Most single-payment loans are secured by:

Answers

Answer 1

Most single-payment loans are secured by collateral.

What is Collateral?

Collateral can be explained as money or property that is been used by the one who borrow of a loan as a guarantee that someone will repay.

This can be a personal assets especially for  small business loans, hence, Most single-payment loans are secured by collateral.

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Related Questions

Per capita GDP is Group of answer choices A dollar measure of the economic growth rate of a country. The value of the factors of production used to produce output in a country. The sum of consumer goods, investment goods, government services, and net exports. None of the Answers are Correct. GDP divided by total population.

Answers

Per capita GDP is GDP divided by total population.

What is a Per capita GDP?

This refers to an economic tool that measures the total output of a country by taking a gross domestic product and divides it by number of people.

Hence, the Per capita GDP is derived by calculating the GDP divided by total population.

Therefore, the Option E is correct.

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Identify the correct definition of an asset. Multiple choice question. An asset is an amount owed to a creditor. An asset is a resource that a business owns or controls. An asset refers to the claims of a business's owners.

Answers

The proper definition of an asset is a resource that a corporation owns or controls, one that has economic worth and improves the financial situation of the firm. The best way to describe an asset is option B.

Something with an economic worth that a person, bunch, or company may claim or manage is alluded to as an asset. It stands for an inescapable choice in the longer term which can make strides within the money-related consistent quality of the organization.

Both tangible and intangible assets are considered assets, and they are often divided into distinct categories on a balance sheet, such as current assets (short-term assets like cash, accounts receivable, and inventory) and non-current assets (long-term assets like property, equipment, and investments).

Hence, the correct option is B. An asset is a resource that a business owns or controls.

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The given question is not in proper format; below is the question.

Identify the correct definition of an asset. Multiple choice questions.

A. An asset is an amount owed to a creditor.

B. An asset is a resource that a business owns or controls.

C. An asset refers to the claims of a business's owners.

Marketing ethics can be defined as: Group of answer choices a broad concept that relates to a firm's obligation to maximize its positive impact on society. that part of a corporate culture that relates to a firm's expectations about appropriate conduct. principles and standards that define acceptable marketing conduct. activities involving extra steps to increase the firm's overall positive impact on society, the local community, and the environment. the economic responsibility of making a profit.

Answers

Marketing ethics can be defined principles and standards that define acceptable marketing conduct.

What is Marketing ethics?

Marketing ethics can be regarded as the principle that guides the process of marketing so as to be able to achieve the goal of increase in the profit of the organization.

Therefore, Marketing ethics can be defined principles and standards that define acceptable marketing conduct.

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A Treasury bill with a par value of $100,000 due three months from now is selling today for $97,087 with an effective annual yield of A) 12.40%. B) 12.55%. C) 12.62%. D) 12.68%. E) None of the options are correct.

Answers

The effective annual yield of a treasury bill is equivalent to 12.55%.

Option B is the correct answer.

What is the treasury bill?

The treasury bill is the trading instrument that is issued in the money market by the government.

Given values:

Par value: $100,000

Future value: $97,087

Number of years from now: 3 years

Step-1 Computation of interest rate of treasury bill:

[tex]\rm\ Interest \rm\ rate \rm\ on\rm\ treasury \rm\ bill=\frac{\rm\ Par \rm\ value - \rm\ Future \rm\ value}{\rm\ Future \rm\ value} \\\rm\ Interest \rm\ rate \rm\ on\rm\ treasury \rm\ bill=\frac{\$100,000-\$97,087}{\$97,087} \\\rm\ Interest \rm\ rate \rm\ on\rm\ treasury \rm\ bill=0.03[/tex]

Step-2 Computation of equivalent yield the bill:

[tex]\rm\ Equivalent \rm\ annual \rm\ yield =(\rm\ 1+ \rm\ interest \rm\ rate)^{\rm\ Number \rm\ of \rm\ years} - 1\\\rm\ Equivalent \rm\ annual \rm\ yield=(1+0.03)^{4} -1\\\rm\ Equivalent \rm\ annual \rm\ yield=1.01255-1\\\rm\ Equivalent \rm\ annual \rm\ yield=0.01255[/tex]

Therefore, 12.55% is the equivalent yield on the treasury bill.

