The required reserves will be increased by $4,800 if the customer deposits the amount of $6,000.
What is meant by deposits?
Deposits are the amount that the customers put in their savings accounts opened with the banks.
Given values:
Deposited amount: $6,000
Reserve ratio: 20%
Computation of increase in required reserves:
[tex]\rm\ Increase \rm\ in \rm\ Required \rm\ Reserves=\rm\ Customer \rm\ deposits \times\ (100\%-\rm\ Reserve \rm\ Ratio)\\\rm\ Increase \rm\ in \rm\ Required \rm\ Reserves=\$6,000 \times\ (100\%-20\%)\\\rm\ Increase \rm\ in \rm\ Required \rm\ Reserves=\$4,800[/tex]
Therefore, the amount of $4,800 will increase the required reserves on the deposit of $6,000 by the customer.
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The LM curve is steeper the ______ the interest sensitivity of money demand and the ______ the effect of income on money demand. (This is a difficult question. If you do not have the answer, pls try your best guess, considering also going by elimination. Hint: Draw two LM curves with different slopes, one flatter and one steeper, and then compare the interest rate change for a given IS shift at the initial income level and the income change for the same IS shift at the initial interest rate level). a. greater; greater b. greater; smaller c. smaller; smaller d. smaller; greater
The correct option is, (d) smaller, greater.
The LM curve is steeper the smaller the interest sensitivity of money demand and the greater the effect of income on money demand.What does a steeper LM curve mean?The LM curve will be steeper if the income-elasticity of the demand for money is higher and the interest-elasticity is lower. The LM curve is virtually vertical when the demand for money is generally indifferent to the interest rate.What causes the LM curve to shift?The LM curve shifts right as a result of monetary stimulation, or boosting the money supply, leading to higher output and lower interest rates.The IS curve is shifted to the right by fiscal stimulus, or boosting government spending and/or lowering taxes, which raises interest rates while driving up output.What is income sensitivity of money demand?The greater the interest rate, as the minus sign suggests, the more likely people are to invest their money rather than have it available for consumption. The income sensitivity of real money demand and the interest sensitivity of real money demand are the two variables that are regulated by sensitivity coefficients.Learn more about LM curve here:
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true or false: if prices change in a way that leaves the overall price level unchanged, then no one is made better or worse off.
It is false that If prices change in a way that leaves the overall price level unchanged, then no one is made better or worse off.
What is a relative price?A relative price can be described as the ratio of two prices or the price of a good or service in relation to another.
In general, when prices change relative to one another, some people do better and others do worse, even while the total level of prices remains the same.
Therefore, it is false that no one benefits or suffers when prices fluctuate in a way that keeps the total level of prices constant.
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What do we call risks in the absence of controls and after controls have been implemented?.
Risk that exists both before and after controls have been put in place is known as inherent risk.
What is risk?
The term "risk" refers to degree of unfortunately and possibility of loss, injury and hazard. Risk is barrier in the organization.
The various risk levels in a process that have not been regulated or mitigated by risk management are referred to as inherent risk. The level of risk present even in the absence of safeguards is known as inherent risk.
As a result, Inherent risk is risk in the absence of controls and after controls have been implemented.
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Anne and Bill are two of the most effective salespeople at XYZ Corporation in terms of average revenue per customer. Bill tends to increase revenue per customer through upselling, while Anne is more likely to increase revenue per customer through cross-selling. Although both approaches are effective with existing customers, cross-selling is more likely that upselling to:
Although upselling and cross-selling are effective with existing customers, cross-selling is more likely than upselling to A. improve customer retention rate.
What is customer retention?Customer retention refers to the ability of an organization or marketer to achieve customer loyalty over time.
When a customer is retained, there is always increased revenue from repeat purchases.
Customer retention increases brand loyalty.
Question Completion with Answer Options:
A. improve customer retention rate.
B. satisfy customer needs
C. provide the information necessary to diagnose reasons for customer defection.
D. increase customer profitability.
Thus, although upselling and cross-selling are effective with existing customers, cross-selling is more likely than upselling to A. improve customer retention rate.
