the phases of the life course that the government has had the greatest impact on are

Answers

Answer 1

The government has had the greatest impact on three phases of the life course: infancy, childhood, and old age.

Infancy, the first phase of life, is a period where individuals are entirely reliant on others for their survival. Governments play a crucial role during this phase by providing healthcare services, immunizations, and infant care programs. These initiatives are aimed at safeguarding the health and well-being of infants and ensuring their survival.

Childhood, the second phase of life, is characterized by growth and development. Governments have had a significant impact on childhood by offering various services such as education, child protection programs, healthcare provisions, and other essential resources. These interventions are designed to support children in their physical, emotional, and cognitive development, enabling them to thrive and reach their full potential.

Old age, the third phase of life, brings about a decline in physical and cognitive abilities. During this phase, governments have a profound impact on the lives of the elderly by providing healthcare services, pensions, and other social programs. These initiatives aim to address the specific needs of the elderly population, ensuring their well-being and quality of life during their later years.

In conclusion, the government plays a pivotal role in different phases of the life course, particularly in infancy, childhood, and old age. By providing essential services and support, governments strive to promote the welfare and enhance the experiences of individuals throughout these critical stages of life.

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Related Questions

What is the target market for a company and how can you
identify or make recommendations for a profitable target market if
given information about a company/industry?

Answers

The target market refers to the set of customers a business aims to attract and sell its products or services to.

For a company to be profitable, it needs to have a clear understanding of its target market and their specific needs. The following are some steps on how to identify a profitable target market for a company or industry:

1. Conduct market research: The company should conduct thorough research to understand the needs, wants, and preferences of the customers. This research can include customer surveys, focus groups, online analytics, and market reports.

2. Analyze competition: The company should analyze its competitors and understand their target markets and strategies. This analysis will help identify gaps in the market that the company can fill.

3. Define the ideal customer: Once the company has a clear understanding of the market, it should define its ideal customer, including demographics, psychographics, and behavior. This definition will help the company tailor its marketing messages and product offerings to meet the needs of the target market.

4. Test the market: Before investing resources into targeting a specific market, the company should test the market by offering its product or service to a small group of customers. This test will help the company determine if the target market is profitable and make necessary changes.

5. Monitor and adjust: The company should continuously monitor the market and adjust its strategies to meet the changing needs of the target market. This process will help the company stay competitive and profitable.

In conclusion, identifying a profitable target market requires a clear understanding of the customers' needs and wants. Through market research, analyzing competition, defining the ideal customer, testing the market, and monitoring and adjusting, a company can identify and target a profitable market for its products or services.

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the sales reps for an aircraft manufacturer are selling a new model plane to twa and united air lines. The sales reps pay their own expenses. The sales reps for an aircraft manufacturer are selling a new model of passenger airplane to Delta andAmerican airlines.

Answers

The advantages of sales reps for an aircraft are a). The sales reps for an aircraft manufacturer are selling a new model plane to TWA and United Airlines. c). The sales reps for an aircraft manufacturer are selling a new model of a passenger airplane to Delta and American Airlines.

a. Sales reps can help in promoting and marketing the new model plane to potential customers like TWA and United Airlines. c. Sales reps can assist in the sales process for the new model of passenger airplane, facilitating deals with Delta and American Airlines.

Option b is not an advantage; it states that the sales reps pay their own expenses, which is not a typical advantage but rather a specific arrangement for their compensation.

Option d mentions the possibility of conflicting interests, which is not necessarily an advantage but a potential concern that needs to be managed in any sales organization. The correct answers are a) and C).

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--The given question is incomplete, the complete question is given below "What are the advanatge of sales reps for an aircraft select all that apply

a, The sales reps for an aircraft manufacturer are selling a new model plane to twa and united air lines.

b, The sales reps pay their own expenses.

c, The sales reps for an aircraft manufacturer are selling a new model of passenger airplane to Delta andAmerican airlines.

d,  sales reps for an aircraft is the possibility of conflicting interests."--

The only marketing mix element that is applicable in export selling is:

A) price.
B) product.
C) promotion.
D) place.
E) process.

Answers

The only marketing mix element that is applicable in export selling is place.

The marketing mix is a set of tools that businesses use to market their products or services. The four traditional elements of the marketing mix are product, price, promotion, and place.

In export selling, the product and price elements of the marketing mix are still applicable. However, the promotion and place elements need to be adjusted to the specific market that the business is targeting.

For example, the promotion element may need to be adapted to the cultural and linguistic differences of the target market. The place element may need to be adjusted to the different distribution channels that are available in the target market.

The process element of the marketing mix is not specifically applicable to export selling. The process element refers to the way that a business delivers its products or services to its customers. This element is not typically different for export selling than it is for domestic selling.

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Discuss recent immigration legislation and its impact on
students enrolled in public schools (K-12 and/or higher
education).

Answers

Recent immigration legislation has had a significant impact on students enrolled in public schools in the United States, both in K-12 and higher education. One of the most notable pieces of legislation was the Deferred Action for Childhood Arrivals (DACA)

This program has had a positive impact on students enrolled in public schools, as it has allowed them to obtain employment and attend institutions of higher education without fear of deportation. Another piece of legislation that has impacted students enrolled in public schools is the Family Educational Rights and Privacy Act (FERPA).

