is an extra percentage a lender charges you on an amount you borrow from the lender.

Answers

Answer 1

The cost of borrowing money is called interest, and it is typically stated as a percentage, such as an annual percentage rate (APR).

What are the charges made by a lender for money lent?

Lenders may charge interest to borrowers for using their funds, or borrowers may charge interest to lenders for using their funds. Simple interest is what lenders often charge.

Simple interest is calculated as follows: principal x rate x time Equals interest (with time being the number of days borrowed divided by the number of days in a year).

This sum is referred to as the primary, and the lender calculates the interest on the other using both simple and compound interest calculations and some proprietary underwriting frameworks.

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Correct Question:

___________ is an extra percentage a lender charges you on an amount you borrow from the lender.


Related Questions

which fire-management method reduces outbreaks of pests and diseases?

Answers

Burning under control is a common technique used to accomplish a variety of objectives. Pest and disease outbreaks are decreased by using controlled burning as a fire management technique.

When we talk about controlled burning, we mean when a qualified group uses fire in an ecosystem.Controlled fires must be started under particular meteorological circumstances. To prevent fire expansion, these factors include, among others, temperature range and humidity.The expert team must manage the fire's scope and direct it toward a destination, which could be anything from a water flow to rocks to a road, among other possibilities.  Natural fires are essential to the stability of some ecosystems. When controlled fire is used properly, it aids in reestablishing the health of these ecosystems.

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fdr is elected to his 2nd term, winning every state except maine & vermont. True or False?

Answers

Answer:

True

Explanation:

Give a few examples of what the Catholic Church may consider acts of heresy

Answers

Answer:

Explanation:

yes you are good

the most widely used modern intelligence test was developed by

Answers

The Stanford-Binet Intelligence Scale and the Wechsler scales are two of the most popular intelligence tests. A psychologist at Stanford University named Lewis Terman first presented the Stanford-Binet in 1916.

Alfred Binet and Theodore Simon altered the original Binet-Simon Scale to create the Stanford-Binet Intelligence Scales, also known as the Stanford-Binet. This individually administered intelligence test is used to assess a person's level of intelligence. The current version of the Stanford-Binet Intelligence Scale (SB5), which was introduced in 2003, is the fifth. A cognitive ability and IQ test is used to identify intellectual or developmental problems in young children. The test comprises of both verbal and nonverbal subtests and weighs five different elements. Knowledge, numeric reasoning, spatial reasoning using visual cues, working memory, and fluid reasoning are the five areas being examined. One of the first examples of an adaptive test, the Stanford-Binet, was created at the dawn of the modern era of intelligence testing. The exam was developed in France, then it underwent revision in the United States. After the French government passed a law requiring universal education, the French psychologist Alfred Binet set out to devise a system for detecting "slow" kids so that they may be put in special education programs rather than being classified as ill and committed to an asylum.

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True or False - Roman concrete was very weak and that is why many Roman buildings are no longer in existence today.

Answers

Answer:

FALSEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE

Explanation:

Who was the main advocate for the mixed economy?.

Answers

Answer: Mixed economy

Explanation:

A mixed economy is variously defined as an economic system blending elements of a market economy with elements of a planned economy,[1] markets with state interventionism,[2] or private enterprise with public enterprise.[3][4] Common to all mixed economies is a combination of free-market principles and principles of socialism.[5] While there is no single definition of a mixed economy, one definition is about a mixture of markets with state interventionism, referring specifically to a capitalist market economy with strong regulatory oversight and extensive interventions into markets. Another is that of active collaboration of capitalist and socialist visions.[6] Yet another definition is apolitical in nature, strictly referring to an economy containing a mixture of private enterprise with public enterprise.[7] Alternatively, a mixed economy can refer to a reformist transitionary phase to a socialist economy that allows a substantial role for private enterprise and contracting within a dominant economic framework of public ownership. This can extend to a Soviet-type planned economy that has been reformed to incorporate a greater role for markets in the allocation of factors of production.[5]