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How are time tickets and materials requisition slips similar?
Time tickets and materials requisition slips are similar to. The cost associated with both must be credited to the Work in Process Inventory. Option A. This is further explained below.
What are time tickets?Generally, A time ticket is a form filled out by workers to keep track of their working hours.
In conclusion, Both time tickets and materials requisition forms have certain similarities. Both must be accounted for in the Work in Process Budget.
Complete QuestionHow are time tickets and materials requisition slips similar?
The cost associated with both must be credited to the Work in Process Inventory. Costs associated with both must be recorded in the general ledger and job cost sheets.
Costs associated with both must be debited to Manufacturing Overhead.
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If you are recording your own audio clips, what is the best advice about
including a joke in a clip?
A. Effective speakers rarely include jokes in presentations.
B. It can help increase audience members' interest.
C. Jokes are not appropriate in persuasive addresses.
D. Jokes are appropriate, but only if the topic is humor
Answer:
B
Explanation:
As long as the joke is good
What is cyberbullying? Why does it happen so often?
Answer:
Cyberbullying happens for many of the same reasons as any other type of bullying, but it may be even more appealing because it can be done anonymously. two kinds of people who are likely to bully: those who are popular and those who are on the social fringes.
Popular kids or teens may bully because:
They see it as a way to stay popular.
Hurting others makes them feel powerful.
Kids or teens who are less socially successful may bully because:
It helps them cope with their own low self-esteem.
They think it will help them fit in with their peers.
They have trouble empathizing with those they hurt.
What type of analytics would take past purchasing data as inputs into a model and then recommend the best pricing strategy for maximizing revenue
"Prescriptive Analysis" would take past purchasing data as inputs into a model and then recommend the best pricing strategy for maximising revenue.
What is Prescriptive Analysis?Prescriptive analytics makes recommendations about potential outcomes and produces actions that are likely to maximise important business KPIs.
Prescriptive Analytics is based on:
Optimisation which helps in achieving the best outcomesStochastic optimisation which helps in how to achieve best outcomes and identify data uncertainties to make best results.The types of analytics are-
Descriptive, Predictive and Prescriptive analytics.Learn more about Prescriptive Analytics, here
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which type of bond is certain to provide a capital loss if held to maturity?
[tex]\sf \colorbox{aqua}{Answer}[/tex]
[tex] \sf \color{blue}{Premium Bond}[/tex]
The answer is: Premium Bond
A physical good, service, or idea that satisfies a want or need is called a(n):
A physical good, service, or idea that satisfies a want or need is called a product.
What is a product?Products are objects or produced goods made available for consumers for consumption.
They are known as tangible goods that can be seen and touched. They are produced in order to satisfy human need and want.
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A general partner who puts together the administrative organization of the limited partnership and handles the registration of the securities with the states is known as the
Limited partner.
What is a Limited partner?A limited partner is a shareholder whose liability for the company's debts is limited to the amount they contributed to the business. Silent partners are another name for limited partners.What is Limited Partnership?Similar to a general partnership, a limited partnership (LP) must have at least one general partner (GP) and at least one limited partner, as opposed to the minimum requirement of two GPs for general partnerships. Different from limited liability partnerships, which only have limited liability for each participant, are limited partnerships.The GPs are, in most significant ways, in the same legal position as partners in a traditional firm: they have management control, share the right to use partnership property, divide the firm's profits into fixed shares, and have joint and several liabilities for the partnership's obligations.Therefore, the answer is a limited partner.
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Fixed expenses are $531,000 per month. The company is currently selling 4,000 units per month. The marketing manager would like to cut the selling price by $14 and increase the advertising budget by $35,000 per month. The marketing manager predicts that these two changes would increase monthly sales by 500 units. What
The overall effect on the company's monthly net operating income of this change is A. decrease of $18,000.