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The changes in the american business system that have had the most dramatic impact on the workings of the free enterprise system are the changes in:

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The changes in the american business system that have had the most dramatic impact on the workings of the free enterprise system are the changes in labour force.

What is Labour force?

Labour force are people that helped in managing a business.

They include workers and staffs of organization and without them no work can be done.

Change of labour force can have a great impact on an enterprise.

Therefore, The changes in the american business system that have had the most dramatic impact on the workings of the free enterprise system are the changes in labour force.

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What is the reason for okazaki fragments being formed during dna replication

Answers

The reason for Okazaki fragments being formed during DNA replication is to enable replication of the 3' - 5' (lagging) strand.

What is the Okazaki fragments  about?

Okazaki fragments is known to be created on the lagging strand and it is used for the synthesis of DNA in direction of  5′ to 3′ in line to the replication fork.

The reason for Okazaki fragments being formed during DNA replication is to enable replication of the 3' - 5' (lagging) strand.

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If a firm has positive results from market testing, the next step will be the:

Answers

If a firm has positive results from market testing, the next step will be the: Product launch.

What is market testing?

Market testing  is a marketing  strategy and can be defined as the way in which companies give out their product so as to receive feedback about the product or to know customer opinion about the product before producing  the product in large quantity.

Based on the given scenario the  next step if the company receive a positive feedback will be to launch the product.

Therefore the next step will be the: Product launch.

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The purpose of __________ is to create real or perceived product differences. Group of answer choices niche marketing product differentiation product mixing target marketing

Answers

The purpose of "product differentiation" is to create real or perceived product differences.

What is product differentiation?

Product differentiation improves brand loyalty, sales, and growth by differentiating what you sell from what your rivals provide.

The significance of product differentiation-

It creates a competitive advantage and make your product is superior to alternatives on the market.Effective product differentiation highlights the special advantages of your products or services.It helps to narrow down your audience depending on what they prefer and what you offer.You have a differentiated product that offers value to customers when you better match a product's advantages to what your target audience desires than your rivals.It helps to enhance brand loyalty and can achieve higher price points.

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Private property Multiple Choice discourages exchange since people must get government approval before buying property. are not legally enforceable in the U.S. are sustained by the right of individuals to designate who will receive their property when they die. does everything indicated in the other choices.

Answers

One thing about private property is that they are sustained by the right of individuals to designate who will receive their property when they die.

What makes private property so alluring?

Private property refers to the legal right of a person to own a property and decide what to do with it within the laws of the nation.

In the U.S., a private property owner is allowed to give their land to whomever they want. This is the chief factor that sustains private land because people acquire them knowing they can pass them on when they die.

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Your Competitive Intelligence team reports that a wave of product liability lawsuits is likely to cause Chester to pull the product Cute entirely off the market this year. Assume Chester scraps all capacity and inventory this round, completely writing off those assets and escrowing the proceeds to a settlement fund, and assume these lawsuits will have no effect on any other products of Chester or other companies. Without Chester's product Cute how much can the industry currently produce in the Core segment

Answers

The answer should be 2

The intrinsic rate of the atriobventricular av bundle is beats/min

Answers

The intrinsic rate of the atriobventricular (av) node is 40 to 60 beats per minute (bpm).

What is the rate for beat for av?

The arteries and veins are medium of transportation of material and nutrients in the body.

They beats 40 to 60 times in a minutes to show activeness in an individual.

Therefore, the intrinsic rate of the atriobventricular node is 40 to 60 beats per minute (bpm).

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You discover an unattended email address or fax machine in your office receiving beneficiary appeals requests. You suspect no one is processing the appeals. What should you do?

Answers

If  you discover an unattended email address or fax machine in your office.  What you should do is: To Contact your compliance department.

Unattended email address

If an unattended email address  that is receiving appeals requests is discovered the next step of action to take is to get in touch or contact your compliance department.

You can contact your compliance department by making use of compliance hotline  or any other means that you can use to contact them.

Therefore  what you should do is: To Contact your compliance department.

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Perpetual Inventory Using FIFO
Beginning inventory, purchases, and sales data for prepaid cell phones for December are as follows:
Inventory Purchases Sales
Dec. 1 310 units at $88 Dec. 10 144 units at $90 Dec. 12 240 units
Dec. 20 240 units at $96 Dec. 14 166 units
Dec. 31 200 units
Assume that the business maintains a perpetual inventory system, costing by the first-in, first-out method. Determine the cost of goods sold for each sale and the inventory balance after each sale, presenting the data in the form illustrated in Exhibit.
Under FIFO, if units are in inventory at two different costs, enter the units with the LOWER unit cost first in the Cost of Goods Sold Unit Cost column and in the Inventory Unit Cost column.

