Mr. reyes borrows p600,000 at 12ompounded annually agreeing to repay the loan in 15 equal annual payments. how much of the original principal is still unpaid after he has made the 8th payment?

Answers

Answer 1

162,378.06 is the original principal which is still unpaid after he has made the 8th payment.

What is Compound Interest?Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit. It occurs when interest is reinvested or added to the loaned capital rather than paid out, or when the borrower is required to per annum it, so that interest is generated the next period on the principal amount plus any accumulated interest.In finance and economics, compound interest is common.In contrast to simple interest, which does not compound since past interest is not added to the principal for the current period, compound interest allows interest to build over time. The interest per period multiplied by the number of periods in a year yields the simple annual interest rate. The nominal interest rate is another term for the basic annual interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).

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Related Questions

Bernard has just learned that on the balance sheet, a company's total assets must equal the _____ plus the _____.

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A company's total assets must equal the money borrowed from others plus the money invested by the owners.

What is a Balance sheet?

A balance sheet is a summary of the financial positions of a person or an organization in financial accounting, regardless of whether they are a sole proprietorship, a business partnership, a corporation, a private limited company, or another type of organization like the government or a not-for-profit entity.

As of a particular date, such as the conclusion of its financial year, assets, liabilities, and ownership equity are listed. It's common to refer to a balance sheet as a "picture of a company's financial status."

The balance sheet is the only one of the four fundamental financial statements that only apply at one particular period in a company's fiscal year.

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Since gdp includes only the additions to income, not transfers of assets, ______ are not included in the computation of gdp.

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Since GDP includes only the additions to income, not transfers of assets used goods are not included in the computation of GDP.

The cost price( CP) of a product is the quantum paid for it. It may also include overhead costs, transportation costs, and so forth. For illustration, suppose you paid Rs,000 for a refrigerator and spent Rs 2000 on shipping and Rs 500 on installation. So the overall cost price is the sum of all charges, which is Rs,500.

The selling price( SP) of a product is the quantum at which it's vented. It might be lesser, equal to, or lower than the product's cost price. As an illustration, Gross domestic product( GDP) is a standard measure of the value added generated by a country's production of goods and services over a certain time period.

As similar, it also accounts for the plutocrat generated by the similar affairs, as well as the overall quantum spent on final products and services( less significance). While GDP is the most significant single index for landing profitable exertion, it falls short of giving an acceptable measure of people's material well-being, for which other criteria may be more applicable.

This statistic is grounded on nominal GDP( also known as GDP at current prices or GDP in value) and comes in numerous forms

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Ratios which measure the degree of the corporation's success in achieving desired profit level are?

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Profitability ratios gauge how well a company is doing at generating the required level of profits.

A group of financial measurements known as profitability ratios are employed to evaluate a company's potential to create profits over time in relation to its revenue, operational expenses, balance sheet assets, and shareholders' equity. The operating profit margin, net profit margin, and EBITDA margin are the three ratios of this type that are most frequently used.

An accounting ratio known as a profitability ratio can be used to assess an organization's financial success at the conclusion of an accounting period. Profitability ratios demonstrate a company's ability to generate profits from its business activities.

Companies employ a variety of profitability ratios to gain helpful information about the performance and financial health of their operations.

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A company's balance sheet shows: cash $36,000, accounts receivable $23,000, office equipment $57,000, and accounts payable $24,000. what is the amount of stockholders' equity?

Answers

The amount of stockholders' equity is $92000.

The common stockholders of an agency are so frequently diagnosed as the employer's "owners" that it's easy to count on that is a truth of company regulation. In truth, no person actually "owns" an enterprise. Shareholders get called owners as it's the closest approximation to what they absolutely are.

The phrases shareholder and stakeholder are sometimes used interchangeably, however they're certainly pretty one of a kind. A shareholder is a person who owns inventory in your business enterprise, even as a stakeholder is a person who's impacted by way of (or has a “stake” in) a challenge you're working on.

Shareholders commonly receive declared dividends if the business enterprise does well and succeeds. additionally referred to as a stockholder, they have the proper to vote on certain matters in regards to the organization and to be elected to a seat on the board of administrators.

