a-Initiate differences. During crises, marketing strategists can capitalize on the changing landscape to initiate differences in their approach.
They can identify gaps in the market, adapt messaging and positioning, and introduce innovative solutions. By taking bold and proactive steps, they can set their brands apart from competitors and capture new market segments. Crisis situations often lead to shifts in consumer behavior and preferences, presenting an opportunity for strategists to introduce novel ideas and reshape their marketing strategies accordingly. By initiating differences, marketers can position their brands as leaders and gain a competitive edge in the post-crisis landscape.
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Scoop is a seaside gelateria that prides itself on being guardians of an old-world handcrafted ice-cream making process to offer patrons a culinary ice-cream experience. Lines to get into Scoop are very long with customers waiting up to 20 minutes just to get an ice cream. In response to the strong support for their product, Scoop are about to open their second location and are preparing for the trading period from June 2022 through to the end of February 2023.However, a well-established competitor at this second location are not happy Scoop is moving into the area and are engaging in extremely competitive behaviour to fight Scoop for the historicaliy smaller winter customer base and the dominant shareof the much larger summer trade.
You work at Scoop as a Business Manager with expertise in Bl and need to better understand the customer base of the local area to help Scoop stand against the competition. In particular, you want to gain insight into what the predicted levels of customer demand will be as wellas customer ice cream preferences, so you can formulate a competitive business strategy for this new location. These insights will be generated predominantly for the local store manager so you are focused on the operational level of decision-making.
provide answers for the following questions relating to this Case Study:
a. write a relevant priority for this case study
b. give one example of how Business intelligence could be used tu support the priority and one example of how Business Analytics could be used tu suppport the priority.
c.Write one intermediate level descriptive question and one overall predictive question a dashboard supporting this priority should be able to answer.
Relevant priority for this case study: One relevant priority for this case study is to gain insights into customer demand levels as well as customer ice cream preferences so as to formulate a competitive business strategy for the new location and help Scoop stand against the competition.
Example of how Business Intelligence could be used to support the priority: Business intelligence tools can be used to analyze customer purchasing data, preferences, and behavior to identify trends and patterns. For instance, a data visualization tool can be used to help visualize customer purchasing behavior at Scoop and the factors that drive customer purchasing decisions. It can also be used to track customer retention and churn rates and generate insights into why customers leave or stay with Scoop. Example of how Business Analytics could be used to support the priority: Business analytics tools can be used to forecast customer demand levels and ice cream preferences using historical data. For example, predictive analytics can be used to analyze past sales data, seasonal trends, and weather patterns to forecast demand for particular flavors of ice cream. It can also be used to identify customer segments based on purchasing behavior and preferences to target promotional campaigns and product offerings to specific customer groups.
Intermediate level descriptive question: What are the most popular flavors of ice cream among customers in the local area? Overall predictive question a dashboard supporting this priority should be able to answer: What will be the demand for ice cream at the new location in the next six months based on historical sales data, seasonal trends, and weather patterns?
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When city governments strictly limit the number of taxi medallions available to taxicab firms, A. it restricts the quantity of taxi services provided to consumers and results in higher fares. B. it reduces the price, all else equal, that city governments can charge firms to obtain a taxi medallion. C. It creates barriers to entry and restrains competition in the taxicab market. D. Only A and C are correct. E. All of the above are correct.
When city governments strictly limit the number of taxi medallions available to taxicab firms, it creates barriers to entry and restrains competition in the taxicab market. This is because the medallions are necessary for operating a taxi business.
By limiting the number of medallions, the government limits the number of taxis that can operate in the city, which in turn limits the competition between taxi companies.In addition, the limited number of medallions available increases the demand for them, driving up their price.
This results in higher fares for consumers. The higher fares are also due to the fact that taxi companies must pay a premium for the limited number of medallions available. This can make it difficult for new taxi companies to enter the market as they may not be able to afford the high cost of obtaining a medallion.Overall, the strict limit on the number of taxi medallions creates a barrier to entry for new companies, limits competition, and results in higher fares for consumers. Therefore, the correct option is D. Only A and C are correct.
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Consider the following market with a single firm.
Demand: P = 260 – 2 Q
Marginal Cost: 62 + Q
PART A. If the firm is a single price monopolist, it will produce a quantity QM = __Blank 1__ . The equilibrium price will be PM =__ Blank 2__.
PART B. If this firm were a price taker and P = MC, it would produce a quantity Q = 66 and price P = 128. Given this, the monopoly deadweight loss (the money left on the table) is __Blank 3___ dollars.
PART C. Now suppose the firm is a two-price monopolist, separating its customers along the lines of their reservation prices, with a high price retail market and a lower discount price market. The price and quantity in the retail market is the same as what you found in Part A. All remaining customers are potential buyers in the discount market.
The quantity that maximizes the monopolist’s profits in the discount market is QD = _Blank 4__ and the equilibrium price in the discount market is PD = __Blank 5___.
PART D. As a result of the monopolist offering a discount price, the monopoly deadweight loss is reduced to _Blank 6__.
First, let us find the monopolist’s equilibrium price and output level. For a monopolist, its marginal revenue (MR) is less than its price (P). The marginal revenue is the change in revenue from selling an additional unit of output.
MR = dR/dQ = 260 – 4Q
Let’s set the MR equal to the MC and solve for Q to find the output level. QM = 98. The equilibrium price will be
PM = $64.PART B
The deadweight loss is the difference between the total surplus that could be achieved in the competitive market (where P=MC) and the total surplus achieved by the monopolist. We know that in the competitive market Q=66 and P=128.
Hence, the deadweight loss is given as:
Deadweight Loss = [(260-128) × (98-66)]/2= 3,008
PART C:We need to first find the optimal output level and price in the discount market. To do that, we have to first calculate the marginal revenue for the discount market.
