Pat is insured with a life insurance policy and Karen is his primary beneficiary. They are both involved in an automobile accident where Pat dies instantly and Karen dies 5 days later. Which policy provision will protect the rights of the contingent beneficiary to receive the policy benefits

Answers

Answer 1

Answer: Common disaster clause

Explanation:

Based in the information given in the question, the policy provision that will protect the rights of the contingent beneficiary to receive the policy benefits is the common disaster clause.

According to the common disaster clause, the primary beneficiary must survive the insured usually by a period of 30-90 days and if this doesn't happen, the benefit will be paid automatically to the secondary beneficiary.

The common disaster clause simply explains that even though there's an accident which leads to the death of the insured and the beneficiary, it'll be possible to determine that it was the beneficiary whom died last and the benefit will be given to the person accordingly.


Related Questions

Yolanda owns a custom curtain business. One of her suppliers brings her a delivery of decorator fabric on the 1st of each month, which she can pay for at anytime during that month. If she pays for the fabric by the 15th of the month, her supplier gives her a 10 percent discount off the cost. Which short-term liability does this scenario best describe

Answers

The short-term liability in the scenario is BEST described as E. a trade credit.

Trade credit involves the extension of the payment date for a business transaction.  The 10% discount offered by the supplier to Yolanda's curtain business within the discount period of 15 days is a financial inducement to enable Yolanda to pay on time.

Thus, within the credit period, the short-term liability that Yolanda's business bears is known as a trade credit, not an account receivable, a line of credit, a factor, or a loan.

Answer Options:

A. an account receivable

B. a line of credit

C. a factor

D. a loan

E. a trade credit

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Question 3
1 pts
Heather receives a phone call, in which an automated voice states that her credit card has been
used fraudulently and that she must enter her 16-digit credit card number, using the keypad of
her phone, to clear up the error. What should Heather do next?
O Hang up and wait for the end of her credit card billing cycle to see if there really was a fraudulent charge.
Enter the 16-digit card number, but don't enter her PIN or the 3-digit code from the back of the card.
Hang up and call her credit card company using the 1-800 number on the back of her card to inquire
about the issue or report the attempted phone fraud.
O Push O or say "operator" to speak with a representative from the credit card company instead.
0
in

Answers

The next step which Heather should take after she has gotten a fraudulent call asking for her credit card details is to hang up and call her credit card company using the 1-800 number on the back of her card to inquire  about the issue or report the attempted phone fraud.

As a result of this, we can see that Heather was a target of an attempted phone fraud where a caller asks her to give her 16-digit credit card details so that the supposed error could be cleared up.

It is worth noting that this information can be used to steal money from her checking account and Heather would best not give out such sensitive details over the phone, but call the company to see if the call is really from them.

Therefore, the correct answer is option C

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If you invest $4,200 at a 8. 5% simple interest rate, approximately how many years will it take for you to have over $6,300?.

Answers

The number of years it would take to have over $6,300 is 6 years.

Simple interest is a type of interest in which interest is earned only on the amount of money deposited.

The formula that can be used to determine the number of years is: Interest / (principal x interest rate)

Interest = $6300 - $4,200 = $2100

Time = $2100 / ($4200 x 0.085)

2100 / 357

Time = 5.88 = 6 years

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The CPI of a country in October is given to be 210. In November, the CPI rises to 220. What is the rate of inflation from October to November? Round
your answer to the nearest tenth of a percent if necessary. (1 point)
O 10.0%
O 4.8%
O 1.0%
O 4.5%

Answers

Answer:

4.8%

Explanation:

The rate of inflation is 4.8%.

Given that,

The CPI of a country in October is given to be 210. In November, the CPI rises to 220.

Based on the above information, the calculation is as follows:

= (220 - 210) ÷( 210)

= 4.8%

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the two ways that a corporation can be classified by ownership are

Answers

Answer:

The two ways that a corporation can be classified by ownership are: publicly held and privately held

Explanation:

Corporation is majorly defined by the ownership of the entity and this ownership can only be determined by the number of share being held by private groups and promoters or the general public.