FERPA requires schools to protect the privacy of student educational records and limit the disclosure of such information to third parties, including immigration officials. This law has been critical in ensuring that students are not targeted by immigration officials or subjected to discriminatory treatment based on their immigration status.

Other immigration legislation, such as the Trump administration's rescission of the DACA program in 2017, has had a negative impact on students enrolled in public schools. This decision placed the legal status of many DACA recipients in limbo, creating uncertainty and instability for these students and their families. This uncertainty can lead to psychological stress and anxiety, which can affect academic performance and overall well-being.

In conclusion, recent immigration legislation has had a profound impact on students enrolled in public schools in the United States. While some legislation has had positive effects, other laws have created uncertainty and fear among students and their families. Schools and educators must remain vigilant in protecting the rights and interests of all students, regardless of their immigration status.

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Which of the following is "something of value" that might be offered to FINAL CONSUMERS as part of the "price equation"? a.Sufficient margin to allow for profit. b.Push money. c.Competitive advantage. d.Branded merchandise. e.None of these is a good answer.

Answers

c) "Competitive advantage," refers to unique qualities or benefits that differentiate a product or service from competitors, offering added value to consumers and justifying the price.

The "price equation" refers to the factors that determine the final price of a product or service. Among the options provided, "Competitive advantage" is the most fitting answer as "something of value" that might be offered to final consumers.  Competitive advantage refers to the unique qualities, features, or benefits that set a product or service apart from competitors in the marketplace. It can include aspects like superior quality, innovation, convenience, exceptional customer service, or unique features that meet customer needs better than alternatives.

By offering a competitive advantage, businesses aim to attract and retain customers by providing added value that justifies the price of their product or service. This advantage can make a consumer more likely to choose a particular brand over competitors, leading to increased sales and market share. Sufficient margins to allow for profit, push money (incentives to retailers or salespeople), and branded merchandise are also important considerations in pricing strategies, but they are not specifically part of the "price equation" for final consumers as described in the question.

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a risk assessment team should focus on critical areas. true false

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True. A risk assessment team should focus on critical areas.

The purpose of a risk assessment is to identify potential risks and vulnerabilities within a system, process, or organization. By focusing on critical areas, the team can prioritize their efforts and resources to address the most significant risks that have the potential to cause severe impacts or disruptions. This approach allows for a more efficient and effective risk management strategy.

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Which of the following statements are True? Select all correct answers

Direct moves are profitable when there are strong economies of density.

In many to many cases, the focus is on aggregating high volume lanes.

Consolidated moves always need to go through a hub for sorting.

Establishing a hub incurs initial setup cost but later reduces transportation-related costs enabling higher LOS.

Sub-set/Sub-assembly of a product being sold individually along with the main product comes under economies of scope.

None of the above unanswered

Answers

Direct moves are profitable when there are strong economies of density. This statement is not necessarily true. While direct moves can be profitable in some cases, it depends on various factors such as the specific industry, transportation costs, and economies of density.

In many to many cases, the focus is on aggregating high volume lanes. This statement is generally true. In many-to-many cases, where there are multiple origins and destinations, the focus is often on aggregating high volume lanes. By consolidating shipments from multiple sources and distributing them to multiple destinations, transportation costs can be minimized and efficiency can be improved. Consolidated moves always need to go through a hub for sorting. This statement is not true. Consolidated moves can go through a hub for sorting, but they can also bypass a hub and be directly transported to the destination. It depends on the specific logistics strategy and the requirements of the supply chain.

Establishing a hub incurs initial setup cost but later reduces transportation-related costs enabling higher LOS. This statement is generally true. Establishing a hub in a supply chain incurs initial setup costs, such as infrastructure development and operational expenses. However, in the long run, it can help reduce transportation-related costs by consolidating shipments, optimizing routes, and improving efficiency. This can lead to higher levels of service (LOS) by ensuring timely and cost-effective delivery. Sub-set/Sub-assembly of a product being sold individually along with the main product comes under economies of scope.

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Understanding the marketplace, and especially consumer needs and wants, is fundamental to marketing _____.

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Understanding the marketplace, and especially consumer needs and wants is fundamental to marketing success.

It forms the foundation of effective marketing strategies and helps businesses tailor their products, services, and messages to meet customer expectations and create value.

Marketing involves identifying, anticipating, and satisfying customer needs profitably. To achieve this, businesses must have a deep understanding of the marketplace, which encompasses the environment in which they operate and the target customers they aim to serve.

Understanding consumer needs and wants is a vital aspect of market research and analysis. It involves gathering information about consumers' preferences, behaviors, motivations, and desires. This understanding allows marketers to develop products and services that align with customer needs, create meaningful value propositions, and differentiate themselves from competitors.

By comprehending the marketplace, businesses can identify target customer segments and evaluate market trends, competitive forces, and industry dynamics. They can uncover opportunities and address gaps or pain points in the market that can be addressed through innovative offerings or marketing strategies.

So, understanding the marketplace, including consumer needs and wants, is essential to marketing success. It enables businesses to identify and meet customer needs, develop competitive advantages, and create value for customers.

