Trudy's Debt-to-income ratio is 44%.
Debt-to-income ratio is an example of a debt ratio. It measures the ability of income to cover debt.
Debt-to-income ratio = debt / income
Total Debt = monthly debt x 12
Monthly debt = rent + car payment + student loan + credit cards
$695 + $265 + $200 + $160 = $1320
Total Debt = $1320 x 12 = $15,840
Debt-to-income ratio = $1320 / $36,000 = 0.44 = 44%
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Why is it necessary to have a W-2 or 1099 form when using tax preparation software?
It is necessary to have these forms because they would help to report income that is gotten by a person that are not through employment.
The 1099 helps to record the amount that is earned by a person who is not employed.
The 1099 helps to calculate either the dividends that a person gets through the fact that they own stocks or the interests that they accrue from keeping their money in the bank.
The W-2 is used by employers to record the income of their employees. The W-2 also tells the employee the amount of taxes that was withheld from their pay.
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A business is having trouble keeping up with the competition. They cannot
respond to their customers like the competition. Which type of system will
likely be able to help them solve this issue?
O A. Management communication system
B. Management information system
O C. Transaction processing system
D. Decision support system
Answer:a
Explanation:
Manage communication system
yield management is a method used to match demand and supply capacity constrained services true false
Answer:
variable pricing strategy
Yield management is a variable pricing strategy, based on understanding, anticipating and influencing consumer behavior in order to maximize revenue or profits from a fixed, time-limited resource (such as airline seats or hotel room reservations or advertising inventory).
Explanation:
This is Pete's PPC curve for staying in touch with friends via phone vs. his weblog during one week. Pete plans to write four entries to his weblog. How many
conversations with friends can he have to efficiently use his time?
OO
01
04
06
To efficiently use his time, the number of conversations with friends Pete can have is 4.
The Production possibilities curve shows the different ways goods and can be combined so resources are fully utilised. The PPC is concave to the origin.
Points on the curve indicate efficient production. Point outside the curve or to the right of the curve means that the production level is not attainable given the level of resources . Points inside the production possibilities curve means that the nations resources are not being fully utilised.
If Pete wants to write 4 blog entries, trace the 4 on the y-axis to the curve and trace it to the x-axis. Based on this, Pete can have 4 conversations with friends.
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Tangible assets are first recorded at ______. Multiple choice question. current market value or resale value the amount of cash paid for them all costs to acquire them and prepare them for use cost minus residual (or salvage) value
Tangible assets are first recorded at costs to acquire them for use.
Tangible assets are fixed assets which is referred to as the physical assets which a company/Buisness owns to carry out its daily activities in order to create profit .They include investments, cash, inventory, vehicles, office equipment, buildings,machines, etc
Tangible assets are very important to businesses as they
Help in business operations to provide goods and servicesServe as collateral for loansIn case of emergency, they can generate cashTangible assets are first recorded in the balance sheet as costs to acquire them for use.
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1. Which product type (coffee/ espresso/ herbal tea/ tea) yields the maximum profit in each market size(major/small)? (2 points).
what was the primary motivator for corporate giving, according to the national bureau of economic research?
Philanthropy is the primary reason for corporate giving, according to National Bureau of Economic Research.
Philanthropy shows that a corporation or business promotes the welfare of other people, by the establishment of regular charitable donations or creations of funds. Philanthropy can be demonstrated by a corporation that makes out employee time to undertake mentoring and community development activities.
Thus, the art of corporate giving is motivated by philanthropic reasoning than political or religious.
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A corporate bond pays interest on a J/J 15 schedule. An investor purchasing these bonds on Friday, April 17, would pay accrued interest for A) 95 days. B) 92 days. C) 91 days. D) 96 days.
The corporate bond, which pays interest on a J/J 15 schedule, means that the investor purchasing the bonds on Friday, April 17, would pay accrued interest for D) 96 days.
Each month of a corporate bond contains 30 days. If the corporate bond is for three months, then six additional days are given, making it a total of 96 days (30 x 3 (+ 6 days).
Thus, the investor's accrued interest would be for 96 days.