What is break-even analysis?The break-even analysis is an accounting tool to determine the point at which cost and income are equal and there is neither profit nor loss.
Using the break-even technique, companies can evaluate production and sales decisions to arrive at optimal decisions.
Data and Calculations:Fixed costs per month = $531,000
Sales units per month = 4,000 units
Reduction in selling price = $14
New selling price = $186 ($200 - $14)
New fixed costs = $566,000 ($531,000 + $35,000)
News Sales units per month = 4,500 units (4,000 + 500)
New Contribution margin per unit = $146 ($186 - $40)
New Contribution margin ratio = 78.5% ($146/$186 x 100)
Determination of Change in Net Operating Income:Old New Difference
Total Contribution $640,000 $657,000 $17,000
($160 x 4,000) ($146 x 4,500)
Fixed costs 531,000 566,000 -$35,000
Net operating income $109,000 $91,000 -$18,000
Question Completion with Answer Options:Data concerning Pellegren Corporation's single product appear below:
Per Unit Percent of Sales
Selling price $200 100%
Variable expenses 40 20%
Contribution margin $160 80%
What should be the overall effect on the company's monthly net operating income of this change?
A. decrease of $18,000
B. increase of $38,000
C. decrease of $38,000
D. increase of $58,000
Thus, the overall effect on the company's monthly net operating income of this change is A. decrease of $18,000.
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When conducting an immediate charge on 2023 ariya, what is the first step if the timer is set?.
The first step to perform when conducting an immediate charge is to press the immediate charge switch on the lower left dash.
What is an immediate charge?This is a vehicle features that allows a quick charge of the engine.
However, the first step to perform when conducting an immediate charge is to press the immediate charge switch on the lower left dash.
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What are the three methods of calculating balance charges on credit cards?.
The three methods of calculating balance charges on credit cards are:
previous balance method.average daily balance method (excluding and including newly billed purchases.adjusted balance method.How can we calculate a credit card balance ?Calculation of the credit balance can be done generally by dividing the average daily balance totals by the total number of days in the billing cycle.
Then the result is then multiplied by the monthly interest rate, however all the listed method can as well be used.
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Appropriate and effective marketing metrics must be designed to identify, track, evaluate, and provide key benchmarks for improvement. In the context of change drivers affecting the future of marketing, this reflects the
Marketing metrics change with campaign preferences and generational attitudes.
What is marketing?
The practice of a business of promoting the purchase and sale of goods and services is referred to as "marketing." Promotion, publicity, and advertising make up marketing.
Marketers can track marketing analytics to gauge the effectiveness of their campaigns.
Marketing offers a measurable means of keeping track of progress and gauging efficiency.
As a result, shift in generational values and preferences.
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In the 1990s __________ cost the United States between $42.3 billion and $47 billion in direct and indirect costs (about 30% of the nation's total mental health bill).
In the 1990s anxiety disorders cost the United States between $42.3 billion and $47 billion in direct and indirect costs (about 30% of the nation's total mental health bill).
What is anxiety disorder?This type of disorder is the one that is known to affect the mental health of a person.
This disorder typically makes it very difficult for sufferers to go through their day.
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Shanice got her real estate license just in time to help her father sell the condo they jointly own in Harbor East in Baltimore. Even better, another agent in her brokerage found a buyer, so they were able to keep the commission within the brokerage. Shanice made sure that both parties were fully aware of and consented to the dual agency arrangement in writing. What is Shanice forgetting
She forgot to disclose that she has an ownership interest in the property.
A real estate licensee has a responsibility to make all material facts known to all parties, including their principal and the firm's client. Any circumstance that might influence both a seller's and a buyer's willingness to sell or acquire the property is considered a substantial fact.
What are the tips to be a good real estate agent?Decide to engage in proactive client communication. When you receive any important news, whether it's good or negative, you should try your best to let them know as soon as possible.
Empathy is a crucial skill for practically anyone working in support. It enables you to put yourself in another person's position so you may better comprehend and value their viewpoint.
