The calculated interest rate is 13.89% per annum.
Relation between the simple interest(S.I) , principle(P), rate of interest (r)and time (t) is given by the formula,
Simple interest = Prt/100
Now, putting the values of P, r, t we get,
S. I = 500×r ×7/100×12 (Time is taken in years, so 7months equals to 7/12years.)
400= 3500/1200× r
r = 13.9%
So, the rate of interest was calculated and found to be 13.9%per annum.
Consumer loan interest rates are often expressed as an annual percentage rate (APR). For the right to borrow their money, lenders require a certain rate of return. An annual percentage yield (APY) is the interest rate that is earned on a savings account or certificate of deposit (CD) at a bank or credit union. For instance, the interest rate on credit cards is quoted as an APR.
The stock market suffers as a result of investors choosing to take advantage of the higher rate on savings rather than participate in the stock market, which offers lower returns. Additionally, businesses have limited access to capital investment through debt, which results in a slowdown in the economy.
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Ross company receives their utility bill for $400 on july 31. they intend to pay the bill on august 20. what is the effect of this transaction on individual assets accounts?
An account of liabilities grows. Earnings retained drop.
Asset account and capital stock account are unaffected.
The liability account (Utilities Payable) will increase by $400 when a company receives a $400 utility bill, while the retained earnings account (by utilities expense on the income statement) will decrease by $400.
And there is no impact on the Asset and Capital Stock accounts.
Debts due to other businesses constitute liabilities. liability account can be thought of as a creditor's claim on the assets of a corporation. To put it another way, if a corporation doesn't pay its bills, a creditor has the power to seize its assets. The majority of state laws also give creditors the right to compel debtors to sell property in order to recoup their financial losses.
Operations and expansions are frequently financed through debt. These liability account debts typically result from commercial transactions, such as the purchase of products and services. For instance, in order to finance the purchase of a building, a company will often obtain a mortgage from a bank. The company then owes the bank the amount of the mortgage plus the agreed-upon interest.
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Ace electronics purchased a $35,000 delivery truck in exchange for a 4-year promissory note. the journal entry to record this transaction would include a ______ of $35,000.
Debit to Equipment
Credit to Note Payable this transaction would include $35,000.
Which account titles are indented when journal entries are made?A Credit Account
The credit account title(s) are always centered on the right after the debit account titles.
Below the debit accounts, the credit account names will be indented.
You'll at least have one debit (possibly more).
Journals are specialized forms that accountants use to record their financial transactions.
The first place information is entered into the accounting system is in a journal.
Because it is where data first enters the system, a journal is frequently referred to as the "book of original entry."
A journal maintains a historical record of all recordable transactions that the business has been involved in. In other words, a journal is a type of business diary.
We refer to the act of entering information into a journal as journalizing the entry.
The second stage of the accounting cycle is journaling the entry.
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The total combined lifetime value of a company's current and potential customers is called?
The total combined lifetime value of a company's current and potential
customers are called Customer Equity.
What is Customer Equity?
Customer equity is the total combined customer lifetime values of all of the company's customers.
Knowing how valuable a customer base is in terms of potential future sales is crucial when determining a company's worth.
In other words, a company with higher customer equity can typically get more money from its customers than a company with lower customer equity, even if the two companies are otherwise identical.
The higher the customer equity (CE), the more future revenue in the lifetime of its clients.
Therefore, a business with greater customer equity is worth more than one without.
The goodwill of the customers is taken into account and extrapolated over their lifetime.
Since the term has nothing to do with the conventional meaning of equity, it is a misnomer.
There are three factors that influence customer equity, and they all relate to different aspects of the same thing:
Value equity is the value that the customer believes the company's product or service to be worth;
Brand equity is the difference between the brand's objective value and how the customer perceives it to be worth;
Retention equity: The propensity of a customer to stick with a brand even if it costs more than a similar product but at a lower price;
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Neumann corporation purchases supplies that will be used during the following quarter. at the time of purchase, the supplies should be recorded as a(n):_________
The Neumann Corporation makes purchases of supplies for the upcoming quarter. The supplies should be recorded as assets at the time of purchase.
