In what way is the mississippi college savings account program helping to bridge the economic divide? 2. discuss how the student savings accounts work. 3. why is establishing a savings account for children crucial in helping them get to college and change their future? 4. discuss the types of field trips students in the program attend and why. 5. discuss some of the program's challenges. 6. why does richard cordray, director of consumer financial protection bureau, say it is important to get families into the banking system? 7. explain why paying each bill individually (paying transaction by transaction) is detrimental to one's financial stability? 8. what are the three things cordray explains the bureau is trying to do? invest for who you are and more advice for millennials <- second lab link 1. when it comes to investments, does boudreaux believe your age should dictate your risks? 2. what does boudreaux say is the purpose of having a savings account?

suppose you invest $100, and it grows 10 percent each year. the total amount of your investment after 5 years (rounding to the nearest dollar

$100*10%=10*5= $ 50

Money spent on assets with the hope that their value would rise over time is known as an investment. To invest, one must give up a current resource, such as time, money, or effort.In the world of finance, investment is done with the intention of making money from the asset being used. Other items that could be included in the return include an unrealized capital gain (or loss), investment income such as dividends, interest, or rental income, a combination of income and capital gain, and a gain (profit) or loss realized on the sale of a home or investment. The return may include foreign exchange profits or losses as a result of shifting exchange rates. Riskier investments, according to investors, often provide larger returns.

Learn more about investment :

https://brainly.com/question/15353704

#SPJ4

Business analytics solutions use data and modeling to support decision-making and improve business performance.

To learn more about business analytics refer:

brainly.com/question/26299461

#SPJ4

Option E is correct, Semi-strong form efficiency is a component of the Efficient Market Hypothesis (EMH) that holds that stock prices currently in effect quickly adjust to the disclosure of all new publicly available information.

Semi-strong form efficiency describes a market where share prices accurately and equitably reflect both all current information and all previously available information. The effectiveness is examined in light of how Foreign Institutional Investors (FIIs) affect the Indian Capital Market. Two significant stock indexes that represent the Indian Capital Market, the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE), have been used for this purpose. All publicly available and known information is reflected in security prices. Standard fundamental analysis will produce abnormal profits of equal to zero in semi-strong efficient markets. The fact that the P/E ratio is known to the general public means that this observation would be evidence against the semi-strong variant of the efficient market theory.

To learn more about Hypothesis refer to:

brainly.com/question/29657580

#SPJ4

The main focus of business ethics is (B) not how enterprises are treated in conformity with international rules and conventions.

Business ethics usually referred to as corporate ethics, is a subset of applied ethics or professional ethics that addresses moral or ethical issues that may come up in the workplace.

It is important to the actions of both individuals and entire companies and is applicable to all facets of business behavior.

Individuals, organizational pronouncements, and the legal system all contribute to these ethics.

These standards, ideals, and moral and immoral behaviors serve as the foundation for a corporation.

How businesses are treated in accordance with international laws and norms is not the main emphasis of business ethics.

Therefore, the main focus of business ethics is (B) not how enterprises are treated in conformity with international rules and conventions.

Know more about business ethics here:

https://brainly.com/question/26461133

#SPJ4

Stock prices often rise over the final two trading days of the year, which come immediately after Christmas, and the first two trading days of January, according to the Santa Claus bounce, a phenomenon associated with the calendar.

A stock market, often referred to as an equity market or share market, is a community of individuals who trade stocks, usually referred to as shares, which represent ownership stakes in corporations.

A public stock exchange may list these securities or they may only be traded privately.

Examples of such securities include shares of private enterprises that are made available to investors through equity crowdfunding platforms.

There is typically a strategy in place when making an investment.

The Santa Claus bounce, a calendar phenomenon, says that stock prices typically increase throughout the final two trading days of the year, which come right after Christmas, and the first two trading days of January.

Therefore, stock prices often rise over the final two trading days of the year, which come immediately after Christmas, and the first two trading days of January, according to the Santa Claus bounce, a phenomenon associated with the calendar.

Know more about the stock market here:

https://brainly.com/question/690070

#SPJ4

Using the information in the organisational chart as a guide The vice president of data and strategy is the person to contact if you require information from the primary stakeholder.

A customer who has an interest in an organisation and the potential to influence or be impacted by it is referred to as a primary stakeholder. The main stakeholders in a typical corporation are its shareholders, employees, clients, and suppliers. However, as corporate social responsibility has drawn greater attention, the concept has lost some of its lustre. The analytics division is frequently under the direction of the Senior Vice President of Data Strategy.The vice president of data strategy is responsible for figuring out where to find data, what kind of data the company will need to achieve its goals, and how to use the data to improve performance.

