Jim used revolving credit for his annual checkup.
The most you can spend on a revolving credit account is called the credit limit. You have the option of paying off the entire balance at the end of each billing cycle, carrying a balance over to the next month, or "revolving" the balance.
You'll be required to pay the minimum payment each month if you revolve a balance. You can discover further information in the fine print of your revolving credit agreement. This could be a fixed amount, like $25, or a percentage of your overall balance, whichever is higher. On the sum that is carried over from month to month, you will also be charged interest. Revolving credit is a term used to describe borrowing against a credit line. Assume a lender grants you a certain amount of credit that you can use again. The amount of credit you are permitted to use each month is known as your credit line or credit limit. You are free to use all or a portion of your credit limit for any purchase.
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Explain three types of fraud for which an eligibility interviewer will need to watch.
The three main types of fraud are consumer fraud, intellectual property theft and financial or banking related fraud.
Eligibility interviewers are the people who conduct interviews both verbally and face to face to analyze if applicants/ candidates qualify for government assistance and benefits. The main motive of such interviewers is to identify if the candidate is not providing any false documents to avail government benefits and potent enough to get the aid. Information about eligibility requirements, application specifics, payment options, and applicants' legal rights should be interpreted and explained. The qualification to become an eligibility interviewer is a basic bachelor's degree. However, it is important that these people have a psychological presence to study human behavior, remain alert to verbal and visual discrepancies and to testify to them.
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mattel, inc. selects suppliers and obtains raw materials to make toys. the company is engaged in which function of marketing?
Mattel, inc. selects suppliers and obtains raw materials to make toys. The company is engaged in buying function of marketing.
A product is a great, provider, or idea which includes a package of tangible and intangible attributes that satisfies consumers and is obtained in exchange for cash or a few other units of the fee.
Product knowledge is a vital sales talent. Know-how your products' features permit you to provide their benefits correctly and persuasively. Customers reply to enthusiastic sales groups of workers who're captivated by their products and keen to percentage the benefits with them.
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normal standards group of answer choices are more likely than ideal standards to result in unethical practices. represent level of performance under perfect operating conditions. are rarely used because managers believe they lower workforce morale. allow for rest periods, machine breakdowns, and setup time.
Ideal standards to result in unethical practices. allow for rest periods, machine breakdowns, and setup time. budgets but not standards may be journalized and posted.
Unethical practices is a time period which covers the broadest range of sports which human beings may additionally undertake of their private or public lives, and are taken into consideration incorrect by means of their society or positive members of it. Immorality. Impropriety. Impropriety. preferred barriers to trouble remedy.
Using unauthorized notes, or observe aids, or information from any other student or pupil's paper on an exam. communicating solutions with any other man or woman all through an exam. altering graded work after it's been again, after which filing the paintings for regrading with out the trainer's expertise.
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suppose an economy is in its long-run macroeconomic equilibrium when an oil shock shifts the short-run aggregate supply curve to the left resulting in a recessionary gap. a. how do the aggregate price level and aggregate output change in the short run as a result of the oil shock? what is this phenomenon known as? as a result of the oil shock, the aggregate price level
As a result of the oil shock, The decrease in price level makes it cheaper to hire more workers and produce more.
What is price?The price is best described as: What a supplier charges for goods or services. The amount a consumer is willing to pay for goods or services. Price is the amount of payment or compensation (usually non-negative) made by one party to another party in exchange for goods or services. In some cases, the production price is given another name. The sum or amount of money or value that something is bought, sold, or offered for sale. Amount offered for capture of survivors or deceased: Authorities placed a bounty on his head. Decrease the selling price of an item. Synonyms: deduction, discount. Type: downgraded downgraded downgraded. The act of reducing or reducing something.To learn more about price from the given link:
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The total cost for a continuous review system with uncertain demand excludes consideration of?.
The periodic inventory method has the benefit of eliminating the requirement for separate accounting for inventories of raw materials, work-in-progress, and finished goods.
