Linda just got approved on an ARM mortgage. What is true?
O Her taxes will be reduced.
O She has a secured loan.
O Her interest will be fixed.
O She cannot make a down payment.

Answers

Answer 1

Answer:

[tex]\fbox {She has a secured loan.}[/tex]

Explanation:

We know from basics that by a mortgage, we understand that we put our asset down as a collateral so we can take a loan and this asset will be under the lender's control until repayment.

An ARM mortgage means that the interest rate can be gradually changed based on performance benchmarks, such as a change in it every 6 months.

Hence, by this, we can understand that the loan is secure.


Related Questions

at the end of your car lease period, you intend to turn in the car, and you will not pay extra at that time based on the residual value of the car. you have a(n) _____ lease.

Answers

At the end of your car lease period, you intend to turn in the car, and you will not pay extra at that time based on the residual value of the car, then you will have an open-end lease.

What is open-end lease?

An open-end lease serves as a  rental agreement whereby the one that is to make a periodic lease payments enter an agreement with the owner  so as to be able to make balloon payment at the end of the lease agreement.

Therefore, in this type of lease, there will no be extra pay at that time based on the residual value of the item.

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After World War II, the United States set out to infuse the ideal of capitalism throughout as much of the world as possible. As a result, most of the noncommunist economies in the world Multiple Choice failed. stagnated. quickly matched the U.S. economy. faced high inflation rates. grew significantly.

Answers

Most of the non-communist economies in the world grew significantly as a result of the U.S. infusion of ideal of capitalism.

What is the ideal of capitalism?

The ideal involves the spread of free market practices that allows citizen to determine the demand and supply in market with little or no government intervention.

Hence, the non-communist economies in the world grew significantly as a result of the U.S. infusion of ideal of capitalism.

Therefore, the Option D is correct.

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Assume that the number of sellers and market increase, what will happen to the supply curve for the product, and what will happen to the price and quantity in the market?

Answers

A shift in the number of vendors in a market affects the quantity offered at each price and, consequently, the supply. The supply curve moves to the right as the number of suppliers of an item or service rises.

What is supply curve?

Supply curve is the correlation between the goods and services supplied in a particular quantity for a period of the time. Maximum the quantity supplied is in the horizontal axis and the price is on the vertical axis.

Thus, A shift in the number of vendors in a market affects the quantity

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Bonds are securities that can be readily bought and sold. A bond issue consists of a number of bonds, usually in denominations of ______ or _____ and is sold to many different lenders.

Answers

A bond issue consists of a number of bonds, usually in denominations of $1000 or $5000 and is sold to many different lenders.

What is a bond?

It should be noted that bonds are securities that can be readily bought and sold.

In this case, a bond issue consists of a number of bonds, usually in denominations of $1000 or $5000 and is sold to many different lenders.

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(Scenario: Assets and Liabilities of the Banking System) According to the Scenario: Assets and Liabilities of the Banking System, suppose that the reserve ratio is 10 percent when the Federal Reserve sells $25,000 worth of U.S. Treasury bills to the banking system. If the banking system does NOT want to hold any excess reserves, _______ will be _______ the money supply.

Answers

If the banking system does NOT want to hold any excess reserves,  $250,000 will be added to the money supply.

What is an excess reserves?

Excess reserves is known to be the capital reserves that is said to be held by a bank or financial institution and it is one that is too much or is in excess of what is needed by regulators, creditors, or others.

Since there is  $25,000 worth of U.S. Treasury bills, one will multiply it times 10 = $250,000

Therefore,  If the banking system does NOT want to hold any excess reserves,  $250,000 will be added to the money supply.

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In making the best economic choices, consumers compare the benefits of the choice to.

Answers

In making the best economic choices, consumers compare the benefits of the choice to cost.

What is economic choice?

economic choice can be regarded as the decision making by the consumer to choose the kind of product that is needed by them economically.

Therefore, the consumer usually consider the cost In making the best economic choices,  as well as the benefits.

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Eastline Corporation had 17,500 shares of $5 par value common stock outstanding when the board of directors declared a stock dividend of 6,125 shares. At the time of the stock dividend, the market value per share was $17. The entry to record this dividend is:

Answers

The journal entry to record the declaration of a stock dividend is by debiting the retained earnings and crediting the common stock dividend with equal amounts of $30,625.

What are dividends?

Dividends are the amount allocated to the investors by the company with respect to the shareholdings held by them.

The journal entry for recognizing the transaction is as follows:

Particulars                                         Debit         Credit

Retained earnings (6,125 X $5)         30,625

   Common stock dividends                               30,625

(To record the declaration of dividends

on common stock)

Therefore, the journal entry is explained and recorded as above.