Total Assets

Cash = $36000

Accounts Receivable = $23000

Office Equipment = $57000

Total = $116000

Total Liabilities

Accounts Payable = $24000

Amount of Stockholder's Equity = $92000  ($116000-$24000)

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Diagnostic supplies has expected sales of 144,500 units per year, carrying costs of $4 per unit, and an ordering cost of $10 per order. What is the economic ordering quantity?

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The economic order quantity is found to be 850.

Given, here the annual sales or Annual demand (D) = 144,500 units ,Holding cost per year (H )= $4 and ordering cost per year is(S )= $10.

Now we calculate Economic order quantity (Q) by the formula,

Q= [tex]\sqrt{2DS/h}[/tex]

Q=[tex]\sqrt{2*14450*10/4}[/tex]

Q= 850.

Thus, economic order quantity is calculated and found to be 850.

Companies determine their ideal order size by performing a calculation known as the economic order quantity (EOQ)

Economic order quantity enables them to meet demand without going overboard. An indicator of the appropriate order size to reduce costs for the company is the economic order quantity. For companies of all kinds and sorts that place orders for and maintain inventory, the economic order quantity formula is helpful.

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Updating accounts receivable is part of which transaction cycle?
a. expenditure.
b. revenue.
c. human resources/payroll.
d. financing.

Answers

Updating accounts receivable is part of revenue cycle.

The procedure used by healthcare systems in the United States and around the world to track patient income, from their initial appointment or encounter with the healthcare system to their final payment of debt, is known as revenue cycle management (RCM). It is a typical component of healthcare management.

What is revenue cycle?

The phrase "all administrative and clinical functions that contribute to the capture, management, and collection of patient service revenue" can be used to describe the revenue cycle.It is a cycle that explains and illustrates a patient's life cycle (and the ensuing income and payments) during a typical medical interaction, from admission (registration) through final payment (or adjustment off of accounts receivables).After a patient makes an appointment, the revenue cycle starts, and it ends when the healthcare provider has taken all of the payments. Errors in revenue cycle management may result in payments to the healthcare provider being delayed or nonexistent altogether. Healthcare providers can outsource their revenue cycle management to businesses that handle this complex process with specialized agents and proprietary technologies to manage healthcare provider revenue cycles because the revenue cycle process is complex and subject to regulatory supervision.

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According to mintzberg's classification of managerial roles, the role of a(n) ________ is to make or approve significant organizational decisions and assign human, physical, and monetary asse

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According to Mintzberg's classification of managerial roles, the role of a resource allocator is to make or approve significant organizational decisions and assign human, physical, and monetary assets.

Managerial positions are roles where someone oversees the task features of another person or a collection of humans. Managers additionally would possibly oversee the operation of a particular feature within a enterprise.

Managerial enjoy is the competencies an expert gains through growing agency dreams, resolving operational issues, and growing techniques to improve performance. Managers oversee the overall performance of supervisors, so a lot of them work as supervisors before getting a control role.

Managerial conversation refers to the interplay between managers and their subordinates within an employer. It is essential for managers to communicate with their group contributors and vice versa to make sure maximum productivity and peace at the place of business.

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________-based jobs involve a lot of travel for short term projects and the ability to work independently. group of answer choices office home project field

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Field - based jobs involve a lot of travel for short term projects and the ability to work independently.

What do you understand by Field - based jobs?

When you hear the term "field worker," it's usually someone who works in the field. As time and technology changed, so did the definition of the field and the worker. Today, a field worker is anyone who works in the field, whether it's in the field or just outside the office—from technicians, repairmen, farmers, laborers, and more.

But as eyes and ears in the field, today's businesses need to treat their field workers as a source of new opportunities. These are the first people who can spot breakages, potential problems, and even future revenue streams. This capability can only be enhanced with the right field service management application.

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The process in which an appraiser weighs the relative reliability of value indicators for the property being valued is more commonly referred to as:_____.

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The process in which an appraiser weighs the relative reliability of value indicators for the valued property is more commonly referred to as reconciliation.

Belongings is a gadget of rights that offers human beings criminal manipulate of treasured things, and additionally refers to the precious things themselves.

Property is any item that a person or a business has felony name over. belongings can be tangible objects, inclusive of houses, vehicles, or home equipment, or it can talk to intangible objects that deliver the promise of future really worth, including stock and bond certificate.