Why is periodic system is important?To sum up, the periodic table is crucial because it is set up to offer a wealth of knowledge on elements and their interactions in a single, convenient reference. Even qualities of elements that have not yet been found can be predicted using the table.All known elements are grouped together in the periodic table of elements into groups with related properties. It becomes a crucial tool for chemists, nanotechnologists, and other scientists as a result. You can forecast how chemicals will behave if you learn to use and comprehend the periodic table.All known elements are grouped together in the periodic table of elements into groups with related properties. It becomes a crucial tool for chemists, nanotechnologists, and other scientists as a result. You can forecast how chemicals will react if you learn to use and comprehend the periodic table.To Learn more About periodic inventory method refer to:
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speyer medical clinic measures its activity in terms of patient-visits. last month, the budgeted level of activity was 1,140 patient-visits and the actual level of activity was 1,130 patient-visits. the cost formula for administrative expenses is $3.80 per patient-visit plus $21,000 per month. the actual administrative expense was $21,700. in the clinic's flexible budget performance report for last month, the spending variance for administrative expenses was:
Administration expense spending variation is calculated as actual administrative expenses minus budgeted administrative expenses based on the actual number of patient visits. Real administrative costs came to $24700. An actual number of patient visits multiplied by the standard cost per patient plus the standard fixed cost per month equals the budgeted administrative costs. Based on the actual number of patient visits, the budgeted administrative costs are:
(1230 visits * $4.80) + $26,000 = $31,904
spending variation for administrative costs equals
$24700 - $31904 = $7204 in favor.
What are Expenses?An expense is a business's operational cost incurred to produce income. It can be simply defined as the price one must pay to acquire something. It takes money to make money, as the adage goes.
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Citrus scents produces body sprays. Each bottle has a unit product cost of $5. 38. The company produced 1,490 bottles this month and sold 1,203 of those bottles. Total cost of goods sold was
Citrus Scents produce body sprays. Each bottle has a unit product cost of $5.38. The company produced 1,490 bottles this month and sold 1,203 of those bottles. The total cost of goods sold was: $6,472.14.
(5.38 * 1203 = 6472.14)
Product cost is the direct cost incurred in manufacturing a product. For example, a manufacturer's product costs are direct labor. raw materials. Manufacturing Materials The costs incurred in manufacturing the products sold to customers are known as product costs.
Product costs include Direct Materials: Purchased raw materials that are used directly in the manufacture of the product. For example, the metal cost to build a car is a direct material cost for car manufacturers. Product costing is more than just setting a regular price. Determining the right price for a particular product helps businesses make data-driven decisions. Knowing how much a company spends to produce a product is not enough to determine the selling price of a product.Learn more about product cost here: https://brainly.com/question/24494976
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if an analyst assumes these data reflect the firm's target capital structure, he should estimate that its target weight of debt financing is closest to:
If an analyst assumes these data reflect the firm's target capital structure, he should estimate that its target weight of debt financing is closest to optimal capital structure.
For a company's capital structure, the ideal balance of debt and equity financing maximises market value while reducing cost of capital. Theoretically, debt financing has the lowest cost of capital because it is tax deductible.
The optimal capital structure of a company is the ratio in which its equity and debt are set up. The goal is to maintain the perfect equilibrium between raising the company's wealth and value and bringing down its cost of capital.
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marginal cost (mc) is equal to average variable cost (avc) and average total cost (atc) when? the economy is in the recovery phase of the business cycle. mc intersects avc and atc at their minimum points. avc and atc intersect mc at its maximum point. avc and atc intersect intersect mc at its minimum points. marginal revenue(mr) intersects avc and atc at their minimum.
The marginal cost is equal to the average variable cost and the average total cost when mc intersects avc and atc at their minimum points.
When are the MC, ATC and AVC the same?The Marginal cost, Average Variable cost, and the Average Total Cost will be the same when the Marginal cost curve begins to rise and intersects the Average Variable cost, and the Average Total Cost curves.
The Marginal cost curve would then keep rising which would lead to the Average Variable cost, and the Average Total Cost increasing as well. All costs would therefore rise until a certain position in production is reached.
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National retailers often purchase _____________, fill in the blank, that offer specials in thousands of local newspapers.
Circulars that advertise specials in thousands of local newspapers are frequently purchased by national retailers.
What are advertisements?Advertising sometimes referred to as an advert or ad, is typically seen as a form of public discourse that supports a good, service, organization, or event. Some others consider the concept to be far broader than that, including any sort of sponsored advertisement intended to inform or influence
Local news in journalism refers to news coverage of occurrences in a local setting that would not otherwise be of national or worldwide significance or be of interest to another locality.
