The Institute of Management Accountants (IMA) is a prestigious association that works globally for the provision of business professionals.
The main objective of IMA is the advancement and promotion of business management for better education regarding finance, monetary, and business studies. IMA issues the certificate called CMA, Certified Management Accountant.
This certificate is too good as it shows that certain accountants having this certificate has extreme skills in strategic management and can actively manage prestigious tricky tasks.
Also, this certificate has practical importance for people who wants to pursue financial accounting as a field. This certificate grasps global acknowledgment.
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The uncertainty of loss from fire, wind, or hail is a type of? a speculative risk b pure risk c risk retention d physical hazard
The uncertainty of loss from fire, wind, or hail is a type of Risk retention which loss is to be paid by insurance company .
What Does Risk Retention Mean ?
Instead of shifting the risk to an insurance company by purchasing insurance, risk retention refers to a person's or an organization's decision to assume responsibility for a specific risk it faces. That indicates that the person or business has decided against acquiring insurance to shift the cost of a loss to a third party and will cover any damages out of their own pocket.
Companies frequently decide to keep certain risks when they think that doing so will be less expensive than fully or partially insuring against them. One example of a risk that many businesses decide to keep is shoplifting losses, as opposed to obtaining or making a claim on their crime insurance policy.
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Suppose the price of a box of cereal rises by 40 nd the price elasticity of demand is 2. what is the percentage change in the quantity demanded? *
Suppose the price of a box of cereal rises by 40 nd the price elasticity of demand is 2 the percentage change in the quantity demanded is 80%
What is Quantity Demand?
The quantity required is the amount of a good or service that consumers are willing to purchase at a specific price and moment in time. At one point in time, different amounts may be required at various prices. The demand curve is created when all of the prices and quantities demanded are shown on a graph. Depending on variables like the recession, shifts in customer preferences, etc., the quantity needed may alter while maintaining the same price.
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Benson, inc., has sales of $44,830, costs of $14,370, depreciation expense of $3,270, and interest expense of $2,390. the tax rate is 23 percent. what is the operating cash flow, or ocf?
The operating cash flow is $24.756.
Operating cash flow, cash flow provided by operations, cash flow from operations, or free cash flow from operations, refers to the amount of cash a business generates.
Operating cash flow is a measure of the amount of cash generated from a company's normal business operations. Operating cash flow indicates whether a business can generate enough positive cash flow to sustain and grow its operations, if not, the business may need outside funding to expand capital.
Operating cash flow = E bit + depreciation - taxes
Where, Ebit = sales - cost of goods - Depreciation
Here, sales = $ 44830
Cost = $14,370
Depreciation = $3270
⇒ Ebit = 4480 - 14370 - 3270
= $27,190
Now, taxes = (ebit - interest expense) × taxes rate
( 27,190 - 2390) × 23%
= 24800 × 0.23
= $ 5704
Now, Operation cash flow = 27,190 + 3270 - 5704
= $ 24,756
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Which marketing metrics would be most helpful for an executive in charge of developing new products for a coffee chain?
Answer:
1 (CAC)
2 (M%-CAC
3 (LTV CAC)
Customer loyalty is the marketing metrics would be most helpful for an executive in charge of developing new products for a coffee chain.
What is Customer loyalty?Customer loyalty is a continuing emotional bond between you and your customers that shows in their willingness to interact with you and make repeat purchases from you as opposed to your competition. When a customer has a good experience with you, loyalty develops naturally and helps to build trust.
The capacity to keep customers around for an extended period of time and convince them to frequently use your products and services is known as customer loyalty. Simply said, create a positive customer experience and strong emotional bonds with your clients. The Starbucks Reward Program is one illustration.
Customer loyalty is the outcome of a consistently positive experience that makes customers choose one brand to the competition. Because of the emotional connection they form with one brand, loyal buyers typically stick with it.
Thus, Customer loyalty.
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If+the+country+of+vineland+experiences+inflation+of+150%+whereas+the+world+average+inflation+rate+is+2.75%,+then+how+would+its+currency+be+affected?
If the country of Vineland experiences inflation of 150% whereas the world average inflation rate is 2.75%, then how would its currency be affected? The value of Vineland's currency will decrease.
