Suppose you want to buy a vehicle, which is why you request today a loan of $ 12,000,000 to be paid in installments, month overdue, in 36 months, at an interest rate of 5% quarterly with monthly capitalization. As indicated, it is requested to determine the value of a single payment to be made on the 20th month, counted from the date of application for the loan, considering as the date focus the date of this single payment, which is equivalent to the entire debt, considering a rate of 14% semi-annually, capitalizable monthly. Suppose there is no interest for late payment.

Answers

Answer 1

The value of the single payment to be made on the 20th month, considering a loan of $12,000,000 to be paid in installments over 36 months, at an interest rate of 5% quarterly with monthly capitalization and a focus date at the 20th month, is $9,157,058.68.

To calculate this value, we need to determine the present value of the remaining loan balance after 20 months. Using the formula for the present value of a future amount, we discount the future value of the remaining loan balance to the present using a semi-annual interest rate of 14%, capitalizable monthly.

The remaining loan balance after 20 months can be calculated by considering the monthly payments of $12,000,000 divided by 36, with monthly capitalization at a 5% quarterly interest rate. Subtracting the sum of all the payments made in the first 20 months from the total loan amount gives us the remaining balance.

Discounting this remaining balance using the semi-annual interest rate of 14%, capitalizable monthly, yields the value of the single payment to be made on the 20th month, which is $9,157,058.68. This payment represents the entire debt at that point, considering the focus date as the date of this single payment.

To learn more about capitalization visit: brainly.com/question/32588371

#SPJ11


Related Questions

A firm's output is 650 units when 29 people are hired. When the firm hires the 30th worker then the firm's output is 680 units. What is the marginal product of the 30th worker? a. 15 units of output b. 30 units of output c. 20 units of output d. 50 units of output One key feature of a monopolistically competitive mark s a. that there are a few firms who sells the goods which are not identical. b. that there are a lot of firms selling identical goods. c. that there are a lot of firms who sell similar goods but not identical. d. that there are a few firms who sells the goods which are different.

Answers

The marginal product of the 30th worker The definition of marginal product of labor (MPL) refers to the addition to total output as one more worker is added. This is calculated by dividing the change in output by the change in labor.

The formula is MPL = ΔQ/ΔL. Given that a firm's output is 650 units when 29 people are hired, and when the firm hires the 30th worker, then the firm's output is 680 units.  the marginal product of the 30th worker is:

MPL = (680 - 650)/(30 - 29) = 30 units of output.

One key feature of a monopolistically competitive market One key feature of a monopolistically competitive market is that there are many firms that sell similar goods, but not identical. The firms in this type of market usually have some control over the price, and they use product differentiation to attract customers.

To know more about marginal visit:

https://brainly.com/question/15583202

#SPJ11

Instructions
When the Occupational Safety and Health Administration (OSHA) does not have a standard that applies to a specific industry hazard, it is not uncommon for OSHA to cite the General Duty Clause in issuing a citation against a given employer. Consider that you are the environmental health and safety (EHS) manager of a manufacturing facility, and the company has received a citation under the General Duty Clause for an ergonomic issue involving excessive lifting. What are your opinions of its use in this scenario, and what would be your actions in defending or mitigating the penalties against this citation?
Your journal entry must be at least 200 words in length. No references or citations are necessary.

Answers

The General Duty Clause is used by the Occupational Safety and Health Administration (OSHA) when there is no other standard in place to address a specific workplace hazard. The Environmental Health and Safety (EHS) Manager of a manufacturing facility has received a citation for an ergonomic issue involving excessive lifting.

The Manager should also seek legal advice to determine the severity of the citation and the potential legal ramifications.The next step is to develop and implement corrective action plans to address the ergonomic issue. The plans should focus on identifying and controlling the risks associated with the lifting of heavy objects. The corrective actions can include training the employees on the proper lifting techniques, redesigning workstations, and implementing mechanical lifting aids.

The EHS Manager should work closely with the management team to ensure that the corrective actions are implemented timely and effectively. The final step is to respond to the citation by submitting a written response to OSHA. The written response should include the corrective actions that have been taken to address the ergonomic issue and a plan for monitoring and evaluating the effectiveness of the corrective actions.

The General Duty Clause is an essential tool used by OSHA to enforce workplace safety. The EHS Manager must be proactive in defending or mitigating penalties against the citation. This can be done by conducting a thorough investigation, developing and implementing corrective actions, and responding appropriately to the citation.

To know more about Occupational visit :

https://brainly.com/question/32309724

#SPJ11

Albert was a partner in a management consulting firm that specialized in assisting small businesses in the area of financial planning. The firm did not perform income tax services. However, since he had personal expertise in tax accounting, he frequently assisted friends, as well as some firm clients, in preparing their income tax returns. Usually he borrowed the firm's adding machine and other office supplies to perform this work from his home unbeknownst to his partners. He may be required to
a.All of the responses are possible
b.account to the other partners for any money received from his income tax service.
c.retire from the partnership for breach of warranty of authority.
d.None of the responses are possible.
e.assign his share in the partnership to another to take his place in the partnership.

Answers

Albert was a partner in a management consulting firm that specialized in assisting small businesses in the area of financial planning.

The firm did not perform income tax services.

However, since he had personal expertise in tax accounting, he frequently assisted friends, as well as some firm clients, in preparing their income tax returns.

Usually he borrowed the firm's adding machine and other office supplies to perform this work from his home unbeknownst to his partners.

He may be required to account to the other partners for any money received from his income tax service.

It's important to note that the question is asking about the possibility that Albert may be required to do something due to his actions.

Here are the options:

All of the responses are possible:

This option can't be correct because it's not feasible that all of the options are possible.

account to the other partners for any money received from his income tax service:

This option is a possible scenario.

Albert should account for any money he received from his income tax service, which was not authorized by his partners.

As a result, it could potentially create a conflict of interest for Albert and the firm's other partners.

Thus, the correct option is (b) "account to the other partners for any money received from his income tax service."