Therefore, advertise specials in thousands of local newspapers
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travis international has a debt payment of $2.22 million that it must make 6 years from today. the company does not want to come up with the entire amount at that time, so it plans to make equal monthly deposits into an account starting 1 month from now to fund this liability. if the company can earn a return of 4.73 percent compounded monthly, how much must it deposit each month?
Travis international need to deposit $26772.79 per month to clear the debt
Principle amount = $2.22 million = $2,220,000
Time, n = 6 years = 72 months
Rate of interest = 4.73%
Monthly rate of interest, r = 4.73% ÷ 12 = 0.39% = 0.0039
Compounded monthly
FV of Annuity = ( Monthly deposits ) × { [ ( 1 + r )ⁿ - 1 ] ÷ r }
$ 2,220,000 = ( Monthly deposits ) × { [ ( 1 + 0.0039 )⁷² - 1 ] ÷ 0.0039 }
$2,220,000 = ( Monthly deposits ) × { [ 1.3234 - 1 ] ÷ 0.0039 }
$2,220,000 = ( Monthly deposits ) × [ 0.3234 ÷ 0.0039 ]
$2,220,000 = ( Monthly deposits ) × 82.92
Monthly deposits = $26,772.79
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arianna's personal residence has an adjusted basis of $396,700 and a fair market value of $357,030. arianna converts the personal residence to rental property. what is arianna's gain basis? what is her loss basis?
Arianna converts the personal residence to rental property Arianna's basis for gain is $396,700. Her loss basis is $357,030.
Market cost (additionally referred to as OMV, or "open marketplace valuation") is the charge an asset might fetch withinside the marketplace, or the cost that the funding network offers to a selected fairness or business.
Any quantity obtained from renting a residential property, a shop, a constructing, or a manufacturing facility constructing is taxable. The tax on apartment profits is decided after deducting municipal taxes, fashionable deduction, and hobby paid closer to any domestic mortgage availed.
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What type of spending funds the federal bureau of investigations and defense programs?.
Expenditures on necessities like food, FDI, and defense programs are referred to as "mandatory spending." Discretionary spending is all other spendings.
What is Discretionary and Mandatory Spending?The government budgeting process involves two categories of spending: required and discretionary. Spending that is subject to the appropriations process, in which Congress sets a new funding level each fiscal year (which starts on October 1st), is referred to as discretionary spending. Appropriations laws provide funding for around one-third, or $1 trillion, of the federal government's operations.
Mandatory spending is used to describe all expenditures that do not result from appropriations legislation. Spending that is necessary includes contributions to entitlement systems like Social Security and Medicare as well as required interest payments on the national debt. About two-thirds of all federal spending is accounted for by mandatory spending.
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if the price of windmills rises by 20%, and the quantity supplied rises by 2%, what is the price elasticity of supply of windmills?
The quantity supplied changes in reaction to a change in price, and this is measured by the price elasticity of supply.
The calculations and interpretations are similar to those for the price elasticity of demand that we previously described. The only distinction is that we are focusing on producers' reactions to a price shift rather than customers' reactions. The quantity of a good or service supplied divided by the price change as a percentage represents price elasticity of supply. The law of supply applies because this elasticity is measured along the supply curve, so price elasticities of supply are always positive numbers. The point elasticity approach and the mid-point elasticity approach are the two methods for calculating elasticities, in case you forgot.
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if you have a $150,000, 30-year, 5 percent mortgage, how much of your first monthly payment of $805.23 would go toward principal?
Principal is the principal minus interest. For example, you buy a house for $350,000 and invest $50,000 in cash.
This means that you will be borrowing $300,000 in principal from your lender, which you will have to repay over the life of the loan. Principal is the amount you borrowed when you first took out the mortgage. To calculate your mortgage amount, simply subtract your down payment from the final sale price of your home. The key is to tell the lender that the additional payment will be applied to the principal. If you don't clarify this, you may find that your additional payments are used for the interest you owe, not the principal.
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employees who engage in a response may blame others for performance deficiencies, stare at the supervisor, or raise their voice.
Employees who engage in a fight response may blame others for performance deficiencies, stare at the supervisor, or raise their voice.
A physiological response that takes place in response to a perceived detrimental event, attack, or threat to survival is known as the fight-or-flight or the fight-flight-or-freeze response (also known as hyperarousal or the acute stress response). Walter Bradford Cannon was the first to describe it.
