lewis, age 26, and oneida, age 25, are married and will file a joint return. they cannot be claimed as dependents by another taxpayer. lewis and oneida have no children or other dependents. both work and neither are full-time students. lewis earned wages of $10,400 and oneida earned wages of $5,600. lewis and oneida are u.s. citizens and have valid social security numbers. lewis and oneida have investment income of $5,000. 4. lewis and oneida's investment income of $5,000 disqualifies them for the earned income tax credit (eitc). true false
One requirement for EITC eligibility is that the tax year's investment income must be less than $10,000. Due to their $5,000 investment income being below the cap, they are not disqualified and are therefore eligible for the EITC. Therefore, this statement is true.
It is thus untrue that they are ineligible for the Earned Income Tax Credit. There are several fundamental requirements that must be met, according to the IRS, in order to be eligible for the Earned Income Tax Credit.
The taxpayer has a wage under $57,414 from labor. 2. At the time of the return's due date, the taxpayer must have a social security number that is active for the employment. 3. He or she earned less than $10,000 in investment income throughout the tax year.
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you have decided to bring the stakeholders together to promote a bit of interaction and come up with as many ideas as possible about potential project risks. you are not dealing with solutions at this point. you have gathered the stakeholders in a meeting, and you are writing down ideas as the stakeholders shout them out. which technique does this best describe?
This technique best describes Brainstorming.
Brainstorming is a technique used to generate a large number of ideas from a group of people in a short period of time. It is a process of gathering ideas from all participants, regardless of their expertise or experience, in an open and non-judgmental environment. The goal is to encourage free-flowing ideas, and to build on each other's suggestions. In your situation, you have gathered the stakeholders in a meeting, and you are writing down ideas as the stakeholders shout them out, this is a perfect example of brainstorming where you want to generate as many ideas as possible about potential project risks without judging or evaluating the ideas at this point. Brainstorming is a useful tool for identifying potential risks, and for encouraging participation from all stakeholders.
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a) a dutch citizen buys shares of stock in a u.s. company. b) a swedish car manufacturer opens a plant in tennessee. c) a u.s. based restaurant chain opens new restaurants in india. d) a u.s. citizen buys stock in companies located in japan.
An example of American foreign direct investment is the opening of new restaurants by a U.S.-based restaurant chain in India.
What exactly does the United States do abroad?Buildings are constructed, machinery is bought, workers are hired, and goods and services are produced in the United States—all of these activities are instances of what economists refer to as "foreign direct investment" (FDI).
An example would be an American cell phone corporation buying a Chinese network of phone stores. Through vertical foreign direct investment, a corporation buys a complementing company in another country. A US company, for instance, might invest in a foreign company that offers it the raw materials it needs.
FDI often comes in two flavours: horizontal and vertical.
1. Horizontal: An organisation takes its domestic operations abroad.
2. Vertical: By moving up the supply chain, a company can increase its market share internationally.
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After applying for a job at World Mart, Malena made a list of her personal values, strengths, and weaknesses. Then she compared her list with the values, strengths, and weakness of World Mart in an effort to
A. Select an organizational structure.
B. Assess her P-O fit.
C. Understand World Mart’s culture.
D. Be innovative during her interview.
She compared her list with the values, strengths, and weaknesses of World Mart in an effort to assess her P-O fit.
What is P-O fit?Person-organization (PO) fit is the compatibility between individuals and organisations, which happens when at least one entity meets the needs of the other when they have comparable core values, or when both of these things happen. Examples of reciprocal need fulfilment, value alignment between individuals and organisations, personality resemblance between individuals and other organisation members, and shared individual and organisational goals are all included in this description. Another name for PO fit is person-culture fit.
PO fit attained its greatest notoriety in the early 1990s. It is based on the interactionist perspective, which holds that both personal and environmental factors interact to determine individual results. Since then, more than a hundred studies have been done emphasising the compatibility of people and organisational cultures, rather than just the occupations within such organisations.