The idea behind a mixed economy, as advocated by John Maynard Keynes and several others, was not to abandon the capitalist mode of production but to retain a predominance of private ownership and control of the means of production, with profit-seeking enterprise and the accumulation of capital as its fundamental driving force. The difference from a laissez-faire capitalist system is that markets are subject to varying degrees of regulatory control and governments wield indirect macroeconomic influence through fiscal and monetary policies with a view to counteracting capitalism's history of boom and bust cycles, unemployment, and economic inequality.[8] In this framework, varying degrees of public utilities and essential services are provided by the government, with state activity providing public goods and universal civic requirements, including education, healthcare, physical infrastructure, and management of public lands.[9] This contrasts with laissez-faire capitalism, where state activity is limited to maintaining order and security, and providing public goods and services, as well as the legal framework for the protection of property rights and enforcement of contracts.[10][11]

About Western European economic models as championed by conservatives (Christian democrats), liberals (social liberals), and socialists (social democrats - social democracy was created as a combination of socialism and liberal democracy[12]) as part of the post-war consensus,[13] a mixed economy is in practice a form of capitalism where most industries are privately owned but there is a number of utilities and essential services under public ownership,[14] usually around 15 to 20 percent.[15] In the post-war era, Western European social democracy became associated with this economic model.[16] As an economic ideal, mixed economies are supported by people of various political persuasions, in particular social democrats.[17] The contemporary capitalist welfare state has been described as a type of mixed economy in the sense of state interventionism, as opposed to a mixture of planning and markets, since economic planning was not a key feature or component of the welfare state.

how many tarzan books did edgar rice burroughs write?

Answers

Answer:

24

There was a seriessaries of 24 between 1912 and 1966

identify the safety equipment designed to deal with each emergency listed.fire on person-fire blanketchemicals on clothes-safety showerlarge fire on the benchtop-fire extinguisherchemical in eyes-eyewash stationcuts or minor burns-first aid kit

Answers

The safety equipment that are designed to deal with specific emergency situations in a laboratory or industrial setting are: Fire blanket,Safety showers,Fire extinguisher,Eyewash station,first aid kit.

A fire blanket is a piece of equipment that may be used to smother the flames of minor fires on a person's clothes. A safety shower is intended to eliminate chemicals from the skin or clothing of a person. In most cases, it is a huge showerhead that can be swiftly triggered in an emergency.


A portable fire extinguisher is a device that may be used to extinguish tiny flames, such as those on a tabletop. They come in many sorts (A,B,C,D) that can extinguish various types of flames.An eyewash station is a device for flushing chemicals from a person's eyes. It usually consists of a basin or a showerhead that can be adjusted.

A first aid pack provides the necessary medical equipment to treat minor injuries such as cuts and burns. It is commonly used to treat minor injuries that do not need expert medical treatment

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What criteria concerning moral judgments should we agree with?
a. As long as your conduct is legal, then it will be moral.
b. If you follow the rules of etiquette, your conduct will be moral.
c. Moral standards typically concern behavior that can be of serious consequence to human welfare.
d. If your conduct follows the guidelines of professional codes of ethics, it will be moral.

Answers

Your behaviour will be moral so long as it complies with the law. b) Your behaviour will be moral if you abide by the rules of etiquette. c) Moral standards usually cause worry.

What does it mean to be in compliance with the law?

Being in compliance with the law is what is meant by being lawful, legal, legitimate, or licit. Lawful can refer to anything that complies with a legal requirement of any kind (such as natural, divine, common, or canon). the legitimate monarch. Legal refers to something that is authorised by the law or in compliance with the law, particularly as it is drafted or applied by the courts.

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What if someone had told Catherine’s family about the hardships they might suffer on the trail?

Answers

Answer:

It may have created more hesitancy

Explanation:

If they were told of all the potential tribulations, it might have made them take more time to consider their options.

What is the meaning of credit history?.

Answers

Credit history refers to the measure of an individual’s ability to repay debts and demonstrated responsibility in repaying them.

Credit history refers to a record of a person handling of money and debt, including credit card accounts and other loans. It is a ongoing documentation of an individual's repayment of their debts. It is recorded in the credit report, which includes the number and types of your credit accounts, the length each account has been open, amounts owed, and the amount of available credit used, payment history and the number of recent credit inquiries. Credit report also contains information regarding whether a person have any bankruptcies, liens, collections, or judgments. Potential creditors like mortgage lenders and credit card companies use the information in the credit history to decide whether to extend credit.