Answers

The cost of sales and the inventory balance at the given dates are:
Date         Cost of sales        Inventory Balance

Dec 12       $21,120                               214

Dec 14        $14,800                         48

Dec 31        $22,752                            14

What is FIFO?

FIFO means first in, first out. It means that it is the first purchased inventory that is the first to be sold.

The items sold on Dec 12 would be taken from the beginning inventory.

Inventory left = (310 - 240) + 144 = 214

Cost of goods sold = 88 x 240 =   $21,120      

The items sold on Dec 14 would be taken from the beginning inventory and the items bought on Dec 10.

Inventory left = 214 - 166 = 48

Cost of goods sold = (88 x 70) + [(166 - 70) x 90] =

6160 +8640 = $14,800

The items sold on Dec 31 would be taken from the inventory purchase on Dec 10 and 20.

Inventory left = (48 + 240) - 200 = 88

Cost of good sold = (48 x 90) + [(240 - 48) x 96) =

4320 + 18,432 = $22,752

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The marketing concept that states that a business must find out what consumers want and provide it for them is called the: Multiple choice question. profit orientation product orientation service orientation customer orientation

Answers

The correct option is D). Customer orientation.

What is customer orientation?

Customer orientation is a business approach in which an organization puts the needs of the customer on the priority over the needs of the business.

Any business without following customer-orientation approach cannot flourish unless it consistently improves customer focus.

Customer orientation is very important for achieving customer satisfaction.

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The Finnish prefer to maintain time-honored traditions and norms and view change with suspicion. Which of Hofstede’s cultural dimensions does this represent?

power distance

individualism/collectivism

masculinity/femininity

time orientation

Answers

I think it’s an Individualist society

Finland, with a score of 63 is an Individualist society. This means there is a high preference for a loosely-knit social framework in which individuals are expected to take care of themselves and their immediate families only.

Percy Corporation was formed on January 1. The corporate charter authorized 100,000 shares of $10 par value common stock. During the first month of operation, the corporation issued 230 shares to its attorneys in payment of a $4,300 charge for drawing up the articles of incorporation. The entry to record this transaction would include:

Answers

The journal entry for the transaction as mentioned above will include a debit in the organizational expenses for $4,300.

What are the golden rules of a journal entry?

As per the golden rules of a journal entry, all the expenses of an organization, whether direct or indirect are debited. Thus, in the above case, the organization expenses will be debited.

Hence, the significance of a journal entry is aforementioned.

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Orlando wants to become a certified public accountant. which career cluster is he interested in? a. manufacturing b. transport, distribution, and logistics c. finance d. marketing

Answers

The fact that Orlando wants to become a certified public accountant means that the career cluster he is in is C. Finance.

What career cluster is accounting?

A career in accounting is found in the finance career cluster which deals with other subjects that have to do with financial services.

Apart from accounting, the finance cluster would include things like investment banking, banking, and credit analysis.

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1. Use a real-life example to describe the following allocation methods. Hint: Use family, friends, teams, church, and/or clubs for examples.

Brute Force

Market

Queuing

Random Selection

Tradition

Equal Shares

Need

Planned

Answers

A real-life example of the concepts are:

Brute force: The use of different numbers, trying to win the lottery.

Market: The buying and selling of ice cream at backyard sales.

Queuing: Standing in line to pay for goods at a mall

What is Queuing?

This refers to the standing in line by a group of people in order to access a particular service.

Hence, we can see that the other answers are:

Random selection: Picking one person out of four persons, through the throw of a die.

Tradition: Going to camp every year between father and son.

Equal Shares: The allocation of the same amount of food in a family

Need: The purchase of food in order to continue living.

Planned: A vacation to a foreign place that has been in the making for a long time.

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. A gracious welcome by an employee at the hotel check-in counter is an example of: a. social sustainability. b. predictive analytics. c. a service blueprint. d. a moment of truth.

Answers

A moment of truth is exemplified by the cordial greeting given by a staff member at the hotel check-in desk. Hence option D is correct

What does hotel check-in entail?