An asset is a resource with economic value that a person, company, or nation owns or controls with the expectation that it will one day be useful. Assets are listed on a company's balance sheet. They are purchased or created in an effort to increase a company's value or enhance its operations.
An asset is something that has value in both the present and the future. A piece of equipment, a financial security, or a patent are examples of assets that frequently generate cash flows in the future. Examples include buildings, vehicles, money, works of art, and household items.
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As costdriver level decreases in the relevant range, fixed costs per unit of cost driver ________, but total fixed costs ________.
As cost driver level decreases in the relevant range, fixed costs per unit of cost driver in total but total fixed costs per unit of cost driver.
What exactly is a fixed cost?Fixed costs are costs that remain constant regardless of whether sales or production volumes increase or decrease. This is because they are not directly involved in the manufacturing or delivery of a product or service. As a result, fixed costs are categorized as indirect costs. Fixed costs are costs that are not affected by volume. Fixed costs are costs that are based on time rather than the amount produced or sold by your company.Rent and lease costs, salaries, utility bills, insurance, and loan repayments are all examples of fixed costs. Variable costs vary according to the amount of output produced. Labor, commissions, and raw materials are examples of variable costs. Regardless of production output, fixed costs remain constant. Lease and rental payments, insurance, and interest payments are examples of fixed costs.Total production costs — (variable cost per unit × number of units produced) = Fixed costsTo learn more about fixed cost refer to
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Suppose the country of lilliput exported $275 billion worth of goods and imported $431 billion worth of goods in the last calendar year. a. calculate lilliput's balance of trade.
Lilliput's balance of trade: (-)$156lilliput's balance of trade.
What is the balance of trade?The difference between the monetary value of a country's exports and imports over a specific time period is known as the balance of trade, commercial balance, or net exports. A distinction between a trade balance for products and one for services is occasionally drawn.
Formula for the Balance of Trade: Exports minus Imports. As an illustration, if the United States imported $1.8 trillion in 2016 but exported $1.2 trillion to other nations, the country would have a negative trade balance, or a $600 billion trade deficit.
The most important part of the balance of payments is the trade balance. International investments and net income earned on those assets are added to the trade balance in the balance of payments.
a. calculate lilliput's balance of trade.
The balance of trade was calculated as follows:
balance of trade= exported-imported
=$275- $431
=(-)$156.
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What applies to customers offering goods and services to each other on the internet?
Marketing through internet using company web sites, online ads applies to customers offering goods and services to each other on the internet.
What is E-commerce?E-commerce is a very popular business model which enables the buying - selling of goods and also other services via the Internet.
The biggest benefit of internet is that it enables and encourages businesses and organisations to work with anyone, anywhere and anytime.
E-commerce refers to everything that is online based, both selling and buying (online transactions)
E-business is another term derived from E- commerce and is equivalent to conducting business through internet, not sellinga nd buying alone but collaborations, marketing and customer services with other business partners.
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How many atm cells (described in example 30) can be transmitted in 10 seconds over a link operating at the following rates?
The number of 53 byte long ATM cells that can be transmitted in 10 seconds must be determined in this problem. A: The number can be transmitted at a rate of 128 kilobits per second (1 kilobit = 1000 bits) in 10 seconds must be determined. = 3018.
The standard data packet size for Asynchronous Transfer Mode (ATM) communication technologies is 53 bytes, or "cells," in ATM. What frames are to Ethernet networking, cells are to ATM technologies. They therefore constitute the smallest data element for network transmission.
A mandatory 5-byte header and a maximum 48-byte payload make up each fixed 53-byte ATM cell. Information needed for end-to-end ATM packet delivery is contained in an ATM 5-byte header. Data packets are received by application adaption layer 5 (AAL5), which then maps them to ATM cells.
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If selling more units is a goal of your business, which marketing objective might you employ?
Sales growth is the marketing objective in this case.
What is Marketing Objective?When promoting its goods or services to potential customers, a company sets marketing objectives that must be met within a specific time range.