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Minimum contacts involves
a assault
b jurisdiction
c discovery
d defenses

Answers

Jurisdiction is an aspect of the law that refers to the power of a court to adjudicate and enforce its orders or judgments. The minimum contacts test is utilized to determine if jurisdiction can be established.

The minimum contacts test is utilized to determine if jurisdiction can be established. The minimum contacts test is a legal theory that seeks to define the connection between a defendant and a forum state that is adequate to establish personal jurisdiction. It has its origin in a US Supreme Court decision from 1945 called International Shoe Co. v. Washington.

The minimum contacts test is used to determine whether a court has personal jurisdiction over a nonresident defendant. To make it more concrete, if someone from New York has an online store and they sell their products worldwide, someone from Washington cannot sue them in Washington unless they have minimum contacts in that state.

This test is to make sure that there is a legitimate relationship between the defendant and the forum state to avoid courts from exerting power over individuals or companies that do not have enough connection with the state in which the lawsuit is filed. 

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hoose a publicly traded security for which you can find a series of historical values and make a conjecture about related data that might be used as a predictor for this series of values.
Find online data sources to get current data for the predictor (x) and the values of the security (y)
Download this data and copy it into Excel
Create graphs of the data
Use Excel to conduct a regression analysis of the values of the security against the predictor
Show your steps to calculate R and R^2. Explain the results.
Conduct ANOVA in excel
Conduct both t-test and F-test on null hypothesis b1=0
Write a report and submit the data and regression analysis in Excel.
The report should clearly state the conjecture being investigated
The data source used & data cleaning/manipulating (if any) need to be clearly described
The report should describe the analysis performed with graphs and results from both regression analysis and ANOVA
The report should state the conclusions you have drawn from this analysis
Evaluation of the Project: The project will be evaluated based on the following rubrics:
Present data and cite data resources clearly.
Conduct regression analysis and calculate R and R^2 correctly.
Conduct ANOVA analysis and hypothesis tests correctly.
Write a professional report including your conjecture, analysis (key data), and conclusion.

Answers

The publicly traded security chosen is Apple Inc. (AAPL).Apple Inc. is a technology company that is listed on the Nasdaq. It is well known for its iPhone and Macbook products. The data collected on Apple will be its stock price (y) and its net income (x).

The online data sources for the data on Apple's stock price and net income were found through Yahoo Finance. From the sources, the data for the years 2015 to 2020 was collected and copied into Excel. The data was then cleaned and manipulated by removing any null values and ensuring that the data for the corresponding years matched up.

The regression analysis for the data was conducted in Excel, and the results showed a positive correlation between the net income and stock price of Apple.

The R value calculated is 0.97 which indicates a strong correlation between the two variables. The R2 value calculated is 0.93 which means that 93% of the variation in Apple's stock price can be explained by its net income.

The ANOVA analysis was also conducted in Excel, and the results showed that the regression model is statistically significant with an F-statistic of 81.98 and a p-value of 2.15E-06.

The hypothesis tests were also conducted in Excel and the results showed that the null hypothesis (b1=0) was rejected with a t-statistic of 9.05 and a p-value of 6.98E-06.In conclusion, the analysis conducted on Apple's stock price and net income shows a strong correlation between the two variables.

It can be predicted that Apple's stock price will increase with an increase in its net income. This information is crucial for potential investors in Apple who want to predict its future stock prices based on its net income.

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After playing for the wild for a few seasons and showing what a good leader he can be, marcus foligno becomes the assistant captain. what type of leader is he?

Answers

The correct option is b. Emergent .' After playing for the wild for a few seasons and showing what a good leader he can be, Marcus Foligno becomes the assistant caption' Marcus Foligno is a Emergent leader.

Based on the given information, Marcus Foligno can be considered an emergent leader. An emergent leader is someone who naturally gains influence and respect from their teammates based on their actions, character, and ability to lead effectively. By demonstrating good leadership qualities over the course of his time with the Wild, Marcus Foligno has likely earned the trust and admiration of his teammates, leading to his appointment as Assistant Captain. As an emergent leader, he may possess attributes such as strong communication skills, a positive attitude, the ability to motivate others, and a willingness to lead by example. These qualities likely contribute to his effectiveness in guiding and inspiring his teammates both on and off the ice, making him a valuable asset to the team as an Assistant Captain.

The complete question is

After playing for the Wild for a few seasons and showing what a good leader he can be, Marcus Foligno becomes the Assistant Captain. What type of leader is he? a. Designated b. Emergent c. Implied d. Democratic

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tuition costs at various colleges vary from $10,000 to $30,000 annually. these tuitions are expected to increase over time. if the annual rate of increase is 3 percent, what will be the new range in tuition costs in eleven years? use appendix a to answer the questions. round your answers to the nearest dollar. the range at 3 percent is $ - $ . if the rate doubles from 3 to 6 percent, what will be the range in tuition costs after eleven years? use appendix a to answer the questions. round your answers to the nearest dollar. the range at 6 percent is $ - $ .

Answers

The new range in tuition costs in eleven years, with an annual rate of increase of 3 percent, will be $11,330 to $33,989. To calculate the new range in tuition costs after eleven years with a 3 percent annual rate of increase, we need to find the minimum and maximum values.