What are Inflation rates?Over 61 years, the United States consumer price inflation rate varied between -0.4% and 13.5%. A 4.7% inflation rate was calculated for 2021. The average annual inflation rate was 3.8% from 1960 to 2021, the observational period.According to the United States Federal Reserve, the 10-Year Breakeven Inflation Rate was 2.42% in September 2022.The obvious approach is to request a wage increase of about 8.5 percent to at least keep up with inflation, but experts warn that's not necessarily the wisest course of action. Research pay rates for average pay increases across all industries as well as for your own industry and position as your first order of business.If the country of Vineland experiences inflation of 150% whereas the world average inflation rate is 2.75%, then how would its currency be affected? The value of Vineland's currency will decrease.
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Stress in the workplace is an adverse reaction that people have in response to ________.
Stress at the workplace is an adverse reaction that people have in response to demands, constraints, and opportunities.
Stress at the workplace is a dynamic condition that refers to the harmful physical and emotional adverse reactions that people have when demands, constraints and opportunities do not match the resources, capabilities, and needs of the people.
Brief description of how demands, constraints and opportunities at the workplace causes stress is given below:
Demands: Demands like long working hours, unrealistic deadlines, and excessive amount of work at the workplace make people feel overwhelmed and under pressure, thus in response causing stress.Constraints: Constraints are forces that restrict people from doing what they want. For example, a projection an employee has that his skills and knowledge is not enough to complete the project correctly, thus becoming a reason for stress. Opportunities: Adverse reactions related to concerns about career opportunities, promotions and job security lead to stress at the workplace.You can learn more about workplace stress at
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When a u. S. Company purchases and imports electronic parts from china to use to produce mp3 players within the united states, this purchase increases the.
This purchase increases the investment component of GDP and reduces net exports, so the purchase of electronic components from China does not affect GDP.
What is GDP?
Gross Domestic Product (GDP) is the monetary value of all goods and services produced within a country's borders in a financial year. Once the market value of all goods and services is determined, the country's total GDP is calculated.
In this case, US purchases of electronic components from China increase the investment portion of GDP, but at the same time increase exports to China by the same amount and decrease net exports , so that overall US GDP No change.
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The Question was incomplete. Check below the full question.
If a US company purchases and imports electronic components from China to manufacture MP3 players in the US, does that purchase increase the (investment/government purchase/consumption) component of GDP? (increase/decrease) net exports. Therefore, the purchase of electronic components from China contributes (overall decrease/overall change/overall increase) to US GDP.
To what extent, if any, are marketers responsible for injurious consumption involving their product?
Injurious consumption is negative in nature and not good at all for a person.
Utilizing resources to meet immediate needs and desires is known as consumption. It is contrasted with investing, which entails making purchases in order to acquire future revenue. Consumption is a key idea in economics and is also explored in a wide range of social sciences. Consumption is defined differently by various economic schools. Mainstream economists believe that only the final purchase of newly produced goods and services by individuals for immediate use qualifies as consumption; all other types of expenditure, including government spending, fixed investment, and intermediate consumption, are classified as separate categories (see Consumer choice). Many other economists define consumption as the whole of all economic activity that does not involve the creation, manufacturing, or selling of products and services.
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An investor buys a t-bill at a bank discount quote of 2.1 with 24 days to maturity. the investor's annual rate of return on this investment was?
The investor’s annual rate of return in this investment is 2.3%
Given, here bank discount quote of 2.1% or 0.021 with 24 days to maturity.
On assuming the face value of the T bill is (F) = $10000 and price paid is (P), which can be calculated as,
P= F× { 1- (discount rate × maturity) /360}
P= 10000{ 1-(0.021× 24) /360}
= 10000× 0.9986
P= 9986$
Now, we calculate the actual annual return of the investment by formula,
Actual annual return = (F/P-1) × 360/no.of days to maturity.
= (10000/9986-1) × 360/21
= 0.023 or 2.3%
Thus, the actual annual return on the investment is found to be 2.3%.
An investment’s average yearly return over a given time period is known as its annual return . For calculating what the yearly return compounded would appear to be, the return is annualised using a geometric average calculation. Annual return can be calculated for any asset, commodity, bonds or mutual funds.
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What is the opportunity cost of the first 20 computers? dvd(s) c. between which two consecutive points along the ppc is the opportunity cost of dvds the highest?
10 WRONG
B and A
Two consecutive points along the PPC is the opportunity cost of DVDs increasing.