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Once the project schedule and project budget are approved they become the _____ Group of answer choices project plan derivative plan schedule plan baseline plan actual plan

Answers

Once the project schedule and project budget are approved they become the baseline plan. This is further explained below.

What is the baseline plan?

Generally,  Project management baselines are the established points from which further planning is done.

In conclusion, As soon as the project timeline and budget are greenlit, they constitute the foundation of the project.

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what is the role of profit in a business ?​

Answers

Answer:

Profit plays a huge role in business. business is run to gain profit .the main purpose of the business is to make profit if there is no profit in any business then it can no longer be run as it won't be possible to meet up the demands without profits.

Answer:

Profit equals a company's revenues minus expenses. Earning a profit is important to a business because profitability impacts whether a company can secure financing from a bank, attract investors to fund its operations and grow its business. Companies cannot remain in business without turning a profit.

A natural barrier that faces Argentina when it sells beef to Siberia is: Group of answer choices custom regulations distance government controls exchange controls taxes

Answers

A natural barrier that faces Argentina when it sells beef to Siberia is distance.

Why distance is a barrier to trade?

Due to the fact that markets within countries are typically closer together than markets between countries, distance reduces international trade in comparison to domestic trade. Most overseas markets have higher transportation expenses than they do for domestic markets, frequently by a significant margin. Given that distance seems to restrict trade more than can be compensated for by transportation, it is possible that distance is also linked to greater non-transportation trade costs.

For example, the price of carrying the beef from Argentina to Siberia could make it too expensive even though farming beef there may be less expensive than raising beef in the freezing cold of Siberia. Thus, one of the inherent obstacles to international trading is distance.

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Pam and Marian have formed a limited partnership in the state of Massachusetts. Their business does well, and as it continues to expand, they would like to transact business in New Hampshire and Connecticut as well. They file applications with the secretaries of state in New Hampshire and in Connecticut. If they are issued certificates of registration in New Hampshire and Connecticut, their business will be considered a ________ in those states.

Answers

If Pam and Marian are successful in their application to New Hempshire and Connecticut, they will get a Certificate of Registration.

What is a certificate of registration?

This is a legal document that is issued by the government of an area to show that a company can operate in the area because they have met the necessary requirements.

If Pam and Marian are cleared by the Connecticut and New Hampshire states, they will get Certificates of Registration.

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A marketing manager must decide on the size of the survey sample to be used in order to estimate the proportion of customers who are aware of her brand. She wishes to estimate this proportion to within 10 percentage points with 88% confidence. If the manager guesses that the proportion of aware customers is roughly 30%, what is the size of the sample that must be used

Answers

The size of the sample that must be used is 264. The correct sample size is 264. Read below about how to arrive at the sample size.

What is the sample size that must be used?

p′ = x / n where x represents the number of successes and n represents the sample size. The variable p′ is the sample proportion and serves as the point estimate for the true population proportion.

Then, it follows that,

p= 30/10 x 88 = 264

Therefore, the correct answer is 264.

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Official permission to postpone the payments of a loan is known as a:

Answers

Official permission to postpone the payments of a loan is known as a:

Deferment

What is a Deferment?

A deferment is an official request to postpone the payment of a loan.

When the organization is officially notified of the request to postpone the payment of the loan, they will keep the record while hoping that the debtor will honor the agreement when due.

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marshall corporation had $220,000 in invested assets, sales of:

Answers

The rate of return on investment for Marshall is 30%.


Rate of return on investment

Using this formula

Rate of return=Income form operation/Assets invested ×100


Let plug in the formula

Rate of return=$66,000/$220,000×100

Rate of return=30%

Therefore the rate of return on investment for Marshall is 30%.

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an online store wants a database of customer information but it does not have the meta pixel installed. which campaign objective meets this business goal?

Answers

The campaign objective which meets this business goal is Lead Generation

What is Lead Generation?

This refers to the process through which potential customers are identified and cultivated.

Hence, we can see that from the given scenario of the use of a database of customer information to identify their purchase decisions but has no metadata installed, this is lead generation.

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You market many different types of insurance and ordinarily you spend time each evening calling potential clients. To comply with requirements for marketing medicare advantage and part d plans, what must you do about contacting potential clients to market those plans?.

Answers

Avoid calling any potential client, unless they contact you first and specifically ask to be contacted.

What is Marketing Medicare Advantage and Part D Plans?

Medicare Advantage is the one, which replaces Original Medicare and becomes your hospital and medical insurance plan.

Medicare Part D Plans is a supplement to the Original Medicare, which covers prescription drugs only.

Seniors are mostly opt for Medicare Advantage because it provides better benefits at lower cost.

