Suppose you are a salaried employee, paid semi monthly. You currently earn $52,800 gross annual income. The 20-50-30 budget model has been working well for you so far, so you plan to continue using it. If you would like to build up a 5-month emergency fund over an 18-month period of time, how much do you need to save each month to accomplish your goal? Show all your work

Answers

Answer 1

There is need to save $3,166.79 each month to build up a 5-month emergency fund over an 18-month period.

To calculate how much you need to save each month to build up a 5-month emergency fund over an 18-month period, follow these steps:

Step 1: Determine your monthly gross income:

Divide your gross annual income by the number of months in a year.

Monthly Gross Income = Gross Annual Income / 12 months

Monthly Gross Income = $52,800 / 12

Monthly Gross Income = $4,400

Step 2: Calculate your monthly savings goal:

Multiply your monthly gross income by the saving percentage allocated for the emergency fund in the 20-50-30 budget model.

Monthly Savings Goal = Monthly Gross Income x Savings Percentage

Monthly Savings Goal = $4,400 * 20%

Monthly Savings Goal = $4,400 * 0.20

Monthly Savings Goal = $880

Step 3: Determine the number of months to save:

Divide the desired number of months to build the emergency fund by the total saving period.

Number of Months to Save = Desired Number of Months / Total Saving Period

Number of Months to Save = 5 months / 18 months

Number of Months to Save = 5 / 18

Number of Months to Save = 0.2778

Step 4: Calculate the monthly saving amount needed:

Divide the monthly savings goal by the number of months to save.

Monthly Saving Amount = Monthly Savings Goal / Number of Months to Save

Monthly Saving Amount = $880 / 0.2778

Monthly Saving Amount ≈ $3,166.79

Therefore, you need to save $3,166.79 each month to build up a 5-month emergency fund over an 18-month period.

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Related Questions

Is 84 cubed an irrational number?

Answers

Answer:Yes, because ∛84 = ∛(2 × 2 × 3 × 7) and it cannot be expressed in the form of p/q where q ≠ 0. Therefore, the value of the cube root of 84 is an irrational number.

Step-by-step explanation:

Answer: i think so

Step-by-step explanation:

Chapter 5:
If A and B are mutually exclusive events, then P(A ∩ B) = 0 and the general addition law can be simplified to the sum of the individual probabilities for A and B, the special law of addition.

Answers

If A and B are mutually exclusive events, P(A ∩ B) = 0, and the general addition law can be simplified to the sum of the individual probabilities for A and B

Given data ,

If events A and B are mutually exclusive, it means that they cannot occur simultaneously. In this case, the intersection of events A and B, denoted as A ∩ B, would indeed have a probability of 0

And , P(A ∪ B) = P(A) + P(B)

Therefore , if A and B are mutually exclusive, the probability of either event A or event B occurring is equal to the sum of their individual probabilities.

Hence , the probability is solved

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Suppose you play a game where you toss three fair coins. If you get three tails, you win $10. Otherwise, you lose $2. If you were to play this game 15 times, how much would you expect to gain or lose?
Do not round until the final answer.
Enter an expected loss as a negative number.

Answers

The expected gain or loss from playing the game 15 times is -$75.00, indicating an expected loss of $75.00.

To determine the expected gain or loss from playing the game 15 times, we need to calculate the expected value.

The probability of getting three tails (winning) in a single coin toss is (1/2) * (1/2) * (1/2) = 1/8, since each coin toss is independent and has a 1/2 probability of landing tails.

The probability of losing in a single coin toss is 1 - 1/8 = 7/8.

If we play the game 15 times, the expected number of wins is (1/8) * 15 = 15/8, and the expected number of losses is (7/8) * 15 = 105/8.

The amount gained from winning is $10, and the amount lost from losing is $2.

Therefore, the expected gain or loss can be calculated as follows:

Expected gain or loss = (Expected number of wins * Amount gained) - (Expected number of losses * Amount lost)

= (15/8 * $10) - (105/8 * $2)

Simplifying this expression, we find:

Expected gain or loss = $187.50 - $262.50

= -$75.00

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A circle has a radius of 2. What is the area of the circle. Round to the nearest tenth

Answers

Answer:

The area is 12.57, rounded to the nearest then is 13.

Step-by-step explanation:

A=πr2=π·22≈12.56637

there are 36 students in a class. 1/3 of the class brings lunch and 1/2 of them order lunch. How many of them eat lunch each day​

Answers

First, we need to find the number of students who bring lunch:

1/3 x 36 = 12 students bring lunch.

Next, we need to find the number of students who order lunch:

1/2 x 12 = 6 students order lunch.