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Use the following items to determine the total assets, total liabilities, net worth, total cash inflows, and total cash outflows. Rent for the month Spending for food Savings account balance Current value of automobile Credit card balance Auto insurance Video equipment Lunches/parking at work Personal computer Clothing purchase $ 650 Monthly take-home salary $ 345 Cash in checking account $ 1,890 Balance of educational loan $ 8,800 Telephone bill paid for month $ 235 Loan payment $ 230 Household possessions $ 2,350 Payment for electricity $ 180 Donations $ 1,200 Value of stock investment $ 110 Restaurant spending $ 2,185 $ 450 $ 2,160 $ 65 $ 80 $ 3,400 $ 90 $ 160 $ 860 $ 130 a. Total assets b. Total liabilities c. Not d. Total cash inflows Total cash outflows e
Option a is correct. Total asset. A company's balance sheet total consists of current assets and fixed asset. They are the company's economic resources used in its business operations.
Total debt consists of short-term and long-term debt, created to finance the company's assets. The difference between total assets and total liabilities is net worth, also known as net worth.
Total assets $20,780
Total Debt $3,338
Net Worth $17,442
Total cash inflow $3,820
Total cash outflow $3,820
Asset amount
Cash in checking account $630
Savings balance $2,110
Current car value $8,760
Housewares $3,770
Stereo $3,010
Home computer $1,590
Equity Investment $910
Total assets $20,780
amount of debt
Education loan balance $3,100
Credit card balance $238
Total Debt $3,338
Net Worth = $20,780 - $3,338
Net Worth = $17,442
Deposit amount
Take home salary $3,820 monthly
Total cash inflow $3,820
cash outflow
Monthly Rent $1,450
food $1,000
Phone bill $74
car insurance $304
Loan payment $174
Utility bill payment $111
Parking/work lunch $181
donate $149
Shop Clothing For $163
Restaurant spends $214
Total cash outflow $3,820
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refer to exhibit 8-2. based on the given change, what word (rises or falls) should go in blank (3) and blank (4), respectively, to summarize the resulting impact on short run equilibrium?
Consider Exhibit 8-2. To describe the influence on short term equilibrium as a result of the provided modification, falls; increases should go in blanks (11) and (12), respectively.
When all of the forces acting on a body are perfectly balanced, the body is said to be in equilibrium and does not move. The word "equilibrium" derives from the Latin word "libra," which means "weight" or "balance." As a constellation, astrological sign, and representation of the zodiac, Libra is sometimes shown as a pair of balancing scales, frequently held by the blindfolded goddess of justice, which stands for justice, fairness, and equality. Biology, chemistry, physics, and economics all have different definitions of equilibrium, yet they all relate to the harmony of opposing forces.
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which organizational behavior concept is herman miller demonstrating by including an evaluation of leadership and non-technical skills on its performance review?
Herman Miller is demonstrating the concept of 360-degree feedback in its performance review by including an evaluation of leadership and non-technical skills on its performance review.
This concept is a form of organizational behavior that involves gathering feedback from multiple sources, including supervisors, peers, and subordinates, to assess an individual's performance. This type of feedback helps to provide a holistic view of an employee's performance and leadership skills, enabling organizations to make more informed decisions about promotions, salary increases, and other development initiatives.
An organisation is a group of people who cooperate, such as a firm, neighbourhood association, charity, or union.
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If Carlin can afford $450 per month, she could have just bought a more expensive house.Do you think she should pay off an expensive house in 30 years? Or, should she pay off acheaper house in less time with less interest? Explain why you feel that way.
If she can afford it, she should buy an expensive house to ensure its endurance, to get the size and design she likes, and to improve its worth over time. To save interest, she should pay it off faster.
CARLIN, who has been living in a two-bedroom rental with her husband and three children, is looking to upgrade to a larger property with more room. After five years of saving, she has $20,000 ready for a down payment.
The average price of a home in her tiny town is between $75,000 and $95,000. She applies for a mortgage and is approved for a 30-year fixed-rate loan with an interest rate of 3.89%. She must have a payment that is less than $400 each month.
In civil law jurisdictions, a mortgage loan, sometimes known as a hypothec loan, is a loan used by buyers of real estate to raise cash to buy the property or by property owners to borrow finances for any purpose while establishing a lien on the property. Mortgage origination "secures" the borrower's property.
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autumn is an apprentice for a tile installer. what might be one task that autumn performs as part of her job? question 1 options: measuring and installing cabinet doors smearing glue and laying individual tile spacers drafting blueprints checking the oil and fluids in a large crane
smearing glue and laying individual tile spacers.