Checking in is the procedure used to register visitors to a hotel. Usually, it happens at the front desk of the hotel. The receptionist verifies the information when the guests are assigned to a hotel room and handed a key or access card. They are brought to their room if they have bags.

At these moments, providing excellent customer service and having kind employee interactions can make an encounter enjoyable otherwise it could damage a customer's trust, which is difficult to mend.

Hence, option D a moment of truth is the correct answer.

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Ken loves to design things and put them together. He helped his dad build a
dog shed from scratch. Which of these marketing career paths would be best
for Ken?
OA. Product designer
OB. Web designer
O C. Market research analyst
OD. Public relations specialist

Answers

Answer:

OA. Product designer

Explanation:

He has the skill to build a project.so he can develop his skills and design products.

Answer:

product designer

Explanation:

bc i said so

Which form of personal power is used by leaders?

Answers

The form of personal power is used by leaders is Referent power.

What is Referent power?

Referent power can be described as a kind of power that can be gotten by the leader's ability to influence and inspire those that he is leading especially in government.

It can be regarded as the adoration and respect that the leader gets as a result of his influence on his subordinates and other managers that are below him in the organization.

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Agency costs faced by MNCs may be larger than those faced by purely domestic firms because: a.monitoring of managers located in foreign countries is more difficult AND foreign subsidiary managers raised in different cultures may not follow uniform goals. b.monitoring of managers located in foreign countries is more difficult. c.MNCs are relatively large. d.foreign subsidiary managers raised in different cultures may not follow uniform goals. e.All of these are correct.

Answers

Agency costs faced by MNCs may be larger than those faced by purely domestic firms because:

monitoring of managers located in foreign countries is more difficult AND foreign subsidiary managers raised in different cultures may not follow uniform goals. monitoring of managers located in foreign countries is more difficult..MNCs are relatively large. foreign subsidiary managers raised in different cultures may not follow uniform goal.

What are multinational corporations?

Multinational corporations can be regarded as one that have the license to operates in more than one country at a time.

Agency costs faced by MNCs may be larger than those faced by purely domestic firms due to how foreign subsidiary managers raised in different cultures may not follow  uniform goals.

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Question Mode Multiple Choice Question The total interest that accumulates over time on both the principle money deposited and accumulating interest in an interest-bearing savings account is known as ______ interest.

Answers

It’s know as the bank

a provider who directly treats a patient is called a(n)

Answers

A provider who directly treats a patient is called a direct provider.

A provider who directly treats a patient is called a direct provider.

Who is a Patient?

This refers to the person that is under care, usually in the hospital for an ailment or health-related issue.

Hence, we can see that in the case of the person that takes care of a patient and treats him directly, this person is known as a direct provider and is responsible for getting him to wellness.


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A process failure that results in the process's inability to meet advertised performance standards violates which of the five definitions of quality?

Answers

A process failure that results in the process's inability to meet advertised performance standards violates conformance to specifications of the five definitions of quality.

What are the definitions of quality?

The definitions of quality can be explained as the standard of something when it is been measured against other things.

five definitions of quality are:

Fit for Purpose.Conformance to Requirements. Proportional to Cost. Quality is Price. Quality is a Standard.

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what increases your total loan balance?

Answers

Interest compound is known to increase a person's loan balance.

What is interest?

This is a term that is used to refer to the additional cost of borrowing money. When people borrow they have to pay an interest for that amount in a given period.

When you fail to pay when due, the interest on this loan would continue to rise till you pay up.

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A production possibilities frontier is like a ___________________, for an entire society. Group of answer choices opportunity cost

Answers

Answer:

production possibilities frontier is like a set of choices

A form of foreign direct investment, where a domestic company purchases a company in a foreign country to produce a similar product or service is a: Group of answer choices licensor. joint venture. foreign subsidiary. host company.

Answers

A form of foreign direct investment, where a domestic company purchases a company in a foreign country is a foreign subsidiary.

What is Foreign subsidiary?

This is a business enterprise which involves a company owning to some degree another in another country.

This type of subsidiary involves the both of them producing the same type of goods and service.

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The demand for does not change when a change in _______ occurs.

Answers

The demand for hot dogs does not change when a change in​ The price of a hot dog occurs.

What is the relationship between price and demand?