A stressful circumstance causes the body to generate adrenaline, giving the person the quick burst of energy and acute awareness needed to either face the problem head-on or flee from it. The fight-or-flight response is what we refer to as this phenomenon.
This "stress" can mean the difference between life and death when a threat to one's life is imminent. However, long-term effects may rapidly manifest if excessive levels of stress are not reduced by finding a solution to the issue.
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Correct question:
Employees who engage in a _________ response may blame others for performance deficiencies, stare at the supervisor, or raise their voice.
a bank that is looking at your past payment records on your loans is most likely examining which aspect of the 5 c's of lending?
A bank that is reviewing your past loan repayment history is probably also looking at the character component of the five c's of lending.
Lenders assess your loan application based on your collateral, capacity, capital, conditions, and character. Find out what they are to improve your eligibility when approaching lenders.
The usage of the five Cs of credit is not mandated by regulation, but the majority of lenders look at the majority of this data before enabling a borrower to incur debt.
To assess a borrower's character, a lender will consider the applicant's general reliability, credibility, and personality. This is done to ascertain whether the applicant is trustworthy and likely to pay back loans and other debts on schedule.
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during a month in which the market goes up 5 percent, you are 95 percent sure that dell stock price will increase between which range of values?
The return on Dell's shares will range from 1.12 to 2.41.
(a) Calculate Dell's beta.
Dell's beta is thought to be 1.76.
(b) Explain what Dell's beta means.
Based on Dell's returns, it is clear that if the S&P returns changed by 1%, the corresponding change in Dell's return would be 1.76 % in the same direction.
(c) Would you rather invest in a high-beta or low-beta stock if you think a recession is on the horizon?
Sincerely, I would prefer to put money into low beta stocks if a recession was on the horizon. They don't have as many hazards, which is why I say this.
(d) You are 95% confident that Dell's stock price will rise within which range of values during a month in which the market gains 5%.
Therefore,The return on Dell's shares will range from 1.12 to 2.41.
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selling a firm's unneeded assets is a reasonable last resort if sales revenues are declining and when neither equity capital nor debt capital can be found to meet a firm's need for capital. question 29 options: true false
True, If sales revenues are falling and neither equity nor debt capital could be discovered to meet a firm's a need capital, selling off its surplus assets is indeed a reasonable last resort.
What is an Asset?
An asset is a resource with monetary value that an individual, corporation, or country owns or controls with the expectation of future benefit. A company's assets are reported on its balance sheet. They are divided into four categories: current, fixed, financial, and intangible. They are purchased or created in order to increase the value of a company or to benefit its operations. An asset is anything that can generate cash flow, reduce expenses, or increase sales in the future, whether it's manufacturing equipment or a patent. Assets are reported on a company's balance sheet. They are purchased or created in order to increase the value of a company or to benefit its operations. An asset is anything that can generate cash flow, lower expenses, or increase sales, whether it's manufacturing equipment or a patent.
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the idea that investors, on average, have earned a higher return from common stocks than from treasury bills supports the view that:
The idea that investors on average have earned a higher return from common stocks than from Treasury bills supports the view that: there is a relationship between risk and return.
Which investment kind normally yields the highest return?Stocks have historically yielded investments with the highest average rate of return. However, stock is one of the riskiest investments because there are no assurances of earnings when you purchase shares.
What is the relationship between an investment's risk and projected return?The return needed to entice investors to buy an asset is higher the riskier the investment is, and vice versa. It is clear from the link between risk and return that investors are risk averse; they need HIGHER rates of return to be persuaded to invest in riskier securities.
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sellers allow customers to use credit cards for all of the following reasons: (you may select more than one answer. single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. any boxes left with a question mark will be automatically graded as incorrect.) check all that apply seller does not have to decide who gets credit.unanswered seller accepts the risk for extending credit to customers.unanswered seller receives cash sooner than if credit is granted directly to the customers.unanswered may allow seller to increase sales volume.unanswered seller determines which customers receive credit and how much.
The seller receives the cash sooner than if credit is granted directly to the customers and May allow the seller to increase sales volume. Thus, options C and D are correct.
Who is a seller?A seller is someone who sells or provides a service. This individual usually charges a fee for the goods or services. The payment can be paid immediately, or one can be a creditor.
The seller allows the customer to have a Credit card as the seller received the cash later for the amount that has been credited. Also, it increases the number of sales for the spending of the customer. This tells the major benefit to them.
