At the tip of a year once a corporation earns a profit-bound portion of its maintenance within the business to satisfy future contingencies, growth prospects, etc. This quantity of cash unbroken aside is termed as reserves.
Reserves:
= Demand Deposits - Loans
= $200,000-$130,000
=$70,000
What are Required Reserves?
=Demands Deposits x Require Reserve Ration
= $200,000x0.1
=$20,000
What are Excess Reserves?
=Demands Deposits x Required Reserve Ratio
=$200,000x0.1
=$20000
Excess reserves are a security buffer of types. monetary corporations that carry excess reserves have an additional life of safety in the event of sudden loan loss or important money withdrawals by customers. This buffer will increase the protection of the banking industry, particularly in times of economic uncertainty.
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If the government increases taxes, what happens to the price index and the actual real gdp holding all else constant?.
If the government increases taxes, the price index and the actual real GDP holding all else constant is :
B) In this case, the price index increases, and the actual real GDP decreases.
An appropriate GDP increase charge is between 2% and 3%. The GDP boom rate changed to 2.6% for the 1/3 area of 2022, as compared to the second sector's 0.6% decline. The GDP growth rate measures how wholesome the financial system is. Whilst the wide variety is fine, the financial system is developing.
If GDP is falling, then the economy is shrinking - terrible information for companies and employees. If GDP falls for 2 quarters in a row, this is known as a recession, which could suggest pay freezes and misplaced jobs.
Economists historically use the gross home product (GDP) to measure monetary development. If GDP is rising, the financial system is in strong form, and the nation is moving ahead. On the other hand, if the gross domestic product is falling, the economy might be in trouble, and the nation is losing its floor.
Disclaimer: The question is incomplete. Please read below to find the missing content.
Question: If the government increases taxes, what happens to the price index and the actual real GDP holding all else constant?
A) In this case, the price index decreases, and the actual real GDP decreases.
B) In this case, the price index increases, and the actual real GDP decreases.
C) In this case, the price index decreases, and the actual real GDP increases.
D) In this case, the price index increases, and the actual real GDP increases.
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on the first day of the fiscal year, hawthorne company obtained an $88,000, 7-year, 5% installment note from sea side bank. the note requires annual payments of $15,208, with the first payment occurring on the last day of the fiscal year. the first payment consists of interest of $4,400 and principal repayment of $10,808. the entry hawthorne would make to journalize the first annual payment due on the note would include a
The entry Hawthorne would make to journalize the first annual payment due on the note would include a DR - Interest expense - $4,400
The journal entry is shown below:
Interest expense A/c Dr $4,400
Notes payable A/c Dr $10,808
To Cash A/c $15,208
(Being the due payment is recorded)
For due payment, we debited the interest expense and the notes payable account and credited the cash account as cash is paid for the first annual payment due on the note
Debit to interest expense for $4400
DR - Interest expense - $4,400
DR - Notes payable - $10,808
CR - Bank/Cash - $15,208
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When supply chain members that buy and sell to one another are not in agreement about their goals, roles, or rewards ________ channel conflict can occur.
Vertical channel conflict can happen when supply chain participants that buy from and sell to one another do not agree on their objectives, responsibilities, or benefits.
What does supply chain management's channel conflict entail?Any disagreement or conflict that could arise between two or more channel partners when one partner's decisions or actions have an impact on the other's financial results, sales, or market share is referred to as a channel conflict.
A vertical channel conflict is what?There is a vertical channel conflict when two or more partner kinds compete on different channels. This could be compared to a quarrel over client acquisition between a core firm and an affiliate, a dispute between a provider and a reseller, or other situations.
How can vertical disputes in distribution channels develop?Vertical channel conflict is the most prevalent type of channel conflict. This occurs when a conflict arises between two parties who are located at various locations along the distribution chain, such as a manufacturer and a retailer. Sales, both direct and indirect, are potential vertical conflict triggers.