To know more about specialized visit:

https://brainly.com/question/28331255

#SPJ11

At a price of $10.89 per pound, the supply of beef ribeye is 358 thousand pounds and the demand is 402 thousand pounds. At a price of $12.74, the supply of beef ribeye is 412 thousand pounds and the demand is 348 thousand pounds. (a) Find a price-supply equation of the form p=mx+b, where x is the quantity in thousands of pounds. Since one sido of the equation has aiready been provided, you may provide your answer below is a constant times x plus a constant, or any algebraically equivalent expression. p= (b) Find a price-dersand equation of the form n=mu+b, where x is the quantity in thousands of pounds. p= (c) What is the equalsium quantity? thousand pounds (6) What is the equllbnum orice? do

Answers

(a) At a price of $10.89 per pound, the supply of beef ribeye is 358 thousand pounds,

and the demand is 402 thousand pounds.

At a price of $12.74, the supply of beef ribeye is 412 thousand pounds, and the demand is 348 thousand pounds.

The slope of the supply equation ism = (12.74-10.89)/(412-358) = 1.925/54 = 0.03565(approx).

Therefore, the equation is of the form p = 0.03565x + b.

Since we know that at x = 358, p = 10.89,

we can use this point to solve for b.

Therefore:10.89 = 0.03565 (358) + b b ≈ -1.47

Therefore, the supply equation isp = 0.03565x - 1.47

(b) The slope of the demand equation is: mu = (10.89-12.74)/(402-348) = -1.85/54 = -0.03425 (approx).

Therefore, the equation is of the form n = -0.03425x + b.

Since we know that at x = 402, p = 10.89, we can use this point to solve for b.

Therefore:10.89 = -0.03425 (402) + b b ≈ 24.12

Therefore, the demand equation isn = -0.03425x + 24.12

(c) The equilibrium quantity is the point where the quantity demanded is equal to the quantity supplied.

We can set the demand equation equal to the supply equation and solve for x:0.03565x - 1.47 = -0.03425x + 24.12 0.0699x = 25.59 x ≈ 367.24 thousand pounds

Therefore, the equilibrium quantity is about 367.24 thousand pounds.

(d) The equilibrium price is the price that corresponds to the equilibrium quantity.

We can use either the demand or supply equation to find this price.

Using the demand equation is more convenient,

since we already have it in the form of n = mu + b. T

herefore:n = -0.03425x + 24.12 n = -0.03425(367.24) + 24.12 n ≈ 11.72

Therefore, the equilibrium price is about $11.72 per pound.

To know more about supply equation  visit:

https://brainly.com/question/29139114

#SPJ11

there is an excess supply of the good. b) quantity supplied exceeds quantity demanded. c) the current price is below its equilibrium price. d) all of the above are correct.

Answers

all of the above are correct.When there is an excess supply of a good, it means that the quantity supplied exceeds the quantity demanded. This happens when the current price is below its equilibrium price.

To understand this, let's break it down step-by-step: Excess supply: This occurs when the quantity supplied of a good exceeds the quantity demanded. In other words, there is more of the good available in the market than consumers are willing to purchase at the given price.Quantity supplied exceeds quantity demanded: This means that producers are producing and offering more of the good than consumers are willing to buy. This can result in unsold goods and an accumulation of inventory.

Current price is below its equilibrium price: The equilibrium price is the price at which the quantity demanded equals the quantity supplied. It represents a balance in the market. When the current price is below the equilibrium price, it indicates that the market is not in equilibrium. In this situation, the quantity supplied exceeds the quantity demanded.So, when there is an excess supply of a good, it means that the quantity supplied exceeds the quantity demanded, and the current price is below its equilibrium price. Therefore, the correct answer is d) all of the above are correct.

To know more about quantity supplied visit:

https://brainly.com/question/12538447

#SPJ11

by the rule of 72, what annual interest rate would be required to turn $100 into $200 in approximately six years?

Answers

According to the question the interest rate required to double the investment in approximately six years is approximately 12% per year

The rule of 72 is a simplified formula used to estimate the time it takes for an investment to double based on a fixed interest rate. By dividing 72 by the interest rate, you can roughly determine the doubling period. In this case, we want to find the interest rate required to double an investment of $100 to $200 in approximately six years.

Using the formula, we can calculate the interest rate:

72 / N = 6

Where N represents the number of compounding periods (in this case, years).

Rearranging the equation to solve for N:

N = 72 / 6 = 12\

Therefore, the interest rate required to double the investment in approximately six years is approximately 12% per year. It's important to note that this is a rough estimate, and actual investment returns may vary due to factors such as compounding frequency, fees, and market conditions.

To learn more about investment

https://brainly.com/question/29547577

#SPJ11

During the year, Taxpayer acquired an entity in an asset acquisition, which included $10,000 of Allowance for Bad Debt that came on the books and was still recorded as of the end of the year. Taxpayer’s BOY Allowance for Bad Debt was $15,000 and the EOY balance is $50,000. What is the current year M adjustment (i.e. book / tax difference)?
Group of answer choices
$35,000 unfavorable
$35,000 favorable
$25,000 unfavorable
$25,000 favorable
None of the above

Answers

Taxpayer acquired an entity in an asset acquisition, which included $10,000 of Allowance for Bad Debt that came on the books and was still recorded as of the end of the year. Taxpayer’s BOY Allowance for Bad Debt was $15,000 and the EOY balance is $50,000. What is the current year M adjustment

The M-1 adjustment is an accounting process that reconciles a corporation's net income on its tax return with its book accounting results.

The following table outlines the steps necessary to complete the M-1 adjustment calculation: Statement of Net IncomeM-1 Reconciliation Statement Net Income per Books.  

Adjustments for book to tax differences  Net Income per Tax Return  $100,000                  (     $35,000)                     $65,000The current year M adjustment is $25,000 favorable.

The Allowance for Bad Debt that was included in the asset acquisition resulted in a book-to-tax difference of $10,000, which increased the book basis for the asset. As a result, the company's current year M-1 adjustment should be a positive $25,000.