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what do the phrases "put something on the back burner," "stir the pot," and "give birth to a plan" reflect about organizations?

Answers

All of the languages and the phrases based on the way they are used refers to feminine language.

How does these words have to do with feminine?

The words are mostly about the activities that are known to be more associated with women.

Cooking is a chore for women. Also they are the ones that birth babies. Hence the correct answer is feminine language.

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Productivity in the service sector is difficult to measure because new technology adds to:

Answers

Productivity in the service sector is difficult to measure because new technology adds to quality of services provided.

What is productivity?

Productivity is defined as the efficient way of producing goods and services. Productivity occurs when the input to a system matches the output.

When technology is added to productivity, the service sector finds it difficult to measure due to the quality of the services provided

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Nelson is motivated by a strong need for recognition and is continually seeking credit for his contributions to the organization. According to maslow, nelson is motivated by which category of needs?

Answers

The Self-Esteem category of need is the need that motivates Nelson as he is continually seeking credit for his contributions to the organization

What is the Self-Esteem category?

According to the Maslow hierarchy, this category of needs is one that involve building of high confidence in one's own worth and abilities.

Hence, the Self-Esteem category of need is the need that motivates Nelson as he is continually seeking credit for his contributions to the organization.

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How does an improvement in productivity affect a business's profit margin?
A. It increases the profit margin by lowering costs.
B. It decreases the profit margin by lowering costs.
C. It decreases the profit margin by raising costs.
D. It increases the profit margin by raising costs.

Answers

Answer:

it increases the profit margin by lowering costs

Explanation:

An improvement in productivity affects a business's profit margin as it increases the profit margin by lowering costs. Thus, option A is correct.

What is the profit margin?

Profitability is gauged by profit margin. Estimating the profit as a proportion of revenue is used to calculate it. Gross profit margin, operating profit margin, and net profit margin are the three different forms of profit margins. Gross profit is multiplied by net sales to determine the gross profit margin.

A company may produce more goods without increasing expenses by boosting productivity. Producing more opens up the possibility of increasing sales, which in turn might boost earnings. In addition to improving overall earnings, higher productivity can raise a company's profit margin.

The profit margin of a company is impacted by an increase in productivity since it lowers expenses and raises the profit margin. Therefore, choice A is correct.

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In macroeconomics, the connection from inputs to outputs for the entire economy is called _______________.

Answers

Answer:

an aggregate production function. Hope it helps!

Which group of people ultimately determines the products that a command economy produces?.

Answers

The authorities make a decision on what items and offerings could be produced and what costs could be charged for them.

Who controls the economic system in a command economic system?

Command financial system, a monetary machine wherein the approach of manufacturing is publicly owned and monetary interest is controlled through a central authority that assigns quantitative manufacturing dreams and allots raw materials to productive establishments.

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The Government ultimately determines the products that a command economy produces.

What is the command economy and examples?

Alternatively, the Command Economy owns most, if not all, businesses and is organized by the central government, where government officials control all factors of production. East Germany, North Korea and the former Soviet Union are examples of command economies.

What is the basic idea of ​​the command economy?

The main idea of ​​the command economy is that the economic base is controlled by the government and central authorities. They can make financial decisions. How many cars will be produced or how resources will be distributed in society.

Who controls the economy in a command economy?

central authority

A Command economy is a monetary system in which the manner of production is publicly owned and monetary hobby is controlled through a central authority that assigns quantitative production desires and allots raw materials to efficient organizations.

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A. the ability to merely project one's abilities in the lack of actual accomplishments B. the ability to reduce the dependence of team members on each other C. the ability to induce the team members to focus on individual goals rather than collective goals ormal leadership D. the ability to influence a group toward the achievement of a vision or set of goals E. the ability to use factors like training and experience to reduce dependence on f

Answers

A leadership is best described as the ability to influence a group toward the achievement of a vision or set of goals.

What is a leadership?

In a formal setting, this refers to individual ability to influence, lead and guide others people to accomplish a predetermined mission in the manner desired.

Hence, it is best described as the ability to influence a group toward the achievement of a vision or set of goals.

Therefore, the Option D is correct.

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On december 29, 2021, patel products, inc. , sells a delivery van that cost $20,000. the equipment had accumulated depreciation of $16,000 at december 31, 2020. annual depreciation on this equipment is $2,000 computed using straight-line depreciation.

Answers

The appropriate journal entry to record the transaction using  straight-line depreciation is: Debit Depreciation expense $2,000; Credit Accumulated depreciation $2,000

Depreciation

If the  annual depreciation on this equipment  is the amount of  $2,000. The correct journal entry to record the transaction using  straight-line depreciation is:

December 31 2020

Debit Depreciation expense $2,000

Credit Accumulated depreciation $2,000

(To record depreciation  expenses)

Therefore the entry is: Debit Depreciation expense $2,000; Credit Accumulated depreciation $2,000.

