The most widely used source of short-term funding is:_________
a. factoring.
b. commercial banks.
c. family and friends.
d. trade credit.

A credit score doesn’t factor in your income or the amount of money in your bank account. Higher the score of the credit card, The better the borrower looks to the lender.

The creditworthiness of a client is shown by their credit score. The

better a debtor seems to potential lenders, the higher their score. A credit score is based on a person's credit history, including the number of available accounts, total amount of debt, history of repayment, and other elements. Credit scores are used by lenders to determine the likelihood that a borrower would make timely loan repayments.

Your financial life might be dramatically impacted by your credit score. It is very important in determining if a lender will provide you credit.

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If san francisco were to repeal its rent control law, the prices for short rentals in the city listed on airbnb and other peer-to-peer sites would likely to fall because the availability of housing would grow as the average rent rose.

Rent control law limits the amount a landlord may charge for leasing or renewing a lease. Municipalities typically pass rent control laws, although the specifics might differ greatly. All are designed to keep housing expenses within the reach of those with lower incomes.

Airbnb, which stands for "Air Bed and Breakfast," is a service that allows property owners to rent out their premises to tourists in need of a place to stay. As the average rent rose the availability of houses would grow which leads to the fall in prices for short rentals.

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An automobile company decides to boost the standard of its products and produce more variety into its entire merchandise. the corporate has decided to adopt Industry wide Differentiation.

Industry-wide differentiation may be a technique employed by companies after they diversify their line of products to achieve unexplored sectors of the market and increase their chances of collecting higher revenue. Normally, this practice is dispensed by large entities with enough funds for investment and covering risks. Therefore an automobile company decides to boost the standard of its products and convey more variety into its entire line of products. the corporate has decided to adopt Industry wide Differentiation

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She needs to invest $1,05,000 and $35,000 in each fund in order to generate $14,000 annually from her assets.

Investing:  A purchase made with the hope of making money or seeing your money grow is called an investment. A rise in an asset's value over time is referred to as "appreciation." When someone invests in a thing, they do so with the thought that they will use it to generate income in the future rather than for immediate consumption.

Consider investments 1 and 2, which offer yields of 9% and 13% annually, respectively, and are labelled X and Y, respectively.

X + Y = 1,40,0000.09X + 0.13Y = 14,000

0.09X + 0.13 (1,40,000 - X) = 14000

9X + 13 (1,40,000 - X) = 14,00,000

9X + 18,20,000 - 13X = 14,00,000

- 4X = 14,00,000 - 18,20,000

- 4X = - 4,20,000

X = 1,05,000

Y = 35,000

Why are investments advantageous?

A smart way to manage your finances and perhaps even boost your wealth is through investing. If you make sensible financial decisions, your money may increase in value and outpace inflation. The key causes of investment having a higher growth potential are the power of compounding and the trade-off between risk and reward.

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Interviews, observations, and questionnaires are the three job analysis techniques that can be utilized to generate a general picture of the work because they are all sufficient for gathering pertinent data.

Interviews, observations, and questionnaires are the three types described in this chapter to be combined to produce an overall understanding of work in an organization.

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Writers of business messages should avoid sentences that begin with ""it is"" or ""there are"" because they contain more words than necessary.

Businesses communicate with their customers through a variety of messaging channels using business messaging. The channels enable back-and-forth, two-way conversations rather than messaging blasts, such as advertisements or bulk email sends, empowering both customers and brands to reach out to one another.

Effective messages have a specific goal to educate, persuade, or work with the target audience. The message should be created taking into account the level of understanding, possible response, and relationship with the composer of the audience.

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The journal entry to record the transaction on January 1 2020 :

Cash A/c Dr.  5304000

    To Bonds Payable A/c                       5200000

    To Premium on Bonds Payable A/c     104000

(Being Interest payable annually on the bond issued by Concord Corporation)

The cash is debited in the foregoing journal entry because it increased assets, and the bond payable and premium on bond payable are credited because they increased liabilities.

WORKING NOTES :

Assume that the face value of bonds is $100 per bond, however it is mentioned that it is issued at $102. That means, there is a premium of $2 per bond.

Premium on bonds = $5200000 x 2  / 100 = $104000

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If we place stop-loss order, the minimum loss we will experience on shares if the stock price rapidly declines to per share is 10%.

A stop-loss order is an order placed with a broker to buy or sell a specific stock at a predetermined price. The purpose of a stop-loss order is to limit an investor's loss on a security position. Setting a stop-loss order 10% below the price at which you purchased the stock, for example, will limit your loss to 10%.

The most important advantage of a stop-loss order is that it is free to use. Your regular commission is only charged once the stop-loss price is met, and the stock must be sold. A stop-loss order can be thought of as a free insurance policy.