So, the total number of students who eat lunch each day is:

12 (who bring lunch) + 6 (who order lunch) = 18 students.

Unit 7
1. For each equation, find the initial value and the percent increase or decrease.
a. f(x) = 37(1.04)*
i. IV:
ii. % Inc/Dec:_
b. f(x) = (-0.7) (0.6)*
i. IV:
ii. % Inc/Dec:___

Please help me

Answers

a.

i. The initial value (IV) is 37.

ii. The percent increase or decrease is 4%.

b.

i. The initial value (IV) of the function is -0.7.

ii. The percent decrease is 40%.

a.

i. The initial value (IV) of the function is 37.

ii. The percent increase or decrease is 4%, because the base of the exponential function is 1.04, which is 1 plus 4% (0.04).

b.

i. The initial value (IV) of the function is -0.7.

ii. The percent decrease is 40%, because the base of the exponential function is 0.6, which is 60% (0.6) of the initial value (-0.7).

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The complete question:

1. For each equation, find the initial value and the percent increase or decrease.

a. f(x) = 37(1.04)ˣ

i. IV:__

ii. % Inc/Dec:_

b. f(x) = (-0.7) (0.6)ˣ

i. IV:

ii. % Inc/Dec:___

William asked 20 of his friends if they own a car and wrote a report on his
findings.
The headline of his report was "65% of people do not own a car".
a) How many of the people William asked did not own a car?
b) Write a sentence to describe a problem with William's headline and a
problem with his survey.

Answers

(a) The people that did not own a car are 13

(b) The sentence to describe the problem is "13 of every 20 people do not own a car"

(a) People that did not own a car

Given that

Number of friends = 20

Percentage that do not own a car = 65%

Using the above as a guide, we have the following:

People = 65% * 20

Evaluate

People = 13

(b) The sentence to describe the problem

Writing a sentence to describe the problem, we have:

The statement is given as

65% of people do not own a car".

This can be rewritten as

"13 of every 20 people do not own a car"

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It’s proportions

Need help with first four

Answers

The answers are explained below.

Given are the questions to be solved with the help of proportionality,

Let the unknown values be x,

a) 32 / x = 8 / 6

x = 24

Hence the height of the tree is 24 ft.

b) 3.5 / 5 = x / 3

x = 2.1

Hence the cups of flour needed is 2.1 cups.

c) 2 / 90 = 5 / x

x = 225

Hence 5 cubic ft sand will weigh 225 lbs.

d) 18.50 / 35 = 12.50 / x

x = 23

Hence $12.5 will costs for 23.

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1. Find the point on the directed line segment from (-2, 0) to (5, 8) that divides it in the ratio of 1:3.

Answers

Step-by-step explanation:

1:3    means you need to find 1 /(1+3) = 1/4 th of the way to 5,8 from -2,0

x:   from -2 to +5 is 7 units     1/4th * 7 = 7 /4   added to -2

              is  - 1/4

y: from 0 to 8    is 8 units   1/4 th * 8  = 2 added to 0   is   2

(-1/4 , 2)

A gum ball machine contains 12 red, 13 green, and 8 yellow gum balls. What is the
least number of gum balls Jack has to buy to be certain he gets 6 gum balls that are
the same color?

Answers

Answer:

Jack would have to buy 18 gum balls to be certain he gets 6 gum balls that are the same color.

Answer:

It's 16

Step-by-step explanation:

Imagine taking out 5 reds, after that 5 green ones and then 5 yellow gum balls. So the 16th must be number 6 of any color.

according to a recent study, the weight of male babies less than two months old in the united states is normally distributed with mean 11.9 pounds and standard deviation 2.6 pounds. what proportion of babies weigh more than 10.1 pounds?

Answers

The proportion of male babies less than two months old in the United States that weigh more than 10.1 pounds is 0.7554 or approximately 75.54%.

We are given the following information:

Mean = 11.9 pounds

Standard deviation = 2.6 pounds

To find the proportion of babies that weigh more than 10.1 pounds, we need to find the z-score and then find the corresponding area under the standard normal distribution curve.

1: Calculate the z-scoreWe can calculate the z-score using the formula:

z = (x - μ) / σ

where x is the weight of the baby in pounds, μ is the mean weight of male babies less than two months old in the United States, and σ is the standard deviation of the weights of male babies less than two months old in the United States.