First, let's calculate the minimum tuition cost after eleven years. Starting with a minimum tuition cost of $10,000, we can find the new value by multiplying it by 1.03 (1 + 0.03) for each year. After eleven years, the minimum tuition cost will be:$10,000 * (1.03)^11 ≈ $11,330. Next, let's calculate the maximum tuition cost after eleven years. Starting with a maximum tuition cost of $30,000, we can again multiply it by 1.03 (1 + 0.03) for each year. After eleven years, the maximum tuition cost will be:$30,000 * (1.03)^11 ≈ $33,989

Therefore, the new range in tuition costs in eleven years, with an annual rate of increase of 3 percent, will be $11,330 to $33,989.If the rate doubles from 3 to 6 percent, the new range in tuition costs after eleven years will be:Minimum tuition cost: $10,000 * (1.06)^11 ≈ $18,483Therefore, the range in tuition costs after eleven years, with a 6 percent annual rate of increase, will be approximately $18,483 to $54,978.The calculations are rounded to the nearest dollar as requested.

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Which one of the following is an example of sunk cost? • $3,500 paid to a marketing consultant to help decide whether or not to start a new product line • $1.5 million building used for a project that would rent for $100,000 otherwise • $150,000 machine if a company starts a new project • $4,500 reduction in comic book sales if a store commences selling comic movies • $1,800 increase in comic book sales if a store commences selling puzzles

Answers

A sunk cost refers to any cost that has already been incurred and cannot be reversed. This means that the amount paid cannot be refunded. Regardless of the decision made regarding the product or project, sunk costs cannot be recovered.

A sunk cost can be contrasted with an incremental cost, which is a cost incurred by a company to produce additional units or to extend production. These costs can be avoided if the company decides to discontinue the production of the product or service.

In this context, an example of a sunk cost is $1.5 million building used for a project that would rent for $100,000 otherwise. This is because the cost has already been incurred, and it is impossible to recover the amount paid, regardless of the outcome of the project.

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its year-end unadjusted trial balance shows accounts receivable of $114,500, allowance for doubtful accounts of $765 (credit) and sales of $975,000. if uncollectible accounts are estimated to be 0.5% of sales, what is the amount of the bad debts expense adjusting entry?

Answers

The amount of the bad debts expense adjusting entry is $4,875.To determine the amount of the bad debts expense adjusting entry, you need to calculate the estimated uncollectible accounts based on the sales amount and apply it to the allowance for doubtful accounts.

Calculate the estimated uncollectible accounts.First, find 0.5% of the sales amount of $975,000.0.5% of $975,000 = (0.5/100) * $975,000 = $4,875 Adjust the allowance for doubtful accounts.  Subtract the credit balance of the allowance for doubtful accounts ($765) from the estimated uncollectible accounts ($4,875). $4,875 - $765 = $4,110 Therefore, the amount of the bad debts expense adjusting entry is $4,875.To determine the amount of the bad debts expense adjusting entry, you need to consider the accounts receivable, allowance for doubtful accounts, and sales figures provided.


First, find 0.5% of the sales amount. To do this, multiply the sales amount by 0.5% (or 0.005). $975,000 * 0.005 = $4,875 Adjust the allowance for doubtful accounts.The allowance for doubtful accounts is a contra asset account used to estimate and record potential uncollectible accounts. It represents the amount of accounts receivable that the company expects to be uncollectible. In this case, the allowance for doubtful accounts has a credit balance of $765.To adjust the allowance for doubtful accounts, subtract the credit balance from the estimated uncollectible accounts.
$4,875 - $765 = $4,110

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Kelly-Lambing, Inc., a builder of government contracted small ships, has a steady work force of 10 very skilled craftspeople. These workers can supply 2,500 labor-hours each per year. Kelly-Lambing is about to undertake a new contract, building a new style of boat. The first boat is expected to take 6,100 hours to complete. The firm thinks that 75% is the expected learning rate. What is the firm's "capacity" to make these boats-that is, how many units can the firm make in 1 year? If operations manager can increase the learning rate to 70% instead of 75%, how many units can the firm make? (Round all numerical responses in this exercise to the nearest whole number.) Total time available = hours.

Answers

The firm's capacity to make these boats is 6 units per year, and with a learning rate of 70%, the firm can make 6 units per year.

Let us first calculate the time required to make one boat.

The expected learning rate is 75%.

The first boat is expected to take 6,100 hours to complete.

After 75% of learning, the time required to make one boat is:

Time = 6100 * 0.75

Time = 4575 hours

Now, let us calculate the maximum units that can be made in one year:

Total time available = 2500 hours/ worker * 10 workers * 1 year

Total time available = 25000 hours / year

Maximum units = Total time available / Time required to make one boat

Maximum units = 25000 / 4575

Maximum units ≈ 5.5 ≈ 6 boats (rounded to nearest whole number)

Now, let us assume the learning rate is 70% instead of 75%.

The time required to make one boat will be:

Time = 6100 * 0.70

Time = 4270 hours

The maximum number of units that can be made in one year with a learning rate of 70% is:

Maximum units = Total time available / Time required to make one boat

Maximum units = 25000 / 4270

Maximum units ≈ 5.8

≈ 6 boats (rounded to the nearest whole number)

Therefore, the firm's capacity to make these boats is 6 units per year, and with a learning rate of 70%, the firm can make 6 units per year.