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Help me please i dont know what to do

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The group that had most money, wealth, power and land is at Top of the social pyramid.

The group that had most people in it are at:

Top of the social pyramidMid of the social pyramid

What does Social Pyramid means?

The Social Pyramid is a hierarchical distribution of power seen in pyramid-shaped social structures. Power is concentrated at the top, with each descending tier representing more people with less power.

The population of ancient Egypt was divided into groups of people with different jobs and responsibilities to society, as illustrated by the Ancient Egypt Social Pyramid. These social classes were organized into a six-level pyramid. This social pyramid depicts the relative importance of each social class.

The Pharaoh and Government Officials were the most powerful and wealthy levels. The bottom level, the peasants were the largest social class and were the workers that were the farmers and construction workers.

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Who was given the title of Viceroy and why?.

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The title of Viceroy was given to the rulers of territories held by a state in another part of the world.

This title was given to allow the ruler to act as a representative of the home state and to provide a link between the two regions.

The Viceroy would be responsible for overseeing the administration of the region, managing relations with local leaders, and ensuring the loyalty of the region to the home state.

This position was generally given to powerful and influential individuals who could be trusted to represent the home state's interests.

The title of Viceroy was bestowed upon the British monarch's representative in India during the period of British colonial rule.

The Viceroy was responsible for overseeing the administration of the country and for implementing the policies of the British government.

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What are the 5 positive impacts of using technology in society?.

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Technology is essential for higher security, improved communication, expanded information, education, and, last but not least, entertainment.

What effects does technology have?

It has both favourable and unfavourable effects. Some of the positives include more enjoyment, improved communication, and the removal of geographical barriers, while some of the drawbacks include weight, health concerns, sleep disorders, etc.

You can facetime with someone who lives on the other side of the world, send emails, use social networking, and conduct virtual meetings via video conferencing. Last but not least, technical developments in the health sector have contributed to people's continued safety and health.

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What is meant by constituent amendment?.

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An amendment to the constitution is an amendment to the constitution of a state attorney's office, organization, or another type of entity. Amendments are often woven into relevant parts of the existing constitution and directly amend the text. On the contrary, they can be added to the constitution as supplementary amendments, thereby changing the framework of government without changing the existing text of the document.

Most constitutions require that amendments cannot be adopted unless they have gone through a special process that is more stringent than that required by ordinary legislation.

Most constitutions require that amendments cannot be adopted unless they have gone through a special process that is more stringent than that required by ordinary legislation. Examples of such special procedures include a supermajority in the legislature or direct approval by voters in a referendum or even a combination of two or more different special procedures. A referendum on constitutional change can also be called by popular initiative in some jurisdictions

So in conclusion, constitutional amendments are lists of changes to the constitution or new amendments to the constitution.

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what is the main difference in a monarchy and dictatorship?

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A dictatorship is, in fact, an institution that has been acquired via force, in contrast to a monarchy or crown, which is a rule that is passed down from one generation to the next.

What kind of government is a dictatorship?

In a dictatorship, every aspect of national life is rigorously regulated by the government, which typically outlaws or closely monitors groups and meetings. In a dictatorship, individual citizens' rights are entirely ignored. The state and government will make an effort to exert control over every person through laws, the police, spying, and use of force.

Who is regarded as a despot?

A dictator is someone who exercises total authority, or at least acts in that way through manipulating others. A leader who has total authority over a country and no checks and balances to prevent abuse of power is referred to be a dictator in terms of governance. A dictator is also someone who acts in a similar fashion but on a smaller scale.

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How did the plate tectonics and atmosphere looked in the past?Then compare it to present day plate tectonics and atmosphere.

(Science module 6)

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According to the widely recognized scientific hypothesis known as plate tectonics, the Earth's lithosphere is made up of several huge tectonic plates that are steadily shifting happened in the past.

What is a tectonic plate?

The explanation provided by the earth's crust, which explains how the mobility of geologic plates generates earthquakes, volcanic, and mountain formation, transformed the field of environmental sciences.

The relationship between scientific theory & ocean spreading is explained by the theories of plate tectonics. Lithosphere, which is covered in oceanic and/or earth's lithosphere, forms the basis of plates that are present. Seafloor causes the plates to move around the surface of the Earth.