What is the opportunity cost of moving from point C to D?The opportunity cost of moving from point C to D is 40 tons of oranges. The per-unit opportunity cost of moving from point C to point D is 1/2 ton of oranges (40 tons of oranges/80 tons of pears). Economic growth is shown by a shift to the right of the production possibilities curve.What is the opportunity cost of computers?Opportunity cost is a different metric for cost. The amount of wheat that could be produced using the labor required to make one computer, in our example, is the opportunity cost of a computer. Comparative advantage is the capacity to produce a good at a lower opportunity cost than another producer.To learn more about Opportunity Cost, refer
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Some of the disadvantages of ______ is that the firm risks giving control of its technology to its partner and the shared ownership can lead to conflicts for control.
Joint ventures has a disadvantage is that the firm risks giving control of its technology to its partner and the shared ownership can lead to conflicts for control.
What is meant by Joint ventures ?
A joint venture (JV) is a type of business agreement in which two or more parties concur to combine their resources in order to complete a certain task. New projects or any other business endeavors may be included in this duty.
In a JV, each partner is accountable for the venture's gains, losses, and expenses. Although distinct from the participants' other economic interests, the venture is nonetheless its own legal company.
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Lovepop, inc. has $6,720 net working capital and $12,320 of current assets. what is its current ratio?
The current ratio is 12320/5600 = 2.2
Internet Networking capital is the distinction between a commercial enterprise's modern assets and its contemporary liabilities. net running capital has calculated the usage of line items from an enterprise's balance sheet. generally, the bigger your net running capital stability is, the much more likely it is that your company can cover its present-day duties.
Net working capital refers to the distinction between a business enterprise's total current belongings minus its general modern liabilities. therefore, net operating capital isn't always itself a cutting-edge asset, but an illustration of the value of the distinction.
Networking capital=current assets-current liabilities
current liabilities=12320-6720
=$5600
Current ratio=current assets/current liabilities
=12320/5600
=2.2
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External stakeholders include employees, owners, and the board of director, if there is a board. True or false?.
Employees, owners, and the board of directors (if exists) are the internal stakeholders of an organization. Thus, the given statement is false.
Stakeholders are the ones who can affect and are affected by an organization’s project outcome. They are broken down into two categories: internal stakeholders and external stakeholders. Each category has its own set of requirements and priorities from the business perspective.
Internal stakeholders are also called primary stakeholders of the organization. They include employees, owners, and the board of directors who are directly involved in the activities of a business. Employees invest in the organization’s performance and for this, they are paid. Owners of business supply capital to the business. The board of directors enables efficient business operations to maximize profit and return for investors.
An organization’s external stakeholders are also referred to as secondary stakeholders. They are outside parties connected to an organization due to their shared interest. They include customers, suppliers, competitors, local communities, employee associations, and government agencies.
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Diversified portfolios had year-end assets of $279,000,000 and liabilities of $43,000,000. if diversified's nav was $42.13, how many shares must have been held in the fund?
The number of shares that must have been held in the fund is 5,601,709.
Shares is an investment app where friends invest and strategize together. Follow your friends' moves, discuss strategies and grow your investments. Simply put, equity is a percentage of ownership of a business or financial asset. An investor who holds shares in a company is called a shareholder
Stocks represent ownership of a company. When an individual buys shares in your company, they become one of the owners. Shareholders choose who runs a business and participate in making important decisions, such as whether or not to sell a business.
Assets = $279,000,000, Liabilities = $43,000,000
No of Shares = (Assets - Liabilities) / NAV = ($279,000,000 - $43,000,000) / $42.13 = 5,601,709.
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The use of anesthesia to perform dental procedures has only been pioneered in the last
decade or two.
O False
O True
Answer:
true
Explanation:
Because price is not a factor in the eoq formula, quantity discounts will not affect eoq calculations.
true/ false
FALSE
If quantity discounts are offered, the EOQ might vary based on different holding costs
How do you calculate the economic order quantity?
To calculate the economic order quantity, you will need the following variables: demand rate, setup costs, and holding costs.
The formula is: EOQ = square root of: [2(setup costs)(demand rate)] / holding costs.
Economic order quantity (EOQ) is a calculation that businesses use to determine their ideal order size, allowing them to meet demand while not overspending.
Inventory managers compute EOQ in order to reduce holding costs and excess inventory.