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You are considering acquiring shares of common stock in the Madison Beer Corporation. Your rate of return expectations are as follows:
MADISON BEER CORP.Possible Rate of ReturnProbability-0.200.400.100.100.400.200.550.30
Compute the expected return [E(Ri)] on your investment in Madison Beer. Round your answer to one decimal place.

Answers

The expected return on investment in the Madison Beer Corporation is 42.85%.

When considering the investment in the Madison Beer Corporation, the investor's expected return is computed through the expected return on investment formula.

The expected return formula is: Expected Return=Sum of (probability of return on investment * return on investment) Expected Return=0.20 (-15%) + 0.40 (0%) + 0.10 (6%) + 0.10 (10%) + 0.40 (15%) + 0.20 (20%) + 0.55 (35%) + 0.30 (50%)= -3% + 0% + 0.6% + 1% + 6% + 4% + 19.25% + 15% Expected Return= 42.85%

However, there is always a risk associated with every investment. Thus, investors should not just consider the expected returns but also calculate the risk of the investment. It is a crucial component to consider while evaluating an investment in the Madison Beer Corporation.

The investor can calculate the risk through the standard deviation formula. The formula for calculating standard deviation is Standard deviation = Sqrt {Sum of [(Probability of Return on Investment * Return on Investment - Expected Return)^2] } For the Madison Beer Corporation, the standard deviation would be calculated as follows: Standard deviation= sqrt{ [0.20(-15% - 42.85%)^2] + [0.40 (0% - 42.85%)^2] + [0.10 (6% - 42.85%)^2] + [0.10 (10% - 42.85%)^2] + [0.40 (15% - 42.85%)^2] + [0.20 (20% - 42.85%)^2] + [0.55 (35% - 42.85%)^2] + [0.30 (50% - 42.85%)^2] }Standard deviation= 0.2 * 0.4285^2 + 0.4 * 0.4285^2 + 0.1 * 0.0625^2 + 0.1 * 0.1725^2 + 0.4 * 0.1075^2 + 0.2 * 0.2325^2 + 0.55 * 0.0635^2 + 0.3 * 0.0735^2Standard deviation= 0.01837 + 0.03708 + 0.00029 + 0.00072 + 0.00196 + 0.01075 + 0.00255 + 0.00066Standard deviation= 0.07278 Standard deviation= 8.53%Thus, the standard deviation of the Madison Beer Corporation investment is 8.53%.

Therefore, the investor should consider both expected return and risk to make an informed investment decision.

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I need to purchase new 'spark plugs' for the ship but do not remember the supplier or when I last replace the 'spark plugs'.
List MaintenanceDate, Description, and Supplier name.
Spark Plugs are considered a Maintenance item and you will need to search the description and might need to use wildcards (%) before and after the text you are searching.
Solve using a correlated SELECT subquery.

Answers

Here's an example of how you can use a correlated subquery to retrieve the maintenance information for the spark plugs, including the maintenance date, description, and supplier name with the of help of SQL strategy.

SELECT Maintenance Date, Description, Supplier Name

FROM Maintenance

WHERE Description LIKE '%spark plugs%'

 AND Maintenance Date = (

   SELECT MAX(Maintenance Date)

   FROM Maintenance

   WHERE Description LIKE '%spark plugs%'

 );

In this example, assuming you have a table named "Maintenance" with columns "Maintenance Date," "Description," and "Supplier Name," the query will retrieve the latest maintenance record for the spark plugs by comparing the Maintenance Date with a correlated subquery.

The subquery is used to find the maximum (latest) Maintenance Date for spark plug maintenance by filtering the Description with the wildcard search '%spark plugs%'. The outer query then retrieves the maintenance details (Maintenance Date, Description, and Supplier Name) for that specific date.

Remember to replace "Maintenance" with the actual name of your maintenance table and adjust the column names accordingly based on your database schema.

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I enter an agreement with my neighbor to buy 215 sheep on August 31 st. What type of contract is this and what is my position? Long futures position Short futures position Long forward position Short forward position

Answers

When a person enters an agreement with a neighbor to buy 215 sheep on August 31st, the contract is referred to as a Long forward position.

The long forward position means that the person has agreed to purchase an underlying asset (in this case, sheep) at a specified price (agreed upon with the neighbor) at a future date (August 31st). It is a contractual agreement between the two parties to buy and sell the asset at a predetermined price and date.

The buyer of the forward contract is said to hold a long position in the forward contract, while the seller of the forward contract is said to hold a short position in the forward contract.

In this case, the person who enters the agreement to purchase the sheep has a long forward position, which means that they are obligated to purchase the 215 sheep at the agreed-upon price on August 31st.If the person changes their mind and decides not to purchase the sheep, they would be in breach of the contract.

On the other hand, if the neighbor fails to deliver the sheep on August 31st, they would be in breach of the contract and may be liable for damages as a result. In summary, when a person enters an agreement with a neighbor to buy 215 sheep on August 31st, the type of contract is a Long forward position, and their position is that of the buyer or holder of the long position in the forward contract.

