrative principles approach.
Explanation:
The administrative principles approach serves as a guideline to understand the functions that a manager must carry out in order to successfully manage a business. They outlined a series of administrative functions:
planning organizing directing coordinatingcontrollingKenneth just finished cooking school. He is opening his own bakery. How would Kenneth be classified, and what
other businessperson would most likely help him keep track of his profits?
Kenneth is a entrepreneur, and he would hire a financial officer.
Kenneth is a consultant, and he would hire an accountant.
Kenneth is self-employed, and he would hire a human resource manager.
Kenneth is a recruiter, and he would hire a manager.
Answer:
the answer is a
Kenneth is a entrepreneur, and he would hire a financial officer.
Explanation:
kenneth is making the business and he wants someone to manage profit which is what a financial officer would do.
also i took the test :)
Answer: --------> A <--------
Explanation: because
Mr. algazi returns a phone call to his client, who has left a voice message.
Answer:
Feedback is returned to the sender.
Explanation:
In the channel of communication, there is a flow of information from the sender to the receiver. Usually, the sender has an idea or message which he wishes to pass to the receiver. Most times he uses a medium to pass the message. This medium could be paper or electronic devices such as is the case with Mr. Algazi and the messenger.
Probably the messenger told Mr. Algazi to call when he is available. When Mr. Algazi returns the phone call, he provides feedback to the messenger.
On December 31, 2017, Reagan Inc. signed a lease with Silver Leasing Co. for some equipment having a seven-year useful life. The lease payments are made by Reagan annually, beginning at signing date. Title does not transfer to the lessee, so the equipment will be returned to the lessor on December 31, 2023. There is no purchase option, and Reagan guarantees a residual value to the lessor on termination of the lease. Reagan's lease amortization schedule appears below: Dec. 31 Payments Interest Decrease in Balance Outstanding Balance 2017 $ 519,115 2017 $ 90,000 $ 90,000 429,115 2018 $ 90,000 $ 17,165 72,835 356,280 2019 $ 90,000 14,251 75,749 280,531 2020 $ 90,000 11,221 78,779 201,752 2021 $ 90,000 8,070 81,930 119,822 2022 $ 90,000 4,793 85,207 34,615 2023 $ 36,000 1,385 34,615 0 What is the balance of the lease liability on Reagan's December 31, 2019, balance sheet (after the third lease payment is made)?
Answer:
Reagan Inc.
The balance of the lease liability on Reagan's December 31, 2019 Balance Sheet (after the third lease payment is made) is $280,531 .
Explanation:
a) Data:
Reagan's lease amortization schedule appears below:
Payments Interest Decrease Outstanding
in Balance Balance
$ 519,115
Dec. 31 2017 $ 90,000 $ 90,000 429,115
2018 $ 90,000 $ 17,165 72,835 356,280
2019 $ 90,000 14,251 75,749 280,531
2020 $ 90,000 11,221 78,779 201,752
2021 $ 90,000 8,070 81,930 119,822
2022 $ 90,000 4,793 85,207 34,615
2023 $ 36,000 1,385 34,615 0
b) Reagan's lease liability is the amount that is due to Silver Leasing Co. for the equipment which Reagan Inc. leased on December 31, 2017. It is shown as the outstanding balance or balance to be paid to the lessor.
Which of the following was not a significant factor in the expansion of the French Film industry in the middle 1900s
A) The expansion of the largest motion picture firms
B) The popularity of imported American films
C) The targeting of more affluent audiences
D) Increased leisure time for French citizens
Answer:
B) The popularity of imported American films
Explanation:
The expansion of the French Film industry in the middle of 1900s was caused by various factors, some of which are the following:
1. The development and growth of the largest motion picture firms
2. Film industry market was driven towards the wealthy audiences
3. There is more time for leisure for French citizens
Hence, in this case, the correct answer is option B, The popularity of imported American films, which is not a significant factor for the expansion of the French Film industry in the middle 1900s
Suppose price increases from $7.00 to $13.00. using the mid-point formula, the percentage change in price is:
Answer
130 percent
Explanation:
what is criminal justice
Answer:
Criminal justice is the delivery of justice to those who have committed crimes.