Economic order quantity (EOQ) is a calculation that businesses use to determine their ideal order size, allowing them to meet demand while not overspending.
Inventory managers compute EOQ in order to reduce holding costs and excess inventory.
It makes no difference whether your company sells jelly beans, appliances, furniture, or airplanes.
Finding the economic order quantity for every product you buy will almost certainly have an impact on your bottom line.
Measuring and adhering to the EOQ can benefit any business that manages inventory.
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Ethical principles developed by the american psychological association urge psychological investigators to?
The ethical principles developed by the American Psychological Association urge psychology researchers to ensure that research participants give their consent to participate in research.
The American Psychological Association (APA) is the largest professional and scientific organization of psychologists in the United States. 1 Membership in the APA is not limited to scientists or doctors; it also includes psychology educators and students.
Five general principles of the code of conduct APA?
General ethical principles
Principle A: Beneficence and nonmaleficence.Principle B: Loyalty and responsibility.Principle C: Integrity.Principle D: Fairness.Principle E: Respect the rights and dignity of people.Although the two are closely related concepts, morality refers primarily to guiding principles, and ethics refers to certain rules and actions, or behaviors. Moral teachings are ideas or opinions driven by the desire to be good. A code of ethics is a set of rules that define permissible actions or correct behavior.
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If the mpc is .75, then a $50 billion increase in investment would result in an increase in gdp of:__________
If the mpc is .75, then a $50 billion increase in investment would result in an increase in gdp of: $140 billion decrease.
1/(1-.75)= 1/(.25) =4 = 35 billion * 4 = 140 billion decrease. A high MPC indicates that the proportion of increased income spent on goods and services approached the particular amount of that increase. Conversely, an occasional MPC means a person spent less of that increase in income and instead, put the money into savings.
You should test the equation to sway yourself that the lower the MPC of a rustic, the greater the multiplier effect for changes in GDP! The factor 1/(1 − MPC) is named the multiplier. If an issue tells you that the multiplier is 2.5, that means: Change in GDP = 2.5 × Change in AD.
The marginal propensity to consume is adequate to ΔC / ΔY, where ΔC is the change in consumption, and ΔY is the change in income. If consumption increases by 80 cents for every additional dollar of income, then MPC is capable of 0.8 / 1 = 0.8.
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A(n) ________ portal, also known as _____ offers a personalized, single point of access through a web browser to critical business information located inside and outside an organization.
A corporate portal, also known as enterprise information portal offers a personalized, single point of access through a web browser to critical business information located inside and outside an organization.
What do you understand by corporate portal?
Corporate portals are used by corporations to build their internal web presence by leveraging a company's information resources.It can be internal, a public site or with required safeguards. It works as an integration of data, people and processes throughout an organization.They are also described by a central access point or web portal that collects data through application portlets that can be accessed through a login and password or authentication procedure.To learn more about corporate portals, refer to:
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A client calls her health care practitioner's office to ask about a label on a new prescription bottle that has a warning about drowsiness. what does the office manager know about prescription labels?
The FDA regulations mandate that all prescriptions must include a listing of all active and inactive ingredients and that certain preparations must include warning labels.
A prescription drug (also a prescription medicinal drug or prescription medicine) is a pharmaceutical drug that legally requires a clinical prescription to be dispensed.
Prescription drugs are medicinal drugs aimed to target specific signs or ailments, which require physician care and/or supervision. Doctors use prescriptions to prevent drug misuse, which includes over usage, re-selling, or replication and is often required when buying at a pharmacy or dispensary.
Prescribed drugs (or legend capsules) are capsules that require a prescription due to the fact they are considered to be potentially dangerous if now not used under the supervision of a certified fitness care practitioner.
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The demand for exxonmobil gasoline is _______________ the market demand for gasoline in general.
The demand for ExxonMobil gasoline is more price elastic than the
market demand for gasoline in general.
What is ExxonMobil gasoline?ExxonMobil Corporation[a] (abbreviated Exxon) is an American multinational oil and gas corporation headquartered in Irving, Texas.
It is the largest direct descendant of John D. Rockefeller's Standard Oil and was formed on November 30, 1999, by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and
Mobil (formerly the Standard Oil Company of New York).
Exxon, Mobil, Esso, and ExxonMobil Chemical, which manufacture plastic, synthetic rubber, and other chemical products, are the company's primary brands.