Tile spacers are plastic objects either made in T or crossed shapes that are placed between the tiles to keep a regular and consistent spacing between the tiles.
The spacer creates a gap that is crammed through grout, which would ultimately supply a symmetrical end to the surface.
Do you have to use spacers when laying tile?If you do not use tile spacers, you risk having your tiles stop up crooked. Tile spacers, because they nestle into the nook of each tile, enable for a completely straight, even finish.
Grouting over tile spacers will end result in a subpar result, and should even damage your floor. While matters might also appear high-quality for a few weeks – or even a few months – leaving spacers in location will injury the structural integrity of the grout.
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https://brainly.com/question/13669641#SPJ4although many components of the revenue cycle are similar across various healthcare settings, there may be differences in the management of the revenue cycle based on:
The flow and management of the revenue cycle vary depending on the following factors:
the size of the institutionmethod of charge captureaccessibility of coding expertsWhat steps are involved in the revenue cycle process in healthcare?The act of tracking and analyzing the cash patients have paid for their service is known as healthcare revenue cycle management. The cycle begins with the scheduling of the first appointments and ends with the payment of the outstanding balance for their medical expenses.
Why is managing the healthcare revenue cycle so important?Revenue cycle management is now a crucial part of healthcare. A healthy and efficient RCM process in the healthcare industry enables businesses to ensure timely payments, reliable collections, and financial stability, allowing them to focus on providing patients with high-quality treatment.
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suppose matt's new cars obtained a loan in which the company will need to pay $10,000 in 3 years including both principal and a 4% interest. how much money did the company borrow?
A simple interest loan is a non-compounded loan. This means that your interest is calculated off the remaining principal balance of your loan, so that you pay a set monthly amount plus interest.
How much money did the company borrow loan?A Private Company can borrow money from it's Members up to 100 % of the aggregate Paid-up Share Capital, free Reserves and Securities Premium Account of the Company after taking the approval of it's shareholders by passing an Ordinary Resolution in a General Meeting.
A Private Company can borrow money from it's Members up to 100 % of the aggregate Paid-up Share Capital, free Reserves and Securities Premium Account of the Company after taking the approval of it's shareholders by passing an Ordinary Resolution in a General Meeting
There are two main parts of a loan: The principal -- the money that you borrow. The interest -- this is like paying rent on the money you borrow.
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Mylie's total utility from singing the same song over and over is 80 utils after one repetition, 120 utils after two repetitions, 100 utils after three repetitions, 50 utils after four repetitions, -20 utils after five repetitions, and -170 utils after six repetitions, as shown in the table below. a. Write down her marginal utility for each repetition. Instructions: Enter your answers as a whole number. If you are entering any negative numbers be sure to include a negative sign (-) in front of those numbers. Repetitions 0 Total Utility 0 Marginal Utility 1 80 80 2 120 40 3 100 30 4 50 20 5 -20 -110 6 -170 -120
Marginal utility is the additional satisfaction an individual gains from consuming one additional unit of a good or service.
What do you mean by utility?
Utility is a term used to refer to the services that are essential for the functioning of a business. Examples of utility services may include electricity, water, natural gas, telephone and internet services, waste disposal, and transportation.
First repetition: 80
Second repetition: 40
Third repetition: -20
Fourth repetition: -50
Fifth repetition: -70
Sixth repetition: -120
Marginal utility is used to measure the benefit or utility an individual receives from consuming one additional unit of a given product. Marginal utility is an important concept in economics, as it helps to explain why people make certain decisions when it comes to the allocation of resources.
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when m1 is expanded to m2, the money supply: a. more than triples. b. goes up tenfold in size. c. changes very little. d. almost doubles.
when m1 is expanded to m2, the money supply: a. more than triples
Any physical object or verifiable document that is commonly accepted as payment for goods and services as well as the settlement of debts, including tax liabilities, in a specific nation or socioeconomic context is referred to be money. Money serves as a method of commerce, a unit of account, a store of value, and, on occasion, a standard for postponed payment. These are its four primary objectives.Since almost all modern monetary systems are based on unbacked fiat money that has no inherent value as a commodity, money historically has been an emergent market phenomena. Its value is guaranteed by the fact that it has been recognized as legal currency by a governing organization or regulatory body and is required to be accepted as payment internationally.