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which of the following represents errors made by both fieldworkers and respondents? intentional and unintentional errors purposeful and non-purposeful errors voluntary and involuntary errors conscious and unconscious errors
Response mistakes signify a lack of precision in answering inquiries. They can be attributable to a variety of things, such as a questionnaire that needs to be improved, interviewers' or respondents' misinterpretations of the questions, and mistakes in the respondents' responses.
What is the interview?An interview is an organized dialogue in which one person asks questions and the other response. The term “interview” is commonly used to refer to a one-on-one talk between an interviewer and an interviewee. Individual and group interviews are the two forms of interviews. Interviews with individuals:
Inaccurate answers to inquiries are represented by response mistakes. They can be linked to a variety of causes, including as a questionnaire that needs to be improved, incorrect question interpretation by interviewers or respondents, and inaccuracies in respondents' remarks.
Therefore, Interviewers' or respondents' misinterpretations of the questions, and mistakes in the respondents' responses.
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Which set of ethics codes emphasizes preventing unlawful behavior by increasing control and penalizing wrongdoers?.
Compliance-based ethics standards stress preventing illegal behavior by tightening control and punishing offenders. Integrity-based ethics codes outline the organization's guiding principles.
foster an environment that encourages moral behavior, and emphasize shared responsibility among employees.
What do ethics codes that are integrity-based and compliance-based mean?
A set of particular guidelines called compliance-based ethics is intended to shield companies and employees from the negative legal effects of breaking the law. Integrity-based ethics are intended to establish business values and moral principles that employees should uphold during regular business affairs
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kim's bridal shoppe has 12,200 shares of common stock outstanding at a price of $56 per share. it also has 315 shares of preferred stock outstanding at a price of $90 per share. there are 380 bonds outstanding that have a coupon rate of 7.5 percent paid semiannually. the bonds mature in 37 years, have a face value of $2,000, and sell at 112 percent of par. what is the capital structure weight of the common stock? multiple choice .4952 .3979 .4372 .4643 .5447
43.72% is the capital structure weight of the common stock. Thus, option (c) is correct.
What is stock?
The term stock refers to the product are the ready to the sale for the bulk in the production. The stock are always in the bulk in items. The stock are the measure according to the quantity. The stock was ready to deliver to the wholesaler.
Determine the weight of the common stock are:
Common stock (12,200 x $56) = 683,200
Preferred stock (315 x $90) = 28,350
Bond (380 x $2,240) = 851,200
Total market value = Common stock + Preferred stock + Bond
Total market value = 683,200 + 28,350 + 851,200
Total market value = 1,562,750
The capital structure weight of the common stock = 683,200 ÷ 1.562,750 × 100
The capital structure weight of the common stock = 43.72%
Therefore, option (c) is correct.
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Employers can try to overcome the moral-hazard problem involving their employees by.
Answer:
encourage the risk taking party to act more responsible by offering them incentives or make a punishable offense
Explanation:
it works in modt cases or just fireing them might just do the trick
If Robert was able to capture 10% of the European market, how many cars would he be leasing to his European members?
Robert would be leasing 4,000 cars to his European members if Robert could capture 10% of the European market.
How is the percentage value determined?The percentage is the ratio or proportion of a whole.
The percentage shows a variable, number, or value's proportional value to another.
As fractional values, percentages are calculated as the numerator over a greater denominator multiplied by 100.
To determine the numerical value using Robert's European market share, we multiply the total market value by the given percentage.
The total number of leased cars required in the European market yearly = 40,000
The percentage captured by Robert = 10%
Robert's market share = 4,000 (40,000 x 10%)
Thus, Robert captured 10% of the European market with an annual demand of 40,000 cars, he would be leasing 4,000 cars yearly.
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Question Completion:The European market requires annual leasing of 40,000 cars.
who believed that small disturbances in output, prices, or unemployment were likely to be magnified by the invisible hand of the marketplace?
Answer:
b
Explanation:
Answer:
John Maynard Keynes
Explanation:
during a down market in boston, homeowners tried to sell at prices based on what they originally paid. as a result, the boston real estate market:
During a down market in Boston, homeowners tried to sell at prices based on what they originally paid. as a result, the Boston real estate market had an excess supply of housing. Thus the correct option is A.
