prior to the national minimum drinking age act of 1984, arrest rates for duis among college aged individuals was 1 arrest for every 39 licensed drivers, after the law change, duis decreased 14%

Real after-tax rate of return is 2.96 less 2.5, or 0.46; nominal after-tax rate is 16.5 less 0.26, or 12.21;

Real after-tax rate is calculated as 12.21 minus 15, or -2.79. The nominal rate of return is the amount that an investment generates before deducting expenses like taxes, investing fees, and inflation. The Nominal Rate of Return helps investors assess the performance of their portfolio by eliminating external factors that could have an impact, such as taxes and inflation. By analyzing the nominal rate of return for a portfolio or its constituent parts, investors can keep tabs on how they are managing their investments over time. The Real Rate of Return is the annual rate of return that is considered after taxes and inflation. On the other hand, a nominal rate of return is one that does not account for inflation or taxes.

Learn more about Real after-tax rate here:

https://brainly.com/question/30021483

#SPJ4

The answer of the question is option A which is Parties to a contract may mutually agree to follow the CISG rather than the Uniform Commercial Code (UCC).

The UCC (Uniform Commercial Code) is a piece of legislation that regulates and legitimizes particular business relationships. It combines rules from several laws pertaining to business activities. UCC is a generally enacted state law rather than a federal statute. This is a thorough set of regulations that regulate and make legitimate particular commercial transactions.

A comprehensive Uniform Commercial Code was created in 1942 as a result of the union of the ULC and the American Law Institute, and it was presented to the states for consideration in 1951. In 1953, Pennsylvania became the first state to enact the UCC, and others soon followed.

learn more about Uniform Commercial Code here

https://brainly.com/question/8476938

#SPJ4

Regarding the features of a bond, the primary loan sum that the debtor is obligated to repay is (c.) par or face value.

Which of the aforementioned represents a bond's nature?

A bond is a legally binding contract between the bond's creator and the stakeholders. The bond issuer, maturity date, coupon, face value, bond price, and bond rates are the most wide impact that all bonds have in common.

What are the 3 main parts of bonds?

The maturity, face value, and monthly yield of a bond are its three fundamental elements. Interest rate changes cause an opposite trend in borrowing costs. The yield of a bond in comparison to other bonds along the lending rate, its rating (as judged by financial institutions), and whether or not the bond is currently outstanding all affect the bond's current price.

To know more about stakeholders click here

brainly.com/question/28625232

#SPJ4

When selling a the product the compensation system should include a high commission rate for sales reps, but also generous bonuses for reaching certain sales goals.

What is Compensation System?

The process of providing monetary rewards to employees in exchange for their hard work, dedication, and loyalty is referred to as the compensation system. Salary, bonuses, stock options, health insurance, and other benefits are all part of the package. A compensation system's goal is to motivate and retain employees while also ensuring that the organisation provides competitive and equitable compensation packages that reflect the value of the employee's contribution to the company.

What does Monetary means?

Monetary is an adjective that refers to money or related to money. It can be used to describe anything from a financial transaction to a policy decision to a measure of economic activity.

To know more about Compensation System,

https://brainly.com/question/6330144

#SPJ1

Acquisitions and greenfield ventures, which involve a high level of money and resource investment yet give way to little control, are typically unfavorable foreign entry modes. It's untrue.

Generally speaking, increases in the production of products and services lead to economic growth. More consumer spending, increased  and firms increasing their capital investment can all have an effect on the volume of products and services produced in an economy. For instance, home building and contractors receive increases in revenue as buyers purchase more homes. Businesses extend their offerings by investing in their operations, which results in the hiring of more staff and a rise in pay. Gross domestic product (GDP), which is the total monetary or market worth of all the finished goods and services produced inside a country's boundaries in a particular period, can be used to quantify economic growth, which is the result of all of this activity.

Learn more about investment from

brainly.com/question/27717275

#SPJ4

The food distributor provides place utility by transporting the food to be sold from the warehouses to the retail outlets.

A marketing word that describes providing clients with easy access to goods or services is "place utility." Place utility can also be utilized to attract clients to a product or service since it links the latter to a particular location.  The utility a product receives as a result of its location is referred to as place utility.

A product can become more appealing by moving to a different place. In marketing terms, the product needs to be offered somewhere that buyers may easily reach it. The location or availability of a product can sometimes influence whether or not a consumer chooses to purchase it. This is why the place utility is significant.

To learn more about place utility, visit:

https://brainly.com/question/2551519

#SPJ1

The total manufacturing cost is $100,400. The total overhead applied to Job No. 101 can be calculated by multiplying the direct materials cost of $42,000 by the overhead rate of 170%, which amounts to $71,400.

This total is then added to the direct labour cost of $29,000, resulting in a total manufacturing cost of $100,400 for Job No. 101.

The total cost of all resources used to produce a product is known as the manufacturing cost. Direct costs for materials, direct labour, and manufacturing overhead are the three subcategories of manufacturing costs. It affects the overall cost of delivery.

To know more about cost here

https://brainly.com/question/18485144

#SPJ4

Bell Corp. has the following classes of equity: Preferred stock, $10 par, 8% dividend rate $100,000 Common stock, $1 par $50,000 The preferred stock is noncumulative and nonparticipating. No dividends were paid in 2016 or 2017. In 2018, Bell declared a dividend of $90,000.  The common stockholders will receive a dividend =[tex]$82,000[/tex]

Receive a dividend rate =total  dividend /net income

8% = d/$10*$100,000-$90,000.

d= 8% *$10*$100,000-$90,000.=$[tex]82,000[/tex]

Net Income = Total Revenues – Total Expenses

Simply divide the annual dividends paid per share by the share price to obtain dividend yield. At instance, a company's dividend yield would be 3.33% if it paid approximately INR 412 in dividends per share and its shares are now trading for INR 12,370.Dividends are payments a business gives to its stockholders as a means of sharing earnings. They are one of the ways investors profit from stock investments because they are paid on a regular basis.

Learn more about dividend  from

brainly.com/question/2960815

#SPJ4

Because all ideas are put on the table, people can eventually achieve genuine buy-in around important goals and decisions Commitment.

When members disagree, they feel comfortable challenging one another to find the best answer. When all options are on the table, people can eventually get genuine buy-in on important goals and decisions. Team management is responsible for monitoring and rewarding the team's achievement. The squad starts to gel and buy into the group's goals during Norming. A sense of coherence and togetherness is forming as interpersonal disputes begin to be resolved. The team is prepared to share responsibility and control while establishing and enforcing ground rules and boundaries. As team members begin collaborating and focusing on the team's goals during this phase, team performance improves.

Learn more about goals from

brainly.com/question/1512442

#SPJ4

The answer of the given question is an increase in the company interest coverage ratio and a decline in the company debt to asset ratio .

A debt and profitability measure called the interest coverage ratio is used to assess how easily a business can pay the interest on its existing debt. Divided by interest expense during a specific time period, a company's earnings before interest and taxes (EBIT) yields the interest coverage ratio.

The times interest earned (TIE) ratio is another name for the interest coverage ratio. This method is frequently used by lenders, investors, and creditors to assess a company's riskiness in relation to its present debt or for potential future borrowing. The number of quarters or fiscal years for which interest payments may be made using the company's existing earnings is referred to as the "coverage" in the interest coverage ratio.

learn more about debt and profitability here

https://brainly.com/question/20358839

#SPJ4

Companies use customer relationship management (crm) to get new customers, keep their current customers, and increase their share of customers' The overall goal of crm is to grow the company's business by purchases; achieving customer satisfaction.

A corporation, frequently abbreviated as "co.," is a legal designation for a collection of individuals with a shared objective who may be either natural, legal, or a combination of the two. The company's employees cooperate for a common goal in order to achieve clearly defined objectives.  company's business can take on a variety of forms, including those of programs, educational institutions, financial institutions like banks, philanthropic groups, and business entities with a profit-making objective. A company may be incorporated as a legal entity so that the company itself has limited responsibility as members fulfill or fail to fulfill their obligations in accordance with the publicly announced incorporation, or published policy.

Learn more about company from

brainly.com/question/24448358

#SPJ4

Rent payments are equivalent to or less than monthly mortgage payments.

Mortgages are a sort of loan that can be used to buy or keep up a house, land, or another piece of real estate. The borrower agrees to make periodic payments to the lender, usually in the form of a series of regular installments that are split into principal and interest. The property then acts as security for the loan.

To know more about mortgage payments visit here:

https://brainly.com/question/1318711

#SPJ4

The cumulative effect of change in the accounting principle is reported on income statement as part of the discontinued operations.

An income statement or profit and loss account, also referred to as a profit and loss statement (P&L), revenue assertion, statement of financial performance, earnings statement, assertion of earnings, operating statement, or declaration of operations, is a type of company's financial statements which provides specific information about the company's income and expenses for a given time period. It provides information on how revenues are converted into net income or net profit. The purpose of the income statement is to show management and shareholders whether the company made money (profit) or lost money (loss) during the reporting period. An income statement can be used to visualize a timeframe. This captures a moment in time as opposed to the balance sheet, which represents a single moment in time.

To learn more about income statement, visit:

https://brainly.com/question/14308954

#SPJ4

For the U.S. economy, a factor which is the most important reason for the downward slope of the aggregate-demand curve is: B. the interest-rate effect.

In Economics, an aggregate demand can be defined as the total quantity of finished goods and services that are being demanded by consumers at all possible price levels in a particular economy and at a specific period of time.

In Economics, an interest-rate effect can be defined as the effect of a decrease or an increase in aggregate demand and Real gross domestic product (Real GDP) in an economy, especially as a result of changes in interest rates that are set by the government of a country such as the United States of America.

Read more on interest rate effect here: brainly.com/question/25379255

#SPJ1

One very useful method of auditing depreciation is to use an analytical procedure to test for reasonableness. Determine each statement is true .

We auditors often use extensive analytical techniques when auditing depreciation. if the risk is high in this area and we conclude that it cannot be depended upon, the test of details may be necessary in place of the internal control. In accounting or auditing, depreciation is the process a firm employs to disperse the cost of a fixed asset over the asset's useful life. When we audit depreciation, we may need to be aware of a number of regularly utilized depreciation procedures for fixed assets. The economic value that the item provides to the company determines the spreading cost. Examples of depreciation strategies include the declining balance, units of production, and sum of the following.

Learn more about auditing from

brainly.com/question/15367591

#SPJ4

S corporation distributions of cash are not taxable to the shareholder to the extent of the combined shareholder's stock and debt basis.TRUE

Shareholders, or stockholders, are the proprietors of an agency's outstanding shares, which represent a residual portion of the corporation's property and profits in addition to a percent of the business enterprise's voting electricity.

All shareholders percentage the goal of minimizing the risk of their funding. Shareholders searching for out investments that have the lowest ability for financial loss and do what's necessary to save you the loss of their essentials.

Learn more about Shareholders here:

https://brainly.com/question/25818989

#SPJ4

The conversion ratio of a bond that is currently selling for $939.39 and has a conversion price of $31.25 and a par value is $1,000 is 31.8 : 1.

For any convertible securities, such as a convertible bond, the conversion ratio is the number of common shares received at the moment of conversion. Convertible debt is a debt hybrid product that has an incorporated option to convert debt into equity in the future.

With regard to the above response, the conversion ratio of a bond is equal to the par value of the bond divided by the conversion price.

Since the par value of the bond, in this case, is $1,000 and the conversion price is $31.25, the conversion ratio is:

$1,000/$31.25 = 31.8.

This means that for every 31.8 bonds, the bondholder can convert them into one share of the company's stock, hence the ratio is 32.8 : 1

Learn more about conversion ratio:
https://brainly.com/question/24166407
#SPJ1

according to the classical dichotomy, the nominal wage increases when the money supply increases.

A nominal pay does not adequately reflect the purchasing power that it gives you because it is not inflation-adjusted. Simply put, prices often increase, meaning that a dollar now is worth more than a dollar tomorrow. Similarly, nominal earnings are accurate.

Your wages won't be able to buy as much if the wage rate doesn't keep pace with inflation. In fact, even if you get a pay raise, your purchasing power will be lower than it was the year before if the percentage increase in your pay is less than the percentage increase in inflation. Determine the real wage, which is the wage rate adjusted for inflation, in order to show how inflation affects earnings.

learn more about nominal wage here

https://brainly.com/question/13847060

#SPJ4

If Kachina can work additional hours at either job  $25 is the opportunity cost if she spends one hour reading a novel. Thus, option A is correct.

The value or advantage forfeited by operating in a certain effect when compared to engaging in a different activity is known as the opportunity cost of that act. Simply put, it indicates that by choosing one action, you are forgoing the chance to engage in a separate one.

If Kachina decides to spend an hour at the beaches with his pals rather than spend an additional hour advising with a client, the $25 in revenue that is lost is regarded as a cost of that decision.

Therefore, option A is the correct option.

Learn more about opportunity cost, here:

https://brainly.com/question/13036997

#SPJ1

Equity income funds types of stock funds invests in stock issued by companies with a long history of paying dividends.

Equity income funds dividends, which are monetary rewards paid by firms to their shareholders for owning their stock, are the main type of income that is referred to as equity income. In comparison to other income strategies like bonds or money market funds, equity income solutions have a higher potential for returns. In other words, Equity income funds assets are those with a history of paying dividends. Stocks are often thought of as the riskiest sort of assets. As a result, for investors who can take the heightened equities market risk, they can be a valuable long-term savings vehicle.

Learn more about funds from

brainly.com/question/3224984

#SPJ4

The fundamental goal of the market-driven economic system in the United States is to meet customer wants as they are perceived by the consumers.

A market-directed economy is one in which supply and demand determine the prices of products and services. The market controls the economy without any help from the government. Exchanges of money and goods take place voluntarily and in response to customer needs.

It is not managed by a single entity; rather, it is determined by the supply and demand for products and services. Market economies can be found in countries like Japan, England, and the United States.

To know more about market-directed economic system, visit:

https://brainly.com/question/28288138

#SPJ4

In the dynamic ad-as model, if the economy is at point a in year 1 and is expected to go to point b in year 2, and the federal reserve pursues no policy, then at point b there is a pressure decrease in rates.

It is based on John Maynard Keynes' theory, which he published in his book The General Theory of Employment, Interest, and Money. It is one of the most commonly used simplified representations in modern macroeconomics, and it is utilized by a wide range of economists, from libertarian, monetarist proponents of laissez-faire, such as Milton Friedman, to post-Keynesian supporters of economic interventionism, such as Joan Robinson. The AD/AS model is used to demonstrate the Keynesian business cycle concept. The two curves' movements may be used to forecast the effects of various exogenous events on two variables: real GDP and the price level.

To know more about dynamic AD-AS model visit the link

https://brainly.com/question/15023365

#SPJ4

Likert scales build it easier to quantify these types of insights so that they are in analyze giant quantities of knowledge. There are more instances within which a Likert scale is of use because it is one of the foremost widespread rating scales in use nowadays.

The most complicated of the first scales of measure is the quantitative relation scale. Nominal scales square measure used for classification and identification functions solely. reciprocally exclusive implies that there's no overlap between categories and each object being measured falls into only 1 category.

The main characteristic of the ordinal scale is that the classes have a logical or ordered relationship to every difference. These kinds of scales allow the measure of degrees of distinction, but not the precise quantity of distinction. This scale is incredibly common in selling, satisfaction, and attitudinal analysis.

To learn more about quantitative relation scale, visit here

https://brainly.com/question/28043620

#SPJ4

The points that shows that documents submitted by Michael are correct is A device with a life of 20 years cannot be leased for more than 16 years (not more than 80% of its useful life).

A lease is a contract of terms under which one party agrees to lease an asset (in this case real estate) owned by another party. It guarantees the lessee, also called a tenant, the use of the property and in return guarantees regular payments to the landlord (owner or landlord) for a certain period of time.

Learn more about leasing :

brainly.com/question/29353358

#SPJ4

A) The unemployment rate is currently 9% higher than the natural rate of unemployment.

B) The current quantity of output is greater than potential output.

What are long run effects of monetary policy?

For the past eight years or so, interest rates have been consistently low in the core advanced economies. Since early 2009, short-term nominal rates have generally been close to zero, and since 2014 and 2016, respectively, in the euro area and Japan, they have even been negative. Along with the decline in short-term nominal rates, real (inflation-adjusted) rates have fallen to persistently negative levels. Over this time, long-term rates have similarly fallen, but more gradually: nominally, they averaged between 3 and 4% in 2009 before falling to below 1% in 2016, and in real terms, they have been primarily negative since 2012.

To know more about long run effects of monetary policy check out:

https://brainly.com/question/14183883

#SPJ4  

Option C is correct. The Fed clears inter-bank payments. This is also called Inter Banking Clearing.

Interbank clearing and settlement networks permit banks to settle USD installments in no less than a day and global installments in two days or less. Wire moves cost somewhere in the range of $25 and $50 per individual exchange, which is more costly than ACH installments, yet wire moves additionally endure interbank clearing and settlement networks quicker, second to Real-Time Payments (RTP) payments between banks in the US.

The significance of sped up in worldwide and homegrown cash development is difficult to misjudge. As well as helping productivity, intraday settlements support security by killing the gamble of delaying over the course of the end of the week or night to handle time-delicate exchanges. As most organizations require personality confirmation and are completely observed for extortion, interbank clearing and repayment networks offer a protected and dependable method for moving cash

Know more about Fed's Inter Banking Clearing System - https://brainly.com/question/13084954

#SPJ4

Monetary policy can likewise be utilized to light or slow the economy and is constrained by the Central bank with a definitive objective of establishing a pain-free income climate.

What is federal policy stimulates?

Quantitative facilitating (QE) is a type of unpredictable financial strategy wherein a national bank buys longer-term government protections or different kinds of protections from the open market to build the cash supply and empower loaning and venture.

The Fed, as the country's financial strategy authority, impacts the accessibility and cost of cash and credit to advance a solid economy. Congress has given the Fed two corresponding objectives for money-related arrangement: first, most extreme work; and, second, stable costs, significance low, stable expansion.

Monetary policy can likewise be utilized to light or slow the economy and is constrained by the Central bank with a definitive objective of establishing a pain-free income climate.

To learn more about Monetary policy here

https://brainly.com/question/13926715

#SPJ4

This statement is true. Yes, all explanations for the slope of the short-run aggregate supply curve assume that the quantity of output supplied increases when the actual price level exceeds the expected price level.

       The short-run aggregate supply curve is upward-sloping because the quantity supplied increases as the price rises. In the short term, companies have one fixed factor of production (usually capital). As the curve shifts outward, output and GDP increase at a certain price.

   The short-run aggregate supply curve is upward-sloping because of the lag between product prices and resource prices, so it is profitable for firms to increase production when the price level rises. The long-run aggregate supply curve is vertical when the country is at full employment.

To know more about the short-run aggregate supply curve:

https://brainly.com/question/27064601

#SPJ4

The following are the appropriate answers:

Paid-In Capital on Common Stock Exceeding Par Value

A security that indicates ownership in a corporation is called common stock. Owners of common stock elect the board of directors and vote on business policies. Better long-term rates of return are typically available with this type of stock ownership. However, in the event of a liquidation, the rights of common shareholders to a company's assets don't start until all bondholders, preferred shareholders, and other debt holders have received their full compensation.

The shareholders' equity section of a company's balance sheet contains information about common stock.

After creditors, bondholders, and preferred stockholders have been paid, whatever assets are left over after a liquidation go to common stockholders.

To know about Stocks, visit:

https://brainly.com/question/14649952

#SPJ1

When managers assess strategic control, they understand that the organization relies on multiple areas, and one area is inhibiting the attainment of goals.

What is Strategic control?

Strategic control is a specialised form of management control that is used by organisations to oversee the creation and implementation of their strategic plans. It differs from other types of management control in that it must deal with ambiguity and uncertainty at various points throughout the control process.

What is the purpose behind control?

Control has two fundamental functions: to aid in coordinating and to aid in planning. An effective control system gives management timely information that is very helpful for taking various steps to ensure that organisational activities run smoothly.

To know more about strategic control, click here- brainly.com/question/24208417

#SPJ4