Belongings is something this is owned, whether or not it's far items, land or innovative. An example of asset is a person's residence.

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After zappos. Com identified the needs of its target customer segment, what two marketing actions did the company take to fulfill the needs of its target customer?.

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After zappos.com identified the needs of its target customer segment, the two marketing actions the company can take to fulfill the needs of its target customer are offering a big selection of shoes, free returns, and quick shipping.

A marketing Strategy is a means by which a business can accomplish its objectives because a proposition's ability to sell is only as strong as the number of individuals who are aware of it.

Marketing Strategy Goals:

-to enhance the level of teamwork in the marketing department.

-to evaluate marketing performance in accordance with relevant performance requirements.

-to offer a rational foundation on which to base any decision.

-to increase our capacity for adaptation in the event that marketing changes.

Functions of marketing strategy:

-Motivate yourself to plan far in advance.

-Improved and more focused marketing coordination.

-Can create achievable company goals.

-Marketing activity supervision is more successful in terms of job performance requirements.

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Each payment of an annuity due is compounded for one _____________ period, so the future value of an annuity due is equal to the future value of an ordinary annuity compounded for one ____________ period.

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Each payment of an annuity due is compounded for one additional period, so the future value of an annuity due is equal to the future value of an ordinary annuity compounded for one additional period.

Annuity Due: An annuity that has a payment that is due right away at the start of each term is known as an annuity due. An ordinary annuity, in which payments are made at the end of each quarter, might be compared to an annuity due. Rent, which is paid at the start of each month, is a typical illustration of an annuity due payment.

Each payment of an annuity due is compounded for one additional period, so the future value of an annuity due is equal to the future value of an ordinary annuity compounded for one additional period.

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Gordon has built a lucrative small business by purchasing inexpensive kitchen gadgets from a variety of companies in china and the far east and selling them at his booth in a popular flea market. This is an example of​ ________.

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Gordon has built a lucrative small business by purchasing inexpensive kitchen gadgets from a companies in china and the far- east and selling them at his booth in a popular flea market. This is an example of importing

An import is an item or service that is purchased outside of its nation of origin. International trade is made up of imports and exports. A country has a negative trade balance, or a trade deficit, if the value of its imports surpasses the exports it produces.

The majority of the time, nations will import items or services that the exporting nation's own industry cannot provide as effectively or inexpensively. Additionally, nations may import goods or raw materials that are unavailable within their boundaries.

A significant percentage of the drop in jobs in manufacturing in the importing country appears to be attributable to unrestricted agreements and a dependence on imports from nations with less expensive labour. Free trade makes it easier to import goods and materials from regions with more affordable manufacturing, which lessens the need for indigenous goods.

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Suppose that a security costs $1, 500 today. a. calculate the rate of return if the payoff ( total amount returned to the investor) to the security in one year is:_______
a. $1, 000,
b. $1, 500,
c. $2, 000,
d. $2, 500.

Answers

Let's say your security is worth $1,500 today. all. Calculate the rate of return if the security's payout (the total amount returned to the investor) in one year was $1,500.

An investor is an individual who invests money in a specific account, business venture, or another opportunity for the purpose of generating a financial benefit. Investors who work for clients or in financial institutions may be paid a wage and may receive bonuses or commissions based on a percentage of the profits they provide to clients.

Angel investors are also known as informal investors, angel sponsors, individual investors, seed investors, or business angels. These are usually wealthy people who invest in startups in exchange for stocks or convertible bonds. By investing in stocks, an investor is buying a “piece of the pie” or stake in your business. For example, an investor can offer $100,000 in cash for a 10% stake. This means you will receive 10% of all profits you make in the future.

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A company has beginning inventory of $10,500, purchases of $5,500, and ending inventory of $2,500. the cost of goods sold is ___.

Answers

Answer:

13500

Explanation:

cost of goods sold =

+opening inventory

+ purchases

- closing inventory

cogs = 10500 + 5500 - 2500

= 13500

A company was to conclude the beginning inventory of $10,500, and purchases of $5,500, and ending inventory of $2,500. The cost of the good sold are  13500.

What is company?

The term "company" refers to legal entities that are lawfully registered under the Company Act. The company's major goal is to increase profits while maintaining goodwill. With the assistance of management, the organization was flawlessly run. Employees are compensated by the company.