Conciliation differs from arbitration in that:________.
a. the conciliator is a neutral third party.
b. the conciliator's goal is to provide a solution to the dispute.
c. the conciliator's solution is legally binding on both the union and management.
d. the conciliator is a member of the union or of management.
e. the conciliator has no formal power over union representatives or management.

Answers

Answer:

I think answer is a.the concilliator is a neutral third party

how supply and demand, scarcity, and economic measurement affect the legal form of business

Answers

Supply and Demand (Affects Pricing, Supply, and Income) - When a company provides large amounts of the product they are selling, the price tends to remain at a constant price. When a company begins to have too much of one product, they will usually lower the price to sell more of it. When a company begins to lack stocking the shelfs of their product, they will increase the prices so that they will not run out. When demand increases, prices might also increase because they are aware it is a chance to make profit. When demand decreases, the price decreases.

Scarcity - When a business faces scarcity, or the lack of stocking shelfs, the company could possibly lose income and in the future face serious economic issues. Most businesses that face scarcity, usually face bankruptcy within the next 7 years due to the slow or quick decrease in profit and supply. When businesses face scarcity, limits on the amount each household can purchase can be enforced and prices will increase dramatically. In 2021, there was a known 7% increase on prices of many food items.

Economic Measurement is explained throughout the two paragraphs.

Lily is planning to sell her home, which she bought seven years ago for a total of $168,000. The property value has increased by 2. 5% each year for the past seven years. In the meantime, Lily has made improvements and renovations to the home which increase its sale value by $52,000. How much will Lily sell the home for, to the nearest hundred dollars? a. $261,500 b. $249,400 c. $267,000 d. $251,700.

Answers

The amount that Lily will sell the home for, to the nearest hundred dollars is d. $251,700.

First step is to calculate the amount using this formula

A=P(1+r)^n

Let plug in the formula

A=168,000(1+0.025)^7

A=168,000(1.025)^7

A=168,000(1.18869)

A=199,699

Second step is to calculate the how much will Lily sell the home for.

Selling price=$199,699+$52,000

Selling price=$251,699

Selling price=$251,700 (nearest hundred dollars)

Inconclusion the amount that Lily will sell the home for, to the nearest hundred dollars is d. $251,700.

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a ________ is an advertisement in a financial newspaper announcing a public offering of securities, along with a list of the investment banks handling the offering.

Answers

Answer: Tombstone is the answer but not the grave kind ofc

what should you do when planning for college?

Answers

Answer:

a way to get a large amout of money (legally) to pay off the debt

more money for a place to live

and even more money to get food and other impoartant things to live

Explanation:

an alternative to stocks, but school never taught you what stocks are, so now get more money to buy a phone so u can have basic knowlede

and illegal alternative is to sell something adictive like drugs, cigs. or start a casino or scam pp, for money, or rob a bank

A car salesperson had $84,784 in total monthly sales for April and $107,270 in May. The salesperson earned $4,865 in total commission from those sales combined.


What is the salesperson's commission as a percent of the total monthly sales?


Enter your answer, rounded to the nearest tenth of a percent, in the box.

Answers

Answer:

2.5%

Explanation:

Answer:

2.5

Explanation:

I took the test

If you were running a company, describe at least two things you would do to improve its productivity. (1-4 sentences.)

Answers

Answer:

Two ways I would improve productivity would be to increase labor and create incentives. By increasing labor, you'd have more opportunities to keep people at a specified area that they are competent in. If you were to create positive incentives for the workforce, people are more likely to work harder and increase the company's productivity.

Explanation:

Tom is considering making changes to his policy to make insurance more affordable. Which of the following statements is not something Tom should consider when making changes to his policy? a. Increasing the deductible on collision insurance will reduce his overall monthly and annual expense, but will lead to more out-of-pocket expense if he is in a collision. B. Removing comprehensive insurance will reduce his overall expense, but will leave Tom entirely responsible for the cost of a new windshield if he hits a rock on the highway. C. Increasing the limits on his bodily injury insurance will reduce his overall expense by putting greater limits on how much the insurance company will pay for injuries. D. Removing property damage insurance will reduce his overall expense, but will leave Tom responsible for the cost of repairs to any other cars involved with Tom in a collision. Please select the best answer from the choices provided A B C D.

