The monthly loan payment of the home loan will be 3443.67. which is to be repaid on the balance payment
What is a loan?A loan is the lending of money by one or more people, businesses, or other entities to other people, businesses, or other entities. The recipient incurs a debt and is often responsible for both the principal amount borrowed as well as interest payments until the debt is repaid.
Calculations are as follows:
Interest per day is 25000 x 365, or 68.49.
2054.79 per month in interest (68.49 times 30)
360 times 500000 equals 1388.88 in principal.
2054.79 + 1388.88 = 3443.67 using simple math, the total monthly payment for principal and interest.
3443.67 x 360 =1,239,724.40. That amounts to 5%. Don't forget about taxes, insurance, and other obligations.
Thus, the correct values of repayment of loans are 3443.67.
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what are the three resources used when setting up a business
Answer:
The resources you need to start a business can be broken into five broad categories: financial, human, educational, emotional and physical resources.
Answer:
1. financial resource
2. educational resource
3. human resource
The foreign exchange department of Bank of America has a bid quote on Canadian dollars (C$) of C$1.1448/$. If the bank typically tries to make a bid-ask spread of 0.5 percent on these foreign exchange transactions, what will the ask rate have to be? (Round answer to 2 decimal places, e.g. 52.75.)
Based on the bid quote on the Canadian dollar, and the bid-ask spread, the ask rate will be $1.15.
What will be the ask rate?This can be found as:
= Bid rate + (1 x bid-ask spread)
Solving gives:
= 1.1448 x ( 1 + 0.5%)
= 1.1448 x 1.005
= $1.150524
= $1.15
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What is Globalization?
a.
None of the above
b.
The process of social, political, economic, cultural, and technological integration among countries around the world.
c.
When we all do the same thing
d.
The process of someone trying to take over the world
b. The process of social, political, economic, cultural, and technological integration among countries around the world.
Answer:
B. The process of social, political, economic, cultural, and technological integration among countries around the world.
Explanation:
Globalization essentially involves many people from around the world, of various social groups and culture types, engaging with each other (globally).
What are a few examples and pros and cons of primary and secondary research?
Answer:
pros:
faster, more efficient, can be less expensive
cons: not specific for what you're doing [unless you're exactly repeating someone else's research, which would be pointless], you have to interpret the information
hope this helps! ^u^
Question 2
The cash flow for projects A, B, C are given below:
Year
Project A
Project B
0
1
2
-100
0
200
-100 100
0
Project C
-100
0
0
3
-100
100
300
(a) Calculate the payback period and net present value for each project (assuming a 10% discount rate).
(b) If A and B are mutually exclusive and C is independent, which project, or combination of projects, is preferred using (1) the payback method or (2) the net present value method? What do the results tell you about the value-additivity properties of the payback method?
Answer:
A
Explanation:
Calculate the payback period and net present value for each project assuming a 10 % discount rate
Forever Inc. is a confectionery company that manufactures candies. It does not use specific strategies to target children when marketing its products. Instead it uses the same strategies to promote its candies among all consumers in the market. In this scenario, Forever uses a(n) _______.
In the aforementioned illustration, Forever Inc. is said to be employing an undifferentiated targeting approach because it is utilizing the same techniques to market its sweets to all consumers.
What is targeting strategy?A targeting strategy is one adopted by a company or organization with the goal of upselling its products to the market's target audience of its goods and services.
Undifferentiated targeting is the employment of a similar targeting technique to promote products in the market without differentiating between the promotion of the same product to two different audiences.
Hence, option B states about the correct targeting strategy. An image of complete question is added for better reference.
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the management of sondela limited has decided to prepare a cash budget for may and june 20x8
Answer:
On the 30thJune a dividend of R5 000 was declared.
The cash balance on the 30thApril was R10 500.Sondela Limited alwayskeeps a minimum cash balance of R10 000.
Explanation:
How does the standard order of accounts in the general ledger and in adjusted
trial balances facilitate the preparation of financial statements?
the standard order of accounts in the general ledger and in adjusted trial balances facilitate the preparation of financial statements help in the knowing the revenue of the company
What is financial statement?financial statement help in the financial sector to know the profit as well as the loss of the organization.