This is because the $10,000 difference added to the book basis of the asset will result in a lower amount of depreciation expense for tax purposes. As a result, the taxpayer will save taxes. This is known as a "favorable" M-1 adjustment.

To know more about included visit:

https://brainly.com/question/12978305

#SPJ11

which one of the following best defines the term credit scoring? group of answer choices evaluating the opportunity costs of a credit policy tracking of both the number and the size of customer orders over a period of time categorizing customers into groups depending on the length of time it takes each customer to pay for purchases compiling a list of accounts receivable segregated by the length of time each receivable has been outstanding process of quantifying the probability of default when granting credit to customers

Answers

Credit scoring refers to the process of quantifying the probability of default when granting credit to customers. It involves evaluating the creditworthiness of individuals or businesses based on various factors such as their payment history, income, debt-to-income ratio, and other relevant financial information.

Credit scoring is used by lenders, such as banks and credit card companies, to assess the risk associated with lending money to a particular borrower. By analyzing the borrower's credit score, lenders can determine the likelihood of the borrower defaulting on their loan or credit card payments.

One example of credit scoring is the use of a numerical credit score, such as the FICO score, which ranges from 300 to 850. The higher the credit score, the lower the risk of default. Lenders typically have specific criteria for credit scores that they consider acceptable for different types of loans or credit products.

Credit scoring helps lenders make informed decisions about extending credit and setting interest rates. It allows them to objectively evaluate the creditworthiness of borrowers and determine the terms and conditions of the credit they offer.

In summary, credit scoring is the process of assessing the risk associated with lending money by quantifying the probability of default. It involves analyzing various factors to determine an individual or business's creditworthiness.

Know more about Credit scoring here:

https://brainly.com/question/16012211

#SPJ11

In the context of the managerial skills development course ; Conficts of interest and cutural and personal differences may lead to
Misunderstanding
Value conflicts
Ethical Dilemmas
Greed and team frictions.

Answers

In the context of the managerial skills development course; conflicts of interest and cultural and personal differences may lead to value conflicts, misunderstandings, ethical dilemmas, and team frictions. All options are correct.

Conflicts of interest and cultural and personal differences are quite common within a workplace. There are many instances where they have a considerable impact on the organization, managers, employees, and stakeholders. As a result, managers should possess the skills and knowledge necessary to manage the conflicts that arise from these issues.

Managers must recognize that these conflicts can have a significant impact on employee morale and the success of the organization. Conflicts can lead to misunderstandings, ethical dilemmas, and team frictions, all of which can hinder the organization's growth and success.

In conclusion, conflicts of interest and cultural and personal differences may lead to value conflicts, misunderstandings, ethical dilemmas, and team frictions in the context of the managerial skills development course. Therefore, managers must possess the skills and knowledge to effectively manage and resolve these conflicts. All options are correct.

Know more about the managerial skills

https://brainly.com/question/31062881

#SPJ11

Forwards & Arbitrage Opportunities
Suppose that the exchange rate between the US dollar and the Euro is Edollar/euro 1.1, and that you = expect it to be around 1.3 in 6 months from now. Suppose also that you have 10,000 dollars and that the forward rate of dollars per euro is Fdollar/euro = 1.2. Describe in detail the arbitrage strategy that you would engage in and calculate the profits you would obtain from it.

Answers

Arbitrage is the simultaneous purchase and sale of an asset to profit from the difference in price between two markets. The concept of forward rate arbitrage involves the difference between the spot and forward rate of two currencies. To take advantage of this arbitrage opportunity, traders would typically follow these steps:

First, convert the 10,000 dollars to Euros at the current spot rate:

10,000 USD * 1.1 (spot rate) = 11,000 Euros

Then, enter into a forward contract to sell Euros and buy dollars in 6 months time at the forward rate:

11,000 Euros / 1.2 (forward rate) = 9,166.67 USD

Now, we need to calculate how much profit we make by holding this forward contract. If the exchange rate moves as expected to 1.3 in 6 months, the profit would be:

11,000 Euros * (1.3 - 1.1) = 2,200 Euros

Converting this back to USD at the forward rate, we get:

2,200 Euros / 1.2 (forward rate) = 1,833.33 USD

Therefore, the total profit is:

1,833.33 - 9,166.67 = $7,333.33

By engaging in this arbitrage strategy, the trader would earn $7,333.33 in profit. This is a low-risk strategy because the trader has locked in a known profit by purchasing the Euros at the current spot rate and selling them forward at the known forward rate. However, in practice, the opportunity for forward rate arbitrage may not exist due to factors such as transaction costs, interest rates, and liquidity constraints.

To know more about typically visit:

https://brainly.com/question/28265365
#SPJ11

the goods-producing industries have a higher rate of nonfatal injuries and illnesses than the service-providing industries. TRUE or FALSE

Answers

TRUE. The statement is true.

Goods-producing industries, such as manufacturing, construction, and agriculture, typically have higher rates of nonfatal injuries and illnesses compared to service-providing industries. This is primarily due to the nature of the work involved, which often includes physical labor, operation of machinery, exposure to hazardous materials, and work in challenging environments. These factors contribute to a higher risk of accidents, injuries, and occupational health issues in goods-producing industries compared to the generally lower-risk service-providing industries, which involve a range of activities such as professional services, healthcare, education, and hospitality.

learn more about:- Goods-producing industries here

https://brainly.com/question/5480812

#SPJ11

A Number Used for Multiplication to Facilitate
Calculation in Enlarging or Reducing a Recipe is known as
what?

Answers

The conversion factor simplifies calculations when adjusting recipe quantities for different serving sizes.

The conversion factor is the number multiplied to simplify calculations when increasing or lowering a recipe. When recipes are scaled to multiple serving sizes, it is an essential tool for changing ingredient quantities. The targeted yield or serving size is usually divided by the original yield or serving size to determine the conversion factor. To preserve the proper proportions, this factor is then applied to all of the constituent quantities in the recipe. Chefs and home cooks can easily modify recipes to suit various circumstances by employing the conversion factor, whether it is scaling up for a big gathering or shrinking for a more private supper.