Answers

The statement which is not something Tom should consider when making changes to his policy of making insurance more affordable is:

C. Increasing the limits on his bodily injury insurance will reduce his overall expense by putting greater limits on how much the insurance company will pay for injuries.

According to the given question, we are asked to state the statement which is not something Tom should consider when making changes to his policy of making insurance more affordable.

As a result of this, we can see that if Tom is seeking to make some policy changes to his insurance to enable him to reduce the cost of the insurance, he should NOT consider increasing his limits on bodily injury because it would help reduce overall expenses.

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Answer:

c

Explanation:

How did ray conduct marketing information management?, what type of product/service management did ray do?, what activities were involved in the pricing function?, how did ray use the channel management function?

Answers

Ray conducted marketing information management by collecting information from customers to design the theater system seats. The activities involved in pricing were information management and marketing analysis. Finally,  Ray shows the use of the channel management function because he carefully selected retailers.

Developing a new product and making sure the product is profitable is a complex process that involves multiple stages and strategies. Here are the most common ones:

Marketing information management: This involves collecting information about the customers, marketing, etc. to make the best decisions. This can be seen in Ray because all the process from selecting the product to selling it is based on research.Product management: This involves proper designing, production, and advertising of a product. This is applied by Ray because he works thoroughly in every stage to make sure the product is successful.Pricing: This involves determining the best pricing for a product to guarantee the product is sold and the producer obtains money. Ray uses the information collected from potential customers to determine the best price.Channel management function: This involves carefully selecting the channels to sell or advertise a product. Ray applies this because he analyzes all elements in the marketing to select the retailers.

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What is the price at which equilibrium is achieved? $8 $9 $10 $30.

Answers

The equilibrium of the demand and supply can be achieved at a price of $9.

What is the equilibrium position?

The equilibrium is the position in the market where the demand curve and the supply curve intersects with each other at a particular point of price. At the point of equilibrium the quantity supplied and the quantity demanded are the same.

As per the graph, the demand curve shows the quantity demanded in the market at various prices in dollars while the supply curve shows the prices at which each quantity is supplied in the market.

Therefore, after examining the graph the point of intersection is at the point having the Dollar price of 9.

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A corporation issued 3,800 shares of its no par common stock at a cash price of $10 per share. The entry to record this transaction would be:

Answers

The entry to record this transaction would be:

Debit Cash $38,000

Credit Common stock $38,000

We know that cash is an asset hence debited because it decreases as it was used to pay for bills while common stock is credited because it increases shareholder's equity.

Therefore,

Cash account      Dr   $38,000

(3,800 shares × $10)

To

Common stock account Cr $38,000

Therefore, the corporation would record the transaction as ; Debit Cash $38,000  , Credit Common stock $38,000

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The primary role of the human resource department of an organization is to

Answers

Answer:

Human Resources (HR) is concerned with the issues of managing people in the organisation. two men having a meeting The Human Resources department is responsible for many people related issues in an organisation. Under the HR department’s remit are the following roles: The process of recruiting suitable candidates for the organization Identifying and meeting the training needs of existing staff Ensuring employee welfare and employee relations are positive Ensure the working environment is safe for employees Raising awareness of current workplace legislation

What phrase could a licensee use in advertising that would not discriminate on the basis of familial status

Answers

Senior discount is the phrase that a licensee could use in advertising that would not discriminate.

A familial status discrimination is known to occurs when the landlord, manager  or property owner treats someone very differently.

The other options clearly discriminate the familial status.

Hence, the Senior discount is the phrase that a licensee could use in advertising that would not discriminate.

Therefore, the Option is correct.

Missing options "Couples only Empty nesters No bicycles allowed Senior discount"

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anyone can help just pick

Answers

Answer:

It’s number 1

Explanation:

It’s easy

Ming made a car insurance payment of $122. 50. He’ll use the check register to record his transaction. What will be his new balance? An account statement has a balance of 802 dollars and 10 cents. $.

Answers

Based on the information given the new balance is $679.60.