To learn more about primary stakeholders , visit:

https://brainly.com/question/30144666

#SPJ4

Full employment is not the same as zero unemployment because there are different types of unemployment, and some are unavoidable or even necessary for a functioning labor market.

To learn more about full employment refer to:

https://brainly.com/question/25040267

#SPJ4

The value of M1 in Ironmania is $2240 while the value of M2 in Ironmania is $2,880.

The total amount of money owned by the general population at a certain time is simply referred to as the money supply.

The calculation for M1 will be as follows given the provided information:

= Circulating Federal Reserve Notes + Circulating Coins + Checkable Deposits

= $700 + $40 + $15,00

= $2,240

The formula for M2 will be as follows:

= M1 + Savings deposits, including money market deposit accounts (MMDAs) + Small-denominated time deposits + Money market mutual funds (MMMFs) held by individuals

= $2,240 + $140 + $100 + $400

= $2,880

Therefore, M1 is $2240 while M2 is $2880.

Learn more about money supply at https://brainly.com/question/30003474

#SPJ4

The Correct answer is Option C, Brand Loyalty

In contrast to customer loyalty, which is based on money (pricing and discounts), brand loyalty is based on perception (image and experience). Customers that are brand loyal feel that a particular brand equals superior quality and customer service than any rivals, regardless of price. Although brand-loyal customers may make fewer purchases overall, their profit margins are higher. Brand loyalty is quite simple to maintain after it has been developed, provided that the level of service and product quality is kept at a high level. In comparison to customer loyalty, which necessitates consistently providing low rates and ongoing discounts to preserve best-deal-on-the-market reputation, brand loyalty is also less expensive to sustain.

To know more about Brand Loyalty,refer to:

https://brainly.com/question/24129613

#SPJ4

feeling like a failure.

Recommend that the Arnolds review the sales contract with an attorney before signing it.

He try to avoid any kind of  shame and resentment, so he actually try to get escape from this feeling and to give satisfy his ego he convinced himself that middle school has no worth in his life. To satisfy  his mind conscious, he try to escape from hard work and fear of failure.

Sometimes called a sale of goods contract, a sales agreement, or a purchase agreement, a sales contract outlines the terms of a transaction between two parties: the buyer and the seller. These formal agreements are used to detail the services, goods, or property that is to be exchanged for payment or the promise of future payment.

Whether it's a small-scale transaction or a large-scale purchase, a sales contract should be used to ensure that the transaction goes smoothly for both parties.

To learn more about sales contract refers to;

https://brainly.com/question/15018618

#SPJ4

Based on the marginal utility and budget constraint, if your income limit is $9, then:

Your budget constraint can be formulated as:

X.P(X) + Y.P(Y) = I

where:

X = units of X

P(X) = price of X per unit

Y = units of y

P(Y) = price of Y per unit

I = Income

Based on the given data, you might rewrite your budget constraint formula as:

2X + Y = 9

Next, you need to find the right bundle that could be created within your budget. To create a bundle, you need to find the amount of each X and Y where their marginal utility per dollars are equal. You might find the marginal utility per dollar for each products by dividing the marginal utility with the product's price for each units.

Take a look at the table 1

Based on the table 1, you find 3 possible scenarios (1,4), (2,5), (3,6). Then, we need to confirm which bundle could meet our budget constraint.

(1,4) --> 2X + Y ... 9

2(1) + (4) ... 9

2 + 4 ... 9

6 < 9 --> below budget constraint

(2,5) --> 2X + Y ... 9

2(2) + (5) ... 9

4 + 5 ... 9

9 = 9 --> at budget constraint

(3,6) --> 2X + Y ... 9

2(3) + (6) ... 9

12 > 9 --> above budget constraint

Then, the right bundle for this case is 2 units of X and 5 units of Y.

The total utility for this scenario would be:

TU (X) = 10 + 8 = 18

TU (Y) = 16 + 14 + 12 + 10 + 8 = 60

TU = TU (X) + TU (Y)

TU = 18 + 60 = 78

In the second case, the price of X falls to $1. Hence, we need create a new table to help us determine the possible budle scenarios for this case.

Please refer to table 2

Since there is a change in price of X, our budget constraint will change into:

X + Y = 9

Based on table 2, we have 3 possible scenarios for the product bundle, they are (2,1), (3,3), and (4,5). We will check each scneario's location within the budget constraint.