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Johnson Co. has 1,000,000 euros as payables due in 30 days, and is certain that the euro is going to appreciate substantially over time. Assuming the firm is correct, the ideal strategy is to: a.remain unhedged. b.purchase euro currency put options. c.purchase euro currency call options. d.sell euros forward. e.purchase euros forward.

Answers

Based on the fact that the Euro will appreciate, the best thing for Johnson Co. to do is to e.purchase euros forward.

What should Johnson Co. do?

The fact that the Euro is going to appreciate in value means that Johnson Co. will have to pay more in future.

They should therefore lock in a favorable Euro rate now by purchasing Euros at a forward rate.

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At a price of $2,000 per unit, the demand for Rancho 60 mountain bikes from Peyton Bike's Inc. is 300 units, which is the number of bikes the company manufactures every year. This is Peyton Bike's maximum output. If the marketing managers at Peyton Bike's Inc. decide to sell each bike at a price lower than $2,000 per unit, _____. a. the demand for and the supply of the bikes will attain equilibrium b. a shortage of bikes will be created c. an inelastic demand for the bikes will be created d. the number of bikes produced will increase drastically

Answers

If the marketing managers at Peyton Bike's Inc. decide to sell each bike at a price lower than $2,000 per unit, a shortage of bikes will be created.

Why are bikes in short supply?

As a result, additional problems like plant shutdowns and disruptions as well as the unheard-of increase in bike orders during the peak of the coronavirus pandemic have added to the supply chain difficulties. The sector has never before experienced such a massive increase in demand as it has over the past two years.

Are there still not enough bicycles?

The "Great Bicycle Shortage" of 2021 is finally ended, which is wonderful news. The bad news is that you'll have to pay more in 2022, just like with everything else. Lori Van Maluka is all too familiar with the bike shortage.

How long will there be a bicycle shortage?

Mason claimed that despite the bike industry's growth slowing down since 2020, sales are still higher than they were before the pandemic. While the shortage is still present, according to Mason, it is concentrated on a few particular bike models, parts, and accessories. She believes that the shortfall will continue into the following year or two.

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A person drops off a prescription for a beneficiary who is a regular customer. The prescription is for a controlled substance with a quantity of 160. This beneficiary normally receives a quantity of 60, not 160. You review the prescription and have concerns about possible forgery. What is your next step?.

Answers

When someone reviews the regular dosage is a quantity of 60, but the prescription is of 160 quantity, it must be confirmed from the prescriber regarding the actual required dosage to detect forgery.  

What is forgery?

In a condition where an individual tries to copy or imitate a document, or any work of art representing it to others as an original piece, then such a condition leads to forgery.

There are chances that the prescription of the regular customer has been imitated by forgery, and so the quantity of the dosage is not normal as usual.

Hence, the significance of forgery is aforementioned.

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which of the following statements are true (picture attached)

Answers

If the cardholder makes the payment of $523.20 on time, which is by the due date, she will not have to pay any interest to the credit card company.

What is a due date?

Due date is the date on which the payment or a receipt becomes due to be paid as per the agreements made by both the parties to a transaction.

In case of a credit card, no interest is charged on the limit used, if the repayment is done on or before the due date of repayment of such limit by the cardholder.

Hence, option D holds true regarding the due date.

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Consider these statements about annuities and perpetuities and decide which is accurate. Group of answer choices The future value of a perpetuity can be computed using low discount rates.. A perpetuity comprised of $200 monthly payments is worth more than an annuity comprised of $200 monthly payments, given an interest rate of 12 percent, compounded monthly. Most business loans are a form of an amortized loan. An ordinary annuity is worth more than an annuity due given equal annual cash flows for eleven years at 8 percent interest, compounded annually.

Answers

The accurate statements on annuities and perpetuities are:

A perpetuity comprised of $200 monthly payments is worth more than an annuity comprised of $200 monthly payments, given an interest rate of 12 percent, compounded monthly. Most business loans are a form of an amortized loan.

What is true of annuities and perpetuities?

A perpertuity's present value is:

= Amount / periodic rate

= 200 / (12% / 12 months)

= $20,000

This is larger than the present value of an annuity of the same amount if the payment period is not long.

Business loans come as amortized loans for the most part because the business will have to pay back a specific amount every period that includes interest and principal repayment.

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The relationship between the number of years for the mortgage / home loan and the monthly payment amount.

Answers

Answer:

If A = { a , c , e } , B = { b , c , d ) and C = { a , c , d , f ) , find n ( A n B n C)

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