MR = 260 – 4QD = PD For profit maximization,
MR = MC62 + QD = PDPD = 198 – (QD/2)
If the quantity that maximizes profits in the discount market is QD, then the marginal revenue equals the marginal cost, and we know the price as well. Setting
MR = MC gives:260 – 4(QM + QD) = 62 + QDQD = 49PD = 174
The optimal quantity that maximizes profits in the discount market is QD = 49.
Total Deadweight Loss is now
$16,512 - $1,344 = $15,168.
As a result of the monopolist offering a discount price, the monopoly deadweight loss is reduced to
$15,168.
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- What did you benefit from coop course
- Importance of social networks in your job search
- What is networking and outreach to you and its impact on career search
Cooperative education is an educational strategy that combines classroom learning with work experience to provide students with practical skills and knowledge. It is a structured method of learning, which enables students to earn academic credits while gaining work experience. Here's an answer to your questions in more than 100 words.
What did you benefit from the coop course?
There are several benefits of taking a coop course, including gaining practical work experience, improving skills, building a professional network, and increasing employment opportunities. Students who have taken a coop course can use their work experience to their advantage when applying for a job. They can demonstrate their practical skills and experience to potential employers, giving them a competitive advantage over other candidates.
Importance of social networks in your job search
Social networks play an important role in job search. By building a strong network of professional contacts, job seekers can increase their chances of finding employment. A professional network provides job seekers with access to job opportunities, information about the job market, and advice on career development. Social networks are also useful for building relationships with potential employers and industry professionals.
What is networking and outreach to you and its impact on career search?
Networking and outreach refer to the process of building professional relationships and making connections with people in your industry or field. The purpose of networking is to establish connections that can help you with your job search or career development. Outreach involves reaching out to people who you would like to connect with, whether they are industry professionals, potential employers, or fellow job seekers.
Networking and outreach can have a significant impact on your career search. By building a strong network, you can gain access to job opportunities, industry insights, and career advice. Networking can also help you to establish yourself as a professional in your field, making you more attractive to potential employers. Additionally, outreach can help you to learn about potential job openings before they are advertised, giving you a competitive edge in the job market.
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We spent a good deal of time tying the banking, housing and automobile industry collapses to one another through written and audio lectures. As noted, which of the following did NOT contribute to the economic/banking/housing collapse of 2008 ? (read these carefully) 1) Wealthier individuals often paid cash for their homes; thus, they did not have mortgages, therefore, their purchase escaped the being included in Mortgage Backed Securities. 2) Beginning in 1995, HUD regulations required Fannie Mae and Freddie Mac to increase their holdings of loans to low and moderate income borrowers; which means banks offered more loans to folks who were not financially secure. 3) Tricky, Dr. Moorman.......All of the answers contributed significantly to the economic/banking/housing collapse of 2008. 4) Fannie Mae and Freddie Mac, two government sponsored entities (GSE), held a huge share of American mortgages (roughly 75\%) which were then securitized into Mortgage Backed Securities. 5) Housing and Urban Development (HUD) regulations imposed in 1999 required Fannie and Freddie to accept more loans with little or no down payment-as opposed to the conventional mortgage of 20% downpayment. During the recent "Great Recession" the Federal Deposit Insurance Corporation (FDIC) increased the amount of individual protection to which each consumer is entitled at his or her financial institution from $100,000 to $250,000 in an attempt to do what? 1) Encourage consumers to put more money into the stock market. 2) Encourage consumers to take their money out of their banks. 3) Encourage consumers to leave their money in their financial institutions. 4) Discourage consumers from investing in international stocks. 5) None of the answers are correct.
The option that did NOT contribute to the economic/banking/housing collapse of 2008 is option 1, i.e Wealthier individuals often paid cash for their homes; thus, they did not have mortgages, therefore, their purchase escaped the being included in Mortgage Backed Securities.
The 2008 economic/banking/housing collapse was led by a series of factors. Some of the factors that led to the 2008 economic/banking/housing collapse include:Regulation deregulation: In 1999, the Glass-Steagall Act was abolished. This act was enacted after the Great Depression and separated commercial banks from investment banks. After its abolishment, investment banks could now invest in mortgages and create more products for mortgages. This lead to a rapid increase in the creation of mortgage-backed securities.
Housing and Urban Development (HUD) regulations: In 1999, HUD imposed regulations which required Fannie Mae and Freddie Mac to accept more loans with little or no down payment as opposed to the conventional mortgage of 20% down payment. This increased the number of subprime loans by banks as they tried to keep up with the requirements imposed by Fannie Mae and Freddie Mac.
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4. Profit Hercules Films is also deciding on the price of the video release of its film Bride of the Son of Frankenstein. Again, marketing estimates that at a price of p dollars it can sell q=200,000−10,000p copies, but each copy costs $4 to make. What price will give the greatest profit?
A price of $12 will give the greatest profit for the video release of the film Bride of the Son of Frankenstein.
To determine the price that will give the greatest profit for the video release of the film, Bride of the Son of Frankenstein, we need to consider the profit function based on the given information.
Let's denote the price as 'p' in dollars, the number of copies sold as 'q', and the cost per copy as $4. The revenue generated from selling copies can be calculated as the product of the price and the number of copies sold: R = p * q.
The cost of producing the copies is given as $4 per copy, so the total cost can be calculated as the product of the cost per copy and the number of copies sold: C = 4q.
The profit can be calculated by subtracting the total cost from the revenue: Profit = R - C.
Substituting the expressions for revenue and cost, we get: Profit = (p * q) - (4q).
Simplifying the expression further, we have: Profit = pq - 4q.
To find the price that will yield the greatest profit, we need to maximize the profit function. We can achieve this by finding the value of 'p' that maximizes the expression pq - 4q.
Since q = 200,000 - 10,000p, we can substitute this expression into the profit function:
Profit = p(200,000 - 10,000p) - 4(200,000 - 10,000p).
Expanding and simplifying the equation, we obtain Profit = 200,000p - 10,000p^2 - 800,000 + 40,000p.
To find the maximum profit, we can differentiate the profit function with respect to 'p' and set it equal to zero:
d(Profit)/dp = 200,000 - 20,000p + 40,000 = 0.