Furthermore, when it comes to stop-loss orders, you don't have to keep track of how a stock is performing on a daily basis. This convenience is especially useful when you are on vacation or otherwise unable to monitor your stocks for an extended period of time.

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In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum, at a particular rate. It is distinct from a fee that the borrower may pay the lender or some third party.

Our interests are the activities that we enjoy doing and the subjects that we like to spend time learning about. of interest. If something is of interest, it holds your attention and makes you want to learn more about it. Nothing much of interest was discussed.

FV = 1500*1.0292 + 600*1.029 = 2,205.66

2. Value of perpetuity after 5 years = 500/.09 = 5,555.56

PV of the above = 5,555.56/(1.095) = 3610.73

3. PV = 39000, Y = 1%, N = 60, FV = 0

Monthlly payments = 867.53 (use financial calculator or PMT function in excel)

4. IRR = 20400/15000 - 1 = 0.36 or 36%

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The profit margin is 16.13%

Explanation:

Given,

Return on investment = 30

Investment turnover = 1.86

Profit= return/Investment

Profit= [tex]\frac{30}{1.86}[/tex]

profit= 16.13%

The profit margin of the chemical company is 16.13%

Find out your COGS (cost of goods sold). ...

Find out your revenue (how much you sell these goods for, for example, $50 ).

Calculate the gross profit by subtracting the cost from the revenue. ...

Divide gross profit by revenue: $20 / $50 = 0.4 .

Express it as percentages: 0.4 * 100 = 40%

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The points of the production possibilities frontier represent different combinations of outputs, but ultimately how we allocate our scarce resources to the production of two different goods or services.

Production is the process of fusing various intangible inputs (plans, knowledge) with material inputs to create something intended for consumption (output). It is the output, the process of producing a product or service that has value and provides usefulness to people. The branch of economics that focuses on production, production theory, is intertwined with the consumption (or consumer) theory of economics.

His Four Elements of Production (Jiang, 2020)

The productive use of the initial input leads to the production process and the output (or elements of production). Land, labor, and capital are considered the three main components of production and are called primary goods or services.

Property jointly owned or controlled by more than one party can be simple or complex, equivalent or dissimilar, very similar or very different. In order to distinguish ownership and easement from rent, it is expected that each party's intent (rather than discretion) with respect to the property be expressly and absolutely stated.

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Typical responsibilities of middle managers include coordinating and linking groups, departments, and divisions within a company.

The management level known as middle management is the one that reports to higher level managers and oversees one to two subordinate level managers.

Its responsibilities include overseeing subordinate managers and carrying out orders from superiors. Instead of only handling operational responsibilities and decision-making, middle management is accountable for the overall management of an organization.

Because it comes with respectable pay and a wealth of supplementary benefits, this level of management is regarded as a senior position within the organization. Middle managers often include departmental and branch managers.

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If pasta is a subpar product, then as consumer income increases, the demand curve will move to the left.

The demand curve is a graphical depiction of the connection between the cost of a commodity or service and the amount demanded over a specific time period. A common representation will have the price on the left-hand vertical axis and the amount needed on the right-hand horizontal axis. The law of demand states that, when all other factors are equal, the quantity demanded for a given good will decrease as its price rises as shown by the demand curve moving from left to right. Keep in mind that this formulation suggests that quantity is the dependent variable and price the independent variable. The independent variable often appears on the horizontal axis, or x-axis, although economics is an exception.

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Answer:

bottom-up-processibg

Explanation:

Product/service management is a marketing function that involves obtaining, developing, maintaining, and improving a product or service mix in response to market opportunities.

A company's offers are shaped through the process of product service management, also known as product/service management, in response to customer demand brought on by changes in the marketplace. A product service manager (PSM) foresees consumer needs and then directs the creation of products to address them.

Discovering new product opportunities, maintaining current products, and getting rid of items that have turned into liabilities are all part of product service management. advantages

The following are some advantages of product service management:

The market opportunity is unrealized market potential that enables companies to take advantage of untapped markets.

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We multiply the change in autonomous expenditure by the change in equilibrium expenditure to determine the multiplier.

The components of an economy's total spending that are unaffected by the real level of income within that same economy are referred to as autonomous expenditures. Whether it occurs at the governmental or personal level, this type of spending is regarded as automatic and obligatory. According to classical economic theory, every increase in autonomous expenditures will result in at least an equal increase in overall output, such as GDP, if not a bigger one.

Whatever the source of money, an autonomous expenditure requirement must be satisfied. It is seen as independent in nature because the need is not affected by wealth. These costs are frequently related to the capacity to keep a state of autonomy. The capacity for self-government is a component of nation-state autonomy. It describes an individual's capacity to function with a certain degree of societally acceptable independence.