(2,1) --> X + Y ... 9

(2) + (1) ... 9

3 < 9 --> below budget constraint

(3,3) --> X + Y ... 9

(3) + (3) ... 9

6 < 9 --> below budget constraint

(4,5) --> X + Y ... 9

(4) + (5) ... 9

9 = 9 --> meet budget constraint

The budle of 4 units of X and 5 units of Y is the correct budget for this case. The total utility for this bundle is:

TU (X) = 20 + 16 + 12 + 8 = 56

TU (Y) = 16 + 14 + 12 + 10 + 8 = 60

TU = TU (X) + TU (Y)

TU = 56 + 60 = 116

The comparison between price and quantity demanded for product X is:

Price  Quantity

 $2         2

 $1          4

Learn more about Budget Constraint here: brainly.com/question/11997164

#SPJ4

At a 4.5% cap rate, David bought a $2,400,000 shopping complex. The net operating income (NOI) for the building is 108000. Capital expenses are excluded from the NOI statistic.

A formula known as net operating income (NOI) is used to assess the profitability of real estate assets that produce revenue. NOI is the sum of all property revenues less all running costs that are deemed to be reasonably reasonable. On a property's income and cash flow statement, NOI is a before-tax statistic that does not include loan principal and interest payments, capital expenses, depreciation, or amortization. Earnings before interest and taxes, or "EBIT," is the name given to this measure when it is applied to other industries. Real estate experts utilize net operating income as a technique of valuation to establish the exact worth of their properties that generate money.

learn more about net operating income (NOI) here:

https://brainly.com/question/28150688

#SPJ4

The correct response is c. phase out all trade and tariff barriers between the united states, Canada, and mexico.

A nation largely found in North America is the United States of America, also referred to as the United States or America. There are 50 states in it, as well as a federal district, 326 Indian reservations, 9 Minor Outlying Islands, and 5 Major Unincorporated Territories. By both total area and land area, it is the third-largest country in the world. The United States has land boundaries with Mexico to the south and Canada to the north. The Bahamas, Cuba, Russia, and other countries share marine borders with it. It is the third most populated nation in the world and the most populous country in the Americas with a population of over 333 million. Washington, D.C., is the seat of government, while New York Metropolis, the most populous city and financial hub, is the latter. Paleo-Americans arrived in the North American continent from Siberia at least 12,000 years ago, and subsequently advanced cultures started to emerge. By the time Europeans reached North America and started colonizing the continent, these advanced cultures had almost entirely disappeared.

Learn more about united states here

https://brainly.com/question/25899399

#SPJ4

Revenues260,000Avoidable Expenses 149000 +32000+ 59000 *45%207,550Revenues are greater by52,4501-b. should not be eliminated since gain.

Costs that change as the volume increases are known as variable costs. Raw materials, piece-rate labour, production supplies, commissions, shipping expenses, packing costs, and credit card fees are a few examples of variable costs.

Expenses that fluctuate in accordance with business activities are known as variable costs. They rise in value as your workload increases. They stand in stark contrast to fixed costs. Numerous variable expenditures, like inventory and freight, increase in direct proportion to the volume of sales a business generates.

Thus, should not be eliminated since gain.

For more information about variable costs, click here:

https://brainly.com/question/29767642

#SPJ1

The overhead cost per unit of Deluxe Product under the activity-based costing system is closest to $84.43 per Labor hour .

What is the expense called?

The cost is the sum of money that a business spends on the development or manufacturing of goods or services. It excludes the profit margin markup.

                           The sum of money spent to create a good or product, as seen from the seller's perspective, is the cost.

Total hours = (1700*.3) +(1100*.6)

                = 510+ 660

                = 1170 Direct labor hours

Overhead rate = Estimated overhead /estimated direct labor hour

                     = 98785 / 1170

                       = $ 84.43 per Labor hour

Learn more about cost

brainly.com/question/30045916

#SPJ4

The interest rate that the bank account has to pay to match the mutual fund accounts earnings is 3.19%

The amount that the lender charges the borrower above and beyond the principal amount is known as the interest rate. Regarding the economy, a person who deposits money in a bank or other financial institution also makes extra money due to the time worth of money, which is known as interest earned by the depositor.

Depending on the purpose and recipient of the funds, interest rates on loans and deposits may vary. In order to ensure efficient trade practises and sound monetary management in the economy, borrowing has become commonplace. To support corporate expansion, the borrowing process has also been loosened.

Borrowings not only help with financial difficulties, but they also aid the borrower in better financial planning.