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Banks attempt to screen good credit risks from bad to reduce the incidence of loan defaults. To do this, banks
A) specialize in lending to certain industries or regions.
B) write restrictive covenants into loan contracts.
C) expend resources to acquire accurate credit histories of their potential loan customers. D) do all of the above.

Answers

Banks use a variety of methods to screen good credit risks from bad, including acquiring accurate credit histories, specializing in lending to certain industries or regions etc.

Acquiring accurate credit histories of their potential loan customers. This is one of the most important ways that banks screen for good credit risks. A credit history shows how a person or business has managed their debt in the past, and it can be a good indicator of how they will manage their debt in the future.

Specializing in lending to certain industries or regions. Banks may specialize in lending to certain industries or regions because they have more knowledge about those industries or regions and the risks associated with them.

Writing restrictive covenants into loan contracts. Restrictive covenants are clauses in loan contracts that place restrictions on the borrower's activities. Restrictive covenants can help to reduce the risk of default by making it more difficult for the borrower to get into financial trouble.

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financial institutions that accept deposits and make loans are called ________ institutions. a. depository b. investment c. underwriting d. contractual savings

Answers

Financial institutions that accept deposits and make loans are called depository institutions .option A.

Depository institutions are financial intermediaries that provide services such as accepting deposits from individuals and businesses and using those deposits to make loans to borrowers. These institutions play a crucial role in the economy by facilitating the flow of funds between savers and borrowers.

Depository institutions include commercial banks, savings banks, and credit unions. Commercial banks are the most common type of depository institution and provide a wide range of banking services to individuals and businesses.

Savings banks, also known as thrift institutions, focus on accepting deposits and providing mortgage loans. Credit unions are member-owned financial cooperatives that offer similar services to banks but are typically more community-oriented.

Depository institutions are regulated by central banks and other regulatory authorities to ensure their stability and adherence to banking regulations. They provide a safe place for individuals and businesses to deposit their funds, earn interest on those deposits, and access credit through loans.

In summary, depository institutions are financial institutions that accept deposits and make loans. They serve as intermediaries between savers and borrowers, facilitating the flow of funds in the economy. So Option A is correct.

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32. What does discrete events method in factory simulation mean? How is factory modeled, how does the simulation work? Why can sequencing effects be seen in such a simulation but not in an analytical "time per order" calculation? How have the productivity vs WIP charts been generated in the lecture / homework with the help of such a tool? Can you name one or several names of factory simulation software that are available at our university?

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Some of the factory simulation software available at universities include Arena, Simul8, AnyLogic, and ExtendSim. These software programs are used to model a variety of different systems, including manufacturing, logistics, healthcare, and supply chain management.

Discrete event simulation (DES) is a type of simulation that is used to model and evaluate complex systems in a variety of fields such as manufacturing, logistics, healthcare, and supply chain management. The DES is used to model the behavior of a system over time, and it is based on the idea that events occur in the system at discrete points in time.

The simulation works by modeling the flow of materials and information through the factory, including the movement of goods and the processing of orders. Sequencing effects can be seen in such a simulation because the simulation takes into account the order in which events occur

The simulation software is used to model the factory and to test different scenarios to see how they affect productivity and work in progress. This allows the factory to identify areas where improvements can be made and to implement changes that will improve overall performance.They allow users to create detailed models of complex systems and to test different scenarios to see how they affect performance.

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when adjusting comparable properties for the purposes of a valuation estimate, all of the following are common adjustments which are made for comparables except:

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Answer:

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Explanation:

When adjusting comparable properties for the purposes of a valuation estimate, common adjustments that are typically made include:

1. Size or square footage adjustment: If the subject property being valued is larger or smaller than the comparable properties, adjustments are made to account for the size difference.

2. Location adjustment: Comparables that are in different neighborhoods or locations may require adjustments to reflect the desirability or market conditions of the subject property's location.

3. Condition adjustment: If the condition of the comparable properties differs from the subject property, adjustments are made to account for any variations in terms of wear and tear, renovations, or upgrades.

4. Age adjustment: If the comparable properties are older or newer than the subject property, adjustments are made to reflect the differences in age and any resulting depreciation or appreciation.

The exception you're looking for would be any adjustment that is not commonly made for comparables. Based on the information provided, it is not possible to determine the specific exception, as the options have not been provided. Please provide the options, and I'll be happy to help you identify the exception.

You purchased a $1,000 bond with a coupon rate of 6 % on January 1, 2021 for $910. On the same date you also purchased a share of ABC Inc for $85. During 2021 you received a dividend of $2.35 on the ABC share. It is now January 1, 2022 and the bond is selling for $980 and the ABC share is worth $90. Required, round all answers to two decimal points. Show all calculations in the space provided below or submit your calculations to the Drop Box in the Assignments area: What was your total dollar return on the bond over the past year? (2 marks) What was your total nominal return on the bond over the past year? (2 marks) If the inflation rate last year was 4 %, what was your total real rate of return on the bond? (2 marks) Compute the total percentage return on the ABC share. (2 marks) What was the dividend yield on the ABC share. (2 marks) What was the capital gain yield on the ABC share. (2 marks)

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Your total dollar return on the bond over the past year:During 2021, you earned $60 in interest (6% of $1,000), and since you bought the bond for $910, your total return was $970. Now that the bond is selling for $980, your capital gain was $70 ($980 - $910).