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gelb company currently manufactures 49,500 units per year of a key component for its manufacturing process. variable costs are $2.95 per unit, fixed costs related to making this component are $67,000 per year, and allocated fixed costs are $78,500 per year. the allocated fixed costs are unavoidable whether the company makes or buys this component. the company is considering buying this component from a supplier for $3.70 per unit. calculate the total incremental cost of making 49,500 units and buying 49,500 units. should it continue to manufacture the component, or should it buy this component from the outside supplier?
Purchasing the part is more cost-effective. Should it produce the component at this level of production for $40,750, or should it purchase it from an outside supplier?
Units produced: 49,500
Each unit's variable expenses are $2.95.
Avoidable annual fixed expenses = $67,000
Total annual avoidable fixed expenses = $78,500.
The business is thinking about paying $3.70 per unit for this component from a supplier.
The cost of making and purchasing must be determined, and the best choice must be selected.
Total cost of production: 49,500 * 2.95 + 67,000 = $213,025
Purchasing price = 49,500 x 3.7 = $183,150
Purchasing the part is more cost-effective. by $40,750 at current level of output.
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Currently, the Gelb Company produces 49,500 units of a crucial component for its production process annually. At about this degree of production, the component is produced for $40,750.
What does the term "company" mean?A collective of individuals can form a legal entity called a corporation to run and manage an industrial or a commercial business. A corporate may be put up in a wide range of ways, including those for tax and obligations purposes, relying on the corporate law of its location.
What are the different types of companies?The three most popular types of business entities are the business, the limited liability company (LLC), and the limited company.
Units produced = 49,500
variable expenses = $2.95.
annual fixed expenses = $67,000
Total fixed expenses = $78,500.
cost of production = 49,500 * 2.95 + 67,000
= $213,025
Purchasing price = 49,500 x 3.7 = $183,150
cost-effective = $40,750
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you have developed the following data on three stocks: ticker standard deviation beta a 0.25 0.79 b 0.17 0.98 c 0.2 1.31 if you are a risk minimizer, you should choose stock if it is to be held in isolation and stock if it is to be held as part of a well-diversified portfolio. group of answer choices b ; a c ; a a ; b b ; b
If you are a strict risk minimizer, you would choose Stock B if it is to be held in isolation and Stock A if it is to be held as part of a well-diversified portfolio.
Stock B will be chosen by a risk-minimizer since it has the lowest standard deviation. This gauges the risks that this investment is exposed to. Stock A is what this risk minimizer will choose for a well-diversified portfolio. The lowest risk would be added, which is the reason. Standard deviation will not be taken into account by an investor with a well-diversified portfolio because it is irrelevant for things like unsystematic diversifiable risk.
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why do changes in reserve requirements have less predictable effects on the money supply in comparison to changes in open market operations?
because the rate of the reserve requirements is changed by the central bank the changes in reserve requirements have less predictable effects on the money supply in comparison to changes in open market operations.
The entire amount of money owned by the general population at a specific period is referred to as the money supply in macroeconomics. There are many ways to define "money," but common metrics typically comprise circulation-level money and demand deposits. A nation's central bank is permitted to establish its own definition of what constitutes legal money. A government agency or the nation's central bank often collects and publishes information on the country's money supply. The entire number of coins, bills, and bank account balances in circulation is known as the money supply. The money supply is typically thought of as a collection of secure assets that individuals, corporations, and governments may use to make payments or keep as short-term investments.
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arnold kim began blogging about apple products during his fourth year of medical school. kim's website, macrumors, became so successful that he decided to give up his medical career and work full time on his website, despite the nearly $200,000 he had invested in his education. in making his decision, the $200,000 he spent on his education a. should be ignored since it represents a sunk cost. b. should be considered since it is money he has spent and needs to recoup. c. should be ignored only if kim can earn more than $200,000 by running his website. d. should be considered since it is money he could have used to invest in his website.
Arnold Kim began blogging about Apple products during his fourth year of medical school. Kim's website, MacRumors.com, became so successful that ...
What is the meaning of successful person?Someone who sets and attains goals is successful. Success can mean different things to different individuals. For some, it means being content and fulfilled, while for others, it means having status and achievements. All of these factors frequently come up while discussing success. The definition of a successful life is one in which the individual feels they have either maximized their ability and environmental influences or are able to overcome challenges. Success in the broadest meaning refers to achieving a specified objective. This definition has some repercussions. The first assumption is that success occurs anytime a predetermined goal can be realized. This term also implies that achievement is a prerequisite for success.