To learn more about Interest rates from the given link

https://brainly.com/question/13324776

#SPJ4

The net income based on the following information would be- $23.10

Net income is defined as an entity's income less cost of goods sold, expenses, depreciation and amortization, interest, and taxes for an accounting period August 1, 2022 |7 min read in business and accounting. Net income is your take-home pay after taxes and other withholdings have been deducted from it. The money that remains after paying for business expenses is referred to as net income for businesses.

Calculating net income

To know more about net income here

https://brainly.com/question/28390284#:~:text=Expert%2DVerified%20Answer&text=Net%20income%20refers%20to%20the%20net%20earnings%20of%20a%20firm,%2C%20depreciation%2C%20taxes%2C%20etc.

#SPJ4

If the municipals offer a yield greater than 5.53%, they would be preferred by the investors compared to the corporate bonds.

We have given yield rate of corporate bond = 8.50%

Tax rate for investor = 40 %

Actual yield earned by investor will be equal to = yield rate of corporate bond × ( 1 - tax rate of investor )

8.50%*(1-35%)

Equivalent yield on municipal bond=5.53%

In for the investor to prefer municipals to corporate bonds, the municipals need to offer a yield that is greater than the equivalent yield of 5.53%, in short, such municipal bonds are issued by the counties or local government areas in order to fund specific projects or their operations, it is different from the ones issued by the national treasury which is back by the full faith of the country's currency.

To learn more about equivalent tax yield refers to;

https://brainly.com/question/28488824

#SPJ4

The best way to assess service quality from the viewpoint of the consumer is to determine by:

A) Customer expectation vs. customer perception

B) Customer expectation vs. provider performance

D) Provider quality expectations vs. customer communication

What is customer satisfaction?

Customer satisfaction is the overall experience and perception of a customer when interacting with a company, product, or service. It measures how well a company fulfills the needs and expectations of its customers and is often used as an indicator of customer loyalty. Customers who are satisfied with a product or service are more likely to return to the same company for future purchases. They are also more likely to recommend the company to their friends and family. Companies that prioritize customer satisfaction have a competitive advantage over those who do not.

These three gaps measure service quality from a customer's perspective by comparing what the customer expected and what they actually experienced or received. This allows companies to better understand customer satisfaction levels and identify areas for improvement.

Therefore, the correct answers are option (A), (B) and (C).

To learn more about customer satisfaction from the link

https://brainly.com/question/28387894

#SPJ4

The correct answer is: B) cannot open the account in this manner. A registered representative cannot open an account designated by number, not by name, without proper documentation and identification of the customer as per FINRA regulations. This includes a written statement of ownership and proof of identity, such as a government-issued ID. This is to prevent fraud and ensure compliance with regulatory requirements.

According to FINRA regulations, a registered representative cannot open an account designated by number, not by name, without proper documentation and identification of the customer. This includes a written statement of ownership and proof of identity, such as a government-issued ID.

It is important to properly identify customers and maintain accurate records to prevent fraud and ensure compliance with regulatory requirements. Opening an account without proper documentation and identification can result in fines or disciplinary action for the registered representative and firm.

Learn more about  FINRA

brainly.com/question/28137557

#SPJ4

Yes, globalization has resulted in a more diverse collective material culture, raising trade barriers across borders reduced economic interconnectedness between countries.

Globalization is the process of increased interconnectedness among countries and people around the world. It is driven by international trade and investment, improved communication and transportation technologies, and the freer flow of capital, goods, services, and labor.

As a result of globalization, countries have become increasingly interdependent, with economic, social, technological, cultural, political, and environmental issues affecting people around the world. Globalization has greatly increased the number of people living in poverty, particularly in developing countries.

It has also led to environmental degradation, increased inequality, and the spread of diseases. Supporters of globalization argue that it can be beneficial to the world economy, while opponents of globalization argue that it is unfair and harmful to developing countries.

To learn more about globalization refer  to:

https://brainly.com/question/30227574

#SPJ4

d.) its business rules. The complexity of an organization's data model largely depends on the business rules set by the organization. Business rules are the specific rules, regulations, and guidelines that govern how the organization must conduct its operations and processes.

Business rules help to define the structure of an organization's data model and determine the complexity of the data model. Business rules can include restrictions on the types of data allowed to be stored, the relationships between different data sets, and the way data is used or accessed. By adhering to a set of business rules, organizations can ensure that their data model is properly organized and optimized for their specific needs and that the data is secure and reliable.