What is Supply?Supply refers to making available goods and services to the customer. When these demands do not get fulfilled it causes scarcity of goods in the market and when this supply is in excess it causes surplus.
Boston residents tried to sell their homes at prices based on what they had paid initially during a weak market. Due to low-price selling, the Boston real estate market had an excess supply of housing.
Therefore, option A is appropriate.
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The complete question is Probably
During a down market in Boston, homeowners tried to sell at prices based on what they originally paid. As a result, the Boston real estate market:
had an excess supply of housing.
had a housing shortage.
was characterized by prices below equilibrium.
set a record for the number of housing sales in a month.
Which bank is best to open savings account?.
Kotak Mahindra Bank bank is best to open savings account.
Savings accounts were a secure way to preserve your money since all consumer deposits were protected by the FDIC with bank accounts and the NCUA for credit union accounts. CDs issued through banks und credit unions are also protected under deposit insurance.
Although there are various kinds of bank deposits, the deposit account, term deposit account, as well as certificate of deposit were the three greatest commons.
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a transaction processing system helps people work together by interacting and sharing information in many different forms. true false
A transaction processing system (TBS) is a piece of software that both guarantees the success of business transactions and maintains track of them.
Online retailers utilize an equivalent technology called an online transaction processing system (OTPS) for e-commerce.
The TPS uses a database to store, send, and receive information to guarantee the success of every transaction. It is an addition to the business point of sale system (POS), which is the device that processes cash transactions, generates receipts, and reads credit cards.
A customer might use a credit card, for instance, to buy a book from a store. The customer's card information is taken by a TPS, which then contacts their bank to determine whether to authorize or reject the transaction based on their account balance.
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A _____ is an employment test that evaluates your specific job-related abilities, such as typing speed. it is recommended that you sharpen or improve these abilities before an interview. a. personality test b. computerized pre-employment test c. skills test d. technical test please select the best answer from the choices provided a b c d
Answer:
c. skills test
Explanation:
:) hope it helps
a situation in which consumer response is sensitive to changes in price exhibits demand.
Sensitivity of the consumer base to price changes.
The price elasticity of demand measures how consumers' demands for a product fluctuate in response to price changes. It is calculated using the formula below:
Price Elasticity of Demand = %change in quantity demanded/%change in price
A good is deemed elastic if the quantity requested for it changes proportionally more than the price does. Salt is an elastic good, for instance, if the price increases by 15% but the demand decreases by 20%.
A good is categorized as inelastic if the quantity desired for it changes proportionally less than the change in price. Gasoline, for instance, is an inelastic good if its price increases by 30% but its demand decreases by only 10% (as is frequently the case in reality).
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Ed decided he had to say something. He thought about saying, "barry, you’re ruining my life with all the work assignments. " instead, he said, "barry, lately i’ve felt overworked and wondered if we could talk about my work assignments. " what principle of holding a difficult conversation is most at play here?.
Finding common ground, avoiding either/or thinking, putting others' interests first, and refraining from hyperbole are some of the principles for having difficult conversations.
What's the challenging converse?A organized debate about a challenging subject or upsetting event aims to present several viewpoints, promote understanding, and cultivate respect (not to persuade or win").
Durlofsky advises using a straightforward approach. She claims that if you can maintain objectivity and emotional detachment, you have a better chance of implementing straightforward answers. Emotions can get in the way of what you're attempting to do. When speaking, keep your cool and let your points of debate take the lead.
For the challenging conversation, boldness is more important than anything else, along with knowledge and empathy. With more experience, you'll become more skilled at confronting these problems head-on. Managing unpleasant talks at work can be difficult.
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If the perfectly competitive firm is producing an output level at which price equals marginal cost, it is.
When marginal revenue equals marginal cost, or when MR = MC, a fully competitive firm will make the decision that will maximize its profits.
What is a perfectly competitive market?According to economic theory, perfect competition exists when all businesses sell the same goods, market share has no bearing on prices, businesses can enter or quit the market without any obstacles, consumers have perfect or complete information, and businesses are unable to set prices.