Determine the cost of goods sold:

A company has beginning inventory  = $10,500.

A company has purchases  = $5,500.

A company has ending inventory  = $2,500.

The cost of goods sold ?

cost of goods sold = opening inventory + purchases – closing inventory

cost of goods sold = 10500 + 5500 –2500

cost of goods sold = 13500

As a result, the company cost of goods sold is  13500.

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Which element of the marketing mix refers to a good, service, or idea that satisfies consumers' needs? multiple choice question. product promotion price place

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Product is the element of the marketing mix refers to a good, service, or idea that satisfies consumers' needs.

What is a product?

A product is an item offered for sale. A product can be a service or an item. It can be physical or in virtual or cyber form. Each product is produced at a certain price and each is sold at a certain price. The price that can be charged depends on the market, quality, marketing and target segment. Every product has a lifespan after which it must be replaced and a life cycle after which it must be reinvented. In FMCG parlance, a brand can be revamped, re-launched or expanded to make it more relevant to a given segment and time, while often keeping the product pretty much the same.

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Total assets of martin marine equal $580,000 and its liabilities and equity amounts are equal to each other. what is the amount of its liabilities? what is the amount of its equity?

Answers

The amount of its liabilities = $290,000 ,  The amount of its equity = $290,000

Evaluating :

ASSETS = LIABILITIES + OWNERS EQUITY

If Total Assets equal $580,000 and liabilities and equity are equal:

Liabilities = $290,000

Equity = $290,000

Assets - Liabilities = Equity

$580,000 - $290,000

= $290,000

In its simplest form, your record can be divided into two categories: assets and liabilities. Assets are the things your company owns that can provide future economic benefit. Liabilities are what you owe other parties. In short, assets put money in your pocket, and liabilities take money out

What are assets examples?

Cash and cash equivalents, certificates of deposit, checking, and savings accounts, market accounts, physical cash, Treasury bills. Property or land and any structure that's permanently attached to it. Personal property—boats, collectibles, household furnishings, jewelry, vehicles

What are some liability examples?

Some samples of current liabilities that appear on the balance sheet include accounts payable, payroll due, payroll taxes, accrued expenses, short-term notes payable, income taxes, interest payable, accrued interest, utilities, rental fees, and other short-term debts.

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work produced by employees and owned by a company is considered ____.

A. proprietary information
B. a conglomeration
C. securities
D. a contact

Answers

Work produced by employees and owned by a company is considered as a conglomeration. Hence, Option B is correct.

What is the concept of conglomeration?

When there is a combination where two or more operations are engaged in different business activities but fall under one corporate group, having a parent company and multiple subsidiaries as well, it is considered a conglomerate.

There are various types of employees who work under a company and are engaged in the continuous production of products so that the company can earn a profit. This ownership of produced products by an employee is considered as conglomeration.

Therefore, Option B is correct.

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Today,+hyperion+manufacturing+sales+are+$128,268.+if+sales+grow+at+9.0%+per+year,+how+large+will+they+be+10+years+later?

Answers

     Future value                                                              PVx(1+r)^n

A   Interest rate per annum                                              9%                     B   Number of years                                                        10

c Number of compoundings per per annum A:C             1                              

[tex]\frac{A}{C}[/tex]  Interest rate per period (r)                                          9%                    [tex]B\times c[/tex]  Number of periods (n)                                           10

         Present value (PV)                                               128,268

            Future value                                                       $ 303,657

What is sale?

The term "sales" refers to all activities included in selling a product or benefit to a customer or business. But in hone, it means so much more. A lot of effort goes into effectively closing a deal – from sourcing prospects, to building relationships, and giving customers with arrangements. We’ll burrow into sorts of deals, common deals terms, and deals techniques to help you solve for the customer and increment revenue.

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What+is+the+present+worth+of+an+expenditure+of+$25,000+in+year+8+of+the+interest+rate+is+10%+per+year?

Answers

In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum, at a particular rate. It is distinct from a fee that the borrower may pay the lender or some third party.

The present worth of an expenditure of $25,000 in years 8 is $ 25000/1.18  =$11662.68

We use the formula of NPV =$ [tex]\frac{$A}{(1+ 2)^{R} }[/tex]

Where

A=amount

r= interest rate
n =year

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A technique that helps a firm search for growth opportunities from among current and new markets as well as current and new products is called ______.