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According to the new classical critique of fiscal policy, an increase in government spending today will lead to what change in current savings
In accordance with the new classical critique of fiscal policy in today's world, an increase in government spending will lead to an increase in current savings.
Fiscal policy refers to a economic policy whereby governments seeks to stabilize the economy by manipulating the levels and allocations of taxes and government spending.
The new classical critique of fiscal policy states that an increases in government spending and decreases in taxes are largely offset by increases in savings.
Therefore, in conclusion, In accordance with the new classical critique of fiscal policy in today's world, an increase in government spending will lead to an increase in current savings.
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Intensity pertains to the amount of effort being invested in an activity. Group startsTrue or False
Answer:
true
Explanation:
what is the name of the honor society for students in the ivy college of business?
The name of the honor society for students in the Ivy college of business is the Cardinal Key Honor Society.
The Cardinal Key Honor Society is simply a national organization for the students in American colleges and universities.
The honor society for students in the Ivy college of business is the Cardinal Key Honor Society. The Cardinal Key Honor Society is for the people who are seen as leaders in the college and community. They are also seen as potential leaders in the future.
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the single most important output in preparing financial budgets is the
Answer:
cash budget
Explanation:
bank of america’s provides information such as its interest expense, or the interest the bank paid depositors, and its interest income, or the interest it earned by investing deposits over a period of time. this document also states the bank’s other revenues and expenses for the time period.
The information such as interest expense, the interest that the bank paid depositors, interest income, etc illustrates the income statement
Income statement simply means a financial statement that shows the income and the expenditure of a company.
An income statement is also vital as it shows a business how profitable it was for a particular period. The information provided by the bank such as its interest expense, or the interest the bank paid depositors shows the income statement.
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Which sales tactic offers potential customers the opportunity to try a product or service before they make a buying decision
If you buy a one-year bond for $4,000 and the issuer pays you back $5,000 at the end of one year, the interest rate on the bond is
Answer:
25 percentage
Explanation:
if 4000 is equal to 100 percent what about one thousand the rate is equal to 25 percentage
________ is the expectation that successful performance of the task will lead to the desired outcome. Multiple Choice Instrumentality Expectancy Valence Effort
Expectancy can be described as the expectation that successful performance of the task would lead to the desired outcome.
Expectancy gives a description of what the person believes that they can do. It is the belief of a person that the effort that they put into a task would help them to achieve performance goals.
The belief that this person has is usually based upon
Self confidencePrior experienceThe theory explains that a person is going to be more motivated to perform if their past effort was recognized.
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What is globalization in business.
Answer:
the increase in the flow of goods, services, capital, people, and ideas across international boundaries.
Managers, across industries, spend about _____% of their time in verbal interaction. Group of answer choices 25 33 50 95 75
The average time which managers, across industries, spend in verbal interaction is:
E. 75%According to the given question, we are asked to find out the average time which managers, across industries, spend in verbal interaction between themselves and other subordinates.
As a result of this, we can see that based on the research done by Deirdre Borden, they made us of qualitative method of interviews, surveys, polls, etc to come to the conclusion that the average time spent is about 75%.
Therefore, the correct answer is option E.
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When the federal reserve announces that it is increasing the federal funds rate, it is actually going to ___________.
The federal funds rate is commonly described as the target interest rate that has been fixed by the Federal Open Market Committee (FOMC). When the federal reserve announces that it is increasing the federal funds rate, it is actually going to sell bonds on the open market until the federal funds rate rises the new target.
The target interest rate is often the rate at which commercial banks do borrow and lend their excess reserves to one other.The FOMC often meets eight times a year so as to set the standard federal funds rate.
The Federal government announces a new federal funds rate. It takes place through buying or selling bonds to influence interest rates. fed do sells bonds, and as a result the bond prices fall and interest rates rise.
Full question below
When the federal reserve announces that it is increasing the federal funds rate, it is actually going to ___________.
A. Require that banks pay higher interest rates to each other
B. Change the law on the federal funds rate
C. Buy bonds on the open market until the federal funds rate rises to the new target
D. Sell bonds on the open market until the federal funds rate rises the new target
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a web retailer has received several negative social media reviews over the past few weeks due to missed shipments of product. which reason for why control is needed does this best demonstrate?