The qualities of perfect competitiveness are as follows:
Market with a large number of customers and merchants.Free company entry and exit from the market.A uniform product should be offered by every business.Both buyers and sellers should be fully informed about the market.no pricing regulation.A market that is designed to be completely free of abnormalities that may otherwise prevent the best pricing from being realized is referred to as a perfect market. These are some instances of this ideal market structure: a plenty of buyers. There are several sellers. Products are uniform.
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in the context of a supply chain, customer service is the ability of logistics management to satisfy users based on what three factors?
The capacity of logistics management to satisfy users in terms of timeliness, dependability, communication, and convenience is referred to as customer service.
What is logistics management?Organizations can plan, manage, and put into place processes to move and store goods with the aid of supply chain management functions, which are governed by logistics management.This effort is supported by a logistics management system, which also manages warehouse operations, fleet management, order processing, inventory control, supply and demand forecasting, and third-party logistics (3PL) service providers.Transportation and warehousing are the two main jobs in logistics. You should now be aware of the many types of logistics. The following are the main categories of logistics: third-party logistics, reverse logistics, inbound logistics, and outbound logistics.Logistics in Management and Business:
An Understanding for instance, logistics in the natural gas sector entails managing the pipes.To learn more about logistics management refer to :
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after the owner of the crystal shop tells the boy how expensive it is to get to egypt, what does the boy say he wants money for?
The correct answer is 'a new flock of sheep.' This instance is from The Alchemist.
The crystal dealer is someone who, like the baker, has forgotten their Personal Legend and has found themselves in a suitable but unsatisfying circumstance. Because he fears change, he hasn't adjusted to Tangier being a less bustling port city.
The crystal dealer's faith in omens is his most admirable quality. He decides to stop and watch Santiago from the moment he first sees him, despite the fact that Santiago is obviously in need of money. Despite the fact that his business is already struggling, the crystal merchant continues to offer Santiago a position because he views the guests that appeared while Santiago was cleaning as omens.
Characters that believe in omens appear intelligent and successful throughout The Alchemist. These individuals acknowledge the connection between Personal Legends and The Soul of the World, in contrast to characters who are purely materialistic.
Santiago's encounter with the candy vendor and the other shopkeepers, who converse in a "global language" despite the fact that the languages they speak are different, further demonstrates this interconnectivity.
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product a sells 2.5 times more than product b. product b sells 60% less than product c. product c sold 25,000 units this month. how many units of product a were sold?
The number of units of product a sold is 25000 units, the number of units of product b sold is 10000 units and the number of units of product c sold is 25000 units
A percentage is a ratio or fraction where the whole value is always 100. Sam, for instance, would have received 30 out of a possible 100 points if he had received 30% on his math test. In ratio form, it is written as 30:100 and in fraction form as 30/100.
Number of units of product c sold = 25000
Product b = 60% less than product c
Number of units of product b sold = 25000 - 60% of 25000
= 25000 - 15000
= 10000
Number of units of product a sold = 2.5 times product b
= 2.5*10000
= 25000 units
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the common stock of climate systems is selling for $28.97 per share while one-year u.s. treasury securities are currently yielding 2.8 percent. what is the current value per share of a one-year call option on climate systems stock if the exercise price is $22.50 and you assume the option will finish in the money?
The current value per share of a one-year call option on Mercury Motors stock if the exercise price is $22.50 and you assume the option will finish in the money is $7.08.
The value is computed as follows:
= Selling price per share - Exercise price / (1 + US treasury rate)
= $ 28.97 - $ 22.50 / (1 + 0.028)
= $ 7.08 Approximately.
According to the theory of current value accounting, assets and liabilities should be valued at the price at which they could be sold or settled as of the current date. This is different from the conventional practice of recording assets and liabilities only at the amounts at which they were initially acquired or incurred. The International Financial Reporting Standards (IFRS) and Generally Accepted Accounting Principles (GAAP) have both been moving in the direction of requiring more current value accounting, so that fewer assets and liabilities are still recorded on the balance sheet at their original costs.Learn more about Current value, here
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True or false: charitable donations you make may reduce the amount of taxes you have to pay.