The price of a good has an influence on the  quantity demanded by the consumers.

Provided that non-price factors not included, it should be noted that when the price is very high, there will be lower quantity demanded and vice versa.

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Sara was faced with a decision to complete a skill herself or delegate to a staff member. Watch both examples and think about your reading about the three-skill approach. Explain which skill was used in each example and how it ultimately affected patient and staff outcomes. If you don’t agree with either example, can you think of a better decision for sara? explain which skill you would have focused on and why.

Answers

Answer:

Complete a skill herself.

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Solve 6x+7=3x+16X=6X=3X=4X=2 Simplify the expression when j = 5 and k = 3*1 pointCaptionless Image3-9/541/36 Which central american country does not have both caribbean and pacific coastlines?. Expository Essay - Genre ComparisonIn a short essay compare and contrast the passages below. Compareand contrast the themes, writing styles, and authors purposes expressed in the passages.Be sure to :Clearly state your thesisOrganize and develop your ideas effectivelyChoose your words carefullyEdit your writing for grammar, mechanics, and spellingPassage #1: The Great Depression Brings Economic Crisis Crisis and Response Passage #2: Excerpt from "The Grapes of Wrath" by John Steinbeck please help me. I really need to get this right. I appreciate the hard work which characteristics of nazi germanys government were those of a totalitarian state? select four options Which statement is true?The primary function of a the ribosome is protein synthesisThe primary function of a the ribosome is protein synthesisThe primary function of the vacuole is cell division The primary function of the vacuole is cell division The primary function of the nucleus is to store nutrientsThe primary function of the nucleus is to store nutrientsThe primary function of the mitochondrion is movement.The primary function of the mitochondrion is movement. A certain spring has a spring constant k1 = 660 N/m as the spring is stretched from x = 0 to x1 = 35 cm. The spring constant then changes to k2 = 250 N/m as the spring is stretched to x2 = 65 cm. From x2 = 65 cm to x3 = 89 cm the spring force is constant at F3 = 105 N.Write an equation for the work done in stretching the spring from x1 to x2. Calculate the work done, in joules, in stretching the spring from x1 to x2. Calculate the work, in joules, necessary to stretch the spring from x = 0 to x3. can somebody help me? Activity 1.2.2: Completing short dialogues In pairs, take turns and give advice to each other using the cues given below. Use the three ways of giving advice you practiced above. The first one has been done for you as an example.1. Aman: I want to speak English more fluently.Muna: You should practice speaking every day.2. Aman: Im adding weight recently.Muna: ___________________________________________________________.3. Aman: My parents send me money but Im always broke.Muna: __________________________________________________________.4. Aman: Im not feeling well.Muna: ___________________________________________________________.5. Aman: I cant study in the dorm. The other students talk too much.Muna: ___________________________________________________________.6. Aman: I want to join a good department next year.Muna: ____________________________________________________________.7. Aman: I find it difficult to get up early in the morning.Muna: ____________________________________________________________.8. Aman: I spend a lot of time watching television every day.Muna: _____________________________________________________________.9. Aman: Im feeling bored this afternoon.Muna: _____________________________________________________________.10. Aman: I keep losing my mobile phones. I lost two mobile phones last month alone.Muna: ____________________________________________________________. Find the value of x,y and z Two samples contain sulfur andoxygen in the amounts shown in thedata table. What is the mass percentof sulfur in compound B?Sample Mass S (g) Mass 0 (g)A32.048.0B30.030.0 A casino looking to employ someone to ensure that game procedures are followed and player disputes are resolved will need to hirean exhibit managera gaming associatea casino managera pit boss if 3t -7 = 5t, then 6t = If 1.32 g MgO is combined with 100.0 mL of 1.00 M HCl in a coffee cup calorimeter, the temperature of the HCl solution increases from 24.2 C to 34.4 C. Calculate the enthalpy change for the reaction per mole of MgO. Assume that the specific heat of the HCl solution is 4.18 J/gC and its density is 1.00 g/mL.MgO(s) + 2HCl (aq) MgCl2 (aq) + H2O (l) Please help! Please help with all sections convert the following numbers into scientific notation3,400=0.000023=4.50=1,000,000=0.00671= What was the most boring part of the movie monster house and why do you think it was the boring part? The demand for does not change when a change in _______ occurs. answer?.............