Learn more about conversion factor here:

https://brainly.com/question/30166433

#SPJ11

An optimal state-feedback-control approach shall be applied. a) Please write down the cost function for an optimal control approach and explain the parameters of the formula. b) What kind of properties must the weighting matrices have so the optimization algorithm leads to a solution? c) How do you need to change the cost function in order to avoid reaching the limit of the manipulating range of the system input u during control? d) For the system x˙=2⋅x+u an optimal state-feedback-control was designed according to the following cost function J=21​∫0[infinity]​u2+q⋅x2dt The solution was u=−6⋅x Please solve for K,Q and R.

Answers

The cost function for an optimal control approach is given by J = ∫[0, ∞] (x^TQx + u^TRu) dt,

where x represents the state vector, u is the control input, Q is a positive semi-definite weighting matrix for the state, and R is a positive definite weighting matrix for the control input. The weighting matrices Q and R must satisfy certain properties to ensure the optimization algorithm leads to a solution. Q should be positive semi-definite to ensure the system's stability, and R should be positive definite to avoid excessive control effort. The choice of Q and R depends on the system dynamics, performance requirements, and control objectives. To avoid reaching the limit of the manipulating range of the system input u, a constraint can be added to the cost function. For example, a penalty term can be introduced in the cost function that penalizes large values of u, encouraging the optimization algorithm to find control inputs within a specified range. In the given cost function J = ∫[0, ∞] (u^2 + q⋅x^2) dt, the optimal control solution u = -6x suggests that the control gain matrix K can be derived. By comparing the cost function with the desired form J = x^TQx + u^TRu, we can identify R = 1 and q = -6. However, without additional information, the specific values of Q and K cannot be determined.

Learn more about comparing here:

https://brainly.com/question/31877486

#SPJ11

FIN200 CORPORATE FINANCIAL
MANAGEMENT
Why CAPM equation might be more relevant than other equations
when calculating the required rate of return.

Answers

The CAPM equation, or Capital Asset Pricing Model equation, is often considered more relevant than other equations when calculating the required rate of return. It takes into account the risk and return relationship of an investment and provides a systematic approach to estimating the expected return.

The CAPM equation, developed by William Sharpe, is widely used in finance for determining the required rate of return on an investment. It is considered more relevant than other equations for several reasons.

Firstly, the CAPM equation incorporates the concept of systematic risk, which is the risk associated with the overall market. It considers the relationship between the expected return of an investment and its sensitivity to market movements, as measured by beta. By including systematic risk, the CAPM equation captures the risk that cannot be diversified away and reflects the market's perception of the investment's riskiness.

Secondly, the CAPM equation provides a systematic framework for estimating the required rate of return. It takes into account the risk-free rate of return, the market risk premium, and the beta of the investment. This equation allows for a consistent and standardized approach to evaluating the return expectations of different investments.

Furthermore, the CAPM equation has been widely accepted and used in both academic and professional settings. Its popularity is due to its simplicity and intuitive appeal. While other equations may exist for estimating required rates of return, they often lack the same level of acceptance and empirical support as the CAPM equation.

Overall, the CAPM equation's consideration of systematic risk, its systematic framework for estimating required rates of return, and its widespread acceptance make it a more relevant tool than other equations when calculating the required rate of return. However, it is important to note that the CAPM has its limitations and assumptions, and alternative models and approaches should also be considered depending on the specific context and characteristics of the investment being analyzed.

To learn more about CAPM equation visit: brainly.com/question/33099182

#SPJ11

Would an investor be more twey to eam YIM or YTC? (Plewte soe queston 12 for detals) YTM YTE Moke rifornation is reeded

Answers

To determine whether an investor would be more likely to earn YIM (Yield to Maturity) or YTC (Yield to Call), we need to consider the specific characteristics of the investment and the investor's preferences.

What are the characteristics?

Yield to Maturity (YIM) is the total return anticipated on a bond if held until its maturity date, assuming all coupon payments are reinvested at the same yield. It represents the annualized return an investor would receive by holding the bond until it matures.

Yield to Call (YTC) is the total return anticipated on a bond if it is called (redeemed) by the issuer before its maturity date. It represents the annualized return an investor would receive if the bond is called at the earliest call date or any subsequent call date.

Ultimately, the investor's individual preferences, investment goals, risk appetite, and market outlook will play a significant role in determining whether YIM or YTC is more appealing.

Learn more about Yield to Maturity on https://brainly.com/question/457082

#SPJ4

Sylvia wants to go on a cruise in 4 years. She could earn 5.8 percent compounded monthly in a bank account if she were to deposit the money today. She needs to have 12,000 dollars in 4 years. How much will she have to deposit today? (Round to the nearest dollar).

Answers

In order for Sylvia to be able to go on a cruise in 4 years, she would need to have $12,000. If she were to deposit the money today, she could earn 5.8% compounded monthly in a bank account.

The amount of money she would have to deposit today can be calculated using the following formula: A

=P(1+r/n)^(nt)where: A

= the amount of money in the account after t years P

= the principal (initial amount) of moneyr

= the annual interest raten

= the number of times the interest is compounded per yeart

= the number of years that the money is in the account Using the given values, we can plug them into the formula and solve for P: A

= 5.8% compounded monthly, or 0.058/12

= 0.00483333n

= 12t

= 4 years A

= P(1 + r/n)^(nt)12,000

= P(1 + 0.00483333)^48P

= 12,000 / 1.2629332P

= 9,495.87 Rounding to the nearest dollar, Sylvia would have to deposit $9,496 today in order to have $12,000 in 4 years.

To know more about cruise visit:
https://brainly.com/question/32781454

#SPJ11

When accounting for defined benefit pensions, the net pension liabilities for police and fire department employees (governmental activities) are:

A) Reported in the government-wide statements.