Asking them is the best method to learn what they desire. Ask your client questions, pay close attention to what they say, and continually expand on the knowledge you've already offered.
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With regard to promoting standards of excellence, LaFasto and Larson (2001) identified three Rs that help improve performance: require results, review results, and ______.
The 3 Rs that LaFasto and Larson (2001) identified as imporant to improve performance includes:
require resultreview resultreward resultWho is LaFasto and Carl Larson?These are economist that explored the performance question for more than 20 year and also proposed a model called "Five Dynamics of Teamwork and Collaboration.
In conclusion, the 3 Rs that LaFasto and Larson (2001) identified as important to improve performance includes require result, review result and reward result.
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The branch of economics that examines the economy as a whole is called.
The branch of economics that examines the economy as a whole is called Macroeconomics.
What is macroeconomics?Macroeconomics studies the function of the entire economy of a nation, group of nations, or the world.
Microeconomics deals with individuals, households, organizations, and businesses as they interact within an economic system.
Thus, the branch of economics that examines the economy as a whole is called Macroeconomics.
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You own a portfolio that has $1,720 invested in Stock A and $3,470 invested in Stock B. The expected returns on these stocks are 13.7 percent and 8.0 percent, respectively. What is the expected return on the portfolio
The expected return is 9.8% on the portf
What is the Expected return?The expected return is the amount of profit or loss an investor can anticipate receiving on an investment.
Calculation of expected return of Portfolio:
Stock A = $1,720 Expected return on Stock A is 13.7% =1,720 x 13.7% =$235.64
Stock B = $3,470 Expected return on Stock B is 8% = 3,470 x 8% =$277.6
Expected portfolio return = returns on each stock divided by incesting value.
Total return of each stock = $235.64 + $277.6 = $513.2
Total Invested value = $1,720 + $3,470 = $5,190
Expected portfolio return = $513.2 divide by $5,190 =9.8%
Thus, the expected return on the portfolio is 9.8%.
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The invisible hand concept suggests that Multiple Choice market failures imply the need for a national economic plan. big businesses are inherently more efficient than small businesses. assuming competition, private and public interests will coincide. the competitiveness of a capitalistic market economy invariably diminishes over time.
The invisible hand concept says that assuming competition, private and public interests will coincide.
What does the invisible hand concept call for?It believes that in order for a society to be well off, there has to be competition between firms.
This competition would lead to increased production which will take care of the country better. This would coincide with the public interest of taking care of citizens.
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A bond has an average return of 6.3 percent and a standard deviation of 3.8 percent. What range of returns would you expect to see 68 percent of the time on this security
The range would be 2.5 percent to 10.1 percent.
What is Expected return?
Expected return is an important financial concept investors use when determining where to invest their funds. Calculating the expected return of a specific investment or portfolio allows you to anticipate the profit or loss on that investment based on its historical performance.
FormulaExpected return = (return A x probability A) + (return B x probability B).
Since the bond holds that 68% of data lies within 1 standard deviation of the mean, the range will be +/- 1 standard deviation from the mean.
Expected return = (return A x probability A) + (return B x probability B)
Expected return = (6.3%-3.8%) to (6.3%+3.8%)
Expected return = 2.5 percent to 10.1 percent
Hence, The range would be 2.5 percent to 10.1 percent.
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what factors played a role in america's economic stagnation
The factors that played a role in America's economic stagnation are the:
Replacement of human labor with machinesThe oil boom in foreign marketsWhat was the stagnation about?In the 1970s America suffered a major economic blow that led to the increase in prices of commodities and the increase in unemployment.
The increase in unemployment can be attributed to the advent of machines that were beginning to greatly displace human labor. Oil boom in foreign markets was another cause of the economic crisis.
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Consider the following data that gives the quantity produced and unit price for three different goods across two different years to answer the following questions. Assume that the base year is 2012. Good 2012 Price 2012 Quantity 2013 Price 2013 Quantity A $2.00 500 $2.50 600 B $4.00 1,000 $5.00 900 C $2.00 200 $1.00 300 What was the growth rate of real gross domestic product (GDP) between the two years
Based on the prices of goods across both years, the growth rate of Real GDP between the two years was 0%.