In other words, marketing goals are the goals that the marketing plan is designed to attain in order to meet the broader corporate goals. Increased product recognition among targeted consumers, knowledge about the features of the product, and a decrease in consumer resistance to purchasing the product may all be part of a company's marketing goals for a certain product.
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The asset account office supplies has a balance of $2,000 at the beginning of the year. The amount on hand at the end of the year is $1,250. The company has calculated the supplies expense for the year to be $8,750. Based on this information, what amount of office supplies was purchased during the year?.
$8,000 amount of office supplies was purchased
Supplies expense (used) = Opening balance + Supplies bought – Supplies on hand at period's end.
Supplies bought equal Supplies expense (spent) Beginning balance + Supplies remaining at the end of the period
= $8,750 $2,000 + $1,250 = $8,000
The quantity of supplies consumed during the time that were initially recorded as an asset when acquired is subtracted from supplies and credited to supplies. Until they are consumed, supplies are regarded as current assets. Supplies become expenses once they have been consumed. If supplies have a large financial worth, they may qualify as current assets. The cost of consumables utilized during a reporting period is referred to as supplies expense. This may be one of the higher corporate expenses, depending on the sort of firm. Until they are used, supplies are considered current assets in accounting before they are classified as expenses.
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Although points on the production possibilities frontier represent the different combinations of output, ultimately what they show is how we allocate our scarce to the production of two different goods or services
The points of the production possibilities frontier represent different combinations of outputs, but ultimately how we allocate our scarce resources to the production of two different goods or services.
Production is the process of fusing various intangible inputs (plans, knowledge) with material inputs to create something intended for consumption (output). It is the output, the process of producing a product or service that has value and provides usefulness to people. The branch of economics that focuses on production, production theory, is intertwined with the consumption (or consumer) theory of economics.
His Four Elements of Production (Jiang, 2020)
The productive use of the initial input leads to the production process and the output (or elements of production). Land, labor, and capital are considered the three main components of production and are called primary goods or services.
Property jointly owned or controlled by more than one party can be simple or complex, equivalent or dissimilar, very similar or very different. In order to distinguish ownership and easement from rent, it is expected that each party's intent (rather than discretion) with respect to the property be expressly and absolutely stated.
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Many people have a hard time taking a systems view when it comes to managing projects. Why do you think this is the case? What can be done to help people take a systems view? justify your response.
Many people experience difficulties taking on a systems view when it comes to managing projects because each project should be approached holistically and analytically .
Project management is the process of overseeing a team's work to complete all project objectives within the established parameters. The project documentation that is created at the start of the development process typically contains descriptions of this information. The three main restraints are budget, time, and scope.
The use of procedures, techniques, abilities, knowledge, and experience to accomplish particular project goals in accordance with predetermined guidelines is known as project management. Final deliverables in project management are subject to a limited amount of time and money.
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An important insight of international trade theory is that when countries exchange goods and services one with the other, it.
An important insight of international trade theory is that when countries exchange goods and services one with the other, it is usually beneficial to both countries.
What is international trade theory?
A branch of economics known as international trade theory studies the trends, causes, and welfare effects of global commerce.
Since the 18th century, international trade policy has been a subject of intense debate.
To assess the impact of trade policies, economics, and international trade theory has developed.
The theory that explains international trade is known as international trade theory. Or these are the hypotheses that clarify or support why a nation or business engages in international trade. Or how a business or a nation might profitably conduct foreign trade.
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How long on average did a unit of inventory sit on the shelf before it was sold?
On average, a unit of inventory sat on the shelf for 44.78 days before it was sold.
Ending Inventory = $482,700
Cost of goods sold = $3,934,005
Inventory Turnover Ratio = COGS / Ending Inventory = $3,934,005 / $482,700 = 8.15 times
Days' sales in Inventory = 365 / Inventory Turnover Ratio = 365/8.15 = 44.78 ~ 45 Days
What is inventory unit?
The inventory unit, commonly called a piece, is the littlest unit in which the thing can be referenced. This unit cannot be subdivided. Since all other units can be part, an unsplit table unit is required for accurate description of stock levels.