Charitable donations you make may reduce the amount of taxes you have to pay is True.
What are examples of donations?A contribution is a gift given to a cause, humanitarian organization, or charity. A donation can come in many different ways, such as cash, alms, services, or tangible objects like furniture, toys, food, or automobiles. A donation could meet a demand for transplantable organs or blood.
What does making donations accomplish?96% of respondents said they believed it was their moral obligation to use what they had to help others, a belief that was deeply ingrained in their own personal values and principles, regardless of the type of charity work they supported.
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suppose bank normally receives a customer every 3 minutes what is the chance that at most 2 customers will arrive in a period of 9 minutes
The probability that 2 or 3 customers will arrive in a 9-minute period is 0.59173.
Probability can be described as possibility. It is a form of mathematics that deals with the occurrence of a random case. The price is shown from zero to one.
The number of e = 2.71828
E means the Euler number.
Initially, we should determine the segment unit, since the mean is 3 minutes
The mean(m) = 3
Since the period is 9 minutes = 0.15 hour, t= 0.25 hour / 1 hour. Therefore M.t= 3 x 0.15 = 0.45
The poisson distribution formula can be seen below:
P(x) = (mt)ˣe⁻mt / x
Then the probability that 2 or 3 customers will arrive in a 9-minute period
P(x=2) or P(x=3) = P(x=2) + P(x=3) = (0.45)²e⁰⁴⁵/2 + (0.45)³e⁰⁴⁵/3 = 0.5505 + 0.04123 = 0.59173
In conclusion, P(x=2) or P(x=3) = 0.59173
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shane wants to invest money in a 6% cd that compounds semiannually. shane would like the account to have a balance of $190,000 four years from now. how much must shane deposit to accomplish his goal?
In order to accomplish his goal, Shane has to deposit an amount of $149,987.764.
Shane wants to invest money in a CD account that compounds semiannually at a 6% annual rate. Shane would like the account to have a balance of $100,000 four years from now.
Future amount = $190,000
Rate of interest = 6% compounds semiannually
Number of year = 4 year
Compounds semiannually
So,
Rate of interest = 6% / 2 = 0.03
Time taken = 4 x 2 = 8 times
So,
A = P[1+r]ⁿ
190,000 = p[1+0.03]⁸
190,000 = p[1.03]⁸
190,000 = p[1.26677]
p = 190,000 / 1.26677
p = $149,987.764
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The total amount paid on a 35 year loan was $98,000. If the interest rate was 4. 1% and compounded monthly, what was the principal? round your answer to the nearest dollar.
The initial loan balance was $23,393.45 .The amount of the initial loan, or principal, is multiplied by one plus the annual interest rate raised to the number of compound periods minus one to determine compound interest.
What is the formula for compound interest?The amount of the initial loan, or principal, is multiplied by one plus the annual interest rate raised to the number of compound periods minus one to determine compound interest. You will then be left with the loan balance plus compound interest.
Detailed explanation:
$98,000 in total payments were made on a loan with a 35-year term and a 4.1% interest rate.
Using this formula, we will determine the principal amount.
where A = quantity (98,000)
P is the principal sum (P)
r = 4.1% interest rate (0.041)
N is the number of monthly compounding interests (12)
t = time (35 years)
98,000 = P(4.189386) (4.189386)
= 4.189386P = 98,000
P = 23,392.4494 ≈ $23,392.45
The initial loan balance was $23,393.45.
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The financial aid process begins with the ""preparation"" phase. Which action can be completed in this phase?.
The action can be completed in this phase is Controlling
What is preparation phase?The actions we can take in advance of the occurrence to better position ourselves to address it are all included in the preparation phase of incident response.A hypertrophy phase usually precedes a strength phase, which is followed by a power phase in the preparation phase. The term "muscle hypertrophy" describes the expansion of muscle cell size. Because of the large volume of lifts and the brief rest periods, the muscle thickens.A wide range of graduate courses must be taken during the preparatory phase, which typically lasts one and a half years (or three semesters), as well as required research to get ready to write the PhD thesis.