Let's plug in the given values:x = 10.1 pounds

μ = 11.9 pounds

σ = 2.6 pounds

z = (10.1 - 11.9) / 2.6z = -0.6923 (rounded to four decimal places)

2: Find the area under the standard normal distribution curve

We can use a standard normal distribution table or a calculator to find the area under the curve for a z-score of -0.6923. Using a calculator, we get:

P(z > -0.6923) = 0.7554 (rounded to four decimal places)

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What is the test statistic if
the sample proportion is 20/50 and the hypothesized proportion was 0.5?

Please help Urgent

Answers

The test statistic if the sample proportion is 20/50 and the hypothesized proportion was 0.5 is:  -1.414.

What is the test statistics?

Using z-test formula to determine the test statistic

z = (p - P) / [tex]\sqrt[/tex]((P(1-P))/n)

Where:

p = sample proportion = 20/50 = 0.4

P = hypothesized proportion = 0.5

n= sample size = 50

Let plug in the formula

Test statistic  = (0.4 - 0.5) / [tex]\sqrt[/tex]((0.5(1-0.5))/50)

Test statistic = (-0.1) / [tex]\sqrt[/tex]((0.25)/50)

Test statistic = (-0.1) / [tex]\sqrt[/tex](0.005)

Test statistic = (-0.1) / 0.0707

Test statistic = -1.414

Therefore the test statistic  is -1.414.

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a production process produces 6% defective parts. a sample of five parts from the production process is selected. what is the probability that the sample contains exactly two defective parts? 0.0020 0.0299 0.9701 0.9980

Answers

The probability that the sample contains exactly two defective parts from a production process with a 6% defect rate is 0.0299. Option B is answer

To find the probability, we can use the binomial probability formula. The formula is P(X=k) = (n C k) * (p^k) * ((1-p)^(n-k)), where n is the sample size, k is the number of successes (defective parts), p is the probability of success (defect rate), and (n C k) represents the combination formula.

In this case, n = 5 (sample size), k = 2 (number of defective parts), and p = 0.06 (probability of a part being defective). Plugging these values into the formula, we get P(X=2) = (5 C 2) * (0.06^2) * ((1-0.06)^(5-2)) = 10 * 0.0036 * 0.8464 = 0.0299.

Therefore, the probability that the sample contains exactly two defective parts is 0.0299 (Option B).

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a tree was 59 inches tall. two years later it was 89 inches tall. what was the percent increase, to the nearest hundredth, of the height of the tree? enter the answer in the box.

Answers

Answer:

50.85% increase

Step-by-step explanation:

The formula for % change is (new-old)/old.

So (89-59)/59 = 30/59 = 0.5084745763 = 50.85% increase

Use the formula to find the surface area of the figure. Show your work.

Answers

Answer:

150 square inches

Step-by-step explanation:

The formula is A=2(wl+hl+hw)

Plug in the values.

2(9+33+33)

Evaluate.

=150

(Assuming both the length and width is 3)

help help help help help help !!!!

Answers

Answer:

Yes because if you were to continue enlarging the shape it would continue to follow the path/line of 10,1

Step-by-step explanation:

simplify the following

[tex]3x( - 2 {x}^{2} - 4x) + 6 {x}^{3} + 5 {x}^{2} [/tex]

Answers

Answer:

- 7x²

-------------------------

Simplify the expression.

First distribute, then collect like terms:

3x(- 2x² - 4x) + 6x³ + 5x² = - 6x³ - 12x² + 6x³ + 5x² = ( - 6x³ + 6x³) + ( - 12x² + 5x²) = - 7x²

working out the volume of a prism​

Answers

Answer:

180 cm³

Step-by-step explanation:

split the side (the side facing us) into three rectangles. one rectangle immediately beneath top step, next under middles step and so on.

area under top step = (2 + 2 + 2) X 3 = 18.

area under middle step = (2 + 2) X 3 = 12

area under bottom step = 2 X 3 = 6

total area of this side (cross-section) = 18 + 12 + 6 = 36.

volume = 36 X length

=  36 X 5

= 180 cm³

Your patient has an order to be injected with 2 grams of medication. One milliliter of liquid contains 0.1 grams of medication. How many milliliters should be injected into the patient?

Answers

If 1 mL of liquid contains 0.1 grams of medication, then 2 grams of medication would be present in:

2 g / 0.1 g/mL = 20 mL

Therefore, 20 milliliters of liquid should be injected into the patient.

for the function y=-1+6 cos(2 pi/7(x-5)) what is the maximum value

Answers

the maximum value of the function is y = -1 + 6cos(2π/7(26.75-5)) = 5.

The function y = -1 + 6cos(2π/7(x-5)) is a periodic function with a period of 7. The maximum value of the function occurs when the cosine function reaches its maximum value of 1.