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true/false. When a person invests income, he or shespends no money in the short term and saves it all for the long term.uses money in a way that will increase its value in the future.spends income only on essential needs such as housing.cuts out all discretionary spending for a set period to save money.
When someone invests their money, they do not spend it on any immediate needs but rather keep it all for the future.
Briefing:-Make use of resources in a way that will increase their worth in the future. uses all income just on essentials like housing. removes any discretionary purchases for a set period of time in order to save money.
What are the four different types of investments?growth-oriented investments
Shares.
Property.
attracting investment
Constant interest. Cash
How much of your income ought to be set aside for savings?At least 20% of your income should be set aside for savings. Another 50% (at maximum) should be allocated to necessities, while only 30% should be allocated to extras. You may quickly and easily construct a budget for your finances using the 50/30/20 rule of thumb.
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when is the nonrandom variation shown on a control chart a positive outcome? multiple select question. an observation below the lower control limit on a p-chart. an observation above the upper control limit on a p-chart. an observation below the lower control limit on a c-chart. an observation below the lower control limit on a r-chart. an observation above the upper control limit on a r-chart. an observation above the upper control limit on a c-chart.
A good result IS the nonrandom variation exhibited on a control chart. An observation on an R-chart that is below the lower control limit.
Control charts are an excellent tool for tracking process performance. However, in order for the control chart to be useful to you, you must be able to comprehend it. Is communication a vital part of your life? Yes, it is, both at work and at home. The key to properly utilize control charts is to understand that the control chart is how the process interacts with you. The procedure will notify you if everything is "under control" or if there is a problem through the control chart. Large or little movements, upward or downward trends, points alternating up and down over time, and the presence of mixes are all potential difficulties.
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Firms achieve operation excellence through which of the following?
Companies attain operational excellence through effective supply chain management and effective processes.
While educating Japanese industry leaders on how to improve quality in the early 1970s, Dr. Joseph M. Juran created the concept of operational excellence. The qualities of organisational leadership and intelligence include operational excellence. The ultimate objective of operational excellence is to guarantee that customers' expectations are consistently met by continuously strengthening the procedures that a company uses. By prioritising the demands of the client, organisations work to achieve operational excellence.
This implies, for instance, that everything produced is completed accurately the first time, precisely when the client demands it, and at a reasonable cost. This leads to improved production, lower prices, and a better customer experience when buying the good or service.
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your marketing department is currently researching the size, density, location, age, and occupations of your target market. which environment is being researched?
The research environment is the demographic environment. This environment deals with population characteristics such as size, density, location, age, and occupation.
When marketing products or services, understanding the demographic environment is important because it can help businesses identify their target market and tailor their marketing strategies to that market. For example, if the demographics reveal that a large portion of the target market is between the ages of 18-25, businesses can create campaigns that target the needs of that demographic. Understanding the demographic landscape can also help businesses determine the most effective advertising channels and develop pricing strategies that are appropriate for the target market.
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what is your definition of strategic compensation? how do differing perspectives affect our views of compensation? how does collaboration among key stakeholders (i.e. hr, senior leaders, employees) create a more aligned and effective compensation strategy?
A method of human resource management that aids in controlling overall employee remuneration.
What does management mean?The process of completing the labor or task necessary for attaining a firm's goals in an effective and efficient way is referred to as management. The management functions are implied by the process. planning, organizing, staffing, and directing, etc.
Why is management so crucial?Any organization needs managers to accomplish its objectives. They are the core of any business and are responsible for making sure everything works properly. Whether an organization wins or fails is largely on the how successfully its managers carry out their duties.
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hare issuances for cash chase, inc., issued 10,000 shares of $20 par value preferred stock at $50 per share and 8,000 shares of no-par value common stock at $20 per share. the common stock has no stated value. all issuances were for cash. a. prepare the journal entries to record the share issuances. b. prepare the journal entry for the issuance of the common stock assuming that it had a stated value of $10 per share. c. prepare the journal entry for the issuance of the common stock assuming that it had a par value of $2 per share. general journal ref. description debit credit a. answer answer answer preferred stock answer answer answer answer answer issued shares of preferred stock. answer answer answer answer answer answer issued shares of no-par value common stock. b. answer answer answer common stock answer answer answer answer answer issued shares of no-par value common stock, stated value. c. answer answer answer common stock answer answer answer answer answer issued shares of common stock.\
The journal entries to record the share issuances, issuance of the common stock assuming that it had a stated value of $10 per share and assuming that it had a par value of $2 per share is given below.