Business rules can include requirements for data validation, such as ensuring that certain fields are filled out correctly; restricting access to certain data sets; defining data relationships and how data is used; and setting standards for data quality and consistency. Business rules can also include business process rules, such as specifying how data is to be entered into the system or how certain tasks should be completed.

To learn more about business, visit:

brainly.com/question/28341975

#SPJ4

The given statement exists false. Easy entry and exit are presumptions made by the notion of ideal competition.

In a market structure known as monopolistic competition, there are numerous companies selling distinctive goods with simple entrance and exit barriers.

If it's simple to get started, new businesses will be attracted fast by the prospect of great economic profits. That won't happen if entry is challenging. Easy entry and exit are presumptions made by the notion of ideal competition. The notion that exiting is simple promotes the notion that entering is simple.

In a market where entry and exit are simple, a monopolistic competition model is one in which numerous companies produce comparable but differentiating goods. The restaurant industry is monopolistically competitive; most regions have a large number of enterprises, each of which is unique, and entry and exit are quite simple.

To learn more about easy entry industry refer to:

https://brainly.com/question/14672435

#SPJ4

If the property is totally paid for with cash, annual net cash flow is used to calculate the investor's cash-on-cash return.

The difference between all of the company's cash inflows and cash withdrawals over a specific time period is known as net cash flow. It's a crucial sign of a business's financial stability.

An investor's cash-on-cash return is determined using annual net cash flow if the property is bought entirely with cash.

The net cash flow equation, conceptually, is the sum of a company's total cash inflows minus its total cash outflows.

The net cash flow, or "Net Change in Cash" line item, for the specified time, is represented by the sum of the three CFS sections.

Therefore, if the property is totally paid for with cash, annual net cash flow is used to calculate the investor's cash-on-cash return.

Know more about Annual Net Cash Flow here:

https://brainly.com/question/25645312

#SPJ4

The expansionary monetary policy of the Federal Reserve is probably intended to either avert or mitigate economic downturns and recessions.

The acts made by central banks to affect how much money is available and at what cost in an economy are referred to as monetary policy. The key interest rates are typically the subject of the most crucial decision made by the European Central Bank in this area.

carrying out monetary policy

The Fed will add money to the reserves that banks are required to maintain with it if, for instance, it purchases or borrows Treasury notes from commercial banks. In turn, the money supply increases.

To know more about monetary policy visit:

https://brainly.com/question/28199887

#SPJ4

Answer:

Explanation:

b

The reason information supplied through the publicity is usually considered more credible than the information supplied by salesperson is that organizations have control when it is disseminated through publicity.

Public knowledge or visibility for any good, service, individual, or company is known in marketing as publicity. It could also be used to describe how knowledge is disseminated to the broader public, frequently through the media. A publicist is someone who handles publicity, whereas public relations (PR) is the strategic management task that aids in establishing and maintaining a company's relationship with the general public. Without using the media, this can be accomplished internally. Publicity is a part of promotion and marketing from a marketing standpoint. The promotional mix also includes personal selling, direct marketing, sales promotion, and advertising. Publicity stunts are activities that businesses occasionally plan with the intention of garnering media attention and generating favorable publicity.

To learn more about direct marketing, visit:

https://brainly.com/question/14008832

#SPJ4

The two variables are not related to a significant increase, not related to positive growth, and not related to a downfall.

Industrialization is the process where a nation or region shifts its economic focus from agriculture to industry. It involves the use of automated mass manufacturing techniques. Some of the benefits of industrialization include greater economic development, a more efficient use of labor, and a rise in technological advancements.

There are various factors that can drive industrialization such as government regulations, labor-saving technology, entrepreneurial drive, and consumer demand. This process has a significant impact on the population and can lead to a rapid increase in migration from rural areas to urban centers where job opportunities are more plentiful.

To learn more about entrepreneurial refer to:

brainly.com/question/22477690

#SPJ4

The resources that people employ to create products and services are known as factors of production in economics; they serve as the foundation of the economy.

What does production actually mean?

Let's get going. Production, as we all know, is the process of creating things out of raw materials, but it also has economic relevance because it produces an output that is valuable and can fulfill people's needs and wants. Simply put, manufacturing creates items that consumers desire and will pay for, which boosts the economy and enables producers to continue producing an increasing amount of outputs. In economics, a corporation that produces goods is referred to as a "producer." These companies make products that customers will want to buy using the inputs—both material and immaterial—that are accessible to them.

Know more about foundation Visit:

https://brainly.com/question/29222314

#SPJ4

Answer:

C. A parent and a 35-year-old child investing in separate accounts

Explanation: