What kind of question is this?
Which of the following is NOT a factor that is used
to determine your FICO credit score?
O Recently opened lines of credit
O Your debit card use
O Payment history
O The types of credit you use
Debit card use is not a factor that is used to determine a FICO (Fair Isaac Corporation) credit score.
More about FICO (Fair Isaac Corporation) credit score.
Numerous different types of credit information from your credit report are used to construct FICO Scores. Payment history (35 percent), amounts due (30 percent), duration of credit history (15 percent), new credit (10 percent), and credit mix make up the five factors that make up this data (10 percent ).Both positive and negative information from your credit record is taken into account by your FICO scores. The chart's percentages show how significant each category is in influencing how your FICO Scores are computed.To learn more about FICO credit score, refer to
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Ruskin has a $150,000 cash balance on both its ledger balance and its available bank balance. If Ruskin receives a check and deposits it in its checking account, funds are not made available on this particular check for 2 days. What is the float amount?
Answer:
Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.
What is the float amount?
The float amount is the amount that a customer's account reads in the bank at a particular point in time.
The float amount is usually briefly counted twice due to time gaps in registering a deposit and processing the paper checks.
Thus, if Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.
Hi,
I lead the Customer Support Team for the magazines category. Customer questions for one vendor have increased since the start of the promotional campaign. The campaign ended two months ago, but we are still getting many questions.
Can you help us understand why? The vendor’s performance metrics are below.
Thank you,
Carlos Henderson
Customer questions for one vendor have increased with the promotional campaign because it doesn't meet the customer satisfaction in terms of :
product satisfactionQualityCommitment to feedbackWhy do companies get so much question after promotional campaign ?Promotional campaign were to sensitize the potential customer about a particular product from a company so as to attract them to make a purchase.
However, this campaign should be able to tell more about the product up to some extent that they will get convinced about the product, failure of this will make the potential customer to inquire more out of doubt about the product and this will show in the Vendor performance metrics.
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Understanding that business organizations can be extremely diverse, identify and explain management strategies to promote motivation and communication
Some management strategies to promote motivation and communication are encouraging group work and having effective communication channels.
Why are motivation and communication important?These two elements make sure employees give the best of themselves and can report/solve problems efficiently.
How to promote these elements?Some strategies that can be used are:
Group work: If employees work together in projects they are more likely to communicate; also, this increases motivation as work is shared.Communication channels: This makes employees they can easily and effective communicate with subordinates, colleagues and superiors in different situations.Learn more about communication in: https://brainly.com/question/22558440
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what are some ergonomic considerations for auditors?
Some ergonomic considerations for auditors include safety, comfort, efficiency in performance, and efficiency in productivity to name a few.
Who is an auditor?A professional who is involved in the scrutiny of the financial statements and records of an organization and the one who is responsible for verification of actual transactions with business records, is an auditor.
Hence, the significance of an auditor is aforementioned.
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Goodwin Technologies, a relatively young company, has been wildly successful but has yet to pay a dividend. An analyst forecasts that Goodwin is likely to pay its first dividend three years from now. She expects Goodwin to pay a $2.50000 dividend at that time (D₃ = $2.50000) and believes that the dividend will grow by 13.00000% for the following two years (D₄ and D₅). However, after the fifth year, she expects Goodwin’s dividend to grow at a constant rate of 3.66000% per year. Goodwin’s required return is 12.20000%. Fill in the following chart to determine Goodwin’s horizon value at the horizon date (when constant growth begins) and the current intrinsic value. To increase the accuracy of your calculations, do not round your intermediate calculations, but round all final answers to two decimal places.
Goodwin’s horizon value at the horizon date when the constant growth begins equals $38.7481 and the current intrinsic value equals $27.1393.
What is a horizon value?
This refer to the value of an asset beyond the forecasted period when future cash flows can be estimated
What is a current intrinsic value?
This refers to the current perceived or true value of an asset.
Therefore, the horizon value at the horizon date when the constant growth begins equals $38.7481 and the current intrinsic value equals $27.1393.
Note: The calculations leading to the final answer of horizon value and current intrinsic value is explained in the attached image.
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Imagine that an exchange student from China visits your class. While your teacher discusses how the United States has a limited government, the Chinese student raises his hand and asks why the government has limited power. Which point best highlights why the US government has limited power? A. A limited government means citizens pay fewer taxes. B. A limited government helps people avoid breaking the law. C. A limited government protects individual freedoms. D. A limited government prevents businesses from being too powerful.
The point best highlights about the US government limited power is that limited government protects individual freedoms. Thus the option (C) is correct.
What is Government?Government refers to the group of individual governing the nation. The main role of the government is the protect of its territory from the outsiders. It functions in various sectors such as health, education, defense, infrastructure etc.
As per the above scenario, a Chinese students asks his teacher that why the American government has the limited power the best reason for the limited power is government protects the individual freedom by diving the power into many hands.
With the distribution of the power in the different branches has led to the enjoy the individual freedom. Thus the option (C) is correct.
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The conventional retail inventory method is based on
Answer:
the relationship between a product's cost and its retail price. This method is used by businesses to get an idea of the cost of goods they have on-hand at the end of a particular reporting period.
Explanation:
Answer:
the relationship between a product's cost and its retail price
How should Jamba Juice compete
In order for Jamba Juice to compete effectively, it should consider: The expansion of the chain's culinary offerings throughout all mealtimes—breakfast, brunch, lunch, and dinner—by:
refranchising current outletsstarting international expansionestablishing a retail presence with branded CPGs, andlicensing.What is competition?Competition is the business practice of playing in the same market with another company that offers similar services while contesting for the same market share.
The above recommendation is known as a competitive strategy. See the attached for the full case study of Jamba Juice.
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Describe a specific example of how social networking sites can communicate a positive image of a person to a potential employer.
Answer:
1. Visibility
2. Networking
3. Opportunity
Explanation:
1. Visibility
People searching for jobs can market themselves online by creating online profiles that highlight any skills or special talents and making themselves easily searchable to recruiters and companies.
2. Networking
By making themselves visible online, people have the opportunity to network with others in their field on a global level opening up endless possibilities for themselves.
3. Opportunity
Using social media creatively can give a person an opportunity in a new field that may not be reflected in their resume. (Ex: a person would like to be a product designer but spent their career as an accountant can show off their skills in their professional profile).
What clause in a sales contract states under what conditions the buyer can
cancel the contract without default and receive a refund of the earnest money?
Answer:
A listing agreement is the document you use to commit to working with a specific real estate agent. Before you sign a listing agreement, ask your agent whether you can be released for any reason, even if that reason is, "I want to list with another broker." If your agent tells you, "No," you might not want to list it with their company.
If you didn't ask your agent about canceling before signing, be aware that exclusive right-to-sell listings contain a safety or protection clause.6
If you ask an agent after the fact to cancel the listing, and they refuse, call their brokerage and request a cancellation. Your listing, believe it or not, is not between you and your agent. It is between you and the brokerage.
If the broker rejects your request for cancellation, then ask the brokerage to assign another agent to you. Most brokers are happy to assign another agent and keep the listing in-house. The brokerage will often pay your fired agent a referral fee.
If there are no workable solutions, call a real estate lawyer for termination assistance, but first, tell the brokerage of your intentions to do so. Sometimes that’s enough to get a release.
Ask your agent to give you a form called "termination of buyer agency." The TBA issued by the California Association of Realtors, for example, will cancel oral or written agency agreements when properly acknowledged and executed.
According to this credit report, how many accounts has Lillie had sent to collections?
Answer:From the credit report the number of accounts that Lille has sent collections is 0. This is because she has sent not sent any to an account. What is a credit report? This is a report of how a persons credit activity is. It also tells about the financial standing of a person and how they are faring in terms of finance.
Explanation:
The length of a picture is 18.25 inches shorter than twice the width. If the perimeter of the picture is 119.5 inches, find its dimensions.
An expression is defined as a set of numbers, variables, and mathematical operations. The length and the width of the picture are 33.75 inches and 26 inches, respectively.
What is an Expression?In mathematics, an expression is defined as a set of numbers, variables, and mathematical operations formed according to rules dependent on the context.
The length of a picture is 18.25 inches shorter than twice the width. Therefore,
L = 2W - 18.25 inches
If the perimeter of the picture is 119.5 inches, therefore, the perimeter of the picture is,
Perimeter = 2(L+W)
119.5 = 2(2W - 18.25 + W)
119.5 = 2(3W-18.25)
119.5 = 6W - 36.5
156 = 6W
W = 26
Now, the length of the picture will be,
L = 2W - 18.25
L = 2(26) - 18.25
L = 33.75 inches
Hence, the length and the width of the picture are 33.75 inches and 26 inches, respectively.
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What is a pain point of operations as a Freelancer that Fiverr helps alleviate?
The pain point of operations as a Freelancer that Fiverr helps alleviate is financial constraint and looking or lack of job.
What are financial constrain?This is known to be when a person or firm lacks money to run their basic activities.
Note that Fiverr has eliminate the stress of looking for a job and as such, The pain point of operations as a Freelancer that Fiverr helps alleviate is financial constraint and looking or lack of job.
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Defendant Mcpherson owned property adjacent to the first presbyterian church and wanted to build a gas station on the property. The church sued arguing that the operation of the station would constitute a nuisance. The lower court found that the unusual noises emanating from the station would interfere with the church’s operation to such a an extent that it would be a nuisance and therefore granted the pre permanent injunction. On appeal do you believe the injunction was upheld why or why not ?
The court did not uphold the injunction because the property on which Mcpherson wants to build the Gas station that belongs to Mcpherson has the right to build a gas station on that so Mcpherson challenged this decision any upper court.
What is an Injunction?
An injunction is a legal order requiring a person or entity to either cease doing or else start doing some specific action or task.
Thus, in this case, Mcpherson can challenge the lower court's decision in the upper court that prevents him from making a gas station on land that belongs to him.
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the roots of the quadratic function describing the relationship between the number of products produced and overall profit margins are x= 0 and 150. the vertex is (75, 10000).
The whole statement is as follows: When there are 75 things in production, a profit of 10000 dollars is obtained, which is the highest possible.
What is the complete statement?Because we already know that the profit equation is defined between x = 0 and x = 150, which are the two roots of the equation, we also know that the profit is equal to zero when
x = 0 and when x = 150.
If this is the case, we may reasonably expect a positive return on investment within this range.
Therefore, the quadratic equation should have a leading coefficient that is negative. This would indicate that the arms of the graph should move in a downward direction.
If this is the case, then we already know that the maximum will be located at the vertex of the triangle.
In this case, we are aware that the vertex is:
(75, 10000)
In this equation, x stands for the total number of products sold, while y indicates the amount of money made.
Since the maximum is at the vertex, and we know that the vertex is located at (75, 10000), we may draw the conclusion that the maximum profit is $10000, and this occurs when the number of things created is 75. This is because the vertex is located at the intersection of the two lines.
Therefore, the whole statement is as follows:
When there are 75 things in production, a profit of 10000 dollars is obtained, which is the highest possible.
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Total quality management nike
Answer:
babytron solos
Explanation:
babytron better
briefly describe micromarketing and explain what weakness it shares
with mass media advertising.
Micromarketing is a type of advertising that focuses on appealing to a small, niche market. Micromarketing is the direct marketing of goods or services to a specific consumer base.
It has the following weakness with mass media advertisement:
It is more time consuming as in micromarketing you first have to identify the customer base and then target only themIt incurs higher costs as to target only specific audience traditional methods can't be used and it increases the costThere's always a possibility of targetting wrong audience or not able to identify the correct customer base which can result all the money and time invested to go in vainLearn More about Micromarketing here:
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What was the opening price of Dow Jones Industrial Average on May 16, 2017 in the format of XXXXX.XX?
The Opening price of the Dow Jones Industrial Average on May 16, 2017, in the format of XXXXX.XX was 20,984.48.
The Dow Jones Industrial Average, Dow Jones, or simply the Dow, is a stock market index of 30 prominent companies listed on stock exchanges in the United States.
So, Dow Jones was 20,984.48 on May 16, 2017.
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• Highlight the negative externalities that might occur in the South African Economy, due to the Russian Ukrainian war
Various the negative externalities such as food scarcity , racsism , price hike , etc might occur in the South African Economy, due to the Russian Ukrainian war.
The negative externalities might occur in the South African Economy, due to the Russian Ukrainian war beacuse:
Around 20% of students in Ukraine are African, and they claim to often face racism and prejudice.Through food imports and tourism, African economies are connected to those of Russia and Ukraine.Without proper access to imports of wheat, corn, and oil, food prices and global food insecurity are likely to rise, having a significant impact on North Africa, since Egypt alone buys 70% of its wheat from Russia and Ukraine.The two main categories of how the links between African countries and the eastern European countries at war would affect the continent are the economy and vulnerable citizens, but both categories are intricately intertwined.As humanitarian organizations rely on wheat and cereal grains for famine assistance, areas of Africa that are already on the verge of starvation are also at risk. The Democratic Republic of the Congo, Madagascar, Ethiopia, South Sudan, and Chad are among the nations on the continent that the UN has designated as hunger hotspots because they are in danger of becoming hungry and need access to such aid commodities.Learn more about the Russian Ukrainian war here https://brainly.com/question/26660181
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How do your listening behaviors change in the following situations: A) At a concert, B) In class, C) At the dinner table with your parents, D) In a doctor’s office? What are the distractions and other barriers to listening you might encounter in each setting? What might you do to overcome the barriers to effective listening in each situation?
A mic malfunctioned at a concert. In class, ambient noise. At the dinner table with your parents, the TV sounds. In a doctor’s office, another patient is shouting at the nurse.
What is listening?
The act of hearing language is referred to as "listening." recognizing speech sounds and turning them into words and phrases.
At a concert, the singer's mic volume is low enough that it creates a barrier in the listening process, but this is overcome by using a speaker. While the teacher is teaching the class, some students are playing in the hallway, which amplifies the sounds. The instructor then keep silence.
Children are preoccupied with watching TV during dinnertime and are not paying attention to their parents. The parents then unplug the TV. While discussing a patient's illness at a doctor's office, another patient is yelling at the nurse. The doctor then closes the door.
As a result, listening barrier create in various situations', but it's overcome.
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What is a metric when it comes to data analysis? Please provide a definition.
Answer:
Metrics are the numbers you track, and analytics implies analyses and decision making. Metrics: What you measure to gauge performance or progress within a company or organization. Your most important metrics are your key performance indicators, or KPIs.
Explanation:
The definition of entrepreneurship holds the promise of...
Answer:
Growth, unlimited expansion and long-term financial gain.
ANSWER ALL QUESTIONS QUESTION 1 (a) List and Explain the FIVE elements of financial statements as defined in the IASB'S Framework. (5 marks) (b) Explain TWO fundamental qualities of financial information. (c) Explain SIX subsidiary books of Book-keeping accounting. Total = (15 marks) (4 marks) (6 marks) ANSWER ALL QUESTIONS QUESTION 1 ( a ) List and Explain the FIVE elements of financial statements as defined in the IASB'S Framework . ( 5 marks ) ( b ) Explain TWO fundamental qualities of financial information . ( c ) Explain SIX subsidiary books of Book - keep
ing accounting . Total = ( 15 marks ) ( 4 marks ) ( 6 marks )
a) The FIVE elements of financial statements as defined in the IASB's Framework are Assets, Liabilities, Equity, Revenue, and Expenses.
b) TWO fundamental qualities of financial information are relevance and faithful representation.
c) SIX subsidiary books of Bookkeeping accounting are as follows:
General journalGeneral ledgerSales Journal Purchases JournalCash receipt journalCash disbursement journal.What are the financial statements?Financial statements are formal records that faithfully present relevant information about an entity's financial performance and position over a period.
Some of the common financial statements are:
Income statement (revenues and expenses)Cash-flow statement (cash inflows and outflows)Balance sheet (assets, liabilities, and equity)Statement of change in equityNote to Financial Statements.Thus, financial information must be relevant and faithfully representative of financial performance and position.
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people's values always stay the same throughout life
It is false that people's values always stay the same throughout life because they can change due to experiences.
What are the values?This concept is used to refer to principles that regulate our behavior and ideas about life and other people. For example compassion makes us help those in need.
Do values stay the same?While some values can stay the same during all life, some of them change due to experience or level of maturity, for example, someone who was honest as a child might not be honest as an adult.
Note: This question is incomplete; here is the missing part:
People's values always stay the same throughout life
True
False
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What is a good personal objective to apply a SWOT Analysis to?
A good personal objective to apply a SWOT Analysis to is to help the organization to be able to identify making a business decision.
What the objective of SWOT analysis?A SWOT analysis can be regarded as the ability to gather the company's strengths as well as weakness along threats.
One of the main objective to SWOT analysis is to be able to identify and be aware of the factors involved in making a business decision.
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You have been provided with the following summarized accounts of Golden Times Ltd. For the year ended 31 March 2000:
Balance sheet as at 31 March 2000
Sh. Sh. Sh.
Fixed Assets:
Freehold property (Net Book Value) 480,000
Plant and machinery (Net Book Value) 800,000
Motor Vehicle (Net Book Value) 200,000
Furniture and fittings (Net Book Value)
1,680,000
Current Assets:
Stocks 1,000,000
Debtors 400,000
Investments
Current Liabilities:
Trade creditors 338,400
Bank overdraft 878,400
Corporation tax 176,000
Dividends payable
Financed by:
Authorized share capital – 800,000
Sh. 1 ordinary shares
Issued and fully paid: 400,000 Sh.1 400,000
Ordinary shares
Capital reserve 200,000
Revenue reserve 800,000
Loan capital: 400,000 10% Sh. 1 Debentures
Profit and loss account for the year ended 31 March 2000
Sh.
Sales (credit)
Profit after charging all expenses except interest on 440,000
debentures
Less: Debenture interest 400,000
Profit before tax
Corporation tax 224,000
Less: ordinary dividend proposed
Retained profit transferred to revenue reserve
The following additional information was available:
1. The purchases for the year were Sh. 2,160,000 while the cost of sales was Sh.3,000,000.
2. The market price for Golden Times Ltd. Ordinary shares as at 31 March 2000 was Sh. 5.
3. The company estimates the current value of its freehold property at Sh.1,100,000
Required:
Compute the following ratios for Golden Times Ltd:
(i) Return on capital employed.
(ii) The profit margin
(iii) The turnover of capital
(iv) Current ratio;
(v) Liquid ratio
(vi) Number of days accounts receivable are outstanding;
(vii) Proprietary ratio;
(viii) Stock turnover ratio;
(ix) Dividend yield ratio;
(x) Price earnings ratio
The computation of the following financial ratios for Golden Times Ltd is as follows:
(i) Return on capital employed:= Profit after tax/Total assets - current liabilities x 100
= 12.44% (Sh 224,000/ Sh 1,800,000) x 100
(ii) The profit margin:= Profit after tax/Sales revenue x 100
= 5.6% (Sh 224,000/Sh 4,000,000 x 100)
(iii) The turnover of capital:= Sales Revenue/Equity
= 2.86 x (Sh 4,000,000/Sh 1,400,000
(iv) Current ratio:= Current Assets/Current Liabilities
= 1.09 (Sh 1,520,000/Sh 1,400,000)
(v) Liquid ratio:= Current Assets less Stocks /Current Liabilities
= 0.37 (Sh 1,520,000 - Sh 1,000,000/Sh 1,400,000)
(vi) Number of days accounts receivable are outstanding:= Average Accounts Receivable/Sales Revenue x 365
= (Sh. 400,000/Sh. 4,000,000 x 365
= 36.5 days
(vii) Proprietary ratio:= Shareholders equity/Total assets x 100
= 43.75% (Sh. 1,400,000/Sh. 3,200,000)
(viii) Stock turnover ratio:= Cost of goods sold / Average stock
= 2.11 x (Sh. 3,000,000/Sh. 1,420,000)
(ix) Dividend yield ratio:= Dividend per share/Price per share
= 5.36% (Sh. 0.268/Sh.5 x 100)
(x) Price earnings ratio:= Market price per share/Earnings per share
= 8.93x (Sh. 5/Sh. 0.56)
Data and Calculations:Golden Times Ltd
Balance sheetAs at 31 March 2000
Sh. Sh. Sh.
Fixed Assets:
Freehold property (Net Book Value) 480,000
Plant and machinery (Net Book Value) 800,000
Motor Vehicle (Net Book Value) 200,000
Furniture and fittings (Net Book Value) 200,000
1,680,000
Current Assets:
Stocks 1,000,000
Debtors 400,000
Investments 120,000
1,520,000
Current Liabilities:
Trade creditors 338,400
Bank overdraft 878,400
Corporation tax 176,000
Dividends payable 107,200 1,400,000 120,000
1,800,000
Financed by:
Authorized share capital – 800,000
Sh. 1 ordinary shares
Issued and fully paid: 400,000 Sh.1 400,000
Ordinary shares
Capital reserve 200,000
Revenue reserve 800,000
Loan capital: 400,000 10% Sh. 1 Debentures 400,000
1,800,000
Golden Times Ltd
Profit and loss accountFor the year ended 31 March 2000
Sh.
Sales (credit) 4,000,000
Profit after charging all expenses except interest on 440,000
debentures
Less: Debenture interest (40,000)
Profit before tax 400,000
Corporation tax 176,000
Profit after tax 224,000
Less: Ordinary dividend proposed (107,200)
Retained profit transferred to revenue reserve 116,800
Beginning stock = Sh. 1,840,000 (Sh. 3,000,000 + 1,000,000 - 2,160,000)
Average stock = Sh. 1,420,000 (Sh. 1840,000 + Sh. 1,000,000)/2
Dividend per share = Sh. 0.268 (Sh 107,200/400,000)
Earnings per share = Sh. 0.56 (Sh. 224,000/400,000)
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Modern mixed economies that include free market principles as well as active
government regulation of the economy are based on the theories of ____ .
a.) AS
b.) JMK✅
c.) MF
d.) Karl Marx
The theory of Adam Smith and Karl Marx leads to creation of a Modern mixed economies that include free market and active government regulation.
What is Adam Smith and Karl Marx theory?Adam Smith created the Capitalism economic system while Karl Marx created the socialism economic system.
Hence, the combination gave birth to Modern mixed economies that include free market principles as well as active government regulation.
Therefore, the Option A & D is correct.
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How do I cancel my payment plan?
The person can cancel the payment plan by giving the bank to stop payment order.
What is Payment Plan?A term payment plan entails getting equal monthly payments over a predetermined amount of time.The time periods is predefined as the after the expiry of the period payments are not been made.
By instructing the bank to halt payments, the person can cancel the payment schedule.
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Why do businesses grow
Answer:
Most firms seek to become bigger – increasing sales and market share. Firms can grow through internal expansion, external growth (merger) or diversification into related industries. The motives for increasing in size can include: Greater sales lead to greater profit, making the firm more attractive to shareholders.