While there are many sorts of stock, the four major ones are raw materials and components, work in advance, finished goods and support, repair and working supplies.
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The difference between an asset's cost and its accumulated depreciation is called:_________
The difference between an asset's cost and its accumulated depreciation is called: net book value
What is net book value?
The net book value of an asset means its cost of purchase initially, minus all depreciation expense to date, which is the accumulated depreciation, this is different form depreciable cost , which is simply the cost of asset minus salvage value.
Also, it should be noted that the accumulated depreciation is shown under the liability section of the balance sheet even though it is not a liability but rather a contra asset account which reduces the cost of the asset under the non-current asset heading to the net book value of the asset
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Both dave and caroline produce sweaters and socks. If dave’s opportunity cost of 1 sweater is 3 socks and caroline’s opportunity cost of 1 sweater is 5 socks, then.
If Dave's opportunity cost of 1 sweater is 3 socks and Caroline's opportunity cost of 1 sweater is 5 socks, then Dave has a comparative advantage in the production of sweaters.
Comparative advantage measures advantage in terms of the value of production. Dave is producing one sweater at the value of three socks, whereas Caroline is producing one sweater at the price of 5 socks. This implies that Dave is more cost-efficient; thus, he has the comparative within the production of sweaters.
The U.S. has the comparative advantage in making shirts. within the US, the chance opportunity cost of constructing one shirt is jettisoning 1/3 boot, but Canada's cost of constructing 1 shirt is 1 boot.
The speculation of comparative advantage introduces cost as an element for analysis in choosing between opportunity cost different options for production. For example, if a rustic is skilled at making both cheese and chocolate, they will determine what proportion labor goes into producing each good.
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The brain's ability to collect basic information about incoming stimuli and prepare it for further interpretation it is called:__________
Answer:
bottom-up-processibg
Explanation:
An annuity that goes on indefinitely is called a perpetuity. the payments of a perpetuity constitute a/an ______________- series. The equation is?
An annuity that goes on indefinitely is called a perpetuity. the payments of a perpetuity constitute Infinite series .
What is meant by Perpetuity ?
A security that pays for an endless period of time is known as a perpetuity. A perpetual sequence of similar cash flows is referred to as perpetuity in the finance industry.
Several financial models, including the dividend discount model, also make use of the idea of perpetuity (DDM).
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If the variable cost per unit increases by $1, spending on advertising increases by $1,500, and unit sales increase by 250 units, what would be the net operating income?
The net operating income is $5,300.
Operating income is the part of an organization's profits that are derived from activities no longer related to its middle business operations. it could include gadgets such as dividend profits, earnings, or losses from investments, as well as gains or losses incurred by way of foreign exchange and asset write-downs.
Running profits show your enterprise's capability to generate profits from its operational activities. Many enterprise proprietors use the operating income figure to degree the operational successes of their enterprise. investors and lenders might need to peer your commercial enterprise's operating income.
Better operating margins are usually higher than lower working margins, so it might be truthful to a country that the simplest appropriate working margin is one this is tremendous and growing over the years. running margin is extensively considered to be one of the most crucial accounting measurements of operational performance.
Revised Sales revenue (1,000 + 150 units = 1,150 * $35) $40,250
Less: Reised Variable costs ($21 + $1 = $22 * 1,150) ($25,300)
Revised Contribution Margin $14,950
Less: Revised Fixed costs ($8,400 + $1,250) ($9,650)
Net operating income $5,300
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An analyst obtains a market quote for the two-year forward rate two years from now. to derive the next point on a theoretical annual forward rate curve, the analyst can use the:___________
An analyst obtains a market quote for the two-year forward rate two years from now. to derive the next point on a theoretical annual forward rate curve, the analyst can use the three-year and five-year spot rates.
Given the two-year forward rate two years from now, the next point on an annual forward rate curve is the two-year forward rate three years from now, 3y2y. This rate can be derived from the three-year and five-year spot rates as follows: (1 + S5)5 = (1 + S3)3(1 + 3y2y)2.
Job Analysts paint in the HR branch of companies or groups and study occupations and jobs to attention on category structures inside that field. The attention at enterprise and occupational developments in addition to employee relationships.