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A technique that helps a firm search for growth opportunities from among current and new markets, as well as current and new products, is called Market penetration.

Market penetration is a degree of how a lot of a service or product is being utilized by clients compared to the overall anticipated market for those services or products. Market penetration can also be utilized in growing strategies to increase the marketplace proportion of a specific product or service.

An above-average market penetration price for client items is anticipated to be between 2% and six%. an excellent penetration price for enterprise merchandise is among 10% and 40%. Some brands calculate marketplace penetration every quarter at the same time as others discover it useful to achieve this after every ad and marketing campaign.

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Answer: diversification analysis

Explanation:

______ refers to the loss of high-paying manufacturing jobs, resulting in the decline of the middle class who end up in low-paying service jobs.

Answers

Deindustrialization refers to the loss of high-paying manufacturing jobs, resulting in the decline of the middle class who end up in low-paying service jobs.

There has been some kind of economy in the world ever since the first people exchanged goods for one another. It is the way people make the best use of what they have to satisfy their wants and requirements. The social structures that manage a society's resources (goods and services) are referred to as its economic system. Goods are the tangible items we locate, cultivate, or create to satisfy our wants as well as the needs of others. Goods might be necessities, like housing, clothing, and food, or they can be luxuries, like the things we don't actually need but yet want. Commodities are created goods intended for market sale.

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A company will use different tactics to create a certain perception of its product in the eyes of the target market. this practice is referred to as _______.

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A company will use different tactics to create a certain perception of its product in the eyes of the target market. this practice is referred to as positioning.

The marketplace is a method with the aid of using which the trade of products and offerings takes location due to consumers and dealers being in touch with one another, both at once or via mediating dealers or institutions.

The marketplace establishes the costs for items and different offerings. These quotes are decided with the aid of using deliver and call for. Supply is created with the aid of using the dealers, even as a call for is generated with the aid of using consumers. Markets attempt to locate a few stability in rate whilst delivering and call for themselves instability.

They facilitate exchange. More exchange way greater manufacturing. More manufacturing way greater employment and a better countrywide income. Markets are, therefore, critical for the improvement of industries and the financial increase of a country.

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The primary purpose of the sales and marketing integrity group is?

Answers

The main goal of the sales and marketing integrity group is to give you scripts to follow.

Being trustworthy is the act of adhering steadfastly to high moral and ethical standards and beliefs.  Integrity is defined in ethics as being sincere, accurate, and honest in one's activities. Integrity can be seen as the opposite of hypocrisy because it encourages parties holding seemingly at odds ideals to explain the disparity or change their beliefs. Judging with the criteria of integrity also requires viewing internal consistency as a virtue. The adjective integer from Latin, which means full or complete, gave rise to the word integrity. Integrity in this meaning refers to an inner sense of "wholeness" that is derived from traits like honesty and moral rectitude.

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Last year's taxes were $2,400.04. the settlement worksheet entries for current year's tax proration on a september 9 closing are:________

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Last year's taxes were $2,400.04. the settlement worksheet entries for the current year's tax proration on a September 9 closing are $1,650.44 ($2400.04 /365 x 251 days) Debit Seller & Credit Buyer.

A tax is an obligatory rate or economic fee levied through any authorities on a character or a company to accumulate sales for public works presenting pleasant centers and infrastructure. The gathered fund is then used to fund unique public expenditure programs.

The essential reason of taxation is to elevate sales for the offerings and profits that help the community's needs. Public sales ought to be ok for that reason. 2. Tax ought to, as a way as possible, be levied equitably, in keeping with the capacity to pay.

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Beginning finished goods inventory $ 10,000 ending finished goods inventory $ 8,200 unadjusted cost of goods sold $ 48,000 what is the cost of goods manufactured?

Answers

Manufacturing cost is the total manufacturing cost of goods completed during a particular accounting period. These costs include direct materials, direct labor, and manufacturing overhead for products transferred from manufacturing to finished goods inventory.

The manufacturing cost of goods is important. Because it gives management an overview of the total cost of production and whether that cost is high or low. By better understanding the cost of goods produced, the company can make adjustments to maximize overall profitability.