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what events generate the p wave, qrs complex, and t wave?

Answers

A heart fibrillation that causes a P wave. Atrial voltage leads to the formation of Qrs, as signal the start of heart systole. A T wave, which marks the start of atrial contraction, is created by repolarization.

What makes the QRS complex crucial?

Diagnosis and treatment ventricular abnormalities, transmission irregularities, intraventricular, ischemic stroke, electrolyte disturbances, and certain other disease states can be done using the timing, amplitude, and shape of the QRS complex.

What does the ECG's QRS complex mean?

The depolarization of the ventricles is represented by the QRS complex. It depicts the start of ventricular contraction and systole. Investigate diastole and systole as well. The point Q, which symbolises this tiny downwards deflection, marks the beginning of the QRS complex or wave. It adheres to the P wave.

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intermittent schedules of reinforcement are necessary to _____

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The need for intermittent reinforcement schedules is to maintain behavior and receive reinforcement on a more regular basis.

Reinforcement. is the process at which point behavior is invigorated for one next result that dependably follows allure occurrence. when a behavior is strengthened. it is more inclined to echo from now on. The four resulting intermittent reinforcement schedules are: Fixed break schedule (FI) Fixed percentage schedule (FR) Variable pause schedule (VI).

Intermittent schedules of reinforcement (INT) are when few, but not all, instances of practice are reinforced. An irregular schedule of support may be expressed as either a ratio or a break schedule. Ratio schedules are when the number of answers is diffused before reinforcement.

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of all the colonies, which state had the most signatories?

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The majority (9) were from Pennsylvania. Although eight signers were foreign-born, the majority of them were Americans. Which of the colonies had the most signatories

The meaning of colonies

An colony is a nation or region that is entirely or partially governed by another nation, usually one that is far away, and that nation's citizens have settled there. Social studies, history of the world, grades 5–8.

Which nations continue to have colonies?

There are 61 countries in the entire planet. The 61 colonies are maintained and under the supervision of the eight powers. The nations that still maintain territories are Australia, Denmark, the Netherlands, Nz, Norway, France, the U.s., as well as the United Kingdom.

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Jefferson wanted the new capital of the United States to be in the
A: East
B: North
C: South

Answers

Answer: East

Explanation: He wanted the capital to be in Virginia in the east.

What type of government is formally limited by laws and rules?.

Answers

Constitutional is the type of government that formally limited by laws and rules. The principle of limited is that government can do only those things that the people have given it authority to do.

The principle of Limited government generally can be defined as the idea that there should be clear restrictions on government and its rulers. The function of the principle of limited government is to protect the natural rights of citizens. There are characteristics of principle of limited government, such as:

In limited government, citizen can enjoy freedoms such as freedom of speech.In limited government, citizen have the right to vote for their leaders and can also vote on some laws. Leaders or government in here must also follow the law.

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What is one way the farm Holiday Association organized and protested the federal government?.

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One way the Farmers' Holiday Association organized and protested the federal government by refusing to sell produce or purchase other goods. (Option B)

The Farmers' Holiday Association refers to a farmers’ movement during the Great Depression. It encouraged farmers to withhold crops from the market in order to draw attention to the plight of farmers. The Farmers' Holiday Association was organized by Milo Reno in 1932. It called for a farm holiday or strike implying that farmers would refuse to buy goods, sell commodities, or pay taxes until they get a fair rate for their labor which was called the cost of production. The national Farmers' Holiday Association was established due to the downturn in farm and crop prices brought about by the Great Depression and its members participated in one of the most intense agrarian protests of the early years of the Depression.

Note: The question is incomplete as it is missing options which are A. by lobbying the government for increased subsidies. B. by refusing to sell produce or purchase other goods C. by staging violent protests at automotive factories. D. by changing hiring practices to reduce layoffs.

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write any six measures to control the black market. Explain it

Answers

Increase penalties and enforcement for illegal activities: Increasing the penalties for participating in the black market, such as fines and imprisonment, can act as a deterrent for individuals and organizations to engage in illegal activities. Additionally, increasing the number of law enforcement agents and resources devoted to identifying and shutting down black market operations can help to reduce the scale of the problem.