According to the U.S. Bureau of Labor Statistics, the median economic analyst revenue is around $85,000, however, this range may be deceptive due to the fact the common economic analyst revenue is nearer to $100,000 because of the acute boom in profits over time.
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Which principle would a company be violating if it failed to disclose in its financial statements that it would be going out of business in the next year?
The growing concern Assumption principle would a company be violating if it failed to disclose in its financial statements that it would be going out of business in the next year.
The going concern assumption is a basic accounting principle that indicates that an enterprise is financially stable enough to remain in business for the long term or at least after the next tax period.
A company is less likely to be liquidated. A business continues to operate using existing assets to meet its obligations to avoid bankruptcy. A company can generate profits in the future because it has no plan or obligation to liquidate them. A business is expected to be in business for at least one year.
The value of a supposedly operating business will be greater than the value of its dissolution. This is one of the key assumptions of generally accepted accounting principles (GAAP). The going concern assumption can also provide insight into a business for potential lenders or investors when viewing a company's financial statements.
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In what ways can recrystallization be used to enable large amounts of deformation without fear of fracture?
New grains can form when a substance is recrystallized, also known as "annealed," above its crystallization temperature. The internal strains and stresses brought on by the forming process are relieved by doing this, which is crucial.
A process for removing impurities from a compound in a solvent is known as recrystallization, sometimes known as fractional crystallization. The idea behind this method of purification is that most substances become more soluble at higher temperatures. This implies that when temperature rises, more solute can dissolve in a given amount of solvent.
This increases the material's ductility while decreasing strain hardening and, consequently, hardness. In comparison to a material that has not had its stress relieved state, a material that has recrystallized is therefore more ductile and can withstand greater deformation without fracture.
The size of the forming crystals increases with cooling pace. Recrystallization's drawback is that it takes a while. The right solvent must be used, which is also crucial. This can only be discovered through trial and error using assumptions and observations. The mixture ought to be both soluble at high temperatures and insoluble at low ones.
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A credit score doesn’t factor in your income or the amount of money in your bank account. Knowing that, why do you think so many people believe a credit score is a good measure of financial health?.
A credit score doesn’t factor in your income or the amount of money in your bank account. Higher the score of the credit card, The better the borrower looks to the lender.
The creditworthiness of a client is shown by their credit score. The
better a debtor seems to potential lenders, the higher their score. A credit score is based on a person's credit history, including the number of available accounts, total amount of debt, history of repayment, and other elements. Credit scores are used by lenders to determine the likelihood that a borrower would make timely loan repayments.
Your financial life might be dramatically impacted by your credit score. It is very important in determining if a lender will provide you credit.
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Jacob is a marketer at gamer way video games. He is currently working to develop four different color versions of their latest video game console. Which of the four marketing mix strategies is jacob working on?.
Jacob is a marketer at gamer way video games. He is currently working to develop four different color versions of their latest video game console. The marketing mix strategy which Jacob is working on is product.
Market mix strategies are the various ways or tactics that a particular business implies in order to attract more audiences and customers to its business.
In business, marketing mix strategies can be grouped into four areas that are focused.
Jacob is a marketer who intends to attract more customers for his product which is the video game. In order for this, he has developed four different colored versions of his game. As Jacob has focused on the product i.e video game hence, the marketing mix strategy that is being used Jacob is the product group.
Although a part of your question is missing, you might be referring to this question:
Jacob is a marketer at Gamer Way Video Games. He is currently working to develop four different color versions of their latest video game console. Which of the four Marketing Mix strategies is Jacob working on?
Product
Place
Price
Promotion
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The internal revenue code authorizes deductions for trade or business activities if the expenditure is ordinary and necessary. True or false?.
False, The internal revenue code authorizes deductions for trade or business activities if the expenditure is ordinary and necessary is false. A necessary expense is an expense that is helpful or conducive to the business activity.