Simplifying the equation, we get 20,000p = 240,000.
Solving for 'p', we find p = 12.
Therefore, a price of $12 will give the greatest profit for the video release of the film Bride of the Son of Frankenstein.
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which are factors that can be used to quantify the competitive strengths of a diversified company's business subsidiaries?
Factors that can be used to quantify the competitive strengths of a diversified company's business subsidiaries include market share, profitability, growth rate, customer satisfaction, and talent and human resources.
These factors provide valuable insights into the competitive advantages and performance of the diversified company's subsidiaries. Market share indicates the subsidiary's position in the market, while profitability measures its financial success. Growth rate reflects its ability to expand, and customer satisfaction indicates its ability to meet customer needs. Technological capabilities, brand equity, and supply chain efficiency showcase competitive advantages, while talent and human resources highlight the quality and expertise within the subsidiary. Assessing these factors helps quantify and evaluate the competitive strengths of the diversified company's business subsidiaries.
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Pappy's Potato has come up with a new product, the Potato Pet (they are freeze-drled to last longer). Pappy's pald $185.000 for a marketing survey to determine the viability of the product It is felt that Potato Pet will generate sales of $900,000 per year. The fixed costs associated with this will be $230.000 per year, and variable costs will amount to 18 percent of sales. The equipment necessary for production of the Potato Pet will cost $980,000 and will be depreciated in a straight-line manner for the four years of the product Iffe (as with alf fads, it is felt the sales will end quickly). This is the only initial cost for the production. Pappy's has a tax rate of 23 percent and a required return of 13 percent.
a. Caiculate the payback period for this project. Note: Do not round intermediate calculations and round your answer to 2 decimal places, e.9. 32.16. b. Calculate the NPV for this project. Note: Do not round intermediate calculations and round your answer to 2 decimal places, e.g. 32.16. c. Calculate the IRR for this project. Note: Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g. 32.16.
Payback period: Payback period is a measure of the time it takes an investment to recover its cost. It is the length of time required to recover the cost of an investment.
Payback period can be calculated as follows: Payback period = Investment required / Annual net cash inflow where Annual net cash inflow = Cash inflow - Cash outflow Thus, the calculation of payback period is as follows:
[tex]Payback period = $1,165,000 / $900,000[/tex]
Payback period = 1.29 years b. NPV calculation: Net Present Value (NPV) measures the present value of future cash flows compared to the initial investment. A positive NPV implies that the investment generates more cash than the return required by the investor.
The formula to calculate the NPV is: NPV = Present value of cash inflows - Initial investment where, Present value of cash inflows = Cash inflow / (1 + Discount rate)^n
[tex]Annual cash inflow for the Potato Pet = 900,000 - (0.18 x 900,000) = $738,000[/tex]
Present value of cash inflows = 738,000 / (1 + 0.13)^2 = $576,634.91
[tex]For n = 3,Present value of cash inflows = 738,000 / (1 + 0.13)^3 = $508,525.[/tex]
[tex]59For n = 4,Present value of cash inflows = 738,000 / (1 + 0.13)^4 = $446,
945.64NPV = $651,769.91 + $576,634.91 + $508,525.59 + $446,945.64 - $1,[/tex]
[tex]165,000NPV = $18,875.05c. IRR[/tex]
IRR is a measure of the profitability of an investment. It is the discount rate at which the NPV of the project becomes zero. A higher IRR implies that the investment is more profitable.
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The Polaris Company uses a job-order costing system. The following transactions occurred in October:
Raw materials purchased on account, $210,000.
Raw materials used in production, $191,000 ($152,800 direct materials and $38,200 indirect materials).
Accrued direct labor cost of $49,000 and indirect labor cost of $21,000.
Depreciation recorded on factory equipment, $105,000.
Other manufacturing overhead costs accrued during October, $130,000.
The company applies manufacturing overhead cost to production using a predetermined rate of $9 per machine-hour. A total of 76,200 machine-hours were used in October.
Jobs costing $513,000 according to their job cost sheets were completed during October and transferred to Finished Goods.
Jobs that had cost $451,000 to complete according to their job cost sheets were shipped to customers during the month. These jobs were sold on account at 30% above cost.
Polaris Company uses a job-order costing system. Job costing is a method of cost accounting that is used to calculate the cost of specific jobs. Every job is assigned a specific cost.
Job costing is used for customized products and services, and it is used to establish a cost for each job.
Below are the transactions for the month of October. Raw materials costing $210,000 were purchased on account.
Raw materials worth $191,000 were utilized in production. $152,800 of this was spent on direct materials, while $38,200 was spent on indirect materials.
The Polaris Company accrued $49,000 in direct labor costs and $21,000 in indirect labor costs. $105,000 in factory equipment depreciation was recorded.
Manufacturing overhead costs of $130,000 were accrued. $9 per machine-hour is the manufacturing overhead cost that the Polaris Company applies to production.
In October, a total of 76,200 machine-hours were used.
According to their job cost sheets, jobs costing $513,000 were completed in October and transferred to Finished Goods. Jobs that had cost $451,000 to complete according to their job cost sheets were shipped to customers during the month.
These jobs were sold on account at 30% above cost.
The Polaris Company incurred a total manufacturing overhead cost of $684,800.($130,000 + $76,200 * $9)
Direct labor cost was $49,000 and indirect labor cost was $21,000.
Therefore, total labor cost was $70,000.
Direct materials cost totaled $152,800.
The total manufacturing cost for the products manufactured during October is
$907,600($684,800 + $70,000 + $152,800).
Jobs costing $513,000 were completed and transferred to finished goods, implying that $513,000 worth of products were made available in the finished goods inventory account at the end of October.
Jobs that cost $451,000 to manufacture were sold on account for 30% above cost, resulting in a sales price of $586,300 ($451,000 + 30% * $451,000).
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You want to examine the effects of whether micro- and small firms are formalised on the firms' profitability using data of about 6,000 firms in 50 industries in 2018 and 2019. You have the following variables in the data: return on assets (roa), a dummy variable for whether the firms are formalised (formal), total assets (assets), and number of workers (workers).