Therefore, option C and D is the correct option.
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Why would an e-mail rules memo work better at an innovation-driven company such as Tesla rather than at a manufacturing-driven company such as General Motors? (Explain why it works better at Tesla AND explain why it would not work as well at General Motors)
An e-mail rule is a rule that decides whether it is best to send messages formally or informally. Tesla is a younger and lower-profile company than General Motors; as a result, General Motors funds are likely to be scarce, but they are agile, which is to their advantage.
Tesla is winning the electric car race due to its high-powered battery technology and willingness to take greater risks. The most serious issue confronting the electric general Motors is range. Tesla's battery technology provides owners with longer ranges of up to 375 miles. Autopilot is a driver assistance system that is standard on all Tesla models.
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2. would the management of fairmont division have been more likely to accept the investment opportunity it had in 20x1 if residual income were used as a performance measure instead of roi?
The Fairmont Division's 20x1 performance metrics are as follows:
A) The ROI now stands at 11.09%.
B) $1,108,000 is the residual income.
A performance measure is what?An approach to measuring outcomes or results is known as a performance measure, which enables management, lenders, and investors to assess the efficacy and efficiency of their investments. The following resources could be subject to a performance measure:
People resourcesWorker timeFundingInvestments.Calculations:
The minimum return required is equal to 16% before taxes.
Finished productive assets = $23,100,000
($23,100,000/1.05) = $22,000,000 for first producing assets.
Average productive assets are equal to $22,550,000 ($23,100,000 + $22,00,000) divided by two.
Return on Investment is calculated as Income from Operations (pre-tax)/Median Productive Assets (x 100).
= $2,500/$22,550 x 100
= 11.09%
Income before taxes minus the cost of capital, or (Average productive assets x Minimum Required Returns)
= $2,500,000- ($22,550,000 x 16%)
= $2,500,000 - $3,608,000
= ($1,108,000)
As a result, the residual income is $1,108,000 while the return on investment (ROI) is 11.09%.
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Correct Question:
Wyalusing Industries has manufactured prefabricated houses for over 20 years. The houses are constructed in sections to be assembled on customers’ lots. Wyalusing expanded into the precut housing market when it acquired Fairmont Company, one of its suppliers. In this market, various types of lumber are precut into the appropriate lengths, banded into packages, and shipped to customers’ lots for assembly. Wyalusing designated the Fairmont Division as an investment center. Wyalusing uses return on investment (ROI) as a performance measure with investment defined as average productive assets. Management bonuses are based in part on ROI. All investments are expected to earn a minimum return of 16 percent before income taxes. Fairmont’s ROI has ranged from 29. 2 to 32. 4 percent since it was acquired. Fairmont had an investment opportunity in 20x1 that had an estimated ROI of 28 percent. Fairmont’s management decided against the investment because it believed the investment would decrease the division’s overall ROI. The 20x1 income statement for Fairmont Division follows. The division’s productive assets were $23,100,000 at the end of 20x1, a 5 percent increase over the balance at the beginning of the year.
Fairmont Division Income Statement For the Year Ended December 31, 20x1 (in thousands) Sales revenue 22,500 Cost of goods sold 13,900 Gross margin 8,600 Operating Expenses: Administrative 1,800 Selling 4,300 6,100 Income from operations before income taxes 2,500.
Required:
1. Calculate the following performance measures for 20x1 for the Fairmont Division.
A) Return on Investment (ROI)
B) Residual Income
2. Would the management of Fairmont Division have been more likely to accept the investment opportunity it had in 20X1 if residual income were used as a performance measure instead of ROI? Explain your answer
suppose there is an increase in government spending of $260.00 million and a marginal propensity to consume (mpc) of 0.50. in the questions below, give all answers to two decimals. 3rd attempt part 1 (1 point) what is the spending multiplier for this economy? part 2 (1 point) what is the total spending increase that results from this $260.00 million increase in income? $ million
The amount that the government spends has increased.
What is government?The term government refers that the system which was governed by a state or a country in it, we see there are different governments are being there in states the government is made by the people and govern for the people also in it. There is a system being made and under the system, the government is being run.
Given that, MPC = 0.5
Increase in government spending = $440 million
1) What is the spending multiplier for this economy?