Give a brief account on issued shares.Regardless of whether they are insiders, institutional investors, or members of the general public, issued shares are the subset of authorised shares that have been sold to and owned by shareholders of a corporation (as disclosed in the annual report of the firm). Shares that a firm has issued include the stock it sells to the public to raise money and the stock it awards insiders as part of their remuneration. Thus, issued shares are the part of authorised shares that a corporation has sold or otherwise placed in the market, including shares they have in their treasury. Authorized shares are the total number of shares a firm can ever issue or sell.
To solve the question :
a. Journal entry to record issuance of shares :
Cash Dr 500,000
Preferred stocks Cr 200,000
Additional paid in capital - preferred stocks Cr 300,000
Cash Dr 160,000
Common stocks Cr 160,000
b. Journal entry for common stock issuance assuming that it states value of $10 per share.
Cash Dr 160,000
Common stocks Cr 80,000
Additional paid in capital - common stocks Cr 80,000
c. Journal entry for common stock issuance assuming that it has a par value of $2 per share.
Cash Dr 160,000
Common stocks Cr 16,000
Additional paid in capital - common stocks Cr 144,000
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Which of the following forecasting methodologies is considered a qualitative forecasting technique? Market research Exponential smoothing Simple moving average Linear regression Multiple regression
Previous question
Market research is considered a qualitative forecasting technique. Delphi, market research, panel consensus, and visionary forecasting are some of the often utilised qualitative forecasting methodologies.
What is qualitative forecasting technique?The use of qualitative forecasting techniques, which rely on the perception and assessment of experts and consumers, is only justified in the absence of historical evidence. Informed opinion and judgement, the Delphi method, and market research are a few examples of qualitative forecasting techniques. Delphi, market research, panel consensus, and visionary forecasting are some of the often utilised qualitative forecasting methodologies. Sales teams utilise quantitative forecasting, a data-driven mathematical technique, to analyse performance and project future sales based on trends and data from the past. Businesses can decide on strategies and procedures to ensure ongoing success by using forecasting findings to make educated decisions.A concerted effort is made to learn as much as possible about target markets and consumers, beginning with their basic demographic information. It has a significant role in preserving competitiveness and is an essential part of corporate strategy.To learn more about qualitative forecasting technique refer to:
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jayson is scoring the position the item was in when the client chose it. which preference assessment is he likely using?
Jayson is scoring the position the item was in when the client chose it. which preference assessment is he likely using Multiple stimulus.
What is stimulus preference evaluation?
A crucial method that practitioners employ to forecast reinforcer-functioning stimuli is a stimulus preference assessment (SPA). All qualified behavior analysts and behavioral technicians are mandated to complete SPA methodology training by the Behavior Analyst Certification Board (BACB).
Jayson is awarding points based on where the item was when the customer selected it. He probably uses multiple stimuli, depending on his preference assessment.
Therefore, Tests of multiple stimuli with replacement are a hybrid of multiple stimuli without replacement and preference assessments for paired stimuli.
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how much oil does the department of energy's energy information service (eis) predict the anwr will produce, as a percentage of worldwide oil production?
According to the energy information service (eis) of the department of energy, there is a 5% probability that the resource will yield less than 5.7 billion barrels of oil as a share of global oil output.
The Department of Energy was established by the Department of Energy Organization Act of 1977 (Public Law 95-91). The Energy Information Administration (EIA) is the primary federal government agency for energy statistics and analysis, according to Section 205 of this law. The EIA is responsible for carrying out a "...central, comprehensive, and unified energy data and information program that will collect, evaluate, assemble, analyze, and disseminate data and information that is relevant to energy resource reserves, energy production, demand, and technology, and related economic and statistical information, According to the energy information service (eis) of the department of energy, there is a 5% probability that the resource will yield less than 5.7 billion barrels of oil as a share of global oil output.