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gina owns a cidery. she gathered and examined the checks, credit card receipts, and other related evidence concerning specific transactions. she also recorded each financial transaction in a journal and transferred that information into a ledger. what should gina do before preparing the cidery's financial statements?
She must prepare a trial balance to see if the accounting equation is in balance as Gina do before preparing the cidery's financial statements. Thus, option (2) is correct.
What is financial?The term financing refers to borrowing money to go through tough times, saving money, and investing money. Finance is the provision of funds for credit against anything. Types of finance are personal, public, and business finance is the three different categories.
Gina, do before preparing the cidery's financial statements are unadjusted before trial balance as the adjustment of the record in the accounts. The trial balance as the entry in the double-entry account book, as the indicating the errors of the accounting.
Therefore, option (2) is correct.
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Your question is incomplete, but most probably the full question was.
1. She must have her journal certified by an accountant.2. She must prepare a trial balance to see if the accounting equation is in balance.3. She must hire an accountant to recheck all her source documents.4. She must attest that she used generally accepted accounting principles.5. She must repeat these steps with a new ledger.The more expensive a product is, the shorter its distribution channel should be?.
True, Expensive products need a short distribution channel for their safe delivery from producer to consumer.
A distribution channel is a process of distributing producer goods and services to the final consumers. It can include multiple stages either intensively (using a lot of intermediaries) or exclusively (directly to the consumer). Product characteristics are one of the factors of the distribution channel.
Complex and expensive products are generally fragile and handled carefully in nature which requires less number of intermediaries or the middle in order to distribute that product to the final consumer leading to a short distribution channel. The more expensive a product, the shorter should be its distribution channel as adding more intermediaries could lead to great damage to the product.
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A _________ is a legal agreement between two or more people and is the least common form of business.
Answer: Partnership
Explanation:
A Partnership is a legal agreement between two or more people and is the least common form of business.
In a general partnership company, all members share both profits and liabilities.
Professionals like doctors and lawyers often form a limited liability partnership.
There may be tax benefits to a partnership compared to a corporation.
currently, the marginal product of labor is 45 units per week. the average product of labor at the current level of output is 32 units per week. if the employer hires one more worker, the marginal product of labor will be 47 units per week. the average product of labor will .
The average product of labor will rise.
Labor
Work or labor is a purposeful activity people engage in to support their own needs and goals, those of others, or the needs and wants of a larger community. Work can be understood in the context of economics as human activity that, along with other factors of production, contributes to the goods and services within an economy.
Work is essential to all communities, but it can vary greatly within and across them, from manually obtaining natural resources to using sophisticated technology that eliminate the need for many people to exert physical or even mental effort. All but the simplest tasks also call for a particular set of abilities, resources, and tools (such as material for manufacturing goods). Throughout history, a variety of viewpoints have been expressed by cultures and people.
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which of the following would, generally, indicate an improvement in a company's financial position, holding other things constant? group of answer choices the dso increases. the current and quick ratios both declines. the tie declines. the total assets turnover decreases. the ebitda coverage ratio increases.
The EBITDA coverage ratio increases would generally indicate an improvement in a company's financial position, holding other things constant.
The EBITDA-to-interest coverage ratio is a financial metric that is used to determine whether a firm is at least financially stable enough to cover its interest costs out of pre-tax revenues. The amount of profits before interest, taxes, depreciation, and amortisation (EBITDA) that can be used for this purpose is specifically examined.EBITDA coverage is another name for the EBITDA-to-interest coverage ratio. The interest coverage ratio employs earnings before income and taxes (EBIT) rather than the more inclusive EBITDA, which is the fundamental distinction between EBITDA coverage and the latter.To determine how easily a company can pay the interest on its outstanding debt, analysts use the EBITDA-to-interest coverage ratio, or EBITDA coverage.
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