Correct answer $46400

Working

Unadjusted cost of goods sold   $              48,000

Add: Ending finished goods   $                8,400

Less: Beginning finished goods   $           (10,000)

Cost of goods manufactured   $              46,400

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A lineman with 11 months on-the-job experience was electrocuted while working on grounded de-energized lines. He was working from a defective basket on an articulated boom aerial lift when the basket contacted energized lines which ran beneath the de-energized lines. The defective basket permitted current to pass through a drain hole cut into the body of the basket, then through the employee, and to ground via the de-energized line. What could have been done to avoid this accident?.

Answers

A lineman with 11 months on-the-job experience was electrocuted while working on grounded de-energized lines. Safety practices are Construction of guards or barriers, Inspection to find problems.

The following safety practices may have been used to ensure workplace safety and protect and prevent the incident were as follows:

•  Construction of guards or barriers in order to protect nearby electric wires.

•  The employee is instructed on how to spot risky situations and on workplace regulations.

•   Inspection or testing to find problems before beginning work

It is possible to define workplace safety as rules that restrict factors that might have protected in major accidents or other unfavorable outcomes at work. The multidisciplinary discipline of workplace safety, sometimes known as worker safety, workplace conditions, or workplace health, is concerned with the wellbeing and safety of individuals while they are at work.

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Increasingly, firms are using artificial intelligence and leveraging data to better understand customer preferences, use of products, and operations of the firm to build a foundation for:__________

Answers

Increasingly, firms are using artificial intelligence and leveraging data to better understand customer preferences, use of products, and operations of the firm to build a foundation for Sustainable Competitive Advantage.

What is Sustainable Competitive Advantage?Sustainable competitive advantages are a set of assets, characteristics, or capabilities that allow an organization to meet its customer needs better than its competition can. Sustainable competitive advantages are difficult to duplicate or replicate.Your competitive advantage is what you, your company, or your department does better than anyone else. The sustainable part refers to your ability to continue doing those things long-term. And yes, you can have more than one advantage, and you can also develop advantages. However, you don’t have to possess them all now.

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True or false? explain. a consumer with convex preferences who is indifferent between the bundles (5, 2) and (11, 6) will like the bundle (8, 4) at least as much as either of the first two bundles.

Answers

This is False that a consumer with convex preferences who is indifferent between the bundles (5, 2) and (11, 6) will like bundles (8, 4) at least as well as the first two bundles.

When a relation meets the following requirement, it is said to be convex: B is preferred over preference an if there is an element for each criterion that is both inferior to b by the criterion and superior to a by the preference relation.

Convex preferences are a person's ranking of different outcomes in economics, often in terms of how much of a variety of products they consume, with the property that, roughly speaking, "averages are better than the extremes." Because commodities are typically consumed in groups, well-behaved desires are convex. According to the types of preferences depicted in Figures 4.12(b) and 4.12(c), the consumer would want to specialize in consuming, at least to a certain level, and consume only one of the two.\

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________ has been found to be more important than other traits in the success of ceos of private equity companies.

Answers

Conscientiousness has been found to be more important than other traits in the success of CEO's of private equity companies.

What Is Private Equity (PE)?

Private equity (PE) is the ownership or interest in an entity that is not publicly listed or traded. A source of investment capital, private equity (PE) comes from high-net-worth individuals (HNWI) The private equity (PE) industry is comprised of institutional investors such as pension funds, and large private equity (PE) firms funded by recognized investors. As the private equity (PE) entails direct investment—often to gain influence or control over a company's operations—a significant capital outlay is required, which is why funds with deep pockets dominate the industry.

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What is rosnan's 2018 net operating working capital (nowc)? round your answer to the nearest dollar.

Answers

2018 net operational working capital for Rosann is $500. (nowc).

A financial indicator called net operational working capital measures the difference between a company's non-interest bearing operating assets and non-interest bearing operating liabilities. With the help of its present operational assets and liabilities, a business can be judged on its liquidity using this ratio. This ratio is significant since it shows the company's level of leverage relative to its net operating assets. In the end, this ratio demonstrates a company's ability to effectively utilize its current operating assets and its capacity to adapt to both new opportunities and unanticipated events. Net operating working capital is calculated using the following formula Cash + Accounts Receivable + Inventory – Accounts Payable + Accrued Expenses

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