(a) Present and describe a fixed-effect model to examine the relationship. [50%]
(b) A classmate of yours suggests you should use a random-effect model instead. Describe the key different assumptions of fixed- and random-effect models and assess which assumption do you think is more likely to hold in the estimation of the relationship above. [50%]
(a) The fixed-effect model includes firm-specific fixed effects to examine the relationship between formalisation and profitability, controlling for time-invariant heterogeneity.
(b) The fixed-effect model is more suitable as it accounts for firm-specific factors that may affect both formalisation and profitability, addressing potential endogeneity issues.
(a) In the fixed-effect model, we include firm-specific fixed effects to capture time-invariant heterogeneity. This allows us to control for factors that are specific to each firm and remain constant over time. By including these fixed effects, we can better isolate the relationship between formalisation and profitability, considering the potential influence of unobservable firm-specific characteristics.
(b) The fixed-effect model is more appropriate in this case as the decision to formalise is likely influenced by firm-specific factors that may also impact profitability. By including fixed effects, we can address potential endogeneity issues and obtain more reliable estimates of the relationship between formalisation and profitability by isolating the within-firm variation.
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Metrolinx increased the fares for the average commuter by as much as $1.20 per ride. Many disgruntled commuters calculated whether it was worth driving to work. yet they still took the Go train to work everyday. This is an example of what type of demand? Customer demand Inelastic demand Free market demand Elastic demand Question 14 (1 point) Jill is looking into the possibility of opening up a for-profit seniors centre in her community. However, she is concerned about the long-term prospects for such a business. Jill believes the future of her centre will depend on the growth of the senior population. This concem illustrates how businesses can be affected by: psychometric trend. econometric trends. demographic trends holographic trends.
Metrolinx increased the fares for the average commuter by as much as $1.20 per ride. Many disgruntled commuters calculated whether it was worth driving to work. yet they still took the Go train to work every day. This is an example of inelastic demand. Inelastic demand is the demand for goods or services that are unaffected by price changes.
In this case, the disgruntled commuters still take the Go train to work every day despite the increase in fare. Therefore, their demand for Go train service is inelastic. This is because the Go train is still the most convenient mode of transportation for them, and switching to driving would not necessarily save them money. Jill's concern about the long-term prospects of her for-profit seniors center depends on the growth of the senior population.
This concern illustrates how businesses can be affected by demographic trends. Demographic trends refer to the changes in the population structure over time. In this case, Jill's concern is that the senior population may not grow enough to sustain her for-profit seniors center in the long run. Therefore, her business will be affected by demographic trends.
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Our organization's leaders of XYZ Company have concluded that our supervisors do not have the required skills to properly manage their people. We believe our current supervisors' toolbox--such as web links of useful management information, and links to self-help apps, and so on--is not giving them the information they need (or at least maybe not in a format or layout that delivers the message). Our organization's leaders recently surveyed our employees and discovered that 85% of our employees are unhappy with how they are supervised.
Complete the Learning Styles and Strategies Chart using the concept of differentiated instruction to:
Describe and reflect on the different learners and learning styles at XYZ Company based on research about the four generations in the workplace.
Identify the various learning styles of the generations and at least five learning strategies for each one of the learning styles.
Additionally, describe how you might differentiate instruction for the learning strategies you identify.
write a memo in which you recommend two learning strategies for each of the three generations' learning styles.
Our organization's leaders have discovered that our supervisors do not have the necessary skills to manage their personnel effectively. We believe that the current toolbox given to them, such as web links to useful management information and self-help apps, is inadequate for their needs. Recently, our organization conducted a survey and found that 85% of our employees are dissatisfied with their supervision.
Learning styles and strategies chart
Differentiated instruction concept: Differentiated instruction is a technique of teaching that recognizes and incorporates the varying learning strengths, interests, and levels of readiness of individual students in the classroom. By accommodating these differences, teachers can design learning environments that maximize each student's potential and assist them in achieving their goals.
Reflect on the various learners and learning styles at XYZ Company based on the study of the four generations in the workforce: XYZ Company has a diverse workforce representing four different generations: baby boomers, generation X, generation Y, and generation Z. Each generation has its unique set of characteristics and work ethics that impact how they learn and develop.
Identify the different learning styles and five learning strategies for each one of the learning styles: There are four types of learning styles: visual, auditory, reading/writing, and kinesthetic. Each style has distinct features that define them. There are five learning strategies that can be used for each learning style. For visual learners, the five strategies are mind mapping, drawing diagrams, using images and videos, creating flashcards, and using flowcharts. For auditory learners, the five strategies are verbal repetition, listening to lectures, participating in discussions, watching videos, and verbalizing concepts. For reading/writing learners, the five strategies are summarizing, making notes, journaling, brainstorming, and creating outlines. For kinesthetic learners, the five strategies are hands-on learning, role-playing, case studies, field trips, and hands-on experimentation.
Differentiate the instruction for the learning strategies you identified: The differentiation of instruction requires assessing student readiness, interest, and learning profile. Two learning strategies for each learning style are recommended. For visual learners, the two learning strategies are mind mapping and using images and videos. For auditory learners, the two strategies are participating in discussions and listening to lectures. For reading/writing learners, the two strategies are making notes and summarizing. For kinesthetic learners, the two strategies are hands-on learning and field trips.
Memo
To: The Leadership Team at XYZ Company
Subject: Implementing Differentiated Instruction
It has come to our attention that our supervisors are not equipped with the necessary skills to manage their employees effectively. Our leaders surveyed our employees and found that 85% of them were dissatisfied with their supervision. By using differentiated instruction in our workplace, we can address the different learning styles of our diverse workforce.
Based on our research of the four generations in the workforce, we have identified four learning styles: visual, auditory, reading/writing, and kinesthetic. For each style, we have outlined five learning strategies. To differentiate our instruction, we have identified two strategies for each learning style that can be used in our workplace.