So, we need to find the value of x that makes the argument of the cosine function equal to an odd multiple of π/2, which is when the cosine function is equal to 1.

2π/7(x-5) = (2n + 1)π/2, where n is an integer

Simplifying this equation, we get:

x - 5 = (7/4)(2n + 1)

x = 5 + (7/4)(2n + 1)

Since the function has a period of 7, we can restrict our attention to the interval [5, 12].

For n = 0, we get x = 5 + 7/4 = 23/4

For n = 1, we get x = 5 + (7/4)(3) = 26.75

For n = 2, we get x = 5 + (7/4)(5) = 33.25

For n = -1, we get x = 5 + (7/4)(-1) = 1.75

For n = -2, we get x = 5 + (7/4)(-3) = -4.75

Out of these values of x, the only one that lies in the interval [5, 12] is x = 26.75.

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how many ways can you place two indistinguisable kings on an empty chess board so that they do not attack each other

Answers

The answer is that there are 32 ways to place two indistinguishable kings on an empty chess board so that they do not attack each other.

To answer this question, we need to understand the basic rules of chess. A king can move one square in any direction, including diagonally. So, to ensure that two kings are not attacking each other, we need to place them on two squares that are not adjacent to each other, and not on the same diagonal line.
There are 64 squares on a chess board, and the first king can be placed on any of those squares. The second king, however, has fewer options because it cannot be placed on the same row, column or diagonal as the first king.
The number of ways to place the second king will depend on where the first king was placed. For example, if the first king was placed in one of the corners, then the second king will have only two possible squares to be placed in. On the other hand, if the first king was placed in the center of the board, then the second king will have fewer options.
Overall, there are 32 possible squares for the second king to be placed in, which means that there are 32 possible ways to place two indistinguishable kings on an empty chess board so that they do not attack each other.
In summary, the answer is that there are 32 ways to place two indistinguishable kings on an empty chess board so that they do not attack each other.

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two regular pentagons and a regular decagon, all with the same side length, can completely surround a point, as shown. a square, a regular pentagon, and a regular $n$-gon, all with the same side length, also completely surround a point. find $n$.

Answers

Two regular pentagons and a regular decagon, all with the same side length, can completely surround a point. A square, a regular pentagon, and a regular $n$-gon, all with the same side length, also completely surround a point. n is 20.

A polygon having 5 sides or 5 angles is called a pentagon. The terms "pentagon" and "gonia," which both denote five angles, are the components of the word "pentagon." End to end, the four sides of a hexagon come together to create a shape. The geometric form known as a pentagon has five sides or five angles. In this case, "Penta" stands for five, and "gon" for an angle. One of the several kinds of polygons is the pentagon.

A point has an angle sum of 360 degrees.

The square's internal angles are all 90 degrees.

The regular pentagon has 108 degree internal angles.

Our unidentified polygon's interior angle is 360 - 108 - 90, or 162 degrees.

We can quickly calculate that this polygon's outer angle is 18 degrees.

Any regular polygon's outward angles add up to 360 degrees.

You get 20 times when you divide 360 by 18.

So, the polygon we don't know has 20 sides.

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8. What is the circumference of the given circle in terms of "? *
7 mm
7Tt
14π
36▬
49m

Answers

The circumference of the given circle is 14π mm.

We have,

The circumference of a circle with radius r is given by the formula:

C = 2πr

In this case,

The radius of the circle is given as 7 mm.

Substituting the value of r in the above formula.

C = 2π(7) mm

Simplifying this expression, we get:

C = 14π mm

Therefore,

The circumference of the given circle is 14π mm.

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Rewrite each of the following expressions without using absolute value 20 POINTS!

Equation: |z-6|-|z-5| If z<5

A) (6-z)+(5-z)

B) (z-6)-(5-z)

C) (6-z) +(z-5)

Answers

After rewriting the final answer will be 1.

Given,

|z−6|−|z−5| , if z<5

Now,

|z-6| will be less than 0 since z is less than 5  and |z-5| will be less than 0 since z is less than 5.

So we can rewrite it as  6-z  and 5-z by removing the absolute value signs and converting them in positive .

(6-z) - (5-z)

Further,

6-z-5+z

= 1

Hence Rewriting can be done without absolute values.

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mike pays $2.79 for coffee every weekday morning on his way to work. on saturdays, he goes to visit his mother and takes her out to her favorite coffee shop where he spends $7.83 for two coffees. how much does he spend per week for coffee? $21.78 $26.91 $13.95 $29.61

Answers

Answer:

$21.78

Step-by-step explanation:

2.79 X 5 = 13.95

13.95 + 7.83 = 21.78

Question 5
A player randomly selects a marble from a bag. The bag has 5 blue marbles, 6 red, 1 orange, and 1 yellow. How many outcomes are in the sample space?