Hence, with standard order of accounts in the general ledger and in adjusted trial balances facilitate the preparation of financial statements help to the knowing the revenue of the company
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The efficiency of the fixed factor of production is measured by the
Buildings, land, machinery, plants and top Management are the fixed products from which the efficiency is measured.
What is fixed factor of production?Fixed factors are those that remain constant regardless of whether output increases or decreases. These often include physical spaces like offices and factories, as well as capital goods like machinery and computer systems.
Thus, Buildings, land, machinery, plants and top Management
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Hakeem wants to diversify his investment portfolio. He wants an asset with
high liquidity, but his research suggests that buying land would help him meet
his diversification goals. Which type of investment is the best option for
Hakeem?
A. A real estate investment trust
B. A dividend stock
C. A Treasury bond
D. Commercial real estate
Answer:
D
Explanation:if he would invest in commercial real estate it would be commercial so he could do anything with it
QUESTION 5 4 points Save A Prepare journal entries to record the following business transaction and related adjusting entry. A. January 12, purchased supplies for cash, to be used all year, $3,850 B. December 31, physical count of remaining supplies, $800 For the toolbar, press ALT+F10 (PC) or ALT+EN÷E10. (Mac)
Following are the required Journal entries which have to be passed:
Date Account Titles Debit Credit
12-Jan Supplies $3,850
To Cash $3,850
Narration: (Being supplies purchased for cash)
31-Dec Supplies Expense $3,050
To Supplies $3,050
Narration: (Being adjusting entry passed for supplies used ($3,850-$800)
What are adjusting Entries?Adjusting entries are a group of journal entries made after the accounting period to update and accurately reflect the balances of all the accounts. Applying the accrual foundation of accounting just through adjusting entries.
Thus, the following mentioned above journals are required to be passed along with that adjusting entry. please find the attachment of the required journal entry.
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What is the difference between internal and external customer service
Ans:-
internal customer services are the buyers who join your business and actually become a part of it aka, buyers who are associated with that organization or the products's company. Whereas, external customer services are buyers who just buy this product from your organization aka, they are not affiliated with the company/organization they are purchasing the product etc.
hope this helped! good luck and stay well and safe!
How effective was this solution? How did it affect
the way Kenya Airways ran its business and its
business performance??
CRM deals with methods, strategies and technologies that helps firms to manage and analyze customer interactions and I believe that this will be an effective solution for Kenya Airways business performance.
What was the relationship of customer relationship management to Kenya Airways?Every organizations is saddled with the aim of growth, development and to make profit.
Kenya Airways business performance using Customer relationship management (CRM) as a business strategy will help them to known more about their customer's life cycle and address key issue which will in turn make their airline run effectively.
The first part of the question is:
Short Case study: Kenya Airways Flies High with Customer Relationship Management
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ALBERTO: Tami, I’ve got a problem. Can we talk for a minute?
TAMI: Sure, Alberto, what’s up?
ALBERTO: Last week my sous-chef, Ricky, bought tomatoes that just weren’t ripe. It made me really angry. We’ll never keep our Michelin star unless we maintain the quality of our produce!
TAMI: Wow, Alberto, that sounds like a real problem. So you’re saying that Ricky bought tomatoes you couldn’t serve?
ALBERTO: Yes! And it’s not the first time...
TAMI: I’ll do something about this right away.
What component of reflective listening is missing from this conversation?
Affirming contact
Clarifying the implicit
Paraphrasing the expressed
The component of reflective listening that is absent from this conversation is clarifying the implicit.
Affirming contact:
Instead of necessarily signaling agreement, the purpose of affirming contact is to express attentiveness and assurance.
So "Wow" and "Yes!" in the conversation expresses attentivness and make Affirming contact.
Paraphrasing the expressed:
It clarifies to the speaker both what was heard and what the listener's thoughts and feelings were. occasionally use a follow-up question
Hence When TAMI said, "So you're saying that Ricky bought tomatoes you couldn't serve?" she was paraphrasing what was said. when he responded to ALBERTO's remarks.
Clarifying the implicit:
Any implicit messages, such as thoughts and feelings that are not fully or explicitly expressed along with their outwardly expressed message, are clarified.
Hence The conversation lacks Clarifying the implicit.
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Even though the trait approach to leadership has no empirical support, it is still widely used. In your opinion, why is this so?
Even though the trait approach to leadership has no empirical support, it is still widely used because it focuses on the leader and not on the followers or the situation .