Visual learners can benefit from using mind mapping and images/videos to enhance their learning experience. Auditory learners can benefit from participating in discussions and listening to lectures. Reading/writing learners can benefit from summarizing and note-making, while kinesthetic learners can benefit from hands-on learning and field trips.
We hope that implementing differentiated instruction in our workplace will lead to improved employee satisfaction and increased productivity.
Sincerely,
[Your Name]
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in an amortization schedule of monthly mortgage payments with a fixed interest rate, over time the fraction of each monthly payment that reflects interest and the fraction of the payment that reflects principal
In an amortization schedule of monthly mortgage payments with a fixed interest rate, over time the fraction of each monthly payment that reflects interest Decreases and the fraction of the payment that reflects principal increases.
At the beginning of the loan term, the majority of the monthly payment goes towards paying off the interest on the loan. This is because the outstanding principal balance is higher, so the interest charged on that balance is also higher. As a result, the fraction of each monthly payment that reflects interest is higher.
As the loan term progresses, the outstanding principal balance decreases. This means that the amount of interest charged on the remaining balance also decreases. Consequently, the fraction of each monthly payment that reflects interest decreases.
On the other hand, as the principal balance decreases, the portion of the monthly payment that goes towards paying off the principal increases. This is because the remaining principal balance needs to be paid off over the remaining term of the loan. Therefore, the fraction of the payment that reflects principal increases over time.
Overall, the allocation of the monthly payment between interest and principal changes over time in an amortization schedule. The fraction of each monthly payment that reflects interest decreases, while the fraction that reflects principal increases.
The complete question is
In an amortization schedule of monthly mortgage payments with a fixed interest rate, over time the fraction of each monthly payment that reflects interest _________ and the fraction of the payment that reflects principal ____________.
A) Increases, decreases
B) Decreases, increases
C) Decreases, decreases
D) Remains unchanged, decreases
E) Decreases, remains unchanged
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What is the Epidemiological Planning Model? what does it do? Why is it important?
The Epidemiological Planning Model is a statistical method that enables the efficient design of epidemics that can predict the effect of diseases on populations. It is a technique of organizing and utilizing knowledge of current and potential health problems to ensure an effective response in the event of an outbreak or health crisis.
What does it do?The Epidemiological Planning Model is a tool used to support public health organizations in anticipating, preparing for, and responding to health crises. It allows for the identification of potential health issues and provides guidance on how to effectively mitigate the impact of these outbreaks.It identifies the burden of disease in a population and enables the analysis of the trends, causes, and risk factors of the disease.
It is then used to design intervention programs that reduce the morbidity and mortality of a disease by reducing exposure to the pathogen, preventing transmission, and improving treatment and care.Why is it important?The Epidemiological Planning Model is important for the following reasons:It aids in the planning and delivery of public health services and interventions by providing a framework for actionIt facilitates the identification of emerging health issues and enables timely responsesIt enables a data-driven approach to addressing public health challenges and identifies key factors and root causesIt helps in the estimation of the health and economic burden of diseasesIt supports the efficient use of resources and prioritization of public health interventionsIt is a tool that enables public health professionals to effectively plan for, manage, and control epidemics and other health crises.
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Uncertain Future Cash Flows Lukow Products is investigating the purchase of a piece of automated equipment that will save $400,000 each year in direct labor and inventory carrying costs. This equipment costs $2,500,000 and is expected to have a 15-year useful life with no salvage value. The company’s required rate of return is 20% on all equipment purchases. Management anticipates that this equipment will provide intangible benefits such as greater flexibility and higher-quality output that will result in additional future cash inflows. Required: 1. What is the net present value of the piece of equipment before considering its intangible benefits? 2. What minimum dollar value per year must be provided by the equipment’s intangible benefits to justify the $2,500,000 investment?
To calculate the NPV, we need to find the present value of the annual savings. The annual savings is $400,000, and the required rate of return is 20%. Using the formula for calculating the present value of an annuity, we can find the present value factor for a 20% required rate of return and 15 years.
The present value factor can be found in financial tables or calculated using financial software. The net present value (NPV) of the piece of equipment before considering its intangible benefits can be calculated by discounting the annual cash savings over the 15-year useful life at the company's required rate of return.
Once we have the present value factor, we multiply it by the annual savings to find the present value of the cash savings each year. Finally, we subtract the initial cost of the equipment ($2,500,000) from the total present value of the cash savings to find the net present value. To justify the $2,500,000 investment, the equipment's intangible benefits must provide a minimum dollar value per year that compensates for the initial cost of the equipment.
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You are the manager of a monopoly, and your analysts have estimated your demand and cost functions as P=500−2Q and qQ ) = 2,000+2Q 2
, respectively. a. What price-quantity combination maximizes your firm's profits? Instructions: Round your response to the nearest penny (two decimal places? Price: $ Quentity: units b. Calculate the maximum profits. Instructions: Round your response to the nearest penny (two decimal placesk. 5 c. Is demand elastic, inelastic, or unit elastic at the profit-maximizing price-quantify combination? Eiastic inelastic Unit elastic d. What price-quantily combination maximizes revenue? Instructions: Round your response to the nearest penny (two decimal places). Price: $ Quantity? units c. Is demand elastic, inelastic, or unit elastic at the profit-maximizing price-quantity comblnation? Elastic Inelastic Unit elastic d. Whot price-quantity combination maximizes revenue? Instructions: Round your response to the nearest penny (two decimal places). Price: $L Quentity: Quenits e. Colculate the maximum revenues. Instructionst Round your response to the nearest penny (two decimal places). C. Is demond elastic, inelastc, or unit elastic at the revenue-maximizing price-quantity combination? Elastic Inelastic Unit elastic
Price-quantity combination that maximizes a firm's profits is $250 and 125 units. When estimating the monopoly's demand and cost functions as P = 500 - 2Q and C(Q) = 2,000 + 2Q² respectively.