B) Reported in the governmental fund-basis statements.

C) Both A and B.

D) Neither A nor B.

Answers

When accounting for defined benefit pensions, the net pension liabilities for police and fire department employees (governmental activities) are Reported in the government-wide statements and Reported in the governmental fund-basis statements. The correct option is C) Both A and B.

When accounting for defined benefit pensions for police and fire department employees (governmental activities), the net pension liabilities are reported in both the government-wide statements and the governmental fund-basis statements.

This is because defined benefit pensions are significant financial obligations that impact the overall financial position of the government entity, hence they are disclosed in both sets of financial statements to provide a comprehensive view of the pension liabilities. The correct option is C) Both A and B.

To know more about pensions:

https://brainly.com/question/14569960

#SPJ4

The present value equals the future value when ... Select one: a. interest rate is lower than zero b. none of the above c. interest rate is zero d. interest rate is higher than zero

Answers

The present value equals the future value when the interest rate is zero, that is, when there is no discounting. The correct option is c.

Future value is the amount of money that an investment is expected to grow to over time with the effect of compound interest. It is a measure of an investment's earning power.Present value is the worth of a future sum of money or stream of cash flows given a specified rate of return. Present value is calculated by discounting the future value (the expected cash inflows) using an appropriate discount rate.

The discount rate is the cost of capital for the project or investment present value.The relationship between present value and future value depends on the rate of interest and the time period. When the interest rate is zero, the future value equals the present value. When the interest rate is greater than zero, the present value is less than the future value because of the effect of compounding.

When the interest rate is greater than zero, the present value is less than the future value, while when the interest rate is lower than zero, the present value is greater than the future value. The correct option is c.

Know more about the present value

https://brainly.com/question/15904086

#SPJ11

In January 2021, the tech giant, Apple announced a digital fitness subscription as more people work out at home. The service costs $9.99 per month or $79.99 per year. Competitors include Peloton, Daily Power, and Core Power. Consumers buy digital fitness subscriptions after they consider brand name, alternatives, and prices. What type of product are these subscriptions? specialty shopping novelty convenience Question 43 1 pts Companies like Macy's and Sports Authority, purchase goods from manufacturers for resale to the public. What type of distribution channel is this? producer to agent to retailer to consumer producer to retailer to consumer producer to wholesaler to retailer to consumer producer to consumer The bakery, Nothing But Bundt Cakes has this cost structure for their popular tiny-cakes. What is the breakeven point for the cake? - Material and labor to make one tiny-cake: $6 - Selling price of one tiny-cake: $10 - Monthly fixed costs: $8,000 800 cakes 2000 cakes 60 cakes 1500 cakes

Answers

The type of product digital fitness subscriptions are is convenience products.Convenience products are products that are frequently purchased and are easily accessible to consumers.

They are generally low-priced and are bought with very little effort by consumers as these products are essential for everyday living. Digital fitness subscriptions such as Apple Fitness+, Peloton, Daily Power, and Core Power are convenience products because they are easy to purchase online and accessible through the internet with a low-cost subscription fee.

Macy's and Sports Authority purchase goods from manufacturers for resale to the public. This type of distribution channel is called producer to retailer to consumer.

A producer is a person or company that makes goods and services available to the public. Retailers purchase products from the producers and sell them to the consumers through their shops, stores, or outlets. The consumers can purchase the products in stores or online from the retailers.

To know more about subscriptions visit:

https://brainly.com/question/31749666

#SPJ11

Nagle Electnc, Inc, of Lincoln, Nebraska, must replace a roobotic Mig welder and is evaluating fwo alternatives. Machine A has a fixed cost for the first year of $73,000 and a vanahle cost of 520 , with a capacity of 13,000 units per year. Machine B is slower, with a 5 peed of one-half of A's, but the fixed cast is oriy $54,000. The variable cost will be higher, at $24 per urit. Each unit is expected to sell for $31. a) What is the crossover point (boint of ind fference) for the two machines? The crossover point for the two machines is units. (Round your response to the nearest whole number.) b) What is the range of units for which machine A is preferable? Machine A is preferable at a level of production units. (Enter your response as a whole number.)

Answers

Nagle Electnc, Inc, of Lincoln, Nebraska, must replace a robotic Mig welder and is evaluating two alternatives. The information related to two machines is given below.

Machine A:Fixed cost for the first year = $73,000Variable cost = $520Capacity = 13,000 units per yearMachine B:Fixed cost for the first year = $54,000Variable cost = $24 per unitCapacity = 1/2 of Machine AFor Machine A:Total cost = Fixed cost + Variable cost= $73,000 + $520= $73,520Total revenue per unit = $31.

Therefore, Break-even point = Total cost / Total revenue per unit= $73,520 / $31= 2375.48 ≈ 2376 unitsFor Machine B:Total cost = Fixed cost + Variable cost= $54,000 + $24x (where x is the number of units produced)Total revenue per unit = $31.

To know more about Nebraska visit:

https://brainly.com/question/15117154

#SPJ11

View Policies Current Attempt in Progress For 2022, Pina Colada Corp.reported net income of $36000, net sales $351500, and average share outstanding of 15000 No preferred dividends were paid. Earnings per share is $2.40 O $25.15 $0.59 50.24

Answers

The correct answer is that the earnings per share (EPS) for Pina Colada Corp. in 2022 is $2.40.

For the year 2022, Pina Colada Corp. reported a net income of $36,000 and had an average share outstanding of 15,000. To calculate the earnings per share (EPS), we divide the net income by the average shares outstanding. In this case, EPS is given by:

EPS = Net Income / Average Shares Outstanding

EPS = $36,000 / 15,000

EPS = $2.40

Therefore, the correct answer is that the earnings per share (EPS) for Pina Colada Corp. in 2022 is $2.40.

This means that for every share of Pina Colada Corp.'s stock, the company earned $2.40 in net income. It is important to note that EPS provides a measure of profitability on a per-share basis and is commonly used by investors and analysts to assess a company's financial performance.