What is trait theory of leadership ?The trait theory of leadership is a theory that focus on the certain inborn or innate qualities that is expected to be seen in a leader so that the leader can be able to deliver his role.
It list the characteristics that make someone a leader, which means it focus more on the leader than the situation, because as a leader, he must be able to handle the situation if he actually qualifies as a leader.
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15) You are
encouraged to manage
your debt by:
A) Only
going into
debt for
things you
really need
and have
planned for.
B) Making
regular,
agreed-
upon debt
repayments.
C) Getting
one big
bank loan to
pay all your
outstanding
debt.
Answer:
Only going to dept for things you really need and have planned for
Mr. Liu turns 65 on June 19. He has never previously qualified for Medicare so his first Medicare eligibility date will be by June 1. Mr. Liu’s ICEP and Part D IEP begin March 1 and end on September 30. He wants prescription drug coverage with his Part A and Part B benefits. What advice can you provide him?
a.
He must wait until the next Annual Election Period to enroll in a MA-PD plan.
b.
He can enroll in a MA-PD as long as he enrolls in Part B and is entitled to Part A.
c.
Since this is his first time qualifying for Medicare, he will have to enroll in Original Medicare with a Part D plan this year and change his enrollment to a MA-PD plan next year.
d.
He can enroll in a MA plan now, but he will have to wait until the next Annual Election Period to obtain prescription drug coverage.
The advice will be D. He can enroll in a MA plan now, but he will have to wait until the next Annual Election Period to obtain prescription drug coverage.
What is medicare?For persons 65 and older as well as younger people receiving Social Security disability payments, our nation offers Medicare as their health insurance program. Although the program helps with healthcare costs.
If you or your spouse worked and paid Medicare taxes for at least ten years and are 65 years of age or older, you are eligible for Part A that is free of premiums. You are receiving Railroad Retirement Board or Social Security retirement benefits.
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Which of the following event occur with a probability zero
Answer:
getting a free beer
Explanation:
The element of control is………..
a.
Letting the staff to do on their own
b.
Setting goals
c.
Allocating resources
d.
Benchmarking against what is planned
e.
Setting the objectives
The element of control is Setting goals.
What is control in management?
This is the branch of management that is involved in checking for errors in order to take good measures to ensure that the system is working well.
Control helps to establish the standards that would help to ensure that the organization is able to meet with its set goals.
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7. Which of the following is not true about bonds? In all of the statements, assume other things are held constant. Question 8 options: c. For any given maturity, a given percentage point increase in the interest rate causes a smaller dollar capital loss than the capital gain stemming from an identical decrease in the interest rate. d. From a borrower's point of view, interest paid on bonds is tax-deductible. a. Price sensitivity, that is, the change in price due to a given change in the required rate of return, increases as a bond's maturity increases. b. For a given bond of any maturity, a given percentage point increase in the interest rate (rd) causes a larger dollar capital loss than the capital gain stemming from an identical decrease in the interest rate.
Answer:
1.0%percantage point
Explanation:
Replacement value is the amount company has to spend to acquire the same asset in the existing condition. True/false
Answer:
False
Explanation:
Replacement value is the amount company has to spend to acquire the same asset in the brand-new conditions.
The above question instead mentions of acquiring assets in the existing conditions, so the statement given above is false.
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False, the cost to replace a critical asset, such as a piece of real estate, investment security, a lien, or another object, with one of equal or greater worth is referred to as replacement cost. A replacement cost, which is often referred to as "replacement value,"
More about replacement value-
A replacement cost may change depending on elements including the market price of the parts required to rebuild or repurchase the asset and the costs associated with getting assets ready for usage.Replacement costs are frequently used by insurance companies to calculate the value of an insured item. Replacement valuation is the process of determining a replacement cost.To learn more about replacement value, refer to-
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Which type of management is exemplified by the idea that managers should delegate to subordinates and allow those subordinates to be responsible for decisions? A. Linear B. Centralized C. Divisional D decentralized E departmentalized
Decentralized management is the type of management is exemplified by the idea that managers should delegate to subordinates and allow those subordinates to be responsible for decisions.
What is the decentralized type of management?This is the type that is used to refer to the type of management that has its daily activities delegated to the workers that are at the middle and the lower levels of the organization.
This helps to give those at the top management the time to be able to focus on other key activities.