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a debt of \$ 5.000 .00 is to be repaid by payments of \$ 2000.00 after two years, \$ 2500.00 after three years and a final payment after five years. determine the size of the final payment if interest is 10 \% p.a. compounded semi-annually.
The final payment of the debt $5000, if the interest rate 10% p.a. is compounded semi-annually is $17963.20.
How to calculate compound interest semi-annually?To calculate investments or debts with compound interests you're going to need the following formula:
A = P(1+r/100) ^ (nt)
where:
A is the value of the debt after t years,
R is the annual interest rate,
n is the number of times the debt is going to be compounded annually,
P is the principal amount being owed.
E.g. in the question:
P = $5000, R = 10% p.a., n = 2 for interest being compounded semi-annually,
Therefore, for first 2 years,
A = $5000(1+10/100) ^ (2*2) = $7320.5
But $2000 have to be paid, so A = $7320.5 - $2000 = $5320.5
For next 3 years,
A = $5320.5(1+10/100) ^ (2*3) = $9425.59
But $2500 have to be paid, so A = $9425.59 - $2500 = $6925.59
For next 5 years,
A = $6925.59(1+10/100) ^ (2*5) = $17963.20.
Since nothing has to be paid after this, final payment A = $17963.20.
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richie holds a stock portfolio of two stocks. the portfolio's return is the weighted average of the returns of the component stocks. stock a had a return of 8.0% and stock b had a return of 10.5%. if stock a constitutes 40% of richie's stock portfolio, what is the return on the portfolio?
According to the question, the return on Richie's stock portfolio is 9.5%.
What is stock portfolio?A stock portfolio is a collection of investments that are held by an individual or entity. The types of investments held in a portfolio may include stocks, bonds, mutual funds, exchange-traded funds, and other investments. The goal of a portfolio is to provide diversification and to make money.
The return on the portfolio is the weighted average of the returns of the individual stocks, so:
Portfolio Return = (Weight of Stock A * Return of Stock A) + (Weight of Stock B * Return of Stock B)
= (0.4 * 8.0%) + (0.6 * 10.5%)
= (3.2%) + (6.3%)
= 9.5%
Therefore, the return on Richie's stock portfolio is 9.5%.
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The 400 employees of Busy Bee Computing firm are aware of their company's reduction in profits. The employees are concerned about their wages being cut. The majority of the employees are worried that they will be one of the few that will experience wage cuts while their peers will not see a change in wages. Which of the following best describes why this scenario could lead to wage stickiness
In this situation, concerns about justice and the desire to keep up employee morale and enthusiasm may be contributing causes to wage stickiness.
Due to worries about justice and employee morale, the scenario depicted could result in wage stickiness. Employee morale might be negatively impacted by these worries about unfair treatment and the fear of being singled out.
In reaction to shifting economic conditions, such as a decline in profits or a decline in the demand for a company's goods or services, wages may be said to be resistant to decreasing. This phenomenon is referred to as wage stickiness.
Therefore, the employees in this situation worry that they will be among the select few who see their pay reduced while the majority of their coworkers keep their current salaries.
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End of Chapter Problem Although the U.S. Federal Reserve does not use changes in reserve requirements to manage the money supply, the central bank of Albernia does. The commercial banks of Albernia have $100 million in reserves and $1,000 million in checkable deposits; the initial required reserve ratio is 10%. The commercial banks follow a policy of holding no excess reserves. The public holds no currency, only checkable deposits in the banking system. a. how will the money supply change if the required reserve ratio fails to 5%? b. how will the money supply change if the requires reserve ratio rises to 25%?
The money supply will increase by $50 million if the required reserve ratio fails to 5%. The money supply will decrease by $150 million if the requires reserve ratio rises to 25%.
What do you know about Money Supply?
Money supply is the total amount of money held by the public within an economy at a given time. It is an important economic indicator, as it can affect the price level, inflation, and the output of an economy.
A decrease in the minimum reserve ratio to 5% will result in an increase in the money supply. Commercial banks can lend $900 million with a 10% mandated reserve ratio, but $950 million with a 5% reserve ratio. As a result, there will be a $50 million rise in the money supply.
b. If the required reserve ratio increases to 25%, the amount of money in circulation will fall. Commercial banks can lend $900 million with a 10% necessary reserve ratio, but only $750 million with a 25% needed reserve ratio. As a result, there will be a $150 million drop in the money supply.
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