Spending multiplier = 1/(1-MPC) = 2
2) What is the total spending increase that results from this $440 million increase in income?
Total increase in spending = $440x2 = $880 million
Therefore, total spending increase that results from this.
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which professionals do interest groups hire to represent them? responses lobbyists lobbyists economists economists journalists journalists market experts
Option (a) is the best choice. Interest groups pay lobbyists to serve as their representatives.
What does interest group lobbying entail?The act of lobbying is the direct approach taken by a lobbyist to influence public figures to promote the agenda of their clientele. The National Rifle Association is an illustrative lobbying organization. Interest groups are associations of people who get together for the purpose of influencing the government.
Why would a lobbyist be employed by an interest group?Lobbyists are employed by interest groups to sway elected authorities. Access to public figures in all areas of government is sought after by lobbyists. By informing government officials about the interests of their group and engaging in grassroots lobbying, lobbyists attempt to sway policy. Many lobbyists have prior public service experience.
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Why did lowcountry planters resist giving the upcountry equal representation in the assembly?.
They believed that the Upcountry farmers opposed slavery, Lowcountry planters resisted giving the Upcountry more equal participation in the legislature.
Explain about the low country planters and upcountry?As Lowcountry Patriots fought backcountry Loyalists, the Revolutionary War had an effect on both groups and their relationship. The Backcountry would become known as the Upcountry following the Revolution. An important cause of conflict was political representation.
Short staple cotton can now be processed just as quickly as long staple cotton thanks to the development of the cotton gin. As a result, the low country and upcountry economies were roughly equalized.
Cotton cost an all-time high on the eve of the Civil War. The Confederate leaders believed that the South would receive the diplomatic and military support it needed to win because of the value of cotton on the international market, notably in England and France.
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what key factor determines what remedies are available for a seller in a sales contract when there is a breach by the buyer?
The key factor that determines what remedies are available for a seller in a sales contract are:-
If the goods are in transit, the seller or lesser can stop the goods from being delivered (depending on quantity).If the goods are in the possession of the buyer or lessee, the seller or lesser can sue for the price of the goods and incidental damages or reclaim the goods if the buyer/lessee is in default.A contract is a legally enforceable settlement that creates, defines, and governs mutual rights and duties amongst its parties. A contract commonly entails the transfer of products, offerings, money, or a promise to switch any of those at a future date.
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tqm stands for multiple choice taguchi quality methods. tactical quality measurements. the quality matrix. total quality management. total quantity measurement.
TQM stands for Total Quality MGT.
TQM oversees all activities and responsibilities needed to hold the desired degree of excellence within an enterprise and its operations. This includes the willpower of a high-quality policy, creating and implementing high-quality planning and warranty, and high-quality control and quality improvement measures.
TQM presents the first-rate assurance that clients get what they count on, in addition to a process for managing unsatisfied clients, making needed corrections, and preventing similar reoccurrences. discover the equipment you want to gain TQM.
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How do you increase participation in community activities?.
To increase participation in community activities one must undertake numerous socio- cultural measures , positively impacting the community.
How do you increase participation in community activities?You must showcase your responsibility in engaging community activities that may include a variety of services , ranging from creating social awareness on major issues to contributing for development of infrastructure. Working more on the development of education for primary and secondary education .Paving way for the creation of employment opportunities through self- induced placement services in the locality.Conducting skill development workshops, to create a community of skilled employees and thereby influencing the upcoming generations with all awareness of the maximum opportunities out there.Build trust among the people on you and your services by providing immediate results and updating on the progress of your works and programs.To learn more about employment , refer:
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which three long-term members of the eu were not receptive to the euro as a common currency as set forth by the maastricht treaty?
Great Britain, Denmark, and Sweden are three long-term members of the eu were not receptive to the euro as a common currency as set forth by the maastricht treaty.
A currency is a standardized form of money that is used or in circulation as a medium of exchange, such as coins and banknotes. A currency, according to a broader definition, is a type of money that has become widely accepted over time in a particular setting, particularly among residents of a nation state. To buy and sell goods and services, money is a form of exchange. It is, in a nutshell, money that is typically issued by a government and is typically accepted as payment at face value. Coins and paper bills were produced. Fiat money, commodity money, and representative money are the three types of monetary systems that can be used to categorize currencies based on what guarantees a currency's value (the overall state of the economy vs. the government's physical metal reserves).
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