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Drag the tiles to the correct boxes to complete the pairs.
Match the characteristics to the different creditors.
Angel Investors
Asset Backed Lending
Friends and Family
Smaller Banks
Angel Investors - They invest in a company in lieu of convertible debts and shares of the company
Asset Backed Lending - They lend only when they are assured of collateral.
Friends and Family - They mostly give interest free credit to startups.
Smaller Banks - They readily give business loans to smaller business with competitive interest rates.
Angel Investor
High-net-worth individuals who support tiny companies or entrepreneurs financially are referred to as angel investors (also known as private investors, seed investors, or angel funders). These individuals often do so in exchange for ownership stock in the startup or entrepreneur's business. Angel investors are frequently found among an entrepreneur's friends and family.
Asset-based lending
Asset-based lending refers to a loan or line of credit given to a company and secured by a piece of property. Inventory, equipment, accounts receivable, and other balance-sheet assets are just a few examples of the different types of collateral utilized in asset-based lending.
An entity (person or organization) that extends credit by allowing another entity to borrow money with the intention of repaying it in the future is referred to as a creditor. Based on the fact that the client owes the company money for services already provided, a business that offers goods or services to a corporation or person but does not demand payment right away is also regarded as a creditor.
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What is product positioning?
A. The set of plans for product, price, place, and promotion that the
marketer will use
B. The process of dividing up a total market into groups (segments)
with similar needs and buying behaviors
OC. The use of names and symbols to identify the company's products
D. A definition of how the company intends for customers to view its
product relative to the competition
SURMIT
Answer:
A
Explanation:
Product positioning allows a business to filter its customers, offerings, marketing strategies and perspectives. Creating a distinguishable position for a product allows the business to identify the shape the brand should take
Which of the following describes the evaluation stage of the creative process?
generating alternative solutions and taking a break
defining the problem by looking for new angles and gathering others' opinions, feelings
and ideas
O allowing your subconscious to work on the problem and gaining new insight into the
solution
assessing the solution to make sure the idea is practicality
The correct option is D. Assessing the solution to make sure the idea is practical and best describes the evaluation stage of the creative process.
What is Evaluation?
Evaluation is the fourth stage out of five stages of a creative process during this stage validate your idea and weigh it against the alternative.
Thus, the validation of your idea and weighing it among the alternatives best describe an Evaluation.
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An equipment manufacturer makes mixing equipment for the three large bread baking companies. Each company wants to make one small design change to meet its individual needs. The manufacturer can use __________ that makes it possible to custom-design products for small markets with very little increase in cost.
a. CAD/CAM technology b. robotics technology c. production management d. process manufacturing
The use of CAD/CAM will allow the manufacturer to make custom-design products for small markets with very little increase in cost.
What is the benefit of CAD/CAM?Its means a Computer-Aided Design and Computer-Aided Manufacturing which are model that made it possible for custom-design products to meet the tastes of small markets with very little increase in costs.
Hence, the use of CAD/CAM will allow the manufacturer to make custom-design products for small markets with very little increase in cost.
Therefore, the Option A is correct.
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What three purposes to all types of economic systems serve?
A. Eliminating powerty
B. Allocating resources and distributing goods and services
C. Creating governments to manage the economy
D. Combining the factors of production
E. Providing for a society's needs and wants
F. Ensuring all people have equal access to resources
Answer:
B
Explanation:
Allocation resources and distribution goods and services
Calculate the future value of $7,000 in four years at an interest rate of 8% per year.
The Future value is $9523.42. Future value is the amount of money that, when invested now at an interest rate, will eventually grow to be.
What is the Future Value of Money?Future value is the amount of money that, when invested now at an interest rate, will eventually grow to be.
Calculation of Future value
Present Value = $7,000 interest rate = 8% Time = 4 years
FV = Future Value PV = Present Value
FV=PV(1+i)ⁿ
FV= 7,000(1+0.8)⁴= $9,523.42
Thus, the Future Value of $7,000 for four years is $9523.42.
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Using another product , for example , bread or clay pots , explain , with simple illustrations , how division of labour or specialisation could be used to make the product .
Answer:
the labour forces can be divided like
resource gathers
finance department
marketing department
hygiene development department
Which is the result of entering a debit in an expense account?
Explanation:
when a payment is made the entries recorded are debit prepaid expenses