Learn more about earnings per share (EPS) from the given link!

https://brainly.com/question/30526925

#SPJ11

True or False. Goals are broad general statements of what is expected to be accomplished.

Answers

False. Goals are not broad general statements of what is expected to be accomplished.

Goals are meant to provide clear direction and focus for individuals or organizations. They are typically set based on specific objectives or desired results. While objectives are more detailed and specific action steps, goals are broader and represent the overarching outcomes.
A well-defined goal should be specific, clearly articulating what is to be accomplished. It should be measurable, meaning that there should be criteria or indicators to assess progress and determine when the goal has been achieved.
Achievability refers to setting realistic and attainable goals that consider available resources, skills, and limitations. Relevant goals are aligned with the overall objectives and priorities of the individual or organization. Lastly, goals should have a defined timeframe or deadline to create a sense of urgency and facilitate planning and progress tracking.

By setting SMART goals, individuals and organizations can enhance their focus, improve motivation, and increase the likelihood of successful goal attainment. The specificity and measurability of goals enable clearer progress monitoring and evaluation, while achievability ensures that goals are realistic and attainable within the given context. Relevance ensures that goals are aligned with broader objectives, and time-bound nature provides a sense of urgency and helps prioritize actions and tasks.

So, goals are not broad general statements, but rather specific, measurable, achievable, relevant, and time-bound targets that define desired outcomes and provide clarity and focus for individuals or organizations.

Learn more about SMART goals here:

https://brainly.com/question/31562048

#SPJ11

Apple is going public using an auction IPO method. The firm received the following bids which are shown below, based on the time of arrival of the bid, i.e., the bids are not sorted in either increasing or decreasing order based on the price. Assuming Apple would like to sell 2.58 million shares in its IPO, what will the winning auction offer price be?
Price
Shares
14.00
1,260,000
13.60
480,000
13.80
840,000
14.80
160,000
14.20
1,640,000
14.60
200,000
14.40
580,000
Winning auction offer price (in $, rounded to two decimal places): $_______
Calculations

Answers

An auction IPO method is one in which an initial public offering is conducted through the auction process. The Apple firm received the following bids:PriceShares14.001,260,00013.60480,00013.80840,00014.80160,00014.201,640,00014.60200,00014.40580,000To solve for the winning auction offer price, we need to determine the cumulative number of shares up to the point where it reaches 2.58 million shares.

Thus, the bid of 14.00 per share would be added to the bid of 13.60 per share (1,260,000 + 480,000 = 1,740,000) for a total of 1,740,000 shares, and since this is less than 2.58 million shares, we would continue adding bids until we reach or exceed 2.58 million shares. The next bid of 13.80 per share would be added to the current total of 1,740,000 shares, for a new total of 2,580,000 shares which would make it the winning auction offer price. Hence the Winning auction offer price (in $, rounded to two decimal places): $13.80.

To know more about method visit:

https://brainly.com/question/14560322

SPJ11

The SD statistics (column) in Ubersuggest keyword tool report stands for SEO difficulty social difficulty sentiment per day social distance E-Mail sign-up is considered as a micro conversion macro concversion Numbers of IMPRESSIONS of your content in paid media channels is considered a(n) engagement metrics loyalty metrics awareness metrics advocacy metrics When converting strategic plans into specific actions, it is important to be effective, That actually means that we should make sure to don't incur excessive cost or impose or impose an unreasonable burden on resources True False Ideal content mix rule 10:4:1, means that you should be posting: 10 times original content, 4 times other people's content, once promotional / sales content 10 times other people's content, 4 times original content, once promotional / sales content 10 times promotional / sales content, 4 times original content, once call to action Social media marketing is mostly used: at the bottom of the sales funnel in the middle of the sales funnel at the top of the sales funnel Revenue per click will decrease when customers interact with both search ads and social ads True False

Answers

The SD statistics (column) in Ubersuggest keyword tool report stands for SEO difficulty. This metric helps you analyze how hard it is to rank in search results for that particular keyword. The higher the number, the harder it is to rank for that keyword.Social difficulty. This metric helps you analyze how hard it is to get traffic to your website from social media channels for that particular keyword.

The higher the number, the harder it is to get traffic from social media for that keyword.Sentiment per day. This metric helps you analyze the general sentiment (positive or negative) around a keyword on social media over a period of time.Social distance. This metric helps you analyze the social networks where your keyword is being talked about the most.

To know more about keyword visit:

https://brainly.com/question/29795569

#SPJ11

You are delinquent on your accounts payable balance. You’ve agreed to a 6-year monthly repayment schedule at an interest rate of 5.75% per year. The current balance is $72,650, how much will you pay per month?

Answers

Accounts payable are amounts due to suppliers for purchases made on credit. When you fall behind on your payments to your suppliers, you become delinquent on your accounts payable balance.

In this scenario, you have agreed to a 6-year monthly repayment schedule to repay your delinquent accounts payable balance of $72,650 at an interest rate of 5.75% per year.

The formula for calculating monthly loan payments is:

Monthly Payment = P [ r (1 + r) ^n] / [(1 + r) ^n – 1]

Where:P = Principal (loan amount)R = Monthly Interest Rate (Annual Interest Rate ÷ 12)N = Number of Monthly Installments

Let’s apply these values to our formula.P = 72,650R = 5.75% ÷ 12N = 6 years × 12 months = 72 months

Monthly Payment = 72,650 [0.00479 (1 + 0.00479) ^72] / [(1 + 0.00479) ^72 – 1]Monthly Payment = $1,191.77

Therefore, you will have to pay $1,191.77 per month for the next 72 months to repay your delinquent accounts payable balance of $72,650 at an interest rate of 5.75% per year.

To know more about suppliers visit:

https://brainly.com/question/33053839

#SPJ11

over the past year, you collected $12,356. the gross potential rent that you could have collected was $16,052. expenses on the property have historically been 13.97% of rents and you pay a 8% management fee to the property manager. what is your vacancy rate?