The price-quantity combination that maximizes the monopoly's profits is determined by taking the first derivative of the profits equation and equating it to zero to obtain the quantity demanded that maximizes the company's profits. Hence, P(Q) = R(Q) - C(Q) = (500 - 2Q)Q - [2,000 + 2Q²].
Therefore, P(Q) = -2Q² + 498Q - 2,000. Then, P'(Q) = -4Q + 498 = 0. Solving for Q, we have; Q = 124.5 units (approx.)The optimal price-quantity combination is where P = 500 - 2Q = 500 - 2(124.5) = $251 and Q = 124.5 units. Thus, the price-quantity combination that maximizes a firm's profits is $250 and 125 units.
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PLEASE GIVE YOUR ANSWER AGREE OR DISAGREE WITH 2 SUPPORTED
REASONS
a. "Leasing reduces risk and can reduce a firm's cost of capital". Discuss briefly with TWO (2) supported reasons if you agree or disagree with the statement. (8 Marks)
Leasing is an agreement in which the owner of the asset permits another person or organization to use it for a certain period of time in exchange for payments.
According to some experts, leasing has several benefits. The statement “Leasing reduces risk and can reduce a firm’s cost of capital” can be agreed upon or disagreed with, depending on the context and reasoning. In this answer, we’ll discuss briefly why the statement can be agreed or disagreed with, with two supported reasons. Let’s begin.
Agree Leasing reduces risk and can reduce a firm's cost of capital. This statement is true in several situations. Here are two reasons to support this claim:1. Reduced RiskIn many cases, leasing reduces risk for firms. This is because the leasing firm is responsible for maintaining the leased asset in good condition. It also takes on the risk of any potential decline in the asset’s value.
Therefore, if a firm experiences a decline in profits or economic downturn, it is not bound by the asset’s ownership. Moreover, leased assets can be quickly replaced or upgraded. As a result, leasing reduces the overall risk profile of a company, which can reduce its cost of capital.
2. Tax Benefits Leasing can also provide tax benefits. This is because lease payments are tax-deductible. This allows a firm to reduce its taxable income, which can ultimately lower its cost of capital. Moreover, leasing firms can take advantage of tax benefits associated with depreciation, which is the process of allocating the cost of the asset over its useful life.
This allows firms to pay lower taxes, which can lower their cost of capital.DisagreeLeasing reduces risk and can reduce a firm's cost of capital. This statement may not be true in certain cases. Here are two reasons to support this claim:1. Higher Total CostWhile leasing may reduce the upfront cost of acquiring an asset, it can increase the total cost of ownership.
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Splish Brothers Company borrowed €1645000 from BankTwo on January 1, 2019, in order to expand its mining capabilities. The five-year note required annual payments of €427700 and carried an annual interest rate of 11.00%. What is the balance in the notes payable account at December 31, 2020, after the annual payment?
€1398250
€1283100
€1645000
€1124358
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The balance in the notes payable account at December 31, 2020, after the annual payment would be €1,124,357.50.
Explanation:
To calculate the balance in the notes payable account at December 31, 2020, after the annual payment, we need to determine the remaining principal balance of the loan.
Given information:
Loan amount: €1,645,000
Annual payment: €427,700
Annual interest rate: 11.00%
To calculate the remaining balance, we need to consider the principal paid and the interest for the year.
Principal paid = Annual payment - Interest expense
Interest expense = Principal balanexpense ce at the beginning of the year * Annual interest rate
Let's calculate the remaining balance for 2020:
Year 1:
Principal balance at the beginning of the year = €1,645,000
Interest expense = €1,645,000 * 11.00% = €180,950
Principal paid = €427,700 - €180,950 = €246,750
Remaining balance = €1,645,000 - €246,750 = €1,398,250
Year 2:
Principal balance at the beginning of the year = €1,398,250
Interest expense = €1,398,250 * 11.00% = €153,807.50
Principal paid = €427,700 - €153,807.50 = €273,892.50
Remaining balance = €1,398,250 - €273,892.50 = €1,124,357.50
Therefore, the balance in the notes payable account at December 31, 2020, after the annual payment would be €1,124,357.50.
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Lodge Company makes cast-iron buckets. The following information is available for Lodge Company’s anticipated annual volume of 50,000 buckets.
Per Unit Total
Direct materials $20
Direct labor $10
Variable manufacturing overhead $25
Fixed manufacturing overhead $750,000
Variable selling and administrative expenses $18
Fixed selling and administrative expenses $450,000
The company has a desired ROI of 30%. It has invested assets of $5,500,000.
a. Compute the total cost per unit. b. Compute the desired ROI per unit. c. Compute the target selling price (to 2 decimals).
a. Compute the total cost per unit: Total Variable Cost per unit = Direct Materials + Direct Labor + Variable Manufacturing Overhead + Variable Selling and Administrative Expenses
Total Variable Cost per unit = $20 + $10 + $25 + $18 = $73
Total Fixed Cost per unit = Fixed Manufacturing Overhead + Fixed Selling and Administrative Expenses
Total Fixed Cost per unit = $750,000 + $450,000 = $1,200,000
Total Cost per unit = Total Variable Cost per unit + Total Fixed Cost per unit
Total Cost per unit = $73 + $1,200,000 / 50,000
Total Cost per unit = $97.40
Answer: a. $97.40
b. Desired ROI per unit: Desired ROI per unit = Investment x ROI% / Volume
Desired ROI per unit = $5,500,000 x 30% / 50,000
Desired ROI per unit = $16.50
Answer: b. $16.50
c. Compute the target selling price (to 2 decimals):
Target Selling Price = Total Cost per unit + Desired ROI per unit
Target Selling Price = $97.40 + $16.50
Target Selling Price = $113.90 (rounded to two decimal places)
Answer:c. $113.90 (rounded to two decimal places)
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A community of practice is a social system in which individuals interact to share and develop knowledge. True (B) False \( \operatorname{Sin} \)
The statement "A community of practice is a social system in which individuals interact to share and develop knowledge" is true.
A community of practice is a group of people who come together to share and develop knowledge. This is a form of social learning that is organized around a common interest, a shared profession, or a specific domain of knowledge.