ExxonMobil is based in New Jersey.
Vacuum Oil Company was ExxonMobil's earliest corporate ancestor, though Standard Oil was its largest ancestor prior to its breakup.
The company that exists today was formed by the merger of the Standard Oil Company of New Jersey (Jersey Standard, later Exxon) and the Standard Oil Company of New York (Socony, later Mobil), each of which grew larger by acquiring other companies such as Humble Oil (which merged with Exxon) (merged with Mobil).
The merger agreement stipulated that Exxon would be the surviving entity following the merger.
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A car has a base price of $23,800.00. Options cost $356.00, $785.00, and $900.00 for stereo, wheels and paint. Destination charges are $640.00. The dealer pays 82% of the base price and 75% of the options. Determine the sticker price.
$25,000.00
$23,800.00
$26,481.00
$25,841.00
The sticker price of the car is $26,481.00 based on the component costs provided
What is the sticker price of the car?
The sticker price of the car comprises the retail price, the cost of options as well as the destination charges, which is also referred to as the cost for economy mileage, bearing in mind that sticker price is the price of car written on a sticker and affixed to a car.
The sticker price=base price+cost of stereo+cost of wheels+cost of paint+destination charges
base price= $23,800.00
cost of stereo=$356.00
cost of wheels=$785.00
cost of paint=$900.00
destination charges=$640
sticker price=$23,800.00+$356.0+$785.00+$900+$640.00
sticker price=$ 26,481.00
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Brittany+bought+a+house+five+years+ago+for+$100,000+and+obtained+an+80%+loan.+now+the+home+is+worth+$125,000,+and+her+loan+balance+has+gone+down+$5,000.+what+is+brittany's+current+equity?
If Brittany bought a house five years ago for $100,000 and obtained an 80% loan. Now the home is worth $125,000, and her loan balance has gone down by $5,000. Brittany's current equity is $50,000
[tex]100000 * 80 = 80,000[/tex] = Loan amount
Since the home's worth changes from 100,000 to 125,000, while calculating equity we will consider 125,000 as the worth of the home
Brittany's current equity = [tex](125000 - 80000) +5000[/tex]
= [tex]45000 + 5000[/tex]
= $50,000
Equity is the ownership of assets that may be coupled with obligations or other liabilities in finance. Accounting equity is calculated by subtracting liabilities from the value of assets.
Equity guarantees that everyone receives equal treatment, opportunities, and growth. Equity seeks to identify and remove barriers that prevent certain groups from fully participating.
The definition of equity is "the state, quality, or ideal of being fair, equitable, or fair. Fairness and justice are synonymous with the concept of justice. It is beneficial not to consider justice solely as a desired state or a high value.
Hence, the answer is $50,000.
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What are some ways that you’ve seen department stores, online stores, or social media ads try to activate the amygdala and encourage you to buy products?.
The ways seen in department stores, online stores, or social media ads to activate the amygdala is carried out by companies using emotional marketing to encourage consumers to purchase the products.
Amygdala is a complex structure of cells in the brain which are involved in processing of emotions and memories. Emotional marketing plays an important role in companies’ marketing campaigns. Consumers decisions always involve an emotional component. Emotional branding use messages to target human emotions and persuade consumers to buy products.
Ways used by departmental stores, online store, or social media ads to activate the amygdala is encourage buying products are:
1. Know your target audience by performing marketing research on what could encourage an emotional reaction in your campaign. The material should connect to consumers’ desire, dreams, fears, or memories.
2. Foster inspiration by associating the brand with famous and accomplished people making your consumer believe they can achieve the same.
3. Create aspirations by suggesting that consumer can achieve a certain goal by using the product.
4. Use location-based marketing which can stimulate connection with customers located in that area.
5. Express love and passion expressing company’s commitment to the consumer or the product.
6. Use colors in your ads as colors create emotional response in consumers attracting them to the product.
7. Tell a story as stories resonate with consumer at a higher level than a simple product description. Adding humor or interactive features can go a long way.
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Does a 2019 dividend of $12 million seem reasonable in view of your answers to parts a and b? if not, should the dividend be higher or lower?
The phrase "the dividend cheque is in the mail" is one of the simplest methods for businesses to convey their financial health and shareholder value.