How can the Real GDP growth rate be found?First, find the Real GDP in 2012:
= ( 2 x 500) + (4 x 1,000) + (2 x 200)
= 1,000 + 4,000 + 400
= $5,400
The Real GDP in 2013 will be found using the 2012 prices:
= (2 x 600) + (4 x 900) + (2 x 300)
= 1,200 + 3,600 + 600
= $5,400
The Real GDP growth rate is:
= (5,400 - 5,400) / 5,400
= 0%
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How does risk management differ from quality managemtn
A risk management differs from quality management because the risk management identifies areas of operational and financial loss.
What is a risk management?This refers to the layer of protection at the beginning of the process to identify hazards before production even begins.
What is quality management?This is the section involved in overseeing all activities that must be accomplished to maintain a desired level of excellence in a firm.
In conclusion, the risk management differs from quality management because the risk management identifies areas of operational and financial loss.
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In the absence of taxes, the value of a firm is the same with debt financing as it is with equity financing because Blank______. Multiple select question. equity financing is actually better than debt financing debt financing is actually better than equity financing MM demonstrated that debt financing is neither better nor worse than equity financing in the absence of taxes the asset to be financed is the same
Debt financing is the process through which a business sells debt instruments to retail and/or institutional investors in order to raise funds for working capital or capital expenditures. The people or organizations receiving the funds become creditors and are given the assurance that the principal and interest on the loan will be paid back. The other method of raising money in the debt markets is by issuing stock in a public offering; this process is known as equity financing.
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explain the different process for the development of decision making skill?
The graph of f(x) = x2 is translated to form
g(x) = (x – 2)2 – 3.
A parabola opens up. It goes through (0, 1), has a vertex at (2, negative 3), and goes through (4, 1).
What is graph?
A network can be mathematically represented as a graph, which shows the connections between the lines and the points.
Figure represents graph of f(x) =[tex]x^{2}[/tex] and g(x) =(x-[tex]2)^{2}[/tex] —3
The X-axis shift is represented by the new function g(x) = f(x—c) and The Curve is moved c units along the right side of the X-axis in the f(x) graph.
The new Y-axis shift function is represented by g(x) = f(x) + b. The curve is moved b units along the Y-upward axis's direction in the graph of f(x).
If you look at the graphic, you can see that the vertex of f(x) has its X-axis and Y-axis displaced by 2 units and 3 units, respectively, to produce the value g(x)
Now, g(x) = (x-[tex]2)^{2}[/tex] —3 = f(x-2) + (-3)
Therefore, the new vertex we get is (2,-3)
g(0) = (0-[tex]2)^{2}[/tex] —3
g(0) = 4-3
g (0) = 1
As a result, g(x) passes through (0,1)
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Assume that real gdp has been declining and the unemployment rate has been edging upward. What might the congress and the president do about this problem?
If Real GDP has been declining and unemployment is rising, the President and Congress might lower taxes and increase government spending.
How can the government combat a fall in Real GDP?A fall in Real GDP means that the economy is no longer producing as much as it used to.
To reverse this, the government can embark on an expansionary fiscal policy where taxes are reduced and spending is increased. This in theory, would spur more production.
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. _____ is defined as the perception of the benefits associated with a good, service, or bundle of goods and services in relation to what buyers are willing to pay for them. a. Value b. Equity c. Turnover d. Revenue
Value is defined as the perception of the benefits associated with a good, service, or bundle of goods and services in relation to what buyers are willing to pay for them
Value is characterized as the monetary value of an item owned, a product purchased, or a service provided. It refers to how consumers perceive the advantages of a good, service, or combination of goods and services in proportion to the price they are prepared to pay for them. It is the sum a customer is willing to spend on a specific product or service. In other words, it refers to the monetary value of a good, the amount that may be paid for a good, etc.
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