Members of the community learn from each other by sharing experiences, best practices, and the latest developments in their field.Individuals in a community of practice interact with each other to share and develop knowledge.
Members share a common interest in a particular area of expertise, and their interactions are based on mutual learning. They may share information, provide feedback on each other's work, and collaborate on projects.
The community of practice can also function as a forum for members to share challenges and receive feedback and support from others who have experienced similar problems.
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Union members who present themselves as job applicants and upon hiring organize from within the company, are referred to as ________.
a. free agents
b. salts
c. free riders
d. whistle-blowers
b. salts. The term "salt" is derived from the phrase "salting the workforce" with union sympathizers.
Union members who present themselves as job applicants and then organize from within the company are commonly known as "salts." Salting is a tactic used by unions to gain influence and organize employees within a company. Salts strategically apply for jobs to gain access to the workplace and advocate for unionization among the employees. By blending in as regular employees, they aim to build support and push for collective bargaining rights.
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you take cash out of the bank and use it to buy an apple ipad. a. money increases. b. wealth increases. c. income increases. d. all of the above.
You take cash out of the Cand use it to buy an apple ipad The correct answer is d. all of the above.
When you take cash out of the bank to buy an Apple iPad:
a. Money increases: The cash you withdraw from the bank increases the amount of money you possess in the form of physical currency.
b. Wealth increases: By acquiring the Apple iPad, you have added a valuable asset to your wealth. Wealth refers to the total value of assets owned by an individual, including cash, property, investments, etc.
c. Income increases: Although not explicitly stated in the scenario, it is possible that your income increased as a result of the transaction if you received the cash from sources such as employment, investments, or any other income-generating activity.
Therefore, all three options are correct.
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2) Suppose you read that the economy is growing at 2.7%.
a) What can you conclude is happening to real GDP?
b) What can you conclude is happening to nominal GDP?
c) Explain when the gap between nominal and real GDP is greatest: when inflation is high or when inflation is low?
a) If the economy is growing at 2.7%, we can conclude that real GDP is also growing at a rate of 2.7%.Real GDP is a measure of the quantity of goods and services produced in an economy in a given period of time.
Therefore, if the economy is growing, the quantity of goods and services produced must be increasing, and this will lead to an increase in real GDP.b) Nominal GDP is the total value of goods and services produced in an economy at current market prices. Since we are not told what is happening to prices in this case, we cannot conclusively state what is happening to nominal GDP.
However, it is important to note that nominal GDP may increase or decrease depending on what happens to prices in the economy. For example, if prices increase, nominal GDP may increase even if real GDP does not increase at all.c) The gap between nominal and real GDP is greatest when inflation is high. This is because nominal GDP is calculated at current market prices, while real GDP is calculated at constant prices.
When inflation is high, nominal GDP may be artificially inflated due to the higher prices of goods and services. In such a case, the gap between nominal and real GDP would be greater because the constant prices used to calculate real GDP would be much lower than the current market prices used to calculate nominal GDP.
In conclusion, when the economy grows at a rate of 2.7%, real GDP grows at the same rate. However, we cannot conclude what happens to nominal GDP without knowing what is happening to prices.
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1. If you could design the perfect date, what activities, places, and/or environmental cues would you include to set the mood? Please share your results with your classmates. 2. Observe your environment for an hour. Make a list of mass communication messages you observe for a one hour period of time. Share your list here.
1. Designing the perfect date might differ from person to person. What might be a perfect date for one person may not be the same for the other person. However, to design a perfect date, some activities, places, and environmental cues could be included.
A few of them are listed below:
1. Picnic on the Beach:
A romantic picnic on the beach would be the perfect date idea for many people. The sound of the waves, the feeling of sand between your toes, and the salty breeze make for a calming and peaceful atmosphere.
2. A Beautiful Sunset:
Another perfect date idea is to watch the sunset together. It can be a beautiful experience to watch the sky change colors and the sun slowly disappear below the horizon.
3. Candlelight Dinner:
A candlelight dinner in a quiet restaurant could be the perfect way to set the mood for a romantic evening. Soft music playing in the background and dim lights would make the perfect ambiance for the date.
4. A Walk Under the Stars:
Going for a walk under the stars is another perfect date idea. Strolling hand in hand and gazing at the stars together could create a romantic atmosphere.
2. The mass communication messages observed in an hour can vary depending on the location and situation.
The messages that I could observe for an hour period are as follows:
1. Advertisements on TV and Radio
2. Billboards and posters promoting products
3. Social media advertisements
4. Flyers, posters, and billboards related to political campaigns
5. Product placements in TV shows and movies
6. Announcements made on the radio and TV
7. News articles and headlines
8. Display ads on the website
9. Public transport advertisements
10. Electronic displays outside shops and malls.
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when consumer tastes and preferences differ significantly between countries, there is low pressure for local responsiveness. a) True b) False
The statement "when consumer tastes and preferences differ significantly between countries, there is low pressure for local responsiveness" is false.
Consumer tastes and preferences play a significant role in a company's international marketing strategies. The study of cultural differences is a crucial aspect of global business.
The way people live, behave, and consume products in one country is vastly different from how people behave in another. These differences can range from language and religion to consumer behaviour and social interactions.
Thus, when consumer tastes and preferences differ significantly between countries, there is high pressure for local responsiveness.
To satisfy the specific needs of local consumers, firms must adapt their product offerings and marketing strategies accordingly.
This adaptation is known as local responsiveness. As a result, firms must have a better understanding of local market conditions and consumer behaviour.
When a firm takes this approach, it means that it is willing to adapt its products or services to meet the specific requirements of each market, rather than adhering to a one-size-fits-all strategy.
The demand for local responsiveness is high in countries with distinct cultures and consumer behaviours. For instance, McDonald's offers a halal menu in its outlets in Muslim-majority countries such as Indonesia and Malaysia.
Similarly, Coca-Cola offered a green tea drink in Japan called Ito En, which catered to the local population's taste buds.