Answers

Over the past year, you collected $12,356. the gross potential rent that you could have collected was $16,052. expenses on the property have historically been 13.97% of rents and you pay a 8% management fee to the property manager. The vacancy rate for the property is 23.03%.

The vacancy rate, we need to determine the total vacancy amount and divide it by the gross potential rent.

The total vacancy amount can be calculated by subtracting the collected rent from the gross potential rent:

Total vacancy amount = Gross potential rent - Collected rent

Total vacancy amount = $16,052 - $12,356

Total vacancy amount = $3,696

Vacancy rate = (Total vacancy amount / Gross potential rent) * 100

Vacancy rate = ($3,696 / $16,052) * 100

Vacancy rate = 0.2303 * 100

Vacancy rate = 23.03%

Therefore, the vacancy rate for the property is 23.03%.

To know more about vacancy rate here,

https://brainly.com/question/32611301

#SPJ4

‘Count on Us’ is a small accounting firm that works with sole proprietors and partnership style of companies. They fully understand and appreciate the challenges of small businesses and have created a business model that focuses on helping them succeed with accounting and consulting services.
Explain why a company needs a balance sheet and an income statement and how they are different
At times, ‘Count on Us’ needs to look at a company’s recording of invoices and business dealings and needs to ensure that they follow accounting rules. Explain what service ‘Count on Us’ does in this regard and why it is important
‘Count on Us’ deals with the financial manager of a company. Explain one role of the financial manager of a company and how it impacts the small business.

Answers

A company needs a balance sheet and an income statement to ensure the effective functioning of its financial system. The balance sheet is an important financial statement that reports a company's assets, liabilities, and equity as of a specific date.

On the other hand, the income statement is a financial statement that reports a company's revenue and expenses over a specific period of time. The balance sheet and the income statement are different in the following ways:

A balance sheet is a snapshot of a company's financial position at a specific date. It reports the assets, liabilities, and equity of a company, which are as follows: Assets are economic resources that are expected to provide future benefits.
Liabilities are obligations that a company owes to other entities.

To know more about company visit:

https://brainly.com/question/30532251

#SPJ11

The point has been reached where a biotechnology research and development company must expand by building a new facility. The search has been narrowed to four locations, all of which are acceptable to management. The assessment of these sites is being made on the basis of the six subjective location factors that follow. Management has agreed to use a five-point scale Excellent = 5 Very good-4, Good-3 Fair = 2 Poor = 1 to quantify and compare their subjective opin ons about the relative goodness of the sites. The weight reflects the importance of each factor in the decision. Facter Evaluation by Location Weight A Factor Labor climate35 Quality of life 25 Transportation 15 Markets Taxes Utilities Excellent Very Good Very Good Excellent Fair Good Excellent Good Fair Excellent IVery GoodGoodGood Very Good Poor Good Very Good Good Fair Very Good Very Good 10 10 Excellent Excellent Very Good Calculate the weighted score for each alternative. Which location would you recommend? O B O C

Answers

To calculate the weighted score for each alternative location, we need to multiply the subjective evaluation for each location factor by its corresponding weight, and then sum up these values for each location.



Based on the calculations, the location with the highest weighted score is Location A with a score of 435. Therefore, I would recommend Location A as the most suitable location for the expansion of the biotechnology research and development company.To determine the weighted score for each location, we multiply the subjective evaluation of each location factor by its corresponding weight and then sum up these values for each location.

This allows us to quantitatively compare the relative goodness of the sites based on the given factors. By calculating the weighted scores, we can identify the location with the highest score, which indicates the most favorable choice for the company's expansion. In this case, Location A has the highest weighted score of 435, making it the recommended location.

To know more about alternative visit:

https://brainly.com/question/22264839

#SPJ11

Product:- Sapporo Beer
Given your identified target market, the product life cycle, and the competitive landscape shown in your positioning, Identify a minimum of 3 IMC tools in the Promotional Mix (e.g. Personal Selling, PR, Sales Promotion, Direct Response, Word of Mouth, Advertising - broadcast, print, etc.) you think would meet your Promotional objective. Provide rationale.
Please give the answer on Sapporo Beer.

Answers

Product: Sapporo BeerSapporo beer is one of the oldest beer brands in Japan. It was first brewed in 1876 in Hokkaido, Japan. The beer is named after the city it was originally brewed in and has since become an iconic brand of Japanese beer.

The target market for Sapporo beer is adults aged 21 and over who are interested in high-quality beer products. The product life cycle for Sapporo beer is currently in the growth stage. The competitive landscape for Sapporo beer is competitive, as there are many other beer brands available in the market.

Therefore, it is essential to use Integrated Marketing Communication tools in the promotional mix that will help reach the target market, establish brand awareness, and maintain brand loyalty.Minimum 3 IMC tools in the Promotional Mix that would meet your Promotional objective:1. Advertising: Advertising is a powerful tool in the promotion mix that can help establish brand awareness.

Advertising messages can be broadcasted through television, radio, and social media channels. Sapporo beer can use advertising to promote its brand to a larger audience and increase sales.2. Sales Promotion: Sales promotions are an effective way to attract new customers and maintain brand loyalty. Sapporo beer can offer discounts, coupons, and other incentives to encourage customers to purchase its products.

3. Direct Response: Direct response marketing can be used to reach out to customers directly through email, social media, or other channels. Sapporo beer can use direct response marketing to provide customers with exclusive offers and discounts. By using these IMC tools, Sapporo beer can increase its brand awareness, maintain brand loyalty, and reach out to new customers.

To know more about brands visit:

https://brainly.com/question/31752787

#SPJ11

potential real gdp is also referred to as realized real gdp. full-employment real gdp. targeted real gdp. balanced-budget real gdp.

Answers

The  potential real GDP is also referred to as full-employment real GDP.Potential real GDP is a concept in macroeconomics that represents the maximum level of output an economy can produce without causing inflation.