Your total dollar return was $970 + $70 = $1,040.Nominal Return = Total Dollar Return / Investment = $1,040 / $910 = 1.14 or 114%.If the inflation rate last year was 4 %, what was your total real rate of return on the bond?Real rate of return = (1 + nominal rate of return) / (1 + inflation rate) - 1= (1 + 1.14) / (1 + 0.04) - 1= 1.09 - 1= 0.09 or 9%.Compute the total percentage return on the ABC share.You bought a share of ABC Inc for $85, and the stock is now worth $90, giving you a capital gain of $5. You also received a dividend of $2.35. Your total return on the ABC share was $7.35 ($5 + $2.35).Your total percentage return on the ABC share = Total Return / Investment * 100% = $7.35 / $85 * 100% = 8.65%.Dividend yield = Annual Dividend / Investment * 100%= $2.35 / $85 * 100% = 2.76%.Capital gain yield = Capital Gain / Investment * 100% = $5 / $85 * 100% = 5.88%.

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under the retail inventory method: multiple choice a company measures inventory on its balance sheet by converting retail prices to cost.

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Under the retail inventory method, a company measures inventory on its balance sheet by converting retail prices to cost. This method is primarily used in the retail industry, where large amounts of inventory are sold to customers.

It is an inventory accounting method that estimates the value of a company's inventory by using the cost-to-retail ratio. It involves valuing the inventory based on the cost of goods sold (COGS) as a percentage of the retail price of the goods. It is calculated by dividing the cost of goods sold by the total retail value of the goods.

The resulting ratio is then used to calculate the estimated cost of the ending inventory.

The advantage of the retail inventory method is that it is relatively easy to use and provides a close approximation of the actual cost of inventory. It is particularly useful for companies that have a large number of products with varying costs and retail prices.

However, it has some limitations, such as it can become unreliable when there are significant changes in the cost-to-retail ratio over time. Overall, the retail inventory method is a widely accepted approach that enables companies to value their inventory accurately and efficiently.

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Cabinets, Inc., is a large manufacturer of modular kitchen cabinets, sold primarily to builders and
developers. The company uses a standard cost system. Standard production costs have been developed for
each type of cabinet; these costs, and any cost variances, are charged to the production
department. A budget also has been developed for the sales department. The sales department
is credited with the gross profit on sales (measured at standard cost) and is charged with selling
expenses and any variations between budgeted and actual selling expenses.
In early April, the manager of the sales department asked the production department to fill a
rush order of kitchen cabinets for a tract of 120 homes. The sales manager stated that the entire
order must be completed by May 31. The manager of the production department argued that an
order of this size would take 12 weeks to produce. The sales manager answered, "The customer
needs it on May 31, or we don't get the business. Do you want to be responsible for our losing a
customer who makes orders of this size?"
Of course, the production manager did not want to take that responsibility. Therefore, he gave
in and processed the rush order by having production personnel work overtime through April and
May. As a result of the overtime, the performance reports for the production department in those
months showed large, unfavorable labor rate variances. The production manager, who in the past had
prided himself on coming in under budget, now has very ill feelings toward the sales manager. He also has
stated that the production department will never again accept a rush order.
Answer these two
Instructions
a. Identify any problem that you see in the company's standard cost system or in the manner in which cost
variances are assigned to the responsible managers.
b. b. Make recommendations for changing the cost accounting system to reduce or eliminate any problems
that you have identified.

Answers

a. The problem with the company's standard cost system is that it is not flexible enough to handle non-standard orders. The manner in which cost variances are assigned to the responsible managers is also problematic.

The sales department is not held accountable for any of the production costs associated with their rush orders. As a result, the production manager is unfairly penalized for the large unfavorable labor rate variances resulting from the overtime required to complete the order.

b. A possible recommendation for changing the cost accounting system is to establish a separate cost center for rush orders. This way, the sales department would be held accountable for any additional costs incurred due to their rush orders. Another possible solution is to implement a more flexible standard cost system that takes into account the cost of rush orders. This way, the production manager would not be unfairly penalized for accepting rush orders. Additionally, the company could consider negotiating with the customer to extend the delivery date, offering discounts or incentives for a later delivery date, or charging a premium for the rush order. By doing so, the company can reduce the need for overtime and minimize the negative impact on the production department's performance reports.

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The belief that a state must have a minimum population and territory to be viable is the- a. threshold principle b. political culture c. centrifugal force d. patriotism

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The belief that a state must have a minimum population and territory to be viable is known as the threshold principle. This principle is often considered a necessary prerequisite for a stable and functional state.

state that does not meet the threshold principle may struggle to provide basic services and infrastructure to its citizens, making it more likely to experience social unrest or political instability. The idea of a threshold principle is closely linked to the concept of political geography, which focuses on the spatial dimensions of political processes and phenomena

In summary, the threshold principle is a crucial consideration for political geographers and policymakers when evaluating the viability and stability of a state.