This situation shows that control is needed to discover irregularities and errors.
We can arrive at this answer because:
A well-established control that evaluates the functioning of a business is essential for the success of an enterprise.That's because the control allows all defective elements of any sector of the company, which may be presenting errors and irregularities, to be quickly detected.This allows these defects to be resolved and eliminated quickly, ensuring a smooth running of the project and high quality of service.In this case, we can say that a good control system could have identified the problems with the shipments and solved the problem before the customers were dissatisfied.
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C&a+sold+30%+of+the+5000+items+that+it+carried+last+week. +there+were+500+items+for+which+some+demand+was+not+satisfied. +what+is+the+in-stock+probability+for+last+week?.
Answer:
.............
Explanation:
..................
When did Lillie allow an external company access to her credit report specifically for an auto loan? 5/10/2015 6/5/2015 12/15/2016 5/10/2017
The question is about when Lillie allowed an external company to its credit report.
Lillie received a request by Toyota Financials for her credit report access on 5/10/2015 for an auto loan approval.
She provided the access on 5/10/2017 since the date of removal for this inquiry is 5/10/2017. There is a delay in providing access to the financials of about 2 years.
Lillie allowed access to the external company, Toyota Financial to her credit reports in order to satisfy the company about her financial position and grant her an auto loan.
The correct answer is 5/10/2017.
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Marla is a buyer at a major corporation. Although she is authorized to make purchasing decisions on her own, she often seeks the input of trusted colleagues before settling on a decision. What type of buying center does Marla participate in
Answer:
Consultative
Explanation:
I did this question
Situational variables that cause one style of leadership to be more effective than another are also called:
Answer:
leadership style and situational favorableness
Explanation:
Write one paragraph about SOMEONE YOU LOVE SPENDING TIME WITH.
MUMY GIVE ME FIVE SARS
the ________ step in the selling process is often stressful for salespeople, since one of the possible outcomes is that the salesperson goes away empty-handed.
Based on marketing strategy, the Closing the sale step in the selling process is often stressful for salespeople, since one of the possible outcomes is that the salesperson goes away empty-handed.
Closing the sale step is one of the steps in the sales process that salespeople use to market their products.
Closing the sale step includes various steps such as the following:
Carrying out pre-sale research. Meeting and greet. Ask for the sale.Follow-up.Hence, in this case, it is concluded that the correct answer is "Closing the sale."
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A major goal of the Social Security Act of 1935 was to provide WHICH of the following guaranteed?
A. Medicare
B. Education
C. Income
D. Automobile Care
Common stock's par value ______. (Check all that apply.) Multiple select question. has become less meaningful because states use other means to prevent stockholders from removing capital from financially distressed companies equals the amount of cash contributed by shareholders was introduced to prevent bankrupt companies from unfairly distributing company resources affects how common stock is recorded
Considering the available options, Common stock's par value "has become less meaningful because states use other means to prevent stockholders from removing capital from financially distressed companies."
Also, Common Stock's par value "was introduced to prevent bankrupt companies from unfairly distributing company resources."
Again, Common Stock's par value "affects how common stock is recorded."
Generally, Common stock's par value is the amount or price of stock shown on the bond certificate. It is usually between $0.10 to $0.01.
Hence, in this case, it is concluded that the correct answer is options A, C, and D.
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Most financial securities have some level of ________ risk. Multiple Choice unsystematic asset-specific diversifiable industry systematic
Based on financial analysis, Most financial securities have some level of asset-specific risk.
This is because asset-specific risk is a type of risk that is unique and common to financial securities.
Asset-specific risk is often referred to as Asset-backed risk, which, like any other financial risk, concerns the tendency of losing money.
Other types of risks associated with financial securities include the following:
Credit risk, Liquidity risk, Foreign investment risk, Equity riskCurrency riskHence, in this case, it is concluded that the correct answer is "Asset-specific risk."
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_____ is designed to serve the needs of a specific department, such as sales, marketing, or finance.