Crack down on money laundering: Money laundering is a common activity used by black market operators to hide their illegal proceeds. By strengthening laws and regulations related to money laundering, and by increasing the resources devoted to identifying and shutting down money laundering operations, governments can make it more difficult for black market operators to hide their profits.

Create and enforce regulations: Governments can create and enforce regulations that make it more difficult for black market operators to conduct their activities. For example, governments can implement strict regulations on the import and export of certain goods and services, as well as on the sale of certain items within their borders. This can make it more difficult for black market operators to source and sell illegal goods and services.

Implement tax and financial incentives for legal activities: Governments can provide tax and financial incentives for legal activities that are currently provided by the black market. By making legal alternatives more attractive to consumers and businesses, governments can reduce the demand for black market goods and services.

Increase transparency and accountability: Governments can increase transparency and accountability in their own operations and among key actors in the economy, such as businesses and financial institutions. This can make it more difficult for black market operators to hide their activities, as well as make it easier for governments to identify and shut down illegal activities.

Encourage public education and awareness: Governments can encourage public education and awareness campaigns to help educate the public about the dangers and negative consequences of the black market, and to encourage them to report and resist black market activities.

It's important to note that these measures should be combined, not applied in isolation. It's also important to take into account the cultural and social context of the country where the black

What are the imilaritie between the columbian exchange and current globalization

Answers

Columbian exchange and globalization are similar in terms of trade and production in both times, the higher class suppressed lower and developed their wealth through exploitation.

Columbian exchange and globalization are undertaken for creating profit and money.  a dominant player tried to make their culture superior to other culture.

In both cases, both sides benefited in some way from the contact with one another. Both examples explain the exploitation. This is the exploitation of a technologically inferior group by a technologically superior group.

To produce riches or profit, both globalization accelerations were carried out. Both times, the stronger player made an effort to impose their culture on the weaker civilization.

In both situations, the interaction between the dominating and underside parties was advantageous in some sense. The subject of exploitation is present in both of the globalization cases in the inquiry.

This is an example of a technologically advanced organization taking advantage of a technologically less advanced group.

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What are the similarities between the Columbian exchange and current globalization?

What is education biggest contribution to society and development?.

Answers

Education has the greatest impact on society and development. It alters society to make it a better place for everyone to live. It doesn't just help with growth, either.

Education has both societal and individual benefits. Increased earnings, more opportunities in life, and generally healthier people are all results of education. Societies profit from this as well. Less crime, better overall health, and greater civic involvement are all linked to higher rates of education completion.

Young people can understand their circumstances and become aware of the opportunities available thanks to education. Developing new abilities makes it possible to land better employment with higher pay, which has a direct bearing on the advancement of the entire community.

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the department in a large university was accused of discrimination in their faculty hiring. fifteen percent of the recent female applicants who were not hired and fifteen percent of the records of recent male applicants who were not hired were randomly selected and compared with the records of the recent hires. what type of sampling design is this?

Answers

stratified sample design when  the department in a large university was accused of discrimination in their faculty hiring.

A stratified sample is how to identify it.

A population that can be divided into smaller populations is sampled using the stratified sampling technique in statistics. In statistical surveys, sampling each subpopulation separately may be helpful when subpopulations within a larger population differ.

Finding the population's overall membership followed by the numbers of each stratum's members will enable stratified sampling to be used. Calculate the proportion of the population that each stratum represents by dividing its membership by the total population.

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What are the 4 rights in the Declaration of Independence?.

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A. The four rights in the Declaration of Independence are life, liberty, the pursuit of happiness, and the right to change or abolish a government that becomes destructive to these ends.

The Declaration of Independence, adopted by the Continental Congress on July 4, 1776, lays out a philosophy of government and the rights of citizens.

The document states that all men are created equal and have certain unalienable rights, including the right to life, liberty, and the pursuit of happiness. These rights are considered essential for the well-being and happiness of the individual, and it is the role of the government to protect these rights.

Additionally, the Declaration also states that if a government becomes destructive to these ends, it is the right of the people to alter or abolish it and to institute a new government that will secure these rights.

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Many of the tate ratification convention oppoed the approval of the U. S. Contitution a it wa originally written. What promie did the upporter of the Contitution make that got the majority of the tate to upport ratification?