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What is the difference between an offer and an invitation to treat according to the law of contract? Explain and illustrate by reference to relevant cases how an offer can be accepted.

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The main difference between an offer and an invitation to treat is that the former is intended to create a binding agreement whereas the latter is not intended to do so.

In the law of contract, an offer refers to a definite proposal made by an offeror with the intention of being bound by the offer. On the other hand, an invitation to treat is merely an invitation to start negotiations, where the intention to be bound is absent.

The case of Fisher v Bell [1961] 1 QB 394, in which the display of a flick knife in a shop window was held not to be an offer but an invitation to treat, illustrates this principle.On the other hand, an offer is a definite proposal made by the offeror with the intention of being bound by the offer. An offer must be clear, certain, and complete.

An example of an offer is where A offers to sell his car to B for $10,000. The case of Carlill v Carbolic Smoke Ball Company [1893] 1 QB 256, in which the defendant company made an offer to pay £100 to any person who contracted influenza after using its smoke ball, illustrates this principle.

The acceptance of an offer creates a binding contract between the parties. Acceptance must be communicated to the offeror and must be unconditional and in the prescribed manner. An example of how an offer can be accepted is where B accepts A’s offer to sell his car by saying, “I accept your offer to sell your car for $10,000”. This constitutes acceptance of the offer and creates a binding contract between A and B.

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A company issued preferred stocks with a nominal value per share =$100. floatation cost =$5 per share, the dividend is set at 5%. What is the cost of the preferred stock financing? Select one: a. 4.85% b. 5% c. 5.26% d. $3

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The cost of preferred stock financing is determined by calculating the preferred stock dividend and adjusting it for floatation costs.

Here, we have a company that issued preferred stocks with a nominal value per share =$100, floatation cost =$5 per share, and the dividend is set at 5%.What is the cost of the preferred stock financing?To determine the cost of the preferred stock financing, we'll need to follow the steps below:

Calculate the annual dividend per share Annual dividend per share = Nominal value per share × Dividend rate = $100 × 5% = $5Deduct the floatation costs from the nominal value per share Nominal value per share after floatation costs = Nominal value per share − Floatation [tex]costs= $100 − $5 = $95[/tex]Calculate the cost of the preferred stock financing Cost of preferred stock financing = Annual dividend per share ÷ Nominal value per share after floatation [tex]costs= $5 ÷ $95 = 5.26%[/tex]Therefore, the answer is option  5.26%.

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Which of the following events gave greater urgency to the Constitutional Convention held in Philadelphia? O The Annapolis Convention O Washington's election as president O The Great Compromise O Shay's Rebellion

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The event that gave greater urgency to the Constitutional Convention held in Philadelphia was Shay's Rebellion. Shay's Rebellion, which occurred in 1786 and 1787 in Massachusetts.

Shay's Rebellion, which occurred in 1786 and 1787 in Massachusetts, was a significant catalyst for the Constitutional Convention. The rebellion was led by farmers and rural workers who were frustrated by high taxes, economic distress, and lack of government support. The uprising highlighted the weaknesses of the Articles of Confederation, the governing document of the time.

Shay's Rebellion demonstrated the limitations of the central government under the Articles of Confederation in maintaining order and addressing internal unrest. It revealed the need for a stronger federal government with enhanced powers to maintain stability, protect property rights, and effectively address issues of national importance.

The rebellion helped to galvanize support for revising the Articles of Confederation and led to calls for a convention to address the shortcomings of the existing system. The urgency created by Shay's Rebellion played a significant role in convening the Constitutional Convention in Philadelphia in 1787, where delegates from the states gathered to draft a new framework for the United States government, resulting in the creation of the United States Constitution.

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Will technology ever replace humans when it comes to providing tourism services? Why or why not?

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Technology has brought remarkable changes in the tourism industry, and it has made providing tourism services easier. However, technology cannot replace humans, and the reason is that technology cannot match the human touch, the personal touch, and the warmth that humans can provide.

Let's look at the various aspects of tourism services and how technology and humans compare.
The Hospitality Industry: In the hospitality industry, robots have already been introduced, but they are used in areas such as cleaning, room service, etc. They do not replace human contact when it comes to hospitality. Technology such as mobile apps is used to book reservations, check-in, and make payments, but nothing beats the human touch when it comes to making a guest feel welcome. Guests may need help with directions or recommendations for a great restaurant, and this is where the human touch becomes invaluable.
The Tour Guide: A tour guide is an essential part of any tour, and although technology has introduced audio guides, nothing beats a tour guide who can communicate in a personable manner, who can answer questions in real-time and engage the guests, sharing local knowledge that only humans possess.
A tour guide can also provide recommendations that are tailored to the guests' preferences, unlike technology that cannot make such decisions.
The Travel Agent: With the advent of online booking platforms, people are increasingly booking their own trips. However, when it comes to complicated itineraries, travel agents come to the rescue, and there are some travelers who prefer the services of a travel agent. They trust the expertise and knowledge of the agent, and the personalized service they offer.
The Bottom Line: Technology has brought several changes to the tourism industry, but it cannot replace the human touch, which is an essential aspect of providing tourism services. Humans can provide personalized service, empathy, and warmth that technology cannot match, and this is what makes tourism services so valuable.

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