Using the formula

New balance=Account statement balance-Insurance payment

Where:

Account statement balance=$802.10

Insurance payment=$122.50

Let plug in the formula

New balance=$802.10-$122.50

New balance=$679.60

Inconclusion the new balance is $679.60.

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I am asking for a $____________________ investment in exchange for ______%
of my company.

Answers

Answer:

100

Explanation:

u can get 10% profit.

you will be easily benefited

It can change ur life

10. The overall levels of income, employment, and prices are determined by the spending and production decisions
of all except which of the following.
A. Households
B. Businesses
C. Government
D. Foreign Sectors

Answers

Answer:

A. Households

B. Businesses

C. Government

Explanation:

[tex]\large{\mathfrak{꧁HeavenMistress꧂}}[/tex]

Explanation:

C. Government

hope Its useful for you

Students at a major university must go through several registration steps. Officials have observed that it is typically the case that the waiting line at the fee-payment station is the longest. This would seem to suggest that the fee-payment station is the ___________ in the student registration process. Multiple Choice capacity cushion first station bottleneck economy of scale diseconomy of scale

Answers

Answer:

bottleneck

Please give Brainliest answer if this has helped!

Explanation:

A bottleneck can be illustrated as a situation that causes a delay in a process. The waiting line at the fee payment station exists very long and this controls the smooth sailing of the registration procedure therefore it comprises a bottleneck.

What is a bottleneck in machine learning?

The bottleneck in a neural network exists only in a layer with more irregular neurons than the layer below or beyond it. Maintaining such a layer enables the network to condense segment expressions (of salient features for the target variable) to the most suitable fit in the available space.

A bottleneck can be illustrated as a situation that causes a delay in a process. The waiting line at the fee payment station exists very long and this controls the smooth sailing of the registration procedure therefore it comprises a bottleneck.

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#SPJ2

Company Z understands that their business is at risk. How can they use step two in the Decision-Making Process to reach their end goal of increasing sales and customer satisfaction?

Answers

Answer:

I have no clue

Explanation:

I need to answer something bc I'm new sorry

Answer:

Company Z can list the options on how to increase sales and make their business profit again. Some available options that can be listed are responding quickly to customer concerns instead of making them wait a long time, finding a way to have better parking, and to lower their overall prices when selling their products to customers.

Explanation:

For part a you are supposed to state what problems Company Z are having with their company, and if you look at the five steps, the next step for part b is to list some solutions to fix these problems. I hope this helps clarify part b a little bit!

The five steps are:  
State the problem

List the options

Determine the pros and cons

Choose the best option

Evaluate the decision/choice

Give three examples of fixed expenses.

Answers

1. Rental lease

2. Mortgage payments

3. Interest expenses

How do banks make money off of the credit they issue

Answers

Answer:

The primary way that banks make money is interest from credit card accounts. When a cardholder fails to repay their entire balance in a given month, interest fees are charged to the account. ... When a retailer accepts a credit card payment, a percentage of the sale goes to the card's issuing ban

Explanation:

Ron offers to pay Sara to pick up and deliver certain business documents if she is able to do it within thirty minutes of his phone call. Sara can accept the offer only by completing the task within the specified deadline. This is an example of

Answers

Answer:

This is an example of a unilateral contract.

who is responsible for selecting the required yearly ce topics

Answers

Based on standard practice State Real Estate Commission is responsible for selecting the required yearly CE topics.

What is CE in Real Estate?

CE in Real Estate is a term that is used to describe the Continue Education that must be participated by the agents and brokers to retain and maintain real estate license.

To maintain the required yearly CE topics, the State Real Estate Commission set the standard, including the requirements, duration, and due dates.

Hence, in this case, it is concluded that the correct answer is "State Real Estate Commission."

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Warmup- if you was an agent what 2 sports
you would manage and why?

Answers

Football and baseball because those are my favorite sports

whats the answer for this

Answers

Answer:

(a) money in hand

this will be the answer I think so

I believe this helps u
Money in hand because national wealth will contain only things which makes our country better than just money , we need only hard work and motivation and kind heart to make things better in our country , see down -
Machines are made - this statement is because of India’s hard work and motivation to make something
Financial assets- they are compared with kind heart by me because giving money to needy people
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