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5 pounds of cashews should be mixed with the peanuts to ensure no change in the​ revenue for the nut store.

Let x be the number of pounds of cashews

Given,20 pounds of peanuts are sold at a rate of $1.50 per pound

and the mixture is sold at a rate of $2.0 per pound

According to the Question,

[tex]\frac{20*1.5 + 4*x}{x +20}=2[/tex]

[tex]\frac{30+4x}{x+20} =2[/tex]

x=5

Hence, 5 pounds of cashews should be mixed with the peanuts to ensure no change in the​ revenue

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The question was incomplete. Check below the full question

A nut store normally sells cashews for​ $4.00 per pound and peanuts for $1.50 per pound. But at the end of the month the peanuts had not sold well, so, in order to sell 20 pounds of peanuts, the manager decided to mix the 20 pounds of peanuts with some cashews and sell the mixture for $2.00 per pound. How many pounds of cashews should be mixed with the peanuts to ensure no change in the​ profit?

An important insight of international trade theory is that when countries exchange goods and services one with the​ other, it is usually beneficial to both countries.

A branch of economics known as international trade theory studies the trends, causes, and welfare effects of global commerce.

Since the 18th century, international trade policy has been a subject of intense debate.

To assess the impact of trade policies, economics, and international trade theory has developed.

The theory that explains international trade is known as international trade theory. Or these are the hypotheses that clarify or support why a nation or business engages in international trade. Or how a business or a nation might profitably conduct foreign trade.

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Present value is the value today of an amount of money in the future. If the appropriate interest rate is 10 percent, then the present value of $100 spent or earned one year from now is $100 divided by 1.10, which is about $91.

Since the bond is a discount bond, its only payment is the repayment of the par value at maturity, i.e., in one year. The current price is $800, so the yield to maturity is calculated as follows: 800 = 1000 / (1 + yield to maturity) 1 + Yield to maturity = 1.25.

Par value, also known as a nominal value, is the face value of a bond or the stock value stated in the corporate charter. The Par value for a bond is usually $1,000 (or to a lesser degree $100), as these are the most common denominations in which they are issued.

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Increase in the price of DVDs, demand for DVD players decreases.

Call for is the quantity of a great that clients are willing and able to buy at diverse costs during a given time. the relationship among charge and quantity call for is also referred to as the call for curve.

Demand is the amount of purchasers who're inclined and in a position to buy merchandise at diverse fees at some stage in a given time period. call for for any commodity implies the clients' preference to collect the best, the willingness and ability to pay for it.

As instance, if a client is hungry and buys a slice of pizza, the first slice may have the greatest benefit or utility.

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It is true that A sales return occurs when a customer returns a product for a full refund, whereas a sales is when the customer keeps the product and obtains a partial refund.

A sales return can be described as the term that is been used in the business environment  to describe a situation whereby a customer or client was able to give back a product to the person or the company that sold it to him in the first instance.

It should be noted that the process of returning back this good to the seller could be as a result of many reasons, for instance this could be as a result of having Excess quantity.

In conclusion,  true that A sales return occurs when a customer returns a product for a full refund, whereas a sales is when the customer keeps the product and obtains a partial refund.

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Some of the benefits of starting their companies in their garage to the businesses were:

For the benefits above given, I would consider starting my business in my garage.

When you have your business in your own garage, you won't have to pay for things like rent and utilities for the business alone which would save you from costs of operating.

You can also work at the garage in odd hours like the early mornings and late nights without worrying about safety or being too far from home.

Also, you can dress as comfortably as you like because you'll still be home. This will help with creativity.

These are good reasons why I would start my business from my garage.

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Charges assigned to devices of product in absorption costing consist of each variable and fixed manufacturing costs.

Manufacturing is the making of goods by using hand or by way of a system that upon finishing touch the enterprise sells to a client. items used in production may be uncooked materials or issue elements of a bigger product. production typically occurs on a big-scale production line of machinery and professional labor.

The term manufacturing refers to the processing of raw materials or components into completed goods thru the usage of tools, human exertions, equipment, and chemical processing. production allows organizations to sell completed merchandise at a higher value than the fee of the uncooked materials used.

Manufacturing is described because of the advent of the latest products, both from uncooked materials and components. Examples of manufacturing consist of automobile groups, bakeries, shoemakers, and tailors, as all of them create merchandise, in place of offer offerings.

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Ordinary shares, additionally called not unusual stocks, are stocks sold on a public alternate. every proportion of stock commonly offers its owner the right to 1 vote at a organization shareholders' meeting. unlike in the case of preferred shares, the owner of regular shares isn't always guaranteed a dividend.

Dividend Growth Bale C4) = 107, peY Yeow.