Answers

A proposed amendment becomes part of the Constitution as soon as it is ratified by three-fourths of the States (38 of 50 States).

On the grounds that it was unnecessary, the Federalists opposed including a bill of rights. Because they feared a powerful centralized government, the Anti-Federalists refused to back a Constitution without one. In order for the Constitution to take effect, Article VII stipulated that nine states had to ratify it. The state conventions served objectives in addition to those required by law for ratification. The Philadelphia convention's production of the Constitution had been done in the strictest of secrecy.Constitution because they believed that the new national government would be overly powerful and threaten individual liberties because there was no bill of rights.

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How does the government regulate business activities?.

Answers

Answer:

by simply putting up measures on how they are going to work with government and private sectors.

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Write the equation of the line passing through the points (-2,9) and (-9,2) Which of the following are parts of the process of crafting effective business messages?1) drafting2) reviewing3) planning jason sees a news report about a traffic jam caused by a truckload of tires that spilled across the road. the next day in class, he uses the traffic jam as an analogy to explain electric circuits to his friend. A crane lift a pallet of brick to the top of a 80 m building, requiring 400 kJ of energy. What wa the ma of the pallet?A kier, with a ma of 70 kg, loe 140 kJ of energy when kiing down the lope. What wa the height which the kier decended An investment company advertised that last year its clients, on average, made a profit of 9%. Assuming that average refers to the mean, which of the following claims must be true based on this information? Note: More than one statement could be true. If none of the statements is true, mark the appropriate box. O Last year some of their clients made a profit of exactly 9%. O Last year fewer than half of their clients made a profit of 9% or less. O Last year some of their clients made a profit of at least 9%. O Two years ago at least one of their clients made a profit of at least 9%. O Last year at least one of their clients made a profit of more than 5%. O None of the above statements are true. a girl lifts her cat up to her face to give him a kiss The mass of the cat is 2.5 kg. she lifts him up a distance of 1.2m. Use the formula Fg= mg to find the weight of the cat in newtons (N) The quotient of a number x and 19 is 10.yes no An angle measures 93.8 more than the measure of its supplementary angle. What is the measure of each angle? The labor demand curve in a perfectly competitive factor market is the horizontal sum of all firms' _____ product of labor curves. A.marginal physicalB.marginalC.value of the marginalD.average physical which of the following is an allocation base commonly used under the traditional methods for allocation of overhead costs? how does a phospholipid differ from a triglyceride what is the general function of the structure labeled a? convert the incoming sound from pounds per square inch to decibels protect the cochlea provide information to the vestibular system regulate change in the air pressure of the inner ear transfer sound information from the tympanic membrane to the oval window Which of the following is not a reason why short-circuit calculations are necessary for electrical systems?a.They are needed to analyze OCPDs for selective coordination.b.They are needed to determine the standard ampere rating of the OCPD.c.They are needed to ensure that OCPDs and components/equipment of a distribution system have adequate interrupting ratings and short-circuit current ratings.d.Service equipment is required to be marked with the available fault current.FeedbackYour answer is correct.The correct answer is: They are needed to determine the standard ampere rating of the OCPD. Megan purchaed a weater that cot $34. 0. She ued a 20% off coupon and had to pay 7% ale tax how much did her purchae cot un total The nurse is reviewing dental care with a client who is edentulous and wears dentures. Which client statement indicates an understanding of proper dental care?1. "Since I have no teeth, I do not need to brush my mouth."2. "I need to use hot water when cleaning my dentures to kill bacteria."3. "I will remove my dentures before bed and keep them in my labeled denture cup covered with water."4. "When I am not wearing my dentures during the day, I can keep them in the denture cup with no water, as they should only be in water at night." A recent study of the lifetimes of cell phones found the average is 24. 3 months. The standard deviation is 2. 6 months. If a company provides its 33 employees with a cell phone, what is the probability that the mean lifetime of these phones will be less than 23. 8 months? assume cell phone life is a normally distributed variable. Is a participle a verb or an adjective?. Write the solution set in interval notation and graph the inequality.Set-Builder Notation: {x | 5/7 Query the list of CITY names starting with vowels (i.e., a, e, i, o, or u) from STATION. Your result cannot contain duplicates. What will be the additive inverse of 7 by 5?.