Dividends, those regular cash transfers from earnings to owners that many companies make, convey a strong, unmistakable statement about future prospects and performance. Good indicators of a company's fundamentals are its willingness, capacity, and capacity to boost dividends over time.
In order to meet its liquidity demands for a 30 calendar day liquidity stress scenario, a bank must have an adequate stock of unencumbered HQLA, which comprises of cash or assets that can be converted into cash with little to no loss in value in private markets.
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If an increase in the price of good x causes an increase in the demand for good y, we can conclude that:_________
The two goods are said to be complementary if a rise in the price of Good X results in a fall in the demand for Good Y. We can infer that Good X and Good Y are complement goods if an increase in the price of Good X results in a decrease in the demand for Good Y.
A complementary good in economics is one whose appeal rises along with the appeal of its complement. Technically speaking, it exhibits a negative cross elasticity of demand, meaning that when the price of one good decreases, demand for it also rises.
A good that adds value to another good or service is said to be complementary. To put it another way, they are two items that the customer uses in tandem with one another. For instance, cereal and milk or a DVD and a DVD player.
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Obtaining resources and defining tasks and deadlines are part of which phase in the strategic marketing process?
a. planning
b. implementation
c. differentiation
d. evaluation
In the strategic marketing process, the execution phase includes acquiring resources and establishing tasks and deadlines.
The steps you take to market your business are meant to draw customers to it. By introducing them to your offerings and sharing content with them, you hope to pique their interest and influence their decision to work with you. To draw customers to your business, however, marketing is necessary, therefore it's important to understand how to draw customers and, more importantly, who you want to draw customers to your business in the first place. Being successful in your marketing procedures would be difficult without this crucial information. It is through strategic marketing that you may obtain this knowledge. We'll define strategic marketing in this post and outline the many stages of the process so you may advertise your company successfully, draw in clients, and grow your revenue.
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Ace electronics bought equipment for $4,000. normally the equipment would have cost $4,500, but the supplier gave ace a special discount. ace's balance sheet should report equipment of ______.
Ace electronics bought equipment for $4,000. normally the equipment would have cost $4,500, but the supplier gave ace a special discount. ace's balance sheet should report equipment of $500.
A supplier is someone, enterprise, or entity that provides services or products to any other entity. for example, an organization that sells PCBAs to a laptop manufacturer or OEM is one example of a supplier.
A provider is a person or business that gives services or products to some other entity. The role of a dealer in a commercial enterprise is to offer wonderful merchandise from a manufacturer at an amazing rate to a distributor or store for resale.
Also, a supplier ought to offer exertions, consulting, or management offerings. A patron additionally called a purchaser in service industries, is a person or corporation that purchases items and/or offerings from you. You invoice clients or record sales receipts if they buy without delay.
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Short-term finance deals with? the timing of cash flows. acquiring and selling fixed assets. financing long-term projects. capital budgeting. issuing additional shares of common stock.
Short-term finance deals with the timing of cash flows.
What is Short-term finance?Business finance from short-term, typically less than a year, sources is referred to as short-term financing. The same assists the organization in generating cash for operating expenses, which are often less in scale. It entails raising capital through online loans, credit lines, and invoice financing.It's also known as working capital financing, and it's utilized for things like inventory and receivables. In the majority of circumstances, this sort of financing is necessary in the business process because of the business's inconsistent cash flow or cyclical business cycle.To learn more about Short-term financing, refer to:
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The effective income tax rate for the company is most likely to have an effect on amazon's:____.
The percentage of income that a corporation or individual pays in taxes is known as the effective tax rate. Instead of the marginal tax rate, it refers to the company's entire tax rate.
The term "effective tax rate" usually refers to federal income taxes and excludes state and local taxes, as well as any possible property taxes, sales taxes, and other taxes that a person may be subject to. A useful statistic for comparing the effective tax rates of two or more entities is the effective tax rate calculation. The corporation avoided nearly $5.2 billion in federal income tax in 2021 thanks to its effective federal income tax rate of 6%. Without any tax incentives, Amazon would have owed more than $7.3 billion in taxes if it had paid the statutory 21 percent tax rate on its 2021 U.S. income.
The percentage of income that an individual or corporation pays in taxes is known as the effective tax rate. The average rate at which a person's earned income, such as wages, and unearned income, like stock dividends, are taxed is known as the effective tax rate.
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