This demonstrates the importance of local responsiveness and how it can contribute to a firm's success in international markets.
In conclusion, firms must respond to local market conditions and tailor their products and services to meet the specific needs of each market to succeed in international markets. When consumer tastes and preferences differ significantly between countries, there is high pressure for local responsiveness, not low.
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On December 31,2020 , University Securty Inc. showed the following: 'All of the shares had been issued early in \( 2019 . \) Required: Part 1: Calculate book value per common share and preferred share
We must divide the different equity values by the number of existing shares in order to arrive at University Security Inc.'s book value per common share and per preferred share on December 31, 2020.
common share book value: The total equity (excluding preferred stock) is divided by the total number of outstanding common shares to arrive at the book value per common share. The equation is: Book value per common share = Common equity / Outstanding Common Shares. By dividing the total number of outstanding preferred shares by the preferred equity, the book value per preferred share is determined. The equation is: Book value per preferred share is calculated as (Preferred equity) / (Number of outstanding preferred shares). Describe the common equity and preferred equity values, please. I will be able to determine the book value per share for each class by taking into account the amount of equity) and the number of shares outstanding for both common and preference shares.
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MTI makes three types of lawn tractors: M3100, M4100, and M6100. In the past, it allocated overhead to products using machine-hours. Last year, the company produced 9,000 units of M3100, 16,000 units of M4100, and 8,000 units of M6100 and had the following revenues and costs: MTI Income Statement M3100 M4100 M6100 Total $ 9,100,000 $ 15,900,000 $ 13,900,000 $ 38,900,000 2,500,000 570,000 4,200,000 890,000 3,500,000 1,790,000 10,200,000 3,250,000 Sales revenue Direct costs Direct materials Direct labor Variable overhead Setting up machines Processing sales orders Warehousing Operating machines Shipping Contribution margin Plant administration Gross profit 2,304,000 1,936,000 2,604,000 1,250,000 858,000 $ 16,498,000 6,000,000 $ 10,498,000 MTI's controller has heard about activity-based costing and puts together an employee team to recommend cost allocation bases. The employee team recommends the following:
Activity-based costing (ABC) is a costing method that involves identifying, analyzing, and assigning expenses to activities based on their usage by products, services, or other items.
What is the objective?The objective of ABC is to provide more accurate costs, especially for low-volume and high-complexity products.
ABC involves identifying all of the costs associated with each activity that contributes to the production of a product and then assigning those costs to the product in proportion to the amount of activity required to make it.
Each activity has its own cost driver, which is a measure of the activity's consumption. The employee team recommends the following:
Activity Cost Pool Activity Cost Driver Total Cost Setting up machines Setup hours $ 890,000 .
Processing sales orders Number of orders 3,500,000 Warehousing Square feet occupied 1,790,000 Operating machines Machine-hours 16,498,000 Shipping Number of shipments 6,000,000
The costs associated with the activity cost pool are allocated to products based on their usage of the activity cost driver.
For example, the cost of setting up machines would be allocated to products based on the number of setup hours each product requires. The new cost of each product is calculated using the activity-based costing system.
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an obligation to purchase a specific amount of currency at a future point in time is called a:
An obligation to purchase a specific amount of currency at a future point in time is called a forward contract. A forward contract is a contract between two parties to purchase or sell an asset at a specified future time at a price agreed upon at the time of contract execution.
This agreement allows both parties to secure a price for the currency that is traded on the settlement date.The forward contract is a commitment between two parties to buy or sell an underlying asset on a specific future date at a price. It is a type of derivative that is traded over-the-counter (OTC). The forward contract is used as a hedging instrument to manage currency risk.
It is an effective way of managing currency risk because it allows the parties involved to lock in a price for the currency to be traded at a future date, regardless of the currency's market price. The forward contract is used by importers and exporters to mitigate currency risk, multinational corporations, and institutional investors.
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Dr. Rice administers a selection test to a group of job applicants for a manufacturing job. Years later, he then collects performance appraisal ratings of these workers so he can asseis to what extent scores on the selection test correlate with performance on the job. Dr, Rice is assessing the of the test Content Validity Predictive Validity Reliability Construct Validity 20.63 poevis Test X is a highiy respected selection test for postal workers. Test Yis a new selection test for postal workers that is shorter and easier to administer than Test X. The. correlation of Text X and Test Y would represent Divergent Validity Predictive Vakidity Content Validity Convergent Validity 3. 063 oolnts A researcher believes that physical theragists are extremely conscientious warkers as a whole. To assess her belief, she decides to create a measure of conscientiousness. In order to determine the questions to include, the interviews various 5ME on which questions should appropriately cover the construct. This is an example of - validity Internal External Construct Content
The first part of the question states that Dr. Rice administers a selection test to a group of job applicants for a manufacturing job.
Years later, he then collects performance appraisal ratings of these workers so he can assess to what extent scores on the selection test correlate with performance on the job.
Dr. Rice is assessing the of the test: Predictive Validity. The correlation between Test X and Test Y would represent: Convergent Validity.
In the third part of the question, the researcher wants to create a measure of conscientiousness. She interviews various SMEs on which questions should appropriately cover the construct. This is an example of Construct Validity.
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Discuss the role of production and operations in SCM in detail.
The role of production and operations in supply chain management (SCM) is to ensure that products are produced efficiently and effectively. Production and operations include all the activities that go into the production of a product, from the sourcing of raw materials to the delivery of finished goods to the end customer. This process includes all the different stages of production, including design, development, production, and delivery.
Production and operations are responsible for managing the production process to ensure that it is cost-effective and efficient. They must also ensure that the production process is able to meet demand and that products are delivered to customers on time. To achieve this, production and operations managers must be able to manage all aspects of the production process, including inventory, logistics, and quality control. Production and operations are also responsible for ensuring that products are of high quality and meet the customer's needs. They must work closely with other departments, such as sales and marketing, to understand customer needs and develop products that meet those needs. This requires close collaboration between different departments, as well as a focus on continuous improvement and innovation.
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