Dividend per shave m next year (D1) = 2

As per the Pwidend Digcouwt Model the required Rode

of Peto Cite )is calculated by using “we following

fowl:

Pequived Rote of Retuw (he) = Cie} 9

OM = (Pr/ R825] 4 O10

punouto = (D1/RR2-6C)}

ou e (Di R820)

Dr = RBA5O ¥ 0104

pre-RS-BO PY Shove

pividend pev shave ia next ov CDi) =

deco went dividend pay Shave x

pre-Do¥ O49)

P22 = Do¥ C1+0-10)

R&I = Dox 10

Therefore the Do = R220/140

Do = BB00 per Shove

the lend CDO) on “this Shave

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An account of liabilities grows. Earnings retained drop.

Asset account and capital stock account are unaffected.

The liability account (Utilities Payable) will increase by $400 when a company receives a $400 utility bill, while the retained earnings account (by utilities expense on the income statement) will decrease by $400.

And there is no impact on the Asset and Capital Stock accounts.

Debts due to other businesses constitute liabilities. liability account can be thought of as a creditor's claim on the assets of a corporation. To put it another way, if a corporation doesn't pay its bills, a creditor has the power to seize its assets. The majority of state laws also give creditors the right to compel debtors to sell property in order to recoup their financial losses.

Operations and expansions are frequently financed through debt. These liability account debts typically result from commercial transactions, such as the purchase of products and services. For instance, in order to finance the purchase of a building, a company will often obtain a mortgage from a bank. The company then owes the bank the amount of the mortgage plus the agreed-upon interest.

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$8,000 amount of office supplies was purchased

Supplies expense (used) = Opening balance + Supplies bought – Supplies on hand at period's end.

Supplies bought equal Supplies expense (spent) Beginning balance + Supplies remaining at the end of the period

= $8,750 $2,000 + $1,250 = $8,000

The quantity of supplies consumed during the time that were initially recorded as an asset when acquired is subtracted from supplies and credited to supplies. Until they are consumed, supplies are regarded as current assets. Supplies become expenses once they have been consumed. If supplies have a large financial worth, they may qualify as current assets. The cost of consumables utilized during a reporting period is referred to as supplies expense. This may be one of the higher corporate expenses, depending on the sort of firm. Until they are used, supplies are considered current assets in accounting before they are classified as expenses.

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The net operating income is  $5,300.

Operating income is the part of an organization's profits that are derived from activities no longer related to its middle business operations. it could include gadgets such as dividend profits, earnings, or losses from investments, as well as gains or losses incurred by way of foreign exchange and asset write-downs.

Running profits show your enterprise's capability to generate profits from its operational activities. Many enterprise proprietors use the operating income figure to degree the operational successes of their enterprise. investors and lenders might need to peer your commercial enterprise's operating income.

Better operating margins are usually higher than lower working margins, so it might be truthful to a country that the simplest appropriate working margin is one this is tremendous and growing over the years. running margin is extensively considered to be one of the most crucial accounting measurements of operational performance.

Revised Sales revenue (1,000 + 150 units = 1,150 * $35) $40,250

Less: Reised Variable costs ($21 + $1 = $22 * 1,150) ($25,300)

Revised Contribution Margin $14,950

Less: Revised Fixed costs ($8,400 + $1,250) ($9,650)

Net operating income $5,300

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An organization's mission is what an organization actually does, including the products and services it plans to provide and the markets in which it will compete.

An organization or organization  (Commonwealth English; see spelling differences), is an entity—such as a company, an institution, or an association—comprising one or more people and having a particular purpose.

Any important task or duty that is assigned, allotted, or self-imposed or an important goal or purpose that is accompanied by strong conviction; a calling or vocation.

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What is the present equivalent of 18,000 to be received in 15 years when the interest rate is 7% per year?

N periods equal 15 years.

Interest rate I is 7% annually (compounding)

PV (present value) = -6,524.03

FV = + 18,000 in the future

Simple interest is equal to (18000*7*15)/100. = 18900

The maturity sum is therefore 18000 + 18900 = 36900.

PV = ?

N = 15 (periods)

Rate = 7%

FV = 18,000

PV ($6,524.03)

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If there is a conflict between a person's verbal and non-verbal communication, people are more likely to believe their non-verbal communication - TRUE

While verbal communication is essential to achieving success in both interpersonal and professional relationships, non-verbal communication – also known as body language – always speaks louder than words. Often performed automatically rather than intentionally, body language is the use of observable behaviors, attitudes, and habits for nonverbal communication.

When you communicate with other people, you are constantly sending and receiving non-verbal signals, whether you realize it or not. Your posture, tone of voice, amount of eye contact, gestures, and other nonverbal behaviors all convey important messages. They can put people at ease, inspire confidence and draw people to you, or they can irritate and confuse.

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