It is often considered the long-run equilibrium level of output. This level of GDP is achieved when all resources in the economy are fully utilized, including labor, capital, and technology.When an economy is operating at its potential real GDP, it means that it is at full employment, with all available resources being used efficiently. In this state, there is no cyclical unemployment, and the economy is producing its maximum sustainable output.



The terms "targeted real GDP" and "balanced-budget real GDP" do not accurately describe potential real GDP. Targeted real GDP refers to the desired level of GDP that policymakers aim to achieve through various economic policies. Balanced-budget real GDP refers to a hypothetical level of GDP where government spending equals tax revenue, resulting in a balanced budget. These terms are not synonymous with potential real GDP.

To know more about employment  visit:

https://brainly.com/question/32159719

#SPJ11

Other Questions
T/F suppose x1 were a continuous predictor, and f is a factor with three levels, represented by two dummy variables x2, with values equal to 1 for the second level of f and x3 The side length of square A is (2x+1) meters. The side length of square B is 8 meters longer than that of square A. Find the difference in the area of the squares. _____________m2 What are the status factors contributing to DigitalTransformation Strategy in BankingSector ? : Which ONE of the following statements is TRUE? a. A urine test that is negative for ketones may indicate uncontrolled diabetes. b. The pH of urine is generally increased in patients with a urinary tract infection. c. Urinary tract infections can be diagnosed from a urine test that is positive for urobilinogen. d. Glycosuria commonly occurs in patients who are dehydrated. e. Conjugated bilirubin is normally present in the urine whereas unconjugated bilirubin is usually at Find an example of languages L_{1} and L_{2} for which neither of L_{1}, L_{2} is a subset of the other, but L_{1}^{*} \cup L_{2}^{*}=\left(L_{1} \cup L_{2}\right)^{*} At the movie theatre, child admission is 56.10 and adult admission is 59.70. On Monday, three times as many adult tickets as child tickets were sold, for a tot sales of 51408.00. How many child tickets were sold that day? he demand and supply functions of rice is given as P = 200 0.5Q and P = 100 + 0.5Q, respectively. Solve for the equilibrium price and quantity in the rice market. If the government implements a price floor of $180 per unit of rice, appraise the efficiency of the rice market by computing the consumer surplus, the producer surplus and the deadweight loss (if any) in the rice market. Support your answers with a suitable rice market diagram and comment on the winner and loser under this policy. (30 marks) consider rolling the following nonstandard pair of dice: dice.gif let the random variable x represent the sum of these dice. compute v[x]. 575 people want to attend the town's festival this weekend, but the event can only accommodate 60% of them, how many people can attend the festival?325345265310290 T/F: A union is allowed to discipline members for working for wages below union scale Kelly was a new coder who had never held an HIM job before. She had just graduated from college and passed her RHIT when she was hired by a local clinic. She was excited to start working. A few weeks later, her manager asked to meet with her. The manager closed the door and told Kelly that she wanted her to code the health record for a particular procedure using two codes instead of one so the reimbursement would be higher. The manager then proceeded to divulge information that the clinic was struggling financially so anything extra would help. Kelly got the impression that if she did not comply, they would let her go. She really needed the job and since it was her boss asking, she felt obligated to do as she was told.Identify the ethical question.What are the facts?Who are the stakeholders?What are the options?What is the decision (HIM values at stake)?What justifies the choice? How to Attempt? Fastenal has an array of products in its inventory wich is distributed to its customers vi different channels. Each product comes with its own product code. A senior manager wanted to simplify the distribution by a simple rule stating the value of a product is the sum of its characters in its product-code. NOTE: 1. Product code is in smallcase letters. 2. Any other character in the product code will yield its value to be 1 3. Code value: a=1,b=2,c=3z=2 Input Format: - Input 1:Product Code 'P' (string) Output format: Return an integer value denoting the value of the product Constraints: Product code length =[1,106] Sample Input 1: abcabc Sample Output 1: 12 Explanation: Product code = abcabici Expected Cutput 12 Sample input 2: Gaminte fuitruet 2 A fifirm has a long-term government contract to deliver a certain quantity of [6] surgical masks annually. They produce masks in two plants. An internal audit reveals that the Marginal Costs in plant A is greater than in plant B, but the Average Cost in plant B is greater than in plant A. Explain whether they should shift production from A to B, from B to A, or not change it. divide the compounds below into chiral and achiral molecules. A lease agreement that qualifies as a finance lease calls for annual lease payments of $40,000 over a frve-year lease term falso the asset's useful life), with the first payment at January 1 , the beginning of the lease. The interest rate is 4%. (FV of $1, PV of $1. EVA of $1. PVA of \$1. EVAD of \$1 and PVAD of \$1) (Use appropriate factor(s) from the tables provided.) Required: a. Complete the amortization schedule for the first two payments. b. If the lessee's fiscal year is the calendar year, what would be the amount of the lease liability that the lessee would report in its balance sheet at the end of the first year? What would be the interest payable? Complete this question by entering your answers in the tabs below. If the lessee's fiscal year is the calendar year, what would be the amount of the lease liability that the lessee would report in its balance sheet at the end of the first year? What would be the interest payable? (Round your answers to the nearest whole dollar.) why do most speakers avoid using 3 x 5 index cards for their speaking outlines? 1) Use the rigorous definition of convergence (in other words, an epsilon argument) to prove that the sequence x_{n}=\frac{8 n^{3}}{2+n^{3}} converges to 8 . 2) Use the rigorous definition km a. is the concentration of substrate where the enzyme achieves 1/2 vmax. b. is equal to ks. c. measures the stability of the product. d. is high if the enzyme has high affinity for the substrate. e. all of the above are correct. which of the following medications promotes the cellular uptake of potassium, making it a potential temporary treatment for hyperkalemia? Compute and simplify the difference quotient for f (x)=-x^2+5x-1. Use the following steps to guide you.1. f (a)2. f (a+h)3. f(a+h) f(a)4. f(a+h)-f(a)/h