Answers

The sample space has 13 outcomes.

We have to given that;

A player randomly selects a marble from a bag.

And, In the bag which has 5 blue marbles, 6 red, 1 orange, and 1 yellow.

Since, The process of combining two or more numbers is called the Addition. The 4 main properties of addition are commutative, associative, distributive, and additive identity.

Now, We can formulate;

Total number of marbles = 5 + 6 + 1 + 1

Total number of marbles = 13

Hence, there are 13 possible outcomes for the player's selection.

Therefore, We get;

The sample space has 13 outcomes.

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at a local restaurant, the amount of time that customers have to wait for their food is normally distributed with a mean of 46 minutes and a standard deviation of 3 minutes. if you visit that restaurant 29 times this year, what is the expected number of times that you would expect to wait between 39 minutes and 53 minutes, to the nearest whole number?

Answers

Rounding to the nearest whole number, we would expect to wait between 39 and 53 minutes about 29 times out of 29 visits using standard deviation.

We can use the normal distribution to find the probability of waiting between 39 and 53 minutes for each visit, and then multiply that probability by the number of visits to get the expected number of times waiting in that range.

First, we need to standardize the range of waiting times using the formula:

z = (x - mu) / sigma

where x is the waiting time, mu is the mean waiting time, sigma is the standard deviation, and z is the corresponding z-score.

For the lower limit of 39 minutes:

z1 = (39 - 46) / 3 = -2.33

For the upper limit of 53 minutes:

z2 = (53 - 46) / 3 = 2.33

Next, we can use a standard normal distribution table or calculator to find the probability of waiting between -2.33 and 2.33, which is approximately 0.9902.

Therefore, the expected number of times waiting between 39 and 53 minutes out of 29 visits is:

Expected number = 0.9902 * 29 = 28.68

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Points C(-4;3), A(6; 1) and T(2; -3) are given.Show that the points C, A and T are the vertices of a right-angled triangle.​

Answers

Answer:

Step-by-step explanation:

To show that points C(-4, 3), A(6, 1), and T(2, -3) form a right-angled triangle, we can calculate the slopes of the lines connecting these points.

The slope of a line passing through two points (x1, y1) and (x2, y2) is given by:

slope = (y2 - y1) / (x2 - x1)

Let's calculate the slopes of the lines formed by the points:

Slope of line CA:

m_CA = (1 - 3) / (6 - (-4))

= (-2) / 10

= -1/5

Slope of line CT:

m_CT = (-3 - 3) / (2 - (-4))

= (-6) / 6

= -1

Slope of line AT:

m_AT = (-3 - 1) / (2 - 6)

= (-4) / (-4)

= 1

Since two lines are perpendicular if and only if the product of their slopes is -1, we can check if the product of the slopes of CA and AT is -1. If it is, then the triangle formed by the points C, A, and T is a right-angled triangle.

Product of slopes m_CA and m_AT:

(-1/5) * (1) = -1/5

The product of the slopes is -1/5, which is not equal to -1. Therefore, the points C(-4, 3), A(6, 1), and T(2, -3) do not form a right-angled triangle.

Hence, we can conclude that the points C, A, and T do not form a right-angled triangle based on the slopes of the lines connecting them.

help me please
Which of the following represents the polar equation r = (cot^2 θ)(csc θ) as a rectangular equation?

x2 + y2 = 1
y = 1
y2 = x3
y3 = x2

Answers

The rectangular equation that represents the polar equation r = (cot²θ)(csc θ) is y³ = x², which is an option (d).

The polar equation r = (cot²θ)(csc θ) can be written in rectangular form using the relationships x = r cos θ and y = r sin θ.

Substituting these expressions into the polar equation, we get:

r = (cot²θ)(csc θ)

r = (cos θ/sin θ)²(1/sin θ)

r = cos² θ/sin³ θ

x = r cos θ = cos³ θ/sin³ θ

y = r sin θ = cos² θ/sin² θ

As per the variable of x and y,

y³ = x².

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PLEASE HELPPPPPPPPPPPPPPP

Answers

Answer:

Yes

Step-by-step explanation:

If you look at the graph of y = 16x^4 - 81, you see that it intersects the x-axis at two distinct places so there are two real solutions.  Whenever a polynomial function intersects the x-axis, there are at least one or more real roots.

I attached a picture of the graph using Desmos, where you'll see that there are two real roots.

Other Questions
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