Expenses that are appropriate and beneficial are referred to as necessary expenses. For expenses to qualify as tax deductibles, they must also fall under the category of ordinary expenses. A necessary expenses that makes sense for the company is one that is necessary. Although many necessary expenses are written off on specific lines of the tax schedule, some costs might not fall under one category or another. A necessary expenses is considered necessary if it is beneficial and appropriate for your trade or business. An necessary expenses does not have to be necessary in order to be deemed necessary. Expenses that are "helpful and appropriate," but not essential, are not considered necessary.
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A street vendor sells two types of newspapers, one for $0. 25 and the other for $0. 40. If she sold 100 newspapers for $28. 00, how many newspapers did she sell at $0. 25?.
The correct answer using linear equation formula will be, that she sold 80 newspapers at $ 0.25.
Let a be the no. of newspapers at $ 0.25,
and b be the no. of newspaper at $0.40
According to question, the linear equation which will be formed is,
a+b = 100 (i)
0.25 a + 0.40 b = 28
25 a + 40 b = 2800
25 a + 25 b = 2500
15 b = 300
b = 20, with equation 1, a= 80
Therefore, she sold 80 newspapers at $ 0.25.
Linear equation: It is an equation of the type Ax + B = 0, where the A and B are a type of real numbers whereas, x is a variable which is unknown and since it involves only one variable means it will have only one solution .
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Jessica wants to save $100,000 in the next 10 years so she can have a good start on her retirement fund. How much will her monthly contributions need to be if she can earn a 12% return on her money?.
In order to get a head start on her retirement fund, Jessica plans to save $100,000 over the next ten years. Her monthly contributions so as to earn a 12% return on her money should be $3,220.
Amount needs to be saved (A) = $100,000
Rate of interest(i) = 12% = 0.12
No. of years (n) = 10
Amount = [tex]Principal(1+i)^{(n)}[/tex]
$100,000 = [tex]Principal(1+0.12)^{10}[/tex]
$100,000 = Principal (3.105)
Principal = $ 100,000/ 3.105
= $32,207.
Principal for 10 years = $32,207/10 = $ 3,220
Principal amount is the initially invested amount which is equal throughout the period of making contribution. It is on this invested amount we earn interest at a given rate of interest. Here, in this case Jessica is investing a principle $3,220, for 10 years so that she can earn save $100,000 along with 12% return.
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The first question a market researcher should ask when considering a research study is:________
The first question a market researcher should ask when considering a research study is will the research be useful.
Market research is a systematic effort to learn as much as possible about target markets and consumers, starting with who they are. It is a crucial element of business strategy and a key contributor to keeping competitiveness. Market research gives you vital knowledge about your industry and competitive environment. It can inform you of how the target clients and customers you want to reach view your business. Making note of the most recent data published on a particular topic after conducting an online search on it is an example of market research.
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A sales return occurs when a customer returns a product for a full refund, whereas a sales is when the customer keeps the product and obtains a partial refund. True or false?.
It is true that A sales return occurs when a customer returns a product for a full refund, whereas a sales is when the customer keeps the product and obtains a partial refund.
What is sales return?A sales return can be described as the term that is been used in the business environment to describe a situation whereby a customer or client was able to give back a product to the person or the company that sold it to him in the first instance.
It should be noted that the process of returning back this good to the seller could be as a result of many reasons, for instance this could be as a result of having Excess quantity.
In conclusion, true that A sales return occurs when a customer returns a product for a full refund, whereas a sales is when the customer keeps the product and obtains a partial refund.
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Employees who make __________ attributions have the tendency to assume that events are caused by factors within their control.
Employees who make internal attributions have the tendency to assume that events are caused by factors within their control.
In an internal, or dispositional, attribution, people infer that an event or a person's conduct is due to private factors together with traits, abilities, or emotions. In an external, or situational, attribution, human beings infer that someone's conduct is due to situational elements.
Heider businesses those motives into either outside attributions or internal attributions. Outside attributions are the ones that may be blamed on situational forces, even as inner attributions are blamed on person traits and traits.
The definition of internal attribution is the procedure of assuming that personal elements are the purpose of an individual's behavior or the reason of an event. internal attribution, additionally referred to as dispositional attribution, at once blames an individual for the purpose of an event.
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